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    IndusInd Bank Platinum Aura Credit Card

    1st Year Fee
    Joining Perks
    Response Time Within 30 minutes
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    IndusInd Bank Platinum Aura Credit Card is Rated as "Excellent!" by 55 Users

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    Indusind Bank Credit Card Diwali Offer

    Get the best lifestyle offers and privileges through the IndusInd Bank Platinum Aura Credit Card. Your affluent lifestyle can be backed by amazing discounts, deals and other comprehensive offers on entertainment, travel, etc. To top it off, you can avail cashback as well as exciting gifts and vouchers through the exclusive rewards programme offered by the Platinum Aura Credit Card.

    Benefits of IndusInd Bank Platinum Aura Credit Card:

    • Avail the exclusive welcome gift - a Satya Paul voucher, and get any Satya Paul merchandise of your choice!
    • If you are a globetrotter, look no further - the IndusInd Bank Platinum Aura Credit Card is the card for you. It offers valuable travel privileges such as access to international airport lounges, free priority pass, “Travel Plus” programme, travel insurance cover and much more.
    • IndusInd Bank offers the “Platinum Aura Auto Assist” facility, wherein the cardholder can avail roadside assistance, assistance during accident or medical emergency, car repair services, etc.

    Features of IndusInd Bank Platinum Aura Credit Card:

    • Earn higher reward points on purchases such as consumer durables, electronics, departmental stores, dining, books, etc.
    • Convert your savings points to airline miles. A cardholder can convert 1 rewards/savings point to 0.5 airline mile.
    • Earn cash back on rewards earned by converting one reward point to Rs. 0.50.
    • Platinum Aura Freedom feature offers a fuel surcharge of 2.5% at fuel stations across India.
    • The Platinum Aura Assurance feature offers the following insurance coverage for the IndusInd Bank Platinum Aura Credit Cardholder:
      • “Total Protect” scheme that protects you against any fraudulent transactions on malpractices on your card. It offers coverage equivalent to the credit limit available on your credit card. The protection is extended to your add-on cards as well.
      • Avail a free Personal Air Accident insurance cover of up to Rs. 25 lakh.

    Fees and Charges:

    Joining Fees Rs. 5999
    Annual Fee N/A
    Annual Interest Rate 46%
    Savings Plan Change Rs.250
    Charge for Add-on Card Nil

    IndusInd Bank Platinum Aura Credit Card FAQs:

    1. What is the Platinum Aura Home Plan?
    2. Platinum Aura Home Plan is part of the IndusInd Bank Platinum Aura Credit Card’s rewards programme wherein the cardholder can enjoy special benefits and rewards points on all purchases made for his/her home needs. These increased rewards points can be used to redeem airline miles or as cashback. The reward points that can be availed on spending categories are as follows:

      Category of Shopping Reward Points per Rs. 100 spent
      Groceries 4 points
      Phone bill 2.5 points
      Electricity bill payment 2.5 points
      Insurance (premium) 1.5 points
      Medical expenses 1.5 points
      Miscellaneous home expenses 0.5 points
    3. What are the reward points that I can earn through my travel expenses on the IndusInd Bank Platinum Aura Credit Card?
    4. The reward points that you can earn through your travel expenses/purchases made using the IndusInd Bank Platinum Aura Credit Card are classified under the Platinum Aura Travel Plan as follows:

      Category of Expenditure Reward Points per Rs. 100 spent
      Hotel 4 points
      Flight Tickets 2.5 points
      Transport/ Car Rental 1.5 points
      Railway tickets 1.5 points
      Miscellaneous Travel expenses 0.50 points
    5. What is the Platinum Aura Party Plan?
    6. The Platinum Aura Party Plan is a unique feature under the IndusInd Bank Platinum Aura Credit Card Rewards Programme. Since an affluent lifestyle demands socializing and going out for parties, the Platinum Aura Credit Card rewards you for all the expenses made under this category. The schedule of rewards based on this categorization, is as follows:

      Category of Expenses Reward Points per Rs. 100 spent
      Dining bills 4 points
      Purchases from departmental stores 2 points
      Bar/ Pub expenses 2 points
      Purchase of movie tickets 1.5 points
      Miscellaneous expenditure 0.5 points
    7. What are the options available for redeeming my reward points?
    8. You can redeem your rewards points as:

      • Gift Vouchers that can be redeemed at the More Store.
      • Vouchers for staying at Oberoi Hotels & Resorts
      • Cashback
      • Air Miles redeemed on tickets from partner airlines, etc.
    9. What are the offers available on the IndusInd Bank Platinum Aura Credit Card?
      • Dining privileges through the Bon Vivant program in cities such as Chennai, Pune, Bangalore, Kolkata, Mumbai, Delhi, Jaipur, Hyderabad and Ahmedabad.
      • Exclusive offers at wellness centres and spas across India, with great deals and discounts in VLCC, Kaya Skin Clinic, etc.
      • With the MasterCard variant of the IndusInd Bank Platinum Credit Card, you can gain access to exclusive MasterCard airport lounges.
      • Avail cashback offers on flights, hotels and other packages booked through Cleartrip. This includes:
        • Maximum cashback of Rs. 2000 on international holiday packages, flights, etc.
        • Maximum cash back of Rs. 1000 on Domestic Roundtrip Flights & Hotels.

    Compare, check your eligibility and apply for credit cards online.

    IndusInd Bank Platinum Aura Credit Card Reviews

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