Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    IndusInd Bank Credit Card Reward Points

    The credit cards offered by IndusInd Bank are divided into three categories – Super Premium Credit Cards, Premium Credit Cards and Co – Branded Credit Cards. All the cards offered by the bank have a lot of benefits to offer to their users. One such benefit is the rewards program, which gives cardholders a chance to earn points whenever they spend money using their IndusInd Bank credit card. They can redeem these points to avail attractive rewards such as air miles, cash credit, vouchers, products, etc. All the credit cards offered by the bank qualify for the rewards program except for some co- branded cards.

    The co- branded cards offered by the bank have other rewards to offer such as JP Miles and WorldMiles that are basically air miles. The WorldMiles program is divided into three types – FlightMiles, SpendMiles and PartnerMiles, which customers can earn when they spend money using their IndusInd Bank WorldMiles credit card.

    Apart from this, IndusInd Bank Platinum Aura Credit Card offers Savings Points to their customers instead of rewards points, but these points are redeemed in the same way as the reward points.

    Super Duper Offer by Bankbazaar

    • Avail a gift voucher worth upto Rs.1000 from Amazon on applying for a credit card
    • Voucher will be provided upon approval of the credit card application
    • Offer will be valid from December 1, 2018 to December 31, 2018

    How can I earn reward points under the IndusInd Bank Credit Card Rewards Program?

    Reward Points:

    IndusInd Bank Credit Card customers earn reward points whenever they spend money using their card to purchase a product or service. Cardholders can earn the following points on the credit cards issued by the bank.

    Credit Card

    Reward Points

    Spend Category

    IndusInd Bank Indulge

    1.5 points for every Rs.100

    All types

    IndusInd Bank Pinnacle

    2.5 points for every Rs.100

    E – Commerce

    1 point for every Rs.100

    Point of Sale terminals (IVR and MoTo transactions, Standing Instructions)

    Note – IndusInd Bank Pinnacle credit cardholders can earn a maximum of 25000 reward points in one statement cycle

    IndusInd Bank Signature

    1.5 points for every Rs.100

    All types

    IndusInd Bank Platinum

    1.5 points for every Rs.150

    All types

    IndusInd Bank Iconia American Express

    Weekdays Offer – 1.5 points for every Rs.100

    Weekends (Saturday and Sunday) Offer – 2 points for every Rs.100

    Domestic or International spends

    IndusInd Bank Iconia Visa

    Weekdays Offer – 0.75 points for every Rs.100

    Weekends (Saturday and Sunday) Offer – 1 point for every Rs.100

    Domestic or International spends

    IndusInd Bank Platinum Select

    1 point for every Rs.150

    All types

    IndusInd Bank Chelsea FC

    1 point for every Rs.100

    All types

    Up to 250 points (4x rewards) on 5 transactions between Rs.1000 and Rs.1500 in a month

    All merchant categories

    Chance to earn up to 50 points (2x rewards) on every transactions between Rs.2000 and Rs.2500 in a month

    Jet Airways IndusInd Bank Odyssey American Express

    4 points on every Rs.100

    Utility, Fuel and Insurance

    Jet Airways IndusInd Bank Odyssey Visa

    3 points on every Rs.100

    Utility, Fuel and Insurance

    Jet Airways IndusInd Bank Voyage American Express

    4 points on every Rs.100

    Utility, Fuel and Insurance

    Jet Airways IndusInd Bank Voyage Visa

    3 points on every Rs.100

    Utility, Fuel and Insurance

    Savings Points:

    Owners of IndusInd Bank Platinum Aura Credit Card earn savings points (instead of Reward points) when they spend money using their card. One savings point is equal to Rs.0.5 or 0.5 air miles. The spending has been divided into 4 plans, which are:

