Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 Karur Vysya Bank SBI Platinum Credit Card

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    Karur Vysya Bank SBI Platinum Credit Card

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    Overview:

    Karur Vysya SBI Credit Card is a co-branded card offered to customers by Karur Vysya and SBI Cards (a joint venture between GE Capital and State Bank of India). Shop & Smile Program rewards you with Reward Points whenever you shop, which can be redeemed against outstanding balance or gifts from the rewards catalogue. A Karur Vysya SBI Credit Cardholder can use his/ her Karur Vysya - SBI Card for all your needs ranging from dining, shopping, filling fuel, trips abroad and much more.

    Features:

    • Balance Transfer: Save a lot of money by transferring all your high-rate outstanding balances from other bank credit cards to Karur Vysya Bank - SBI Card. A very nominal rate of interest is applicable on repayment of the same.
    • This credit card is accepted globally and can be used in any merchant outlet which has a Visa / Mastercard sign of acceptance.
    • Flexipay: With the simple installment plan available on the card you can make purchases that can be converted into easy monthly installments.
    • Easy Money: Get bank drafts quickly by just placing a call to the SBI Card Customer Helpline. The amount of the draft will be billed directly to the customer’s Karur Vysya SBI Card. This will be useful to the customer for payments of various bills, taxes, fees and a lot more.
    • Utility Bill Payment Facility: Customers can link your various bills to Karur Vysya Bank - SBI Card and enjoy the convenience of hassle-free and timely payment. Payment options like Register & Pay, Visa bill pay, Pay Fast, etc. are available to ensure hassle-free payments.
    • Purchase railway tickets online using your Karur Vysya SBI Credit Card. You can get them delivered at your doorstep as well.
    • Credit Facility: Karur Vysya SBI Credit Card offers flexibility in repayment options. With the extended credit option the cardholder can plan his/her outstanding payments as per his / her convenience. The minimum amount due can be paid from the total outstanding amount due shown in the Monthly Credit Card Statement. The unpaid balance can be carried forward at one of the lowest finance charges available.
    • Add-on Cards: You apply for add-on cards for your spouse, parents, children or siblings who are above the age of 18.
    • Travel worry-free with the Karur Vysya Bank - SBI Credit Card because with this card you can withdraw cash from any ATM around the world, which accepts Visa/Mastercard.
    • In case of an emergency such as loss of card, card replacement, etc., SBI Card Customer Helpline and VISA/MasterCard Global Customer Assistance Services will be available around the clock to assist you, no matter where you are.
    • E-statement: Get your monthly credit card statement regularly to your registered e-mail id.

    Benefits:

    • Welcome Offer: As a welcome offer get Rs. 100 off on Cash Withdrawal. When the cardholder makes his/her first ATM cash withdrawal, he/she is eligible to get a cashback of Rs 100. This is applicable for an ATM withdrawal made within 30 days of receiving the card.
    • Earn 1 reward point for every Rs. 100 spent on your Karur Vysya Bank- SBI Credit Card.
    • The Accelerated Reward Points feature of this credit card offers the cardholder the opportunity to get up to 2.5% of Value Back (10 Reward Points on every Rs. 100 spent) every time he/she makes departmental store and grocery purchases with your Karur Vysya Bank- SBI Credit Card.
    • Fuel Freedom: Save money on fuel purchases by paying just 2.5% fuel surcharge across all fuel stations.

    Fees and Charges:

    Joining fee Rs.499
    Annual Fee Rs. 499
    Charge slip retrieval Rs. 225 for each chargeslip
    interest-free credit period 20-50 days applicable on retail purchases if outstanding balance of previous month is paid in full
    Finance charges on extended credit Up to 3.35% per month from date of transaction
    Minimum Amount Due 5% of Total Outstanding (Min. Rs. 200) + GST + EMI
    Maximum Cash Advance limit Up to 80% of Credit Limit
    Cash advance fee at SBI ATMs/Other Domestic ATMs 2.5% of withdrawal amount or 300/-, whichever is the highest
    Cash advance fee applicable at International ATMs 3% of withdrawal amount or 300/-, whichever is the highest
    Cheque Pickup charges Rs.90
    Statement Retrieval charges Rs.100 for each statement
    Rewards Redemption Fee Rs. 99
    Cash OTC Fees Rs. 100
    Foreign Currency Transaction 3.5% currency conversion mark-up

    Karur Vysya Bank SBI Platinum Credit Card FAQs:

    1. What is SBI Card Alert?

      SBI card alert feature available on the Karur Vysya Bank- SBI Credit Card ensures that the cardholders gets timely updates on transactions made on the card via SMS to the registered mobile number. Customers can also use SBI Card Alert to get Credit & Cash limit Alerts, Mini Statement Alerts, Cheque Alerts & Payment Assistance Alerts.

