Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 Karur Vysya Bank SBI Credit Card
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    1st Year Fee
    Rewards
    Joining Perks
    499
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    Karur Vysya Bank SBI Credit Card is Rated as "Satisfactory" by 1 Users

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    Karur Vysya Bank SBI Credit Card

    Your life becomes simpler and smarter with a Karur Vysya Bank SBI Credit Card in your wallet. Save on every purchase, enjoy unbeatable offers, get rewarded with outstanding gifts and fulfil your every need with a Karur Vysya Bank SBI Credit Card. Be it shopping, dining, everyday purchases or a holiday, this card is your favourite companion offering you exceptional privileges, deals and an attractive rewards program. Adding value to every purchase, the Karur Vysya Bank SBI Credit Card is a must-have card for every individual who wants to shop and save at the same time. Introduced as a co-branded credit card between SBI and Karur Vysya Bank, this card comes with a plethora of features, with customers getting back more rewards than what they have spent.

    Benefits of a Karur Vysya Bank SBI Credit Card:

    Karur Vysya Bank SBI Credit Card holders can enjoy a load of benefits with every purchase rewarding them with attractive offers and deals.

    Welcome Offers:

    SBI offers a cash back of Rs 100 on the first ATM cash withdrawal done within 30 days after receiving the Karur Vysya Bank SBI Credit Card.

    Cash Points:

    Customers can earn 1 cash point for every Rs 100 they spend using their Karur Vysya Bank SBI credit cards. Accrued cash points can be used to redeem gifts from the rewards catalogue and can also be used pay the outstanding balance.

    Shop & Smile Reward Program:

    This program from SBI offers exclusive gifts for accumulated power points available on a Karur Vysya Bank SBI credit card. Customers can choose to redeem points for gift vouchers, accessories, electrical appliances and lifestyle products. Every purchase done with a Karur Vysya Bank SBI credit card gets customers Power points which can be redeemed by calling the SBI Card Helpline and the gift will be delivered at the customer’s doorstep.

    Value Back:

    Accelerated cash points can get customers value back offers of up to 2.5% on grocery shopping and departmental purchases. Every Rs 100 spent gets card holders 10 rewards points.

    Fuel Surcharge Waiver:

    Card holders can enjoy a surcharge waiver of 2.5%, every time they refuel at any petrol bunk across the country. This waiver is valid only on transactions done for a value between Rs 500 and Rs 3000.

    Features of a Karur Vysya Bank SBI Credit Card:

    A Karur Vysya Bank SBI Credit Card offers a bouquet of unbeatable features and privileges, custom-made to make everyday purchases, hassle free.

    SBI Card Online:

    Using the SBI Card web portal customers can view credit card account statements, hotlist stolen cards, place requests for statements, pay bills, change personal details and win exciting prizes from SBI.

    SBI Card Alerts:

    Customers can get alerts regarding their credit card status as an SMS on their mobile phones. Mini statements, credit limits, cash limits, cheque alerts and payment assistance alerts can be got using the SBI Card alerts.

    Global Acceptance:

    The Karur Vysya Bank SBI Credit Card is recognized worldwide at over 24 million merchant outlets, which accept Visa or MasterCard cards.

    Add-on Cards:

    Primary card holders can get add-on cards for their family members including parents, spouse, siblings or children over the age of 18.

    Credit Facility:

    Karur Vysya Bank SBI Card holders can enjoy complete flexibility with regards to their outstanding payments. Using the extended credit facility, customers can choose to pay any amount from their minimum amount and outstanding amount, reflecting in their credit card statements.

    Instant Cash:

    Customers can have access to instant cash with money withdrawals possible at over 1 million Visa and MasterCard ATMs, worldwide.

    Railway Ticket Booking:

    Individuals can comfortably book railway tickets on IRCTC from the convenience of their homes, using their Karur Vysya Bank SBI credit cards. SBI also offers the door drop facility for card holders.

    Easy Bill Pay:

    Customers can set standing instructions on their Karur Vysya Bank SBI card and have their utility bills paid automatically before the due date via the Easy Bill pay facility. This facility also includes a Top-up or Recharge feature for E-tag, DTH, Mobiles and Data Cards.

    Customer Support:

    SBI provides 24/7 customer support to card holders for any emergencies through the VISA & MasterCard Global Customer Assistance Services and the SBI Card Customer Helpline. This service can be accessed by customers from anywhere in the globe.

    Balance Transfer:

    SBI also offers customers the flexibility of transferring their existing credit card balances from other banks to the Karur Vysya Bank SBI credit card at very low interest rates.

    Easy Money:

    Personal commitments can be easily handled by placing a request for a bank draft from SBI. The amount requested in the draft will be billed directly to the customer’s Karur Vysya Bank SBI card. Customers need to contact the SBI Card Helpline to avail this facility.