    • Platinum Aura Shop Plan: As per this plan, cardholders can earn savings points on every Rs.100 they spend using their card. The amount of points they earn in each category are mentioned below:
      Spend Category Savings Points
      Departmental Stores 4 points
      Electronic items or consumer durables 2 points
      Books 1.5 points
      Restaurants 1.5 points
      Other spends 0.5 points
    • Platinum Aura Home Plan: As per this plan, cardholders earn the following amount of savings points on every Rs.100 they spend using their card in each category.
      Spend Category Savings Points
      Grocery 4 points
      Mobile bills 2.5 points
      Insurance premium 1.5 points
      Electricity bills 2.5 points
      Medical 1.5 points
      Other spends 0.5 points
    • Platinum Aura Travel Plan:As per this plan, cardholders earn the following amount of savings points on every Rs.100 they spend using their card in each category.
      Spend Category Savings Points
      Air tickets 2.5 points
      Hotel 4 points
      Car rent 1.5 points
      Railway tickets 1.5 points
      Other spends 0.5 points
    • Platinum Aura Party Plan: As per this plan, cardholders earn the following amount of savings points on every Rs.100 they spend using their card in each category.
      Spend Category Savings Points
      Departmental Stores 2 points
      Restaurant 4 points
      Pubs and Bars 2 points
      Movie ticket bookings 1.5 points
      Other spends 0.5 points

    WorldMiles (FlightMiles, SpendMiles and PartnerMiles):

    IndusInd Bank Worldmiles Credit Card:

    Cardholders of IndusInd Bank Worldmiles Credit Card earn FlightMiles (instead of Reward points) every time they book a domestic airline ticket using their card under the WorldMiles program. These air miles are given based on the percentage of the total ticket fare and the Ticketed – Point – Mileage (TPM).

    Percentage of the actual fare off the total ticket fare Percentage of WorldMiles accrued off the total TPM
    0-20 20
    21-30 30
    31-40 40
    41-50 50
    51-60 60
    61-70 70
    71-80 80
    81-90 90
    91-100 100

    Credit cardholders can also earn miles when they book international flight tickets. In the WorldMiles program, the earth has been divided into different zones and the major cities of every zone are considered for calculating the TPM. If cardholders book a flight between these major cities, then they can earn a specific number of WorldMiles. These miles are based on the amount they pay for the tickets compared to the total fare between the cities of every zone.

    IndusInd Bank WorldMiles Credit Cardholders can earn SpendMiles whenever they swipe their credit card to make payments. They can earn 3 SpendMiles on every Rs.100 they spend using their IndusInd Bank WorldMiles Signature Credit Card and 2 SpendMiles on every Rs.100 they spend using their IndusInd Bank WorldMiles Platinum Credit Card.

    Apart from FlightMiles and SpendMiles, cardholders can earn PartnerMiles under the WorldMiles program. On every Rs.100 cardholders spend on hotel bookings, they can earn 3 PartnerMiles.

    JP Miles:

    Jet Airways IndusInd Bank Odyssey American Express and Visa Credit Cards: Credit cardholders of Jet Airways IndusInd Bank Odyssey American Express and Visa Credit Cards can earn JP Miles on their domestic and international spends. They can earn a maximum of 75000 miles annually.

    Jet Airways IndusInd Bank Voyage American Express and Visa Credit Cards: Credit cardholders of Jet Airways IndusInd Bank Voyage American Express and Visa Credit Cards can earn JP Miles on their domestic and international spends. They can earn a maximum of 50000 miles annually.

    How to Redeem IndusInd Bank Credit Card Reward Points:

    Reward Points:

    To redeem their reward points, IndusInd Bank credit cardholders have to contact the Phone Banking service of the bank and place a redemption request. They can redeem a maximum of 30, 000 points in one billing statement cycle.

    IndusInd Bank Credit Cardholders can also redeem their points online on TheMoreStore website. There are two options for redeeming the points on this website. The first one is Redemption only and the second one is Redemption plus Shopping. Redemption plus Shopping, in simple words is the website’s points plus pay option.

