Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Credit Card BYTES FROM OUR KITCHEN

    IDBI Credit Card Reward Points

    IDBI Bank opens up a whole new world of “Delightful” rewards with its unique loyalty program for credit card customers. The Delight Rewards Program promises customers rewards with every purchase done using IDBI Bank credit cards. Customers can earn Delight Points for online purchases, in-store purchases, utility bill payments and other types of transactions done using an IDBI Bank credit card. IDBI credit card holders can choose from over 7000 rewards available in the online rewards catalogue consisting of redemption options like mobile recharge, DTH Recharge, hotel bookings, bus ticket bookings, cashback, gift cards and movie ticket bookings. The IDBI Delight Rewards program will be extended to customer holding any type of IDBI credit card. IDBI Bank customers are automatically enrolled into the Delight Rewards program and have to register to activate their online accounts. IDBI Bank does not charge any fee for rewards redemption transactions done under the IDBI Delight Program.

    How can I earn reward points under the IDBI Delight Rewards Program?

    IDBI Bank customers can earn reward points according to the type of credit card held by them. The table below illustrates the rate at which reward points can be earned. Delight Points are valid for a period of three years with the exclusion of the month of purchase. Customers can view the number of Delight Points accrued by logging into their net banking accounts and on the IDBI Delight website.

    Customers can earn Delight Points at a faster pace if they make the following types of transactions - grocery shopping/dining, utility bill payments, add-on card purchases and spend at Max Get More partner stores, with the benefit of earning 4 bonus Delight points for every Rs. 100 spent.

    Type of IDBI Bank Credit Card

    Points earned per purchase transaction

    Welcome Bonus

    On Renewal/ Payment of Annual Fee

    Birthday Rewards

    Royale Signature Credit Card

    3 Points for every Rs. 100 Spent

    750 points within 30 days of issuance

    400 points within 31 to 90 days of issuance

    NA

    2X Points

    Euphoria World Credit Card

    3 Points for every Rs. 100 Spent

    4000 points within 60 days of issuance

    2000 Bonus Delight Points

    NA

    Aspire Platinum Credit Card

    2 Points for every Rs. 150 Spent

    500 points within 30 days of issuance

    300 points within 31 to 90 days of issuance

    NA

    2X Points

    Imperium Platinum Credit Card

    2 Points for every Rs. 150 Spent

    500 points within 30 days of issuance

    300 points within 31 to 90 days of issuance

    NA

    2X Points

    How do you redeem Delight reward points with IDBI Bank?

    IDBI Bank credit card customers can start redeeming their accrued Delight points if they have saved atleast a minimum of 1000 reward points in their accounts. After registering and activating their IDBI Delight Accounts card holders can redeem their reward points for various options available on the IDBI Delight website. If an IDBI Bank card holder does not have sufficient Delight points required for redemption, the customer can pay cash equivalent to the number of points required.

    In order to make a redemption, IDBI Bank customers can use any of the following options - a) to login to their accounts available on www.idbidelight.com, b) redeem at Max Get More stores or c) contact the IDBI Delight customer care desk at 1800 208 1947.

    1 Delight Point can be redeemed for a value of Rs. 0.25.

    Max Get More Benefits:

    IDBI Bank customers can use their credit cards to purchase apparel, electronics, jewellery or avail health services at Max Get More stores to earn extra Delight Points. Redemptions can also be done at these stores.

    Max Get More Partners:

    Accessories Lotto / Regal / ROCIA
    Apparel Louis Philippe / Classic Polo/ Reliance Trends / Lifestyle / Pothys / Colorplus
    Electronics Pai / Capital
    Entertainment Essel World / Water Kingdom
    F&B Domino’s Pizza / Natural Ice cream
    Departmental Stores Star Bazaar / Vijetha
    Health / Beauty O2 Spa / Enrich Salon
    Online Naaptol / PayuMoney / Peperone
    Travel Citrus Hotels / goibibo / ezeego / Narayani Heights
    Lifestyle GRT / Puma / newu /
    Retail Babypye / Mahaveers / babyoye / Vishal

    What do you redeem IDBI Delight points for?

    IDBI Delight Rewards points can be redeemed for the following options available on the Delight site.

