IDBI Bank Euphoria World Credit Card helps you experience travel in the most amazing, convenient and secure manner. This card offers attractive rewards and privileges that are extremely beneficial for the cardholders.
Other IDBI Bank Credit Cards
|Type of Fees and Charges||Amount|
|Fee for joining||Rs.1,499|
|Annual fee for the main card (this fee has to be paid from the 2nd year)||Rs.1,499|
|Annual fee for the add-on card||No charge|
|Fee for card renewal||No charge|
|Interest charged on the revolving credit facility||2.90% per month|
|Renewal fee for the add-on card||No charge|
|Interest charged on cash advance||2.90% per month|
|Fee for cash advance transaction||2.5% of the transaction fee (Minimum – Rs.300)|
|Overlimit charge||2.5% of the overlimit amount (Minimum – Rs.500)|
|Fee for late payment||If amount is below Rs.100, then no charge. If amount is between Rs.100 and Rs.500, then Rs.100 will be charged. If amount is between Rs.501 and Rs.5,000, then Rs.400 will be charged. If amount is between Rs.5,001 and Rs.20,000, then Rs.500 will be charged. If amount is Rs.20,001 and above, then Rs.700 will be charged.|
|Fee for Auto Debit Return||Rs.225|
|Cheque Return fee||Rs.225|
|Card replacement fee||Rs.200|
|Processing fee for outstation cheque||If the value of cheque is up to Rs.5,000, then Rs.25 will be charged. If the value of cheque is more than Rs.5,000, then Rs.50 will be charged.|
|Fee for duplicate statement||Rs.100|
|Cash processing fee||Rs.100|
|Fee for Charge slip or Charge back||Rs.125|
|Fee for Reward Redemption||Rs.99|
|Transactions made in Foreign Currency||Mark-up – 3.5% of the transaction amount|
|Charge for Account Closure||No charge|
|Fee for Balance Transfer||Processing charge – 1.5% of the transferred amount (Minimum – Rs.199) For EMI – Normal interest rate will apply|
The above mentioned fees and charges are not inclusive of the Service Tax. Also, the rates/fees and charges may change at the bank’s discretion at any time.
To apply for an IDBI Bank Euphoria World Credit Card, you can leave your contact details on the website of the bank and a representative will get in touch with you. You can also visit the nearest branch of the bank to apply for this card.
You can pay your IDBI Bank Euphoria World Credit Card bill in one of the following ways:
If you apply for an IDBI Bank Euphoria World Credit Card, it will take the bank around 7 working days to deliver it to you.
In case you lose your IDBI Bank Euphoria World Credit Card, you have to immediately contact on the IDBI Bank 24x7 Customer Care number and report the same. Your card will be blocked by the bank and all the fraudulent transactions that were made after you reported the loss will be taken care of by the bank.
Yes, you can avail a maximum fuel surcharge waiver of Rs.500 every month.
To get more details about IDBI Bank Euphoria World Credit Card, you should call the bank’s Customer Care number or visit the nearest branch. You can also visit the website of IDBI bank to get the required information.
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