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  • Karur Vysya Bank SBI Signature Credit Card

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    Karur Vysya Bank SBI Signature Credit Card

    The Karur Vysya Bank Signature credit card is meant for those who love to live life, king size. This co-branded credit cards come with the benefits and privileges associated with Karur Vysya and SBI, two of the most respected banks in the country. This one card contains a plethora of unique benefits and features that opens doors to a luxurious lifestyle while ensuring the protection of customer’s interests.

    A private sector bank headquartered in Karur, Tamil Nadu, Karur Vysya Bank was founded in 1916. This bank is known for its many technological and digital initiatives that it undertakes and has over 600 branches. As part of its retail banking portfolio, a number of products and services are provided such as loans, credit cards, fixed deposits and so on.

    Benefits of Karur Vysya Bank SBI Signature Credit Card

    Welcome Gift

    Individuals, on availing this card, receive e-Gift vouchers worth Rs.5000 as part of their Welcome Gift from one of the following - Marks & Spencer, Bata, Hush Puppies, Yatra, Shoppers Stop, Westside. This voucher will be sent to the customer’s registered mobile number within a fortnight of receiving a receipt of request.

    Complimentary Tickets for Movies

    Customers will need to swipe their Karur Vysya Bank SBI Signature Credit Card once every month to receive Rs.500 off on BookMyShow. This transaction is applicable for a minimum of 2 tickets per booking. The maximum offer available is Rs.250 per ticket for two tickets only. Additionally, convenience fee would be applicable.

    Signature Rewards

    Customers can enjoy the benefits of receiving 5X Reward points on Grocery, Departmental stores, Dining and International Spends. For every Rs.100 spent on their Karur Vysya Bank SBI Signature Credit Card, they will receive 2 Rewards points.

    Bonus Rewards

    Customers can earn 10,000 Reward points as a bonus when they spend Rs.2 lakhs, Rs.3 lakhs or Rs.4 lakhs annually. When they spend over Rs.5 lakhs, they will earn 20,000 Reward points as a bonus.

    Concierge Service

    Customers can avail exclusive concierge services to assist them with their hotel, movie, travel and gift delivery reservations and assistance. Customers can also avail exclusive offers and discounts at leading lifestyle stores and spas.

    Access to Lounge

    Individuals, through their Karur Vysya Bank SBI Signature Credit Card, can avail a complimentary membership to Elite Priority Pass program, which costs $99. In addition to this, they can also enjoy lounge access to Visa lounges abroad and in India through the Visa Airport Lounge Access program.

    Features of Karur Vysya Bank SBI Signature Credit Card

    True Lifestyle

    Customers can avail access to over 300 golf courses throughout the world in addition to procuring 30% discount on green fee.

    Cash Anytime, Anywhere

    Individuals can withdraw cash using their Karur Vysya Bank SBI Signature Credit Card from more than a million ATMs affiliated to visa, throughout the world.

    Karur Vysya Bank SBI Signature Credit Card Online

    Customers have the option to manage their Karur Vysya Bank SBI Signature Credit Card online. They can check their monthly statements, change their address, subscribe to SMS alerts and avail other features by logging on to the SBI card website.

    Waiver of Fuel Surcharge

    Individuals can do away with paying the 2.5% fuel surcharge by charging Rs.500-Rs.4000 to their Karur Vysya Bank SBI Signature Credit Card. Rs.250 is the maximum surcharge waiver that can be availed per cycle on their credit card.

    Utility Bill Payment at No Charge

    Individuals can now pay all their utility bills without worrying about missing the due date by availing the Easy Bill Pay facility on their Karur Vysya Bank SBI Signature Credit Card. By using the Auto Bill Pay feature, customers can give instructions to ensure that payments are made on their behalf.

    Flexipay

    By using Flexipay, individuals can convert all their extravagant and expensive transactions to easy and convenient monthly installments. A plan of their convenience can be chosen.

    EMI Balance Transfer

    Customers can transfer the balance on their other bank’s credit cards to their Karur Vysya Bank SBI Signature Credit Card and procure a reduced interest rate, while having the option to pay back in convenient EMIs. In order to avail this facility, customers will have to log in to the SBI card website and login using their credentials, post which the desired option can be selected.

