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  • Union Bank of India Credit Card Reward Points

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    Union Bank of India offers the “Union Rewardz” loyalty program to all its credit card holders, providing them with opportunities to earn gifts and rewards on every purchase. Union Bank customers can earn reward points on all types of transactions done using a Union Bank credit card either at merchant outlets or at any PoS terminal. Every Union Bank credit card holder who is an Indian resident will be automatically enrolled into the Union Rewardz loyalty program. Customers can redeem accrued Union Points for movie tickets, air tickets, gifts, merchandise, vouchers and much more on the UnionRewardz website. Union Bank credit card holders have to first register their cards under a Union Rewardz membership account on the website to make redemptions.

     

    How can I earn reward points under the Union Rewardz Program?

    Union Bank of India credit card holders can earn Union Points for every Rs. 100 they spend at a merchant outlet or any PoS terminal. Union Points can be earned on transactions done within India and abroad using a Union Bank credit card. Accrued Union Points come with a validity of three years, excluding the month of the purchase/accrual. Union Points that are earned by customers will be credited to the customer’s account within seven working days.

     
    Purchase Amount Points Earned per Rs. 100 spent
    Up to Rs. 10,000 1 Union Point
    From Rs. 10,001 to Rs. 30,000 1.5 Union Point
    Rs. 30,001 or above 2 Union Points
     

    How do you redeem Union points under the Union Rewardz Program?

    Union Bank customers have to redeem accumulated Union Points by using any of the following methods - by logging into their membership accounts on the UnionRewardz site, at select partner outlets or by contacting the Union Rewardz Customer Care. For making a redemption, customers require a minimum of 250 Union Points to be available in their accounts. Union Points have to be redeemed within three years of accrual as they will expire after that period if any redemptions are not made.

     

    What do you redeem Union bank credit card points for?

    Union points can be redeemed for the following items available on the Union Rewardz site.

    • Mobile Recharge
    • Bus Ticket Bookings
    • DTH Recharge
    • Movie Ticket Bookings
    • Airline Ticket Bookings
    • Credit Card Payments
    • Merchandise from the online rewards catalogue

    1 Union Point can be redeemed for a value of Rs. 0.25.

     

    Airline Ticket Bookings:

    Union Bank of India credit card holders can make domestic airline ticket bookings by redeeming Union Points on www.unionrewardz.com. Airline tickets can be redeemed for up to six passengers under one transaction. Customers can also make redemptions to gift airline tickets to family and friends, with the booking made in the name of the passenger. Union Bank does not mandate any time frame required for making the air travel. Redemptions for airline tickets will get confirmed within 24 hours and the same cannot be cancelled or modified.

     

    Bus ticket Bookings:

    Union Bank of India credit card holders can make bus ticket bookings by redeeming Union Points on www.unionrewardz.com. Bus tickets can be redeemed for up to six passengers under one transaction. Customers can also make redemptions to gift bus tickets to family and friends, with the booking made in the name of the passenger. Redemptions for bus tickets will get confirmed within 24 hours and the same cannot be cancelled or modified. While making a bus ticket redemption, customers will either get any of the two status types on the screen - i) Redeem - This shows that the seat is available and the redemption can be done to confirm the booking and ii) Request - The customer’s request has been recorded and Union Bank will get in touch with the user to confirm the booking.

     

    Movie ticket Bookings:

    Union Bank of India credit card holders can make movie ticket bookings at a cinema hall of their choice by redeeming Union Points on www.unionrewardz.com. A maximum of up to 10 tickets can be booked, with the possibility of modifying the chosen seating at any step of the transaction. Customers will receive an email once the booking is confirmed. For movie bookings, Union Points should be redeemed atleast four hours before the show timings.

     

    Credit Card Bill Payment:

    Union Bank credit card holders can conveniently pay their outstanding credit card bills by redeeming Union Points in just three quick steps. First the customer has to provide the 16 digit Union Bank credit card number along with the amount that has to be paid. Card holders have to verify and confirm the transactions details also containing the number of reward points that are being used for redemption. After making the payment, an online transaction receipt will be generated and can be received via SMS or email.

