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    Bank of Baroda Titanium Master Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    -
    Response Time Within 30 minutes

    Bank of Baroda Titanium Master Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    Bank of Baroda is famous all over for the benefits they offer to their customers. Among the wide range of products and services offered by the bank globally, their credit cards are considered as one of the best because they have a lot of rewards for their cardholders. Bank of Baroda Titanium MasterCard Credit Card is one such card that has attractive features and is accepted everywhere around the world.

    Features of Bank of Baroda Titanium MasterCard:

    • Validity – The Bank of Baroda Titanium MasterCard Credit Card can be used at an international level
    • Interest Rate – This interest rate on Bank of Baroda Titanium MasterCard Credit Card is 2.5% per month (APR – 30 %)
    • Loyalty Points – On every Rs.100 spent by the cardholder, the bank rewards them with 1 Loyalty Point
    • Cash Withdrawal Limit – For this card, the cash withdrawal limit is 30 percent of the credit limit
    • Insta Pay – Credit cardholders of Bank of Baroda can pay their bills online using the Insta Pay service.

    Benefits:

    • Add on Cards – With Bank of Baroda Titanium MasterCard Credit Card, the bank offers 3 add on cards for free
    • Annual Fees – When a cardholder spends Rs.25, 000 yearly using the card and pays all his or her credit card bills regularly, the bank waives off their annual fees
    • Personal Coverage – Cardholders of Bank of Baroda Titanium MasterCard Credit Card avail free Personal Accidental Death Coverage from the bank. Here, the bank provides Rs.5,00,000 as Air Accidental Death coverage and Rs.1, 00, 000 as Other Accidental Death coverage
    • Exclusive Offers - Bank of Baroda provides exclusive offers to its credit cardholders such as 0% surcharge on fuel, discounts on domestic and international hotel bookings, air tickets, holidays, etc.
    • Other Benefits – Cardholders can enjoy all the offers and privileges by MasterCard

    Eligibility Criteria:

    • Income Criteria – To avail a Bank of Baroda Titanium MasterCard Credit Card, individuals must earn Rs.2, 00, 000 and above annually
    • Age Requirements – People who are between 18 years and 65 years are eligible to apply for a Bank of Baroda Titanium MasterCard Credit Card
    • The bank gives preference to applicants who have existing banking relations with them

    Required Documents:

    • Identity Proof – One of the following documents must be submitted by the applicants as identity proof -
      • PAN Card
      • Voter’s Identity Card
      • Passport
      • Driving License
      • UID
    • Residence Proof – One of the following documents must be submitted by the applicants as residence proof –
      • UID
      • Passbook of PSU Bank
      • Passport
      • Fixed Line Bill
      • Electricity Bill
    • Income Proof – One of the following documents must be submitted by the applicants as income proof –
      • Form 16
      • Income Tax Return
      • Salary Slip
    • Copy of the PAN Card
    • Bank Statement for the latest 3 months
    • Colour photographs

    Fees and Charges:

    Type

    Amount

    Annual Fees for the Principal Card

    Rs.500

    Annual Fees for the Add on Card

    Nil

    Revolving Credit Limit

    Rs.40, 000

    Cash Withdrawal Limit

    30 % of the credit limit

    Late Payment

    Up to Rs.500 – No charge,

    Rs.501 - Rs.25000 – Rs.300,

    Above Rs.25,001 – Rs.500

    Cash Withdrawal from ATMs Abroad

    Rs.250 (3 percent)

    Cash Withdrawal from ATMs Domestic

    Rs.200 (2.5 percent)

    Fees for De-blocking

    Rs.300

    Cheque Return

    Rs.300 minimum or 2 percent (the one with the higher value)

    BOB Titanium MasterCard Credit Card FAQs:

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