The Platinum credit card is a co-branded credit card from the State Bank of India and Karur Vysya Bank which offers a wide range of benefits to the customers across various categories. The card offers a number of lifestyle benefits, travel benefits, fuel benefits, and reward points on each transaction.
The features and benefits of the Karur Vysya Bank SBI Platinum credit card are as follows:
| Welcome Benefits |
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| True Lifestyle |
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| Fuel Benefits |
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| Anytime Cash Access |
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| Pay Your Utility Bills |
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| Flexipay |
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| Balance Transfer |
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| Easy Money Facility |
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| Global Acceptance |
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| Add-on Cards |
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| Emergency Card Replacement |
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| Book Railway Tickets Online |
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For your Karur VysyaSBI Platinum credit card, the credit card limit is given at the discretion of the bank. The State Bank of India considers several factors before assigning the credit limit such as the annual income of the primary applicant, the credit score, the credit report as well as the repayment habit of past and ongoing debts.
Redeeming your reward points on your Karur Vysya Bank SBI Platinum credit card can be done through online or offline methods.
Offline Methods
To redeem your points offline, you can call SBI credit card customer care number at 39 02 02 02 with your STD code or 1860 180 1290.
Online Methods
To redeem your reward points online, here are the steps you need to follow:
| Type of Charge | Amount |
|---|---|
| Annual fee | Rs.2,999 |
| Renewal fee | Rs.2,999 |
| Add-on card fee | Nil |
You can apply for the Karur Vysya Bank SBI Platinum Credit Card can be done through online or offline methods.
If you wish to apply for the card offline, you can visit the nearest branch of SBI or contact the customer care of the bank.
However, to apply for a credit card online, you can visit the website of the State Bank of India or you can apply for the card from the BankBazaar website as well.
The Accelerated Rewards Point system on the Karur Vyasa Bank SBI Platinum Credit Card lets you earn 2 reward points for every Rs.100 that you spend using the card. This reward point can be earned irrespective of the categories in which it is being spent.
The reward points earned through the Accelerated Reward Points system of the Karur Vyasa Bank SBI Platinum Credit Card can be redeemed against the outstanding amount on the credit card. In addition to that, it can also be used to redeem exciting offers and items from the exclusive Rewards Catalogue offered by the card issuer.
The Karur Vyasa Bank SBI Platinum Credit Card allows you to earn up to 7,500 reward points every month through the Accelerated Reward Points system. Once you hit the limit, the reward points will be accrued and will be carried over.
No, the Spend Rewards on your Karur Vyasa Bank SBI Platinum Credit Card cannot be redeemed against your credit card bill. You will receive e-Gift vouchers worth Rs.3,000 each when you hit an annual spending of Rs.4 lakh and Rs.5 lakh. These vouchers can be used to shop at any one of the listed partner brands of the card issuer.
Yes, you will be eligible for e-Gift vouchers worth Rs.3,000 which will be forwarded to you as a renewal gift when you renew your Karur Vyasa Bank SBI Platinum Credit Card.
You will be eligible for a renewal gift when you spend a minimum of Rs.2 lakh in the previous year on the Karur Vyasa Bank SBI Platinum Credit Card.
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