    Flexipay:

    Make high-value purchases on a Karur Vysya Bank SBI card and repay the outstanding balance as easy monthly installments. SBI provides various installment plans to customers at low interest rates and card holders can choose any plan suitable to their financial needs.

    E-statements:

    State Bank of India provides 24/7 access to monthly credit card statements by delivering them to a customer’s email address as e-statements.

    SBI Card Drop Box Locator:

    Customers can easily locate a SBI Card Drop Box nearest to them, through the SMS alert service provided by State Bank of India.

    Insurance:

    The Card Protection Plan offered by SBI includes loss reporting, emergency hotel and travel assistance, fraud protection, replacement service for lost PAN cards and SIM blocking services. SBI also provides hospitalisation benefits, hospital cash benefits and Accident Shield Insurance for the card holder’s family during emergency situations. Two comprehensive medical insurance policies are also offered namely - Medisafe, with cashless services and No-claim bonus benefits and the Family Health Floater plan, which covers inpatient hospitalisation for parents, spouse and dependent children.

    Documents required:

    • PAN card
    • ID proofs (Any one) -
      • Passport
      • Driving License
      • Voter’s ID
      • UID Aadhar Number
      • PAN card

    Eligibility:

    Customers can apply for a Karur Vysya Bank SBI Credit Card if they meet the required annual income criteria as stipulated by State Bank of India. The eligibility for a customer is determined only based on this criteria.

    Fees & Charges:

    Annual Fee Rs. 499
    Joining Fee Rs. 499
    Add-on Fee (per annum) Nil
    Extended Credit - Interest Free Credit Period 20 to 50 days (only for retail purchases)
    Extended Credit - Charges Up to 3.35% per month
    Extended Credit - Minimum Amount Due 5% of the total outstanding amount or a minimum of Rs 200
    Cash Advance limit Up to 80% of the set credit limit / Rs 12,000 for Gold Cards
    Free Credit Period Nil
    Cash Advance - Charges Up to 3.35% per month
    Cash Advance fee - SBI or other domestic ATMs 2.5% of the withdrawal amount or a minimum of Rs 300/- per transaction
    Cash Advance fee - International ATMs 3% of the withdrawal amount or a minimum of Rs 300/- per transaction
    Late Payment Charges SBI does not charge any fee for outstanding amounts of up to Rs 200. For amounts above Rs 200, the banks charges late payment fees ranging from Rs 100 to Rs 750, depending on the outstanding amount.
    Over limit Charges 2.5% of the Over limit Amount or a minimum of Rs. 500
    Rewards Redemption Fee Rs 99

    Karur Vysya Bank SBI Credit Card FAQs:

    1. Does SBI offer different card payment options for Karur Vysya Bank SBI Credit Card customers?

      Yes, cardholders can make credit card payments using the following services provided by State Bank of India.

      • Cash Payments
      • Electronic Bill Payments
      • Electronic Clearing Services
      • Locate & Pay
      • NEFT Payments
      • Online SBI Banking
      • Over the Counter Payments (OTC)
      • Paynet- Pay Online
      • SBI ATMs
      • SBI Auto Debit
      • SBI Mobile Banking
    2. Can I convert the outstanding balance from other credit cards to my Karur Vysya Bank SBI Credit Card?

      Yes, customers can convert their high-value purchases into monthly installments at an interest rate of 0.5% per month for 3 months and at 0.75% per months for 6 months.

    3. Can I avail the Encash facility on my Karur Vysya Bank SBI Credit Card?

      Yes, customers can avail this facility to fulfil family commitments and SBI delivers a cheque within 3 to 5 working days. No documentation is required to be submitted and this facility comes pre-approved to all the card holders.

    4. What is the interest rate charged under the Easy Money plan?

      Customers can avail this facility at an interest rate of 2.45% per month and a processing fee of 1.5% or Rs 199, whichever is higher. The tenure given under this plan is for 45 days.

    5. Does State Bank of India charge any interest for balance transfers?

      No, if the customer selects the 60-day plan, then the interest rate is 0%. For the 6-months plan, the interest rate charged for a balance transfer is 1.7% per month.

