Meant for people who love to indulge in luxury and believe in a good life, the Axis Bank Select credit card, is the right choice. Exclusive shopping vouchers, complimentary lounge visits, no annual or joining fee make this card an instant favourite among people who like to look for a balance of features and benefits in a credit card.
Features of Axis Bank Select Credit Card
This card offers a range of features some of which are listed below:
Axis Bank Select credit card comes loaded with special benefits that make the experience of using this card a joyride.
The credit limit on this card is communicated to the cardholder at the time of the card delivery and the same is mentioned in all the monthly statements.
Cardholders can withdraw 40% of the credit limit in case they need some cash advance.
Cardholders can share this financial freedom with their family members by availing supplementary or add-on credit cards.
Cardholders can use the Axis Bank Select credit card to pay their telephone, electricity, insurance, and other such utility bills.
Cardholders of Axis Bank Select credit card can opt for the e-statement facility using which they can access their credit card statement anywhere and anytime.
Benefits of Axis Bank Select Credit Card
This card comes loaded with attractive benefits that a cardholder can use. Some of them are listed below:
Joining benefits: Cardholders can bag vouchers worth Rs.1000 that they can redeem across different products and categories. A reward of 5000 Axis eDGE points (worth Rs.1000) will be credited to the cardholder's Axis eDGE account within 10 business days of the first activation or swipe.
Cardholders can earn complimentary membership to Club Marriott that includes offers on dining, stay, and exclusive discounts on other services across selected Marriott hotels. This offer is applicable on the cardholder's successful completion of 3 card transaction made in 60 days of activation of the card.
Cardholders can bag a complimentary membership to Priority Pass (worth USD99). This pass will give them access to more than 900 lounges across the globe. On their Axis Bank Select Credit Card, cardholders can get six complimentary visits to lounges under Priority Pass in one year. They can enjoy two complimentary visits each calendar quarter to domestic airport lounges with their Axis Bank Select credit card.
Cardholders can get free movie tickets from BookMyShow using the Visa Blockbuster Weekend offer. (This offer will be available on a first-come-first-served basis and on tickets under Rs.300 from Thursday to Sunday).
Cardholders can bag three complimentary golf lessons/rounds at beautiful golfing grounds per year.
Cardholders can enjoy extraordinary weekend experiences using their Axis Bank Select credit card. From sailing on a yacht to taking over the kitchen of a fine dining restaurant, enjoy exotic experiences to make memories of a lifetime.
Using the Axis Bank Dining Delights, cardholders can get a minimum discount of 15% at partner restaurants across the country.
Cardholders Can Get The Following Benefits:
Cover for the loss of check-in baggage: Up to USD500
Cover for air accident: Up to Rs.2,50,00,000
Liability cover for loss of card: Rs.3,00,000
Coverage for delay in check-in baggage: USD300
Coverage for loss of travel documents: Up to USD300
Purchase protection: Up to Rs.1,00,00
Cardholders can earn 10 Axis eDGE reward points each time they spend Rs.200 on their card.
They can also earn 2X each time they spend Rs.200 on retail shopping.
Cardholders can earn 5000 Axis eDGE reward points annually. (Only on spending Rs.3 lakhs or more in a single year).
Fees and Charges of Axis Bank Select Credit Card
Fees and Charges
NIL from the second year
Supplementary card joining fee
Supplementary card annual fee
Finance charges on cash and retail purchases
2.95% per month (41.75% per annum)
Cash withdrawal fees
2.5% of the amount of cash withdrawn (A minimum of Rs.250)
Fee for payment in cash
Card Replacement Fee (for stolen or lost or re-issuance of a card)
Fee for the issuance of a duplicate statement
Late payment fee or overdue penalty
Rs.300 in case the outstanding amount is up to Rs.2,000
Rs.400 in case the outstanding amount is between Rs.2,001 to Rs.5,000
Rs.600 in case the outstanding amount is Rs.5,001 or more
Penalty for over limit
3% of the over limit amount (a minimum of Rs.500)
Fee for retrieval of charge slip or copy request
Fee for outstation cheque
Dishonour fee or check return or auto-debit reversal bank account out of funds
Charges on cancellation or purchase of railway tickets
As suggested by Indian Railways/IRCTC
Surcharge on fuel transaction
1% of the amount transacted (refunded for transactions between Rs.400 and Rs.4,000)
Fee on foreign currency transaction
3.50% on the transaction value
Mobile alerts for transactions
Free of cost
Charges for hot listing
Free of cost
Charges on balance enquiry
Free of cost
How To Apply For Axis Bank Select Credit Card?
Individuals interested in procuring an Axis Bank Select Credit card can apply for this card online as well as offline. Here’s how they can do it:
Applicants can walk into their nearest branch of Axis Bank and can ask for an application form. After filling up the form, they can attach the necessary documents and identity proofs and submit the form at the branch itself.
Applicants can call the Axis Bank phone banking number 1-860-419-5555 or dial 1-860-500-5555 (with the STD code of their area) and ask the customer care executive to put them in touch with the credit card department.
Applicants can go to the official website of Axis credit cards, www.axisbank.com and click on Axis Bank Select Credit Card from the credit cards listed on the site. They can click on the ‘Apply’ section and follow the instructions.
Eligibility For Axis Bank Select Credit Card
To procure an Axis Bank Select Credit Card, an applicant must fulfil the following eligibility criteria:
A primary cardholder should be between the age of 18 years and 70 years.
A supplementary cardholder should be over the age of 18 years.
The net income of the applicant should be Rs.9 lakh or above per annum.
The applicant must be a resident of India.
* It is to be noted that the above-mentioned criteria are just indicative. The bank holds the right to decline or approve any application for the credit card.
