Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • IndusInd Bank Credit Card Reward Points

    IndusInd Bank offers a host of credit cards for its customers. Most of these cards come with a reward points programme. Through this programme, the cardholders can earn points whenever they spend money using their IndusInd Bank credit card. The bank has launched the Indus Moments portal which is an e-commerce platform wherein customers can redeem their accumulated reward points and shop as per their requirements.

    The Indus Moments platform allows customers to redeem the reward points earned on their credit cards for more than 6,000 products divided into 8 different categories of products. Customers can use the reward points and their cards to make these purchases. In addition to that, some of the cards also offer the facility of converting the reward points into Air Miles.

    How to Earn IndusInd Bank Credit Card reward points

    1. Reward Points

      IndusInd Bank Credit Card customers earn reward points whenever they spend money using their card to purchase a product or service. Cardholders can earn the following points on the credit cards issued by the bank.

      Credit Card Reward Points Spend Category
      IndusInd Bank Indulge 1.5 points for every Rs.100 All transactions
      IndusInd Bank Celesta 1 point for every Rs.100 Domestic transactions
      3 points for every Rs.100 International transactions
      IndusInd Bank Crest 1 point for every Rs.100 Domestic transactions
      2.5 points for every Rs.100 International transactions
      IndusInd Bank Pioneer Heritage 1 point for every Rs.100 Domestic transactions
      2.5 points for every Rs.100 International transactions
      IndusInd Bank Pioneer Legacy 1 point for every Rs.100 Domestic transactions
      2.5 points for every Rs.100 International transactions
      IndusInd Bank Pinnacle 2.5 points for every Rs.100 E-Commerce transactions
      1 point for every Rs.100 Point of Sale terminals, MoTo, IVR and MoTo transactions, Standing Instructions
      1 point for every Rs.100 E-Commerce utility transactions
      1.5 points for every Rs.100 E-Commerce travel and airline transactions
      IndusInd Bank Legend 1 point for every Rs.100 Weekday transactions
      2 points for every Rs.100 Weekend transactions
      IndusInd Bank Signature 1.5 points for every Rs.100 All transactions
      IndusInd Bank Nexxt 1 point for every Rs.150 All transactions
      IndusInd Bank Duo 1 point for every Rs.150 All transactions
      IndusInd Bank Platinum 1.5 points for every Rs.150 All transactions
      IndusInd Bank Iconia American Express 1.5 points for every Rs.100 Weekday transactions
      2 points for every Rs.100 Weekend transactions
      IndusInd Bank Iconia Visa 0.75 point for every Rs.100 Weekday transactions
      1 point for every Rs.100 Weekend transactions
      IndusInd Bank Platinum Select 1 point for every Rs.150 All transactions
    2. Savings Points

      Credit Card Savings Points Spend Category
      IndusInd Bank Platinum Aura Edge Up to 4X savings points for every Rs.100 - 0.5 point to 4 points Select merchant categories
      IndusInd Bank Platinum Aura Up to 4X savings points for every Rs.100 - 0.5 point to 4 points Select merchant categories

      Owners of IndusInd Bank Platinum Aura Credit Card earn savings points (instead of Reward points) when they spend money using their card. One savings point is equal to Rs.0.5 or 0.5 airline miles. The spending has been divided into 4 plans, which are listed below:

      • Platinum Aura Shop Plan: As per this plan, cardholders can earn savings points on every Rs.100 they spend using their card. The number of points they earn in each category are mentioned below:
      • Spend Category Savings Points
        Departmental Stores 4 points
        Electronic items or consumer durables 2 points
        Books 1.5 points
        Restaurant bills 1.5 points
        Other spends 0.5 points
      • Platinum Aura Home Plan: As per this plan, cardholders earn the following number of savings points on every Rs.100 they spend using their card in each category.
      • Spend Category Savings Points
        Grocery 4 points
        Mobile phone bills 2.5 points
        Insurance premium 1.5 points
        Electricity bills 2.5 points
        Medical 1.5 points
        Other spends 0.5 points
      • Platinum Aura Travel Plan: As per this plan, cardholders earn the following number of savings points on every Rs.100 they spend using their card in each category.
      • Spend Category Savings Points
        Air tickets 2.5 points
        Hotel 4 points
        Car rental 1.5 points
        Railway tickets 1.5 points
        Other spends 0.5 points
      • Platinum Aura Party Plan: As per this plan, cardholders earn the following number of savings points on every Rs.100 they spend using their card in each category.
      • Spend Category Savings Points
        Departmental Stores 2 points
        Restaurant bills 4 points
        Pubs and Bars 2 points
        Movie ticket bookings 1.5 points
        Other spends 0.5 points
    3. InterMiles

