Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Bank of Baroda CMA One Credit Card

    Bank of Baroda (BoB) CMA One Credit Card is a credit card designed for the members of ICMAI. You will receive a welcome gift of free FitPass Pro membership for six months, worth Rs.15,000 on the issuance of your card. Apart from that you will also receive 50 days of interest free credit. The process to apply for this card is very simple and hassle-free.

    Features of Bank of Baroda CMA One Credit Card

    Accelerated Rewards

    • You will earn five reward points for every Rs.100 you spend on dining, utility bills, and other online payments.
    • On completing five transactions worth Rs.1,000 and above each month on your card, you will earn 1,000 bonus reward points.

    Travel Benefits

    • Use your card to enjoy up to 12 complimentary visits to domestic airport lounges (three complimentary visits every quarter).
    • You can save on your international expenses with reduction in your Forex mark-up by 2%.

    Fitness and Frolic

    • Get FitPass Pro membership worth Rs.15,000 free for 6 months as a welcome gift on the issuance of your credit card.

    Benefits of Bank of Baroda CMA One Credit Card

    The benefits of using Bank of Baroda CMA One Credit Card are given below:

    • Milestone rewards: You can earn 1,000 reward points if you use your card to make a transaction within 30 days of its issuance. You can also earn 4,000 reward points every quarter if you spend more than your credit limit.
    • Free add-on card: You can get up to three lifetime add-on credit cards which can be used by your parents, spouse, kids or siblings (should be aged 18 years and above).
    • Fuel surcharge waiver: Enjoy a fuel surcharge waiver of 1% on paying for fuel at any fuel station in India, provided the transaction amount is between Rs.400 and Rs.5,000 (Maximum of Rs.250 per statement cycle).
    • Extra rewards: You will earn 1 reward point for every Rs.100 you spend on your credit card. You can later redeem all your accumulated reward points for cashback. 1 reward point is equal to Rs.0.25.
    • Complimentary insurance: On the issuance of this credit card, you will receive Professional Indemnity Insurance Cover of Rs.5 Lakh, non-air accident death cover of Rs.5 Lakh, and air accident death cover of Rs.15 Lakh.
    • Easy EMI options: If you have spent Rs.2,500 or more on your credit card, you can convert the amount into EMIs. You can choose the option of paying your EMIs either within six months or 12 months.
    • Zero liability in case of loss of your card: In case you lose your credit card, you can immediately inform the bank to get it blocked and prevent it from being misused.

    Eligibility Criteria for Bank of Baroda CMA One Credit Card

    Given below are the eligibility criteria you will have to fulfill in order to apply for the BoB CMA One Credit Card:

    • You should be a member of ICMAI.
    • You must be a resident of India.
    • You must be aged 18 years or above.

    Documents Required for Bank of Baroda CMA One Credit Card

    • Photocopy of your PAN card.
    • Photocopy of your ICMAI membership card.
    • Proof of your current address.
    • Latest salary slip, Income Tax Returns, or if you have any other credit card then you can produce a copy of it along with the latest bill statement.
    • Your recent passport size photograph.

    Fees and Charges for BoB CMA One Credit Card

    Fees and Charges Primary Card Add-on Card
    Fee for the first year Re.1 NIL
    Annual fee NIL NIL

    How to Apply for BoB CMA One Credit Card


    • Click on the link
    • On the page, you will find the ‘Apply Now’ button. Click on it.
    • An application form will be displayed on your page. Provide all the relevant details as asked for and ensure they are correct.
    • Once you have filled in the application form submit it, and upload all the required documents.
    • If all the details and the documents provided by you are correct, the bank will approve your application for CMA One Credit Card.


    You can visit the nearest Bank of Baroda branch along with all the relevant documents. A representative from the bank will help you with the application process.

    In case of any query, you can call the Bank of Baroda Credit Card helpline number at 1800 22 5100 which is active 24x7 or send a mail to

    FAQs on Bank of Baroda CMA One Credit Card

    1. Is there any annual fee for BOB CMA credit card?

      No, there is no annual fee for BOB CMA credit card.

    2. Can I redeem my CMA credit card reward points in form of cashback?

      Yes, you can redeem reward points for cashback at Rs.025 per reward point.

    3. Can I convert my purchases into EMIs with BOB CMA credit card?

      CMA credit offers this facility, you can convert purchases worth Rs.2500 or more into EMIs of 6-months or 12-months duration.

    4. How can I stop liabilities on a lost or stolen credit card?

      Report the loss of credit card immediately to the bank, to avoid any fraud liabilities.

    5. Do add-on cards coming with CMA credit card have independent credit limits?

      No, the add-on cards do not have a separate credit limit, every transaction will be counted under one credit card.

    6. Do I need to submit a valid proof of ICMAI membership to avail this card?

      Yes, you need to submit a photocopy of ICMAI membership card to avail CMA credit card.

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