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    We found 1 Karur Vysya Bank SBI Credit Card
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    1st Year Fee
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    499
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    Karur Vysya Bank SBI Credit Card is Rated as "Pretty good" by 2 Users

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    Karur Vysya Bank SBI Credit Card

    Your life becomes simpler and smarter with a Karur Vysya Bank SBI Credit Card in your wallet. Save on every purchase, enjoy unbeatable offers, get rewarded with outstanding gifts and fulfil your every need with a Karur Vysya Bank SBI Credit Card. Be it shopping, dining, everyday purchases or a holiday, this card is your favourite companion offering you exceptional privileges, deals and an attractive rewards program. Adding value to every purchase, the Karur Vysya Bank SBI Credit Card is a must-have card for every individual who wants to shop and save at the same time. Introduced as a co-branded credit card between SBI and Karur Vysya Bank, this card comes with a plethora of features, with customers getting back more rewards than what they have spent.

    Benefits of a Karur Vysya Bank SBI Credit Card:

    Karur Vysya Bank SBI Credit Card holders can enjoy a load of benefits with every purchase rewarding them with attractive offers and deals.

    Welcome Offers:

    SBI offers a cash back of Rs 100 on the first ATM cash withdrawal done within 30 days after receiving the Karur Vysya Bank SBI Credit Card.

    Cash Points:

    Customers can earn 1 cash point for every Rs 100 they spend using their Karur Vysya Bank SBI credit cards. Accrued cash points can be used to redeem gifts from the rewards catalogue and can also be used pay the outstanding balance.

    Shop & Smile Reward Program:

    This program from SBI offers exclusive gifts for accumulated power points available on a Karur Vysya Bank SBI credit card. Customers can choose to redeem points for gift vouchers, accessories, electrical appliances and lifestyle products. Every purchase done with a Karur Vysya Bank SBI credit card gets customers Power points which can be redeemed by calling the SBI Card Helpline and the gift will be delivered at the customer’s doorstep.

    Value Back:

    Accelerated cash points can get customers value back offers of up to 2.5% on grocery shopping and departmental purchases. Every Rs 100 spent gets card holders 10 rewards points.

    Fuel Surcharge Waiver:

    Card holders can enjoy a surcharge waiver of 2.5%, every time they refuel at any petrol bunk across the country. This waiver is valid only on transactions done for a value between Rs 500 and Rs 3000.

    Features of a Karur Vysya Bank SBI Credit Card:

    A Karur Vysya Bank SBI Credit Card offers a bouquet of unbeatable features and privileges, custom-made to make everyday purchases, hassle free.

    SBI Card Online:

    Using the SBI Card web portal customers can view credit card account statements, hotlist stolen cards, place requests for statements, pay bills, change personal details and win exciting prizes from SBI.

    SBI Card Alerts:

    Customers can get alerts regarding their credit card status as an SMS on their mobile phones. Mini statements, credit limits, cash limits, cheque alerts and payment assistance alerts can be got using the SBI Card alerts.

    Global Acceptance:

    The Karur Vysya Bank SBI Credit Card is recognized worldwide at over 24 million merchant outlets, which accept Visa or MasterCard cards.

    Add-on Cards:

    Primary card holders can get add-on cards for their family members including parents, spouse, siblings or children over the age of 18.

    Credit Facility:

    Karur Vysya Bank SBI Card holders can enjoy complete flexibility with regards to their outstanding payments. Using the extended credit facility, customers can choose to pay any amount from their minimum amount and outstanding amount, reflecting in their credit card statements.

    Instant Cash:

    Customers can have access to instant cash with money withdrawals possible at over 1 million Visa and MasterCard ATMs, worldwide.

    Railway Ticket Booking:

    Individuals can comfortably book railway tickets on IRCTC from the convenience of their homes, using their Karur Vysya Bank SBI credit cards. SBI also offers the door drop facility for card holders.

    Easy Bill Pay:

    Customers can set standing instructions on their Karur Vysya Bank SBI card and have their utility bills paid automatically before the due date via the Easy Bill pay facility. This facility also includes a Top-up or Recharge feature for E-tag, DTH, Mobiles and Data Cards.

    Customer Support:

    SBI provides 24/7 customer support to card holders for any emergencies through the VISA & MasterCard Global Customer Assistance Services and the SBI Card Customer Helpline. This service can be accessed by customers from anywhere in the globe.

    Balance Transfer:

    SBI also offers customers the flexibility of transferring their existing credit card balances from other banks to the Karur Vysya Bank SBI credit card at very low interest rates.

    Easy Money:

    Personal commitments can be easily handled by placing a request for a bank draft from SBI. The amount requested in the draft will be billed directly to the customer’s Karur Vysya Bank SBI card. Customers need to contact the SBI Card Helpline to avail this facility.

