Loading your search...
Did you know that Mr. Kumar’s Credit Card gets him free movie tickets every month? Get A Card
The credit cards offered by IndusInd Bank are divided into three categories – Super Premium Credit Cards, Premium Credit Cards and Co – Branded Credit Cards. All the cards offered by the bank have a lot of benefits to offer to their users. One such benefit is the rewards program, which gives cardholders a chance to earn points whenever they spend money using their IndusInd Bank credit card. They can redeem these points to avail attractive rewards such as air miles, cash credit, vouchers, products, etc. All the credit cards offered by the bank qualify for the rewards program except for some co- branded cards.
The co- branded cards offered by the bank have other rewards to offer such as JP Miles and WorldMiles that are basically air miles. The WorldMiles program is divided into three types – FlightMiles, SpendMiles and PartnerMiles, which customers can earn when they spend money using their IndusInd Bank WorldMiles credit card.
Apart from this, IndusInd Bank Platinum Aura Credit Card offers Savings Points to their customers instead of rewards points, but these points are redeemed in the same way as the reward points.
IndusInd Bank Credit Card customers earn reward points whenever they spend money using their card to purchase a product or service. Cardholders can earn the following points on the credit cards issued by the bank.
|
Credit Card |
Reward Points |
Spend Category |
|
1.5 points for every Rs.100 |
All types |
|
|
2.5 points for every Rs.100 |
E – Commerce |
|
|
1 point for every Rs.100 |
Point of Sale terminals (IVR and MoTo transactions, Standing Instructions) |
|
|
Note – IndusInd Bank Pinnacle credit cardholders can earn a maximum of 25000 reward points in one statement cycle |
||
|
1.5 points for every Rs.100 |
All types |
|
|
1.5 points for every Rs.150 |
All types |
|
|
IndusInd Bank Iconia American Express |
Weekdays Offer – 1.5 points for every Rs.100 Weekends (Saturday and Sunday) Offer – 2 points for every Rs.100 |
Domestic or International spends |
|
IndusInd Bank Iconia Visa |
Weekdays Offer – 0.75 points for every Rs.100 Weekends (Saturday and Sunday) Offer – 1 point for every Rs.100 |
Domestic or International spends |
|
1 point for every Rs.150 |
All types |
|
|
1 point for every Rs.100 |
All types |
|
|
Up to 250 points (4x rewards) on 5 transactions between Rs.1000 and Rs.1500 in a month |
All merchant categories |
|
|
Chance to earn up to 50 points (2x rewards) on every transactions between Rs.2000 and Rs.2500 in a month |
||
|
4 points on every Rs.100 |
Utility, Fuel and Insurance |
|
|
Jet Airways IndusInd Bank Odyssey Visa |
3 points on every Rs.100 |
Utility, Fuel and Insurance |
|
4 points on every Rs.100 |
Utility, Fuel and Insurance |
|
|
Jet Airways IndusInd Bank Voyage Visa |
3 points on every Rs.100 |
Utility, Fuel and Insurance |
Owners of IndusInd Bank Platinum Aura Credit Card earn savings points (instead of Reward points) when they spend money using their card. One savings point is equal to Rs.0.5 or 0.5 air miles. The spending has been divided into 4 plans, which are:
| Spend Category | Savings Points |
| Departmental Stores | 4 points |
| Electronic items or consumer durables | 2 points |
| Books | 1.5 points |
| Restaurants | 1.5 points |
| Other spends | 0.5 points |
| Spend Category | Savings Points |
| Grocery | 4 points |
| Mobile bills | 2.5 points |
| Insurance premium | 1.5 points |
| Electricity bills | 2.5 points |
| Medical | 1.5 points |
| Other spends | 0.5 points |
| Spend Category | Savings Points |
| Air tickets | 2.5 points |
| Hotel | 4 points |
| Car rent | 1.5 points |
| Railway tickets | 1.5 points |
| Other spends | 0.5 points |
| Spend Category | Savings Points |
| Departmental Stores | 2 points |
| Restaurant | 4 points |
| Pubs and Bars | 2 points |
| Movie ticket bookings | 1.5 points |
| Other spends | 0.5 points |
Mr. Sharma is enjoying free airport lounge access with his Credit Card. What about you? Get A Card
IndusInd Bank Worldmiles Credit Card:
Cardholders of IndusInd Bank Worldmiles Credit Card earn FlightMiles (instead of Reward points) every time they book a domestic airline ticket using their card under the WorldMiles program. These air miles are given based on the percentage of the total ticket fare and the Ticketed – Point – Mileage (TPM).