Documents Required To Apply For An Axis Bank Select Credit Card
The applicant would need to submit the following documents as proof of identity and proof of address:
A copy of their PAN card or Form 60
A copy of their latest payslip/Form16/a copy of IT return as a proof of income
Proof of address (any one from the ones listed below)
Landline or telephone bill
FAQs of Axis Bank Select Credit Card
How do I get the PIN of my Axis Bank Select Credit card?
The PIN of the Axis Bank Select Credit card will be sent to you in the welcome kit itself.
In case of theft or loss, how do I block my Axis Bank Select credit card?
You can block you Axis Bank Select credit card by sending an SMS to 5676782 from the mobile number that is registered with the bank.
How can I turn my purchases made on Axis Bank Select credit card into EMIs?
You can contact the bank to turn your purchases made on Axis Bank Select credit card into EMIs. However, the transaction should be of more than Rs.2,500.
How can I activate my new Axis Bank Select credit card?
You can activate your card by sending an SMS ACA followed by the last four digits of the card to 5676782 from your registered Indian mobile number and to 9717000002 from an international phone number.
Will I have to make a separate request to receive the e-statement of the credit card?
Yes, you will need to inform the bank in case you need just an e-statement to be sent to you via email.
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I am having Axis Bank credit card which was directly taken through Bank .I am using this credit card for more than 2 years ,I have got all the details about the card process.The credit limit was good and it was upto 54,000,This was a paperless approval.I am really satisfied with service of this card.
I have Axis international card, one time I use this card at Thailand. The interest rate was very normal for abroad transactions, they give more benefits at e commerce site like amazon, flipkart, myntra . I used to get cash back for bill payment and other transactions. The customer support is very helpful for my credit card queries.
My Axis neo card has lots of offers on monthly basis for online booking, movie tickets, travel bookings etc but it has the yearly fee around Rs. 500. They keep sending reminder calls and messages before the due date its good. The payment gateway is very comfortable hence the amount reflects on the same day.
I have my zone credit card from AXIS for last two years, I am getting good cash back at the selected partners hence that would be useful for me. But this card has a yearly fee however its quite reasonable one, they do have flexi pay and balance transfer option.
I am using Axis Bank credit card which was applied through Bank .I am using this credit card for the past 4 years .The credit limit was really good and there was no difficulties faced so far.This was a chargeable card and there are not much cash back offers and reward points .
I have Axis bank credit card which was applied through Bank directly.I am using this credit card for the past 8 months .This was a chargeable card .The credit limit was really good and it was sufficient .I have got this credit card on time and got all the details about the card process.
EMI options on is very nominal for this credit card, credit limit of the card is good, using this Axis Bank credit card from 18 months, 24/7 days customer care service is available, ATM service is available if I want to withdraw the cash from this credit card.
Axis card which i have started using recently. This is a flipkart axis bank hence if i purchase through flipkart, i get more offers. In every shopping of more than Rs. 100 i get a cashback of 1.5% which is beneficial for me. For flipkart user, the offers are great compared to normal user of the website.
I am holding Axis Bank credit card where the customer service is available 24/7 days, ATM service are available in many places, rewards points offers are good, if we pay credit card bills it gets updated instantly to my credit card which I liked most in this card.
Axis bank credit card is good and i have used many variant but i haven't face any issues till now. I don't get any offers on this card. If i spent Rs. 30000 my annual fee will get waived off anyway i spent more than Rs. 1 lakh on this card. Axis bank customer care service is really good.
I use Axis Neo credit card for last one year. The credit limit is not an issue, they have given me a good limit. I got a life time free credit card. Their customer service is always excellent and even the branch is near to my office so its easy to visit. I am getting fuel benefits, cash back offer and etc.
I have been using Axis Neo credit card from last 3 years and satisfied with the services. They have provided me a life time card and also the offers are fine for online purchase. I have converted some of my transactions into EMI, the charges were reasonable only.
I am also using Axis Bank credit card for last 6 to 7 years and am happy with it. The customer support is very good. I have tried EMI conversion and the charges are reasonable. I think, its annually free. I have Myzone card and the limit was good.
I got a good credit limit on Axis myzone credit card. It is a life time free. I have been using the card for multi purpose for almost 3 years. The best thing is they are providing cash back and reward points for each and every transactions of mine.
I have Axis Neo card around 1.5 year, their emi interest is very lesser when I purchased one plus 6T mobile worth Rs. 42,000 then I convert the amount into one year of emi, monthly I paid around Rs.3500 they gave me lower interest its best and I am holding life time free card from Axis bank.
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Reviewed on Sep 09, 2019
I do have another credit card with AXIS bank that features are good, they have yearly fee but its minimal however the credit limit is lesser so they need to increase it because my friend is working in government sector along with me the bank gave Rs. 2 lakh of limit based on his profile but I got only Rs.45,000 its not fair.
I am using AXIS Neo credit card for last two years its not upto the mark, I felt the features are normal but it would be great if they provide some benefits. . The help desk is always reachable and they are providing the solution within the expected time.
I am holding Axis bank credit card from past 1 year. There are good offers on cash back and it is a life time free credit card.The credit limit is sufficient for this card. Mostly I use for shopping, restaurants and fuel purposes based on the usage I get reward points and cash back , will get discount up to 10%.
I had used Axis credit card then recently have surrendered the card because my 2 year son had to go for operation so I have arranged some money which I withdrawn from the card which I could not re-pay on time so it got over due and made the payment later, post this reason have closed the card. I have no issues with this card but the only thing is the attitude with collecting people when I faulted with the payment which was not good.
I am using Axis card for last six years, its easy to convert all the transactions with emi and it has lower interest as compared to others. They keep increasing the limit often based on the transactions, the offers are there in amazon and other e commerce portal.