    • Mobile Recharge
    • DTH Recharge
    • Movie Ticket Bookings
    • Bus Ticket Bookings
    • IDBI Bank Gift Cards
    • Flight Ticket Bookings
    • Hotel Bookings
    • Online rewards catalogue - 7000+ rewards
    • Cashback to the customer’s credit card account

    Mobile and DTH (Direct to Home) Recharge:

    IDBI Bank credit card customers can recharge their DTH accounts and prepaid mobile phones using accrued Delight Points. To recharge a mobile phone, customer have to key in their operator name, mobile number, region and amount. To recharge a mobile phone, customers have to key in their operator’s name, mobile number, region and amount. To recharge a DTH account phone, customers have to enter their operator’s name, mobile number, subscriber ID and amount.

    Movie Ticket Bookings:

    IDBI Bank credit card customers can book movie tickets at various theaters across the country using their accrued Delight Points. A maximum of ten tickets can be booked under one redemption request. Bookings can be made by choosing the region, movie name and movie date on the Delight rewards site. Redemptions must be done atleast four hours before the show timings. Once the movie booking has been confirmed, customers will receive an SMS and email with the booking details.

    Bus Ticket Bookings:

    IDBI Bank customers can book bus tickets from any city across India using their Delight Points. Bus tickets can be booked for up to six passengers under one redemption request. Customers can also gift bus tickets to friends and family booked via redemption of Delight points. Bookings done through redemptions cannot be cancelled or modified.

    IDBI Bank Gift Cards:

    Customers can also convert Delight Points into a prepaid IDBI Gift card, which can be used anywhere instead of cash at over 5.5 lakh merchant outlets. IDBI Bank credit card holders can redeem for values between Rs. 500 and up to a maximum of Rs. 50,000. The required Delight points ranges from 2276 points for Rs. 500 to up to 200276 points for Rs. 50,000. IDBI Gift cards come with a validity of one year and can be activated within three working days after receipt. IDBI customers will have to bear the following charges when they make redemptions for gift cards - a) Rs. 19 as Gift Card issuance charges and b) Rs. 50 as Standard shipping charges.

    Flight Ticket Bookings:

    IDBI Bank credit card holders can book domestic and international flight tickets by redeeming Delight points on www.idbidelight.com. Flight tickets can be booked for up to six passengers under one redemption request. Customers can book air tickets for infants by using Delight point redemption, at the rate of one infant per adult. Customers can also gift air tickets to friends and family booked via redemption of Delight points. Cancellation of flight bookings is not permitted under this program.

    Hotel Bookings:

    IDBI Bank credit card holders can book domestic and international hotels by redeeming Delight points on www.idbidelight.com.

    Cashback to the customer’s credit card account:

    Delight points can also be redeemed for cashback, which will be credited to the IDBI credit card holder’s account. Customers can make cashback redemptions by logging into their online IDBI Delight accounts.

    IDBI Bank Credit Card Rewards Catalogue /Store:

    IDBI Bank credit card holders can make redemptions from the online rewards catalogue available at idbidelight.com. There are multiple categories from which customers can pick and redeem online. The chosen reward can be got by the customer within fifteen working days.

    Categories
    Apparel
    Accessories
    Travel Gears
    Stationery
    Personal Care & Beauty
    Mobile Phones
    Groceries & Specialty Food
    Gifts
    Gift Vouchers / Cards
    General Merchandise
    Games & Toys
    Kitchen
    Kids
    Jewellery
    Home & Décor
    Experiences
    Electronics & Computers
    Education & Knowledge
    Devotional
    Charity
    Books
    Automotive Accessories

    List of IDBI Bank Credit Cards available with Rewards benefits:

