IDBI offers a card that's better than the best! With the Royale Signature Credit Card, you can relish all the luxuries that match your lifestyle, preferences and stature. Your credit card can accompany you wherever you go, in India and abroad, bringing you unparalleled privileges and best services. Plus with the IDBI Royale Signature Credit Card, you're guaranteed peace of mind with enhanced security features like the EMV chip and PIN.
For every Rs. 100 spent, you can earn 3 reward points. So go ahead and enjoy shopping, travelling, dining-out, and watching movies with your IDBI Royale Signature Credit Card.
A special offer brought to you by VISA when you fly on any airline or on any class, you can enjoy access into select airport lounges. Enjoy the luxury while you rest, freshen up and use other facilities of the lounges.
As a VISA signature cardholder, you are entitled to exclusive offers provided by VISA. The offers expand over airport shopping, car rentals, hotels, and travel concierge services.
For fuel transactions of Rs. 400 to Rs. 5,000, get a 2.5% fuel surcharge waiver at any fuel stations.
Your Royale Signature Credit Card carries a free insurance cover of Rs. 25 lakhs against air travel accidents.
Other IDBI Bank Credit Cards
The IDBI credit card is accepted at more than 9 lakh merchants in India and more than 29 million merchant outlets all over the world.
You credit card is embedded with the top most security available. With a microchip set inside, your card will be free from fraudulent transactions and duplication. The PIN (Personal Identification Number) will ensure that you authorise and verify every transaction you make.
Get up to 48 days interest free on your purchases. Choose to pay the minimum due, or a higher value to your convenience, or you can pay your bills in full.
In the event your card is lost, contact IDBI Bank credit card customer care support and report it on their customer service hotline. Once you have reported the loss of card, you will not be liable to any fraudulent transactions on the card.
Spread the joy and the benefits amongst your family members! Avail of add on cards for any family member above the age of 18. Reward points earned on these cards will be clubbed with the primary card.
|Type of Charge||Amount|
|Annual Fee||Rs. 1,499|
|Interest on revolving credit||2.5% per month|
|Interest on cash advance||2.5%|
|Cash advance transaction charge||2.5% of transaction amount, subject to a minimum of Rs. 300.|
|Type of Charge||Amount|
|Reward redemption||Rs. 99|
|Overlimit||2.5% of the overlimit amount, or a minimum of Rs. 500.|
|Cheque return||Rs. 255|
|Auto-Debit return charge||Rs. 225|
|Cash payment at bank branch||Rs. 100|
|Outstation cheque processing charge||
Rs. 25 for cheques up to Rs. 5000.
Rs. 50 for cheques above Rs. 5000.
|Card replacement||Rs. 200|
|Chargeslip request||Rs. 125|
|Duplicate statement||Rs. 100|
|Foreign currency transactions||3.5% conversion mark up|
|Limit Enhancement||Rs. 100|
|Total Amount Due||Charges|
|Up to Rs. 99||Nil|
|Rs. 100 - Rs. 500||Rs. 100|
|Rs. 501 - Rs. 5000||Rs. 400|
|Rs. 5001 - Rs. 20000||Rs. 500|
|Above Rs. 20000||Rs. 750|
In order to avail of an IDBI Royale Signature Credit Card, you need to meet certain set criteria. The following eligibility requirements are only indicative. IDBI has the right to reject or approve applications at its own discretion.
To complete your application for the IDBI Royale Signature Credit Card, you need to submit documents of ID, address and income proof. Listed below are some of the documents you might need to provide to IDBI, but this is determined on a case to case basis.
One recent passport size photograph:
You can apply for an IDBI Royale Signature Credit Card online or you can walk into any IDBI Bank branch. Fill up the application form and submit it along with the required documents.
Visit your nearest IDBI bank branch and submit the add on card application along with required documents. You can avail of these cards for your immediate family members above the age of 18 years. The add on cardholder needs to have a PAN card and provide ID and residential proof, along with a recent passport size photo.
With the IDBI Royale Signature Credit Card, you can get 2 add on cards.
You can request from credit limit enhancement by sending a written letter along with the latest income proof. You can avail of this option only after you have completed 6 months of being an IDBI Royale Signature Credit card holder. Your request will be approved or declined at the bank’s discretion.
All points earned will expire 3 years after it has been issued.
You can convert your reward points into cash back. Every reward point will fetch you 25 paisa. The cash back can be adjusted against your outstanding credit card balance, or it will be credited to your credit card. You need at least 1000 points to redeem them.
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