    Cardholders can redeem their points to avail the following products or services –

    Categories Eligible IndusInd Bank Credit Cards
    TheMoreStore Pinnacle, Signature, Iconia (American Express and Visa), Platinum Select, Platinum Aura, Chelsea FC and Platinum
    Vouchers for Stay at Oberoi Hotels and Resorts Pinnacle, Signature, Iconia (American Express and Visa), Platinum Select, Platinum Aura, Indulge and Platinum
    Vouchers of Genesis Luxury Pinnacle, Signature, Iconia (American Express and Visa), Platinum Select, Platinum Aura, Indulge and Platinum
    Air miles of partner airlines Pinnacle, Signature, Iconia (American Express and Visa), Platinum Select, Platinum Aura, Indulge, Chelsea FC and Platinum
    Cash credit Pinnacle, Signature, Iconia (American Express and Visa), Platinum Select, Platinum Aura, Indulge, Chelsea FC and Platinum

    The Rewards Catalogue of TheMoreStore website is divided to various categories such as –

    • Lifestyle/Fashion
    • Education and Stationery
    • Gift Vouchers and Experiences
    • Travel
    • Perfumes
    • Home and Kitchen
    • Personal Care and Beauty
    • Mobile Phones/ Tablets
    • Electronics and Computers
    • Cameras

    Under each category, there are different products that cardholders can avail by redeeming their IndusInd Bank Credit Card reward points.

    To avail vouchers, air miles or cash credits, the cardholders have to redeem the following number of reward points –

    Credit Card 1 Voucher for Stay at Oberoi Hotels and Resorts Rs.25000 worth Genesis Luxury Vouchers Air miles of partner airlines Cash Credit
    IndusInd Bank Indulge Credit Card 25000 points 22500 points 100 points for 100 miles 1 point to avail Rs.1
    IndusInd Bank Pinnacle Credit Card 25000 points 25000 points 100 points for 100 miles 1 point to avail Rs.1
    IndusInd Bank Signature Credit Card 25000 points 25000 points 100 points for 100 miles 1 point to avail Rs.1
    IndusInd Bank Platinum Credit Card 30000 points 29500 points 100 points for 100 miles 1 point to avail Rs.0.85
    IndusInd Bank Platinum Select Credit Card 33333 points 34000 points 100 points for 100 miles 1 point to avail Rs.0.75
    IndusInd Bank Platinum Aura Credit Card 50000 points 50000 points 100 points for 50 miles 1 point to avail Rs.0.50
    IndusInd Bank Chelsea FC Credit Card - - 1250 points for 500 air miles 1 point to avail Rs.0.40
    IndusInd Bank Iconia American Express or VISA Credit Card 25000 points 25000 points 100 points for 100 miles 1 point to avail Rs.1

    Cardholders have to redeem a minimum number of reward points if they wish to avail cash credit and air miles.

    Credit Card Minimum Reward points required to be redeemed to avail Air miles Minimum Reward points required to be redeemed to avail Cash Credit
    IndusInd Bank Indulge Credit Card 500 500
    IndusInd Bank Pinnacle Credit Card 500 500
    IndusInd Bank Signature Credit Card 500 500
    IndusInd Bank Platinum Credit Card 500 500
    IndusInd Bank Platinum Select Credit Card 500 500
    IndusInd Bank Platinum Aura Credit Card 1000 500
    IndusInd Bank Chelsea FC Credit Card 1250 500
    IndusInd Bank Iconia American Express or VISA Credit Card 500 500

    WorldMiles (FlightMiles, SpendMiles and PartnerMiles):

    IndusInd Bank WorldMiles credit cardholders can redeem their WorldMiles on the website ‘myworldmiles.com’. They can avail free air tickets of any Indian airline against their WorldMiles. To redeem the points, they have to collect a minimum of 10000 WorldMiles and complete 3 activities as part of the WorldMiles program.

    JP Miles:

    The members of Jet Airways IndusInd Bank Odeyssey Credit Cards and Jet Airways IndusInd Bank Voyage Credit Cards can redeem the JP Miles that they have earned to book Jet Airways flight tickets. They can also redeem their points to upgrade the travel class. To redeem their JP Miles they have to visit the website of Jet Airways and login using their Jet Privilege account.