    Types of IDBI Bank Credit Cards

    Name of the Rewards Program

    Rewards Redemption Benefits

    IDBI Bank Royale Signature Credit Card

    IDBI Delight Program

    Mobile Recharge

    DTH Recharge

    Movie Ticket Bookings

    Bus Ticket Bookings

    IDBI Bank Gift Cards

    Flight Ticket Bookings

    Hotel Bookings

    Online rewards catalogue - 7000+ rewards

    Cashback to the customer’s credit card account

    IDBI Bank Euphoria World Credit Card

    IDBI Delight Program

    Mobile Recharge

    DTH Recharge

    Movie Ticket Bookings

    Bus Ticket Bookings

    IDBI Bank Gift Cards

    Flight Ticket Bookings

    Hotel Bookings

    Online rewards catalogue - 7000+ rewards

    Cashback to the customer’s credit card account

    IDBI Bank Aspire Platinum Credit Card

    IDBI Delight Program

    Mobile Recharge

    DTH Recharge

    Movie Ticket Bookings

    Bus Ticket Bookings

    IDBI Bank Gift Cards

    Flight Ticket Bookings

    Hotel Bookings

    Online rewards catalogue - 7000+ rewards

    Cashback to the customer’s credit card account

    IDBI Bank Imperium Platinum Credit Card

    IDBI Delight Program

    Mobile Recharge

    DTH Recharge

    Movie Ticket Bookings

    Bus Ticket Bookings

    IDBI Bank Gift Cards

    Flight Ticket Bookings

    Hotel Bookings

    Online rewards catalogue - 7000+ rewards

    Cashback to the customer’s credit card account

    FAQs for IDBI Credit Card IDBI Delight Rewards Program:

    1. Can IDBI Bank credit card customers cancel Delight point’s redemption done on the website?

      No, once a redemption request has been placed with IDBI Bank, customers cannot cancel the transaction.

    2. How can IDBI Bank credit card customers track the status of their rewards delivery?

      The status of delivery of rewards can be tracked online or by writing into membersupport@IDBIDelight.com or by contacting the customer care at 1800 208 1947.

    3. If a redemption request does not complete successfully, what happens to the Delight Points used for the redemption request?

      When a customer redeems Delight Points using the IDBI Delight website, the number of points redeemed get deducted from the customer’s account. If the redemption transaction does not go through, then the Delight points would be reverted back into the account within one hour. If cash has also been used for redemption, then the same will be returned to the credit card account within seven working days.

    4. What are the different types of transactions through which IDBI Bank customers will not be able to earn Delight Points?

      Customers cannot earn Delight Points for the following transaction types -

      1. Tax Payments
      2. Fines
      3. Fuel Transactions / Petroleum Products
      4. Securities - Brokers/Dealers
      5. Automated fuel dispensers
      6. Service Stations
      7. Insurance Services
      8. Passenger Railway Ticket Bookings
      9. Insurance Sales / Underwriting / Premiums
      10. Government Services (not classified elsewhere)
      11. Intra-Government Purchases (Government Only)
      12. Court Costs
      13. Financial Institutions - Manual and Automated Cash Disbursements
    5. Can Non-Resident Indians (NRIs) enroll under the IDBI Delight Points Program?

      Yes, Non-Resident Indians (NRIs) are permitted to enroll under the IDBI Delight Points Program provided they carry a valid IDBI Bank credit card.

