Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  •  Loading your search... Loading your search...
  • Credit Card Reviews

    • SBI Cards Credit Card
      "Not Happy"
      0.5 2.0/5 "Expected more"
      SBI charges five hundred rupees for the credit card as a annual fee. When it comes to offers and benefits, I receive nothing from the bank. They credit reward points but it cannot be redeemable. Finally I am not happy with State bank of India for my credit card.
      Was this review helpful? 0
      , howrah
      Reviewed on May 23, 2017
    • SBI Cards Credit Card
      "Average "
      0.5 2.0/5 "Expected more"
      I do have SBI credit card and am having it from the last two years of time. Its the very cool, so they don't entertain the customers much. Complaints used to taken care after seven days of time. I would like to suggest that they need to resolve the customer queries immediately.
      Was this review helpful? 0
      , ahmednagar
      Reviewed on May 23, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      Having SBI platinum credit card for past 2 years. I also got the reward points which has the expiry date with SBI card, the cash back and the fuel supercharge waiver offers are available with card. Overall good to use this card. I am happy with the credit limit, but now I have asked SBI to update my card with better credit limit.
      Was this review helpful? 0
      , chennai
      Reviewed on May 23, 2017
    • SBI Cards Credit Card
      "Good in offers"
      0.5 4.0/5 "Great!"
      State Bank of India is good in the banking services. I hold a credit card and the benefits on the card is good. I get a lot of discounts and there are many offers online for this bank. The rewards are also much on the transactions I do and in all there are no difficulties.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 23, 2017
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I got life time free credit card with State bank of India. I am satisfied with the credit limit levied by the bank. Interest rate is moderate and there is no issues with SBI for my credit card at any time. Their customer service is approachable.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 3.0/5 "Satisfactory"
      Using Simply save card for about past 2 years. It has very good benefits like reward points , cash back offers and fuel surcharge waiver in this card. The best part about this card is the cash back offer which is very useful. Overall, I am happy with the credit limit. The rate of interest is nominal with this card.
      Was this review helpful? 0
      , mysore
      Reviewed on May 23, 2017
    • SBI Cards Credit Card
      "Awesome "
      0.5 5.0/5 "Blown Away!"
      I do hold three Bank credit cards and amongst all, SBI credit card Ranks ONE because of their interest rate, which is the least also the credit limit which is offered by them is really satisfactory. Online services are really good as I can covert the payment in to EMI option from my end itself.
      Was this review helpful? 0
      , siliguri
      Reviewed on May 23, 2017
    • SBI Cards Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I had closed down my SBI credit card at the time of redeeming the bonus points. Customer service was not good also they did not provide the proper response, also I had used it for 1.5 years of time. But I would advise them to work on their customer service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 22, 2017
    • SBI Cards Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I would like to say SBI credit card is the best one and its really working hard and I am using it for some long time. Recently, I have upgraded my credit card. Customer service are not really working good and I would like to say that they need to improvise in providing good response.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I use SBI Simply saved card for the past one year. I am very much happy with the reward points, cash back, offers and fuel surcharge waiver and other offers are also available on this SBI card. The rate of interest is very much nominal on my SBI credit card. I am very much happy with the credit limit which is allocated on my card. Totally I am happy to use this card.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 22, 2017
    • SBI Cards Credit Card
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      I would like to say SBI credit card is the best one and the interest rate is lesser one , though delayed payment happens. Credit limit value is around 43000 Rupees and the customer service is good one with them and there are no worries. There is only one drawback with them is lacking of regular alerts while making purchase.
      Was this review helpful? 0
      , chennai
      Reviewed on May 20, 2017
    • SBI Cards Credit Card
      "Good Bank"
      0.5 4.0/5 "Great!"
      I have platinum delight card with State bank of India. The annual fee is around 3000 rupees. I am more comfortable with this card. I used to receive reward points and cash back offers from the bank. I have more reward points, also it is easy to redeem those reward points too.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 20, 2017
    • SBI Cards Credit Card
      "Better Service"
      0.5 3.5/5 "Pretty good"
      I do hold a credit card of State bank of India. they have offered me a life time free card from SBI. As it is government bank, the bank services are not up to the mark, their services are not really satisfactory. Mostly I would not use SBI card rather I prefer to use HDFC Bank credit card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 20, 2017
    • SBI Cards Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      After 25 days of time from the time of inquiry, I had got the credit card from SBI. Credit limit value is around 1.4 lakh Rupees , which is very good, also they have not given it without any verification. Annual charge is around 499 Rupees on my SBI simply save credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 20, 2017
    • SBI Cards Credit Card
      "Good to Hold"
      0.5 5.0/5 "Blown Away!"
      I am using Simply save credit card from SBI, they wont charge any annual fee or other fee. I am happy with that and they gave many exciting offers on fuel surcharge, reward points etc. I could convert the purchase amount into an EMI without any charges.
      Was this review helpful? 1
      , hyderabad
      Reviewed on May 19, 2017
    • SBI Cards Credit Card
      "Needs to improve"
      0.5 2.0/5 "Expected more"
      To what I had expereinced SBI credit card did not work really well and the credit limit value is around 17000 Rupees. Annual charges are around 500 Rupees and there are no offers with them till now. Customer service and other aspects are really not good like I need to wait for thirty minutes in the line to be connected with their executives which can be worked on.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2017
    • SBI Cards Credit Card
      "Good to have SBI card"
      0.5 5.0/5 "Blown Away!"
      SBI doing fair enough job on credit card process, I have SBI gold credit card, I used to get reward points for all transaction. I never redeem those points as of now, SBI gives good cash book offers on Flipkart and Amazon, I got maximum amount of Rs.2500 of cash back
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2017
    • SBI Cards Credit Card
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I am using credit card with State bank of India. The charges are 500 per annul. The bank quoted good credit limit and it is very much satisfactory and useful according to my usage. Also, whenever I use this credit card, the bank promptly credits reward points and sometimes cash back offers. It is good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2017
    • SBI Cards Credit Card
      "Better Service"
      0.5 2.5/5 "Just OK"
      Recently I had taken a credit card from State bank of India. It has been six months when I availed their credit card service. As of now, I did not face any issues with them. But I could not expect good customer service from SBI as it is a nationalized bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2017
    • SBI Cards Credit Card
      "Satisfied with the services & offers"
      0.5 5.0/5 "Blown Away!"
      SBI is the best on the credit card offers, especially they offered me a very good credit limit. It is a better limit when compared to ICICI Bank. Like wise there are a lot of nice offers of rewards and cash back and a lot of offers on the eCommerce websites.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2017
    Common Loader Icon

