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    We found 1 Karur Vysya Bank SBI Platinum Credit Card
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    2,999
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    Karur Vysya Bank SBI Platinum Credit Card

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    Karur Vysya Bank SBI Platinum Credit Card

    Karur Vysya SBI Credit Card is a co-branded card offered to customers by Karur Vysya and SBI Cards (a joint venture between GE Capital and State Bank of India). Shop & Smile Program rewards you with Reward Points whenever you shop, which can be redeemed against outstanding balance or gifts from the rewards catalogue. A Karur Vysya SBI Credit Cardholder can use his/ her Karur Vysya - SBI Card for all your needs ranging from dining, shopping, filling fuel, trips abroad and much more.

    Features:

    • Balance Transfer: Save a lot of money by transferring all your high-rate outstanding balances from other bank credit cards to Karur Vysya Bank - SBI Card. A very nominal rate of interest is applicable on repayment of the same.
    • This credit card is accepted globally and can be used in any merchant outlet which has a Visa / Mastercard sign of acceptance.
    • Flexipay: With the simple installment plan available on the card you can make purchases that can be converted into easy monthly installments.
    • Easy Money: Get bank drafts quickly by just placing a call to the SBI Card Customer Helpline. The amount of the draft will be billed directly to the customer’s Karur Vysya SBI Card. This will be useful to the customer for payments of various bills, taxes, fees and a lot more.
    • Utility Bill Payment Facility: Customers can link your various bills to Karur Vysya Bank - SBI Card and enjoy the convenience of hassle-free and timely payment. Payment options like Register & Pay, Visa bill pay, Pay Fast, etc. are available to ensure hassle-free payments.
    • Purchase railway tickets online using your Karur Vysya SBI Credit Card. You can get them delivered at your doorstep as well.
    • Credit Facility: Karur Vysya SBI Credit Card offers flexibility in repayment options. With the extended credit option the cardholder can plan his/her outstanding payments as per his / her convenience. The minimum amount due can be paid from the total outstanding amount due shown in the Monthly Credit Card Statement. The unpaid balance can be carried forward at one of the lowest finance charges available.
    • Add-on Cards: You apply for add-on cards for your spouse, parents, children or siblings who are above the age of 18.
    • Travel worry-free with the Karur Vysya Bank - SBI Credit Card because with this card you can withdraw cash from any ATM around the world, which accepts Visa/Mastercard.
    • In case of an emergency such as loss of card, card replacement, etc., SBI Card Customer Helpline and VISA/MasterCard Global Customer Assistance Services will be available around the clock to assist you, no matter where you are.
    • E-statement: Get your monthly credit card statement regularly to your registered e-mail id.

    Benefits:

    • Welcome Offer: As a welcome offer get Rs. 100 off on Cash Withdrawal. When the cardholder makes his/her first ATM cash withdrawal, he/she is eligible to get a cashback of Rs 100. This is applicable for an ATM withdrawal made within 30 days of receiving the card.
    • Earn 1 reward point for every Rs. 100 spent on your Karur Vysya Bank- SBI Credit Card.
    • The Accelerated Reward Points feature of this credit card offers the cardholder the opportunity to get up to 2.5% of Value Back (10 Reward Points on every Rs. 100 spent) every time he/she makes departmental store and grocery purchases with your Karur Vysya Bank- SBI Credit Card.
    • Fuel Freedom: Save money on fuel purchases by paying just 2.5% fuel surcharge across all fuel stations.

    Fees and Charges:

    Joining fee Rs.2,999
    Annual Fee Rs.2,999
    Charge slip retrieval Rs. 225 for each chargeslip
    interest-free credit period 20-50 days applicable on retail purchases if outstanding balance of previous month is paid in full
    Finance charges on extended credit Up to 3.35% per month from date of transaction
    Minimum Amount Due 5% of Total Outstanding (Min. Rs. 200) + GST + EMI
    Maximum Cash Advance limit Up to 80% of Credit Limit
    Cash advance fee at SBI ATMs/Other Domestic ATMs 2.5% of withdrawal amount or 300/-, whichever is the highest
    Cash advance fee applicable at International ATMs 3% of withdrawal amount or 300/-, whichever is the highest
    Cheque Pickup charges Rs.90
    Statement Retrieval charges Rs.100 for each statement
    Rewards Redemption Fee Rs. 99
    Cash OTC Fees Rs. 100
    Foreign Currency Transaction 3.5% currency conversion mark-up