    List of IndusInd Bank Credit Cards with Rewards Benefits:

    IndusInd Bank Indulge
    IndusInd Bank Pinnacle
    IndusInd Bank Signature
    IndusInd Bank Iconia American Express
    IndusInd Bank Iconia Visa
    IndusInd Bank Platinum
    IndusInd Bank Platinum Select
    IndusInd Bank Chelsea FC
    Jet Airways IndusInd Bank Odyssey American Express
    Jet Airways IndusInd Bank Odyssey Visa
    Jet Airways IndusInd Bank Voyage American Express
    Jet Airways IndusInd Bank Voyage Visa

    IndusInd Bank Credit Card Reward Points Program FAQs:

    1. Can I use the JP Miles that I have earned on my Jet Airways IndusInd Bank Credit Card to book air tickets for someone else?

      Yes, you can use the JP Miles that you have earned on your Jet Airways IndusInd Bank Credit Card to book air tickets for someone else.

    2. I plan to redeem my IndusInd Bank reward points against 1 voucher for stay at Oberoi Hotels and Resorts. How long is this stay?

      One voucher for stay at Oberoi Hotels and Resorts is for 1 night stay. Only at Oberoi Cecil, which is located in Shimla, the stay is for 2 nights per voucher.

    3. To avail which products can I use the Genesis Luxury Vouchers that I got in exchange for my IndusInd Bank reward points?

      You can avail products from the following brands using the Genesis Luxury Vouchers that you got in exchange for your IndusInd Bank reward points –

      1. Bottega Venetta
      2. Tumi
      3. Jimmy Choo
      4. Luxxe Box
      5. Canali
      6. Paul Smith
      7. Etro
      8. Michael Korrs
      9. Emporio Armani
      10. Villeroy & Boch
      11. Furla
      12. Giorgio Armani
      13. Armani Jeans
    4. Can I redeem my IndusInd Bank reward points to pay my pending credit card bill?

      You can convert your IndusInd Bank reward points to cash. You can then use this cash to pay your pending credit card bill.

    5. From where can I get more information about IndusInd Bank Rewards Program?

      You can get more information about IndusInd Bank Rewards Program from the website of the bank. You can also get the information from the bank’s customer care or any of their branches.