    2. What is a Spend Analyser?

      SBI Card offers the ‘The Spend Analyser’ feature to its cardholders wherein they can analyze their current credit card spends using this tool. The credit cardholder can also analyze their spends category wise and in percentage. This is applicable for purchases made in the last 24 months.

    3. What is the process of booking a railway ticket online using my Karur Vysya Bank- SBI Credit Card?

      In order to book a railway ticket online through the IRCTC website by using your Karur Vysya Bank - SBI Credit Card, you have to first register yourself in the IRCTC website and then log into your account. Book the ticket to your destination by providing the necessary details. When the portal prompts you to make a payment, use your Karur Vysya SBI Card through either of the two payment gateways which accept all Visa Cards.

    4. Is there a penalty on late payment of Karur Vysya SBI credit card dues?

      Yes, there will be a fee levied on late payment of outstanding amount or minimum amount due. The charges are as follows:

      Outstanding Amount Due Late payment Fees
      Total Amount due ranging from Rs.0-Rs.200 Nil
      Total Amount due greater than Rs.200 & up to Rs.500 Rs.100
      Total Amount due greater than Rs.500 & up to Rs.1000 Rs.200
      Total Amount due greater than Rs.1000 & up to Rs.10,000 Rs.500
      Total Amount due greater than Rs.10,000 Rs. 750
    5. What are the surcharges applicable on the Karur Vysya SBI credit card?

      The surcharges applicable on the credit card are as follows:

