Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 1 Union Bank of India Usecure Credit card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    Nil
    Response Time : Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details
    Union Bank of India Usecure Credit card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Union Bank of India Usecure Credit card

    Union Bank of India is one among the oldest and largest public sector banks in India. With its headquarters in Mumbai, the bank has over 4200 branches in the country today providing a wide range of banking products and services to the people. Credit Cards provided by Union Bank are very popular as they offer attractive features and benefits to their members. The benefits include reward points, insurance coverage, cards with EMV chip, high credit limit, etc.

    Union Bank of India Usecure Credit Card Features and Benefits:

    • Union Bank of India Usecure Credit Card can be availed against term deposits
    • The spending limit on a Union Bank of India Usecure Credit Card is up to 80 percent of the term deposit
    • Union Bank of India does not charge an annual fee on this card
    • The bank provides an insurance of Rs.5 Lakhs in case of accidental death and an insurance of Rs.8 Lakhs in case of air accidental death
    • Cardholders can enjoy exclusive travel, entertainment and dining related offers provided by Visa on this card
    • Cardholders can earn reward points on every Rs.100 that they spend using their Union Bank of India Usecure Credit Card. If they spend up to Rs.10000 per month using their card, then they will earn 1 Union Point on every Rs.100 they spend. If they spend between Rs.10001 and Rs.30000, they will get 1.5 Union Points and if they spend over Rs.30000, they will receive 2 Union Points on every Rs.100 they spend
    • Cardholders of Usecure Credit Card can apply for POS terminal facility provided by the bank.

    Union Bank of India Usecure Credit Card Eligibility:

    • Customers who have a term deposit ranging from Rs.25, 000 to Rs.5,00,000 are eligible to apply for a Union Bank of India Usecure Credit Card
    • Customers without an income proof can apply for a Union Bank of India Usecure Credit Card, if they are in need of it.

    Union Bank of India Usecure Credit card FAQs:

    1. Can I pay my credit card bills online?

      Yes, you can pay your credit card bills online.

    2. I spend Rs.15, 000 every month using my Union Bank credit card. How many Union Points am I entitled to?

      Since, you spend Rs.15, 000 every month using your Union Bank credit card, you are entitled to 1.5 Union Points, which you will earn on every Rs.100 that you spend.

    3. What is the annual fees charged by Union Bank of India on its Usecure Credit Card?

      Union Bank of India does not charge an annual fee on its Usecure Credit Card.

    4. Does the Union Bank of India Usecure Credit Card come with a chip?

      Yes, the Union Bank of India Usecure Credit Card comes with an EMV chip.

    5. What is the spending limit on Union Bank of India Usecure Credit Card?

      The spending limit on Union Bank of India Usecure Credit Card is up to 80 percent of the term deposit.

    Other Top Credit Cards by Union Bank of India:

     Loading your search... Loading your search...
  • Union Bank of India Usecure Credit card Reviews

