The joy you get when you bite into a delicious cookie is similar to the joy of using the RBL Bank Cookies Credit Card. This card gives you passes and rewards on movies, cab rides, dining, and more. All of this for an annual fee of Rs.500 (excluding GST).Key Highlights of the RBL Bank Cookies Credit Card
If you are wondering if you should consider applying for this credit card, check out the features and benefits:
Start your journey with the RBL Bank Cookies Credit Card with an Amazon Pay gift card worth Rs.500. To get this card, you need to:
Note: On meeting these terms, 2,500 Reward Points will be credited to your card account. These points can then be redeemed for an Amazon Pay gift card on RBL's rewards portal.
When you spend a certain amount on each category of spends, you get exciting rewards in the form of passes. Here's what you get:
|Category||Minimum Annual Spend||Pass|
|Entertainment||Rs.10,000||10% cashback on BookMyShow (10 times for the remainder of the year)|
|Dining||Rs.30,000||10% cashback on Zomato spends (10 times in the remainder of the year)|
|Cab rides||Rs.75,000||10% cashback on Uber (10 times for the remainder of the year)|
Along with these rewards, you also get to enjoy rewards on milestone spends. You get:
The Cookies Credit Card also has a rewards programme. With this credit card, you earn:
You also get:
Fuel Surcharge Waiver
Enjoy fuel surcharge waiver up to Rs.150 per month for transactions between Rs.500 and Rs.4,000.
The credit limit on your RBL Bank Cookies Credit Card is based on a number of factors and will be intimated to you by the bank.
The credit limit on your card depends on factors such as the number of credit cards you currently own, your current debt obligations, your credit repayment history, employment status, your income, and your credit score among other factors.
As such, two people can have different credit limits for the same card.
Enjoy these offers with your RBL Bank Cookies Credit Card:
As mentioned earlier, you earn Reward Points for every Rs.100 that you spend (only on eligible transactions).
To redeem your points, follow these steps:
|Annual fee||Rs.500 + GST.|
|Add-on card fee||Nil.|
|Interest rate||Up to 3.5% per month (42% p.a.).|
|Cash advance fee||2.5% of the amount withdrawn, subject to a minimum of Rs.300.|
|Late payment fee||15% of the amount due, subject to a minimum of Rs.50 and a maximum of Rs.1,000.|
|Over limit fee||Rs.600|
|Foreign currency mark-up fee||3.5% of the transacted amount|
The bank will have its eligibility criteria set out when it comes to applying for this credit card. This may include income-related criteria and employment-related criteria. Additionally, your age and nationality will also play a role in assessing your eligibility for this card.
The bank may request different documents from individual applicants. In general, though, you may have to submit the following documents:
You can apply for the RBL Bank Cookies Credit Card on the bank's website. You will be required to fill in the application form and provide details such as your primary source of income, your average monthly income, and your PAN card details.
Alternatively, you can also apply for the card by visiting your local RBL Bank branch.
Yes. The 10% cashback on all the passes is capped at Rs.100 per transaction.
If you have any issues with your credit card, you can call the bank's customer service centre on +91 22 62327777.
You can check the status of your application by logging on to the bank's webpage to track your application. Once here, you will have to enter your reference number and mobile number. You can then check the status of your credit card application.
If you have a dining pass, an entertainment pas, or a cab ride pass, you get 10% cashback on those transactions for the remainder of the year. In this case, the term year can be defined as the card anniversary year and not the calendar year. So, if you were issued the credit card in July 2019, one year would be complete in July 2020.
Now, if you unlock an entertainment pass in October 2019, you will get the 10% cashback on entertainment transactions up until July 2020.
Your points expire within 12 months but can be carried over subject to RBL Bank's terms and conditions.
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