    Karur Vysya Bank SBI Signature Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    The Karur Vysya Bank Signature credit card is meant for those who love to live life, king size. This co-branded credit cards come with the benefits and privileges associated with Karur Vysya and SBI, two of the most respected banks in the country. This one card contains a plethora of unique benefits and features that opens doors to a luxurious lifestyle while ensuring the protection of customer’s interests.

    A private sector bank headquartered in Karur, Tamil Nadu, Karur Vysya Bank was founded in 1916. This bank is known for its many technological and digital initiatives that it undertakes and has over 600 branches. As part of its retail banking portfolio, a number of products and services are provided such as loans, credit cards, fixed deposits and so on.

    Benefits of Karur Vysya Bank SBI Signature Credit Card

    Welcome Gift

    Individuals, on availing this card, receive e-Gift vouchers worth Rs.5000 as part of their Welcome Gift from one of the following - Marks & Spencer, Bata, Hush Puppies, Yatra, Shoppers Stop, Westside. This voucher will be sent to the customer’s registered mobile number within a fortnight of receiving a receipt of request.

    Complimentary Tickets for Movies

    Customers will need to swipe their Karur Vysya Bank SBI Signature Credit Card once every month to receive Rs.500 off on BookMyShow. This transaction is applicable for a minimum of 2 tickets per booking. The maximum offer available is Rs.250 per ticket for two tickets only. Additionally, convenience fee would be applicable.

    Signature Rewards

    Customers can enjoy the benefits of receiving 5X Reward points on Grocery, Departmental stores, Dining and International Spends. For every Rs.100 spent on their Karur Vysya Bank SBI Signature Credit Card, they will receive 2 Rewards points.

    Bonus Rewards

    Customers can earn 10,000 Reward points as a bonus when they spend Rs.2 lakhs, Rs.3 lakhs or Rs.4 lakhs annually. When they spend over Rs.5 lakhs, they will earn 20,000 Reward points as a bonus.

    Concierge Service

    Customers can avail exclusive concierge services to assist them with their hotel, movie, travel and gift delivery reservations and assistance. Customers can also avail exclusive offers and discounts at leading lifestyle stores and spas.

    Access to Lounge

    Individuals, through their Karur Vysya Bank SBI Signature Credit Card, can avail a complimentary membership to Elite Priority Pass program, which costs $99. In addition to this, they can also enjoy lounge access to Visa lounges abroad and in India through the Visa Airport Lounge Access program.

    Features of Karur Vysya Bank SBI Signature Credit Card

    True Lifestyle

    Customers can avail access to over 300 golf courses throughout the world in addition to procuring 30% discount on green fee.

