Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Axis Bank Select Credit Card

    Meant for people who love to indulge in luxury and believe in a good life, the Axis Bank Select credit card, is the right choice. Exclusive shopping vouchers, complimentary lounge visits, no annual or joining fee make this card an instant favourite among people who like to look for a balance of features and benefits in a credit card.

    Features of Axis Bank Select Credit Card

    This card offers a range of features some of which are listed below:

    • Axis Bank Select credit card comes loaded with special benefits that make the experience of using this card a joyride.
    • The credit limit on this card is communicated to the cardholder at the time of the card delivery and the same is mentioned in all the monthly statements.
    • Cardholders can withdraw 40% of the credit limit in case they need some cash advance.
    • Cardholders can share this financial freedom with their family members by availing supplementary or add-on credit cards.
    • Cardholders can use the Axis Bank Select credit card to pay their telephone, electricity, insurance, and other such utility bills.
    • Cardholders of Axis Bank Select credit card can opt for the e-statement facility using which they can access their credit card statement anywhere and anytime.

    Benefits of Axis Bank Select Credit Card

    This card comes loaded with attractive benefits that a cardholder can use. Some of them are listed below:

    • Joining benefits: Cardholders can bag vouchers worth Rs.1000 that they can redeem across different products and categories. A reward of 5000 Axis eDGE points (worth Rs.1000) will be credited to the cardholder's Axis eDGE account within 10 business days of the first activation or swipe.
    • Cardholders can earn complimentary membership to Club Marriott that includes offers on dining, stay, and exclusive discounts on other services across selected Marriott hotels. This offer is applicable on the cardholder's successful completion of 3 card transaction made in 60 days of activation of the card.
    • Cardholders can bag a complimentary membership to Priority Pass (worth USD99). This pass will give them access to more than 900 lounges across the globe. On their Axis Bank Select Credit Card, cardholders can get six complimentary visits to lounges under Priority Pass in one year. They can enjoy two complimentary visits each calendar quarter to domestic airport lounges with their Axis Bank Select credit card.
    • Cardholders can get free movie tickets from BookMyShow using the Visa Blockbuster Weekend offer. (This offer will be available on a first-come-first-served basis and on tickets under Rs.300 from Thursday to Sunday).
    • Cardholders can bag three complimentary golf lessons/rounds at beautiful golfing grounds per year.
    • Cardholders can enjoy extraordinary weekend experiences using their Axis Bank Select credit card. From sailing on a yacht to taking over the kitchen of a fine dining restaurant, enjoy exotic experiences to make memories of a lifetime.
    • Using the Axis Bank Dining Delights, cardholders can get a minimum discount of 15% at partner restaurants across the country.

    Cardholders Can Get The Following Benefits:

    • Cover for the loss of check-in baggage: Up to USD500
    • Cover for air accident: Up to Rs.2,50,00,000
    • Liability cover for loss of card: Rs.3,00,000
    • Coverage for delay in check-in baggage: USD300
    • Coverage for loss of travel documents: Up to USD300
    • Purchase protection: Up to Rs.1,00,00
    • Cardholders can earn 10 Axis eDGE reward points each time they spend Rs.200 on their card.
    • They can also earn 2X each time they spend Rs.200 on retail shopping.
    • Cardholders can earn 5000 Axis eDGE reward points annually. (Only on spending Rs.3 lakhs or more in a single year).

    Fees and Charges of Axis Bank Select Credit Card

    Fee & Charges Amount
    Joining Fee NIL
    Annual Fee NIL from the second year
    Supplementary card joining fee NIL
    Supplementary card annual fee NIL
    Finance charges on cash and retail purchases 2.95% per month (41.75% per annum)
    Cash withdrawal fees 2.5% of the amount of cash withdrawn (A minimum of Rs.250)
    Fee for payment in cash Rs.100
    Card Replacement Fee (for stolen or lost or re-issuance of a card) No charges
    Fee for the issuance of a duplicate statement No charges
    Late payment fee or overdue penalty
    • Rs.300 in case the outstanding amount is up to Rs.2,000
    • Rs.400 in case the outstanding amount is between Rs.2,001 to Rs.5,000
    • Rs.600 in case the outstanding amount is Rs.5,001 or more
    Penalty for over limit 3% of the over limit amount (a minimum of Rs.500)
    Fee for retrieval of charge slip or copy request Waived
    Fee for outstation cheque Waived
    Dishonour fee or check return or auto-debit reversal bank account out of funds Rs.300
    Charges on cancellation or purchase of railway tickets As suggested by Indian Railways/IRCTC
    Surcharge on fuel transaction 1% of the amount transacted (refunded for transactions between Rs.400 and Rs.4,000)
    Fee on foreign currency transaction 3.50% on the transaction value
    Mobile alerts for transactions Free of cost
    Charges for hot listing Free of cost
    Charges on balance enquiry Free of cost

    How To Apply For Axis Bank Select Credit Card?

    Individuals interested in procuring an Axis Bank Select Credit card can apply for this card online as well as offline. Here’s how they can do it:

    Offline method:

    • Applicants can walk into their nearest branch of Axis Bank and can ask for an application form. After filling up the form, they can attach the necessary documents and identity proofs and submit the form at the branch itself.
    • Applicants can call the Axis Bank phone banking number 1-860-419-5555 or dial 1-860-500-5555 (with the STD code of their area) and ask the customer care executive to put them in touch with the credit card department.

    Online method:

    • Applicants can go to the official website of Axis credit cards, and click on Axis Bank Select Credit Card from the credit cards listed on the site. They can click on the ‘Apply’ section and follow the instructions.

    Eligibility For Axis Bank Select Credit Card

    To procure an Axis Bank Select Credit Card, an applicant must fulfil the following eligibility criteria:

    • A primary cardholder should be between the age of 18 years and 70 years.
    • A supplementary cardholder should be over the age of 18 years.
    • The net income of the applicant should be Rs.9 lakh or above per annum.
    • The applicant must be a resident of India.

    * It is to be noted that the above-mentioned criteria are just indicative. The bank holds the right to decline or approve any application for the credit card.

    Documents Required To Apply For An Axis Bank Select Credit Card

    The applicant would need to submit the following documents as proof of identity and proof of address:

    • A copy of their PAN card or Form 60
    • A copy of their latest payslip/Form16/a copy of IT return as a proof of income
    • Proof of address (any one from the ones listed below)
    • Driving license
    • Passport
    • Electricity Bill
    • Ration Card
    • Landline or telephone bill

    FAQs of Axis Bank Select Credit Card

    1. How do I get the PIN of my Axis Bank Select Credit card?
    2. The PIN of the Axis Bank Select Credit card will be sent to you in the welcome kit itself.

    3. In case of theft or loss, how do I block my Axis Bank Select credit card?
    4. You can block you Axis Bank Select credit card by sending an SMS to 5676782 from the mobile number that is registered with the bank.

    5. How can I turn my purchases made on Axis Bank Select credit card into EMIs?
    6. You can contact the bank to turn your purchases made on Axis Bank Select credit card into EMIs. However, the transaction should be of more than Rs.2,500.

    7. How can I activate my new Axis Bank Select credit card?
    8. You can activate your card by sending an SMS ACA space followed by the last four digits of the card to 5676782 from your registered Indian mobile number and to 9717000002 from an international phone number.

    9. Will I have to make a separate request to receive the e-statement of the credit card?
    10. Yes, you will need to inform the bank in case you need just an e-statement to be sent to you via email.

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