Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 Karur Vysya Bank SBI Platinum Credit Card
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    Karur Vysya Bank SBI Platinum Credit Card

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    Karur Vysya Bank SBI Platinum Credit Card

    Mr. Sharma enjoys great discounts on dining with his Credit Card. What about you? Get A Card

    Karur Vysya SBI Credit Card is a co-branded card offered to customers by Karur Vysya and SBI Cards (a joint venture between GE Capital and State Bank of India). Shop & Smile Program rewards you with Reward Points whenever you shop, which can be redeemed against outstanding balance or gifts from the rewards catalogue. A Karur Vysya SBI Credit Cardholder can use his/ her Karur Vysya - SBI Card for all your needs ranging from dining, shopping, filling fuel, trips abroad and much more.

    Features:

    • Balance Transfer: Save a lot of money by transferring all your high-rate outstanding balances from other bank credit cards to Karur Vysya Bank - SBI Card. A very nominal rate of interest is applicable on repayment of the same.
    • This credit card is accepted globally and can be used in any merchant outlet which has a Visa / Mastercard sign of acceptance.
    • Flexipay: With the simple installment plan available on the card you can make purchases that can be converted into easy monthly installments.
    • Easy Money: Get bank drafts quickly by just placing a call to the SBI Card Customer Helpline. The amount of the draft will be billed directly to the customer’s Karur Vysya SBI Card. This will be useful to the customer for payments of various bills, taxes, fees and a lot more.
    • Utility Bill Payment Facility: Customers can link your various bills to Karur Vysya Bank - SBI Card and enjoy the convenience of hassle-free and timely payment. Payment options like Register & Pay, Visa bill pay, Pay Fast, etc. are available to ensure hassle-free payments.
    • Purchase railway tickets online using your Karur Vysya SBI Credit Card. You can get them delivered at your doorstep as well.
    • Credit Facility: Karur Vysya SBI Credit Card offers flexibility in repayment options. With the extended credit option the cardholder can plan his/her outstanding payments as per his / her convenience. The minimum amount due can be paid from the total outstanding amount due shown in the Monthly Credit Card Statement. The unpaid balance can be carried forward at one of the lowest finance charges available.
    • Add-on Cards: You apply for add-on cards for your spouse, parents, children or siblings who are above the age of 18.
    • Travel worry-free with the Karur Vysya Bank - SBI Credit Card because with this card you can withdraw cash from any ATM around the world, which accepts Visa/Mastercard.
    • In case of an emergency such as loss of card, card replacement, etc., SBI Card Customer Helpline and VISA/MasterCard Global Customer Assistance Services will be available around the clock to assist you, no matter where you are.
    • E-statement: Get your monthly credit card statement regularly to your registered e-mail id.
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    Benefits:

    • Welcome Offer: As a welcome offer get Rs. 100 off on Cash Withdrawal. When the cardholder makes his/her first ATM cash withdrawal, he/she is eligible to get a cashback of Rs 100. This is applicable for an ATM withdrawal made within 30 days of receiving the card.
    • Earn 1 reward point for every Rs. 100 spent on your Karur Vysya Bank- SBI Credit Card.
    • The Accelerated Reward Points feature of this credit card offers the cardholder the opportunity to get up to 2.5% of Value Back (10 Reward Points on every Rs. 100 spent) every time he/she makes departmental store and grocery purchases with your Karur Vysya Bank- SBI Credit Card.
    • Fuel Freedom: Save money on fuel purchases by paying just 2.5% fuel surcharge across all fuel stations.

    Fees and Charges:

    Joining fee Rs.2,999
    Annual Fee Rs.2,999
    Charge slip retrieval Rs. 225 for each chargeslip
    interest-free credit period 20-50 days applicable on retail purchases if outstanding balance of previous month is paid in full
    Finance charges on extended credit Up to 3.35% per month from date of transaction
    Minimum Amount Due 5% of Total Outstanding (Min. Rs. 200) + GST + EMI
    Maximum Cash Advance limit Up to 80% of Credit Limit
    Cash advance fee at SBI ATMs/Other Domestic ATMs 2.5% of withdrawal amount or 300/-, whichever is the highest
    Cash advance fee applicable at International ATMs 3% of withdrawal amount or 300/-, whichever is the highest
    Cheque Pickup charges Rs.90
    Statement Retrieval charges Rs.100 for each statement
    Rewards Redemption Fee Rs. 99
    Cash OTC Fees Rs. 100
    Foreign Currency Transaction 3.5% currency conversion mark-up

    Karur Vysya Bank SBI Platinum Credit Card FAQs:

    1. What is SBI Card Alert?

      SBI card alert feature available on the Karur Vysya Bank- SBI Credit Card ensures that the cardholders gets timely updates on transactions made on the card via SMS to the registered mobile number. Customers can also use SBI Card Alert to get Credit & Cash limit Alerts, Mini Statement Alerts, Cheque Alerts & Payment Assistance Alerts.

