Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • IndusInd Bank Platinum Aura Credit Card

    Get the best lifestyle offers and privileges through the IndusInd Bank Platinum Aura Credit Card. Your affluent lifestyle can be backed by amazing discounts, deals and other comprehensive offers on entertainment, travel, etc. To top it off, you can avail cashback as well as exciting gifts and vouchers through the exclusive rewards programme offered by the Platinum Aura Credit Card.

    Features and Benefits of IndusInd Bank Platinum Aura Credit Card

    Welcome Benefit Avail the exclusive welcome gift - a Satya Paul voucher, and get any Satya Paul merchandise of your choice!
    Travel Benefit It offers valuable travel privileges such as access to international airport lounges, free priority pass.
    Fuel Benefits Platinum Aura Freedom feature offers a fuel surcharge of 2.5% at fuel stations across India.
    Reward Point Benefits
    • For every Rs.100 spent, earn 4 reward points.
    • Earn higher reward points on purchases such as consumer durables, electronics, departmental stores, dining, books, etc.
    • Convert your savings points to airline miles. A cardholder can convert 1 rewards/savings point to 0.5 airline mile.
    Insurance Benefits
    • “Total Protect” scheme protects you against any fraudulent transactions on malpractices on your card.
    • Avail a free Personal Air Accident insurance cover of up to Rs. 25 lakh.
    Other Benefits With the “Platinum Aura Auto Assist” facility, wherein the cardholder can avail roadside assistance, assistance during accident or medical emergency, car repair services, etc.

    Fees and Charges of IndusInd Bank Platinum Aura Credit Card:

    Type of Charge Amount
    Joining Fees Rs. 5999
    Annual Fee N/A
    Annual Interest Rate 46%
    Savings Plan Change Rs.250
    Charge for Add-on Card Nil

    Offers on IndusInd Bank Platinum Aura Credit Card

    • Dining privileges through the Bon Vivant program in cities such as Chennai, Pune, Bangalore, Kolkata, Mumbai, Delhi, Jaipur, Hyderabad and Ahmedabad.
    • Exclusive offers at wellness centres and spas across India, with great deals and discounts in VLCC, Kaya Skin Clinic, etc.
    • With the MasterCard variant of the IndusInd Bank Platinum Credit Card, you can gain access to exclusive MasterCard airport lounges.
    • Avail cashback offers on flights, hotels and other packages booked through Cleartrip. This includes:
    • Maximum cashback of Rs. 2000 on international holiday packages, flights, etc.
    • Maximum cash back of Rs. 1000 on Domestic Roundtrip Flights & Hotels.

    FAQs on IndusInd Bank Platinum Aura Credit Card:

    1. What is the Platinum Aura Home Plan?

      Platinum Aura Home Plan is part of the IndusInd Bank Platinum Aura Credit Card’s rewards programme wherein the cardholder can enjoy special benefits and rewards points on all purchases made for his/her home needs. These increased rewards points can be used to redeem airline miles or as cashback. The reward points that can be availed on spending categories are as follows:

      Category of Shopping Reward Points per Rs. 100 spent
      Groceries 4 points
      Phone bill 2.5 points
      Electricity bill payment 2.5 points
      Insurance (premium) 1.5 points
      Medical expenses 1.5 points
      Miscellaneous home expenses 0.5 points
    2. What are the reward points that I can earn through my travel expenses on the IndusInd Bank Platinum Aura Credit Card?

      The reward points that you can earn through your travel expenses/purchases made using the IndusInd Bank Platinum Aura Credit Card are classified under the Platinum Aura Travel Plan as follows:

      Category of Expenditure Reward Points per Rs. 100 spent
      Hotel 4 points
      Flight Tickets 2.5 points
      Transport/ Car Rental 1.5 points
      Railway tickets 1.5 points
      Miscellaneous Travel expenses 0.50 points
    3. What is the Platinum Aura Party Plan?

      The Platinum Aura Party Plan is a unique feature under the IndusInd Bank Platinum Aura Credit Card Rewards Programme. Since an affluent lifestyle demands socializing and going out for parties, the Platinum Aura Credit Card rewards you for all the expenses made under this category. The schedule of rewards based on this categorization, is as follows:

      Category of Expenses Reward Points per Rs. 100 spent
      Dining bills 4 points
      Purchases from departmental stores 2 points
      Bar/ Pub expenses 2 points
      Purchase of movie tickets 1.5 points
      Miscellaneous expenditure 0.5 points
    4. What are the options available for redeeming my reward points?

      You can redeem your rewards points as:

      • Gift Vouchers that can be redeemed at the More Store.
      • Vouchers for staying at Oberoi Hotels & Resorts
      • Cashback
      • Air Miles redeemed on tickets from partner airlines, etc.

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