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    We found 1 Karur Vysya Bank SBI Platinum Credit Card
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    Karur Vysya Bank SBI Platinum Credit Card
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    Karur Vysya Bank SBI Platinum Credit Card

    Karur Vysya SBI Credit Card is a co-branded card offered to customers by Karur Vysya and SBI Cards (a joint venture between GE Capital and State Bank of India). Shop & Smile Program rewards you with Reward Points whenever you shop, which can be redeemed against outstanding balance or gifts from the rewards catalogue. A Karur Vysya SBI Credit Cardholder can use his/ her Karur Vysya - SBI Card for all your needs ranging from dining, shopping, filling fuel, trips abroad and much more.

    Features:

    • Balance Transfer: Save a lot of money by transferring all your high-rate outstanding balances from other bank credit cards to Karur Vysya Bank - SBI Card. A very nominal rate of interest is applicable on repayment of the same.
    • This credit card is accepted globally and can be used in any merchant outlet which has a Visa / Mastercard sign of acceptance.
    • Flexipay: With the simple installment plan available on the card you can make purchases that can be converted into easy monthly installments.
    • Easy Money: Get bank drafts quickly by just placing a call to the SBI Card Customer Helpline. The amount of the draft will be billed directly to the customer’s Karur Vysya SBI Card. This will be useful to the customer for payments of various bills, taxes, fees and a lot more.
    • Utility Bill Payment Facility: Customers can link your various bills to Karur Vysya Bank - SBI Card and enjoy the convenience of hassle-free and timely payment. Payment options like Register & Pay, Visa bill pay, Pay Fast, etc. are available to ensure hassle-free payments.
    • Purchase railway tickets online using your Karur Vysya SBI Credit Card. You can get them delivered at your doorstep as well.
    • Credit Facility: Karur Vysya SBI Credit Card offers flexibility in repayment options. With the extended credit option the cardholder can plan his/her outstanding payments as per his / her convenience. The minimum amount due can be paid from the total outstanding amount due shown in the Monthly Credit Card Statement. The unpaid balance can be carried forward at one of the lowest finance charges available.
    • Add-on Cards: You apply for add-on cards for your spouse, parents, children or siblings who are above the age of 18.
    • Travel worry-free with the Karur Vysya Bank - SBI Credit Card because with this card you can withdraw cash from any ATM around the world, which accepts Visa/Mastercard.
    • In case of an emergency such as loss of card, card replacement, etc., SBI Card Customer Helpline and VISA/MasterCard Global Customer Assistance Services will be available around the clock to assist you, no matter where you are.
    • E-statement: Get your monthly credit card statement regularly to your registered e-mail id.

    Benefits:

    • Welcome Offer: As a welcome offer get Rs. 100 off on Cash Withdrawal. When the cardholder makes his/her first ATM cash withdrawal, he/she is eligible to get a cashback of Rs 100. This is applicable for an ATM withdrawal made within 30 days of receiving the card.
    • Earn 1 reward point for every Rs. 100 spent on your Karur Vysya Bank- SBI Credit Card.
    • The Accelerated Reward Points feature of this credit card offers the cardholder the opportunity to get up to 2.5% of Value Back (10 Reward Points on every Rs. 100 spent) every time he/she makes departmental store and grocery purchases with your Karur Vysya Bank- SBI Credit Card.
    • Fuel Freedom: Save money on fuel purchases by paying just 2.5% fuel surcharge across all fuel stations.

    Fees and Charges:

    Joining fee Rs.2,999
    Annual Fee Rs.2,999
    Charge slip retrieval Rs. 225 for each chargeslip
    interest-free credit period 20-50 days applicable on retail purchases if outstanding balance of previous month is paid in full
    Finance charges on extended credit Up to 3.35% per month from date of transaction
    Minimum Amount Due 5% of Total Outstanding (Min. Rs. 200) + GST + EMI
    Maximum Cash Advance limit Up to 80% of Credit Limit
    Cash advance fee at SBI ATMs/Other Domestic ATMs 2.5% of withdrawal amount or 300/-, whichever is the highest
    Cash advance fee applicable at International ATMs 3% of withdrawal amount or 300/-, whichever is the highest
    Cheque Pickup charges Rs.90
    Statement Retrieval charges Rs.100 for each statement
    Rewards Redemption Fee Rs. 99
    Cash OTC Fees Rs. 100
    Foreign Currency Transaction 3.5% currency conversion mark-up

    Karur Vysya Bank SBI Platinum Credit Card FAQs:

    1. What is SBI Card Alert?

      SBI card alert feature available on the Karur Vysya Bank- SBI Credit Card ensures that the cardholders gets timely updates on transactions made on the card via SMS to the registered mobile number. Customers can also use SBI Card Alert to get Credit & Cash limit Alerts, Mini Statement Alerts, Cheque Alerts & Payment Assistance Alerts.

