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  • RBL Bank Credit Card Reward Points

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    RBL Bank offers an exclusive loyalty program for credit card holders, rewarding them with personalized gifts from an eclectic array of products, vouchers, etc., for every spend transaction done. Accrued rewards points can be redeemed for bus tickets, airline tickets, fashion, electronics, beauty products and much more. RBL credit card holders will be automatically enrolled into the Rewards program and all a customer has to do is to activate his/her online account. Rewards accounts can be activated by visiting the RBL rewards website and entering a few details to complete the process. Customers can also call up the RBL rewards Service Centre to activate their accounts. Indian citizens holding a RBL credit card will be eligible to join the rewards program. RBL rewards points carry a validity of 24 months from the date of accrual.

    How can I earn reward points under the RBL Bank Rewards Program?

    Depending on the type of RBL credit card held by the customer, an unlimited number of rewards points can be earned under the RBL Rewards programme. The rate at which points can be earned by RBL customers using credit cards have been given below -

     
    Type of RBL credit card Rate at which rewards points can be earned

    RBL Bank Insignia Preferred Banking World Credit Card

    5 Curated Reward Points can be got for every Rs. 100 spent.

    RBL Bank IGU NHS Golf World Credit Card

    2 Reward Points can be got for every Rs. 100 spent

    RBL Bank Fun+ Credit Card

    10 reward points can be got for every Rs. 100 spent at KFC outlets, Pizza Hut and on BookmyShow.com.

    1 Reward point can be got for every Rs. 100 spent on all purchases excluding fuel.

    RBL Bank Platinum Delight Credit Card

    2 Reward Points can be got for every Rs. 100 spent.

    Double Rewards points can be earned on weekends.

    4000 rewards points can be earned if the card is used within 60 days of issuance.

    RBL Bank Platinum Maxima Credit Card

    2 Reward Points can be got for every Rs. 100 spent.

    8000 rewards points can be earned if the card is used within 60 days of issuance.

    5X Rewards on international purchases, entertainment, fuel, dining and utility bill payments.

    As annual spend bonus, customers can earn 10,000 rewards points if the spend for the previous year is Rs. 2 lakhs or higher.

    Customers can also earn extra 10,000 rewards points if the spend for the previous year is Rs. 3.5 lakhs or higher.

    RBL Bank Titanium Delight Credit Card

    1 Reward Point can be got for every Rs. 100 spent.

    Welcome Gift - 3000 Bonus Reward Points

    20X reward points for purchases done every Wednesday at Big Bazaar outlets.

    RBL Bank Platinum Cricket Credit Card

    4 runs can be got for every Rs.100 on select categories.

    RBL Bank Classic Shopper Credit Cards

    2 Reward Points can be got for every Rs. 100 spent.

    RBL Bank Classic Rewards Credit Cards

    4 reward points can be got for every Rs.100 spent within India.

    8 reward points can be got for every Rs.100 spent abroad.

    RBL Bank Classic Platinum Credit Cards

    2 reward points can be got for every Rs.100 spent within India.

    4 reward points can be got for every Rs.100 spent abroad.

    How do you redeem rewards points with RBL Bank?

    In order to redeem rewards points with RBL Bank customers have to follow the below given steps -

    • RBL credit card holders have to login with their usernames and passwords on to the RBL rewards site.
    • Card holders can then select the category they wish to redeem the gift from. For example - travel, shopping, recharge or gifts.
    • After choosing this, customers have to click on Redeem points and then select the number of rewards points they want to redeem.
    • An OTP will be sent to the customer’s registered mobile number, which needs to be entered to successfully make the payment and complete the redemption.
    • If a customer fall short of rewards points, an RBL credit card can be used to pay for the remaining points required.

    What do you redeem RBL rewards points for?

    RBL Bank Rewards points can be redeemed for the following gifts and vouchers available in the online rewards catalogue.