     

    Mobile Number Recharge / DTH Recharge on MaxGetMore.com:

    Union Bank credit card customers can recharge their mobile phones and DTH devices using accrued Union Points. In order to make the charges, customers have to enter their mobile number, recharge amount, operator name, email ID, etc. Then the associated Union Bank credit card number has to be entered to make the redemption. If a customer falls short of points, the same can be paid by using the credit card.

     

    Max Get More Benefits:

    Union Bank customers can redeem Union points with Max Get More partner brands across categories like Food and Beverage, Lifestyle, Hospitality, Apparel, Health Care and Electronics. When a customer uses a Union Bank credit card at a Max Get More partner outlet, additional rewards points and a value back of up to 1.25% can be got.

     

    Max Get More Partners:

     
    Apparel Louis Philippe / Classic Polo/ Reliance Trends / Lifestyle / Pothys / Colorplus
    Electronics Pai / Capital
    Food and Beverage Domino’s Pizza / Natural Ice cream
    Health Care O2 Spa / Enrich Salon
    Hospitality Citrus Hotels / goibibo / ezeego / Narayani Heights
    Lifestyle GRT / Puma / newu /
     

    Union Bank of India Credit Card Rewards Catalogue /Store:

    Union Bank customers can redeem accrued rewards points for various gifts and vouchers from online Rewards catalogue. The available categories are given below.

    • Accessories
    • Apparels
    • Automotive Accessories
    • Books
    • Charity
    • Devotional
    • Education & Knowledge
    • Electronics & Computers
    • Experiences
    • Games & Toys
    • General Merchandise
    • Gift Vouchers & Cards
    • Gifts
    • Groceries & Specialty Food
    • Home & Décor
    • Jewellery
    • Kids
    • Kitchen
    • Mobile Phones
    • Personal Care & Beauty
    • Stationery
    • Travel Gears
     

    List of Union Bank of India Credit Cards available with Rewards benefits:

     
    Types of Union Bank of India Credit Cards Name of the Rewards Program Rewards Redemption Benefits
    Union Bank VISA International Credit Card Union Rewardz
    • Mobile Recharge
    • Bus Ticket Bookings
    • DTH Recharge
    • Movie Ticket Bookings
    • Airline Ticket Bookings
    • Credit Card Payments
    • Merchandise from the online rewards catalogue
    Union Bank Usecure Credit Card Union Rewardz
    • Mobile Recharge
    • Bus Ticket Bookings
    • DTH Recharge
    • Movie Ticket Bookings
    • Airline Ticket Bookings
    • Credit Card Payments
    • Merchandise from the online rewards catalogue
    Union Bank Signature Credit Card Union Rewardz
    • Mobile Recharge
    • Bus Ticket Bookings
    • DTH Recharge
    • Movie Ticket Bookings
    • Airline Ticket Bookings
    • Credit Card Payments
    • Merchandise from the online rewards catalogue
     

    FAQs for Union Rewardz Program:

    1. How can Union Bank customers check the points balance available in their accounts?

      In order to the number of rewards points available in their accounts, customers have to login to their account on UnionRewardz.com.

    2. Can customers combine cash and Union Points while making redemptions?

      No, Union Bank customers do not have the option of combining rewards points and cash to make a redemption.

    3. Can Union Bank customers get a monthly statement for their Union Points redemption activities?

      Yes, Union Bank will send a monthly statement via email to customers with details related to their redemption activities. Customers can also login to the Union Rewardz site or contact the customer care to know their account activities.

    4. If cardholders have queries regarding Union Rewardz points what is the contact number they should get in touch with?

      Union Bank credit card holders can contact the Union Rewardz Customer Care number at 1800 108 8000.

