Sometimes, the name itself is a dead giveaway. With the delightful title of ‘RBL Platinum Delight Credit Card’, the highlighted credit card must be an absolute delight to behold. And surely, packed with amazing features and friendly benefits, this credit card offering from Ratnakar Bank is a superstar. The initiation itself is very lucrative- swipe your RBL Platinum Delight Credit Card within 60 days of issuance and earn 4,000 reward points. Plus, there are annual spend benefits, reward points on all spends across all categories, fuel advantage and other such irresistible benefits. This is a card that offers you loads, for every swipe!!

RBL Platinum Delight Credit Card Features & Benefits:

The RBL Platinum Delight Credit Card is a complete package, offering attractive features and benefits that form a solid foundation towards a refined credit card experience. Why choose this card? Read on.

1. 100% Secure- Forget the traditional view of credit cards that need to be handled with kid gloves and never let out of your sight. The RBL Platinum Delight Card is immensely secure and offers you complete peace of mind.
   • PIN based EMV chip for added protection through transactions.
   • Added protection with Personal Identification Number (PIN) that is cherry on top of the EMV Chip and PIN Card configuration.
   • Consistent usage of One Time Password (OTP) system ensures that you and only you are affecting the requested transactions.
   • After you lose your card, inform the 24x7 RBL customer support and avail Zero Fraud Liability that protects you against any unauthorised usage of your credit card.
2. Easy Repayment Options- Any purchase that exceeds Rs. 5,000 can be converted into simple EMIs as part of the aptly named, Split n’ Pay Program. Plus, you can transfer your credit card balances from other cards onto the RBL Bank Platinum Delight Credit Card to avail this EMI option.
3. Avail Flexi Limits- How about fixing your own credit card purchase limit? It’s as simple as contacting the RBL 24x7 customer support and quoting your preferred spending limit. Saves money and always keeps you in control. You can optionally also set a different spend limit on your add-on credit card.
4. Always in the Loop- All your card transactions and related activities generate notifications that are passed on for your inspection via email and SMS. Affords greater control and security.
5. Online Support 24x7- The interactive and user friendly online banking option allows you to keep tabs on your credit card. Access your account, view paid and pending bills, pull up card statements, request for balance transfer and many similar functions are easily available.
6. Accepted Worldwide- The RBL Bank Platinum Delight Credit Card is accepted at 1 million plus MasterCard merchant outlets in India and 25 million similar outlets across the world. Conduct your purchases in any international currency and pay back with Indian rupees at a later date. Want some liquid cash? Jump into any MasterCard / Cirrus / Maestro marked ATMs.

RBL Bank Platinum Delight Credit Card Eligibility:

1. The applicant must be an Indian national.
2. Minimum age of the applicant must not be lower than 23 years.
3. The applicant’s minimum salary must not be lesser than Rs. 40,000.
4. The applicant must possess a good credit record without any obvious red flags.
5. If the applicant already owns a credit card with limit in excess of Rs. 50,000, his/her application will be fast-tracked through the green channel.

Documentation- Proof & Papers to be submitted:

1. Identity proof (Passport, PAN Card, Voter’s ID, etc.)
2. Address proof (Passport, DL, Phone bill, Rent agreement, Electricity/Water bill, etc.)- Ensure however that the submitted document displays your current residential address.
3. 1 passport sized photograph.

Fees and Charges:

How to Apply for RBL Bank Platinum Delight Credit Card on BankBazaar?

Applying for this card on BankBazaar takes 4 simple steps. The same are listed below-

1. Access BankBazaar homepage. On the top navigation panel, select the ‘Credit Cards’ option.
2. From the drop-down, select the ‘By Bank’ categorization. Next, select ‘Ratnakar Bank Credit Card’ from the list.
3. The resultant page lists all the credit cards as offered by Ratnakar Bank. Select, RBL Bank Platinum Delight Credit Card from the list. Notice the two buttons? ‘Check Eligibility’ and ‘Explore Card’. The first helps you understand your eligibility via a simple, interactive wizard, while the latter allows you to know the various features of the card.
4. The ‘Apply’ button is prominently displayed at the end of these qualification procedures. Clicking on the same will churn the wheels into motion. Your application will next be forwarded to RBL Bank for further processing.
5. The applicant will receive an instant e-approval from BankBazaar after the successful submission of the application. Next, the bank gets in touch with you directly. You can also check the status of your application through SMS alerts and timely emails.

RBL Platinum Delight Card FAQs:

1. How to setup your RBL Platinum Delight Credit Card PIN?

   The PIN number is an important security feature. Setting it up is a very simple process-

   1. Login to the RBL Bank website. Select ‘Online Services’ from the navigation panel and opt for ‘Set your Credit Card PIN’.
   2. As requested, enter the requisite information- DOB, Card Number, CVV and Card Expiry Date.
   3. You will receive an OTP on your phone- next, enter this number in the designated field.
   4. Set your PIN. Ensure that this is something that you can easily remember, though not extremely simple.
   5. Alternatively, call RBL customer support to setup the PIN via a simple menu based IVR.
2. What is the liability if I pay my credit card bill at an RBL branch?

   For every cash deposit transaction done with regards to credit card repayments, a sum of Rs.100 will be charged.

3. What are the Reward Points that I am likely to earn with my RBL Platinum Delight Card?

   For every Rs.100 spent on purchases with your card, earn 2 reward points. Also, spend more than Rs.1.5 lakhs on your card through the first year, and your second year annual fee is waived off.

4. What are the fuel advantages that my card offers me for filling up my vehicle?

   Enjoy 0% fuel surcharge at any petrol/diesel station across India. However, the spending must not be lower than Rs.500 nor higher than Rs. 4,000.

5. What is this ‘fun weekends’ offer that I keep hearing about?

   This relates to the attractive offer from RBL Platinum Delight Credit Card that doubles the reward points on all your spends through the weekends. Fun ensured, right?

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