    Karur Vysya Bank SBI Platinum Credit Card FAQs:

    1. What is SBI Card Alert?

      SBI card alert feature available on the Karur Vysya Bank- SBI Credit Card ensures that the cardholders gets timely updates on transactions made on the card via SMS to the registered mobile number. Customers can also use SBI Card Alert to get Credit & Cash limit Alerts, Mini Statement Alerts, Cheque Alerts & Payment Assistance Alerts.

    2. What is a Spend Analyser?

      SBI Card offers the ‘The Spend Analyser’ feature to its cardholders wherein they can analyze their current credit card spends using this tool. The credit cardholder can also analyze their spends category wise and in percentage. This is applicable for purchases made in the last 24 months.

    3. What is the process of booking a railway ticket online using my Karur Vysya Bank- SBI Credit Card?

      In order to book a railway ticket online through the IRCTC website by using your Karur Vysya Bank - SBI Credit Card, you have to first register yourself in the IRCTC website and then log into your account. Book the ticket to your destination by providing the necessary details. When the portal prompts you to make a payment, use your Karur Vysya SBI Card through either of the two payment gateways which accept all Visa Cards.

    4. Is there a penalty on late payment of Karur Vysya SBI credit card dues?

      Yes, there will be a fee levied on late payment of outstanding amount or minimum amount due. The charges are as follows:

      Outstanding Amount Due Late payment Fees
      Total Amount due ranging from Rs.0-Rs.200 Nil
      Total Amount due greater than Rs.200 & up to Rs.500 Rs.100
      Total Amount due greater than Rs.500 & up to Rs.1000 Rs.200
      Total Amount due greater than Rs.1000 & up to Rs.10,000 Rs.500
      Total Amount due greater than Rs.10,000 Rs. 750
    5. What are the surcharges applicable on the Karur Vysya SBI credit card?

      The surcharges applicable on the credit card are as follows:

      • Railway tickets: Rs. 30 + 2.5% of transaction amount to purchase railway tickets at railway counters
      • IRCTC website (railway tickets): 1.8% of transaction amount + service charge, to purchase railway tickets through the IRCTC website
      • Fuel Surcharge on purchases ranging between Rs. 500 and Rs. 3000: 2.5% surcharge waiver (excluding GST wherever applicable + other charges) for single transaction for purchase of Petrol & all products/services sold at petrol pumps for an amount of Rs. 500 and Rs. 3000. The maximum cap on the surcharge waiver is Rs. 100 per statement cycle for each credit card account.
      • Fuel Surcharge on purchases of Petrol & all products/services which is lesser than Rs. 500 and greater than Rs. 3,000: 2.5% of transaction amount (Minimum value of Rs. 10) for transaction amounts lesser than Rs. 500 and greater than Rs. 3,000 on all Petrol & all products/services sold at petrol pumps.

