Does the Bank of Baroda Titanium MasterCard Credit Card have a chip?

Yes, the Bank of Baroda Titanium MasterCard Credit Card has a chip.

Is there a charge on the outstanding balance?

Yes, Bank of Baroda has a service charge of 2.50% per month on the outstanding balance.

Can I withdraw cash using the Bank of Baroda Titanium MasterCard Credit Card in ATMs abroad?

Yes, you can withdraw cash using the Bank of Baroda Titanium MasterCard Credit Card in ATMs abroad.

Does the Bank of Baroda Titanium MasterCard Credit Card provide an insurance coverage?

Yes, the Bank of Baroda Titanium MasterCard Credit Card provides an insurance coverage to the cardholders.

How can I pay my credit card bills?

You can pay your credit card bills in one of the following ways -.By Cheque By Cash By Bill Desk Auto Debit NEFT Online payment RTGS.

Bank of Baroda Titanium Master Credit Card

Bank of Baroda is famous all over for the benefits they offer to their customers. Among the wide range of products and services offered by the bank globally, Bank of Baroda credit cards are considered as one of the best because they have a lot of rewards for their cardholders. Bank of Baroda Titanium MasterCard Credit Card is one such card that has attractive features and is accepted everywhere around the world.

Features of Bank of Baroda Titanium MasterCard

Validity - The Bank of Baroda Titanium MasterCard Credit Card can be used at an international level
Interest Rate - This interest rate on Bank of Baroda Titanium MasterCard Credit Card is 2.5% per month (APR - 30 %)
Loyalty Points - On every Rs.100 spent by the cardholder, the bank rewards them with 1 Loyalty Point
Cash Withdrawal Limit - For this card, the cash withdrawal limit is 30 percent of the credit limit
Insta Pay - Credit cardholders of Bank of Baroda can pay their BOB credit card bills online using the Insta Pay service.

Benefits of BOB Titanium Master Credit Card

Add on Cards - With Bank of Baroda Titanium MasterCard Credit Card, the bank offers 3 add on cards for free
Annual Fees - When a cardholder spends Rs.25, 000 yearly using the card and pays all his or her credit card bills regularly, the bank waives off their annual fees.
Personal Coverage - Cardholders of Bank of Baroda Titanium MasterCard Credit Card avail free Personal Accidental Death Coverage from the bank. Here, the bank provides Rs.5,00,000 as Air Accidental Death coverage and Rs.1, 00, 000 as Other Accidental Death coverage
Exclusive Offers - Bank of Baroda provides exclusive offers to its credit cardholders such as 0% surcharge on fuel, discounts on domestic and international hotel bookings, air tickets, holidays, etc.
Other Benefits - Cardholders can enjoy all the offers and privileges by MasterCard

Eligibility Criteria of BOB Titanium Master Credit Card

Income Criteria - To avail a Bank of Baroda Titanium MasterCard Credit Card, individuals must earn Rs.2, 00, 000 and above annually
Age Requirements - People who are between 18 years and 65 years are eligible to apply for a Bank of Baroda Titanium MasterCard Credit Card
The bank gives preference to applicants who have existing banking relations with them

Required Documents for BOB Titanium Master Credit Card

Identity Proof - One of the following documents must be submitted by the applicants as identity proof -
Residence Proof - One of the following documents must be submitted by the applicants as residence proof -
1. UID
2. Passbook of PSU Bank
3. Passport
4. Fixed Line Bill
5. Electricity Bill
Income Proof - One of the following documents must be submitted by the applicants as income proof -
1. Form 16
2. Income Tax Return
3. Salary Slip
Copy of the PAN Card
Bank Statement for the latest 3 months
Colour photographs

Fees and Charges

Type	Amount
Annual Fees for the Principal Card	Rs.500
Annual Fees for the Add on Card	Nil
Revolving Credit Limit	Rs.40, 000
Cash Withdrawal Limit	30 % of the credit limit
Late Payment	Up to Rs.500 - No charge,, Rs.501 - Rs.25000 - Rs.300, Above Rs.25,001 - Rs.500
Cash Withdrawal from ATMs Abroad	Rs.250 (3 percent)
Cash Withdrawal from ATMs Domestic	Rs.200 (2.5 percent)
Fees for De-blocking	Rs.300
Cheque Return	Rs.300 minimum or 2 percent (the one with the higher value)

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FAQs on BOB Titanium MasterCard Credit Card

Does the Bank of Baroda Titanium MasterCard Credit Card have a chip?
Yes, the Bank of Baroda Titanium MasterCard Credit Card has a chip.
Is there a charge on the outstanding balance?
Yes, Bank of Baroda has a service charge of 2.50% per month on the outstanding balance.
Can I withdraw cash using the Bank of Baroda Titanium MasterCard Credit Card in ATMs abroad?
Yes, you can withdraw cash using the Bank of Baroda Titanium MasterCard Credit Card in ATMs abroad.
Does the Bank of Baroda Titanium MasterCard Credit Card provide an insurance coverage?
Yes, the Bank of Baroda Titanium MasterCard Credit Card provides an insurance coverage to the cardholders.
How can I pay my credit card bills?
You can pay your credit card bills in one of the following ways -
1. By Cheque
2. By Cash
3. By Bill Desk
4. Auto Debit
5. NEFT
6. Online payment
7. RTGS

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