Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 Karur Vysya Bank SBI Platinum Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    2,999
    Response Time : Within 30 minutes
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    Karur Vysya Bank SBI Platinum Credit Card

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    Karur Vysya Bank SBI Platinum Credit Card

    Karur Vysya SBI Credit Card is a co-branded card offered to customers by Karur Vysya and SBI Cards (a joint venture between GE Capital and State Bank of India). Shop & Smile Program rewards you with Reward Points whenever you shop, which can be redeemed against outstanding balance or gifts from the rewards catalogue. A Karur Vysya SBI Credit Cardholder can use his/ her Karur Vysya - SBI Card for all your needs ranging from dining, shopping, filling fuel, trips abroad and much more.

    Features:

    • Balance Transfer: Save a lot of money by transferring all your high-rate outstanding balances from other bank credit cards to Karur Vysya Bank - SBI Card. A very nominal rate of interest is applicable on repayment of the same.
    • This credit card is accepted globally and can be used in any merchant outlet which has a Visa / Mastercard sign of acceptance.
    • Flexipay: With the simple installment plan available on the card you can make purchases that can be converted into easy monthly installments.
    • Easy Money: Get bank drafts quickly by just placing a call to the SBI Card Customer Helpline. The amount of the draft will be billed directly to the customer’s Karur Vysya SBI Card. This will be useful to the customer for payments of various bills, taxes, fees and a lot more.
    • Utility Bill Payment Facility: Customers can link your various bills to Karur Vysya Bank - SBI Card and enjoy the convenience of hassle-free and timely payment. Payment options like Register & Pay, Visa bill pay, Pay Fast, etc. are available to ensure hassle-free payments.
    • Purchase railway tickets online using your Karur Vysya SBI Credit Card. You can get them delivered at your doorstep as well.
    • Credit Facility: Karur Vysya SBI Credit Card offers flexibility in repayment options. With the extended credit option the cardholder can plan his/her outstanding payments as per his / her convenience. The minimum amount due can be paid from the total outstanding amount due shown in the Monthly Credit Card Statement. The unpaid balance can be carried forward at one of the lowest finance charges available.
    • Add-on Cards: You apply for add-on cards for your spouse, parents, children or siblings who are above the age of 18.
    • Travel worry-free with the Karur Vysya Bank - SBI Credit Card because with this card you can withdraw cash from any ATM around the world, which accepts Visa/Mastercard.
    • In case of an emergency such as loss of card, card replacement, etc., SBI Card Customer Helpline and VISA/MasterCard Global Customer Assistance Services will be available around the clock to assist you, no matter where you are.
    • E-statement: Get your monthly credit card statement regularly to your registered e-mail id.

    Benefits:

    • Welcome Offer: As a welcome offer get Rs. 100 off on Cash Withdrawal. When the cardholder makes his/her first ATM cash withdrawal, he/she is eligible to get a cashback of Rs 100. This is applicable for an ATM withdrawal made within 30 days of receiving the card.
    • Earn 1 reward point for every Rs. 100 spent on your Karur Vysya Bank- SBI Credit Card.
    • The Accelerated Reward Points feature of this credit card offers the cardholder the opportunity to get up to 2.5% of Value Back (10 Reward Points on every Rs. 100 spent) every time he/she makes departmental store and grocery purchases with your Karur Vysya Bank- SBI Credit Card.
    • Fuel Freedom: Save money on fuel purchases by paying just 2.5% fuel surcharge across all fuel stations.

    Fees and Charges:

    Joining fee Rs.2,999
    Annual Fee Rs.2,999
    Charge slip retrieval Rs. 225 for each chargeslip
    interest-free credit period 20-50 days applicable on retail purchases if outstanding balance of previous month is paid in full
    Finance charges on extended credit Up to 3.35% per month from date of transaction
    Minimum Amount Due 5% of Total Outstanding (Min. Rs. 200) + GST + EMI
    Maximum Cash Advance limit Up to 80% of Credit Limit
    Cash advance fee at SBI ATMs/Other Domestic ATMs 2.5% of withdrawal amount or 300/-, whichever is the highest
    Cash advance fee applicable at International ATMs 3% of withdrawal amount or 300/-, whichever is the highest
    Cheque Pickup charges Rs.90
    Statement Retrieval charges Rs.100 for each statement
    Rewards Redemption Fee Rs. 99
    Cash OTC Fees Rs. 100
    Foreign Currency Transaction 3.5% currency conversion mark-up

    Karur Vysya Bank SBI Platinum Credit Card FAQs:

    1. What is SBI Card Alert?

      SBI card alert feature available on the Karur Vysya Bank- SBI Credit Card ensures that the cardholders gets timely updates on transactions made on the card via SMS to the registered mobile number. Customers can also use SBI Card Alert to get Credit & Cash limit Alerts, Mini Statement Alerts, Cheque Alerts & Payment Assistance Alerts.