    Check Other Banks Credit Card Reward Points Online 2018

    IDBI Credit Card Reward Points Reviews

    • IDBI Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I am holding IDBI BANK Credit card , the card is chargeable but they said if i cross minimum transaction the fees will be waive off. The process of getting the card was easy they came and collected the document on time . Benefits is good , and customer service is up to the mark .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2019
    • IDBI Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken with IDBI BANK. I am holding this card for past 6 month . They offered me a good limit. I was expecting something better, Overall it has been a good experience. Customer service response is up to the mark . Benefits is reward point but i have not avail till date .
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 08, 2019
    • IDBI Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using IDBI credit card mostly, there service is good, they have not charged me annual fee in this card, it is life time free credit card, and i am happy with my credit limit they have given me in this card, and they dont provide much good offers, i do payment on time to time , overall service is good.
      Was this review helpful? 3
      , indore
      Reviewed on Dec 11, 2018
    • IDBI Credit Card
      "Looking for better offer"
      0.5 2.0/5 "Expected more"
      Last 5 to 6 years, I am holding IDBI card, there is no good credit limit even if I call for any queries they wont respond well. There is no reminder call before one day I get the only the sms before the due date, they wont provide any offers too, hence the offers should be enhanced.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2018
    • IDBI Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      Using IDBI credit card for last 2.5 years , am satisfied with the credit limit which they have offered me.As there is no annual charges and additional charges . Am getting reward and cash points for transaction which i make .Their customer service and response is good.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 02, 2018
    • IDBI Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      The process with IDBI is good for the credit card. There are good deals and there are offers and benefits too. The online banking is fine and it is convenient to use and make the payments. The credit limit is fine as well. Overall I have not faced any issues.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Oct 18, 2018
    • IDBI Credit Card
      "Good in all"
      0.5 4.0/5 "Great!"
      IDBI is good in the credit card services. The customer support is good. There are good deals on the card and the statements are sent to me on time. The credit limit is fine. They are responsive and the card is accepted every where. Till date it is good.
      Was this review helpful? 4
      , mumbai
      Reviewed on Oct 17, 2018
    • IDBI Credit Card
      "Bad service"
      0.5 1.0/5 "Really Bad"
      I applied for IDBI saving account i m unhappy with the service they provide they dont take initiative to help customer even ever i had been with the bank for any service which i need they say me come tomorrow they customer support team is not good they dont provide the exact details which i want, no good service no proper guideline.
      Was this review helpful? 0
      , thane
      Reviewed on Oct 01, 2018
    • IDBI Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have been using Idbi credit card bank for last 1.5 years. Am satisfied with the credit limit which they have provided. Their customer service and response is not up to the mark . Their net banking and mobile banking facility is not that much good. Overall its OK with my credit card
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 25, 2018
    • IDBI Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've a credit card with the IDBI bank. The card is also good. It doesn't have any commendable offers. The limit is good and I never had any issues with their services. Overall this card is as useful as any other cards you can find in the market.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jun 06, 2018
    • IDBI Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I got the Idbi Imperium credit card around16months ago. The customer support service and the response is average with the IDBI bank. The benefits and the offers are limited with this IDBI credit card and I would say it gives an average service to the customers.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 31, 2018
    • IDBI Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with IDBI bank 1 year back. I hold master card and the credit limit was 25,000 which is not satisfactory . The customer service and responses was really good .The benefits are good cash back offers,. Its a lifetime free card so I would like to recommend to others.,
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 29, 2018
    • IDBI Credit Card
      "Good services"
      0.5 5.0/5 "Blown Away!"
      IDBI is good in the credit card offers. The customer services and response is good. The statements are clear and the billing cycle is on time. There are good offers and the credit limit is good and when ever I use the card there are no hassles. The transactions are smooth.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 23, 2018
    • IDBI Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      IDBI bank provides very good services on credit card when compared to all other credit cards. I am using this credit card from last 2.5 years and there is no annual fee charged for this credit card. I get offers like buy 1 get 1 movie tickets in this credit card. I have a credit limit of Rs 80000 which is sufficient for this credit card.
      Was this review helpful? 2
      , chennai
      Reviewed on Mar 05, 2018
    • IDBI Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I use the IDBI Aspire Platinum credit card for the past 5 months. The customer support service is good with the IDBI bank. The credit limit value is better with this IDBI Aspire Platinum credit card and I am satisfied with it. The rate of interest and the charges are average with the IDBI Aspire Platinum credit card.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Feb 28, 2018
    • IDBI Credit Card
      "Offers are good"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with IDBI and they are great in the customer support. The bank is always reachable when ever I have a hassle and they sort it out for me. The response is good and and supportive. The offers are good on the card and the limit is fine too.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Oct 03, 2017
    • IDBI Credit Card
      "Comfortable to use"
      0.5 4.0/5 "Great!"
      IDBI bank offered a life time free credit card for me. The limit quoted by the bank is not satisfactory but it would be upgraded in the future. I am getting reward points and cash back offers on my card whenever I use the card on shopping and other purpose.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jun 22, 2017
    • IDBI Credit Card
      "Convenient for all transaction"
      0.5 5.0/5 "Blown Away!"
      I am working with IDBI, hence I am holding same bank credit card, its very convenient, even to check the statement online access was provided. I have not taken EMI on credit card, I am not aware the charges. But as per my usage they gave me good offers on credit card which is great.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 19, 2017
    • IDBI Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      It has been two months when I availed credit card from IDBI bank. The services are good and I am satisfied with the credit limit offered by the bank and also I do not have any issues on the rate of interest for the card. Till date it is going good without any hassles.
      Was this review helpful? 0
      , hisar
      Reviewed on Jun 05, 2017
    • IDBI Credit Card
      "Nice features"
      0.5 5.0/5 "Blown Away!"
      The offers on the credit card is good and I am happy with the overall experience as my card is accept at all the outlets and even for my online shopping as well. There are decent offers and from IDBI and the billing cycle is convenient for me so I do not get to miss out on my payments.
      Was this review helpful? 0
      , raipur
      Reviewed on May 27, 2017
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