    Karur Vysya Bank SBI Credit Card Reviews

    • SBI Cards Credit Card
      "Satisfactory services"
      0.5 4.0/5 "Great!"
      I also bank with State Bank of India for a credit card and the offers on the card is more than satisfactory. When ever I used my card there are no technical issues. There are proper rewards and the points can be redeemed too. The charges are also normal.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card from last 2 months, the services provided by SBI credit card is average when compared to other credit cards. When it comes to credit limit, it is very less. They also charged Rs. 3000 as one time processing fees at the time of getting this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "SBI is better than others"
      0.5 5.0/5 "Blown Away!"
      SBI is better than HDFC Bank in terms of points. As far as SBI is concerned, one point is equal to one rupee even when i checked HDFC Bank, the bank was charging more when compared with SBI. I do get offers some offers on shopping @ big bazaar 5% cash back.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "Credit card"
      0.5 5.0/5 "Blown Away!"
      To start off, I would say my SBI credit card is a special card where if we waive the card, the card would get swiped instead of swiping the card in the EDC terminal. On my SBI credit card, I was offered a balance transfer option, depending up on my credentials, I get some offers and varies accordingly. I am holding this credit card of SBI for the past 2 months.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "Satisfactory services"
      0.5 4.0/5 "Great!"
      I hold a credit card with State Bank of India and the offers on the card is fine. The customer services and response is good when I reach out to them for a query. The bills are clear and there are no hidden charges.The credit limit is also to my satisfaction.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "First experience was good one"
      0.5 5.0/5 "Blown Away!"
      Initially I was sait to be offered a very good Credit limit, which actually turned not that good. The amount that was credit was around Rs.42000, this is the only reason I haven't used this card often. Apart from that the I liked the offers available in this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "Good experience"
      0.5 4.0/5 "Great!"
      I have been using my State Bank of India Credit Card for the past two years. I have had a very good experience with them, the card seemed like very useful. Special mention is supposed to be given to their Customer Service. Their communication has been always good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "Convenient card "
      0.5 4.0/5 "Great!"
      I am holding IRCTC SBI credit card for last three yea.rs I have not been using it frequently. Hope I get good discounts in railway ticket, whenever I use my credit card to book the tickets, they give best discount. I am happy about it, overall fine to use.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I am having the SBI credit card and am using it from the last two years of time. Customer service is also fine one for me and I have not faced any claims with them . I would like to say that they are not providing the proper services to the customers.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "Looking for better feature"
      0.5 3.0/5 "Satisfactory"
      SBI credit card is comfortable but hardly I use my credit card. But they gave me satisfactory credit limit. I am holding their SBI card around two years. There is an annual charges applicable around Rs.500, they used to give some starting voucher as well.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "average service"
      0.5 3.0/5 "Satisfactory"
      I rarely uses my STATE BANK OF INDIA credit card service and the limit for my STATE BANK OF INDIA credit card service is 30k also the offers I wont use the offers much and I was unable to connect STATE BANK OF INDIA credit customer service much ,I would say the service of STATE BANK OF INDIA for my credit card service is average.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I can say the service from STATE BANK OF INDIA for my credit card service is good but if there is any delay in the payment they are not accepting the late payments the charges is fine and the customer service staffs are very good ,the service of STATE BANK OF INDIA is very good still for my credit card service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The service of STATE BANK OF INDIA for my credit card service is good but the process is always slow they use to delay in processing but the rate of interest which is offered from STATE BANK OF INDIA is always lowest also the online application is use friendly .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "worst service"
      0.5 1.0/5 "Really Bad"
      The service of STATE BANK OF INDIA is not as much I expected from STATE BANK OF INDIA service,there is no proper response from their staffs and the customer service is not good and they are not providing any proper information's I am very much disappointed with the service of STATE BANK OF INDIA for my credit card service.
      Was this review helpful? 0
      , delhi
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have been offered a credit card from State Bank of India as I'm a very long time customer with them. I have been using this State Bank of India Visa Credit card for around 1 year and everything is fine this credit card. I use this credit card for shopping, movies, dining, fuels etc. Cash back and rewards are good. There is no annual fees applied to this credit card.
      Was this review helpful? 0
      , bikaner
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 3.0/5 "Satisfactory"
      I hold the Sbi simply save credit card for past 1 year. I use this card for shopping, online purchases, and for bill payments. I am satisfied with the credit limit. There is annual fee of Rs,499 I pay towards this card. I am happy using the SBI simply save card.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      The SBI gold credit card has been used by me for more than 4 years. I use this card for shopping, household items, purchases and for bill payments. I am satisfied with the credit limit. There is no annual fee with this card. The rate of interest is high with SBI credit card.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Good for shopping offline and online"
      0.5 4.5/5 "Excellent!"
      SBI interest rate was very high, if some time I miss the payment they charge me very high and they have an annual charges around Rs.500 but they give coupons for that same amount. I generally get discount on big bazaar products, even they give upto 10% flat discounts.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "New card, require little more time"
      0.5 4.0/5 "Great!"
      I got SBI Platinum Card couple of months back and found the experience to be decent. Eventhough I have used the card much, I felt the process for taking the card was short and crisp. Generally I have a good impression about the State Bank of India's credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Good offers "
      0.5 3.0/5 "Satisfactory"
      I hold a SBI credit card with a limit of 1.30 lakhs I have been using the card for more than two yearsIs a zero fees card.Best cash back offers are given for online shopping up to 5-10%.i got an offer to upgrade my card however am happy with the current limit.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
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