Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
IDBI Bank opens up a whole new world of “Delightful” rewards with its unique loyalty program for credit card customers. The Delight Rewards Program promises customers rewards with every purchase done using IDBI Bank credit cards. Customers can earn Delight Points for online purchases, in-store purchases, utility bill payments and other types of transactions done using an IDBI Bank credit card. IDBI credit card holders can choose from over 7000 rewards available in the online rewards catalogue consisting of redemption options like mobile recharge, DTH Recharge, hotel bookings, bus ticket bookings, cashback, gift cards and movie ticket bookings. The IDBI Delight Rewards program will be extended to customer holding any type of IDBI credit card. IDBI Bank customers are automatically enrolled into the Delight Rewards program and have to register to activate their online accounts. IDBI Bank does not charge any fee for rewards redemption transactions done under the IDBI Delight Program.
IDBI Bank customers can earn reward points according to the type of credit card held by them. The table below illustrates the rate at which reward points can be earned. Delight Points are valid for a period of three years with the exclusion of the month of purchase. Customers can view the number of Delight Points accrued by logging into their net banking accounts and on the IDBI Delight website.
Customers can earn Delight Points at a faster pace if they make the following types of transactions - grocery shopping/dining, utility bill payments, add-on card purchases and spend at Max Get More partner stores, with the benefit of earning 4 bonus Delight points for every Rs. 100 spent.
| Type of IDBI Bank Credit Card | Points earned per purchase transaction | Welcome Bonus | On Renewal/ Payment of Annual Fee | Birthday Rewards |
|---|---|---|---|---|
| IDBI Bank Royale Signature Credit Card | 3 Points for every Rs. 100 Spent |
750 points within 30 days of issuance 400 points within 31 to 90 days of issuance |
NA | 2X Points |
| IDBI Bank Euphoria World Credit Card | 3 Points for every Rs. 100 Spent | 4000 points within 60 days of issuance | 2000 Bonus Delight Points | NA |
| IDBI Bank Aspire Platinum Credit Card | 2 Points for every Rs. 150 Spent |
500 points within 30 days of issuance 300 points within 31 to 90 days of issuance |
NA | 2X Points |
| IDBI Bank Imperium Platinum Credit Card | 2 Points for every Rs. 150 Spent |
500 points within 30 days of issuance 300 points within 31 to 90 days of issuance |
NA | 2X Points |
IDBI Bank credit card customers can start redeeming their accrued Delight points if they have saved atleast a minimum of 1000 reward points in their accounts. After registering and activating their IDBI Delight Accounts card holders can redeem their reward points for various options available on the IDBI Delight website. If an IDBI Bank card holder does not have sufficient Delight points required for redemption, the customer can pay cash equivalent to the number of points required.
In order to make a redemption, IDBI Bank customers can use any of the following options - a) to login to their accounts available on www.idbidelight.com, b) redeem at Max Get More stores or c) contact the IDBI credit card customer care desk at 1800 208 1947.
1 Delight Point can be redeemed for a value of Rs. 0.25.
Max Get More Benefits:
IDBI Bank customers can use their credit cards to purchase apparel, electronics, jewellery or avail health services at Max Get More stores to earn extra Delight Points. Redemptions can also be done at these stores.
Max Get More Partners:
| Accessories | Lotto / Regal / ROCIA |
| Apparel | Louis Philippe / Classic Polo/ Reliance Trends / Lifestyle / Pothys / Colorplus |
| Electronics | Pai / Capital |
| Entertainment | Essel World / Water Kingdom |
| F&B | Domino’s Pizza / Natural Ice cream |
| Departmental Stores | Star Bazaar / Vijetha |
| Health / Beauty | O2 Spa / Enrich Salon |
| Online | Naaptol / PayuMoney / Peperone |
| Travel | Citrus Hotels / goibibo / ezeego / Narayani Heights |
| Lifestyle | GRT / Puma / newu / |
| Retail | Babypye / Mahaveers / babyoye / Vishal |
IDBI Delight Rewards points can be redeemed for the following options available on the Delight site.
Mobile and DTH (Direct to Home) Recharge:
IDBI Bank credit card customers can recharge their DTH accounts and prepaid mobile phones using accrued Delight Points. To recharge a mobile phone, customer have to key in their operator name, mobile number, region and amount. To recharge a mobile phone, customers have to key in their operator’s name, mobile number, region and amount. To recharge a DTH account phone, customers have to enter their operator’s name, mobile number, subscriber ID and amount.