| Percentage of the actual fare off the total ticket fare | Percentage of WorldMiles accrued off the total TPM |
| 0-20 | 20 |
| 21-30 | 30 |
| 31-40 | 40 |
| 41-50 | 50 |
| 51-60 | 60 |
| 61-70 | 70 |
| 71-80 | 80 |
| 81-90 | 90 |
| 91-100 | 100 |
Credit cardholders can also earn miles when they book international flight tickets. In the WorldMiles program, the earth has been divided into different zones and the major cities of every zone are considered for calculating the TPM. If cardholders book a flight between these major cities, then they can earn a specific number of WorldMiles. These miles are based on the amount they pay for the tickets compared to the total fare between the cities of every zone.
IndusInd Bank WorldMiles Credit Cardholders can earn SpendMiles whenever they swipe their credit card to make payments. They can earn 3 SpendMiles on every Rs.100 they spend using their IndusInd Bank WorldMiles Signature Credit Card and 2 SpendMiles on every Rs.100 they spend using their IndusInd Bank WorldMiles Platinum Credit Card.
Apart from FlightMiles and SpendMiles, cardholders can earn PartnerMiles under the WorldMiles program. On every Rs.100 cardholders spend on hotel bookings, they can earn 3 PartnerMiles.
Jet Airways IndusInd Bank Odyssey American Express and Visa Credit Cards: Credit cardholders of Jet Airways IndusInd Bank Odyssey American Express and Visa Credit Cards can earn JP Miles on their domestic and international spends. They can earn a maximum of 75000 miles annually.
Jet Airways IndusInd Bank Voyage American Express and Visa Credit Cards: Credit cardholders of Jet Airways IndusInd Bank Voyage American Express and Visa Credit Cards can earn JP Miles on their domestic and international spends. They can earn a maximum of 50000 miles annually.
Reward Points:
To redeem their reward points, IndusInd Bank credit cardholders have to contact the Phone Banking service of the bank and place a redemption request. They can redeem a maximum of 30, 000 points in one billing statement cycle.
IndusInd Bank Credit Cardholders can also redeem their points online on TheMoreStore website. There are two options for redeeming the points on this website. The first one is Redemption only and the second one is Redemption plus Shopping. Redemption plus Shopping, in simple words is the website’s points plus pay option.
Cardholders can redeem their points to avail the following products or services –
| Categories | Eligible IndusInd Bank Credit Cards |
| TheMoreStore | Pinnacle, Signature, Iconia (American Express and Visa), Platinum Select, Platinum Aura, Chelsea FC and Platinum |
| Vouchers for Stay at Oberoi Hotels and Resorts | Pinnacle, Signature, Iconia (American Express and Visa), Platinum Select, Platinum Aura, Indulge and Platinum |
| Vouchers of Genesis Luxury | Pinnacle, Signature, Iconia (American Express and Visa), Platinum Select, Platinum Aura, Indulge and Platinum |
| Air miles of partner airlines | Pinnacle, Signature, Iconia (American Express and Visa), Platinum Select, Platinum Aura, Indulge, Chelsea FC and Platinum |
| Cash credit | Pinnacle, Signature, Iconia (American Express and Visa), Platinum Select, Platinum Aura, Indulge, Chelsea FC and Platinum |
The Rewards Catalogue of TheMoreStore website is divided to various categories such as –
Under each category, there are different products that cardholders can avail by redeeming their IndusInd Bank Credit Card reward points.
