Santa Claus comes around just once a year. In the meantime, there are Credit Cards.

Credit Card Reward Points

 4.5 / 5.0   by 26339 users
Used this product? Write a review >>

Fees & Charges

Promised Interest Rate

Customer Service

Responsiveness

credit card reward points
Credit Card Reward Points

Banks that offer credit cards generally reward their credit card holders with gifts, freebies, discounts and other deals. Reward Programmes encourage customers to use their credit card for bill payments, shopping, dining, travel and more. In return, customers can rack up points and redeem them later for a variety of perks and gifts. Reward points are valued at much lesser than the value actually spent on the credit card, but it is only a perk offered by the bank, and is not a way to earn your money back. But once you have accumulated enough reward points, you can redeem them for air miles, merchandise, cash, gift vouchers, and much more.

 

How to earn Reward Points:

Each bank offers different methods of earning points. Points earned will vary between different cards based on whether the card is a basic credit card or one that has high priority.

Credit card companies usually offer the following schemes:

  1. Welcome Rewards - Some banks welcome the customer into being a credit cardholder by crediting their rewards accounts with welcome points. You could earn a few thousand reward points from the get go. You can also earn points by spending on your credit card within the first 90 days of card issuance.
  2. Regular Rewards - For every Rs. 100 you spend on your credit card, you will earn a set number of reward points. This can range from 1 point up to even 10 points or more.
  3. Accelerated Rewards - You can earn extra points when you spend on special categories such as shopping at partner stores, partner restaurants, other dining expenses, entertainment and so on. For example, if your credit card is travel-oriented, you can earn extra points when you spend on bus tickets, train tickets or flight tickets. If your card is a shopping-oriented card, you might earn extra points on retail purchases.
  4. High-value Purchases - Spending on purchases that are of high-value such as jewelry, travel bookings, and holidays can fetch more reward points.
  5. International Rewards - Some credit cards can earn extra points for spending on the card while you’re abroad.
  6. Bonus Points - You can earn bonus points when you spend a certain amount on your credit card. For example, you earn 1 reward point for every Rs. 100 spent. But you spend Rs. 1.5 lakhs on your credit card in a month. Any more expenditure in the month will earn double the reward points for every Rs. 100 spent.
  7. Loyalty Points - Credit Card companies also offer rewards upon renewal of your credit card. For your loyalty to the credit card, you can earn a significant sum of points.
  8. Supplementary Cards - You can avail of supplementary cards for your family members. They should have attained the age of 18 years. Any points earned for spends on this card will be credited to the main credit card’s rewards account.
 
Reward Points How to earn points When will it be credited
Welcome Points By becoming a cardholder Upon Paying annual fees or joining fees
Regular points By spending on the card After the purchase is made
Accelerated Points By spending on special categories After the purchase is made
High-value Purchase By spending on expensive items or costly travel After the purchase is made
International Points By spending overseas After the purchase is made
Bonus Points By spending over and above the required limit After the purchase is made
Loyalty Points By renewing your credit card Upon paying the renewal fees
Supplementary Cards By spending on the supplementary card After the purchase is made
 

Reward Points Redemption:

Redeeming your reward points can be done in a number of ways. This will depend on the methods offered by the bank. Before you opt to redeem your accumulated points, you should check the following points.

  • Minimum points required - According to your credit card features, you will either require a minimum number of points to be eligible for redemption or there may be no minimum points required. But every reward will cost you a number of points that you will require to be able to redeem your reward points.
  • Expiration Date - Almost all reward points earned have an expiration date. Banks set this date at around 2 or 3 years from when they were earned. Check your reward points regularly and redeem them on time.
  • Redemption Fee - There is usually a fee associated with rewards redemption. This fee is approximately Rs. 100 which is charged for handling and processing the reward.

You can then go ahead and redeem your rewards for a gift of your choice. Banks offer various methods that make it convenient for customers to convert their points into gifts quickly and without any hassle.