    Karur Vysya Bank SBI Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have an SBI credit card and i hold a good limit with them. I get good reward points and cash back on the card. Its a life time free card. There is options for EMI and balance transfer but i have not tried using any of these. I have redeemed my reward points. The mobile banking with them is comfortable.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Looking for better credit limit"
      0.5 2.0/5 "Expected more"
      I have my credit card approved with SBI and the experience was good, i paid an annual fee of Rs 499 for this credit card and they gave a credit limit of Rs 17000 in this credit card which is less. I use this card for multipurpose and i did not find any offers so far. Customer service was good and they collected documents on time. The process was quite long and it took 1 month to receive the credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 4.5/5 "Excellent!"
      The credit card services of SBI is very good, i did not find any transaction issues in this card. I am using this card from last 2 years and there is no annual fee charged for this card. I am satisfied with the credit limit and payment options are convenient for me to make bill payments.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Average service"
      0.5 4.0/5 "Great!"
      The state bank of India credit card service is average and I hold the SBI SIMPLY CLICK CARD for the past 7 months. The credit limit value is average with this SBI SIMPLY CLICK CARD and i am satisfied with the credit limit, the customer support service and the response is average with the SBI.
      Was this review helpful? 0
      , noida
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      The state bank delivered the credit card within 15 days of time. The customer support service is average with the SBI. The credit limit value is good with the SBI SIMPLY SAVE CARD and I am satisfied with it. I would say State bank gave me good service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      Got the INSTA LOAN from the State bank of India around 3 yeas ago, the customer support service and the response is good with the state bank of India. The rate of interest and the charges are pretty high with the State bank INSTA LOAN when compared with the personal loan process.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Very good card to use"
      0.5 4.0/5 "Great!"
      The credit card service is good with the State bank of India and I use the SBI ELITE CREDIT CARD from past 6years. The customer support and the response is good with the State bank of India and they give good response to the customers. the credit limit value is low with this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Offers are good"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with State Bank of India and the offers and credit limit is good. I am also glad that I get my statements without any hidden charges and it is sent to me on time. There are good offers as well. The customer services are also fine.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Very good srevice"
      0.5 5.0/5 "Blown Away!"
      The credit limit value is good with the SBI SIMPLY SAVE CARD and I have got the credit card with in a week time. The customer support service and the response is good with the sate bank of India. their executives came to my place to collect the documents on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Good. Can do better on limit"
      0.5 4.0/5 "Great!"
      State Bank of India has offered me a credit card and it is a good experience till date. It would be better if they provide a better credit limit. The customer services and response is good and the billing cycle is convenient and the statements are sent to me on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I got the SBI simply save credit card around a month ago and I have started using this card. The State bank of India took more than a month time to approve the SBI simply save credit card. The credit limit value is good with this card and I am satisfied with it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      I use the SBI Simply save credit card for more than 3 months. The credit card service is good with the SBI. The customer support service and the response is good with the SBI. The credit limit value is very low with this SBI Simply save credit card and it would be good if they can increase the credit limit value.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I use the Fbb Style up Sbi credit card for past 2 years. The customer support service is not satisfactory, they don't give proper response to the customers. The credit limit value is average with this card and I am not satisfied with it.
      Was this review helpful? 0
      , jaipur
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Very good card to use"
      0.5 4.0/5 "Great!"
      The service was good with the State bank of India in regards to my credit card application. The whole credit card process took around 30dayus of time. The customer support service is good with the State bank. The credit limit value is good with this card and I am satisfied with it..
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I hold a credit card with SBI from last 8-9 months, an annual fee of Rs 500 has to be paid for this credit card. This is an IRCTC card so i get good offers on railway tickets. Net banking is easy for me to make bill payments. I am happy with the credit limit in this credit card.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 18, 2018
    • SBI Cards Credit Card
      "Good card to hold"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with SBI were i am satisfied with the limit. I have received reward points and cash back with the card after the purchases. The customer service is good. Easy EMI option is there. There is an annual charge of 599+GST is applicable.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 17, 2018
    • SBI Cards Credit Card
      "best experience"
      0.5 5.0/5 "Blown Away!"
      I had taken a credit card from the top most public sector bank STATE BANK OF INDIA. It is very easy to use the card in online and offline transactions. It is not a life time free card but the annual charges are reasonable by comparing with other cards.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 17, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a SBI IRCTC credit card from more than 10 years, i find this credit card is convenient to use. It is a lifetime free credit card with the credit limit value which is sufficient for this card. I get good discounts on railway tickets and all my transactions are hassle free.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 17, 2018
    • SBI Cards Credit Card
      "average experience"
      0.5 3.0/5 "Satisfactory"
      I had taken a credit card from the top most public sector bank STATE BANK OF INDIA. The product name of my credit card is IRCTC SBI PLATINUM CARD. I am totally dis satisfied by their services. I am unable to use the credit card to purchase train ticket in irctc website. They charged additionally charges Rs, 20/- for each transaction.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 17, 2018
    • SBI Cards Credit Card
      "SBI credit card"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with SBI and for EMI conversion the rate of interest is 14%. I used to get reward points and cash back with the card. There is an annual charge of 299+ GST will be applicable. and will be reversed if the purchase is above 30000.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 17, 2018
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