    2. What is a Spend Analyser?

      SBI Card offers the ‘The Spend Analyser’ feature to its cardholders wherein they can analyze their current credit card spends using this tool. The credit cardholder can also analyze their spends category wise and in percentage. This is applicable for purchases made in the last 24 months.

    3. What is the process of booking a railway ticket online using my Karur Vysya Bank- SBI Credit Card?

      In order to book a railway ticket online through the IRCTC website by using your Karur Vysya Bank - SBI Credit Card, you have to first register yourself in the IRCTC website and then log into your account. Book the ticket to your destination by providing the necessary details. When the portal prompts you to make a payment, use your Karur Vysya SBI Card through either of the two payment gateways which accept all Visa Cards.

    4. Is there a penalty on late payment of Karur Vysya SBI credit card dues?

      Yes, there will be a fee levied on late payment of outstanding amount or minimum amount due. The charges are as follows:

      Outstanding Amount Due Late payment Fees
      Total Amount due ranging from Rs.0-Rs.200 Nil
      Total Amount due greater than Rs.200 & up to Rs.500 Rs.100
      Total Amount due greater than Rs.500 & up to Rs.1000 Rs.200
      Total Amount due greater than Rs.1000 & up to Rs.10,000 Rs.500
      Total Amount due greater than Rs.10,000 Rs. 750
    5. What are the surcharges applicable on the Karur Vysya SBI credit card?

      The surcharges applicable on the credit card are as follows:

      • Railway tickets: Rs. 30 + 2.5% of transaction amount to purchase railway tickets at railway counters
      • IRCTC website (railway tickets): 1.8% of transaction amount + service charge, to purchase railway tickets through the IRCTC website
      • Fuel Surcharge on purchases ranging between Rs. 500 and Rs. 3000: 2.5% surcharge waiver (excluding GST wherever applicable + other charges) for single transaction for purchase of Petrol & all products/services sold at petrol pumps for an amount of Rs. 500 and Rs. 3000. The maximum cap on the surcharge waiver is Rs. 100 per statement cycle for each credit card account.
      • Fuel Surcharge on purchases of Petrol & all products/services which is lesser than Rs. 500 and greater than Rs. 3,000: 2.5% of transaction amount (Minimum value of Rs. 10) for transaction amounts lesser than Rs. 500 and greater than Rs. 3,000 on all Petrol & all products/services sold at petrol pumps.