    Easy Money Facility

    Through this facility, individuals can avail money as and when they need it. They can procure a cheque or draft against their cash limit and have it delivered to their house.

    Railway Ticket Booking Online

    Customers can book their railway tickets online through their Karur Vysya Bank SBI Signature Credit Card. They will have to log in to the IRCTC website, login and make reservations. At the payment gateways, they can use their credit card to pay for the ticket. Individuals must note that, all transactions on this website is governed by the terms and conditions put forth by IRCTC.

    Worldwide Acceptance

    Karur Vysya Bank SBI Signature Credit Card can be utilized in over 2 million visa outlets throughout the globe and in more than 2 lakh outlets within India.

    Family Empowerment

    Customers can share the unique benefits of their Karur Vysya Bank SBI Signature Credit Card with their family. Supplementary cards can be procured for their children, spouse, siblings and parents. The supplementary cardholder must be above the age of 18.

    Emergency Replacement of Card

    In case individuals misplace or lose their Karur Vysya Bank SBI Signature Credit Card, they can get it replaced anywhere in the world by calling the helpline and emergency numbers.

    Eligibility for Karur Vysya Bank SBI Signature Credit Card

    The eligibility to procure a Karur Vysya Bank SBI Signature Credit Card will be decided based on the applicant’s profession and income, among other factors.

    Documentation Required for Karur Vysya Bank SBI Signature Credit Card

    1. PAN card
    2. ID proof (Any one) -
    • Driving License
    • UID Aadhaar No.
    • Passport
    • Voter’s ID

    Fees and Charges Applicable on Karur Vysya Bank SBI Signature Credit Card

    Annual Fee - One Time Rs.4,999
    Renewal Fee - Per Annum Rs. 4,999
    Add-on Fee per annum Nil
    Extended credit - Interest Free Period The interest free period is 20 - 50 days and is applicable on retails spends, only if the outstanding balance from the previous month has been completely paid.
    Extended credit - Finance Charges Up to 40.2% per annum or 3.35% per month, from the date of transaction.
    Extended credit - Minimum Amount Due A minimum of Rs. 200 or 5% of the Total amount outstanding, along with GST and in case of loans, including EMI
    Cash Advance Limit A maximum of 80% of the credit limit. A maximum amount of 15000 per day.
    Cash Advance - Free Credit Period Nil
    Cash Advance - Finance Charges A maximum of 3.35% per month or 40.2% per annum from the date of transaction.
    Cash Advance Fees - State Bank of India ATMs and other Domestic ATMs Rs. 300 or 2.5% of the amount withdrawn, for each transaction
    International ATMs Rs. 300 or 3% of the the amount withdrawn, for every transaction
    Cheque Pickup Rs. 90
    Statement Retrieval If over 2 months, then Rs. 100 for each statement
    Chargeslip Request For each chargeslip, Rs. 225 is charged
    Overlimit A minimum of Rs. 500 or 2.5% of the overlimit amount
    Rewards Redemption Fee Up to Rs 99
    Fee for Card Upgrade Maximum of Rs.500
    Replacing the card Rs. 100
    Surcharge - Railway Ticket at the counter Rs. 30 plus 2.5% of the transaction amount

