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    Bank of Maharashtra Credit Cards Reviews

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    Bank of Maharashtra Credit Cards is Rated as "Great!" by 2 Users

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    Bank of Maharashtra Credit Card Overview

    Bank of Maharashtra came into being in 1936 when the need was felt for a bank for the state which has become the financial hub of the country. The bank grew in reputation as the common man’s bank because it offered products and services that were catered to everyone’s needs. Moreover, the bank has always done its best to offer financial help to industrial units, big and small, nationwide. In fact, Bank of Maharashtra, that was set up by visionaries like V. G. Kale and the late D. K. Sathe is considered to be one of the biggest banks of the state.

    The bank that started with an initial capital of Rs. 10 lakh has today gone through a major change in its base of operations as well as the scale, so much, so that it caters to over 15 million customers all over the country. That’s partly because of the growth the bank has got after the nationalization in 1969. Today it has one of the biggest networks for any public sector bank in the state, which includes more than 1824 branches that it has across the length and breadth of the country.

    Bank of Maharashtra does its best to ensure that the interests of the common man are met even today, which explains why many of its products catered to people’s requirements. The loan offers, be it the home or personal loan, are available at lowest interest rates. Similarly, Bank of Maharashtra Credit Card has a lot in store for consumers who want to get what they want without having to worry about “how” at the moment.

    Bank of Maharashtra offers two credit cards to its customers; these SBI co-branded credit cards are:

    • Bank of Maharashtra - SBI Credit Card - Gold & Others
    • Bank of Maharashtra - SBI Credit card - Platinum

    Each of them has its unique features and benefits that can give you the cutting edge advantage with your shopping experience, both in and outside the country.

    Bank of Maharashtra Credit Card FAQs

    1. What is the interest free credit period?

      It is from 20-50 days for both the cards.

    2. What is the cash advance limit?

      The cash advance limit is up to 80% of the credit limit.

    3. Can I avail of balance transfer facility?

      Yes, in order to save yourself money, you can transfer your outstanding amount from the other card to Bank of Maharashtra – SBI cards at lowest interest rates.

    4. Can I get an add-on card?

      Yes, you have the option of getting add-on cards for your spouse, children, parents and siblings over the age of 18 to take care of their financial needs.

    5. Can I get mobile alerts for my transactions?

      Yes, you can get information regarding your credit card status as text messages on your mobile phones.

    6. How to check the status of my application?

      You can check the status of your application by calling the respective bank and providing them with your application number.

    7. Do I need to provide my PAN card number or can I provide it later?

      Yes, you will be required to provide your PAN card number.

    Bank of Maharashtra Eligibility & Documentation

    Eligibility

    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documentation

    • PAN card
    • Any one Id proof from; passport number, voter ID, license, PAN Card, UID Aadhar Number.

    Bank of Maharashtra Credit Card Details

    Bank of Maharashtra SBI Platinum Card Details

    Fees

    Joining Fee (One time) Rs. 2,999
    Annual Fee (p.a.) + Rs. 2,999
    Add-on Fee (p.a.) Nil

    Extended Credit

    Interest Free Credit Period 20-50 days (applicable only on retail purchases and if previous months outstanding balance is paid in full)
    Finance charges Up to 3.35% p.m. (40.2% p.a.) from the transaction date
    Minimum Amount Due 5% of Total Outstanding (Min Rs. 200) + Govt. Service Tax

    Bank of Maharashtra SBI Gold Card Details

    Fees

    Joining Fee (one time) Rs. 499
    Annual Fee(p.a.)+ Rs. 499
    Add-on Fee(p.a.) NIL

    Extended Credit

    Interest Free Credit Period 20-50 days (applicable only on retail purchases and if previous months outstanding balance is paid in full)
    Finance Charges Up to 3.35% p.m. (40.2% p.a.) from the transaction date
    Minimum Amount Due 5% of Total Outstanding (Min Rs. 200) + Govt. Service Tax

    *NOTE: All the rates are subject to change and the customer has to recheck the rates from time to time.

    News About Bank of Maharashtra Credit Card

    • When you should not use your credit card!

      Credit card is one of the most important financial inventions in modern times. However, this much-sought after boon can be a real bane to your finances if not used with care.

      18th September 2014

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