 

Modes of Rewards Redemption:

  1. Online - Redeem your points easily through your online banking account. Simply register for online banking on your bank’s website. Use your User ID and password to log in. You might have to link your credit card to your savings account in order to access your credit card information. Once this is done, you can view your credit card statements, pay your credit card bill, view your rewards summary and redeem your points. You will have access to the rewards catalogue to view and choose the gift you like best. You can pick your rewards as per your points balance. Place your order and the merchandise or gift of your choice will be delivered to your registered postal address. It can take approximately 10 business days for your order to be processed and delivered. Any handling charges will be charged to your credit card.
  2. Customer Care - You can contact the customer care of your bank via phone or email. Over the phone, a representative will walk you through your points balance and the process of redemption. You can place your request for redemption with the representative. Provide your required details and the product you have chosen. You might be required to download the redemption form, fill it up and email it to the customer care. It can take approximately 10 business days for your order to be processed and delivered. Any handling charges will be charged to your credit card.
  3. Post - You can download the rewards redemption form or get one at a bank branch. Fill it in and mail it to the bank’s credit card division postal address. From the date of reception of the form, it can take 10 to 15 working days for your reward to be shipped to your registered address. The points will be reduced from your rewards point balance and the merchandise or voucher will be delivered to you.
  4. In-Store - Some banks have partnered with a number of retail stores and online stores where customers can shop and pay for their purchases with their reward points. Any balance amount for the purchase will be charged to the credit card.

What can you redeem Reward Points For?

Banks offer a variety of rewards to choose from under their rewards programmes, some more than others. Listed below are some of the rewards you could redeem your points for.

  1. Merchandise - Refer to the rewards catalogue provided by your bank to see what products are on offer that match your points balance. Choose merchandise that you would like which could either be one product or multiple products. Merchandise can span across various categories that include:
    1. Electronics and Appliances
    2. Smartphones
    3. Music Accessories
    4. Apparel and Accessories
    5. Footwear
    6. Home and Decor
    7. Kitchen
    8. Health and Wellness
    9. Travel Accessories
    10. Stationery
    11. Perfumes
    12. Personal Care
    13. Movie Tickets
    14. Bus Tickets
    15. Air Tickets
    16. Hotel Bookings
    17. Mobile Recharge
    18. DTH Recharge
    19. Gift Cards
  2. Gift Vouchers - You can redeem your points for gift vouchers which are valued at Rs. 100 to Rs. 5,000 or more. Gift vouchers can be used to shop at the respective store or the online store. Gift voucher categories can include apparel, books, groceries, lifestyle, food, beverages and more. With a gift voucher, you can redeem it for products or items from the brand’s store. Any remainder amount can be paid by means of your choice i.e., cash, debit card, credit card, etc.
  3. Air miles - Credit Cardholders can convert their reward points into Air Miles with partner airlines. Some of the Airlines that participate in rewards programmes are:
    1. Jet Airways - JetPrivilege
    2. Singapore Airlines - KrisFlyer
    3. Air India
    4. Virgin Atlantic
    5. Air Canada
    6. American Airlines
    7. Delta Airlines
    8. Singapore Airlines
    9. Frontier Airlines
    10. SAS
    11. Southwest Airlines
    12. British Airways
    13. Cathay Pacific
    14. Emirates Airlines
    15. Etihad Airways
    16. Finnair
    17. Qatar Airways
  4. Room Miles - Banks sometimes partner with hotels for their Rewards Programme. Under these schemes, customers can convert their reward points to room miles which they can redeem at the hotels. Some participating hotels include:
    1. Hyatt
    2. Marriott
    3. Hilton
    4. Starwood
  5. Cash back - Convert your points for cash back which can be either used against your credit card bill or can be used to shop on your credit card. Cash backs are great to reduce your credit card outstanding balance.
  6. Charity - You can use your points to make a donation to a charity that is listed with the bank. You can make donations to sponsor midday meals or education for children. You can also contribute to helping the disabled, blind, elderly, and the poor. Charities under the rewards programmes also include contributions towards health, environment, employment, traditional employment, women and youth. Your reward points will be converted into the cash value and donated to the charity of your choice.
  7. Transfer Points - Some banks allow customers to transfer a certain limit of reward points earned to their family members or friends who also hold credit cards from the same bank. Axis Bank is one that provides this facility to transfer points as a gift to a family member who is an Axis Bank customer.
 