    • Handpicked Collection - RBL Bank Insignia Preferred Banking World Credit Card
    • Personalised Gifts
    • Flights
    • Hotels
    • Shopping Gifts
    • Vouchers
    • Mobile Recharge
     

    Handpicked Collection - RBL Bank Insignia Preferred Banking World Credit Card:

    The Handpicked Collection is offered by RBL Bank as an exclusive rewards program for RBL Bank Insignia Preferred Banking World Credit Card holders. Insignia customers can redeem accumulated rewards points for luxury vacations, vouchers from top fashion brands and for accessories from a collection of hand-picked rewards. Insignia card holders can also choose gifts and vouchers from the Titanium and Platinum rewards catalogue.

     

    Handpicked Collection - Rewards Catalogue:

    Category Voucher Voucher Value Rewards Points Product Code
    Lifestyle Bottega Veneta Rs. 10,000 40,200 RBL29
    Bottega Veneta Rs. 5000 20,200 RBL30
    CANALI Rs. 10,000 40,200 RBL31
    CANALI Rs. 5000 20,200 RBL32
    Crabtree & Evelyn Rs. 10,000 40,200 RBL41
    Crabtree & Evelyn Rs. 5000 20,200 RBL42
    FURLA Rs. 10,000 40,200 RBL39
    FURLA Rs. 5000 20,200 RBL40
    Genesis Luxury Rs. 10,000 40,200 RBL23
    Genesis Luxury Rs. 5000 20,200 RBL24
    Giorgio Armani Rs. 10,000 40,200 RBL45
    Giorgio Armani Rs. 5000 20,200 RBL46
    Jack & Jones Rs. 1000 4,200 RBL47
    Jimmy Choo Rs. 10,000 40,200 RBL27
    Jimmy Choo Rs. 5000 20,200 RBL28
    Michael Kors Rs. 10,000 40,200 RBL33
    Michael Kors Rs. 5000 20,200 RBL34
    Paul Smith Rs. 10,000 40,200 RBL25
    Paul Smith Rs. 5000 20,200 RBL26
    Tumi Rs. 10,000 40,200 RBL37
    Tumi Rs. 5000 20,200 RBL38
    Veromoda Rs. 1000 4,200 RBL43
    Villeroy & Boch Rs. 10,000 40,200 RBL44
    Villeroy & Boch Rs. 5000 20,200 RBL48
     

    Flights:

    RBL credit card holders can redeem accrued points for flight tickets with various airline partners on the RBL rewards website. Flight tickets can be booked for up to 9 passengers under one redemption request. A processing fee of Rs. 200 per passenger will be charged. RBL Bank will send an SMS to confirm the customer’s booking. Customers can also earn frequent flyer miles when they use RBL rewards points for booking tickets.

    Travel Partners - IndiGo Airlines / SpiceJet / Jet Airways / Air India

     

    Hotels:

    RBL credit card holders can redeem accumulated points for hotels with various partners on the RBL rewards website.

    Hotel Partners - The Orchid / Oakwood Premier / Inder Residency / Fortune Select Palms

     

    Recharge:

    RBL Bank customers can recharge their mobile phones using accrued rewards points on the RBL rewards site. Customers have to enter the mobile operator’s name, mobile number, recharge amount and circle t recharge their mobiles.

     

    Vouchers:

    RBL Bank credit card holders can redeem accrued rewards points for vouchers from the following categories mentioned below. Redeemed vouchers will be delivered at the customer’s doorstep.

