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    • IndusInd Bank Platinum Aura Credit Card

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    The IndusInd Bank Platinum Aura Credit Card offers lifestyle benefits. It comes with comprehensive insurance benefits, 24x7 concierge service, flexible reward plans, and fuel charge waiver.

    Other IndusInd Bank Credit Cards

    Features and Benefits of IndusInd Bank Platinum Aura Credit Card

    Welcome Benefits

    • You get EazyDiner vouchers as a welcome gift.
    • You also get vouchers from Vero Moda and Bata.

    Fuel benefits:

    • Get 1% waiver on fuel surcharge when you use the credit card to buy fuel.

    Reward point benefits:

    • You get up to 4X reward points for every Rs.100 you spend on partner merchant categories.

    Travel benefits:

    Spend Category Savings points on Rs.100 spent
    Hotel expenses 4 savings points
    Airline tickets 2.5 savings points
    Car rental expenses 1.5 savings points
    Rail tickets 1.5 savings points
    All other spends 0.5 savings points

    Insurance benefits:

    Insurance Cover Sum Assured
    Lost baggage Rs.1 lakh
    Delayed baggage Rs.25,000
    Loss of passport Rs.50,000
    Lost ticket Rs.25,000
    Missed connection Rs.25,000
    Air Accident Cover Rs.25 lakh

    Platinum Aura Shop Plan:

    Spend Categories Savings points on Rs.100 spent
    Shopping in departmental stores 4 savings points
    Purchase of consumer durables or electronic items 2 savings points
    Restaurant bills 1.5 savings points
    Books 1.5 savings points
    All other spends on your card 0.5 savings points

    Platinum Aura Home Plan:

    Spend Categories Savings points on Rs.100 spent
    Grocery shopping 4 savings points
    Cellphone bills 2.5 savings points
    Electricity bills 2.5 savings points
    Insurance premium 1.5 savings points
    Medical spends 1.5 savings points
    All other spends 0.5 savings points

    Platinum Aura Party Plan:

    Spend Categories Savings points on Rs.100 spent
    Restaurant bills 4 savings points
    Shopping in departmental stores 2 savings points
    Payments in bars and pubs 2 savings points
    Movie tickets 1.5 savings points
    All other spends 0.5 savings points
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    Fees and Charges of IndusInd Bank Platinum Aura Credit Card:

    Type of Charge Amount
    Joining Fees Rs. 500
    Annual Fee N/A
    Annual Interest Rate 46%
    Savings Plan Change Rs.250
    Charge for Add-on Card Nil
    Overlimit Charges 2.5% of the overlimit amount subjected to a minimum of Rs.500
    Cash Advance Charges 2.5% of the advance amount subject to a minimum of Rs.300.
    Returned Cheque Rs.250
    Late Payment Charges
    • If outstanding balance is up to Rs.100 - Nil
    • Between Rs.101 and Rs.500 - Rs.100
    • Between Rs.501 and Rs.1,000 – Rs.350
    • Between Rs.1,001 and Rs.10,000 – Rs.550
    • Between Rs.Rs.10,001 – Rs.25,000 – Rs.800
    • Between Rs.Rs.25,001 and Rs.50,000 – Rs.1,100
    • Above Rs.50,000 – Rs.1,300

    FAQs on IndusInd Bank Platinum Aura Credit Card

    1. Does the IndusInd Bank Platinum Aura Credit Card come with Lost Key assistance?

      If you do forget your keys in your car or even misplace them, Platinum Aura Auto Assist will arrange for a locksmith to make a new key or open your car.

    2. Who should I call to apply for the IndusInd Bank Platinum Aura Credit Card?

      You can call IndusInd credit card customer care number at 1860 267 7777 and apply for the IndusInd Bank Platinum Aura Credit Card.

    3. What do I get under the EazyDiner programme?

      EazyDiner offers table reservation in top 2,000 restaurants across 9 cities in India with a guaranteed meal offer.

    4. What are the options available for redeeming my reward points?

      You can redeem your rewards points against any of the reward redemption options like IndusMoments, Airline miles on Intermiles, Airline miles on Vistara, and cash credit.

    5. What is the Platinum Aura Party Plan?

      The Platinum Aura Party Plan is a unique feature under the IndusInd Bank Platinum Aura Credit Card Rewards Programme.

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