    2. What is a Spend Analyser?

      SBI Card offers the ‘The Spend Analyser’ feature to its cardholders wherein they can analyze their current credit card spends using this tool. The credit cardholder can also analyze their spends category wise and in percentage. This is applicable for purchases made in the last 24 months.

    3. What is the process of booking a railway ticket online using my Karur Vysya Bank- SBI Credit Card?

      In order to book a railway ticket online through the IRCTC website by using your Karur Vysya Bank - SBI Credit Card, you have to first register yourself in the IRCTC website and then log into your account. Book the ticket to your destination by providing the necessary details. When the portal prompts you to make a payment, use your Karur Vysya SBI Card through either of the two payment gateways which accept all Visa Cards.

    4. Is there a penalty on late payment of Karur Vysya SBI credit card dues?

      Yes, there will be a fee levied on late payment of outstanding amount or minimum amount due. The charges are as follows:

      Outstanding Amount Due Late payment Fees
      Total Amount due ranging from Rs.0-Rs.200 Nil
      Total Amount due greater than Rs.200 & up to Rs.500 Rs.100
      Total Amount due greater than Rs.500 & up to Rs.1000 Rs.200
      Total Amount due greater than Rs.1000 & up to Rs.10,000 Rs.500
      Total Amount due greater than Rs.10,000 Rs. 750
    5. What are the surcharges applicable on the Karur Vysya SBI credit card?

      The surcharges applicable on the credit card are as follows:

      • Railway tickets: Rs. 30 + 2.5% of transaction amount to purchase railway tickets at railway counters
      • IRCTC website (railway tickets): 1.8% of transaction amount + service charge, to purchase railway tickets through the IRCTC website
      • Fuel Surcharge on purchases ranging between Rs. 500 and Rs. 3000: 2.5% surcharge waiver (excluding GST wherever applicable + other charges) for single transaction for purchase of Petrol & all products/services sold at petrol pumps for an amount of Rs. 500 and Rs. 3000. The maximum cap on the surcharge waiver is Rs. 100 per statement cycle for each credit card account.
      • Fuel Surcharge on purchases of Petrol & all products/services which is lesser than Rs. 500 and greater than Rs. 3,000: 2.5% of transaction amount (Minimum value of Rs. 10) for transaction amounts lesser than Rs. 500 and greater than Rs. 3,000 on all Petrol & all products/services sold at petrol pumps.

