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  • Union Bank of India Usecure Credit card

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    Union Bank of India is one among the oldest and largest public sector banks in India. With its headquarters in Mumbai, the bank has over 4200 branches in the country today providing a wide range of banking products and services to the people. credit cards provided by Union Bank are very popular as they offer attractive features and benefits to their members. The benefits include reward points, insurance coverage, cards with EMV chip, high credit limit, etc.

    Union Bank of India Usecure Credit Card Features and Benefits:

    • Union Bank of India Usecure Credit Card can be availed against term deposits
    • The spending limit on a Union Bank of India Usecure Credit Card is up to 80 percent of the term deposit
    • Union Bank of India does not charge an annual fee on this card
    • The bank provides an insurance of Rs.5 Lakhs in case of accidental death and an insurance of Rs.8 Lakhs in case of air accidental death
    • Cardholders can enjoy exclusive travel, entertainment and dining related offers provided by Visa on this card
    • Cardholders can earn reward points on every Rs.100 that they spend using their Union Bank of India Usecure Credit Card. If they spend up to Rs.10000 per month using their card, then they will earn 1 Union Point on every Rs.100 they spend. If they spend between Rs.10001 and Rs.30000, they will get 1.5 Union Points and if they spend over Rs.30000, they will receive 2 Union Points on every Rs.100 they spend
    • Cardholders of Usecure Credit Card can apply for POS terminal facility provided by the bank.

    Union Bank of India Usecure Credit Card Eligibility:

    • Customers who have a term deposit ranging from Rs.25, 000 to Rs.5,00,000 are eligible to apply for a Union Bank of India Usecure Credit Card
    • Customers without an income proof can apply for a Union Bank of India Usecure Credit Card, if they are in need of it.

    Union Bank of India Usecure Credit card FAQs:

    1. Can I pay my credit card bills online?

      Yes, you can pay your credit card bills online.

    2. What is the annual fees charged by Union Bank of India on its Usecure Credit Card?

      Union Bank of India does not charge an annual fee on its Usecure Credit Card.

    3. Do I have to pay annual charges in case I avail the credit card?

      No, you do not have to pay any annual charges for the Union Bank of India Unsecure Credit Card.

    4. Is there any spending limit on the Unsecure Credit Card?

      Up to 80% of the available term deposit is the spending limit on the credit card.

    5. Does the Unsecure Credit Card offered by Union Bank of India come with an EMV Chip?

      Yes, the Unsecure Credit Card offered by Union Bank of India comes with an EMV Chip.

    6. I spend Rs.15, 000 every month using my Union Bank credit card. How many Union Points am I entitled to?

      Since, you spend Rs.15, 000 every month using your Union Bank credit card, you are entitled to 1.5 Union Points, which you will earn on every Rs.100 that you spend.

    7. What is the target group of the Union Bank of India Unsecure Credit Card?

      The target groups of the Union Bank of India Unsecure Credit Card are mentioned below:

      • Individuals who have a term deposit that ranges from Rs.25,000 to Rs.50,000.
      • Individuals who wish to avail a credit card but have no income proof.
    8. What is the insurance coverage provided by the Union Bank of India Unsecure Credit Card?

      The two different insurance coverages provided by the credit card are mentioned below:

      • Air Accidental Death: Rs.8 lakh
      • Accidental Death: Rs.5 lakh
      

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