Karur Vysya Bank Credit Cards 2026

Types of Karur Vysya Bank Credit Cards

Core KVB Credit Cards

1. KVB Platinum Credit Card
2. KVB Honour Credit Card
3. KVB Corporate Credit Card

Co-Branded KVB SBI Credit Cards

1. Karur Vysya SBI Gold Credit Card
2. Karur Vysya SBI Platinum Credit Card
3. Karur Vysya SBI Signature Credit Card

Features and Benefits of KVB Credit Cards

KVB Platinum Credit Card

Annual Fee: ₹999

Key Benefits

1. Earn 2 reward points for every ₹150 spent
2. 500 bonus reward points on card activation
3. 2X reward points on domestic and international travel
4. 1.5X reward points on dining, movies, car rentals, and insurance
5. Fuel surcharge waiver
6. Outstanding balance conversion to easy EMIs
7. Annual fee waiver on spends above ₹3 lakh in the previous year

Best for: Everyday spending and frequent travelers seeking value rewards.

KVB Honour Credit Card

Annual Fee: ₹1,299

Key Benefits

1. Earn 3 reward points for every ₹150 spent
2. 700 welcome reward points
3. 4X reward points on travel spends
4. Up to 4 complimentary domestic airport lounge visits
5. EMI conversion facility
6. Annual fee waiver on spends above ₹5 lakh

Best for: High-spending professionals and travel enthusiasts.

KVB Corporate Credit Card

Annual Fee: ₹1,000 (First year free)

Key Benefits

1. No joining fee
2. Up to 25 cards issued under one corporate account
3. Interest-free credit period up to 45 days
4. Earn 2 reward points for every ₹100 spent
5. Fuel surcharge waiver

Best for: Businesses and corporate expense management.

Features of Co-Branded KVB SBI Credit Cards

Karur Vysya SBI Gold Credit Card

Annual Fee: ₹499

1. ₹100 cashback on first ATM withdrawal
2. 10X reward points on dining, shopping, and entertainment
3. 2,000 bonus reward points on spending ₹2,000 within 60 days
4. 1% fuel surcharge waiver
5. Annual fee reversal on spends above ₹1 lakh

Karur Vysya SBI Platinum Credit Card

Annual Fee: ₹2,999

1. Welcome ₹3,000 e-gift voucher (select brands)
2. 5X reward points on dining, grocery, shopping, and international spends
3. Fuel surcharge waiver

Karur Vysya SBI Signature Credit Card

Annual Fee: ₹4,999

1. Welcome ₹3,000 e-gift voucher
2. 5X reward points on premium spend categories
3. Up to 50,000 reward points (₹12,500 value) annually
4. Bonus rewards on high annual spends
5. Annual fee waiver on spends above ₹10 lakh
6. Fuel surcharge waiver across all petrol pumps

Best for: Premium users with high annual spending.

Eligibility Criteria for KVB Credit Cards

Final approval is subject to the bank’s credit assessment and CIBIL score.

Documents Required to Apply for Karur Vysya Bank Credit Cards

Common Documents

1. PAN Card
2. Identity Proof
3. Address Proof
4. Two passport-size photographs

Income Proof (Salaried)

1. Recent payslips
2. Salary certificate
3. Form 16
4. Income Tax Returns

Income Proof (Self-Employed)

1. Income Tax Returns
2. Form 16 (if applicable)

Conclusion: Which Karur Vysya Bank Credit Card Should You Choose?

Choosing the right Karur Vysya Bank credit card depends on your spending pattern, income level, and reward preferences.

1. For everyday rewards → KVB Platinum Credit Card
2. For travel and premium benefits → KVB Honour or SBI Platinum
3. For business expenses → KVB Corporate Credit Card

By comparing fees, rewards, and eligibility carefully, you can select a KVB credit card that delivers maximum value with long-term savings.

Credit cards make payments easy for all expenses online and offline while offering various benefits

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