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    We found 1 Karur Vysya Bank SBI Credit Card

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    Karur Vysya Bank SBI Credit Card is Rated as "Satisfactory" by 1 Users

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    Karur Vysya Bank SBI Credit Card Overview:

    Your life becomes simpler and smarter with a Karur Vysya Bank SBI Credit Card in your wallet. Save on every purchase, enjoy unbeatable offers, get rewarded with outstanding gifts and fulfil your every need with a Karur Vysya Bank SBI Credit Card. Be it shopping, dining, everyday purchases or a holiday, this card is your favourite companion offering you exceptional privileges, deals and an attractive rewards program. Adding value to every purchase, the Karur Vysya Bank SBI Credit Card is a must-have card for every individual who wants to shop and save at the same time. Introduced as a co-branded credit card between SBI and Karur Vysya Bank, this card comes with a plethora of features, with customers getting back more rewards than what they have spent.

    Benefits of a Karur Vysya Bank SBI Credit Card:

    Karur Vysya Bank SBI Credit Card holders can enjoy a load of benefits with every purchase rewarding them with attractive offers and deals.

    Welcome Offers:

    SBI offers a cash back of Rs 100 on the first ATM cash withdrawal done within 30 days after receiving the Karur Vysya Bank SBI Credit Card.

    Cash Points:

    Customers can earn 1 cash point for every Rs 100 they spend using their Karur Vysya Bank SBI credit cards. Accrued cash points can be used to redeem gifts from the rewards catalogue and can also be used pay the outstanding balance.

    Shop & Smile Reward Program:

    This program from SBI offers exclusive gifts for accumulated power points available on a Karur Vysya Bank SBI credit card. Customers can choose to redeem points for gift vouchers, accessories, electrical appliances and lifestyle products. Every purchase done with a Karur Vysya Bank SBI credit card gets customers Power points which can be redeemed by calling the SBI Card Helpline and the gift will be delivered at the customer’s doorstep.

    Value Back:

    Accelerated cash points can get customers value back offers of up to 2.5% on grocery shopping and departmental purchases. Every Rs 100 spent gets card holders 10 rewards points.

    Fuel Surcharge Waiver:

    Card holders can enjoy a surcharge waiver of 2.5%, every time they refuel at any petrol bunk across the country. This waiver is valid only on transactions done for a value between Rs 500 and Rs 3000.

    Features of a Karur Vysya Bank SBI Credit Card:

    A Karur Vysya Bank SBI Credit Card offers a bouquet of unbeatable features and privileges, custom-made to make everyday purchases, hassle free.

    SBI Card Online:

    Using the SBI Card web portal customers can view credit card account statements, hotlist stolen cards, place requests for statements, pay bills, change personal details and win exciting prizes from SBI.

    SBI Card Alerts:

    Customers can get alerts regarding their credit card status as an SMS on their mobile phones. Mini statements, credit limits, cash limits, cheque alerts and payment assistance alerts can be got using the SBI Card alerts.

    Global Acceptance:

    The Karur Vysya Bank SBI Credit Card is recognized worldwide at over 24 million merchant outlets, which accept Visa or MasterCard cards.

    Add-on Cards:

    Primary card holders can get add-on cards for their family members including parents, spouse, siblings or children over the age of 18.

    Credit Facility:

    Karur Vysya Bank SBI Card holders can enjoy complete flexibility with regards to their outstanding payments. Using the extended credit facility, customers can choose to pay any amount from their minimum amount and outstanding amount, reflecting in their credit card statements.

    Instant Cash:

    Customers can have access to instant cash with money withdrawals possible at over 1 million Visa and MasterCard ATMs, worldwide.

    Railway Ticket Booking:

    Individuals can comfortably book railway tickets on IRCTC from the convenience of their homes, using their Karur Vysya Bank SBI credit cards. SBI also offers the door drop facility for card holders.

    Easy Bill Pay:

    Customers can set standing instructions on their Karur Vysya Bank SBI card and have their utility bills paid automatically before the due date via the Easy Bill pay facility. This facility also includes a Top-up or Recharge feature for E-tag, DTH, Mobiles and Data Cards.

    Customer Support:

    SBI provides 24/7 customer support to card holders for any emergencies through the VISA & MasterCard Global Customer Assistance Services and the SBI Card Customer Helpline. This service can be accessed by customers from anywhere in the globe.

    Balance Transfer:

    SBI also offers customers the flexibility of transferring their existing credit card balances from other banks to the Karur Vysya Bank SBI credit card at very low interest rates.

    Easy Money:

    Personal commitments can be easily handled by placing a request for a bank draft from SBI. The amount requested in the draft will be billed directly to the customer’s Karur Vysya Bank SBI card. Customers need to contact the SBI Card Helpline to avail this facility.

    Flexipay:

    Make high-value purchases on a Karur Vysya Bank SBI card and repay the outstanding balance as easy monthly installments. SBI provides various installment plans to customers at low interest rates and card holders can choose any plan suitable to their financial needs.

    E-statements:

    State Bank of India provides 24/7 access to monthly credit card statements by delivering them to a customer’s email address as e-statements.

