Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Karur Vysya Bank Credit Cards

    Karur Vysya Bank credit cards are available in two varieties which include the KVB Gold and more cards and KVB Platinum cards. The bank issues both secured and unsecured credit cards in both these varieties. These cards are known as the KVB SBI cards, as the bank has a collaboration with the SBI credit cards. It can be used in more than a million outlets across the world. Customers are also offered three add-on cards by the Bank. The Karur Vysya Bank also offers loyalty reward points to the customers on the use of credit cards.

    Karur Vyasa Bank Top Credit Cards

    Card Variant Annual Fee
    Karur Vyasa SBI Gold Card Rs.499
    Karur Vyasa SBI Platinum Card Rs.2,999
    Karur Vyasa SBI Signature Card Rs.4,999
    More

    The Karur Vysya Bank was initiated in a small textile village at Karur in Tamil Nadu in year 1916. It was started by Shri Athi Krishna Chettiar and Shri. M.A. Venkatarama Chettiar.

    Karur Vyasa Bank Credit Card Types

    Karur Vyasa SBI Gold Card

    Key Highlights: In partnership with the State Bank of India, the Gold Card offers a wide range of benefits under reward points and cashback.

    Joining Fee: Rs.499

    Annual Fee: Rs.499 (Waived off if annual spends exceed Rs.1 lakh).

    Features and Benefits:

    • 2,000 bonus reward points on spending Rs.2,000 in first 2 months of card issuance.
    • Accelerated reward points of 10X on every Rs.100 spent on Dining, Movies, Departmental Stores and Grocery.
    • Earn 1 reward point for every Rs.100 spent.
    • Rs.100 cash back on first ATM cash withdrawal within 30 days of receiving the card.
    • 1% fuel surcharge waiver across all petrol pumps.

    Karur Vyasa SBI Platinum Credit Card

    Key Highlights: Karur Vyasa SBI Platinum Credit Card is a premium credit card offering many benefits across categories such as dining, shopping, and travel.

    Joining Fee: Rs.2,999

    Annual Fee: Rs.2,999

    Features and Benefits:

    • Welcome e-Gift Voucher worth Rs.3,000 from any of the following brands,
      • Yatra
      • Hush Puppies / Bata
      • Marks & Spencers Westside
      • Shoppers Stop
    • 5X reward points on all dining, grocery, departmental and international spends.
    • Get a complimentary membership to the priority pass program worth $99.
    • Complimentary lounge access given at visa lounges in India and abroad through the Visa Airport Lounge Access program.
    • Get 2 reward points for every Rs.100 spent on other categories.
    • 1% fuel surcharge waiver across all petrol pumps.

    Karur Vyasa SBI Signature Credit Card

    Key Highlights: Karur Vyasa SBI Signature Credit Card is specifically curated for premium spends across all categories such as travel, shopping, reward points, and dining.

    Joining Fee: Rs.4,999

    Annual Fee: Rs.4,999 (Reversed if annual spends exceed Rs.10 lakh).

    Features and Benefits:

    • Welcome e-Gift Voucher worth Rs.3,000 from any of the following brands,
      • Yatra
      • Hush Puppies / Bata
      • Marks & Spencers Westside
      • Shoppers Stop
    • Accelerated reward points of 5X on all dining, grocery, departmental and international spends.
    • Get 2 reward points on every Rs.100 spent on other categories.
    • 15,000 bonus reward points given on achieving spending between Rs.5 lakh and Rs.8 lakh in a year.
    • 1% fuel surcharge waiver across all petrol pumps.
    • Avail 10,000 bonus reward points on spending between Rs.3 lakh and Rs.4 lakh in a year.
    • Get a discount of Rs.500 on ticket bookings on BookMyShow per month.
    • Complimentary access to the Priority Pass Program worth $99.

    Karur Vysya Bank Eligibility and Documentation

    Eligibility:
    • Credit Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.
    • Primary Card holder should be in the age bracket of 21 years to 65 years. Add-on Card holder should be 15 years and above.
    • Net Income - Rs. 15 lakh and above per annum.
    • Should be a resident of India.
    Documents required for getting Karur Vysya Bank Credit Card :
    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc for residence proof.
    Karur Vysya Bank Credit Card Interest Rates
    Details of Karur Vysya Bank Credit Card  
    Credit card interest rate 3.35% per month
    Card membership fee Rs 2,999 for KVB Platinum cards and Rs 499/- for KVB Gold and more cards (one time)
    Add- on fee None
    Foreign currency transaction Conversion mark up: 3.5%
    Late fee charges Varies according to the amount
    Annual fees Rs 2,999 for KVB Platinum cards and Rs 499/- for KVB Gold and more cards (per annum
    Replacement card charges Rs 100/-

    *Note: All the rates are subject to change, therefore, customers are required to keep on checking the rates from time to time.