    Flexipay:

    Make high-value purchases on a Karur Vysya Bank SBI card and repay the outstanding balance as easy monthly installments. SBI provides various installment plans to customers at low interest rates and card holders can choose any plan suitable to their financial needs.

    E-statements:

    State Bank of India provides 24/7 access to monthly credit card statements by delivering them to a customer’s email address as e-statements.

    SBI Card Drop Box Locator:

    Customers can easily locate a SBI Card Drop Box nearest to them, through the SMS alert service provided by State Bank of India.

    Insurance:

    The Card Protection Plan offered by SBI includes loss reporting, emergency hotel and travel assistance, fraud protection, replacement service for lost PAN cards and SIM blocking services. SBI also provides hospitalisation benefits, hospital cash benefits and Accident Shield Insurance for the card holder’s family during emergency situations. Two comprehensive medical insurance policies are also offered namely - Medisafe, with cashless services and No-claim bonus benefits and the Family Health Floater plan, which covers inpatient hospitalisation for parents, spouse and dependent children.

    Documents required:

    • PAN card
    • ID proofs (Any one) -
      • Passport
      • Driving License
      • Voter’s ID
      • UID Aadhar Number
      • PAN card

    Eligibility:

    Customers can apply for a Karur Vysya Bank SBI Credit Card if they meet the required annual income criteria as stipulated by State Bank of India. The eligibility for a customer is determined only based on this criteria.

    Fees & Charges:

    Annual Fee Rs. 499
    Joining Fee Rs. 499
    Add-on Fee (per annum) Nil
    Extended Credit - Interest Free Credit Period 20 to 50 days (only for retail purchases)
    Extended Credit - Charges Up to 3.35% per month
    Extended Credit - Minimum Amount Due 5% of the total outstanding amount or a minimum of Rs 200
    Cash Advance limit Up to 80% of the set credit limit / Rs 12,000 for Gold Cards
    Free Credit Period Nil
    Cash Advance - Charges Up to 3.35% per month
    Cash Advance fee - SBI or other domestic ATMs 2.5% of the withdrawal amount or a minimum of Rs 300/- per transaction
    Cash Advance fee - International ATMs 3% of the withdrawal amount or a minimum of Rs 300/- per transaction
    Late Payment Charges SBI does not charge any fee for outstanding amounts of up to Rs 200. For amounts above Rs 200, the banks charges late payment fees ranging from Rs 100 to Rs 750, depending on the outstanding amount.
    Over limit Charges 2.5% of the Over limit Amount or a minimum of Rs. 500
    Rewards Redemption Fee Rs 99

    Karur Vysya Bank SBI Credit Card FAQs:

    1. Does SBI offer different card payment options for Karur Vysya Bank SBI Credit Card customers?

      Yes, cardholders can make credit card payments using the following services provided by State Bank of India.

      • Cash Payments
      • Electronic Bill Payments
      • Electronic Clearing Services
      • Locate & Pay
      • NEFT Payments
      • Online SBI Banking
      • Over the Counter Payments (OTC)
      • Paynet- Pay Online
      • SBI ATMs
      • SBI Auto Debit
      • SBI Mobile Banking
    2. Can I convert the outstanding balance from other credit cards to my Karur Vysya Bank SBI Credit Card?

      Yes, customers can convert their high-value purchases into monthly installments at an interest rate of 0.5% per month for 3 months and at 0.75% per months for 6 months.

    3. Can I avail the Encash facility on my Karur Vysya Bank SBI Credit Card?

      Yes, customers can avail this facility to fulfil family commitments and SBI delivers a cheque within 3 to 5 working days. No documentation is required to be submitted and this facility comes pre-approved to all the card holders.

    4. What is the interest rate charged under the Easy Money plan?

      Customers can avail this facility at an interest rate of 2.45% per month and a processing fee of 1.5% or Rs 199, whichever is higher. The tenure given under this plan is for 45 days.

    5. Does State Bank of India charge any interest for balance transfers?

      No, if the customer selects the 60-day plan, then the interest rate is 0%. For the 6-months plan, the interest rate charged for a balance transfer is 1.7% per month.

