Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • IDBI Credit Card Reward Points Reviews

    • IDBI Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      IDBI Kissan credit card has the low interest rate and the highest benefits,I got good reward points in this card. Idbi web portal is easy to use and customer friendly. The service is really good with IDBI, because I am a prime customer with IDBI.
      Was this review helpful? 1
      , bhopal
      Reviewed on Apr 05, 2017
    • IDBI Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      It is good in using IDBI credit card. I used to get notification about my payment details and due date. The services of IDBI are much appreciable. There was no hassle till date. The way they are dealing with the customer is really good. I am satisfied with IDBI.
      Was this review helpful? 0
      , mohali
      Reviewed on Mar 03, 2017
    • IDBI Credit Card
      "They should help to other people to get IDBI Credit card"
      0.5 5.0/5 "Blown Away!"
      IDBI was good in notification, It used to send regular updates and alerts for my IDBI Credit card bills. IDBI offered 2.5% of cash back for HP petrol bunks and with good reward points. IDBI has facility to convert more than 4000 amount into an EMI in IDBI ASPIRE PLATINUM CREDIT CARD, But I wish IDBI should this credit card to normal people also to utilize the benefits.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 31, 2016
    • IDBI Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      IDBI bank has been me good features and offers on the credit card and there are no charges as well. The card is accessible every where and there are offers online as well. I earn points on every transaction and I can redeem it online. The statements are on time and clear too.
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 27, 2016
    • IDBI Credit Card
      "3rd class customer care"
      0.5 0.5/5 "Unacceptable"
      3rd class customer care centres/employee. Hawa mein baatein karte hein they dont have a sound knowledge about the product. People sit at very very important seat I. Email customer care till 9 am no seniors available. .what's the meaning of 24x7. ...
      Was this review helpful? 1
      , chandigarh
      Reviewed on Oct 11, 2016
    • IDBI Credit Card
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      I am using credit card with IDBI bank and am with them from the last eight months of time. Customer service is good and am an employee with them and the credit limit is also enough for me. I used to get offers in ticket bookings and purchasing also.
      Was this review helpful? 1
      , erode
      Reviewed on Jun 13, 2016
    • IDBI Credit Card
      "Better service "
      0.5 5.0/5 "Blown Away!"
      The credit card service of IDBI was quite good.The customer service and response provided was very good with IDBI on the credit card.The annual fee applied was quite nominal compared to other.They dont have much offers available in the card as of now.I do have a money back card with IDBI
      Was this review helpful? 1
      , baramati
      Reviewed on Feb 17, 2016
    • IDBI Credit Card
      "Good Services"
      0.5 4.0/5 "Great!"
      IDBI Bank is good in their services. The response is good. I use a credit card. They have the regular offers. The cash back offers. The reward points . It is also a life time free card. The rate of interest is normal. But I have not been charged a fee yet. Overall it has been hassle free
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 29, 2016
    • IDBI Credit Card
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I was holding this cash credit account with IDBI . This account is still active. I am holding this account for more than 3 years . The service offered by IDBI the limit offered on this account 5 lakhs. Its like an overdraft the interest rate is 11% on the amount drawn . We can repay the amount when ever we want till that time they wilL charge interest
      Was this review helpful? 1
      , amritsar
      Reviewed on Nov 28, 2015
    • IDBI Credit Card
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I, being a employee of IDBI Bank would to give 5 stars for IDBI credit card. This was taken before 2 months back. It is actually an upcoming card. I normally used to get 5% cash back and they would provide surcharge waiver as well . Its a life time free card. Cash withdrawal limit as of now is 15000. There are 2 varieties of card one is aspire and the other one is royal gold. IDBI has planned to introduce new schemes shortly its under pipeline.
      Was this review helpful? 13
      , bangalore
      Reviewed on May 05, 2015
    • IDBI Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      IDBI Credit card its good, since i have my salary account with them its quite convenient. They offered good credit limit. Best part is their is no charges applied in this card is life time free card. It would be great if they provide more offers.
      Was this review helpful? 38
      , new delhi
      Reviewed on Sep 22, 2014
    • IDBI Credit Card
      "Excellent"
      0.5 4.0/5 "Great!"
      I am overall satisfied with the service of IDBI Bank Salary account the net banking and the fund transfer is very quick and i get alert message from the bank when ever i make a transaction and i am able to take mini statements and i have good number of ATM's.
      Was this review helpful? 26
      , jamshedpur
      Reviewed on Jun 04, 2014
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    IDBI Credit Card Reward Points is Rated as "Excellent!" by 12 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    IDBI Bank Credit Card Delight Reward Points Program:

    IDBI Bank opens up a whole new world of “Delightful” rewards with its unique loyalty program for credit card customers. The Delight Rewards Program promises customers rewards with every purchase done using IDBI Bank credit cards. Customers can earn Delight Points for online purchases, in-store purchases, utility bill payments and other types of transactions done using an IDBI Bank credit card. IDBI credit card holders can choose from over 7000 rewards available in the online rewards catalogue consisting of redemption options like mobile recharge, DTH Recharge, hotel bookings, bus ticket bookings, cashback, gift cards and movie ticket bookings. The IDBI Delight Rewards program will be extended to customer holding any type of IDBI credit card. IDBI Bank customers are automatically enrolled into the Delight Rewards program and have to register to activate their online accounts. IDBI Bank does not charge any fee for rewards redemption transactions done under the IDBI Delight Program.

    How can I earn reward points under the IDBI Delight Rewards Program?

    IDBI Bank customers can earn reward points according to the type of credit card held by them. The table below illustrates the rate at which reward points can be earned. Delight Points are valid for a period of three years with the exclusion of the month of purchase. Customers can view the number of Delight Points accrued by logging into their net banking accounts and on the IDBI Delight website.

    Customers can earn Delight Points at a faster pace if they make the following types of transactions - grocery shopping/dining, utility bill payments, add-on card purchases and spend at Max Get More partner stores, with the benefit of earning 4 bonus Delight points for every Rs. 100 spent.

    Type of IDBI Bank Credit Card

    Points earned per purchase transaction

    Welcome Bonus

    On Renewal/ Payment of Annual Fee

    Birthday Rewards

    Royale Signature Credit Card

    3 Points for every Rs. 100 Spent

    750 points within 30 days of issuance

    400 points within 31 to 90 days of issuance

    NA

    2X Points

    Euphoria World Credit Card

    3 Points for every Rs. 100 Spent

    4000 points within 60 days of issuance

    2000 Bonus Delight Points

    NA

    Aspire Platinum Credit Card

    2 Points for every Rs. 150 Spent

    500 points within 30 days of issuance

    300 points within 31 to 90 days of issuance

    NA

    2X Points

    Imperium Platinum Credit Card

    2 Points for every Rs. 150 Spent

    500 points within 30 days of issuance

    300 points within 31 to 90 days of issuance

    NA

    2X Points

    How do you redeem Delight reward points with IDBI Bank?

    IDBI Bank credit card customers can start redeeming their accrued Delight points if they have saved atleast a minimum of 1000 reward points in their accounts. After registering and activating their IDBI Delight Accounts card holders can redeem their reward points for various options available on the IDBI Delight website. If an IDBI Bank card holder does not have sufficient Delight points required for redemption, the customer can pay cash equivalent to the number of points required.

    In order to make a redemption, IDBI Bank customers can use any of the following options - a) to login to their accounts available on www.idbidelight.com, b) redeem at Max Get More stores or c) contact the IDBI Delight customer care desk at 1800 208 1947.

    1 Delight Point can be redeemed for a value of Rs. 0.25.

    Max Get More Benefits:

    IDBI Bank customers can use their credit cards to purchase apparel, electronics, jewellery or avail health services at Max Get More stores to earn extra Delight Points. Redemptions can also be done at these stores.

