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  • Karur Vysya Bank SBI Signature Credit Card

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    Karur Vysya Bank SBI Signature Credit Card

    The Karur Vysya Bank Signature credit card is meant for those who love to live life, king size. This co-branded credit cards come with the benefits and privileges associated with Karur Vysya and SBI, two of the most respected banks in the country. This one card contains a plethora of unique benefits and features that opens doors to a luxurious lifestyle while ensuring the protection of customer’s interests.

    A private sector bank headquartered in Karur, Tamil Nadu, Karur Vysya Bank was founded in 1916. This bank is known for its many technological and digital initiatives that it undertakes and has over 600 branches. As part of its retail banking portfolio, a number of products and services are provided such as loans, credit cards, fixed deposits and so on.

    Benefits of Karur Vysya Bank SBI Signature Credit Card

    Welcome Gift

    Individuals, on availing this card, receive e-Gift vouchers worth Rs.5000 as part of their Welcome Gift from one of the following - Marks & Spencer, Bata, Hush Puppies, Yatra, Shoppers Stop, Westside. This voucher will be sent to the customer’s registered mobile number within a fortnight of receiving a receipt of request.

    Complimentary Tickets for Movies

    Customers will need to swipe their Karur Vysya Bank SBI Signature Credit Card once every month to receive Rs.500 off on BookMyShow. This transaction is applicable for a minimum of 2 tickets per booking. The maximum offer available is Rs.250 per ticket for two tickets only. Additionally, convenience fee would be applicable.

    Signature Rewards

    Customers can enjoy the benefits of receiving 5X Reward points on Grocery, Departmental stores, Dining and International Spends. For every Rs.100 spent on their Karur Vysya Bank SBI Signature Credit Card, they will receive 2 Rewards points.

    Bonus Rewards

    Customers can earn 10,000 Reward points as a bonus when they spend Rs.2 lakhs, Rs.3 lakhs or Rs.4 lakhs annually. When they spend over Rs.5 lakhs, they will earn 20,000 Reward points as a bonus.

    Concierge Service

    Customers can avail exclusive concierge services to assist them with their hotel, movie, travel and gift delivery reservations and assistance. Customers can also avail exclusive offers and discounts at leading lifestyle stores and spas.

    Access to Lounge

    Individuals, through their Karur Vysya Bank SBI Signature Credit Card, can avail a complimentary membership to Elite Priority Pass program, which costs $99. In addition to this, they can also enjoy lounge access to Visa lounges abroad and in India through the Visa Airport Lounge Access program.

    Features of Karur Vysya Bank SBI Signature Credit Card

    True Lifestyle

    Customers can avail access to over 300 golf courses throughout the world in addition to procuring 30% discount on green fee.

    Cash Anytime, Anywhere

    Individuals can withdraw cash using their Karur Vysya Bank SBI Signature Credit Card from more than a million ATMs affiliated to visa, throughout the world.

    Karur Vysya Bank SBI Signature Credit Card Online

    Customers have the option to manage their Karur Vysya Bank SBI Signature Credit Card online. They can check their monthly statements, change their address, subscribe to SMS alerts and avail other features by logging on to the SBI card website.

    Waiver of Fuel Surcharge

    Individuals can do away with paying the 2.5% fuel surcharge by charging Rs.500-Rs.4000 to their Karur Vysya Bank SBI Signature Credit Card. Rs.250 is the maximum surcharge waiver that can be availed per cycle on their credit card.

    Utility Bill Payment at No Charge

    Individuals can now pay all their utility bills without worrying about missing the due date by availing the Easy Bill Pay facility on their Karur Vysya Bank SBI Signature Credit Card. By using the Auto Bill Pay feature, customers can give instructions to ensure that payments are made on their behalf.

    Flexipay

    By using Flexipay, individuals can convert all their extravagant and expensive transactions to easy and convenient monthly installments. A plan of their convenience can be chosen.

    EMI Balance Transfer

    Customers can transfer the balance on their other bank’s credit cards to their Karur Vysya Bank SBI Signature Credit Card and procure a reduced interest rate, while having the option to pay back in convenient EMIs. In order to avail this facility, customers will have to log in to the SBI card website and login using their credentials, post which the desired option can be selected.

    Easy Money Facility

    Through this facility, individuals can avail money as and when they need it. They can procure a cheque or draft against their cash limit and have it delivered to their house.

    Railway Ticket Booking Online

    Customers can book their railway tickets online through their Karur Vysya Bank SBI Signature Credit Card. They will have to log in to the IRCTC website, login and make reservations. At the payment gateways, they can use their credit card to pay for the ticket. Individuals must note that, all transactions on this website is governed by the terms and conditions put forth by IRCTC.

    Worldwide Acceptance

    Karur Vysya Bank SBI Signature Credit Card can be utilized in over 2 million visa outlets throughout the globe and in more than 2 lakh outlets within India.

    Family Empowerment

    Customers can share the unique benefits of their Karur Vysya Bank SBI Signature Credit Card with their family. Supplementary cards can be procured for their children, spouse, siblings and parents. The supplementary cardholder must be above the age of 18.

    Emergency Replacement of Card

    In case individuals misplace or lose their Karur Vysya Bank SBI Signature Credit Card, they can get it replaced anywhere in the world by calling the helpline and emergency numbers.

    Eligibility for Karur Vysya Bank SBI Signature Credit Card

    The eligibility to procure a Karur Vysya Bank SBI Signature Credit Card will be decided based on the applicant’s profession and income, among other factors.

    Documentation Required for Karur Vysya Bank SBI Signature Credit Card

    1. PAN card
    2. ID proof (Any one) -
    • Driving License
    • UID Aadhaar No.
    • Passport
    • Voter’s ID

    Fees and Charges Applicable on Karur Vysya Bank SBI Signature Credit Card

    Annual Fee - One Time Rs.4,999
    Renewal Fee - Per Annum Rs. 4,999
    Add-on Fee per annum Nil
    Extended credit - Interest Free Period The interest free period is 20 - 50 days and is applicable on retails spends, only if the outstanding balance from the previous month has been completely paid.
    Extended credit - Finance Charges Up to 40.2% per annum or 3.35% per month, from the date of transaction.
    Extended credit - Minimum Amount Due A minimum of Rs. 200 or 5% of the Total amount outstanding, along with GST and in case of loans, including EMI
    Cash Advance Limit A maximum of 80% of the credit limit. A maximum amount of 15000 per day.
    Cash Advance - Free Credit Period Nil
    Cash Advance - Finance Charges A maximum of 3.35% per month or 40.2% per annum from the date of transaction.
    Cash Advance Fees - State Bank of India ATMs and other Domestic ATMs Rs. 300 or 2.5% of the amount withdrawn, for each transaction
    International ATMs Rs. 300 or 3% of the the amount withdrawn, for every transaction
    Cheque Pickup Rs. 90
    Statement Retrieval If over 2 months, then Rs. 100 for each statement
    Chargeslip Request For each chargeslip, Rs. 225 is charged
    Overlimit A minimum of Rs. 500 or 2.5% of the overlimit amount
    Rewards Redemption Fee Up to Rs 99
    Fee for Card Upgrade Maximum of Rs.500
    Replacing the card Rs. 100
    Surcharge - Railway Ticket at the counter Rs. 30 plus 2.5% of the transaction amount

    *GST rate of 18% applicable for all financial services effective July 1, 2017

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