    SBI Card Drop Box Locator:

    Customers can easily locate a SBI Card Drop Box nearest to them, through the SMS alert service provided by State Bank of India.

    Insurance:

    The Card Protection Plan offered by SBI includes loss reporting, emergency hotel and travel assistance, fraud protection, replacement service for lost PAN cards and SIM blocking services. SBI also provides hospitalisation benefits, hospital cash benefits and Accident Shield Insurance for the card holder’s family during emergency situations. Two comprehensive medical insurance policies are also offered namely - Medisafe, with cashless services and No-claim bonus benefits and the Family Health Floater plan, which covers inpatient hospitalisation for parents, spouse and dependent children.

    Documents required:

    • PAN card
    • ID proofs (Any one) -
      • Passport
      • Driving License
      • Voter’s ID
      • UID Aadhar Number
      • PAN card

    Eligibility:

    Customers can apply for a Karur Vysya Bank SBI Credit Card if they meet the required annual income criteria as stipulated by State Bank of India. The eligibility for a customer is determined only based on this criteria.

    Fees & Charges:

    Annual Fee Rs. 499
    Joining Fee Rs. 499
    Add-on Fee (per annum) Nil
    Extended Credit - Interest Free Credit Period 20 to 50 days (only for retail purchases)
    Extended Credit - Charges Up to 3.35% per month
    Extended Credit - Minimum Amount Due 5% of the total outstanding amount or a minimum of Rs 200
    Cash Advance limit Up to 80% of the set credit limit / Rs 12,000 for Gold Cards
    Free Credit Period Nil
    Cash Advance - Charges Up to 3.35% per month
    Cash Advance fee - SBI or other domestic ATMs 2.5% of the withdrawal amount or a minimum of Rs 300/- per transaction
    Cash Advance fee - International ATMs 3% of the withdrawal amount or a minimum of Rs 300/- per transaction
    Late Payment Charges SBI does not charge any fee for outstanding amounts of up to Rs 200. For amounts above Rs 200, the banks charges late payment fees ranging from Rs 100 to Rs 750, depending on the outstanding amount.
    Over limit Charges 2.5% of the Over limit Amount or a minimum of Rs. 500
    Rewards Redemption Fee Rs 99

    Karur Vysya Bank SBI Credit Card FAQs:

    1. Does SBI offer different card payment options for Karur Vysya Bank SBI Credit Card customers?

      Yes, cardholders can make credit card payments using the following services provided by State Bank of India.

      • Cash Payments
      • Electronic Bill Payments
      • Electronic Clearing Services
      • Locate & Pay
      • NEFT Payments
      • Online SBI Banking
      • Over the Counter Payments (OTC)
      • Paynet- Pay Online
      • SBI ATMs
      • SBI Auto Debit
      • SBI Mobile Banking
    2. Can I convert the outstanding balance from other credit cards to my Karur Vysya Bank SBI Credit Card?

      Yes, customers can convert their high-value purchases into monthly installments at an interest rate of 0.5% per month for 3 months and at 0.75% per months for 6 months.

    3. Can I avail the Encash facility on my Karur Vysya Bank SBI Credit Card?

      Yes, customers can avail this facility to fulfil family commitments and SBI delivers a cheque within 3 to 5 working days. No documentation is required to be submitted and this facility comes pre-approved to all the card holders.

    4. What is the interest rate charged under the Easy Money plan?

      Customers can avail this facility at an interest rate of 2.45% per month and a processing fee of 1.5% or Rs 199, whichever is higher. The tenure given under this plan is for 45 days.

    5. Does State Bank of India charge any interest for balance transfers?

      No, if the customer selects the 60-day plan, then the interest rate is 0%. For the 6-months plan, the interest rate charged for a balance transfer is 1.7% per month.

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  • Karur Vysya Bank SBI Credit Card Reviews

