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  • Union Bank of India Credit Card Reward Points Reviews

    • Union Bank of India Credit Card
      "Super card: Union Bank signature Credit card"
      0.5 5.0/5 "Blown Away!"
      Visa signature credit card by UBI is really good. Enjoying a limit of 1 L without any annual fees. (Literally completely FREE). No hidden costs. Further, earning rewards points and using them to recharge and book movie tickets. Also, other benefits like 10L insurance cover, Airport lounge access, etc. U-Control app on mobile to control my credit card features. Thank you Union Bank of India.
      Was this review helpful? 1
      , bangalore
      Reviewed on May 21, 2017
    • Union Bank of India Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      The service provided by union Bank was very good in the credit card.They don't have much special offers but they do give some offers.They are good in service and the functionality of the card is also good. I have taken this card 1.5 years back and used it for 6 months then closed it because I dint have much to use with card. Credit limit they had offered is 85k
      Was this review helpful? 0
      , bangalore
      Reviewed on May 15, 2017
    • Union Bank of India Credit Card
      "Good To Use"
      0.5 5.0/5 "Blown Away!"
      The annual fee on my Union bank of India credit card is five hundred rupees. I have some special offers on my card. Frequently I am getting cash back offers and reward points based on my usage. Also it is very easy to redeem those reward points. To sum up, I am satisfied using this credit card of UNION BANK OF INDIA.
      Was this review helpful? 1
      , nanded
      Reviewed on Apr 21, 2017
    • Union Bank of India Credit Card
      "Best bank to go for"
      0.5 4.0/5 "Great!"
      I do have a credit card of Union Bank of India, I am using it from the last two months of time. Credit limit value is good one with them and the offers are nil with them like I can say its a traditional credit card. Customer service is very good with the Union bank of India.
      Was this review helpful? 1
      , bangalore
      Reviewed on Mar 25, 2017
    • Union Bank of India Credit Card
      "Best "
      0.5 5.0/5 "Blown Away!"
      I do have the credit card with the Union Bank of India and the response is good with them. Response is good because its my employer and they have provided me with the credit limit as 50000 Rupees. Customer service is good with them.
      Was this review helpful? 3
      , karur
      Reviewed on Apr 07, 2016
    • Union Bank of India Credit Card
      "give a try"
      0.5 5.0/5 "Blown Away!"
      My credit card type is classic I have with the union bank of India. I am using this for 6 months. I get 5-10% discounts in shopping. I am fine with the credit limit offered. And the credit card is free for life time. One thing that is lacking in the bank is marketing.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 23, 2016
    • Union Bank of India Credit Card
      "Acceptable "
      0.5 4.5/5 "Excellent!"
      The service provided by union Bank was very good in the credit card.They don't have much special offers but they do give some offers.They are good in service and the functionality of the card is also good.The acceptation of the card is wide and available everywhere.
      Was this review helpful? 3
      , gurgaon
      Reviewed on Jan 13, 2016
    • Union Bank of India Credit Card
      "Great!!!"
      0.5 4.0/5 "Great!"
      On the platinum credit card usage of UBI bank they give only the rewards points for all the purchase which can redeem into the shopping. I took the card recently only. If we spend more than 15,000 the annul fee is waived off. No emi conversation and cash back offers are given but the credit limit is very good .
      Was this review helpful? 4
      , bangalore
      Reviewed on Dec 16, 2015
    • Union Bank of India Credit Card
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      I am having the credit card with the union bank of india with the credit limit of 25000 Rupees and it can be extended upto 100000 Rupees . The services are good with the Union bank of india and I am working there. There are no offers with them as such.
      Was this review helpful? 3
      , nellore
      Reviewed on Nov 24, 2015
    • Union Bank of India Credit Card
      "alternative shopping"
      0.5 2.0/5 "Expected more"
      I have the UBI visa planitun credit card which i use as the alternate for the sbi card. They do not have any cash back offers and the reward points are not useful as per customers requirement. There is no annul fee. Customer service response is very delay as we have to wait long time.
      Was this review helpful? 0
      , kakinada
      Reviewed on Nov 19, 2015
    • Union Bank of India Credit Card
      "Shape up or shape out "
      0.5 3.0/5 "Satisfactory"
      I hold a credit card from UBI for the past 1.5 years. They pay back points are very less and we can not redeemed it immediately only after three months we can redeem them.. The card is not more customer friendly . They do not have any offers for online purchases and in case we want to convert any purchase into emi we have to call the bank but the interest rate is high.
      Was this review helpful? 4
      , mumbai
      Reviewed on Oct 23, 2015
    • Union Bank of India Credit Card
      "Excellent.."
      0.5 5.0/5 "Blown Away!"
      Platinum smart card is mine and this credit card of Union Bank of India plays vital role in doing business as I use this credit card while preparing tender for government related works. Just annual charge is of 299 and some service tax is applicable. Credit card service is fine in this bank.
      Was this review helpful? 10
      , jodhpur
      Reviewed on Sep 18, 2015
    • Union Bank of India Credit Card
      "Extraordinary services"
      0.5 5.0/5 "Blown Away!"
      I have a Visa employee credit card from Union bank. The main benefit is that the rate of interest is less and 40 days are given as payback period. As it is linked to my salary account the amount is deducted directly from the same.
      Was this review helpful? 39
      , jodhpur
      Reviewed on Dec 01, 2014
    • Union Bank of India Credit Card
      "Superb"
      0.5 5.0/5 "Blown Away!"
      Union bank of India, is the best in the industry and their credit card is also the best as they charge the lowest price in the market. It is one of the best public sector Banks. There is no charges which is applicable. They always ensure that they dont exceed the dead line. They dont levy unnecessary charges and its simply good enough.
      Was this review helpful? 35
      , new delhi
      Reviewed on Nov 27, 2014
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    Union Bank of India Credit Card Reward Points is Rated as "Excellent!" by 14 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Union Bank of India Credit Card Reward Points Program Overview:

    Union Bank of India offers the “Union Rewardz” loyalty program to all its credit card holders, providing them with opportunities to earn gifts and rewards on every purchase. Union Bank customers can earn reward points on all types of transactions done using a Union Bank credit card either at merchant outlets or at any PoS terminal. Every Union Bank credit card holder who is an Indian resident will be automatically enrolled into the Union Rewardz loyalty program. Customers can redeem accrued Union Points for movie tickets, air tickets, gifts, merchandise, vouchers and much more on the UnionRewardz website. Union Bank credit card holders have to first register their cards under a Union Rewardz membership account on the website to make redemptions.

    How can I earn reward points under the Union Rewardz Program?

    Union Bank of India credit card holders can earn Union Points for every Rs. 100 they spend at a merchant outlet or any PoS terminal. Union Points can be earned on transactions done within India and abroad using a Union Bank credit card. Accrued Union Points come with a validity of three years, excluding the month of the purchase/accrual. Union Points that are earned by customers will be credited to the customer’s account within seven working days.

    Purchase Amount Points Earned per Rs. 100 spent
    Up to Rs. 10,000 1 Union Point
    From Rs. 10,001 to Rs. 30,000 1.5 Union Point
    Rs. 30,001 or above 2 Union Points

    How do you redeem Union points under the Union Rewardz Program?

    Union Bank customers have to redeem accumulated Union Points by using any of the following methods - by logging into their membership accounts on the UnionRewardz site, at select partner outlets or by contacting the Union Rewardz Customer Care. For making a redemption, customers require a minimum of 250 Union Points to be available in their accounts. Union Points have to be redeemed within three years of accrual as they will expire after that period if any redemptions are not made.

    What do you redeem Union bank credit card points for?

    Union points can be redeemed for the following items available on the Union Rewardz site.

    • Mobile Recharge
    • Bus Ticket Bookings
    • DTH Recharge
    • Movie Ticket Bookings
    • Airline Ticket Bookings
    • Credit Card Payments
    • Merchandise from the online rewards catalogue

    1 Union Point can be redeemed for a value of Rs. 0.25.

    Airline Ticket Bookings:

    Union Bank of India credit card holders can make domestic airline ticket bookings by redeeming Union Points on www.unionrewardz.com. Airline tickets can be redeemed for up to six passengers under one transaction. Customers can also make redemptions to gift airline tickets to family and friends, with the booking made in the name of the passenger. Union Bank does not mandate any time frame required for making the air travel. Redemptions for airline tickets will get confirmed within 24 hours and the same cannot be cancelled or modified.

    Bus ticket Bookings:

    Union Bank of India credit card holders can make bus ticket bookings by redeeming Union Points on www.unionrewardz.com. Bus tickets can be redeemed for up to six passengers under one transaction. Customers can also make redemptions to gift bus tickets to family and friends, with the booking made in the name of the passenger. Redemptions for bus tickets will get confirmed within 24 hours and the same cannot be cancelled or modified. While making a bus ticket redemption, customers will either get any of the two status types on the screen - i) Redeem - This shows that the seat is available and the redemption can be done to confirm the booking and ii) Request - The customer’s request has been recorded and Union Bank will get in touch with the user to confirm the booking.