    *GST rate of 18% applicable for all financial services effective July 1, 2017

    Credit Card Reviews

    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding this card for the last one year, the services which they have been providing so far had been good. The credit limit had been good with the card, and also there has been good features and benefits with the card too. There has been good offers in the fuel recharges, and i have been using it for shopping and in hotels and in all other purposes.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Smooth process"
      0.5 4.0/5 "Great!"
      State Bank of India is good overall in the banking services. I hold a credit card and there are good offers on the card. There is also a balance transfer option. There are no charges taken for the transactions as well. The response is good and hassle free.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have a credit card with SBI from last 8-10 months, the credit card services are average when compared to all other cards.An annual fee of Rs 500 has to be paid for this credit card. i get good reward points on this credit card I am happy with the credit limit in this credit card.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with SBI from last 6 months, this is a simply save credit card where i paid an annual fee of Rs 500 for this credit card. I get good reward points on petrol and shopping with this credit card. The credit limit is less when compared to other credit cards.
      Was this review helpful? 0
      , faridabad
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Fine card for Travel"
      0.5 4.0/5 "Great!"
      They have provided me a coupon for flight booking. If you book Rs.5000 so they will provide a discount of Rs. 1000. They have similar kinds of offers for international flights. Airport launch facility available and this card is basically a travel type credit card.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      SBI provides good services on credit card when compared to all other credit card. I am using this credit card from last 3 years and i paid an annual charges for this credit card. I get god offers like reward points on this credit card and i use net banking for making bill payments.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Better Service"
      0.5 5.0/5 "Blown Away!"
      I bought the SBI SIMPLY SAVE CARD because their Offers are good. I can Use the card everywhere. I am getting reward points, I am happy with the limit they offered me. I just received the card and I'll have to wait and see how this card works out for me for my daily usage.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with SBI from last 6 months, this is a prime card where i paid an annual fee of Rs 5000 for this credit card. I am happy with the credit limit in this credit card. Net banking is easy to make bill payments and i am not aware of any offers on this credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the SBI SimplySave for a while . The Limit was 40000 which not very good. They do have cash back offers for online purchases. I never had any issues with the card and their services. It is a useful card to have for all daily life purposes.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card from last 1.5 years, the credit card services are good when compared to all other credit cards. I am not aware of any offers and annual charges on this credit card. Net banking is easy to make bill payments. I am happy with the credit limit in this credit card.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Very good service"
      0.5 3.0/5 "Satisfactory"
      The credit limit which they have provided with the card had been good. The services which they have been providing is also great. I have been holding this card for the last 4 years. I have been using the card for shopping, online purchases, fuel purposes, gold purchases and wherever and whenever possible.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Hassle free banking"
      0.5 3.5/5 "Pretty good"
      I bank with State Bank of India for the credit card and there are offers on the card. Since I am not very much concerned for the offers, I do not look forward for the same. The statements are clear and on time and in all it has been a good experience overall.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I was looking for a good credit card with good options, and this card was having all the good benefits and features which made to chose it. The credit limit which they have been provided with the card has been good. I am happy with everything, and the whole process had been very easy and smooth and i have received the card on time. I am yet to use the card to know about more features with the card.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      SBI provides best services on credit cards when compared to all other credit cards. I am using this credit card from last 2 years and i pay an annual fee of Rs 500 for this credit card. I get good reward points on petrol and shopping. I am happy with the credit limit in this credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Excellent use and helpful card"
      0.5 5.0/5 "Blown Away!"
      SBI is a very good card that is the reason i have selected this card. Easily acceptable @ all merchants. Many offers are there in SBI Card. They have charging me Rs. 499 as annual charges. It is very good customer care service. It takes a normal time to contact the customer care.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card from last 6-7 years, i get good reward points on petrol and shopping with this credit card. The redemption value is good in this credit card. There are no annual charges for this credit card and i am satisfied with the credit limit in this card.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Excellent Card"
      0.5 5.0/5 "Blown Away!"
      SBI charging Rs. 500 as annual fee. This is the 1st month I'm using this simply save credit card. Till now i don't find any offers in this card. I called the customer care to convert the EMI option. They are charging some amount for EMI conversion.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "AVERAGE"
      0.5 3.0/5 "Satisfactory"
      My experience is good. It took 2 months to get my credit card. Without asking me they gave a limit in my card so i am not satisfied with the limit i am looking for hike. Customer service is not responsive. My card is a chargeable and also i am getting offers. Apart from that i am happy.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I am not happy with the credit card services of SBI, i am using this credit card from last 1 month and i paid an annual fee of Rs 499 for this credit card. There was no intimation given about the billing cycle and the amount was auto debited. I have a credit limit of Rs 20000 in this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Good Card to Shop"
      0.5 5.0/5 "Blown Away!"
      This SBI Style Up card can used for shopping purpose like Bigbazaar, star bazaar. They are providing free voucher of Rs. 1000 for Fashion bazaar and amazon yearly. So far its a Very good card. I have done lots of shopping by using this card. Daily need card. They have provided the credit limit of Rs. 1 lakh for me.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on May 24, 2018
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