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    We found 1 Karur Vysya Bank SBI Credit Card

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    Karur Vysya Bank SBI Credit Card

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    Karur Vysya Bank SBI Credit Card Overview:

    Your life becomes simpler and smarter with a Karur Vysya Bank SBI Credit Card in your wallet. Save on every purchase, enjoy unbeatable offers, get rewarded with outstanding gifts and fulfil your every need with a Karur Vysya Bank SBI Credit Card. Be it shopping, dining, everyday purchases or a holiday, this card is your favourite companion offering you exceptional privileges, deals and an attractive rewards program. Adding value to every purchase, the Karur Vysya Bank SBI Credit Card is a must-have card for every individual who wants to shop and save at the same time. Introduced as a co-branded credit card between SBI and Karur Vysya Bank, this card comes with a plethora of features, with customers getting back more rewards than what they have spent.

    Benefits of a Karur Vysya Bank SBI Credit Card:

    Karur Vysya Bank SBI Credit Card holders can enjoy a load of benefits with every purchase rewarding them with attractive offers and deals.

    Welcome Offers:

    SBI offers a cash back of Rs 100 on the first ATM cash withdrawal done within 30 days after receiving the Karur Vysya Bank SBI Credit Card.

    Cash Points:

    Customers can earn 1 cash point for every Rs 100 they spend using their Karur Vysya Bank SBI credit cards. Accrued cash points can be used to redeem gifts from the rewards catalogue and can also be used pay the outstanding balance.

    Shop & Smile Reward Program:

    This program from SBI offers exclusive gifts for accumulated power points available on a Karur Vysya Bank SBI credit card. Customers can choose to redeem points for gift vouchers, accessories, electrical appliances and lifestyle products. Every purchase done with a Karur Vysya Bank SBI credit card gets customers Power points which can be redeemed by calling the SBI Card Helpline and the gift will be delivered at the customer’s doorstep.

    Value Back:

    Accelerated cash points can get customers value back offers of up to 2.5% on grocery shopping and departmental purchases. Every Rs 100 spent gets card holders 10 rewards points.

    Fuel Surcharge Waiver:

    Card holders can enjoy a surcharge waiver of 2.5%, every time they refuel at any petrol bunk across the country. This waiver is valid only on transactions done for a value between Rs 500 and Rs 3000.

    Features of a Karur Vysya Bank SBI Credit Card:

    A Karur Vysya Bank SBI Credit Card offers a bouquet of unbeatable features and privileges, custom-made to make everyday purchases, hassle free.

    SBI Card Online:

    Using the SBI Card web portal customers can view credit card account statements, hotlist stolen cards, place requests for statements, pay bills, change personal details and win exciting prizes from SBI.

    SBI Card Alerts:

    Customers can get alerts regarding their credit card status as an SMS on their mobile phones. Mini statements, credit limits, cash limits, cheque alerts and payment assistance alerts can be got using the SBI Card alerts.

    Global Acceptance:

    The Karur Vysya Bank SBI Credit Card is recognized worldwide at over 24 million merchant outlets, which accept Visa or MasterCard cards.

    Add-on Cards:

    Primary card holders can get add-on cards for their family members including parents, spouse, siblings or children over the age of 18.

    Credit Facility:

    Karur Vysya Bank SBI Card holders can enjoy complete flexibility with regards to their outstanding payments. Using the extended credit facility, customers can choose to pay any amount from their minimum amount and outstanding amount, reflecting in their credit card statements.

    Instant Cash:

    Customers can have access to instant cash with money withdrawals possible at over 1 million Visa and MasterCard ATMs, worldwide.

    Railway Ticket Booking:

    Individuals can comfortably book railway tickets on IRCTC from the convenience of their homes, using their Karur Vysya Bank SBI credit cards. SBI also offers the door drop facility for card holders.

    Easy Bill Pay:

    Customers can set standing instructions on their Karur Vysya Bank SBI card and have their utility bills paid automatically before the due date via the Easy Bill pay facility. This facility also includes a Top-up or Recharge feature for E-tag, DTH, Mobiles and Data Cards.

    Customer Support:

    SBI provides 24/7 customer support to card holders for any emergencies through the VISA & MasterCard Global Customer Assistance Services and the SBI Card Customer Helpline. This service can be accessed by customers from anywhere in the globe.

    Balance Transfer:

    SBI also offers customers the flexibility of transferring their existing credit card balances from other banks to the Karur Vysya Bank SBI credit card at very low interest rates.

    Easy Money:

    Personal commitments can be easily handled by placing a request for a bank draft from SBI. The amount requested in the draft will be billed directly to the customer’s Karur Vysya Bank SBI card. Customers need to contact the SBI Card Helpline to avail this facility.

    Flexipay:

    Make high-value purchases on a Karur Vysya Bank SBI card and repay the outstanding balance as easy monthly installments. SBI provides various installment plans to customers at low interest rates and card holders can choose any plan suitable to their financial needs.

