Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Loading your search...
Close

Compare, check your eligibility and apply for credit cards online.

  • Credit Card BYTES FROM OUR KITCHEN

    Bank of Baroda Paytm Credit Card

    Bank of Baroda Paytm Credit Card provides accelerated reward points on purchases made through Paytm mobile app or website.

    The card also offers other interesting features and benefits including zero fuel surcharge on fuel spends, complimentary insurance cover, zero liability on lost card, free airport lounge visits, and lot more. Continue reading to know more about the benefits offered by BOB Paytm Credit and the process to apply for it online.

    Features And Benefits Of Bank Of Baroda Paytm Credit Card

    • Reward points programme:
      • Earn 4 reward points on every Rs.100 spent on all categories
      • 12X more rewards on Paytm spends
      • Redeem reward points for cashback or other exciting gifts and vouchers.
    • Fuel surcharge waiver: Zero surcharge on all fuel transactions conducted at any petrol station across India. Surcharge waiver applicable for a minimum transaction value of Rs.400 up to a maximum amount of Rs.5,000.
    • Convert purchases into EMIs: Card purchases above Rs.2,500 can be converted into easy monthly instalments (EMIs). Available repayment tenures include 6 or 12 months.
    • Free add-on cards: Up to three lifetime free add-on credit cards for family members of the primary cardholder. Immediate relations of the primary cardholder including spouse, parents, siblings, and kids above 18 years of age can apply for the card.
    • Free insurance cover: The Paytm Credit Card offers free personal accidental death insurance cover that provides financial protection for the cardholder and his/her family.
    • Zero liability on lost card: Report the loss of BOB Paytm Credit Card within 24 hours and remain 0% liable for any fraudulent transaction that takes places after that.
    • Other features: The credit card provides an interest-free period of up to 50 days. Revolving credit facility available on payment of the minimum amount due.
    • Exclusive benefits: BOB Paytm cardholders will also get complimentary access to airport lounges, 24x7 concierge assistance and a free subscription to golf programme.

    Fees And Charges Associated With The Bank Of Baroda Paytm Credit Card

    Fee Type Amount
    First-year fee Rs.2,000
    Annual fee Rs.2,000
    Cash withdrawal fee (Domestic ATMs) 2.5% of the transaction amount subject to a minimum of Rs.300
    Cash withdrawal fee (International ATMs) 3.0% of the transaction amount subject to a minimum of Rs.300
    Finance charges or interest 3.25% per month or 39% per annum
    Duplicate bill fee Rs.25 per request
    Cheque return charges 2% of the cheque amount or Rs.300 whichever is higher
    Over limit charges 1% if the usage exceeds the sanctioned credit limit per month
    Card replacement charges Rs.100 per request
    Foreign currency transaction fee 3.5% of the transaction amount
    Charge slip retrieval charges Rs.250 per slip
    Card de-blocking charges Rs.300 per instance
    Late payment charges If the outstanding is
    • < Rs.200 – NIL
    • Rs.201 to Rs.500 – Rs.100
    • Rs.501 to Rs.1,000 – Rs.400
    • Rs.1,001 to Rs.10,000 – Rs.500
    • More than 10,001 – Rs.750

    Eligibility To Apply For BOB Paytm Credit Card

    • For salaried, gross income should be Rs.3 lakh or above per year
    • For companies and private firms, paid-up capital should be Rs.25 lakh or above

    Documents Required To Apply For Bob Paytm Credit Card

    • For salaried
      • A personal account with BOB
      • Latest Form 16 or ITR copy
      • Address proof copy
      • Identity card copy and
      • A photograph
    • For self-employed
      • Last three years’ audited balance sheet
      • Profit and loss account
      • Address proof copy
      • Identity card copy and
      • Photograph

    Apply For Bank Of Baroda Paytm Credit Card

    To apply for BOB Paytm Credit Card, customers need to download the application form from the BOB official website, fill in the required details, attach the supporting documents and submit it at the nearest BOB bank branch office.

    BOB Paytm Credit Card application is available on the webpage https://www.bobfinancial.com/documents/Application%20form_Final.pdf.

    Fill all the details accurately, sign in the appropriate boxes, paste a recent photograph, attach the required documents and submit it at any of your nearest BOB bank branch offices.

    Alternatively, you can also send an SMS to apply for BOB Paytm Credit Card from your registered number in the format mentioned below.

    'Apply<your city>' to 9223990624

    The bank will call you and take you through the application process.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.