Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • TATA Credit Card Reward Points

    Tata Cards, the credit card managing arm of Tata Capital Financial Services, offers an attractive rewards programme for its credit card customers. Termed as ‘Empower Point Program’, the rewards point program allows Tata credit card holders to accumulate points by making purchases using the cards. The accrued points can be redeemed for a wide variety of rewards or services or products including merchandise, dining, entertainment, financial services, fee waivers, etc., as determined by SBI Cards & Payment Services from time to time.

    How to Earn TATA Credit Card Reward Points

    The rate at which you earn reward points is based on the type of credit card that you have. You can earn reward points on your TATA Bank credit cards when you make payments towards the following categories:

    • Movies
    • Groceries
    • Dining
    • Welcome bonus
    • Everyday shopping
    • International Travel
    • High-value purchases
    • Add-on credit cards

    How to Redeem TATA Credit Card Reward Points

    You can redeem the reward points you earn on your TATA credit card on many categories like:

    • Mobile recharge
    • E-vouchers
    • Movies via BookMyShow vouchers
    • Travel

    You have to visit for redeeming your reward points.

    TATA Credit Card Rewards Catalogue

    You can visit to redeem your reward points. You can redeem your reward points earned on TATA credit cards form the TATA website on these categories:

    • Electronics
    • Travel accessories
    • Lifestyle
    • Storage devices
    • E-voucher and gift vouchers
    • Home and kitchen appliances

    Eligible Cards for TATA Credit Card Rewards Programme

    These are the TATA Bank credit cards that are eligible for the Kotak credit card rewards programme.

    Credit Cards Reward Benefits
    TATA STAR Platinum Card Get 3 reward points on dining, grocery, international spends, and departmental stores.
    TATA Platinum Card Earn 3X reward points on dining, grocery, dining, departmental stores, and international spends.
    TATA Croma Platinum Card 3X reward points on dining, grocery, dining, departmental stores, and international spends.
    TATA STAR Titanium Card 3 reward points on dining, grocery, dining, departmental stores, and international spends.
    TATA Titanium Card 3X reward points on dining, grocery, dining, departmental stores, and international spends.
    TATA Croma Titanium Card Get 3X reward points on dining, grocery, dining, departmental stores, and international spends.

    FAQs on TATA Credit Card Reward Points

    1. How do I access the Tata Card website and will I require a new username?

      You will need to log into the Tata Card website with your user ID and password.

    2. I have just started registering and entered my credit card details incorrectly. After 5 attempts, my account was locked. What do I do?

      For security reasons, your account has been locked. You can use your Tata Card for transactions although your account has been blocked.

    3. I got an SMS and also an email informing that I registered online or and reset my credentials but this was not me, so how do I proceed?

      If you get an SMS or any email and you find that it is fraudulent, you can call:

      • 3902 3456 (prefix local STD code)
      • 1800 180 8282 (from BSNL/MTNL lines)
    4. Where can I find the reward points accumulated on my Tata credit card?

      The total number of points accumulated during a given billing cycle will be included in the month’s billing statement. Alternatively, you can also call Tata Credit Card helpline to check the empower points on your card.

    5. Is there any fee to redeem Tata reward points?

      Yes, Tata Cards charges a redemption fee of Rs.99 upon receiving a redemption request. The fee will be added to your credit card outstanding and will reflect in your next month’s billing statement.

    6. What would happen to unused Tata reward points?

      Points not redeemed within 12 months of card issuance will be carried forward to the next enrolment year, provided the cardholder renews his/her card. In case the card is not renewed, the points will expire by the end of the year. In case, it’s renewed, any points not used by the end of second year shall lapse.

    7. I would like to close my Tata Credit card. What would happen to the accumulated reward points on the card?

      If you’re planning to close your Tata credit card, it’s always better to redeem reward points on the card before raising the cancellation request. However, if for any reasons, you haven’t done it, you still have 180 days after closing the card to redeem the points. The points will lapse after the mentioned period.

    8. Which helpline to contact for Tata credit card reward point related queries?

      For all Tata credit card reward point related queries, you can call the Tata Card helpline at 3902 3456 (prefix your city STD code) or 1800 180 8282 from BSNL/MTNL landlines. Alternatively, you can send a written request to: Tata Cards, P.O Bag No 7, G.P.O, New Delhi – 110001.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    This Page is BLOCKED as it is using Iframes.