      • Railway tickets: Rs. 30 + 2.5% of transaction amount to purchase railway tickets at railway counters
      • IRCTC website (railway tickets): 1.8% of transaction amount + service charge, to purchase railway tickets through the IRCTC website
      • Fuel Surcharge on purchases ranging between Rs. 500 and Rs. 3000: 2.5% surcharge waiver (excluding GST wherever applicable + other charges) for single transaction for purchase of Petrol & all products/services sold at petrol pumps for an amount of Rs. 500 and Rs. 3000. The maximum cap on the surcharge waiver is Rs. 100 per statement cycle for each credit card account.
      • Fuel Surcharge on purchases of Petrol & all products/services which is lesser than Rs. 500 and greater than Rs. 3,000: 2.5% of transaction amount (Minimum value of Rs. 10) for transaction amounts lesser than Rs. 500 and greater than Rs. 3,000 on all Petrol & all products/services sold at petrol pumps.
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  • Karur Vysya Bank SBI Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "Good To Use"
      0.5 5.0/5 "Blown Away!"
      I availed credit card from State bank of India. The bank offered chargeable card along with the good credit limit. Even I am getting reward points and cash back offers on my card. There was no issues with the bank for the card which I hold. Overall service is good.
      Was this review helpful? 0
      , ankleshwar
      Reviewed on Jul 13, 2017
    • SBI Cards Credit Card
      "Convenient to use"
      0.5 5.0/5 "Blown Away!"
      I hold chargeable credit card with State bank of India. The annual fee is around 499 I believe. I am happy with the credit limit offered by the bank. Also they are giving reward points and cash back offers on my card. So it is very much comfortable to use.
      Was this review helpful? 1
      , bhopal
      Reviewed on Jul 12, 2017
    • SBI Cards Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      SBI credit card has all kind of benefits, good to get an card which is helpful and highly beneficial. SBI credit card is high in reward points, the credit limit they have offered is very best 1.5 lakhs and its chargeable card of 500 and the card is really good for all kinds of needs.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 12, 2017
    • SBI Cards Credit Card
      "Convenient Credit Card"
      0.5 4.0/5 "Great!"
      I have IRCTC credit card from SBI, I didn't get any offers from them in term of reward points or cash backs. But the Credit limit offered by them is very much satisfactory. SBI IVR system is not upto the mark, I can't reach the executives immediately to resolve my queries.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 12, 2017
    • SBI Cards Credit Card
      "Good to Use"
      0.5 4.0/5 "Great!"
      For the past one year, I am using SBI cards. The one I hold with SBI is a life time free card. The credit limit is pretty good and I do not have any issues with the bank for the credit card. I am more comfortable with the card and the services are pretty good.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jul 12, 2017
    • SBI Cards Credit Card
      "Good to Use"
      0.5 5.0/5 "Blown Away!"
      State bank of India offered life time free credit card. I do have savings account with the same bank. The bank is good in customer service and response. I am more comfortable with the bank and I do not have any problem with the bank for the card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 12, 2017
    • SBI Cards Credit Card
      "The best on credit card"
      0.5 5.0/5 "Blown Away!"
      SBI has offered me a Master Credit card and I paid a joining fee of 499. There are annual charges of 499 as well. But I get a lot of cash back offers. If I spend Rs. 1000 online for shopping, I would get back a10% as cash back. There is a cash back on groceries too. For every 100 spent, I would get 4 points and I can redeem those points to pay my bill. The credit limit is good and there are other benefits like a loan on card, balance transfer and the EMI options too.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Jul 11, 2017
    • SBI Cards Credit Card
      "Good to use"
      0.5 4.0/5 "Great!"
      State bank of India offered a life time free credit card for me. I already holding savings account with the bank. The credit limit is quite good and I do not have any issues with the bank for the credit card. I am getting reward points and cash back offers on the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 11, 2017
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I am holding a SBI platinum credit card for more than a year. The customer service and the response was good with SBI. This card has good benefits, but I never utilized the benefits. The rate of interest is high when compared with others. I am not happy about the credit limit, still they can increase the credit limit in future. I am happy to use this platinum card with SBI.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jul 11, 2017
    • SBI Cards Credit Card
      "King in collecting interest rate"
      0.5 1.0/5 "Really Bad"
      I was offered a credit limit of Rs.79,000 on my SBI credit card its pretty good to use, but I am not fine with their service. If I have any queries related to the credit card I have to call their customer service, even if I call them I dont get any kind of response from them either. Interest rate was also very high for all transactions and they won't give clear information about the charges too.
      Was this review helpful? 1
      , visakhapatnam
      Reviewed on Jul 11, 2017
    • SBI Cards Credit Card
      "They should reduce the annual charges"
      0.5 4.0/5 "Great!"
      SBI given good credit limit with flexi pay option. I could convert the purchase amount into an EMI and also with balance transfer option. Other than that SBI giving good reward points for all transaction, One draw back on my SBI credit card, they are charging around 35% per annum as the interest rate on the outstanding principle amount.
      Was this review helpful? 1
      , chennai
      Reviewed on Jul 10, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I am having platinum card with Sbi for past 2 years. This card is used to purchases, grocery and fuel purposes. I am happy with the credit limit with this platinum card. The customer service and the response is good. The rate of interest with this card is average. I am satisfied to use this platinum card of SBI.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 10, 2017
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      The credit card at SBI bank has a good network as I can use the card everywhere. I have not had any issues till date. The offers are excellent on the card and I am also happy with the credit card limit. I have just opted this card ans since Iam a TATA employee they have offered me this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 10, 2017
    • SBI Cards Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I was given a simple save card by State Bank of India. They provide good offers and they are awesome in terms of customer service. The response is really good from the bank whenever I reach them the credit limit they have offered is 50000 rupees and annual charge of this card is 500/-
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 09, 2017
    • SBI Cards Credit Card
      "Very Good service"
      0.5 4.0/5 "Great!"
      I am satisfied with the overall service with the State bank of India Credit card i am using this service for about a year now and I get normal benefits and reward points, the credit limit they have offered is 48000 rupees and its a life time free card
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jul 09, 2017
    • SBI Cards Credit Card
      "Should be more transparent"
      0.5 1.0/5 "Really Bad"
      Earlier I got a call from Tata Company, They said they would be giving Tata SBI card with a very low processing fee of Rs.99. Even the card got dispatch but I was not available in my home. Hence the card got returned, after 15 days I got message and statement they charged Rs.510. Without getting that card I got two months bill of Rs.1200, If I call they were not responding well, but I got mail confirmation stating that my card has been blocked.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jul 07, 2017
    • SBI Cards Credit Card
      "Good to use"
      0.5 3.0/5 "Satisfactory"
      State bank of India is providing a good service for credit cards. I use SBI cards for long time but the credit limit is not satisfactory because it is low. But I am getting reward points and cash back offers on the card. I never checked about the point redemption.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 07, 2017
    • SBI Cards Credit Card
      "Trustable Bank"
      0.5 5.0/5 "Blown Away!"
      I believe SBI because it a Indian bank, therefore I have opened saving account with them. It a trusted bank, previously it was not that much good but currently they are progressing many features , I am using SBI buddy mobile app it is good, I could do everything through online and it is very much user friendly.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 07, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I prefer the credit card from State Bank of India, because they have decent offers. They provide free gift vouchers worth 3K and there are other good deals. The credit limit is a bit low, but the card is accessible all over. There is a annual fee for the card.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jul 07, 2017
    • SBI Cards Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      It is a average experience wit State bank of India. After me submitting my details to the bank, they took a month to execute it. It has not been a very satisfactory process for me for the credit card. The deals on the card may be good, but they need to work on the customer services.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jul 07, 2017
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