    Karur Vysya Bank SBI Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "Credit limit is good"
      0.5 4.0/5 "Great!"
      I have been using Simply Save Credit Card with State Bank of India. I felt the experience to be quite good, and the offers available in the card to be pretty decent. The reward points available in this card is pretty high compared to other Credit Cards. The credit limit offered is also pretty good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 20, 2017
    • SBI Cards Credit Card
      "Best"
      0.5 3.0/5 "Satisfactory"
      I am holding the State Bank of India credit card from th3e last two to three years of time. I would like to say that the online services are really fine one with them and I have not faced any issues with them till now.
      Was this review helpful? 0
      , agra
      Reviewed on Nov 20, 2017
    • SBI Cards Credit Card
      "Good service"
      0.5 4.5/5 "Excellent!"
      I Got the IRCTC SBI platinum card with in 15 to 20 days of time. The customer support was good with State bank and they gave prompt response. The rate of interest and charges are average with this card. I would say I am not satisfied with the credit limit. They need to increase the credit limit.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 20, 2017
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using SBI simply save card the service was good but I feel there was little of hidden charges with SBI there was no offers till now but the customer service was prompt compare to others in the market it was totally a good experience with SBI for my simply save card service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 20, 2017
    • SBI Cards Credit Card
      "Worst service"
      0.5 1.0/5 "Really Bad"
      The service was fine from SBI for my credit card service it was been two months I have taken the service from SBI they provide me with good offers the customer service was good but I am disappointed that interest rate and fees and charges of SBI is little high compare to the market value it was a average experience with SBI for my credit card service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 20, 2017
    • SBI Cards Credit Card
      "Better experience"
      0.5 3.0/5 "Satisfactory"
      Getting a SBI's Simply Save Credit Card has definitely changed the way I look into my finance. The Card has been pretty great to use and the credit limit they have given also is pretty high. I am generally happy that I have taken this Banks card.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 20, 2017
    • SBI Cards Credit Card
      "Very good services & response"
      0.5 5.0/5 "Blown Away!"
      State Bank of India is good on the credit card offers. The credit limit is to my satisfaction and the transactions are smooth and there is no decline in the transactions. The benefits are good and the rewards are also useful. The charges are also normal.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Till date no issues"
      0.5 4.0/5 "Great!"
      I also bank with State Bank of India for the credit card and the bank has been pretty good. They have a lot of decent deals and the limit is also nice and the transactions are smooth. The charges are normal and there are no issues in the statement and billing cycle.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Annual fee and interest should be reduced"
      0.5 4.5/5 "Excellent!"
      SBI reward point and credit limit is good, so far I didn't get any offers. I am holding SBI simple click card it has the annual fee of Rs. 499. But there was no joining fee, I got my first month statement. I fine with bill amount but annual fee and interest rate is the concern.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Cash backs with FLIPKART"
      0.5 3.0/5 "Satisfactory"
      With SBI I hold a Platinum credit card. I used to get reward points and cash back on flipkart with 10%. The interest charges are too high. The annual charge for card maintenance is 799. There are no hidden charges which is charged by SBI on its credit card.
      Was this review helpful? 0
      , samastipur
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Its Good"
      0.5 4.0/5 "Great!"
      I got 2000 reward point for the joining of SBI credit card, I could the redeem the points into cash back. I am holding simply save card it really good and it has sufficient credit limit. I paid one month credit card payment, I am satisfied with the bill amount.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Overall good. Can do better"
      0.5 3.0/5 "Satisfactory"
      State Bank of India could have checked my transactions on my other credit card and then processed my card. They have offered me a simply save card and the process is good. The services are good but the credit limit is less. I got a limit of one lakh only.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with SBI from last 6-7 months, i find this credit card very useful as i do all my transactions in this credit card. I pay an annual fee of Rs 500 which has to be paid every year for this credit card. Offers like cash back is good in SBI credit card. I use this card for online shopping and petrol. I am also satisfied with the credit limit.
      Was this review helpful? 0
      , delhi
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      As I'm a long time customer with State bank of India for around 12 years they offered me a credit card and I accepted it and took it. I have been using their Maxima credit card for 5 year and 3 months now and till now it is a very good card for me. The annual fees of Rs. 599 applied to this credit card.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Easy to hold"
      0.5 5.0/5 "Blown Away!"
      I hold a platinum credit card with SBI. For the past 2 years i am using this credit card. They provide some reward points. I use this points to buy some gifts and they even provide some vouchers. The annual charge for card maintenance is 500 rupees.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Quality service"
      0.5 4.0/5 "Great!"
      I chosen Simple save credit card because its a life time free credit card and also their charges are less. They do have some good reward point but I am not aware of that completely. First bill got generated, they gave gate 25th nov, I am okay with the minimum due amt and out standing amount.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with SBI. I got a Simply click credit card. The credit limit was above 50K. They took longer time to dispatch the card. They provided doorstep for documents, after collection there was no update. It would be better if they update the status.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with State Bank of India and they are doing great on the card. I get offers from time to time and there are no issues while using the card. All my transactions goes through smoothly and there are no charges for the card. They have given me a decent limit too.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Poor Service"
      0.5 2.0/5 "Expected more"
      As I'm a long time customer with State bank of India for around 12 years they offered me a credit card and I accepted it and took it. I have been using their State bank of India's Travels credit card for 12 years now and till now there needs to be lot of changes and improvements needed from the bank's side.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 18, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have applied for a credit card with State bank of India. I have been using their State bank of India's Simply Save credit card for the last 6 months now and till now it is a good card for me. There is Rs. 499 annual fees applied to this credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2017
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