    Max Get More Partners:

    Accessories Lotto / Regal / ROCIA
    Apparel Louis Philippe / Classic Polo/ Reliance Trends / Lifestyle / Pothys / Colorplus
    Electronics Pai / Capital
    Entertainment Essel World / Water Kingdom
    F&B Domino’s Pizza / Natural Ice cream
    Departmental Stores Star Bazaar / Vijetha
    Health / Beauty O2 Spa / Enrich Salon
    Online Naaptol / PayuMoney / Peperone
    Travel Citrus Hotels / goibibo / ezeego / Narayani Heights
    Lifestyle GRT / Puma / newu /
    Retail Babypye / Mahaveers / babyoye / Vishal

    What do you redeem IDBI Delight points for?

    IDBI Delight Rewards points can be redeemed for the following options available on the Delight site.

    • Mobile Recharge
    • DTH Recharge
    • Movie Ticket Bookings
    • Bus Ticket Bookings
    • IDBI Bank Gift Cards
    • Flight Ticket Bookings
    • Hotel Bookings
    • Online rewards catalogue - 7000+ rewards
    • Cashback to the customer’s credit card account

    Mobile and DTH (Direct to Home) Recharge:

    IDBI Bank credit card customers can recharge their DTH accounts and prepaid mobile phones using accrued Delight Points. To recharge a mobile phone, customer have to key in their operator name, mobile number, region and amount. To recharge a mobile phone, customers have to key in their operator’s name, mobile number, region and amount. To recharge a DTH account phone, customers have to enter their operator’s name, mobile number, subscriber ID and amount.

    Movie Ticket Bookings:

    IDBI Bank credit card customers can book movie tickets at various theaters across the country using their accrued Delight Points. A maximum of ten tickets can be booked under one redemption request. Bookings can be made by choosing the region, movie name and movie date on the Delight rewards site. Redemptions must be done atleast four hours before the show timings. Once the movie booking has been confirmed, customers will receive an SMS and email with the booking details.

    Bus Ticket Bookings:

    IDBI Bank customers can book bus tickets from any city across India using their Delight Points. Bus tickets can be booked for up to six passengers under one redemption request. Customers can also gift bus tickets to friends and family booked via redemption of Delight points. Bookings done through redemptions cannot be cancelled or modified.

    IDBI Bank Gift Cards:

    Customers can also convert Delight Points into a prepaid IDBI Gift card, which can be used anywhere instead of cash at over 5.5 lakh merchant outlets. IDBI Bank credit card holders can redeem for values between Rs. 500 and up to a maximum of Rs. 50,000. The required Delight points ranges from 2276 points for Rs. 500 to up to 200276 points for Rs. 50,000. IDBI Gift cards come with a validity of one year and can be activated within three working days after receipt. IDBI customers will have to bear the following charges when they make redemptions for gift cards - a) Rs. 19 as Gift Card issuance charges and b) Rs. 50 as Standard shipping charges.

    Flight Ticket Bookings:

    IDBI Bank credit card holders can book domestic and international flight tickets by redeeming Delight points on www.idbidelight.com. Flight tickets can be booked for up to six passengers under one redemption request. Customers can book air tickets for infants by using Delight point redemption, at the rate of one infant per adult. Customers can also gift air tickets to friends and family booked via redemption of Delight points. Cancellation of flight bookings is not permitted under this program.

    Hotel Bookings:

    IDBI Bank credit card holders can book domestic and international hotels by redeeming Delight points on www.idbidelight.com.

    Cashback to the customer’s credit card account:

    Delight points can also be redeemed for cashback, which will be credited to the IDBI credit card holder’s account. Customers can make cashback redemptions by logging into their online IDBI Delight accounts.

    IDBI Bank Credit Card Rewards Catalogue /Store:

    IDBI Bank credit card holders can make redemptions from the online rewards catalogue available at idbidelight.com. There are multiple categories from which customers can pick and redeem online. The chosen reward can be got by the customer within fifteen working days.