Movie Ticket Bookings:
IDBI Bank credit card customers can book movie tickets at various theaters across the country using their accrued Delight Points. A maximum of ten tickets can be booked under one redemption request. Bookings can be made by choosing the region, movie name and movie date on the Delight rewards site. Redemptions must be done atleast four hours before the show timings. Once the movie booking has been confirmed, customers will receive an SMS and email with the booking details.
Bus Ticket Bookings:
IDBI Bank customers can book bus tickets from any city across India using their Delight Points. Bus tickets can be booked for up to six passengers under one redemption request. Customers can also gift bus tickets to friends and family booked via redemption of Delight points. Bookings done through redemptions cannot be cancelled or modified.
IDBI Bank Gift Cards:
Customers can also convert Delight Points into a prepaid IDBI Gift card, which can be used anywhere instead of cash at over 5.5 lakh merchant outlets. IDBI Bank credit card holders can redeem for values between Rs. 500 and up to a maximum of Rs. 50,000. The required Delight points ranges from 2276 points for Rs. 500 to up to 200276 points for Rs. 50,000. IDBI Gift cards come with a validity of one year and can be activated within three working days after receipt. IDBI customers will have to bear the following charges when they make redemptions for gift cards - a) Rs. 19 as Gift Card issuance charges and b) Rs. 50 as Standard shipping charges.
Flight Ticket Bookings:
IDBI Bank credit card holders can book domestic and international flight tickets by redeeming Delight points on www.idbidelight.com. Flight tickets can be booked for up to six passengers under one redemption request. Customers can book air tickets for infants by using Delight point redemption, at the rate of one infant per adult. Customers can also gift air tickets to friends and family booked via redemption of Delight points. Cancellation of flight bookings is not permitted under this program.
Hotel Bookings:
IDBI Bank credit card holders can book domestic and international hotels by redeeming Delight points on www.idbidelight.com.
Cashback to the customer’s credit card account:
Delight points can also be redeemed for cashback, which will be credited to the IDBI credit card holder’s account. Customers can make cashback redemptions by logging into their online IDBI Delight accounts.
IDBI Bank Credit Card Rewards Catalogue /Store:
IDBI Bank credit card holders can make redemptions from the online rewards catalogue available at idbidelight.com. There are multiple categories from which customers can pick and redeem online. The chosen reward can be got by the customer within fifteen working days.
| Types of IDBI Bank Credit Cards | Name of the Rewards Program | Rewards Redemption Benefits |
|---|---|---|
| IDBI Bank Royale Signature Credit Card | IDBI Delight Program |
Mobile Recharge DTH Recharge Movie Ticket Bookings Bus Ticket Bookings IDBI Bank Gift Cards Flight Ticket Bookings Hotel Bookings Online rewards catalogue - 7000+ rewards Cashback to the customer’s credit card account |
| IDBI Bank Euphoria World Credit Card | IDBI Delight Program |
Mobile Recharge DTH Recharge Movie Ticket Bookings Bus Ticket Bookings IDBI Bank Gift Cards Flight Ticket Bookings Hotel Bookings Online rewards catalogue - 7000+ rewards Cashback to the customer’s credit card account |
| IDBI Bank Aspire Platinum Credit Card | IDBI Delight Program |
Mobile Recharge DTH Recharge Movie Ticket Bookings Bus Ticket Bookings IDBI Bank Gift Cards Flight Ticket Bookings Hotel Bookings Online rewards catalogue - 7000+ rewards Cashback to the customer’s credit card account |
| IDBI Bank Imperium Platinum Credit Card | IDBI Delight Program |
Mobile Recharge DTH Recharge Movie Ticket Bookings Bus Ticket Bookings IDBI Bank Gift Cards Flight Ticket Bookings Hotel Bookings Online rewards catalogue - 7000+ rewards Cashback to the customer’s credit card account |
No, once a redemption request has been placed with IDBI Bank, customers cannot cancel the transaction.
The status of delivery of rewards can be tracked online or by writing into membersupport@IDBIDelight.com or by contacting the customer care at 1800 208 1947.
When a customer redeems Delight Points using the IDBI Delight website, the number of points redeemed get deducted from the customer’s account. If the redemption transaction does not go through, then the Delight points would be reverted back into the account within one hour. If cash has also been used for redemption, then the same will be returned to the credit card account within seven working days.
Customers cannot earn Delight Points for the following transaction types -
Yes, Non-Resident Indians (NRIs) are permitted to enroll under the IDBI Delight Points Program provided they carry a valid IDBI Bank credit card.
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