Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    Bank of Baroda Assure Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    Nil
    Response Time Within 30 minutes

    Bank of Baroda Assure Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    The Bank of Baroda Assure Platinum Credit Card is a global card, which is accepted by ATMs all over the world. It is affiliated with Visa and offers a number of rewards to the cardholders. The bank provides free insurance coverage to the owners of this card and also waives off the annual fees for them if they spend minimum Rs.50, 000 using their card. Apart from this, people can also enjoy exclusive benefits offered by Visa on this card.

    Features of Bank of Baroda Assure Platinum Card:

    • Validity – Bank of Baroda Assure Platinum Credit Card is acceptable worldwide
    • Cash Withdrawal Limit – The cash withdrawal limit offered on this card is a percentage of the credit limit
    • Interest Rate – The interest rate charged on this credit card is 1.6 percent each month (APR - 19.2 percent)
    • Credit Limit – The credit limit on this card is 80 percent of the FD amount
    • Insta Pay – Bank of Baroda credit card holders can easily pay their bills online with the bank’s Insta Pay service
    • Loyalty Points – Whenever a cardholder spends Rs.100 using their Bank of Baroda Assure Platinum Credit Card, they will receive 1 loyalty point

    Benefits:

    • Add on Cards – With this credit card, cardholders can get up to 3 add on cards for free
    • Annual Fees –The bank waives off the annual fees for people who regularly pay their bills and spend Rs.50, 000 yearly
    • Personal Coverage – With this credit card, Bank of Baroda provides free Personal Accidental Death Coverage to the cardholders.
      • Rs.15, 00, 000 coverage in case of Air Accidental Death
      • Rs.5, 00, 000 coverage in case of Other Accidental Death
    • Other Benefits – Owners of Bank of Baroda Assure Platinum Credit Card enjoy a number of exclusive offers and privileges offered by Visa on dining, hotel, shopping, entertainment, etc.
    • Exclusive Offers - Credit cardholders of Bank of Baroda can enjoy exclusive offers provided by the bank on their cards. Discounts on air tickets, hotel bookings, holidays, 0% fuel surcharge, etc. are some among the many benefits offered by the bank

    Eligibility Criteria:

    • Income Criteria – To get this card, applicants must have a minimum fixed deposit of Rs.25,000
    • Age Requirements – People who are more than 18 years old can apply for this card

    Required Documents:

    • Identity Proof – Applicants have to give a copy of one of the following -
      • Voter’s Identity Card
      • UID
      • Driving License
      • PAN Card
      • Passport
    • Residence Proof – Applicants have to give a copy of one of the following –
      • UID
      • Passport
      • Electricity Bill
      • Fixed Line Bill
      • PSU Bank passbook
    • Front and backside copy of FDR discharged by the individual
    • Annexure 1, Annexure 2 and Annexure 3
    • Colour photographs

    Fees and Charges:

    Type

    Amount

    Joining Fee

    Nil

    Annual Fees (Principal Card)

    Rs.500

    Annual Fees (Add on Card)

    Nil

    Late Payment

    Up to Rs.500 – No charge,

    Rs.501 - Rs.25000 – Rs.300,

    Above Rs.25,001 – Rs.500

    Fees for Cash Withdrawal in ATMs (International)

    Rs.250 (3 percent)

    Fees for Cash Withdrawal in ATMs (Domestic)

    Rs.200 (2.5 percent)

    Fees for Cheque Return

    2% or Rs.300 minimum (whichever is greater)

    BOB Assure Platinum Credit Card FAQs:

    • Does the Bank of Baroda Assure Platinum Credit Card come with a chip?

      Yes, the Bank of Baroda Assure Platinum Credit Card comes with a chip.

    • What is the service charge on outstanding balance?

      The service charge on outstanding balance is 1.6 percent per month.

    • Can I use the Bank of Baroda Assure Platinum Credit Card outside India?

      Yes, you can use the Bank of Baroda Assure Platinum Credit Card outside India.

    • By when am I expected to pay my Bank of Baroda Assure Platinum Credit Card bill?

      You are expected to pay your Bank of Baroda Assure Platinum Credit Card bill by the 1st of every month.

    • How do I pay my credit card bill?

      You can pay your credit card bill in the following ways -

      • By Cash
      • Auto Debit
      • By Cheque
      • Online payment
      • NEFT
      • RTGS
      • By Bill Desk
    Close

    Compare, check your eligibility and apply for credit cards online.

    reTH65gcmBgCJ7k - pingdom check string.
    reTH65gcmBgCJ7k - pingdom check string.
    This Page is BLOCKED as it is using Iframes.