Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Bank of Baroda Premier Credit Card provides accelerated reward points on purchases made through Premier mobile app or website. The credit card also offers other interesting features and benefits including zero fuel surcharge on fuel spends, complimentary insurance cover, zero liability on the lost card, free airport lounge visits, and lot more. Continue reading to know more about the benefits offered by BOB Premier Credit and the process to apply for it online.
| Fee Type | Amount |
|---|---|
| First-year fee | Rs.1,000 |
| Annual fee | Rs.1,000 |
| Cash withdrawal fee (Domestic ATMs) | 2.5% of the transaction amount subject to a minimum of Rs.300 |
| Cash withdrawal fee (International ATMs) | 3.0% of the transaction amount subject to a minimum of Rs.300 |
| Finance charges or interest | 3.25% per month or 39% per annum |
| Duplicate bill fee | Rs.25 per request |
| Cheque return charges | 2% of the cheque amount or Rs.300 whichever is higher |
| Over limit charges | 1% if the usage exceeds the sanctioned credit limit per month |
| Card replacement charges | Rs.100 per request |
| Foreign currency transaction fee | 3.5% of the transaction amount |
| Charge slip retrieval charges | Rs.250 per slip |
| Card de-blocking charges | Rs.300 per instance |
| Late payment charges |
If the outstanding is
|
To apply for BOB Premier Credit Card, customers need to download the application form from the BOB official website, fill in the required details, attach the supporting documents and submit it at the nearest BOB bank branch office.
BOB Premier Credit Card application is available on the webpage https://www.bobfinancial.com/documents/Application%20form_Final.pdf.
Fill all the details accurately, sign in the appropriate boxes, paste a recent photograph, attach the required documents and submit it at any of your nearest BOB bank branch offices.
Alternatively, you can also send an SMS to apply for BOB Premier Credit Card from your registered number in the format mentioned below.
'Apply <your city>' to 9223990624
The bank will give you a call and will take you through the application process.
Yes, you will earn 5X reward points for international spends as well.
Yes, the joining or annual fee waiver is applicable only to non-delinquent credit cardholders.
Yes, the facility of revolving credit is available.
If the outstanding amount is less than Rs.200, you do not need to pay late payment charges.
To apply for a Bank of Baroda Premier Credit card through SMS, you need to type ‘Apply
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