    5. Can Union Bank credit card customers unsubscribe from the Union Rewardz program?

      Union Bank credit card customers are automatically enrolled into the Union Rewardz program. If they choose not to participate in the program, they do not have to activate their membership accounts. If they want to discontinue after activating their membership accounts, then they can get in touch with the customer care to unsubscribe from the program.

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    Union Bank of India Credit Card Reward Points Reviews

    • Union Bank of India Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      Union Bank of India credit card is really good. Their customer service is not up to the mark and they are having third party customer hence the executives are not having a enough knowledge about the product. They provided me a good limit but to operate the card is little bit. When I do some transactions, I need to give pin number or OTP.
      Was this review helpful? 0
      , kolhapur
      Reviewed on Dec 14, 2019
    • Union Bank of India
      Union Bank of India Credit Card
      "Medium"
      0.5 5.0/5 "Blown Away!"
      I am holding UNION BANK OF INDIA credit card for more than 15 years. This was my first card which was offered from bank directly. It is a life time free card and the credit limit is sufficient of 50K. There is no option for EMI conversion. Customer service is good. I use for shopping and fuel purposes. I use to get points and cash back.
      Was this review helpful? 5
      , kolhapur
      Reviewed on Nov 14, 2019
    • Union Bank of India Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with UNION BANK. I am using the card for purchasing booking tickets, shopping purpose and so many. The customer service and response was better. They offered me good credit limit and i am happy with services which they offered me . It is life time free card .
      Was this review helpful? 4
      , nagpur
      Reviewed on Jul 04, 2019
    • Union Bank of India Credit Card
      "Average service"
      0.5 3.5/5 "Pretty good"
      I am using the Union BANK Savings account for long time where i am happy with the services, the response from the branch end has been good and their staffs has been responsive. The Internet banking and the mobile banking system with the bank has also been quite convenient. There is no necessity in maintaining a minimum balance with this account as well.
      Was this review helpful? 3
      , mumbai
      Reviewed on Jun 07, 2019
    • Union Bank of India Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I am using Union Bank of India credit card from last 1 month. There was no annual fee charged for this credit card. I did not face any issues on this credit card so far and i did not find any offers. Credit limit is sufficient in this credit card.
      Was this review helpful? 4
      , mumbai
      Reviewed on Mar 05, 2019
    • Union Bank of India Credit Card
      "Online purchased should reflect immediately"
      0.5 5.0/5 "Blown Away!"
      I bought the Union bank Credit card 2.5 years back. They are no offers for this card. I got the limit of Rs. 50000 which is sufficient for me. They have not enhanced my limit as per my knowledge. Its a zero annual fee card. Its easy to make the bill payment through online banking and cash in their branch.
      Was this review helpful? 6
      , visakhapatnam
      Reviewed on Feb 27, 2019
    • Union Bank of India Credit Card
      "Very Nice Card"
      0.5 5.0/5 "Blown Away!"
      I have been using the Union bank of India credit card for more than 5+ years. They provide offers like movie ticket discounts and rewards points. Now they have enhanced my limit upto Rs. 45000. No annual fee deducted in this card. Banking service is fine and the interest rates are very low.
      Was this review helpful? 7
      , mumbai
      Reviewed on Feb 16, 2019
    • Union Bank of India Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have been using my saving account with union bank, Their service is good, but their net banking part is bit confusion, like the website have got revised after update the website, Their is no proper information website update is that, like i need to search too much for everything, like if i want to transfer then i need to then search more, there is no straight tab to check, compare to old version it was user friendly , and second part is it take time in adding beneficiary like if i want to add i need to wait till 48 hours to add it, apart from that their service is good, and their is no restriction in keeping balance, they do not charged if i maintain low.
      Was this review helpful? 3
      , thane
      Reviewed on Jan 27, 2019
    • Union Bank of India Credit Card
      "Best Bank"
      0.5 5.0/5 "Blown Away!"
      I have been Union Bank of India for my saving account transaction, normally paper less process is good I don't want to the bank for any queries the netbanking technology is absolutely good. I am holding zero balance account in that the phone banking is great.
