Bank of Baroda Assure Credit Card
The Bank of Baroda Assure Platinum Credit Card is a global card, which is accepted by ATMs all over the world. It is affiliated with Visa and offers a number of rewards to the cardholders. The bank provides free insurance coverage to the owners of this card and also waives off the annual fees for them if they spend minimum Rs.50, 000 using their card. Apart from this, people can also enjoy exclusive benefits offered by Visa on this card.
We found 1 Bank Of Baroda Credit Card
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Fee Details
- 1st Year - ₹ 0
- 2nd Year Onwards - ₹ 500 (Waived if total purchases exceed Rs.50,000 in the previous year)
- APR - 19.2% per annum
- APR - 19.2% per annum
Rewards
- For every Rs.100 spent across all categories, 1 reward point is credited to the card account.
- Redemption of accumulated points starts at 500 points.
Documents
- KYC-PAN, Address proof and ID Proof
- One photograph, Salary slip/Form 16
What you'll love
Free Accidental Death Coverage of up to Rs.15 lakhs for air accident and up to Rs.5 lakhs for accidental death.
Up to 3 Add-on cards come free for life.
Cash withdrawal limit of up to 100% of the credit limit.
For every Rs.100 spent, you get 1 loyalty point into your account.
Access to a host of privileges and offers from Visa.
Credit limit assignment is linked to monies held in the Term Deposit account.
Think about
This Company is not a partner. Visit its website/branch office for more details. Trademarks, logos and other intellectual property belong to their respective owners.
Features of Bank of Baroda Assure Platinum Card
- Validity: Bank of Baroda Assure Platinum Credit Card is acceptable worldwide
- Cash Withdrawal Limit: The cash withdrawal limit offered on this card is a percentage of the credit limit
- Interest Rate: The interest rate charged on this credit card is 1.6 percent each month (APR - 19.2 percent)
- Credit Limit: The credit limit on this card is 80 percent of the FD amount
- Insta Pay: Bank of Baroda credit card holders can easily pay their bills online with the bank's Insta Pay service
- Loyalty Points: Whenever a cardholder spends Rs.100 using their Bank of Baroda Assure Platinum Credit Card, they will receive 1 loyalty point
Bank of Baroda Assure Platinum Card Benefits
- Add on Cards: With this credit card, cardholders can get up to 3 add on cards for free
- Annual Fees: The bank waives off the annual fees for people who regularly pay their bills and spend Rs.50, 000 yearly
- Personal Coverage: With this credit card, Bank of Baroda provides free Personal Accidental Death Coverage to the cardholders.
- Rs.15, 00, 000 coverage in case of Air Accidental Death
- Rs.5, 00, 000 coverage in case of Other Accidental Death
- Other Benefits: Owners of Bank of Baroda Assure Platinum Credit Card enjoy a number of exclusive offers and privileges offered by Visa on dining, hotel, shopping, entertainment, etc.
- Exclusive Offers: Credit cardholders of Bank of Baroda can enjoy exclusive offers provided by the bank on their cards. Discounts on air tickets, hotel bookings, holidays, 0% fuel surcharge, etc. are some among the many benefits offered by the bank
Bank of Baroda Assure Platinum Card Eligibility Criteria
- Income Criteria: To get this credit card, applicants must have a minimum fixed deposit of Rs.25,000
- Age Requirements: People who are more than 18 years old can apply for this card
Required Documents for Bank of Baroda Assure Platinum Card
- Identity Proof – Applicants have to give a copy of one of the following -
- Voter’s Identity Card
- UID
- Driving License
- PAN Card
- Passport
- Residence Proof – Applicants have to give a copy of one of the following –
- UID
- Passport
- Electricity Bill
- Fixed Line Bill
- PSU Bank passbook
- Front and backside copy of FDR discharged by the individual
- Annexure 1, Annexure 2 and Annexure 3
- Colour photographs
Bank of Baroda Assure Platinum Card Fees and Charges
Fee Type | Amount |
Joining Fee | Nil |
Annual Fees (Principal Card) | Rs.500 |
Annual Fees (Add on Card) | Nil |
Late Payment | Up to Rs.500 – No charge, Rs.501 - Rs.25000 – Rs.300, Above Rs.25,001 – Rs.500 |
Fees for Cash Withdrawal in ATMs (International) | Rs.250 (3 percent) |
Fees for Cash Withdrawal in ATMs (Domestic) | Rs.200 (2.5 percent) |
Fees for Cheque Return | 2% or Rs.300 minimum (whichever is greater) |
FAQs on BOB Assure Platinum Credit Card
- Does the Bank of Baroda Assure Platinum Credit Card come with a chip?
Yes, the Bank of Baroda Assure Platinum Credit Card comes with a chip.
- What is the service charge on outstanding balance?
The service charge on outstanding balance is 1.6 percent per month.
- Can I use the Bank of Baroda Assure Platinum Credit Card outside India?
Yes, you can use the Bank of Baroda Assure Platinum Credit Card outside India.
- By when am I expected to pay my Bank of Baroda Assure Platinum Credit Card bill?
You are expected to pay your Bank of Baroda Assure Platinum Credit Card bill by the 1st of every month.
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Credit Card Eligibility
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