Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • RBL Bank Cookies Credit Card

    The joy you get when you bite into a delicious cookie is similar to the joy of using the RBL Bank Cookies Credit Card. This card gives you passes and rewards on movies, cab rides, dining, and more. All of this for a monthly fee of Rs.100 (excluding GST).

    Key Highlights of the RBL Bank Cookies Credit Card
    • A gift voucher worth Rs.1,000 is provided as a welcome gift.
    • Earn 5 Reward Points per Rs.100 spent online.
    • Earn 1 Reward Point per Rs.100 spent offline.

    Features and Benefits of the RBL Bank Cookies Credit Card

    Welcome Gift

    Start your journey with the RBL Bank Cookies Credit Card with a gift card voucher worth Rs.1,000. You can choose from Shopper’s Stop, Croma, Myntra, Flipkart, or Amazon. To get this card, you need to:

    • Make a purchase within the first 30 days of your card being issued.

    Treat Yourself

    When you spend a certain amount on each category of spends, you get exciting rewards in the form of passes. Here's what you get:

    Category Minimum Annual Spend Pass
    Entertainment Rs.10,000 10% cashback on BookMyShow (10 times for the remainder of the year)
    Dining Rs.30,000 10% cashback on Zomato spends (10 times in the remainder of the year)

    Rewards

    The Cookies Credit Card also has a rewards programme. With this credit card, you earn:

    • 1 Reward Point per Rs.100 spent offline (not including fuel transactions).
    • 5 Rewards Points per Rs.100 spent online.

    Fuel Surcharge Waiver

    • Enjoy fuel surcharge waiver up to Rs.100 per month for transactions between Rs.500 and Rs.4,000.

    RBL Bank Cookies Credit Card Limit

    The credit limit on your RBL Bank Cookies Credit Card is based on a number of factors and will be intimated to you by the bank.

    The credit limit on your RBL Bank credit card depends on factors such as the number of credit cards you currently own, your current debt obligations, your credit repayment history, employment status, your income, and your credit score among other factors.

    As such, two people can have different credit limits for the same card.

    Reward Point Benefits on Your RBL Bank Cookies Credit Card

    As mentioned earlier, you earn Reward Points for every Rs.100 that you spend (only on eligible transactions).

    • Earn 1 Reward Point per Rs.100 spent offline (not including fuel spends).
    • Earn 5 Reward Points per Rs.100 spent online.

    How to Redeem Points Earned on Your RBL Bank Cookies Credit Card

    To redeem your points, follow these steps:

    • Log in to the RBL Rewards Portal using your username and password.
    • Select the reward of your choice and add it to cart.
    • You can then proceed to redeem your points for that product.

    RBL Bank Cookies Credit Card Fees and Charges

    Particulars Amount
    Annual fee Rs.500 + GST.
    Add-on card fee Nil.
    Interest rate Up to 3.5% per month (42% p.a.).
    Cash advance fee 2.5% of the amount withdrawn, subject to a minimum of Rs.300.
    Late payment fee 15% of the amount due, subject to a minimum of Rs.50 and a maximum of Rs.1,000.
    Over limit fee Rs.600
    Foreign currency mark-up fee 3.5% of the transacted amount

    RBL Bank Cookies Credit Card Eligibility Criteria

    The bank will have its eligibility criteria set out when it comes to applying for this credit card. This may include income-related criteria and employment-related criteria. Additionally, your age and nationality will also play a role in assessing your eligibility for this card.

    Documents Required to Apply for RBL Bank Cookies Credit Card

    The bank may request different documents from individual applicants. In general, though, you may have to submit the following documents:

    • Identity-related documents: These can include your PAN card, Aadhaar card, driving licence, and passport among others.
    • Address proof documents: Your passport or your Aadhaar card can work as address proof documents.
    • Income proof documents: You may be asked to furnish income proof. This could be in the form of your payslip, Form 16, or income tax returns among others.

    How to Apply for the RBL Bank Cookies Credit Card?

    You can apply for the RBL Bank Cookies Credit Card on the bank's website. You will be required to fill in the application form and provide details such as your primary source of income, your average monthly income, and your PAN card details.

    Alternatively, you can also apply for the card by visiting your local RBL Bank branch.

    RBL Bank Cookies Credit Card FAQs

    1. Is there a cap to the cashback I can earn on entertainment, dining, and riding passes?

      Yes. The 10% cashback on all the passes is capped at Rs.100 per transaction.

    2. Who can I contact if I have a problem with my credit card?

      If you have any issues with your credit card, you can call the RBL bank credit card customer care on +91 22 62327777.

    3. How do I check my credit card application status?

      You can check the RBL bank credit card status by logging on to the bank's webpage to track your application. Once here, you will have to enter your reference number and mobile number. You can then check the status of your credit card application.

    4. What is the validity of the points I earn?

      Your points expire within 12 months but can be carried over subject to RBL Bank's terms and conditions.

      

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