To avail vouchers, air miles or cash credits, the cardholders have to redeem the following number of reward points –
| Credit Card | 1 Voucher for Stay at Oberoi Hotels and Resorts | Rs.25000 worth Genesis Luxury Vouchers | Air miles of partner airlines | Cash Credit |
| IndusInd Bank Indulge Credit Card | 25000 points | 22500 points | 100 points for 100 miles | 1 point to avail Rs.1 |
| IndusInd Bank Pinnacle Credit Card | 25000 points | 25000 points | 100 points for 100 miles | 1 point to avail Rs.1 |
| IndusInd Bank Signature Credit Card | 25000 points | 25000 points | 100 points for 100 miles | 1 point to avail Rs.1 |
| IndusInd Bank Platinum Credit Card | 30000 points | 29500 points | 100 points for 100 miles | 1 point to avail Rs.0.85 |
| IndusInd Bank Platinum Select Credit Card | 33333 points | 34000 points | 100 points for 100 miles | 1 point to avail Rs.0.75 |
| IndusInd Bank Platinum Aura Credit Card | 50000 points | 50000 points | 100 points for 50 miles | 1 point to avail Rs.0.50 |
| IndusInd Bank Chelsea FC Credit Card | - | - | 1250 points for 500 air miles | 1 point to avail Rs.0.40 |
| IndusInd Bank Iconia American Express or VISA Credit Card | 25000 points | 25000 points | 100 points for 100 miles | 1 point to avail Rs.1 |
Cardholders have to redeem a minimum number of reward points if they wish to avail cash credit and air miles.
| Credit Card | Minimum Reward points required to be redeemed to avail Air miles | Minimum Reward points required to be redeemed to avail Cash Credit |
| IndusInd Bank Indulge Credit Card | 500 | 500 |
| IndusInd Bank Pinnacle Credit Card | 500 | 500 |
| IndusInd Bank Signature Credit Card | 500 | 500 |
| IndusInd Bank Platinum Credit Card | 500 | 500 |
| IndusInd Bank Platinum Select Credit Card | 500 | 500 |
| IndusInd Bank Platinum Aura Credit Card | 1000 | 500 |
| IndusInd Bank Chelsea FC Credit Card | 1250 | 500 |
| IndusInd Bank Iconia American Express or VISA Credit Card | 500 | 500 |
WorldMiles (FlightMiles, SpendMiles and PartnerMiles):
IndusInd Bank WorldMiles credit cardholders can redeem their WorldMiles on the website ‘myworldmiles.com’. They can avail free air tickets of any Indian airline against their WorldMiles. To redeem the points, they have to collect a minimum of 10000 WorldMiles and complete 3 activities as part of the WorldMiles program.
JP Miles:
The members of Jet Airways IndusInd Bank Odeyssey Credit Cards and Jet Airways IndusInd Bank Voyage Credit Cards can redeem the JP Miles that they have earned to book Jet Airways flight tickets. They can also redeem their points to upgrade the travel class. To redeem their JP Miles they have to visit the website of Jet Airways and login using their Jet Privilege account.
| IndusInd Bank Indulge |
| IndusInd Bank Pinnacle |
| IndusInd Bank Signature |
| IndusInd Bank Iconia American Express |
| IndusInd Bank Iconia Visa |
| IndusInd Bank Platinum |
| IndusInd Bank Platinum Select |
| IndusInd Bank Chelsea FC |
| Jet Airways IndusInd Bank Odyssey American Express |
| Jet Airways IndusInd Bank Odyssey Visa |
| Jet Airways IndusInd Bank Voyage American Express |
| Jet Airways IndusInd Bank Voyage Visa |
Yes, you can use the JP Miles that you have earned on your Jet Airways IndusInd Bank Credit Card to book air tickets for someone else.
One voucher for stay at Oberoi Hotels and Resorts is for 1 night stay. Only at Oberoi Cecil, which is located in Shimla, the stay is for 2 nights per voucher.
You can avail products from the following brands using the Genesis Luxury Vouchers that you got in exchange for your IndusInd Bank reward points –
You can convert your IndusInd Bank reward points to cash. You can then use this cash to pay your pending credit card bill.
You can get more information about IndusInd Bank Rewards Program from the website of the bank. You can also get the information from the bank’s customer care or any of their branches.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar’s partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
