Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • RBL Bank Cookies Credit Card

    The joy you get when you bite into a delicious cookie is similar to the joy of using the RBL Bank Cookies Credit Card. This card gives you passes and rewards on movies, cab rides, dining, and more. All of this for an annual fee of Rs.500 (excluding GST).

    Key Highlights of the RBL Bank Cookies Credit Card
    • Get an Amazon Pay gift card worth Rs.500.
    • Spend Rs.1,50,000 and get a Zomato Gold annual membership.
    • Earn up to 2 Reward Points per Rs.100 spent.

    Features and Benefits of the RBL Bank Cookies Credit Card

    If you are wondering if you should consider applying for this credit card, check out the features and benefits:

    Welcome Gift

    Start your journey with the RBL Bank Cookies Credit Card with an Amazon Pay gift card worth Rs.500. To get this card, you need to:

    • Pay the joining fee by the statement payment date.
    • Make a purchase within the first 30 days of your card being issued.

    Note: On meeting these terms, 2,500 Reward Points will be credited to your card account. These points can then be redeemed for an Amazon Pay gift card on RBL's rewards portal.

    Treat Yourself

    When you spend a certain amount on each category of spends, you get exciting rewards in the form of passes. Here's what you get:

    Category Minimum Annual Spend Pass
    Entertainment Rs.10,000 10% cashback on BookMyShow (10 times for the remainder of the year)
    Dining Rs.30,000 10% cashback on Zomato spends (10 times in the remainder of the year)
    Cab rides Rs.75,000 10% cashback on Uber (10 times for the remainder of the year)

    Milestone Spends

    Along with these rewards, you also get to enjoy rewards on milestone spends. You get:

    • Zomato Gold Membership worth Rs.1,200 when you spend Rs.1,50,000 in a year.

    Rewards

    The Cookies Credit Card also has a rewards programme. With this credit card, you earn:

    • 1 Reward Point per Rs.100 spent offline (not including fuel transactions).
    • 2 Rewards Points per Rs.100 spent online.

    You also get:

    • 1,440 Rewards Points on offline spends of Rs.12,000 per month.
    • 4,320 Rewards Points on online spends of Rs.18,000 per month.

    Fuel Surcharge Waiver

    Enjoy fuel surcharge waiver up to Rs.150 per month for transactions between Rs.500 and Rs.4,000.

    RBL Bank Cookies Credit Card Limit

    The credit limit on your RBL Bank Cookies Credit Card is based on a number of factors and will be intimated to you by the bank.

    The credit limit on your card depends on factors such as the number of credit cards you currently own, your current debt obligations, your credit repayment history, employment status, your income, and your credit score among other factors.

    As such, two people can have different credit limits for the same card.

    Latest Offers on Your RBL Bank Cookies Credit Card

    Enjoy these offers with your RBL Bank Cookies Credit Card:

    • Get 5% cashback up to Rs.2,000 when you shop for at least Rs.15,000 at Croma on Saturdays and Sundays (valid until 30 September 2019).
    • Enjoy flat 25% off on room bookings on the Lemon Tree Hotels website (valid until 31 March 2020).
    • Flat Rs.250 off on orders placed on Grofers every Monday and Friday (valid until 30 September 2019).

    Reward Point Benefits on Your RBL Bank Cookies Credit Card

    As mentioned earlier, you earn Reward Points for every Rs.100 that you spend (only on eligible transactions).

    • Earn 1 Reward Point per Rs.100 spent offline (not including fuel spends).
    • Earn 2 Reward Points per Rs.100 spent online.

    Milestone Rewards

    • Get 1,440 Reward Points on offline spends when you spend a minimum of Rs.12,000 per month.
    • Get 4,320 Reward Points when you spend a minimum of Rs.18,000 on online spends each month.

    How to Redeem Points Earned on Your RBL Bank Cookies Credit Card

    To redeem your points, follow these steps:

    • Log in to the RBL Rewards Portal using your username and password.
    • Select the reward of your choice and add it to cart.
    • You can then proceed to redeem your points for that product.

    Fees and Charges

    Particulars Amount
    Annual fee Rs.500 + GST.
    Add-on card fee Nil.
    Interest rate Up to 3.5% per month (42% p.a.).
    Cash advance fee 2.5% of the amount withdrawn, subject to a minimum of Rs.300.
    Late payment fee 15% of the amount due, subject to a minimum of Rs.50 and a maximum of Rs.1,000.
    Over limit fee Rs.600
    Foreign currency mark-up fee 3.5% of the transacted amount

    Eligibility

    The bank will have its eligibility criteria set out when it comes to applying for this credit card. This may include income-related criteria and employment-related criteria. Additionally, your age and nationality will also play a role in assessing your eligibility for this card.

    Documents Required

    The bank may request different documents from individual applicants. In general, though, you may have to submit the following documents:

    • Identity-related documents: These can include your PAN card, Aadhaar card, driving licence, and passport among others.
    • Address proof documents: Your passport or your Aadhaar card can work as address proof documents.
    • Income proof documents: You may be asked to furnish income proof. This could be in the form of your payslip, Form 16, or income tax returns among others.

    How to Apply for the RBL Bank Cookies Credit Card?

    You can apply for the RBL Bank Cookies Credit Card on the bank's website. You will be required to fill in the application form and provide details such as your primary source of income, your average monthly income, and your PAN card details.

    Alternatively, you can also apply for the card by visiting your local RBL Bank branch.

    RBL Bank Cookies Credit Card Frequently Asked Questions

    1. Is there a cap to the cashback I can earn on entertainment, dining, and riding passes?
    2. Yes. The 10% cashback on all the passes is capped at Rs.100 per transaction.

    3. Who can I contact if I have a problem with my credit card?
    4. If you have any issues with your credit card, you can call the bank's customer service centre on +91 22 62327777.

    5. How do I check my credit card application status?
    6. You can check the status of your application by logging on to the bank's webpage to track your application. Once here, you will have to enter your reference number and mobile number. You can then check the status of your credit card application.

    7. How is 'remainder of the year' defined with respect to passes?
    8. If you have a dining pass, an entertainment pas, or a cab ride pass, you get 10% cashback on those transactions for the remainder of the year. In this case, the term year can be defined as the card anniversary year and not the calendar year. So, if you were issued the credit card in July 2019, one year would be complete in July 2020.

      Now, if you unlock an entertainment pass in October 2019, you will get the 10% cashback on entertainment transactions up until July 2020.

    9. What is the validity of the points I earn?
    10. Your points expire within 12 months but can be carried over subject to RBL Bank's terms and conditions.

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.