      • IndusInd Bank InterMiles Odyssey American Express and Visa Credit Cards: Credit cardholders of IndusInd Bank InterMiles Odyssey American Express and Visa Credit Cards can earn InterMiles on their domestic and international spends. They can earn up to 6 InterMiles (Amex) and 4 InterMiles (Visa) for every Rs.100 spent on the cards. In addition to that, cardholders are also eligible for a discount of up to 10% on Etihad Airways ticket bookings.
      • IndusInd Bank InterMiles Voyage American Express and Visa Credit Cards: Credit cardholders of IndusInd Bank InterMiles Voyage American Express and Visa Credit Cards can earn InterMiles on their domestic and international spends. They can earn up to 4 InterMiles (Amex) and 3 InterMiles (Visa) for every Rs.100 spent on the cards. In addition to that, cardholders are also eligible for a discount of up to 5% on Etihad Airways ticket bookings.

    How to Redeem IndusInd Bank Credit Card Reward Points:

    To redeem their reward points, IndusInd Bank credit cardholders have to contact the Phone Banking service of the bank and place a redemption request.

    IndusInd Bank Credit Cardholders can also redeem their points online on the official website of Indus Moments by visiting www.indusmoments.com. There are two options for redeeming the points on this website. The first one is Redemption only and the second one is Redemption plus Shopping. Redemption plus Shopping, in simple words is the website’s points plus pay option.

    Conversion of IndusInd Bank Credit Card Reward Points to InterMiles

    If you are an IndusInd Bank InterMiles credit cardholder (Odyssey and Voyage), you can convert the reward points earned on your credit card against miles on partner airline services. For both the Odyssey and Voyage Series InterMiles credit cards, 100 reward points is equivalent to 100 InterMiles. You can follow the steps mentioned below the redeem your reward points:

    • Collect a total of at least 500 reward points on the card.
    • Get in touch with IndusInd Bank through the phone banking number 1860 267 7777.
    • Provide your IndusInd Bank credit card number along with your InterMiles membership number.
    • Mention the number of points that you would like to redeem. Please note that the points will be redeemed only in multiples of 100.
    • The points that are redeemed will be automatically added to your InterMiles membership account in the form of miles within 15 working days.

    Conversion of IndusInd Bank Credit Card Reward Points or Savings Points to Cash Credit

    IndusInd Bank credit cardholders can consider converting their reward points and/or savings points to cash credit and use the same to adjust their credit card outstanding bills. Each reward points are valued at the rate of Re.1 in cash value. You can follow the steps mentioned below the redeem your reward points for cash credit:

    • Get in touch with IndusInd Bank through the phone banking number 1860 267 7777.
    • Provide your IndusInd Bank credit card number.
    • Place a request for the conversion of the reward points to cash credit.

    IndusInd Bank Credit Card Rewards Catalogue

    The Rewards Catalogue of the Indus Moments website is divided in to various categories. Some of these categories are being listed below:

    • Redemptions
    • Insta Vouchers
    • Dining
    • Deals
    • Spa
    • Flights
    • Credit card concierge
    • Home and Kitchen
    • Electronics
    • Charity
    • Books and eBooks
    • Automotive accessories and so on.

    Under each category, there are different products that cardholders can avail by redeeming their IndusInd Bank Credit Card reward points.

    Eligible Cards for IndusInd Credit Card Rewards Programme

    The following credit cards are eligible for the IndusInd Credit Card Rewards Programme under Indus Moments:

    • Celesta
    • Indulge
    • Crest Credit Card
    • Pioneer Heritage
    • Pinnacle
    • Legend
    • Pioneer Legacy
    • Signature
    • Nexxt
    • Duo
    • Iconia Amex
    • Iconia Visa
    • Platinum
    • Platinum Select
    • Platinum Aura Edge
    • Platinum Aura

    FAQs on IndusInd Bank Credit Card Reward Points Program

    1. Can I redeem my IndusInd Bank reward points to pay my pending credit card bill?

      You can convert your IndusInd Bank reward points to cash credit. You can then use this cash credit to pay your pending credit card bill.

    2. What are the major purchases I can make using my IndusInd Reward Points?

      The purchase will be dependent on the options available on the official Indus Moments website. The purchases can be made in the form of redemption (only reward points) and redemption + purchase (reward points + payment for the difference).

    3. What is 6X Reward Structure of IndusInd Bank?

      IndusInd Bank offers the 6X Rewards Structure under which cardholders will be able to earn as much as 6 times in terms of reward points for eligible transactions.

    4. From where can I get more information about IndusInd Bank Rewards Program?

      You can get more information about IndusInd Bank Rewards Program from the website of the bank. You can also get the information from the bank’s customer care or any of their branches.

    5. Can I use the InterMiles that I have earned on my IndusInd Bank InterMiles Credit Card (Odyssey and Voyage) to book air tickets for someone else?

      Yes, you can use the InterMiles that you have earned on your IndusInd Bank InterMiles Credit Card to book air tickets for someone else.

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