Did you know that Mr. Kumar’s Credit Card gets him free movie tickets every month? Get A Card
Bank of Baroda is a leading Indian bank, which offers a wide range of financial products and services to its customers all over the world. Among the products, credit cards offered by the bank are exclusively designed as per customer requirements and have a lot of exciting features and benefits. Bank of Baroda Co- Branded Credit Card, also known as BOBCARD Bombay Bullion is a Visa Card which can be used in any part of the world.
Mrs. Sharma enjoys cashback on all her retail purchases. You could too! Get A Card
Features of Bank of Baroda Co-Branded Credit Card:
Validity – The Bank of Baroda Co- Branded Credit Card is accepted all over the world.
Interest Rate – The rate of interest on this card is 2.60 percent per month (31.2% APR).
Loyalty Points – On every Rs.100 spent by the cardholder, the bank rewards them with 1 Loyalty Point.
Cash Withdrawal Limit – On Bank of Baroda Co- Branded Credit Card, the cash withdrawal limit is 30% of the credit limit.
Insta Pay – Credit Cardholders of Bank of Baroda can pay their bills online through the bank’s Insta Pay service
Personal Coverage – Bank of Baroda Co-Branded Credit Card provides free Personal Accidental Death Coverage to the cardholders. As part of this policy, the bank provides Rs.15,00,000 in case of Air Accidental Death and Rs.5, 00, 000 in case of Other Accidental Death.
Annual Fees Waiver - The bank waives off the annual fees for people who spend Rs.50, 000 annually using their card and pay their bills regularly.
Add on Cards - With this card, cardholders will receive 3 free add on cards.
Exclusive Offers - Bank of Baroda offers discounts on air tickets, hotel bookings, holidays, 0% surcharge on fuel, etc.
Other Benefits – Bank of Baroda Co- Branded Credit Card holders can enjoy dining, shopping, hotel, etc. privileges and offers by Visa International.
Income Criteria – Applicants must have an annual income of Rs.3, 00, 000 and above to be eligible for this card.
Age Criteria – Applicants must be between 18 years and 65 years old to be eligible for this card.
Applicants who are existing customers of the bank are given preference.
Proof of Identity – Applicants are required to provide a proof of identity when they apply for a Bank of Baroda Co- Branded Credit Card. They can give a copy of any one of the following documents –
Voter’s Identity Card
Proof of Income – Applicants are also required to submit a proof of their income when they apply for this card. They can provide any one of the following documents –
Income Tax Return
Residence Proof – Applicants have to submit a proof of their residence as well when they apply for this card. They can provide a copy of any one of the following documents –
Fixed Line Bill
Passbook of PSU Bank
PAN Card copy
Bank Statement for recent 3 months
Applicants are required to self- attest and verify the documents from the nearest branch of the bank or from the nearest area office of Bobcards.
Fees and Charges:
Service charge on pending balance
2.60 percent per month
Annual Fees (Principal Card)
Cash Withdrawal Limit
30 % of credit limit
Revolving Credit Limit
Cash Withdrawal Fee (Domestic ATMs)
Rs.200 (2.5 %)
Cheque Return Charges
Minimum Rs.300 / 2 percent (the one with higher value)
Cash Withdrawal Fee (International ATMs)
Rs.250 (3 %)
Late Payment fee
No charge for an amount of up to Rs.500,
Rs.300 for an amount between Rs.501 to Rs.25000,
Rs.500 for an amount above Rs.25,001
BOB Co-Branded Credit Card FAQs:
What is the annual fees for Add on cards?
The bank does not charge annual fees for Add on cards.
What documents do I have to submit during the application process?
During the application process, you have to provide your identity proof, residence proof, income proof, pan card copy, colour photographs and bank statement for recent 3 months.
Does the Bank of Baroda Co- Branded Credit Card have a chip?
Yes, the Bank of Baroda Co- Branded Credit Card has a chip. The card is also available without a chip.
I am 19 years old. Can I apply for this card?
Yes, anyone between 18 years and 65 years of age can apply for this card.
How many Add on cards do I get with a Bank of Baroda Co- Branded Credit Card?
You will get 3 Add on cards with a Bank of Baroda Co- Branded Credit Card for free.
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