Bank of Baroda Easy Credit Card is one of the basic credit cards offered by Bank of Baroda. This Bank of Baroda credit card is suitable for people with minimal income as it provides accelerated rewards and cashback offers on regular spending categories.
By achieving milestones set by BOB, cardholders can avail joining fee reversal and annual fee waiver facility. Listed below are all the features and benefits offered by BOB Easy Credit Card in detail. Don’t forget to check various fees and charges associated with the card usage, eligibility to apply for credit card, documents required and the process to apply for the card.
Other Bank of Baroda Credit Cards
|Cash withdrawal fee (Domestic ATMs)||2.5% of the transaction amount subject to a minimum of Rs.300|
|Cash withdrawal fee (International ATMs)||3.0% of the transaction amount subject to a minimum of Rs.300|
|Finance charges or interest||3.25% per month or 39% per annum|
|Duplicate bill fee||Rs.25 per request|
|Cheque return charges||2% of the cheque amount or Rs.300 whichever is higher|
|Over limit charges||1% if the usage exceeds the sanctioned credit limit per month|
|Card replacement charges||Rs.100 per request|
|Foreign currency transaction fee||3.5% of the transaction amount|
|Charge slip retrieval charges||Rs.250 per slip|
|Card de-blocking charges||Rs.300 per instance|
|Late payment charges||
If the outstanding is less than Rs.200 – NIL
To apply for BOB Easy Credit Card, customers need to download the application form from the BOB official website, fill it with required details, attach the supporting documents and submit it at the nearest BOB bank branch office.
BOB Easy Credit Card application is available in the webpage https://www.bobfinancial.com/documents/Application%20form_Final.pdf.
Fill all the details accurately, sign in the appropriate boxes, paste a recent photograph, attach the required documents and submit it at any of your nearest BOB bank branch offices.
Alternatively, you can also send an SMS to apply for BOB Select Credit Card from your registered number in the below mentioned format.
The bank will make you a call back and will take you through the application process.
Yes, the finance charge with this card is 0.25% per month or 39%
The Credit Limit is the maximum amount you can spend using the credit card.
Yes, you can get the credit card even if you do not pay tax. However, you have to meet the eligibility criteria that are set by the bank to get the credit card.
No, the cardholder of the add-on will share the same credit limit assigned to the primary cardholder.
Aadhaar Card, Ration Card, Passport, Bank Account Statement, Voter’s ID Card, Letter from any recognized public authority, Telephone Bill, Electricity Bill, Water Bill (not more than 3 months old).
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