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  • RBL Platinum Delight Card

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    Fee Details
    • Get 4,000 Reward point on the first swipe (within 60 days of issuance)
    • Earn 2 reward points per Rs.100/- spent on all spends
    • Get Fuel surcharge for across all petrol pumps for fuel spends upto Rs.6,000/- every month
    • Double the fun on weekends: Get 4 reward points per Rs.100/- on all spends on Saturday & Sunday
    • Spend Rs.1.5Lac in the year and get waiver of annual fees

    Sometimes, the name itself is a dead giveaway. With the delightful title of ‘RBL Platinum Delight Credit Card’, the highlighted credit card must be an absolute delight to behold. And surely, packed with amazing features and friendly benefits, this credit card offering from Ratnakar Bank is a superstar. The initiation itself is very lucrative- swipe your RBL Platinum Delight Credit Card within 60 days of issuance and earn 4,000 reward points. Plus, there are annual spend benefits, reward points on all spends across all categories, fuel advantage and other such irresistible benefits. This is a card that offers you loads, for every swipe!!

    RBL Platinum Delight Credit Card Features & Benefits:

    The RBL Platinum Delight Credit Card is a complete package, offering attractive features and benefits that form a solid foundation towards a refined credit card experience. Why choose this card? Read on.

    1. 100% Secure- Forget the traditional view of credit cards that need to be handled with kid gloves and never let out of your sight. The RBL Platinum Delight Card is immensely secure and offers you complete peace of mind.
      • PIN based EMV chip for added protection through transactions.
      • Added protection with Personal Identification Number (PIN) that is cherry on top of the EMV Chip and PIN Card configuration.
      • Consistent usage of One Time Password (OTP) system ensures that you and only you are affecting the requested transactions.
      • After you lose your card, inform the 24x7 RBL customer support and avail Zero Fraud Liability that protects you against any unauthorised usage of your credit card.
    2. Easy Repayment Options- Any purchase that exceeds Rs. 5,000 can be converted into simple EMIs as part of the aptly named, Split n’ Pay Program. Plus, you can transfer your credit card balances from other cards onto the RBL Bank Platinum Delight Credit Card to avail this EMI option.
    3. Avail Flexi Limits- How about fixing your own credit card purchase limit? It’s as simple as contacting the RBL 24x7 customer support and quoting your preferred spending limit. Saves money and always keeps you in control. You can optionally also set a different spend limit on your add-on credit card.
    4. Always in the Loop- All your card transactions and related activities generate notifications that are passed on for your inspection via email and SMS. Affords greater control and security.
    5. Online Support 24x7- The interactive and user friendly online banking option allows you to keep tabs on your credit card. Access your account, view paid and pending bills, pull up card statements, request for balance transfer and many similar functions are easily available.
    6. Accepted Worldwide- The RBL Bank Platinum Delight Credit Card is accepted at 1 million plus MasterCard merchant outlets in India and 25 million similar outlets across the world. Conduct your purchases in any international currency and pay back with Indian rupees at a later date. Want some liquid cash? Jump into any MasterCard / Cirrus / Maestro marked ATMs.

    RBL Bank Platinum Delight Credit Card Eligibility:

    1. The applicant must be an Indian national.
    2. Minimum age of the applicant must not be lower than 23 years.
    3. The applicant’s minimum salary must not be lesser than Rs. 40,000.
    4. The applicant must possess a good credit record without any obvious red flags.
    5. If the applicant already owns a credit card with limit in excess of Rs. 50,000, his/her application will be fast-tracked through the green channel.

    Documentation- Proof & Papers to be submitted:

    1. Identity proof (Passport, PAN Card, Voter’s ID, etc.)
    2. Address proof (Passport, DL, Phone bill, Rent agreement, Electricity/Water bill, etc.)- Ensure however that the submitted document displays your current residential address.
    3. 1 passport sized photograph.

    Fees and Charges:

    Feature Applicable Fee
    Joining fee Will be communicated at the time of application.
    Interest Rate (Cash & Retail Purchases) 3.5% per month (42% per annum)
    Annual fee Upto Rs.4,000
    Renewal fee Upto Rs.4,000
    Add-on Card fee Upto Rs.1,000
    Minimum Amount Due (MAD) 5% of (Total Amount Due + Over limit Amount)
    Card Replacement Charges Rs.200
    Over Limit Penalty Rs.600

    How to Apply for RBL Bank Platinum Delight Credit Card on BankBazaar?

    Applying for this card on BankBazaar takes 4 simple steps. The same are listed below-

    1. Access BankBazaar homepage. On the top navigation panel, select the ‘Credit Cards’ option.
    2. From the drop-down, select the ‘By Bank’ categorization. Next, select ‘Ratnakar Bank Credit Card’ from the list.
    3. The resultant page lists all the credit cards as offered by Ratnakar Bank. Select, RBL Bank Platinum Delight Credit Card from the list. Notice the two buttons? ‘Check Eligibility’ and ‘Explore Card’. The first helps you understand your eligibility via a simple, interactive wizard, while the latter allows you to know the various features of the card.
    4. The ‘Apply’ button is prominently displayed at the end of these qualification procedures. Clicking on the same will churn the wheels into motion. Your application will next be forwarded to RBL Bank for further processing.
    5. The applicant will receive an instant e-approval from BankBazaar after the successful submission of the application. Next, the bank gets in touch with you directly. You can also check the status of your application through SMS alerts and timely emails.

