Tata Cards, the credit card managing arm of Tata Capital Financial Services, offers an attractive rewards programme for its credit card customers. Termed as ‘Empower Point Program’, the rewards point program allows Tata credit card holders to accumulate points by making purchases using the cards. The accrued points can be redeemed for a wide variety of rewards or services or products including merchandise, dining, entertainment, financial services, fee waivers, etc., as determined by SBI Cards & Payment Services from time to time.
The rate at which you earn reward points is based on the type of credit card that you have. You can earn reward points on your TATA Bank credit cards when you make payments towards the following categories:
Check Other Banks Credit Card Reward Points
You can redeem the reward points you earn on your TATA credit card on many categories like:
You have to visit https://www.tatacard.com/tata-en/personal/rewards.page for redeeming your reward points.
You can visit https://www.tatacard.com/tata-en/personal/rewards.page to redeem your reward points. You can redeem your reward points earned on TATA credit cards form the TATA website on these categories:
These are the TATA Bank credit cards that are eligible for the Kotak credit card rewards programme.
|Credit Cards||Reward Benefits|
|TATA STAR Platinum Card||Get 3 reward points on dining, grocery, international spends, and departmental stores.|
|TATA Platinum Card||Earn 3X reward points on dining, grocery, dining, departmental stores, and international spends.|
|TATA Croma Platinum Card||3X reward points on dining, grocery, dining, departmental stores, and international spends.|
|TATA STAR Titanium Card||3 reward points on dining, grocery, dining, departmental stores, and international spends.|
|TATA Titanium Card||3X reward points on dining, grocery, dining, departmental stores, and international spends.|
|TATA Croma Titanium Card||Get 3X reward points on dining, grocery, dining, departmental stores, and international spends.|
You will need to log into the Tata Card website with your user ID and password.
For security reasons, your account has been locked. You can use your Tata Card for transactions although your account has been blocked.
If you get an SMS or any email and you find that it is fraudulent, you can call:
The total number of points accumulated during a given billing cycle will be included in the month’s billing statement. Alternatively, you can also call Tata Credit Card helpline to check the empower points on your card.
Yes, Tata Cards charges a redemption fee of Rs.99 upon receiving a redemption request. The fee will be added to your credit card outstanding and will reflect in your next month’s billing statement.
Points not redeemed within 12 months of card issuance will be carried forward to the next enrolment year, provided the cardholder renews his/her card. In case the card is not renewed, the points will expire by the end of the year. In case, it’s renewed, any points not used by the end of second year shall lapse.
If you’re planning to close your Tata credit card, it’s always better to redeem reward points on the card before raising the cancellation request. However, if for any reasons, you haven’t done it, you still have 180 days after closing the card to redeem the points. The points will lapse after the mentioned period.
For all Tata credit card reward point related queries, you can call the Tata Card helpline at 3902 3456 (prefix your city STD code) or 1800 180 8282 from BSNL/MTNL landlines.
Alternatively, you can send a written request to: Tata Cards, P.O Bag No 7, G.P.O, New Delhi – 110001.
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