    Categories
    Apparel
    Accessories
    Travel Gears
    Stationery
    Personal Care & Beauty
    Mobile Phones
    Groceries & Specialty Food
    Gifts
    Gift Vouchers / Cards
    General Merchandise
    Games & Toys
    Kitchen
    Kids
    Jewellery
    Home & Décor
    Experiences
    Electronics & Computers
    Education & Knowledge
    Devotional
    Charity
    Books
    Automotive Accessories

    List of IDBI Bank Credit Cards available with Rewards benefits:

    Types of IDBI Bank Credit Cards

    Name of the Rewards Program

    Rewards Redemption Benefits

    IDBI Bank Royale Signature Credit Card

    IDBI Delight Program

    Mobile Recharge

    DTH Recharge

    Movie Ticket Bookings

    Bus Ticket Bookings

    IDBI Bank Gift Cards

    Flight Ticket Bookings

    Hotel Bookings

    Online rewards catalogue - 7000+ rewards

    Cashback to the customer’s credit card account

    IDBI Bank Euphoria World Credit Card

    IDBI Delight Program

    Mobile Recharge

    DTH Recharge

    Movie Ticket Bookings

    Bus Ticket Bookings

    IDBI Bank Gift Cards

    Flight Ticket Bookings

    Hotel Bookings

    Online rewards catalogue - 7000+ rewards

    Cashback to the customer’s credit card account

    IDBI Bank Aspire Platinum Credit Card

    IDBI Delight Program

    Mobile Recharge

    DTH Recharge

    Movie Ticket Bookings

    Bus Ticket Bookings

    IDBI Bank Gift Cards

    Flight Ticket Bookings

    Hotel Bookings

    Online rewards catalogue - 7000+ rewards

    Cashback to the customer’s credit card account

    IDBI Bank Imperium Platinum Credit Card

    IDBI Delight Program

    Mobile Recharge

    DTH Recharge

    Movie Ticket Bookings

    Bus Ticket Bookings

    IDBI Bank Gift Cards

    Flight Ticket Bookings

    Hotel Bookings

    Online rewards catalogue - 7000+ rewards

    Cashback to the customer’s credit card account

    FAQs for IDBI Credit Card IDBI Delight Rewards Program:

    1. Can IDBI Bank credit card customers cancel Delight point’s redemption done on the website?

      No, once a redemption request has been placed with IDBI Bank, customers cannot cancel the transaction.

    2. How can IDBI Bank credit card customers track the status of their rewards delivery?

      The status of delivery of rewards can be tracked online or by writing into [email protected] or by contacting the customer care at 1800 208 1947.

    3. If a redemption request does not complete successfully, what happens to the Delight Points used for the redemption request?

      When a customer redeems Delight Points using the IDBI Delight website, the number of points redeemed get deducted from the customer’s account. If the redemption transaction does not go through, then the Delight points would be reverted back into the account within one hour. If cash has also been used for redemption, then the same will be returned to the credit card account within seven working days.

    4. What are the different types of transactions through which IDBI Bank customers will not be able to earn Delight Points?

      Customers cannot earn Delight Points for the following transaction types -

      1. Tax Payments
      2. Fines
      3. Fuel Transactions / Petroleum Products
      4. Securities - Brokers/Dealers
      5. Automated fuel dispensers
      6. Service Stations
      7. Insurance Services
      8. Passenger Railway Ticket Bookings
      9. Insurance Sales / Underwriting / Premiums
      10. Government Services (not classified elsewhere)
      11. Intra-Government Purchases (Government Only)
      12. Court Costs
      13. Financial Institutions - Manual and Automated Cash Disbursements
    5. Can Non-Resident Indians (NRIs) enroll under the IDBI Delight Points Program?

      Yes, Non-Resident Indians (NRIs) are permitted to enroll under the IDBI Delight Points Program provided they carry a valid IDBI Bank credit card.

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