    Karur Vysya Bank Credit Card FAQs

    1. Will there be any joining fees for credit cards at Karur Vysya Bank?
    2. The bank charges Rs 499/- on KVB Gold and More credit card and Rs 2,999/- on KVB Platinum credit cards.

    3. Does the bank charge any annual fee on credit cards?
    4. KVB charges Rs 499/- on KVB Gold and More credit cards as annual fee and Rs 2,999/- on KVB Platinum credit cards.

    5. Does the bank charge any add-on fees on credit cards?
    6. No.

    7. What is my grace period?
    8. 20-50 days, if the outstanding balance of the previous months are paid in full.

    9. Does the bank charge any replacement fee on credit cards?
    10. Yes, the bank charges an amount of Rs 100/- as replacement fee.

    11. Will there be a late payment fees on credit cards?
    12. Yes, the Karur Vysya Bank charges late payment fees which vary according to the credit amount.

    13. Is balance transfer offered on this credit card?
    14. Yes, credit card balance transfer is possible on KVB SBI Platinum cards. However, the bank charges a processing fee.

      

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    Karur Vysya Bank Credit Cards Reviews

    • Karur Vysya Bank
      "Good banking services"
      0.5 4.0/5 "Great!"
      I have opened the salary account from Karur Vysya bank. I am not using the account now because of the i have shifted to other company and the service has been good. I don't need to maintain any minimum balance. I am yet to convert my account from salary to savings.
      Was this review helpful? 3
      , coimbatore
      Reviewed on Jun 04, 2019
    • Karur Vysya Bank
      Karur Vysya Bank
      "Easy to have a bank account"
      0.5 4.0/5 "Great!"
      I'm holding the Karur Vysya bank account more than 3 years. I have to maintain a minimum balance of Rs. 2000 which is a fixed one. I'm using the Internet banking facility and its comfortable for me and i have tried mobile app. Since the branch is near to my home, i visited their branch and the response was good.
      Was this review helpful? 4
      , chennai
      Reviewed on Dec 15, 2018
    • Karur Vysya Bank
      "AVERAGE"
      0.5 4.0/5 "Great!"
      I am holding a savings account from KARUR VYSYA BANK from last 1 year. I have visited the nearest branch and the service is not good. The minimum balance should be 1k maintained in this account. the mobile application and also the net banking is good in this account.
      Was this review helpful? 3
      , coimbatore
      Reviewed on Oct 11, 2018
    • Karur Vysya Bank
      "SBI Karur Vysya bank credit card"
      0.5 5.0/5 "Blown Away!"
      I hold a SBI credit card which is linked with Karur Vysya bank. My current limit is 1 lakhs. In this credit card i used to get reward points. And balance transfer facility is available.Net banking is bit difficult were mobile banking is so good.
      Was this review helpful? 1
      , visakhapatnam
      Reviewed on Nov 08, 2017
    • Karur Vysya Bank
      "Be Customer Oriented"
      0.5 3.5/5 "Pretty good"
      I did not take credit card from Karur bank as the bank norms are high especially on salary. Karur Vysya bank may consider their long term customers while approving the credit card application. The salary criteria is not comfortable in order to get the credit card.
      Was this review helpful? 1
      , karur
      Reviewed on Sep 07, 2017
    • Karur Vysya Bank
      "Charging a lot"
      0.5 1.0/5 "Really Bad"
      I am still using credit card with Karur Vysya because I have taken it without knowing their level of customer service. Otherwise I would have thrown out their offer. Always, they are sending notification post due date, due to which I had to pay late payment charges. If I use my credit card for 6000 to 7000 rupees they made me to pay for 20,000 rupees which is not a good sign.
      Was this review helpful? 2
      , chennai
      Reviewed on Apr 15, 2017
    • Karur Vysya Bank
      "Co-branded credit card"
      0.5 4.0/5 "Great!"
      I have a co-branded card with Karur Vysya Bank and State Bank of India. Bank has given me a good limit on my credit card. I even got offer for enhancing the credit limit on the card. The card is usual like any other credit card. Online access to credit card account also available. Both the banks simultaneously provide good service to the card holders.
      Was this review helpful? 5
      , salem
      Reviewed on Sep 03, 2015
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