How You Might Be Losing Out On Credit Card Rewards

A majority of credit cardholders often get confused about credit card rewards. Especially when it comes to flyer and hotel loyalty rewards. This means that cardholders are actually missing out on a lot of advantages and in some sense, real money. According to a recent survey conducted by NextAdvisor, a lot of cardholders don't understand the reward system that banks offer through credit cards. Around half of the people interviewed weren't aware of the perks of the reward system. When it comes to earning and utilising AirMiles, loyalty programs offered by hotels, and credit card rewards, there is hardly any awareness. Almost 47% of the people surveyed said that they were not aware how many reward points they have collected. At the same time, 35% were not aware of their tally of frequent flyer miles. Also, 35% don't keep a count of their credit card rewards.

There are credit cardholders who do not take out time to sort through the reward points that they collect. This constitutes 36% who fly frequently, 33% who have hotel loyalty programs, and 24% who have credit card rewards points. According to Julie Myhre-Nunes, the problem arises from two main sources. Credit card companies do not make it clear how many reward points the cardholder must have collected and how to redeem them. Another factor is that individuals often apply for credit cards that do not suit their financial needs.

Here are a few tips on how a cardholder can be more aware:

  • Cardholders must read the fine print that comes with credit cards. No matter how boring it must be, they should read the terms and conditions also.
  • Cardholders should make sure that the reward system suits their financial needs and their lifestyle. If they aren't frequent flyers, they should not opt for cards that provide flying benefits or AirMiles.
  • If the cardholder has a rewards account that they are unsure of, they should take note of what is available to them by getting in touch with the customer care executive. This will help them to become familiar of the kind of inventory they possess in the form of a credit card.

 

Rewards Catalogues:

Banks provide their customers with catalogues that detail the products or merchandise available for rewards redemption. These catalogues can be found online on the bank’s official website or on the bank’s reward website. Banks sometimes dedicate a separate website to the rewards programme. This makes it easier and more convenient for customers to handle their rewards accumulation and redemption. Rewards catalogues will include the various items, vouchers, donations, and miles against which the reward points can be redeemed.

 

Rewards Programmes Offered by Banks:

 

Rewards Programmes Offered through Partners:

  1. PAYBACK:

    1. American Express
    2. ICICI Bank
  2. Loylty Rewardz:

    1. Central Bank of India - Anmol Rewardz
    2. HDFC Bank Infinia
    3. HDFC Bank Regalia
    4. HDFC Bank Diners Club International
    5. IndusInd World Miles
    6. Kotak Mahindra Bank - My Kotak rewards
    7. Canara Bank - Canara Rewardz
    8. Union Bank of India - Union Rewardz
    9. City Bank - City Airmile Rewardz designed for American Express Cardholders
    10. Indian Overseas Bank - IOB Rewardz
 

Credit Card Reward Points FAQs:

 
  1. What is a reward point?

    A reward point is a perk offered by banks to credit cardholders as a reward for every time they spend on their credit card. You can collect these points as you spend on your credit card. Once you have collected enough points, you can redeem them for gift vouchers, merchandise, air miles and more.

  2. How can I earn reward points?

    Simply shop with your credit card to earn points. You can earn points for transactions made on your card. Generally, banks will reward you for every Rs. 100 you spend on the card. You can pay your bills with your credit card, shop in stores, shop online, pay for travel and international expenses and earn reward points.

  3. How many points do I need to accumulate to be able to redeem them?

    Each bank sets a different minimum requirement to be able to redeem your points. Some banks do not have a minimum limit on the points. But to redeem them, you should have collected enough points to be worth something available in the catalogue. Usually, 500 points will fetch you a basic product or make you eligible to redeem it for cash back.

  4. Do reward points expire?

    Yes, unless specified by the bank. Reward points will expire within 2 to 3 years from the date on which they were earned. Check with your bank regarding the policy on reward point’s expiration date. In other cases, if you do not use your credit card for a period of 6 months or more, then the points collected will lapse.

  5. Can I cancel my request to redeem the points?

    Most banks do not allow you to cancel a redemption request. Once you have requested that your points be converted to miles or a gift, you will not be able to cancel it.

News About Credit Card Reward Points

  • What are reward points?

    Reward points are the points given by the credit card provider to their cardholders every time they use their card to make a purchase. If the cardholder uses the card to make a higher value purchase, he/she can earn a lot of reward points. Cardholders can accumulate these reward points and redeem it against a wide range of options like vouchers, select products, payment of annual fees, or flight ticket bookings, depending on the type of card.