     
    Category Voucher Voucher Value Rewards Points Product Code
    Entertainment Book My Show Rs. 500 2,200 RBL49
    Dining Café Coffee Day Rs. 500 2,200 RBL16
    Dining Costa Coffee Rs. 500 2,200 RBL02
    Dining Dominos Rs. 500 2,200 RBL03
    Dining Pizza Hut Rs. 500 2,200 RBL04
    Lifestyle Big Bazaar Rs. 1000 4,200 RBL81
    Lifestyle Outlets Rs. 1000 4,200 RBL82
    Shoppers Stop Rs. 1000 4,200 RBL83
    Arrow Rs. 1000 4,200 RBL01
    Central Rs. 1000 4,200 RBL21
    Citizen Rs. 500 2,200 RBL06
    FabIndia Rs. 1000 4,200 RBL22
    Flying Machine Rs. 1000 4,200 RBL17
    GANT Rs. 5000 20,200 RBL20
    Hidesign Rs. 1000 4,200 RBL05
    IZOD Rs. 1000 4,200 RBL19
    Pantaloons Rs. 500 2,200 RBL13
    Pantaloons Rs. 1000 4,200 RBL14
    US Polo Rs. 1000 4,200 RBL18
     

    Shopping:

    RBL offers a vast shopping catalogue offering apparel, electronics, perfumes, jewellery, shoes, bags, etc. Customers can redeem reward points for products from leading brands and can also use their RBL credit cards if they do not have enough points.

     

    Personalised Gifts:

    RBL credit card holders can redeem their reward points for personalised gifts offered from the bank. This personalised gift will be delivered at their doorsteps.

    List of RBL Bank Credit Cards available with Rewards benefits:

    Types of RBL Bank Credit Cards Name of the Rewards Program Rewards Redemption Benefits

    RBL Bank Insignia Preferred Banking World Credit Card

    RBL Bank Rewards Program

    Handpicked Collection

    RBL Bank IGU NHS Golf World Credit Card

    RBL Bank Rewards Program

    Gifts

    Flights

    Hotels

    Shopping vouchers

    Mobile Recharge

    RBL Bank Fun+ Credit Card

    RBL Bank Rewards Program

    Gifts

    Flights

    Hotels

    Shopping vouchers

    Mobile Recharge

    RBL Bank Platinum Delight Credit Card

    RBL Bank Rewards Program

    Gifts

    Flights

    Hotels

    Shopping vouchers

    Mobile Recharge

    RBL Bank Platinum Maxima Credit Card

    RBL Bank Rewards Program

    Gifts

    Flights

    Hotels

    Shopping vouchers

    Mobile Recharge

    RBL Bank Titanium Delight Credit Card

    RBL Bank Rewards Program

    Gifts

    Flights

    Hotels

    Shopping vouchers

    Mobile Recharge

    RBL Bank Platinum Cricket Credit Card

    RBL Bank Rewards Program

    Gifts

    Flights

    Hotels

    Shopping vouchers

    Mobile Recharge

    RBL Bank Classic Shopper Credit Cards

    RBL Bank Rewards Program

    Gifts

    Flights

    Hotels

    Shopping vouchers

    Mobile Recharge

    RBL Bank Classic Rewards Credit Cards

    RBL Bank Rewards Program

    Gifts

    Flights

    Hotels

    Shopping vouchers

    Mobile Recharge

    RBL Bank Classic Platinum Credit Cards

    RBL Bank Rewards Program

    Gifts

    Flights

    Hotels

    Shopping vouchers

    Mobile Recharge

     

    FAQs for RBL Bank Credit Card Reward Points Program:

    1. Can Non-Indian citizens enroll in the RBL Bank Rewards Program?

      Yes, Indian residents who hold a valid RBL credit card will be automatically enrolled into the RBL rewards program.

    2. For queries regarding RBL rewards program, where should the credit card holder reach out to?

      RBL credit card customers can call the service desk at 1800 121 9050 or send an email to rewards.services@rblbank.com for any queries.

    3. How can customers get the username and password for logging into their RBL rewards accounts?

      Once the customer registers for RBL rewards, the username and password will be sent to the customer’s mobile number and email address.

    4. How can RBL customers know if their mobile recharge was successful?

      After the recharge transaction has been done, customers will get an email receipt, SMS, and an instant receipt on the transaction screen.

