Bank of Maharashtra offers two credit cards in partnership with the State Bank of India. These are – Bank of Maharashtra – SBI Platinum Credit Card and Bank of Maharashtra – SBI Credit Card. The cards are designed to offer maximum benefits to the cardholders. For example – Bank of Maharashtra – SBI Credit cardholders get 2.5 % value back when they earn 10x reward points on their spends. All the cards offered by Bank of Maharashtra are eligible for the Shop – and – Smile Rewards Program of State Bank of India. As per this program, cardholders earn points on every Rs.100 they spend using their credit cards. They can then redeem these points to get rewards of their choice from the Rewards Catalogue.
Credit cardholders of Bank of Maharashtra can earn reward points when they purchase products or services using their card. The number of points that they can earn on each card are as follows –
|Credit Card Type||Reward Points||Spends Category|
|Bank of Maharashtra – SBI Platinum Credit Card||5x points||International spends, Departmental Store, Dining|
|2 points on every Rs.100||All other categories|
|Bank of Maharashtra – SBI Credit Card||1 point on every Rs.100||All types of spends|
|10x points on every Rs.100||Grocery, Departmental Stores|
Bank of Maharashtra Credit card holders can easily redeem their reward points online and offline. They can follow one of the following ways to redeem their points –
The reward points accrued by Bank of Maharashtra Credit cardholders under the Shop – and – Smile Rewards Program are valid for a period of 24 months. If they do not use their points before 24 months, then the points will expire and they will not be available for redemption.
Yes, you can check the reward points of your Bank of Maharashtra credit card online. You can do so on the website of SBI card because the credit cards are issued by the bank in partnership with State Bank of India.
No, credit cardholders of Bank of Maharashtra cannot transfer their reward points to some other card.
The bank will take 15 working days to deliver your products, starting from the date of redemption.
Yes, Bank of Maharashtra provides Point plus Pay option for redemption of credit card reward points.
Yes, you are allowed to pay your Bank of Maharashtra credit card pending bill using your reward points.
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