      Was this review helpful? 4
      , gurgaon
      Reviewed on Dec 11, 2018
    • Union Bank of India Credit Card
      "Good response for credit card"
      0.5 5.0/5 "Blown Away!"
      Recently I have taken the Union bank credit card for the ITR paper, I submit the credit card they done the process. even the processing fee is low. If I use the credit card there is no charges. Bank response is good they provides some offers on the card.
      Was this review helpful? 2
      , vijayawada
      Reviewed on Dec 07, 2018
    • Union Bank of India Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had been holding this card for the last two years and they had providing me with a good service. I have requested for 50,000 credit limit and they had given that limit. The features with the card has been less and i had been using the card for shopping and everything.
      Was this review helpful? 2
      , mumbai
      Reviewed on Oct 30, 2018
    • Union Bank of India Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with UNION BANK OF INDIA , the credit limit is 100000 and it is very not satisfactory . They provide EMI facility and rate of interest is nominal with this card .Union bank of india have good features and the service are good with this bank .
      Was this review helpful? 5
      , jaipur
      Reviewed on Oct 07, 2018
    • Union Bank of India Credit Card
      "GOOD CARD"
      0.5 5.0/5 "Blown Away!"
      My saving account was taken with UNION BANK few years back, the banking services are very good when compared to other banks. Customer service is very good and their response is fine. Net banking is easy to use in UNION BANK and there are no hidden charges on any transactions.
      Was this review helpful? 5
      , mumbai
      Reviewed on Sep 23, 2018
    • Union Bank of India Credit Card
      "GOOD CARD"
      0.5 4.0/5 "Great!"
      My credit card was taken with UNION BANK , i like the benefits with the card . I use this card for so many purpose like shopping , traveling , grocery , booking tickets . There is no joining fee at the time of getting the card . They offered good credit limit .
      Was this review helpful? 3
      , pune
      Reviewed on Sep 03, 2018
    • Union Bank of India Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      For last 4 years am using Union bank of India credit card . There is no annual charges for the card as its life time free card . Am satisfied with the credit limit which they have provide. Overall am satisfied with their service and response.
      Was this review helpful? 4
      , ahmedabad
      Reviewed on Aug 25, 2018
    • Union Bank of India Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with UBI 1.5 years back. They have offered visa card and the credit limit is 60,000 which is not satisfactory and i was looking for a higher limit here. The customer service and responses was very good. Its a life time free card . The reward points and cash back offers i get for this card but tried to avail it .The interest rate and charges are good.
      Was this review helpful? 4
      , kolkata
      Reviewed on Jul 14, 2018
    • Union Bank of India Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the UNiON BANK Platinum credit card for a while. I use the card mostly for online shopping. There is no option to convert the purchases into EMI's which is why I've applied for another card. Overall the services are good and never had any issues with their card and services.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jun 11, 2018
    • Union Bank of India Credit Card
      "Best Credit Card"
      0.5 4.0/5 "Great!"
      Customer care service is very bad. They are very fast in their banking services. Since I'm bank employee, i got the credit card easily from Union Bank of India. I have been using this card for 2 years. There are no offers in this card. It is a life time free card.
      Was this review helpful? 6
      , jaipur
      Reviewed on May 29, 2018
    • Union Bank of India Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I did not find any offers on Union bank credit card, i am using this card from last 7-8 years and the services provided by this card is pretty good. I use net banking for bill payments. I have no issues with the credit limit and this credit card is a lifetime free card.
      Was this review helpful? 1
      , mumbai
      Reviewed on Apr 14, 2018
    • Union Bank of India Credit Card
      "Average card to use"
      0.5 1.0/5 "Really Bad"
      The credit card service is average with the Union bank of India and I hold the Union bank of India Visa International Signature credit card for more than a year. The credit card service is not up to the mark. This card is not used in all point of sales and the credit limit value is low with this card.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Mar 31, 2018
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