    17 August 2018

  • How To Use Credit Card Reward Points For Travel Bookings

    Most of the credit cards in India come with an excellent loyalty program. To encourage credit cardholders use their credit cards, credit card providers offer reward points for certain spends. Depending on the type of credit card, you will be able to earn reward points on retail spends, travel bookings, and hotel bookings. Credit card providers allow you to accumulate the reward points and later redeem it against certain products on selected merchant websites. Based on the type of credit card you hold, you may be allowed to redeem these reward points on travel bookings.

    To redeem your reward points against travel bookings, please read the terms and conditions on your credit card carefully. If you hold a co-branded credit card, you will know the merchants websites where you can redeem your reward points to make your travel bookings.

    Get in touch with your credit card provider to know the process to redeem your points. Most credit card providers allow you to redeem the points when you pay for the booking.

    9 August 2018

  • Rewards Credit Cards

    According to a recent survey, more than 80 million people across the world use credit cards to bag reward points. In fact, cards that offer a bunch of reward points to the customers are quite famous. While it sounds all fun to have credit cards that can offer air miles and reward points when looked closely, one can see that these cards come with a higher annual fee and other such charges. Reward credit cards let you earn from your purchases which makes it one of the most ideal cards that one can own. Especially the ones that offer cashback with every rupee that you spend at a grocery store or while shopping for a lifestyle product. While some people don't mind paying an annual fee, other cardholders frown at the mention of the same, irrespective of what the card offers.

    3 May 2018

  • Ways To Redeem Credit Card Reward Points

    Reward points programme is available on most of the credit cards. Cardholders can earn the points by making both retail as well as online purchases using their credit cards. Some cards also offer accelerated rewards points on spends related to a specific category. Cardholders can make most of the feature by using their card to shop in such categories.

    With regards to reward point redemption, banks offer a variety of ways to do the same. However, even before thinking about reward point redemption, one must make sure they have earned enough of them. Each credit card issuer sets a different minimum threshold for the reward points. One must be aware of the same to make sure they’re not raising the redemption request without enough reward points.

    Regarding the ways to redeem reward points, there are multiple ways including online redemption, requesting offline, or redeeming them directly for specific purchases. Online redemption can be done either through net banking account or from the bank’s website. For offline redemption, cardholders need to send an application for redemption through post to the bank. Some card issuers also allow their customers to redeem the points directly while making purchases at partner stores.

    Credit card users should check which channels are available for redemption before raising the request. They can also call credit card customer care helpline to check the process for reward points redemption.

    10 April 2018

  • How To Earn More Redeem Credit Card Points In Less Number Of Transactions

    Reward points are one of the interesting features offered by most credit cards. Most of us are still not sure about how to make most of the reward points programme offered on credit cards. Earning more points in less time is what most of us often try to do. Here are a few tips to accrue more reward points in less number of transactions.

    Know which category of spends offer more reward points. Some credit cards offer accelerated rewards on certain spending categories such as dining, entertainment, online shopping, etc. Make use of such programmes to earn more points.

    Conduct your daily purchases such as vegetables, fruits, groceries, milk, etc., on your credit card Avoid transactions that don’t qualify for reward points such as fuel purchase, gold, cash advances, etc.