    Check Other Banks Credit Card Reward Points Online 2018

    IndusInd Bank Credit Card Reward Points Reviews

    • IndusInd Bank Credit Card
      "Best card"
      0.5 4.5/5 "Excellent!"
      I got my indusind bank platinum aura edge credit card . Am much satisfied with the credit limit which they have offered . There is annual charges for the card which gets waived off after using Rs 30000. I have chosen this card based on the Suggestion and offers
      Was this review helpful? 0
      , jaipur
      Reviewed on Jan 20, 2019
    • IndusInd Bank Credit Card
      "Average Card"
      0.5 3.0/5 "Satisfactory"
      I have chosen this INDUSIND BANK PLATINUM CREDIT CARD based on the suggestion and offers .There is no annual charges for the card as its life time free card . Am happy with the credit limit which they have offered . There is no additional charges as of now . Overall am happy with the card as of now .
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 20, 2019
    • IndusInd Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      Indusind bank credit card i have taken for long time, they have charged me annual fee in this card up to 1300-1500 but there is waived off option available in this card, like if i spend up to 20,000 in an year then my annual fee will get waived off, and i am happy with the credit limit they have given me in this card,there offers are good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 20, 2019
    • IndusInd Bank Credit Card
      "Nice Card"
      0.5 4.0/5 "Great!"
      There is no reason for selecting this card. This is a new card and i just want to explore a lot. I have received a credit limit as Rs. 50000 and i just want extend some more in future. There is a annual fee of Rs. 1999+GST. I'm not sure about the offer but i have received the card on time.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 20, 2019
    • IndusInd Bank Credit Card
      "Service is Good"
      0.5 4.0/5 "Great!"
      Till now i have not paid my first month bill hence I'm not sure about the payment options. I have received the credit card almost 1 month over and my first month bill got generated and i have to make the payment before 25th. I need to change my billing date alone in future. They have sent a bill to my mail id on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 20, 2019
    • IndusInd Bank Credit Card
      "Yet to explore the card"
      0.5 4.5/5 "Excellent!"
      I did not contact the customer care service yet for any reason. The card is a free of cost one. I won't use this card much. I have received the card on time. The documentation process was done through online. They have given me a satisfied credit limit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 20, 2019
    • IndusInd Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      It was a good experience with INDUISND BANK . There was no annual fee charged for this credit card and the credit limit is less when compared to others. I cannot comment on customer service because i have not interact with them till date . Benefits i am not aware about it .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 20, 2019
    • IndusInd Bank Credit Card
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      I am happy with the services of INDUSIND BANK Credit card . The process was very smooth while getting the card . Benefits were shopping offers , reward points and cash back . I recommended this card to so many friends . I am holding this card for past 1 month .
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 20, 2019
    • IndusInd Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I am satisfied with the credit limit which they had given with this card and they had explained me with the benefits and the features with this card. I am holding INDUSIND BANK credit card for past 1month . Offers are attractive with this card in terms of reward point , movie ticket offers .
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 20, 2019
    • IndusInd Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      The process in getting this card has been smooth and easy and there has not been any delay in getting this card. The credit limit which they had given with this card has been sufficient and they had explained me with the benefits and the features with this card. It has been a life time free card and i have started using the card as well.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 20, 2019
    • IndusInd Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      The experience with INDUSIND BANK is good , only they have o improve their customer service whenever i called them it is busy it take so much time to connect t with them . Benefits were reward points which i can redeem in preferred channel . I am using this card for past 1month .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 20, 2019
    • IndusInd Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I am happy with the services of INDUSIND BANK credit card which i got while getting the card . I am using this card for past 1month . The process of getting the card was easy i got on time . Recently i got this card so to be frank i cannot give proper feed back . It is free card .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 20, 2019
    • IndusInd Bank Credit Card
      "Yet to experience the card"
      0.5 4.0/5 "Great!"
      I made only single transaction by using this card. I did not get any offers so far. I'm getting the regular promotional offers. They have given me a satisfied credit limit. I have received the card on time. I didn't get any chance to talk with the customer care.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 20, 2019
    • IndusInd Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      MY credit card was approved with INDUSIND BANK , i choose this card because i heard the reward point system is good here with this card and the services which has been provided is great . The credit limit is good and i cannot comment much about this card because i got this card 1 month back .
      Was this review helpful? 0
      , greater noida
      Reviewed on Jan 20, 2019
    • IndusInd Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The process in getting this card was easy and it was seamless, there has no difficulty in getting this card and that is the reason i had chosen with this char. The credit limit with the card is satisfied and they had explained the benefits and the features with this card. The mobile application of them has also been good. I started using the card as well.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Jan 20, 2019
    • IndusInd Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      There is no fees for this credit card hence i have opted this card. I have got the credit limit of Rs. 75000 and I'm okay for it and in future, i will go for enhancement. Till now i have not made single transaction from this card since I'm out of station. Statements are very much clear and they sent on time. I will be receiving a softcopy through mail.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 20, 2019
    • IndusInd Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      The reason for choosing card is for doing daily transaction , i have been using Indusind bank credit card recently,and they have not charged me annual fee i do not think so,and i am happy credit limit with credit limit they have given me in this card, there was no issue in getting card, i got card on time,there offers are good compare to other bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 20, 2019
    • IndusInd Bank Credit Card
      "Normal service"
      0.5 2.0/5 "Expected more"
      The process in getting this card has been fine and there has not been any delay in getting the card, but the PIN number has not reached as the promised time and i am not able to use the card. They had promised me that it is a life time free card and there will not be any joining fee but there has been some charges which they had made and i had to sort out it with their customer support to revert back the charges.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Jan 20, 2019
    • IndusInd Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have not received INDUSIND BANK credit card till date . The deliver boy came to home i was not in home so he went back again he did not schedule . I am not aware about the credit limit and there is no joining fee at the time of getting the card . The process was easy .
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 20, 2019
    • IndusInd Bank Credit Card
      "Good Card"
      0.5 3.0/5 "Satisfactory"
      Its a fine card to use. I'm starting my new business hence it will be useful for the future purchase. My credit limit is Rs. 50000 now and its sufficient for me. Its a free life time card. I have not spoke with their customer care service. I have just received the first month bill and its convenient to make the payment.
      Was this review helpful? 0
      , indore
      Reviewed on Jan 19, 2019
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