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    Bank of Baroda Signature Visa Credit Card

    We found 1 Bank of Baroda Signature Visa Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    1000
    Response Time Within 30 minutes
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    Fee Details

    Bank of Baroda Signature Visa Credit Card

    Fees & Charges

    Promised Interest Rate

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    Overview:

    The Signature Visa Credit Card offered by Bank of Baroda is popular because of the number of rewards and benefits it offers to its cardholders. Besides providing loyalty points, the card has many other attractive features. It is valid globally and it provides benefits related to hotel, dining, golf, entertainment, shopping, etc.

    Features of Bank of Baroda Signature Visa Credit Card:

    • Validity – Bank of Baroda Signature Visa Credit Card is valid for use in any part of the world
    • Interest Rate – This card has an interest rate of 2.6 percent every month (APR - 31.2 percent)
    • Cash Withdrawal Limit – The cash withdrawal limit on a Bank of Baroda Signature Visa Credit Card is 40 percent of the credit limit
    • Loyalty Points – For every Rs.100 spent by the cardholders, Bank of Baroda will reward them with 2 loyalty points
    • Insta Pay – Bank of Baroda Signature Credit Card holders can easily pay their bills online using the Insta Pay service

    Benefits:

    • Annual Fees – The bank waives off the annual fees for cardholders who pay their bills regularly and who spend Rs.2, 00, 000 annually using their Bank of Baroda Signature Credit Card
    • Personal Coverage – Bank of Baroda Signature Visa Credit Card holders will avail free Personal Accidental Death Coverage. The bank will provide them a coverage of Rs.50,00,000 in case of Air Accidental Death and Rs.10, 00, 000 in case of Other Accidental Death
    • Other Benefits – Bank of Baroda Signature Visa Credit Card holders can enjoy a host of benefits offered by VISA. These benefits include hotel, shopping, dining, entertainment, golf, priority pass, lounge access at airports, etc.
    • Exclusive Offers - Signature Visa Credit Card holders avail exclusive offers from Bank of Baroda. These offers include discounts on holidays, air tickets, hotel bookings, 0% surcharge on fuel at petrol pumps, etc.
    • Visa Bill Pay – Cardholders can pay their bills safely using the Visa Bill Pay service online

    Eligibility Criteria:

    • Income Criteria – This card can be availed by people who earn Rs.12, 00, 000 or more annually
    • Age Requirements – People aged between 18 years and 65 years of age are eligible to apply for this card
    • Bank of Baroda existing customers are given preference when they apply for this card

    Required Documents:

    • Identity Proof – Applicants of Bank of Baroda Signature Visa Credit Card must submit a copy of one of the following documents as identity proof -
      • UID
      • Passport
      • Voter’s Identity Card
      • PAN Card
      • Driving License
    • Income Proof – Applicants of Bank of Baroda Signature Visa Credit Card must submit one of the following documents as income proof –
      • Latest Income Tax Return
      • Form 16
      • Salary slip
    • Proof of Residence – Applicants of Bank of Baroda Signature Visa Credit Card must submit one of the following documents as resident proof –
      • UID
      • Electricity Bill
      • PSU Bank passbook
      • Fixed Line Bill
      • Copy of their passport
    • Bank Statement of the latest 3 months
    • Copy of the PAN Card
    • Colour photographs

    The above documents have to be submitted after self- attesting them and then getting them verified from the closest branch of Bank of Baroda or from the Bobcards Area office.

    Fees and Charges:

    Type

    Amount

    Joining Fee

    Rs.1000

    Annual Fees (Principal Card)

    Rs.1000

    Annual Fees (Add on Card)

    Rs.1000

    Revolving Credit Limit

    Rs.5, 00, 000

    Cash Withdrawal Limit

    40 % of credit limit

    Late Payment

    Up to Rs.500 – No charge

    Between Rs.501 and Rs.25000 – Rs.300

    Over Rs.25,001 – Rs.500

    Cash Withdrawal Fees in ATMs (International)

    Rs.250 (3.5 percent)

    Cash Withdrawal Fees in ATMs (Domestic)

    Rs.200 (3 percent)

    Fees for Cheque Return

    2.5% or minimum Rs.500 (whichever is greater)

    BOB Signature Visa Credit Card FAQs:

    • Can I get Add on Cards with Bank of Baroda Signature Visa Credit Card?

      Yes, you can get Add on Cards with Bank of Baroda Signature Visa Credit Card.

    • When will the bank block my credit card?

      The bank will block your credit card if you fail to pay your minimum dues for 2 months back to back.

    • How much do I have to pay for card de-blocking?

      You have to pay Rs.300 for card de-blocking.

    • How do I pay my Bank of Baroda Signature Visa Credit Card bills?

      You can use the following methods to pay your Bank of Baroda Signature Visa Credit Card bills

      • By Cash
      • NEFT
      • RTGS
      • Online payment
      • By Bill Desk
      • Auto Debit
      • By Cheque
    • What is the membership fee for Add On cards?

      The membership fee for Add On cards is Rs.1000.

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