    15 March 2018

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

Credit Card Reward Points Reviews

Page 1 of 50 1 2 3 4 5
  • SBI Cards Credit Card
    "Good service"
    SBI CARDS
    0.5 4.0/5 "Great!"
    SBI credit card have offers and reward points but I have not redeem them yet, this is a domestic card, the credit limit is of 50000 which I am very much satisfied as per my need. I got my statement on time. I used this card for personal purposes.The card is very user friendly.
    Was this review helpful? 60
    , hyderabad
    Reviewed on Mar 21, 2020
  • SBI Cards
    SBI Cards Credit Card
    "Ok service"
    SBI CARDS
    0.5 5.0/5 "Blown Away!"
    I am using SBI credit card for more than three months, there are some reward points and offers in the card. I used this card for online shopping, fuel surcharge and groceries.The credit limit of the card is sufficient and I like the most about the card is that it is a life time free card and very good to use.
    Was this review helpful? 53
    , hyderabad
    Reviewed on Mar 21, 2020
  • IndusInd Bank Credit Card
    "Ok service"
    INDUSIND BANK LTD
    0.5 5.0/5 "Blown Away!"
    The bank agent suggest me to take credit card from INDUSIND and I have taken it because it doesn't have any annual fee. The offer and reward points are available in the card are good. I am satisfied with the limit of the card. I used the card for general purposes. But it will be nice, if the offers and reward points will be more.
    Was this review helpful? 41
    , jaipur
    Reviewed on Mar 21, 2020
  • IndusInd Bank Credit Card
    "Good service"
    INDUSIND BANK LTD
    0.5 5.0/5 "Blown Away!"
    I am using INDUSIND credit card for 3 months. The card have no offers available and also there is no rewards. The only benefit is that its a life time free card and the credit limit is only for 75000 I am not that satisfied as i expected to get around 1.5 lakh. Apart from the limit over all experience is good.
    Was this review helpful? 40
    , chennai
    Reviewed on Mar 21, 2020
  • IndusInd Bank Credit Card
    "Excellent card"
    INDUSIND BANK LTD
    0.5 5.0/5 "Blown Away!"
    I have got INDUSIND credit card few months ago and I have used it for two months now ,the credit limit of the card is Rs.70000 which is a life time free card. The bank have informed me every details about the reward points and offers but I have not got any time check it. I am satisfied with their card service.
    Was this review helpful? 41
    , hyderabad
    Reviewed on Mar 21, 2020
  • RBL Bank Credit Card
    "Excellent service"
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    My RBL credit card have a credit limit of 40000 it was satisfactory, but the charges of the card is little high which is 1000 rupees per year. The bank agent inform me that i will get a reward points of 1000 if i spend an amount of more than 1 lakh in a year.I used to do my bill payment on time so it help me to maintain my credit without any issue.
    Was this review helpful? 1
    , kolkata
    Reviewed on Mar 21, 2020
  • American Express Credit Card
    "Need to decrease annual fee"
    AMERICAN EXPRESS BANKING CORPORATION
    0.5 1.0/5 "Really Bad"
    AMEX has provided an annual fee chargeable card of 5K there is waiver off option but it is not much usable up to me because I wont spend much amount within a year to get waiver off. So I decided to cancel the card. The credit limit is increased up to 2L. I am holding this card for past 15 years. One drawback is this card not acceptable in many places. I am not able to use in petrol bunk as well. If I contact customer service facing language issue and they are not arranging the call back as well. I get reward points based on usage which is converted to cash and I can use for recharge purpose.
    Was this review helpful? 1
    , chennai
    Reviewed on Mar 21, 2020
  • ICICI Bank Credit Card
    "Good "
    ICICI BANK
    0.5 5.0/5 "Blown Away!"
    The credit limit which is provided from ICICI bank was sufficient to use. Its been one year I am holding this card. They have provided an annual fee chargeable of 4K but they have given an option for wavier off as need to spend 3K on monthly. I swipe the card for shopping, fuel purpose so got reward points.
    Was this review helpful? 4
    , bangalore
    Reviewed on Mar 21, 2020
  • RBL Bank Credit Card
    "very good "
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    I am using RBL credit card for 1.5 years, the card have many offers on shopping, fuel, movie ticket and some reward points. The credit limit is 1 lakh which is very sufficient. I do my bill payment through as bank is available nearby. Also am using net banking and it functions very well.
    Was this review helpful? 1
    , surat
    Reviewed on Mar 20, 2020
  • ICICI Bank Credit Card
    "Excellent card"
    ICICI BANK
    0.5 4.0/5 "Great!"
    ICICI bank have provided a good credit card to me which have a lot of offers in traveling, fuel surcharge, buy one get one free movie tickets every months along with many rewards points. Its also a life time free card.The card is very convenience to used. I do my credit card payment through bank.