    2. What is a Spend Analyser?

      SBI Card offers the ‘The Spend Analyser’ feature to its cardholders wherein they can analyze their current credit card spends using this tool. The credit cardholder can also analyze their spends category wise and in percentage. This is applicable for purchases made in the last 24 months.

    3. What is the process of booking a railway ticket online using my Karur Vysya Bank- SBI Credit Card?

      In order to book a railway ticket online through the IRCTC website by using your Karur Vysya Bank - SBI Credit Card, you have to first register yourself in the IRCTC website and then log into your account. Book the ticket to your destination by providing the necessary details. When the portal prompts you to make a payment, use your Karur Vysya SBI Card through either of the two payment gateways which accept all Visa Cards.

    4. Is there a penalty on late payment of Karur Vysya SBI credit card dues?

      Yes, there will be a fee levied on late payment of outstanding amount or minimum amount due. The charges are as follows:

      Outstanding Amount Due Late payment Fees
      Total Amount due ranging from Rs.0-Rs.200 Nil
      Total Amount due greater than Rs.200 & up to Rs.500 Rs.100
      Total Amount due greater than Rs.500 & up to Rs.1000 Rs.200
      Total Amount due greater than Rs.1000 & up to Rs.10,000 Rs.500
      Total Amount due greater than Rs.10,000 Rs. 750
    5. What are the surcharges applicable on the Karur Vysya SBI credit card?

      The surcharges applicable on the credit card are as follows:

      • Railway tickets: Rs. 30 + 2.5% of transaction amount to purchase railway tickets at railway counters
      • IRCTC website (railway tickets): 1.8% of transaction amount + service charge, to purchase railway tickets through the IRCTC website
      • Fuel Surcharge on purchases ranging between Rs. 500 and Rs. 3000: 2.5% surcharge waiver (excluding GST wherever applicable + other charges) for single transaction for purchase of Petrol & all products/services sold at petrol pumps for an amount of Rs. 500 and Rs. 3000. The maximum cap on the surcharge waiver is Rs. 100 per statement cycle for each credit card account.
      • Fuel Surcharge on purchases of Petrol & all products/services which is lesser than Rs. 500 and greater than Rs. 3,000: 2.5% of transaction amount (Minimum value of Rs. 10) for transaction amounts lesser than Rs. 500 and greater than Rs. 3,000 on all Petrol & all products/services sold at petrol pumps.
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    • Karur Vysya Bank SBI Platinum Credit Card Reviews