    Karur Vysya Bank SBI Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "Satisfied with the process"
      0.5 5.0/5 "Blown Away!"
      It is a simply save credit card with SBI. The process to receive the card was smooth. The credit limit is also good for me. There are annual charges for the card. I have no difficulty till now while using the card. If I used the card for 90K in a year the annual charges are waived off. I do not see anything special in the card but the credit limit is good. It was a paperless process and only my bio metric was taken.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have good limit on my SBI card,the card has an annual fees to use this card.I have an EMI options are good.I generally pay my card bills through online.They have given FBB style up card,customer service is good.I am happy banking with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Services are good"
      0.5 4.0/5 "Great!"
      I hold a simply click credit card with State Bank of India I got the card in five days and it is a fast process. The credit limit is not okay. It is very less and not to my salary and credit score. It is only of 12K. There are annual charges of Rs.500 plus GST. I will get the Amazon voucher after bill the payment.
      Was this review helpful? 0
      , noida
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I am using SBI credit card from last 2 years, the credit card services are very good when compared to all other credit cards. I paid an annual fee of Rs 499 for this credit card. I have FBB style up card so i get 5-10% cash back on big bazaar. I have a credit limit of Rs 70000 which is sufficient for this credit card.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Transparency is not seen in the process"
      0.5 3.0/5 "Satisfactory"
      I got the SBI advantage platinum credit card for the past 2 years, the customer support service is not up to the mark with the state bank of India. they are not customer oriented. The billing doesn't have transparency and I have asked for the IP reports to check the billing service , but they told they can't provide the details, finally they asked me to pay the bill.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Can do better "
      0.5 4.0/5 "Great!"
      The follow up was good with the state bank of India in regards to my credit card application but they took higher than normal time to disbursed my SBI SIMPLY SAVE CREDIT CARD. The customer support service need to be quick and fast with the SBI..
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "High on charges"
      0.5 4.0/5 "Great!"
      It was a smooth process with State Bank of India for the prime credit card. They were on time and the credit limit is also good. The card is chargeable. There is a annual fee of 3K, it is high when compared to the other banks. I need to use the card for 3 lakhs per year for the fee to be waived off. It is a huge amount to use per year.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card from last 6-7 years, the credit card services are very good when compared to all other credit cards. I get offers like reward points in this credit card. I use net banking for making payments. I have a credit limit of Rs 4.5 lakhs which is sufficient for this credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Need to improve customer service"
      0.5 3.0/5 "Satisfactory"
      I have taken a credit card with SBI,the limit on the card is 60,000.I am not quite happy with a limit.The customer service is not up to the mark calls will not get connected immediately.I have been using this card for last two years.Net banking is very convenient to make payments.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card from last 10 years, the credit card services are very good in this bank when compared to all other credit cards. An annual fee of Rs 499 has to be paid every year for this credit card. The card type is simply click and i did not check for any offers in this credit card. I have a sufficient credit limit in this credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Good card to use'"
      0.5 5.0/5 "Blown Away!"
      The credit card got disbursed within 2 to 3 days of time from the State bank of India. The customer support service is good with the SBI and they gave me better response in regards to my credit card application. The credit limit value is average with the IRCTC SBI PLATINUM CARD.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have my credit card approved with SBI cards and the experience was good. The process was quite smooth and i received my credit card within 15-20 days. I have a credit limit of Rs 75000 which is sufficient for this credit card. An annual fee of Rs 2999 has to be paid for this credit card. Customer service was good and they collected documents on time. I did not find any offers in this credit card and i use this card for multi purpose.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      Using the FBB SBI styleup credit card for more than a year. The customer support service is good with the State bank of India. The credit limit value is good with this FBB SBI styleup credit card and I am satisfied using it. The rate of interest and the charges are average with this FBB SBI styleup credit card .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I am using SBI credit card from last 2 months, the credit card services provided by this bank is good when compared to other credit cards. There is no annual fee charged for this credit card. I did not find any offers in this credit card. I use net banking for making payments and i have a credit limit of Rs 1.40 lakhs with the cash limit of Rs 60000 in this credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Need to reduce charges "
      0.5 3.5/5 "Pretty good"
      I have been holding SBI card for last 18 months,the limit on the card is 55,000,i have an an annual to use this card,they have offered IRCTC card.i make payments through online,the rate of interest is very high because of which couldn't dot make payments.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      My experience with SBI credit card was very good, the process was very smooth and i received my credit card within 1 week. They gave a credit limit of Rs 45000 which is sufficient for this credit card. An annual fee of Rs 499 has to be paid every year for this credit card. Customer service was good and they provided door step service to collect the documents. I get offers like reward points in this credit card and i use this card mainly for shopping purpose.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      For the past 6 months I had been using the credit card of SBI and I hold a SIMPLY SAVE CREDIT CARD. The customer support service is average with the State bank of India. They had offered me the credit limit value of Rs,10,000 which is very low when compared with other credit cards.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Not satisfied with the limit"
      0.5 1.0/5 "Really Bad"
      I hold a credit card with SBI with a limit of 60000.I am not satisfied with the card. I have used the card for some purposes. I got 350 reward points with the card but have not received any cash back. The annual charge is 499 and GST will be also added to the annual fee.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I am using SBI credit card from last 3 years, the credit card services are average when compared to all other credit cards. An annual fee of Rs 499 has to be paid every year for this credit card. I did not find any offers in this credit card and i use net banking for making payments. I have a credit limit of Rs 37000 with the cash limit of Rs 25000 in this credit card.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Feb 23, 2018
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I hold a FBB credit card with SBI with a limit of 1.45 lakhs. I have received cash back and reward points with the card. There is an annual charge of 499 applicable with the card. I get 10% cash back with Bigbazaar. The customer service and response with the card is good.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 23, 2018
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