    Was this review helpful? 5
    , tirunelveli
    Reviewed on Mar 20, 2020
  • SBI Cards Credit Card
    "User friendly"
    SBI CARDS
    0.5 5.0/5 "Blown Away!"
    SBI credit card have a credit limit of 75000 rupees, its a chargeable card of Rs.500 per year along with 87 rupees of GST. The card have a reward points of 500 from amazon if I spend Rs.5000 then only i can redeem the rewards points. I used this card for hotel booking, petrol surcharge and
    Was this review helpful? 2
    , tirunelveli
    Reviewed on Mar 20, 2020
  • IndusInd Bank Credit Card
    "Excellent card"
    INDUSIND BANK LTD
    0.5 4.0/5 "Great!"
    I have just got INDUSIND credit card in 15 days, I have not utilized the card much but done some shopping and medical services. The bank agent informed me about the offers and reward points when availing the card but I have not got any time to check it and I have no idea how to redeem those reward points. Overall experience is good.
    Was this review helpful? 2
    , kolkata
    Reviewed on Mar 20, 2020
  • SBI Cards Credit Card
    "Good service"
    SBI CARDS
    0.5 5.0/5 "Blown Away!"
    I have a SBI credit card which i have been using it recently, so far i have not faced any issues. I used this card for online shopping and other purchases.I get many cash back offer and reward points.The credit limit of the card is 46,000rupees, i wish the bank can increase the credit limit more.
    Was this review helpful? 2
    , jalandhar
    Reviewed on Mar 20, 2020
  • SBI Cards Credit Card
    "Good Service"
    SBI CARDS
    0.5 4.0/5 "Great!"
    I have availed SBI card for business purpose it is used mostly.For all online transaction and the credit limit was less it was 47000 and using for the past 2 months only .cash back offers and reward points are not there .I am paying the credit card bill through online .I have not faced any issues so far and for online transaction will;l be getting otp.
    Was this review helpful? 1
    , hooghly
    Reviewed on Mar 20, 2020
  • SBI Cards Credit Card
    "Okay"
    SBI CARDS
    0.5 5.0/5 "Blown Away!"
    SBI has processed all things was very simple and after that executive came and finalized. I am not happy with the credit limit which i got very less , need to increase the credit limit. Annual charges are Rs. 499 within 2 months if i spend Rs.20k i will be getting 500rs as a reward points. That points can convert as a cash back i use to pay my bills, if i spend RS. 1L in a year from the 2nd year onward its a free card.
    Was this review helpful? 3
    , kochi
    Reviewed on Mar 20, 2020
  • HDFC Bank Credit Card
    "Excellent card"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    Choosing HDFC credit card is a good decision which i have made because the customer service is very good, they always respond without any delay. I used this card for bill payment and Dmart, I have got a reward points but have not redeem it.The best part is that this card is an international card.
    Was this review helpful? 7
    , pune
    Reviewed on Mar 20, 2020
  • SBI Cards Credit Card
    "OK credit"
    SBI CARDS
    0.5 3.0/5 "Satisfactory"
    Am using SBI credit card for two months, its a chargeable card of Rs. 500 but the bank charge me more than that along with GST, the credit limit is 37000 rupees which was not sufficient .The card have a rewards points but I have not check. I have just activated the mobile banking and have not used it for now. I wish the bank can increase the credit limit of the card.
    Was this review helpful? 3
    , pune
    Reviewed on Mar 20, 2020
  • SBI Cards Credit Card
    "Best card"
    SBI CARDS
    0.5 4.0/5 "Great!"
    The bank agent called me and told to apply credit card from SBI. I have been using the card for two months but I am not happy with the credit limit because it is only for 39,000 as i am expecting credit limit of more than 1L ,the card have some reward points but there is no offer is available in the card. I would like to give some suggestion to the bank to give transaction facility to credit card like the debit card which I have.
    Was this review helpful? 8
    , patiala
    Reviewed on Mar 20, 2020
  • HDFC Bank Credit Card
    "Good service"
    HDFC BANK
    0.5 4.0/5 "Great!"
    I am holding HDFC credit card for one year.This card have an EMI conversion for 1000 rupees and a credit limit of 50000.The card is very useful for on line shopping,fuel surcharge, bill payment and on line banking it also have a reward points but I don't know exactly how much.
    Was this review helpful? 5
    , kolkata
    Reviewed on Mar 20, 2020
  • ICICI Bank Credit Card
    "Good bank "
    ICICI BANK
    0.5 4.0/5 "Great!"
    I am using ICICI credit card more than 8-9 months . This is a free card and i am getting reward points and cash back offer. It has a offer for buy one get one movie tickets and they given a very less credit limit, compare to my other cards credit limit is not sufficient. ICICI app is excellent, its very friendly for the user.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Mar 20, 2020
Common Loader Icon
Page 1 of 50 1 2 3 4 5
reTH65gcmBgCJ7k
This Page is BLOCKED as it is using Iframes.