    Cash Anytime, Anywhere

    Individuals can withdraw cash using their Karur Vysya Bank SBI Signature Credit Card from more than a million ATMs affiliated to visa, throughout the world.

    Karur Vysya Bank SBI Signature Credit Card Online

    Customers have the option to manage their Karur Vysya Bank SBI Signature Credit Card online. They can check their monthly statements, change their address, subscribe to SMS alerts and avail other features by logging on to the SBI card website.

    Waiver of Fuel Surcharge

    Individuals can do away with paying the 2.5% fuel surcharge by charging Rs.500-Rs.4000 to their Karur Vysya Bank SBI Signature Credit Card. Rs.250 is the maximum surcharge waiver that can be availed per cycle on their credit card.

    Utility Bill Payment at No Charge

    Individuals can now pay all their utility bills without worrying about missing the due date by availing the Easy Bill Pay facility on their Karur Vysya Bank SBI Signature Credit Card. By using the Auto Bill Pay feature, customers can give instructions to ensure that payments are made on their behalf.

    Flexipay

    By using Flexipay, individuals can convert all their extravagant and expensive transactions to easy and convenient monthly installments. A plan of their convenience can be chosen.

    EMI Balance Transfer

    Customers can transfer the balance on their other bank’s credit cards to their Karur Vysya Bank SBI Signature Credit Card and procure a reduced interest rate, while having the option to pay back in convenient EMIs. In order to avail this facility, customers will have to log in to the SBI card website and login using their credentials, post which the desired option can be selected.

    Easy Money Facility

    Through this facility, individuals can avail money as and when they need it. They can procure a cheque or draft against their cash limit and have it delivered to their house.

    Railway Ticket Booking Online

    Customers can book their railway tickets online through their Karur Vysya Bank SBI Signature Credit Card. They will have to log in to the IRCTC website, login and make reservations. At the payment gateways, they can use their credit card to pay for the ticket. Individuals must note that, all transactions on this website is governed by the terms and conditions put forth by IRCTC.

    Worldwide Acceptance

    Karur Vysya Bank SBI Signature Credit Card can be utilized in over 2 million visa outlets throughout the globe and in more than 2 lakh outlets within India.

    Family Empowerment

    Customers can share the unique benefits of their Karur Vysya Bank SBI Signature Credit Card with their family. Supplementary cards can be procured for their children, spouse, siblings and parents. The supplementary cardholder must be above the age of 18.

    Emergency Replacement of Card

    In case individuals misplace or lose their Karur Vysya Bank SBI Signature Credit Card, they can get it replaced anywhere in the world by calling the helpline and emergency numbers.

    Eligibility for Karur Vysya Bank SBI Signature Credit Card

    The eligibility to procure a Karur Vysya Bank SBI Signature Credit Card will be decided based on the applicant’s profession and income, among other factors.

    Documentation Required for Karur Vysya Bank SBI Signature Credit Card

    1. PAN card
    2. ID proof (Any one) -
    • Driving License
    • UID Aadhaar No.
    • Passport
    • Voter’s ID

    Fees and Charges Applicable on Karur Vysya Bank SBI Signature Credit Card

    Annual Fee - One Time Rs.4,999
    Renewal Fee - Per Annum Rs. 4,999
    Add-on Fee per annum Nil
    Extended credit - Interest Free Period The interest free period is 20 - 50 days and is applicable on retails spends, only if the outstanding balance from the previous month has been completely paid.
    Extended credit - Finance Charges Up to 40.2% per annum or 3.35% per month, from the date of transaction.
    Extended credit - Minimum Amount Due A minimum of Rs. 200 or 5% of the Total amount outstanding, along with Government Service Tax and in case of loans, including EMI
    Cash Advance Limit A maximum of 80% of the credit limit. A maximum amount of 15000 per day.
    Cash Advance - Free Credit Period Nil
    Cash Advance - Finance Charges A maximum of 3.35% per month or 40.2% per annum from the date of transaction.
    Cash Advance Fees - State Bank of India ATMs and other Domestic ATMs Rs. 300 or 2.5% of the amount withdrawn, for each transaction
    International ATMs Rs. 300 or 3% of the the amount withdrawn, for every transaction
    Cheque Pickup Rs. 90
    Statement Retrieval If over 2 months, then Rs. 100 for each statement
    Chargeslip Request For each chargeslip, Rs. 225 is charged
    Overlimit A minimum of Rs. 500 or 2.5% of the overlimit amount
    Rewards Redemption Fee Up to Rs 99
    Fee for Card Upgrade Maximum of Rs.500
    Replacing the card Rs. 100
    Surcharge - Railway Ticket at the counter Rs. 30 plus 2.5% of the transaction amount
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.