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    • SBI Cards Credit Card
      "Good credit card"
      0.5 3.0/5 "Satisfactory"
      SBI credit card is very useful, the reason being I am getting very good loan options also i am getting very good rate of interest . I can convert the purchase in to EMI i am not sure about the charges they had taken some processing fee too. Through MOBILE app i can place the request for EMI.
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      , pune
      Reviewed on Sep 22, 2017
    • SBI Cards Credit Card
      "Offers are good"
      0.5 5.0/5 "Blown Away!"
      State Bank of India is also perfect in the credit cards services. The offers are good and there are a lot of cash back deals. The rewards are also useful as the points can be redeemed. The portal is very convenient to make my payment. The limit is to my satisfaction.
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      , bangalore
      Reviewed on Sep 22, 2017
    • SBI Cards Credit Card
      "So far so good"
      0.5 4.0/5 "Great!"
      State Bank of India has offered me a credit card and I have not used it much. To what ever I have used the card there has not been any hassles. The charges are normal and the credit limit is also good. The statements are also clear and I am comfortable with the billing cycle.
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      , navi mumbai
      Reviewed on Sep 22, 2017
    • SBI Cards Credit Card
      "Very Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have started using the SBI prime credit card very recently. I use this card for shopping, bill payments, dinning, air ticket booking and for other usages. The reward points cash back offers and other offers are available with this card.I am satisfied with the credit limit. I pay the annual fee of Rs.3000.
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      , panaji
      Reviewed on Sep 21, 2017
    • SBI Cards Credit Card
      "Though limit is low its manageble"
      0.5 4.0/5 "Great!"
      SBI credit card is a very good one, the limit is low but its fine. Anyways I am not looking out for a higher limit. I am holding this SBI CARD for about one year. Name of the SBI CREDIT CARD is FBB style up card . I used to get some special discounts at big bazaar nor any other bazaar.
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      , siliguri
      Reviewed on Sep 21, 2017
    • SBI Cards Credit Card
      "Good to hold"
      0.5 5.0/5 "Blown Away!"
      SBI gave me amazon voucher worth Rs.500 as complimentary offers and for every purchase around 120 rupees they give me 10 reward points. I am using this credit card around 3 to 4 months its good. But still I didn't redeem the points, however I am satisfied with their offers.
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      , hyderabad
      Reviewed on Sep 21, 2017
    • SBI Cards Credit Card
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with State Bank of India and though it is a public sector bank. They provide good services and the response is always on time. There are proper deals and the reward points are good. They could be redeemable on shopping and other needs.
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      , ghaziabad
      Reviewed on Sep 21, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card from the last 1.5 years of time. Service aspects are good one and the credit limit value is up 30000 Rupees, also their response is good one with them and I have faced some difficulties but it used to get resolved on immediately.
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      , chennai
      Reviewed on Sep 21, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      I got a Air India SBI platinum credit card for past 5years. The customer service is good with State Bank of India credit card department. The rate of interest is nominal with the SBI Air India card. I am happy with the credit limit. I pay the annual fee of Rs.1500
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      , imphal
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Satisfactory "
      0.5 4.0/5 "Great!"
      I hold a credit card with SBI. I am satisfied with the services and the statements are on time for me. The online banking is good and there are no charges taken for the card. The limit is also good and the bank is clear in the process and there are no hidden charges.
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      , bangalore
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "My SBI CARD"
      0.5 3.0/5 "Satisfactory"
      I was initially confirmed by SBI that there would be cash back however later availing the card I realized that there is no such offer. What ever cash back I earned till date can be adjusted online stores. I am holding this SBI credit card for about 6 months and it is much better than HDFC.
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      , bangalore
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Average "
      0.5 3.0/5 "Satisfactory"
      It is a average experience with SBI as well. I hold a credit card the bank is slow in the response and services. They are not up to the mark on the offers and the credit limit. They need to work on their banking overall. They could provide better deals.
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      , chennai
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Worst"
      0.5 4.0/5 "Great!"
      I am here to express my dissatisfaction which I had on my SBI credit card when I approached the bank for making the payment. The response provided by them was not good. I had an option to make the cash payment at the counter for which I had to stand in the que for a long time and make the payment. Even for making the cheque payment I had to stand in the line which I hate the most.
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      , secunderabad
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      For more than a year I hold the FBB SBI style up credit card. I am happy with the credit limit. I got the credit limit of Rs.60,000. The benefits like rewards points cash back offers and other benefits are available with this card. I pay the annual fee of Rs.500.
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      , jaipur
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Very good card"
      0.5 5.0/5 "Blown Away!"
      SBI credit card is simply superb. I hold an account with SBI for many years. Name of the SBI credit card is IRCTC I do get good offers and benefits from this card. I do earn good reward points on this card. I normally accumulate good rewards points and this can be adjusted against gift voucher and no charges for the same.
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      , hyderabad
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Its Convenient"
      0.5 5.0/5 "Blown Away!"
      I have platinum master card from SBI, they are providing good reward points and cash back in many e commerce website. I am happy with their credit limit its really sufficient. I am holding SBI credit card for past six months I didn't get any complimentary offers.
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      , hyderabad
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Unhappy with the services "
      0.5 2.0/5 "Expected more"
      State Bank of India has not been up to the mark even on the credit card services. There is no proper response when I contact them and there are no offers at all on my card. The credit limit is also not satisfactory and I would not want to recommend them to others.
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      , bangalore
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Good to hold"
      0.5 4.0/5 "Great!"
      SBI taking Rs.3000 as an annual fee but to get waiver I should do more than Rs. 2 lakhs rupees of transaction . Credit limit is good in SBI. It is not that much great they upgrade it. Payment gate is very userfriendly and easy to make the monthly dues.
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      , noida
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Convenient for shopping"
      0.5 4.0/5 "Great!"
      SBI Response is good in email support, but thier telecommunication is not good. Because their SBI customer care executives are not available after 8 pm. They should be reachable anytime. In term of offers SBI is good, their charges are also reasonable for credit card.
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      , indore
      Reviewed on Sep 20, 2017
    • SBI Cards Credit Card
      "Good credit card"
      0.5 4.0/5 "Great!"
      EMI conversion process is very easy when it comes to SBI. I had contacted their toll free number and my request was taken care off, they took around 10 to 12 hours of time to process my request. No processing fee was charged for the EMI conversion. Name of the SBI card is ELITE Credit card.
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      , chennai
      Reviewed on Sep 20, 2017
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