Meant for people who love to indulge in luxury and believe in a good life, the Axis Bank Select credit card, is the right choice. Exclusive shopping vouchers, complimentary lounge visits, no annual or joining fee make this card an instant favourite among people who like to look for a balance of features and benefits in a credit card.
This card offers a range of features some of which are listed below:
This card comes loaded with attractive benefits that a cardholder can use. Some of them are listed below:
|Fee & Charges||Amount|
|Annual Fee||NIL from the second year|
|Supplementary card joining fee||NIL|
|Supplementary card annual fee||NIL|
|Finance charges on cash and retail purchases||2.95% per month (41.75% per annum)|
|Cash withdrawal fees||2.5% of the amount of cash withdrawn (A minimum of Rs.250)|
|Fee for payment in cash||Rs.100|
|Card Replacement Fee (for stolen or lost or re-issuance of a card)||No charges|
|Fee for the issuance of a duplicate statement||No charges|
|Late payment fee or overdue penalty||
|Penalty for over limit||3% of the over limit amount (a minimum of Rs.500)|
|Fee for retrieval of charge slip or copy request||Waived|
|Fee for outstation cheque||Waived|
|Dishonour fee or check return or auto-debit reversal bank account out of funds||Rs.300|
|Charges on cancellation or purchase of railway tickets||As suggested by Indian Railways/IRCTC|
|Surcharge on fuel transaction||1% of the amount transacted (refunded for transactions between Rs.400 and Rs.4,000)|
|Fee on foreign currency transaction||3.50% on the transaction value|
|Mobile alerts for transactions||Free of cost|
|Charges for hot listing||Free of cost|
|Charges on balance enquiry||Free of cost|
Individuals interested in procuring an Axis Bank Select Credit card can apply for this card online as well as offline. Here’s how they can do it:
To procure an Axis Bank Select Credit Card, an applicant must fulfil the following eligibility criteria:
* It is to be noted that the above-mentioned criteria are just indicative. The bank holds the right to decline or approve any application for the credit card.
The applicant would need to submit the following documents as proof of identity and proof of address:
The PIN of the Axis Bank Select Credit card will be sent to you in the welcome kit itself.
You can block you Axis Bank Select credit card by sending an SMS to 5676782 from the mobile number that is registered with the bank.
You can contact the bank to turn your purchases made on Axis Bank Select credit card into EMIs. However, the transaction should be of more than Rs.2,500.
You can activate your card by sending an SMS ACA space followed by the last four digits of the card to 5676782 from your registered Indian mobile number and to 9717000002 from an international phone number.
Yes, you will need to inform the bank in case you need just an e-statement to be sent to you via email.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.