    E-statements:

    State Bank of India provides 24/7 access to monthly credit card statements by delivering them to a customer’s email address as e-statements.

    SBI Card Drop Box Locator:

    Customers can easily locate a SBI Card Drop Box nearest to them, through the SMS alert service provided by State Bank of India.

    Insurance:

    The Card Protection Plan offered by SBI includes loss reporting, emergency hotel and travel assistance, fraud protection, replacement service for lost PAN cards and SIM blocking services. SBI also provides hospitalisation benefits, hospital cash benefits and Accident Shield Insurance for the card holder’s family during emergency situations. Two comprehensive medical insurance policies are also offered namely - Medisafe, with cashless services and No-claim bonus benefits and the Family Health Floater plan, which covers inpatient hospitalisation for parents, spouse and dependent children.

    Documents required:

    • PAN card
    • ID proofs (Any one) -
      • Passport
      • Driving License
      • Voter’s ID
      • UID Aadhar Number
      • PAN card

    Eligibility:

    Customers can apply for a Karur Vysya Bank SBI Credit Card if they meet the required annual income criteria as stipulated by State Bank of India. The eligibility for a customer is determined only based on this criteria.

    Fees & Charges:

    Annual Fee Rs. 499
    Joining Fee Rs. 499
    Add-on Fee (per annum) Nil
    Extended Credit - Interest Free Credit Period 20 to 50 days (only for retail purchases)
    Extended Credit - Charges Up to 3.35% per month
    Extended Credit - Minimum Amount Due 5% of the total outstanding amount or a minimum of Rs 200
    Cash Advance limit Up to 80% of the set credit limit / Rs 12,000 for Gold Cards
    Free Credit Period Nil
    Cash Advance - Charges Up to 3.35% per month
    Cash Advance fee - SBI or other domestic ATMs 2.5% of the withdrawal amount or a minimum of Rs 300/- per transaction
    Cash Advance fee - International ATMs 3% of the withdrawal amount or a minimum of Rs 300/- per transaction
    Late Payment Charges SBI does not charge any fee for outstanding amounts of up to Rs 200. For amounts above Rs 200, the banks charges late payment fees ranging from Rs 100 to Rs 750, depending on the outstanding amount.
    Over limit Charges 2.5% of the Over limit Amount or a minimum of Rs. 500
    Rewards Redemption Fee Rs 99

    Karur Vysya Bank SBI Credit Card FAQs:

    1. Does SBI offer different card payment options for Karur Vysya Bank SBI Credit Card customers?

      Yes, cardholders can make credit card payments using the following services provided by State Bank of India.

      • Cash Payments
      • Electronic Bill Payments
      • Electronic Clearing Services
      • Locate & Pay
      • NEFT Payments
      • Online SBI Banking
      • Over the Counter Payments (OTC)
      • Paynet- Pay Online
      • SBI ATMs
      • SBI Auto Debit
      • SBI Mobile Banking
    2. Can I convert the outstanding balance from other credit cards to my Karur Vysya Bank SBI Credit Card?

      Yes, customers can convert their high-value purchases into monthly installments at an interest rate of 0.5% per month for 3 months and at 0.75% per months for 6 months.

    3. Can I avail the Encash facility on my Karur Vysya Bank SBI Credit Card?

      Yes, customers can avail this facility to fulfil family commitments and SBI delivers a cheque within 3 to 5 working days. No documentation is required to be submitted and this facility comes pre-approved to all the card holders.

    4. What is the interest rate charged under the Easy Money plan?

      Customers can avail this facility at an interest rate of 2.45% per month and a processing fee of 1.5% or Rs 199, whichever is higher. The tenure given under this plan is for 45 days.

    5. Does State Bank of India charge any interest for balance transfers?

      No, if the customer selects the 60-day plan, then the interest rate is 0%. For the 6-months plan, the interest rate charged for a balance transfer is 1.7% per month.

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  • Karur Vysya Bank SBI Credit Card Reviews

