Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Bank of Baroda Paytm Credit Card provides accelerated reward points on purchases made through Paytm mobile app or website. The credit card also offers other interesting features and benefits including zero fuel surcharge on fuel spends, complimentary insurance cover, zero liability on lost card, free airport lounge visits, and lot more. Continue reading to know more about the benefits offered by BOB Paytm Credit and the process to apply for it online.
| Fee Type | Amount |
|---|---|
| First-year fee | Rs.2,000 |
| Annual fee | Rs.2,000 |
| Cash withdrawal fee (Domestic ATMs) | 2.5% of the transaction amount subject to a minimum of Rs.300 |
| Cash withdrawal fee (International ATMs) | 3.0% of the transaction amount subject to a minimum of Rs.300 |
| Finance charges or interest | 3.25% per month or 39% per annum |
| Duplicate bill fee | Rs.25 per request |
| Cheque return charges | 2% of the cheque amount or Rs.300 whichever is higher |
| Over limit charges | 1% if the usage exceeds the sanctioned credit limit per month |
| Card replacement charges | Rs.100 per request |
| Foreign currency transaction fee | 3.5% of the transaction amount |
| Charge slip retrieval charges | Rs.250 per slip |
| Card de-blocking charges | Rs.300 per instance |
| Late payment charges |
If the outstanding is
|
To apply for BOB Paytm Credit Card, customers need to download the application form from the BOB official website, fill in the required details, attach the supporting documents and submit it at the nearest BOB bank branch office.
BOB Paytm Credit Card application is available on the webpage https://www.bobfinancial.com/documents/Application%20form_Final.pdf.
Fill all the details accurately, sign in the appropriate boxes, paste a recent photograph, attach the required documents and submit it at any of your nearest BOB bank branch offices.
Alternatively, you can also send an SMS to apply for BOB Paytm Credit Card from your registered number in the format mentioned below.
'Apply <your city>' to 9223990624
The bank will call you and take you through the application process.
Yes, you can visit the nearest Bank of Baroda branch along with all the necessary documents and submit it along with the application form.
In the event of you losing your card, you must immediately contact the bank’s customer service and inform them of the loss of your card and request for your card to be blocked. You may have to file an FIR and send a copy of it for the bank to send you a replacement card.
In case you lost your card and got it blocked only to find it later, do not use card. Instead, destroy the card completely to ensure no further misuse is possible.
You must maintain a minimum credit score of 750 in order to be eligible for applying for this credit card.
The reasons why your credit card application may have been rejected can be due to you not submitting correct documents, or the details mentioned on your application form not matching the ones on your documents. If your credit score is low, then your credit card application may get rejected. The other possible reason can be you not meeting the eligibility criteria.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