    5. What are the different payment modes that can be used by RBL customers to make online ticket bookings?

      Online ticket bookings can be done only through RBL Bank MasterCard credit cards by customers.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    RBL Bank Credit Card Reward Points Reviews

    • RBL Bank Credit Card
      "Service is Good"
      0.5 5.0/5 "Blown Away!"
      I have Ratnakar Bank credit card which was offered by bajaj fnserv.While making the credit card bill extra charges are deducted that is the issue according to me .This card is a chargeable card and it was delivered on time .I have not faced any drawbacks on using this card .
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 23, 2020
    • RBL Bank
      RBL Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have Ratnakar Bank credit card which i am using for personal use .This was a free card and got this credit card without any delay .I am getting petrol benefits and airport lounge access ,Each and every details about this credit card was clearly shared by the agent .According to me this credit card is much convenient to use.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 23, 2020
    • RBL Bank Credit Card
      "Very high interest need to connect with customer care"
      0.5 3.0/5 "Satisfactory"
      I applied RBL credit card for the past 7-8 months and i got a offer from Bajaj Finance they called and given the offer. This is a life time free card and also credit limit is not sufficient they given only RS.35k and also i am not getting any special benefits . Customer service need to improve it is connecting so long.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 23, 2020
    • RBL Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      RBL has provided very high rate of interest for EMI conversion when compared with other bank for credit card. Cash withdrawal options is the best. Interest will be applied only after the tentative date, if the payment is not done only processing fee is also applied for low. The reward points cannot be converted into cash only we can use for shopping and recharges. The credit limit offered from bank 70K which is sufficient.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 23, 2020
    • RBL Bank Credit Card
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I have RATNAKAR bank credit card which was taken through online. It was a life time free card. I have received this card along with welcome kit by 10 days and recently started using this credit card. I am satisfied with the credit limit and need to explore few benefits based on the usage. According to me the service is average.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 23, 2020
    • RBL Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am using RBL credit card and this is a good card. I have a good credit limit of Rs. 1.50 lakhs annual charges is Rs. 499 no fee wavier. Customer service was good and also mostly i am using this card for shopping, groceries and electronic products.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 23, 2020
    • RBL Bank Credit Card
      "Average Service"
      0.5 1.0/5 "Really Bad"
      I have Ratnakar Bank credit card which was offered by Bajaj Finserv .The rate of interest was very high and this was a chargeable card ,There are movie ticket offers as well .I am using this credit card frequently and also acceptable everywhere that is the best thing but the service is average.
      Was this review helpful? 0
      , hooghly
      Reviewed on Jan 23, 2020
    • RBL Bank Credit Card
      "Without my concern they process this credit card "
      0.5 1.0/5 "Really Bad"
      I have applied RBL credit card through online channel. I am not sure about the credit limit. When I got a verification call informed to them no need to process for further since I don't want this card, but the banker has shouted at me, also he processed and he send this card to home itself. They approved the card and I hadn't received any intimation from their end. In which their service is not at all good and also i won't recommended to other.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 23, 2020
    • RBL Bank Credit Card
      "Satisfactory service"
      0.5 5.0/5 "Blown Away!"
      I can operate my RBL credit card and mobile application is very good. Customer support response is also good. I have offered with 1.25L which is sufficient. Main drawback in this card there was no rewards points based on the usage. EMI conversion options are available at the normal interest rate.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 23, 2020
    • RBL Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I am using RBL credit card for more than 1 year. I have a credit limit of 47K. Rewards points can be converted only into vouchers. I get buy 1 get 1 movie tickets offers. For EMI conversion the rate of interest is around 16.59% and processing fee is also applied for all conversion.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 23, 2020