    Movie ticket Bookings:

    Union Bank of India credit card holders can make movie ticket bookings at a cinema hall of their choice by redeeming Union Points on www.unionrewardz.com. A maximum of up to 10 tickets can be booked, with the possibility of modifying the chosen seating at any step of the transaction. Customers will receive an email once the booking is confirmed. For movie bookings, Union Points should be redeemed atleast four hours before the show timings.

    Credit Card Bill Payment:

    Union Bank credit card holders can conveniently pay their outstanding credit card bills by redeeming Union Points in just three quick steps. First the customer has to provide the 16 digit Union Bank credit card number along with the amount that has to be paid. Card holders have to verify and confirm the transactions details also containing the number of reward points that are being used for redemption. After making the payment, an online transaction receipt will be generated and can be received via SMS or email.

    Mobile Number Recharge / DTH Recharge on MaxGetMore.com:

    Union Bank credit card customers can recharge their mobile phones and DTH devices using accrued Union Points. In order to make the charges, customers have to enter their mobile number, recharge amount, operator name, email ID, etc. Then the associated Union Bank credit card number has to be entered to make the redemption. If a customer falls short of points, the same can be paid by using the credit card.

    Max Get More Benefits:

    Union Bank customers can redeem Union points with Max Get More partner brands across categories like Food and Beverage, Lifestyle, Hospitality, Apparel, Health Care and Electronics. When a customer uses a Union Bank credit card at a Max Get More partner outlet, additional rewards points and a value back of up to 1.25% can be got.

    Max Get More Partners:

    Apparel Louis Philippe / Classic Polo/ Reliance Trends / Lifestyle / Pothys / Colorplus
    Electronics Pai / Capital
    Food and Beverage Domino’s Pizza / Natural Ice cream
    Health Care O2 Spa / Enrich Salon
    Hospitality Citrus Hotels / goibibo / ezeego / Narayani Heights
    Lifestyle GRT / Puma / newu /

    Union Bank of India Credit Card Rewards Catalogue /Store:

    Union Bank customers can redeem accrued rewards points for various gifts and vouchers from online Rewards catalogue. The available categories are given below.

    Categories
    Accessories
    Apparels
    Automotive Accessories
    Books
    Charity
    Devotional
    Education & Knowledge
    Electronics & Computers
    Experiences
    Games & Toys
    General Merchandise
    Gift Vouchers & Cards
    Gifts
    Groceries & Specialty Food
    Home & Décor
    Jewellery
    Kids
    Kitchen
    Mobile Phones
    Personal Care & Beauty
    Stationery
    Travel Gears

    List of Union Bank of India Credit Cards available with Rewards benefits:

    Types of Union Bank of India Credit Cards Name of the Rewards Program Rewards Redemption Benefits
    Union Bank VISA International Credit Card Union Rewardz
    • Mobile Recharge
    • Bus Ticket Bookings
    • DTH Recharge
    • Movie Ticket Bookings
    • Airline Ticket Bookings
    • Credit Card Payments
    • Merchandise from the online rewards catalogue
    Union Bank Usecure Credit Card Union Rewardz
    • Mobile Recharge
    • Bus Ticket Bookings
    • DTH Recharge
    • Movie Ticket Bookings
    • Airline Ticket Bookings
    • Credit Card Payments
    • Merchandise from the online rewards catalogue
    Union Bank Signature Credit Card Union Rewardz
    • Mobile Recharge
    • Bus Ticket Bookings
    • DTH Recharge
    • Movie Ticket Bookings
    • Airline Ticket Bookings
    • Credit Card Payments
    • Merchandise from the online rewards catalogue

    FAQs for Union Rewardz Program:

    1. How can Union Bank customers check the points balance available in their accounts?

      In order to the number of rewards points available in their accounts, customers have to login to their account on UnionRewardz.com.

    2. Can customers combine cash and Union Points while making redemptions?

      No, Union Bank customers do not have the option of combining rewards points and cash to make a redemption.

    3. Can Union Bank customers get a monthly statement for their Union Points redemption activities?

      Yes, Union Bank will send a monthly statement via email to customers with details related to their redemption activities. Customers can also login to the Union Rewardz site or contact the customer care to know their account activities.

    4. If cardholders have queries regarding Union Rewardz points what is the contact number they should get in touch with?

      Union Bank credit card holders can contact the Union Rewardz Customer Care number at 1800 108 8000.

    5. Can Union Bank credit card customers unsubscribe from the Union Rewardz program?

      Union Bank credit card customers are automatically enrolled into the Union Rewardz program. If they choose not to participate in the program, they do not have to activate their membership accounts. If they want to discontinue after activating their membership accounts, then they can get in touch with the customer care to unsubscribe from the program.

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