    • Union Bank of India Credit Card
      "Nice service"
      0.5 4.0/5 "Great!"
      I hold free credit card with Union bank. Actually when I availed home loan from them, they offered credit card with free of cost. I do not have any idea about reward points and cash back offers. But I do not have any issues with the bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 06, 2017
    • Union Bank of India Credit Card
      "Super card: Union Bank signature Credit card"
      0.5 5.0/5 "Blown Away!"
      Visa signature credit card by UBI is really good. Enjoying a limit of 1 L without any annual fees. (Literally completely FREE). No hidden costs. Further, earning rewards points and using them to recharge and book movie tickets. Also, other benefits like 10L insurance cover, Airport lounge access, etc. U-Control app on mobile to control my credit card features. Thank you Union Bank of India.
      Was this review helpful? 1
      , bangalore
      Reviewed on May 21, 2017
    • Union Bank of India Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      The service provided by union Bank was very good in the credit card.They don't have much special offers but they do give some offers.They are good in service and the functionality of the card is also good. I have taken this card 1.5 years back and used it for 6 months then closed it because I dint have much to use with card. Credit limit they had offered is 85k
      Was this review helpful? 0
      , bangalore
      Reviewed on May 15, 2017
    • Union Bank of India Credit Card
      "Good To Use"
      0.5 5.0/5 "Blown Away!"
      The annual fee on my Union bank of India credit card is five hundred rupees. I have some special offers on my card. Frequently I am getting cash back offers and reward points based on my usage. Also it is very easy to redeem those reward points. To sum up, I am satisfied using this credit card of UNION BANK OF INDIA.
      Was this review helpful? 1
      , nanded
      Reviewed on Apr 21, 2017
    • Union Bank of India Credit Card
      "Best bank to go for"
      0.5 4.0/5 "Great!"
      I do have a credit card of Union Bank of India, I am using it from the last two months of time. Credit limit value is good one with them and the offers are nil with them like I can say its a traditional credit card. Customer service is very good with the Union bank of India.
      Was this review helpful? 1
      , bangalore
      Reviewed on Mar 25, 2017
    • Union Bank of India Credit Card
      "Best "
      0.5 5.0/5 "Blown Away!"
      I do have the credit card with the Union Bank of India and the response is good with them. Response is good because its my employer and they have provided me with the credit limit as 50000 Rupees. Customer service is good with them.
      Was this review helpful? 3
      , karur
      Reviewed on Apr 07, 2016
    • Union Bank of India Credit Card
      "give a try"
      0.5 5.0/5 "Blown Away!"
      My credit card type is classic I have with the union bank of India. I am using this for 6 months. I get 5-10% discounts in shopping. I am fine with the credit limit offered. And the credit card is free for life time. One thing that is lacking in the bank is marketing.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 23, 2016
    • Union Bank of India Credit Card
      "Acceptable "
      0.5 4.5/5 "Excellent!"
      The service provided by union Bank was very good in the credit card.They don't have much special offers but they do give some offers.They are good in service and the functionality of the card is also good.The acceptation of the card is wide and available everywhere.
      Was this review helpful? 3
      , gurgaon
      Reviewed on Jan 13, 2016
    • Union Bank of India Credit Card
      "Great!!!"
      0.5 4.0/5 "Great!"
      On the platinum credit card usage of UBI bank they give only the rewards points for all the purchase which can redeem into the shopping. I took the card recently only. If we spend more than 15,000 the annul fee is waived off. No emi conversation and cash back offers are given but the credit limit is very good .
      Was this review helpful? 4
      , bangalore
      Reviewed on Dec 16, 2015
    • Union Bank of India Credit Card
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      I am having the credit card with the union bank of india with the credit limit of 25000 Rupees and it can be extended upto 100000 Rupees . The services are good with the Union bank of india and I am working there. There are no offers with them as such.
      Was this review helpful? 3
      , nellore
      Reviewed on Nov 24, 2015
    • Union Bank of India Credit Card
      "alternative shopping"
      0.5 2.0/5 "Expected more"
      I have the UBI visa planitun credit card which i use as the alternate for the sbi card. They do not have any cash back offers and the reward points are not useful as per customers requirement. There is no annul fee. Customer service response is very delay as we have to wait long time.
      Was this review helpful? 0
      , kakinada
      Reviewed on Nov 19, 2015
    • Union Bank of India Credit Card
      "Shape up or shape out "
      0.5 3.0/5 "Satisfactory"
      I hold a credit card from UBI for the past 1.5 years. They pay back points are very less and we can not redeemed it immediately only after three months we can redeem them.. The card is not more customer friendly . They do not have any offers for online purchases and in case we want to convert any purchase into emi we have to call the bank but the interest rate is high.
      Was this review helpful? 4
      , mumbai
      Reviewed on Oct 23, 2015
    • Union Bank of India Credit Card
      "Excellent.."
      0.5 5.0/5 "Blown Away!"
      Platinum smart card is mine and this credit card of Union Bank of India plays vital role in doing business as I use this credit card while preparing tender for government related works. Just annual charge is of 299 and some service tax is applicable. Credit card service is fine in this bank.
      Was this review helpful? 10
      , jodhpur
      Reviewed on Sep 18, 2015
    • Union Bank of India Credit Card
      "Extraordinary services"
      0.5 5.0/5 "Blown Away!"
      I have a Visa employee credit card from Union bank. The main benefit is that the rate of interest is less and 40 days are given as payback period. As it is linked to my salary account the amount is deducted directly from the same.
      Was this review helpful? 39
      , jodhpur
      Reviewed on Dec 01, 2014
    • Union Bank of India Credit Card
      "Superb"
      0.5 5.0/5 "Blown Away!"
      Union bank of India, is the best in the industry and their credit card is also the best as they charge the lowest price in the market. It is one of the best public sector Banks. There is no charges which is applicable. They always ensure that they dont exceed the dead line. They dont levy unnecessary charges and its simply good enough.
      Was this review helpful? 35
      , new delhi
      Reviewed on Nov 27, 2014
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.