    • SBI Cards Credit Card
      "Better"
      0.5 4.0/5 "Great!"
      I am using SBI credit card from the last one year of time. The response is also good one and their customer service aspects are really working in good way. Payment mode is also working in good way. Offers are up to the mark with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 21, 2017
    • SBI Cards Credit Card
      "Better"
      0.5 4.0/5 "Great!"
      I am using SBI credit card from the last one year of time. The response is also good one and their customer service aspects are really working in good way. Payment mode is also working in good way. Offers are up to the mark with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 21, 2017
    • SBI Cards Credit Card
      "Its very user friendly"
      0.5 4.0/5 "Great!"
      I love SBI notification part, they updates everything on time. For each and every transaction they used give the message and good in reminder call. SBI gives clear information compared than HDFC, and also SBI gives basically reward points its user friendly to redeem their website.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Aug 21, 2017
    • SBI Cards Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      The Credit limit is very high with this SBI gold Credit card. They are also giving very good offers if we use this card. I am having this card for more than 10 years. The customer service is very good with SBI. There is no annual fee for this card and I am happy using this card
      Was this review helpful? 0
      , hubli
      Reviewed on Aug 21, 2017
    • SBI Cards Credit Card
      "Looking for better service and feature"
      0.5 3.0/5 "Satisfactory"
      SBI people are charging high interest rate compared than AXIS, especially for the EMI conversion. I tried to convert the amount but because of the interest rate I could not continue it. So far SBI didn't give any beneficial offers. Credit limit is also not upto the mark they only gave the amount of Rs.40,000.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 21, 2017
    • SBI Cards Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I had the SBI credit card and it was a kind okay type credit card, also they have not provided the enough credit limit to me. I would like to say that the response is fine one with the SBI credit card and their payment modes too.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 21, 2017
    • SBI Cards Credit Card
      "Good one"
      0.5 3.0/5 "Satisfactory"
      SBI credit card is good one and the experience is also good one, also they have provided some sort of policies. I would like to say that the response is not really a good one with them and I have faced some sort of trouble with the SBI credit cards.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 21, 2017
    • SBI Cards Credit Card
      "Not recommendable "
      0.5 1.0/5 "Really Bad"
      I am not happy with State Bank of India credit card services. I have the same limit from the day I got my card till date. I also use other bank credit cards and the limit is good. But this bank is not enhancing my limit. There are no EMI options too. I would close the card soon.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 19, 2017
    • SBI Cards Credit Card
      "Good flexi pay option"
      0.5 4.0/5 "Great!"
      I bank with SBI also for a credit card. SBI has a balance transfer option, but I can transfer the payment only to the cards I won. The best is I can make a huge purchase on my card and convert the transaction to the flexi pay option. The rate of interest is also normal.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 19, 2017
    • SBI Cards Credit Card
      "Process is good"
      0.5 4.0/5 "Great!"
      I hold a credit card with State Bank of India and I recently received this card. The process for it took around 15 days. I did not have to wait long. There was a joining fee for the card. The credit limit is good but not excellent. In all no hassles.
      Was this review helpful? 0
      , shyamnagar
      Reviewed on Aug 19, 2017
    • SBI Cards Credit Card
      "Moderate Service"
      0.5 4.0/5 "Great!"
      I am not happy with the bank for the credit card I use because the credit limit is very less. Not only that, SBI offered a chargeable credit card. It would be good if I received a life time free card from the bank. There is no lack in reward points..
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 19, 2017
    • SBI Cards Credit Card
      "Limit needs to be enhanced"
      0.5 4.0/5 "Great!"
      The balance on my credit card is very low. As , State bank of India has offered me a very low limit of 10K. There is an annual fee of 574 which I had to pay as a joining fee. Everything else is fine on the card but the limit is a low therefore, I am unable to make use of the other transactions.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Aug 19, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      Having the SBI simply save card for past 3 years. The credit card service is very good with the SBI simply save card. I pay the annual fee of Rs,500. The reward points cash back offers and fuel surcharge waiver is available with this card. I am satisfied with the credit limit,.
      Was this review helpful? 0
      , vapi
      Reviewed on Aug 18, 2017
    • SBI Cards Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Its good experience with SBI bank related to the credit card.They have been giving me a lot of facilities on the card, There is no hidden charges for any transaction. I really happy with my credit card and the limit they have offered me is 1.65 lakhs and they have offered me life time free credit card. I receive normal offers on my credit card
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 18, 2017
    • SBI Cards Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      State bank of India credit card provides good offers in terms of cash back, reward points in redemption as well as the shopping. Am pretty much happy and satisfied with the benefits provided. Overall pretty good experience the credit limit they have offered me is 50000 rupees and i have taken this card in 2014 till now i haven't faced any issues with this card.
      Was this review helpful? 0
      , vapi
      Reviewed on Aug 18, 2017
    • SBI Cards Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I pay the annual fee of Rs.500 every year to SBI Gold platinum credit card. This card has the benefits like reward points cash back offers and other offers in it, I would say it is an average card to use but I am satisfied with their credit limit and happy with their service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 18, 2017
    • SBI Cards Credit Card
      "More good"
      0.5 5.0/5 "Blown Away!"
      My credit card is free for the first year the annual fee would be 499 from second year onwards. Credit limit is the one which determines the satisfactory level, in that way, I got very good credit limit from the bank and it is much convenient for my usage. Whenever I use my card for shopping, the bank is prompt in crediting reward points and other cash back offers.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 17, 2017
    • SBI Cards Credit Card
      "Good for travellers"
      0.5 4.0/5 "Great!"
      I have taken IRCTC credit card from SBI, because I keep traveling. I am always getting discount on train tickets. Their offered me good credit limit its good and satisfactory. When I was working with previously company they gave 50,000 to 60,000 it was sufficient.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • SBI Cards Credit Card
      "Looking for a better offers"
      0.5 2.5/5 "Just OK"
      SBI is okay but they are not as good as AXIS Bank in term of credit card. I have been using the card around two years, so far they didn't increase the credit limit. I am getting Online shopping offers in Amazon and flipkart its nominal, I am fine with that.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 17, 2017
    • SBI Cards Credit Card
      "Beneficial services"
      0.5 4.0/5 "Great!"
      SBI has offered me a credit card as well and the bank provides me good offers. They send me regular alerts about the ongoing offers and the bank has given me a good credit limit too. There is a annual fee of 500 and the statements are on time with clear details.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 17, 2017
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