    • RBL Bank Credit Card
      "Interest rate is high customer service is not good"
      0.5 3.0/5 "Satisfactory"
      I am using RBL credit card more than 2 years, i can convert my purchase into EMI but they are putting high charges and process fee is all high. They charging Rs.1500 as a processing fees and I have been using this card for almost 9 months. The credit limit is good.
      Was this review helpful? 1
      , chennai
      Reviewed on Jan 23, 2020
    • RBL Bank Credit Card
      "Service is Good"
      0.5 5.0/5 "Blown Away!"
      I have Ratnakar Bank credit card which was taken through Bank.Every month i will be getting movie ticket offers ,This was a chargeable card .There are cash back offers as well as reward points which is really good .I am completely satisfied with the service so far .
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 22, 2020
    • RBL Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I'm aware of the benefits provided by RBL because i use this credit card much. Credit limit is Rs. 76k and the annual charge for this card is Rs. 750. if i spend Rs. 50,000 no need to pay this fee. This card has reward benefits that can be redeemed. Customer service and response was okay.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 22, 2020
    • RBL Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      RBL card annual fee is very high because they charged me a yearly charges of Rs. 1000 +GST charges. I have not left any payment so i'm not sure about the interest rate. In RBL card, they have provided me a personal loan without blocking my credit limit. They gave me a buy 2+ get 1 movie ticket offers and some offers on purchases. If they are reducing the annual fee charges, it would be fine.
      Was this review helpful? 0
      , kochi
      Reviewed on Jan 22, 2020
    • RBL Bank Credit Card
      "Service is Good"
      0.5 4.0/5 "Great!"
      I am using Ratnakar Bank credit which i am having for the past 3 years.This was availed through bank only,This was a chargeable card and have movie ticket offers and airport lounge access but i am not using this service .The credit limit was good and acceptable on all places .I have uploaded documents through online .
      Was this review helpful? 1
      , chennai
      Reviewed on Jan 21, 2020
    • RBL Bank Credit Card
      "We can do lot of things with the reward points"
      0.5 5.0/5 "Blown Away!"
      I am using RBL card for almost 7 months. We can earn the reward points from this card. They have provided me a credit limit of Rs. 35000 and there is a annual fee of Rs. 1000. I can use the reward points for paying my bill or purchase anything, recharges. I have a received a call regarding this credit card offer once i accepted the same their executive came to my place to collect the documents.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 21, 2020
    • RBL Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I can do a cash transfer from RBL card to my bank account which I took like a loan based on the credit limit and I can convert into EMI as well. They are charging me a interest rate of 13% and the processing fee of Rs. 200. I can choose the duration between 2 to 4 years. I'm not getting much benefits on this card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 21, 2020
    • RBL Bank Credit Card
      "Need to improve the services"
      0.5 2.0/5 "Expected more"
      I was using RBL credit card for more than 2 years. I have not converted into EMI but they are charging around Rs.6,500 and there is no proper response from customer support, the issue is not resolved yet. Bank has offered me with the limit of 1 lakh.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 21, 2020
    • RBL Bank Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have RATNAKAR Bank credit card which was taken through Bank.There will instant discounts for ordering food and groceries .This was a chargeable card and there was no difficulties faced so far .I am comfortable with the credit limit and there was proper acknowledgement from bank end when applied for this credit card.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 21, 2020
    • RBL Bank Credit Card
      "Good benefit card"
      0.5 5.0/5 "Blown Away!"
      RATNAKAR bank has offered good credit limit of 95K. Though its my first card I have not faced any issue till now. I have been using this card for more than one year. Initial it was 60K after that they would have checked my good transactions, so within few months limit was enhanced up to 30K. It is annual fee chargeable of 999 rupees but there is waiver off option avail, if I spend 75K within a year. EMI conversion is avail if I spend above 3K. I use for movie ticket, food, fuel and grocery items to buy. Based on usage I get good points of 2K and some discounts avail for online shopping.
      Was this review helpful? 1
      , thane
      Reviewed on Jan 20, 2020
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