    • SBI Cards Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      I have got a SBI platinum card last month and I have made a purchase of a mobile phone. The service with SBI credit card is really good. The rate of interest is nominal with this card. I am happy about the credit limit. The customer service and the response with SBI is good. I am happy to use this S BI platinum credit card.
      Was this review helpful? 1
      , chennai
      Reviewed on Jun 23, 2017
    • SBI Cards Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      SBI simply click card has got reward points scheme, online offers and I getting a better discounts on online purchases too. Also fuel surcharge waiver is applicable on this card but I have not used it though. I am very much happy with the credit limit which was offered on this card. The turn around time taken to pay my credit card bill was around 45 days. I can also make the payment through SBI online portal. Annual fee on this card is rs 500.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 23, 2017
    • SBI Cards Credit Card
      "Be more proactive"
      0.5 4.0/5 "Great!"
      I hold a credit card of State bank of India and there are offers on the card but they also charge me very high . I do not get any waiver on the charges as well. The are no coupons for it too. The services also need improvement, they need to be more quick too when it comes to service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • SBI Cards Credit Card
      "Scope for improvement"
      0.5 3.0/5 "Satisfactory"
      SBI credit card is the one, am using from the last two years of time. Credit limit value could be get improvised like its really not beneficial for me. Whole scenario was not really made me to get satisfied about the process, also they used to take much time to resolve any issues.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I availed chargeable credit card from State bank of India. The annual charges are 500 rupees. Also the credit limit offered by the bank is pretty good and satisfactory according to the requirement. I do receive reward points and cash back offers from the bank.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Convenient to Use"
      0.5 5.0/5 "Blown Away!"
      The annual charges for the SBI card is 500 rupees. I use this card for shopping and entertainment. The credit limit is not much satisfactory. I never faced any issues with the bank in terms of the credit card usage. The bank is prompt in providing reward points on my card.
      Was this review helpful? 0
      , indore
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      SBI has been very much responsive after I applied for a credit card. They were calling me on time and collected my details as well. The process is on and I am happy that they value a customer and are showing interest in the application. Overall it has been a nice experience with this bank.
      Was this review helpful? 0
      , salem
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Good pocket money card"
      0.5 4.0/5 "Great!"
      I got SBI simply save credit card, they have provided only Rs.21,000 as credit limit. But it is fine for basic needs and at the time of my SBI credit card activation, I got 2000 reward points its good. SBI giving some cash back offers for online shopping.
      Was this review helpful? 0
      , nagpur
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Good To Use"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card for past one and a half years. The credit limit offered by the bank is satisfactory. SBI offered a life time free credit card which is very comfortable for the usage. I do have reward points and cash back offers on my credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 21, 2017
    • SBI Cards Credit Card
      "Better Service"
      0.5 4.0/5 "Great!"
      I received life time free credit card from State bank of India. When it comes to credit limit, earlier I was not happy but nowadays I hold other bank credit card so I do not have any issues with the credit limit offered by SBI. I am quite happy with the services.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 21, 2017
    • SBI Cards Credit Card
      "Looking for better service"
      0.5 3.0/5 "Satisfactory"
      SBI is not offering anything and not easy to contact their staff for any queries. All service of SBI is complicated to use. They should improve on their service part and response part. SBI credit limit is good, they offered Rs. 60,000. I am using it for two years.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Excellent "
      0.5 4.0/5 "Great!"
      I would like to say SBI credit card because their process is very smooth, also there is no specific hidden charges with them. I had been with them from the last five to six years of time. My payments are really on time, so I have not faced any troubles with them till date.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Good Process"
      0.5 5.0/5 "Blown Away!"
      State bank of India voluntarily offered credit card for me. I had received a call from SBI once and they inquired whether I have credit card with any other bank, post which they immediately offered the card based on my other bank card. The limit is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      For almost 7 months I am using SBI platinum card. I get benefits like reward points, cash back offers and fuel surcharge waiver but I don't redeem it. I use this card to fill the fuel and to pay for the restaurant bills. I am happy about the credit limit. I am satisfied using this SBI Platinum credit card.
      Was this review helpful? 0
      , udaipur
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Good Bank"
      0.5 5.0/5 "Blown Away!"
      I do hold SBI platinum credit card. The annual fee is 3000 rupees. This card is very much useful for the usage and I am getting reward points and cash back offers as well. The customer service is good. If I face any issues, the bank is immediately sorting out.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      I hold a credit card of State Bank of India and the services are good. They are doing well in the offers and the credit limit. The offers online at Ecommerce portals are the best as there are a lot of discounts to avail. The rewards are also useful.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have no account with this bank but still they have offered me the card., I got a credit card from them which is a life time free card. I have cash back offers on my card also they credit reward points often but I was not having any idea about it, it was long back right. The credit limit is satisfactory and enough according to my usage.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      State Bank of India has been perfect in providing me with the offers on my credit card. The customer services are also good and they are responsive when I contact them over phone. There are cash back deals often and also discounts as well. I am happy using it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Flexiblity"
      0.5 4.0/5 "Great!"
      I would like to say SBI credit card is the best one because of their services and reward points, also I can operate this card in easy to way, also I used to get some discounts and regular offers are available while making the payments. I used to cash on card offers and other things.
      Was this review helpful? 1
      , pune
      Reviewed on Jun 19, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      SBI is very good for my credit card. Every time they are sending the statement with clear picture of my usage and it is very easy for me to track my usage and the amount spent There was no hidden charges available on my credit card. I am very comfortable in holding SBI as their customer service is good. The credit limit is 1 lakh above initially it was 50k.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 18, 2017
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