Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • IDBI Credit Card Reward Points

    IDBI Credit Card Reward Points

    IDBI Bank opens up a whole new world of “Delightful” rewards with its unique loyalty program for credit card customers. The Delight Rewards Program promises customers rewards with every purchase done using IDBI Bank credit cards. Customers can earn Delight Points for online purchases, in-store purchases, utility bill payments and other types of transactions done using an IDBI Bank credit card.

    IDBI credit card holders can choose from over 7000 rewards available in the online rewards catalogue consisting of redemption options like mobile recharge, DTH Recharge, hotel bookings, bus ticket bookings, cashback, gift cards and movie ticket bookings. The IDBI Delight Rewards program is provided to customers holding any type of IDBI credit card. IDBI Bank customers are automatically enrolled into the Delight Rewards program and have to register to activate their online accounts. IDBI Bank does not charge any fee for rewards redemption transactions done under the IDBI Delight Program.

    How to Earn IDBI Bank Credit Card Reward Points

    Depending on the type of card you have, the reward points that can be earned will vary. Delight Points are valid for a period of three years with the exclusion of the month of purchase. You can log in to your net banking portal to check the reward points that have been accumulated. The table below illustrates the rate at which reward points can be earned.

    Type of IDBI Bank Credit Card Points earned per purchase transaction Welcome Bonus
    IDBI Bank Royale Signature Credit Card 3 Points for every Rs. 100 Spent
    • 750 points within 30 days of issuance
    • 400 points within 31 to 90 days of issuance
    IDBI Bank Euphoria World Credit Card 3 Points for every Rs. 100 Spent 4000 points within 60 days of issuance
    IDBI Bank Aspire Platinum Credit Card 2 Points for every Rs. 150 Spent
    • 500 points within 30 days of issuance
    • 300 points within 31 to 90 days of issuance
    IDBI Bank Imperium Platinum Credit Card 2 Points for every Rs. 150 Spent
    • 500 points within 30 days of issuance.
    • 300 points within 30 to 90 days of issuance.
    IDBI Bank Winnings Credit Card 2 Points for every Rs.100 Spent
    • 2X Delight Points for any spends during your birthday month
    • 500 Delight Points post 5 transactions of Rs.100 or more that is spent in a month

    How to Redeem IDBI Bank Credit Card Reward Points

    You can visit https://www.idbidelight.com/ to redeem the Delight Points across various categories. However, the registration process must be completed before you can redeem the Delight Points. You can visit https://www.idbidelight.com/user/register to complete the registration process.

    Conversion of IDBI Bank Reward Points to Air Miles

    You must visit the official website of IDBI Bank Delight and log in to your account to conver the Delight Points.

    Conversion of IDBI Bank Reward Points to Cash

    You must visit https://www.idbidelight.com/user/login?destination=%2Fmerchandise and log in to your account. Once you have logged in to your account, you will find the option to convert the Delight Points to cash. You can also contact customer care to covert the Delight Points to cash.

    Eligible Cards for IDBI Credit Card Delight Points

    You can earn Delight Points on the below-mentioned credit cards:

    • Royal Signature Credit Card
    • Euphoria World Credit Card
    • Aspire Platinum Credit Card
    • Imperium Platinum Credit Card
    • Winning Credit Card

    FAQs on IDBI Credit Card Reward Points

    1. Can IDBI Bank credit card customers cancel Delight point’s redemption done on the website?

      No, once a redemption request has been placed with IDBI Bank, customers cannot cancel the transaction.

    2. How can IDBI Bank credit card customers track the status of their rewards delivery?

      The status of delivery of rewards can be tracked online or by writing into membersupport@IDBIDelight.com or by contacting the customer care at 1800 208 1947.

    3. If a redemption request does not complete successfully, what happens to the Delight Points used for the redemption request?

      When a customer redeems Delight Points using the IDBI Delight website, the number of points redeemed get deducted from the customer’s account. If the redemption transaction does not go through, then the Delight points would be reverted back into the account within one hour. If cash has also been used for redemption, then the same will be returned to the credit card account within seven working days.

    4. What are the different types of transactions through which IDBI Bank customers will not be able to earn Delight Points?

      Customers cannot earn Delight Points for the following transaction types -

      1. Tax Payments
      2. Fines
      3. Fuel Transactions / Petroleum Products
      4. Securities - Brokers/Dealers
      5. Automated fuel dispensers
      6. Service Stations
      7. Insurance Services
      8. Passenger Railway Ticket Bookings
      9. Insurance Sales / Underwriting / Premiums
      10. Government Services (not classified elsewhere)
      11. Intra-Government Purchases (Government Only)
      12. Court Costs
      13. Financial Institutions - Manual and Automated Cash Disbursements
    5. Can Non-Resident Indians (NRIs) enroll under the IDBI Delight Points Program?

      Yes, Non-Resident Indians (NRIs) are permitted to enroll under the IDBI Delight Points Program provided they carry a valid IDBI Bank credit card.

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