    Karur Vysya Bank SBI Credit Card Reviews

    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding this card for the last one year, the services which they have been providing so far had been good. The credit limit had been good with the card, and also there has been good features and benefits with the card too. There has been good offers in the fuel recharges, and i have been using it for shopping and in hotels and in all other purposes.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Smooth process"
      0.5 4.0/5 "Great!"
      State Bank of India is good overall in the banking services. I hold a credit card and there are good offers on the card. There is also a balance transfer option. There are no charges taken for the transactions as well. The response is good and hassle free.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have a credit card with SBI from last 8-10 months, the credit card services are average when compared to all other cards.An annual fee of Rs 500 has to be paid for this credit card. i get good reward points on this credit card I am happy with the credit limit in this credit card.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with SBI from last 6 months, this is a simply save credit card where i paid an annual fee of Rs 500 for this credit card. I get good reward points on petrol and shopping with this credit card. The credit limit is less when compared to other credit cards.
      Was this review helpful? 0
      , faridabad
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Fine card for Travel"
      0.5 4.0/5 "Great!"
      They have provided me a coupon for flight booking. If you book Rs.5000 so they will provide a discount of Rs. 1000. They have similar kinds of offers for international flights. Airport launch facility available and this card is basically a travel type credit card.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      SBI provides good services on credit card when compared to all other credit card. I am using this credit card from last 3 years and i paid an annual charges for this credit card. I get god offers like reward points on this credit card and i use net banking for making bill payments.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Better Service"
      0.5 5.0/5 "Blown Away!"
      I bought the SBI SIMPLY SAVE CARD because their Offers are good. I can Use the card everywhere. I am getting reward points, I am happy with the limit they offered me. I just received the card and I'll have to wait and see how this card works out for me for my daily usage.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with SBI from last 6 months, this is a prime card where i paid an annual fee of Rs 5000 for this credit card. I am happy with the credit limit in this credit card. Net banking is easy to make bill payments and i am not aware of any offers on this credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the SBI SimplySave for a while . The Limit was 40000 which not very good. They do have cash back offers for online purchases. I never had any issues with the card and their services. It is a useful card to have for all daily life purposes.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card from last 1.5 years, the credit card services are good when compared to all other credit cards. I am not aware of any offers and annual charges on this credit card. Net banking is easy to make bill payments. I am happy with the credit limit in this credit card.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Very good service"
      0.5 3.0/5 "Satisfactory"
      The credit limit which they have provided with the card had been good. The services which they have been providing is also great. I have been holding this card for the last 4 years. I have been using the card for shopping, online purchases, fuel purposes, gold purchases and wherever and whenever possible.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Hassle free banking"
      0.5 3.5/5 "Pretty good"
      I bank with State Bank of India for the credit card and there are offers on the card. Since I am not very much concerned for the offers, I do not look forward for the same. The statements are clear and on time and in all it has been a good experience overall.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I was looking for a good credit card with good options, and this card was having all the good benefits and features which made to chose it. The credit limit which they have been provided with the card has been good. I am happy with everything, and the whole process had been very easy and smooth and i have received the card on time. I am yet to use the card to know about more features with the card.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      SBI provides best services on credit cards when compared to all other credit cards. I am using this credit card from last 2 years and i pay an annual fee of Rs 500 for this credit card. I get good reward points on petrol and shopping. I am happy with the credit limit in this credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Excellent use and helpful card"
      0.5 5.0/5 "Blown Away!"
      SBI is a very good card that is the reason i have selected this card. Easily acceptable @ all merchants. Many offers are there in SBI Card. They have charging me Rs. 499 as annual charges. It is very good customer care service. It takes a normal time to contact the customer care.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card from last 6-7 years, i get good reward points on petrol and shopping with this credit card. The redemption value is good in this credit card. There are no annual charges for this credit card and i am satisfied with the credit limit in this card.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Excellent Card"
      0.5 5.0/5 "Blown Away!"
      SBI charging Rs. 500 as annual fee. This is the 1st month I'm using this simply save credit card. Till now i don't find any offers in this card. I called the customer care to convert the EMI option. They are charging some amount for EMI conversion.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "AVERAGE"
      0.5 3.0/5 "Satisfactory"
      My experience is good. It took 2 months to get my credit card. Without asking me they gave a limit in my card so i am not satisfied with the limit i am looking for hike. Customer service is not responsive. My card is a chargeable and also i am getting offers. Apart from that i am happy.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I am not happy with the credit card services of SBI, i am using this credit card from last 1 month and i paid an annual fee of Rs 499 for this credit card. There was no intimation given about the billing cycle and the amount was auto debited. I have a credit limit of Rs 20000 in this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2018
    • SBI Cards Credit Card
      "Good Card to Shop"
      0.5 5.0/5 "Blown Away!"
      This SBI Style Up card can used for shopping purpose like Bigbazaar, star bazaar. They are providing free voucher of Rs. 1000 for Fashion bazaar and amazon yearly. So far its a Very good card. I have done lots of shopping by using this card. Daily need card. They have provided the credit limit of Rs. 1 lakh for me.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on May 24, 2018
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