    RBL Platinum Delight Card FAQs:

    1. How to setup your RBL Platinum Delight Credit Card PIN?

      The PIN number is an important security feature. Setting it up is a very simple process-

      1. Login to the RBL Bank website. Select ‘Online Services’ from the navigation panel and opt for ‘Set your Credit Card PIN’.
      2. As requested, enter the requisite information- DOB, Card Number, CVV and Card Expiry Date.
      3. You will receive an OTP on your phone- next, enter this number in the designated field.
      4. Set your PIN. Ensure that this is something that you can easily remember, though not extremely simple.
      5. Alternatively, call RBL customer support to setup the PIN via a simple menu based IVR.
    2. What is the liability if I pay my credit card bill at an RBL branch?

      For every cash deposit transaction done with regards to credit card repayments, a sum of Rs.100 will be charged.

    3. What are the Reward Points that I am likely to earn with my RBL Platinum Delight Card?

      For every Rs.100 spent on purchases with your card, earn 2 reward points. Also, spend more than Rs.1.5 lakhs on your card through the first year, and your second year annual fee is waived off.

    4. What are the fuel advantages that my card offers me for filling up my vehicle?

      Enjoy 0% fuel surcharge at any petrol/diesel station across India. However, the spending must not be lower than Rs.500 nor higher than Rs. 4,000.

    5. What is this ‘fun weekends’ offer that I keep hearing about?

      This relates to the attractive offer from RBL Platinum Delight Credit Card that doubles the reward points on all your spends through the weekends. Fun ensured, right?

    Top Other Credit Card by RBL Bank

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    RBL Platinum Delight Card Reviews

    • RBL Bank Credit Card
      "Doing good"
      0.5 4.0/5 "Great!"
      I am using Platinum Delight credit card with RBL for last 3 months. They have provided me a limit of 75K and it takes annual fee of Rs.1000. I get one plus one movie ticket on bookmyshow.com, I can take cash on the card with 50days free of interest. The interest rate is 32% per annum same as other banks.
      Was this review helpful? 1
      , chennai
      Reviewed on May 31, 2019
    • RBL Bank
      RBL Bank Credit Card
      "Best shopping card"
      0.5 5.0/5 "Blown Away!"
      I have been using RBL PLATINUM card since 2017. I am getting buy one get one movie tickets free from BOOK MY SHOW every month. Credit limit is not sufficient if they increase the limit it will be good. Annual charges is there but i am not sure.Customer service is good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 02, 2019
    • RBL Bank Credit Card
      "Best rewards card"
      0.5 5.0/5 "Blown Away!"
      i am using Rbl Bank money back credit card since 2 years ,its really wonderful credit card.The card comes under zero annual charges its a life time free card. What are the purchase i am going to do in this card i am going to get money back.Credit limt which they given is okay and sufficient they given only Rs. 75000.Customer services are really good.Executive come and collected the documents its really good.I received the card with in a week.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 16, 2019
    • RBL Bank Credit Card
      "Not satisfied with the service"
      0.5 1.0/5 "Really Bad"
      I had been using this card for the last couple of years and the services which they had provided has not been that good. Their customer support response has not been good and the credit limit with the card has been less, there has not been much benefits with the card as well.
      Was this review helpful? 0
      , faridabad
      Reviewed on Mar 13, 2019
    • RBL Bank Credit Card
      "Features should be improved"
      0.5 2.0/5 "Expected more"
      One day I made my RBL credit card payment delay , they behaved very rude though I am an existing customer using the card around one year. Late payment fee is normal but I don't like the service. And they are not providing any offers. its a below average card just I use for some transaction.
      Was this review helpful? 1
      , chennai
      Reviewed on Jan 18, 2019
    • RBL Bank Credit Card
      "Worst"
      0.5 0.5/5 "Unacceptable"
      I want to cancel or close rbl credit card but no response and customer care has no option. To cancle card and no option. To connect customer care executive and no positive response given by them ...."""sabse bekar bank hai"""no no no no.......
      Was this review helpful? 2
      , jaipur
      Reviewed on Oct 13, 2018
    • RBL Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the RBL Platinum Credit card for while. RBL is average, there are no offer and rewards. There are no online offers as well. There is nothing special about the card and the credit limit is also very low.
      Was this review helpful? 1
      , vadodara
      Reviewed on Aug 16, 2018
    • RBL Bank Credit Card
      "Very good card"
      0.5 5.0/5 "Blown Away!"
      The RBL is very good. We can able access the card through app. We can close as well as open the card through this app. Very good option has been provided by RBL. The customer care service is also very good. They will resolve the problem quickly. I have taken this RBL card for last 9 months. The annual fee is Rs. 250 and it will get waived off.
      Was this review helpful? 2
      , new delhi
      Reviewed on Jul 27, 2018
    • RBL Bank Credit Card
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I've been using the RBL Platinum Delight Credit card for the past 4 months, it hasn't been a good experience with the card. The rate of interest and the charges are more with the credit card and it do not have any commendable offers with the card.
      Was this review helpful? 1
      , chennai
      Reviewed on Jul 27, 2018
    • RBL Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been the best card among all the other cards which i am holding and there has been more offers with the card compared with the other cards. I had been holding this card for more than six months and the services which they had been providing so far had been very good as well. They had provided me with a good credit limit and i had been using the card for shopping and all other purchases.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 20, 2018
    • RBL Bank Credit Card
      "Good service"
      0.5 2.0/5 "Expected more"
      I had been holding this card for the last one month and it had been a good experience with them so far. They had given me with a good credit limit of 40 thousand. There has been less EMI options available with the card. I had been using the card for paying bills at the hospital and it has been a hassle free usage i had with the card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 17, 2018
    • RBL Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the RBL Platinum Credit card for a while. The experience is good, I haven't received any offers. The limit is good. It is useful. It is a lifetime card and they need to ensure that the customers are getting regular offers with the card
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 13, 2018
    • RBL Bank Credit Card
      "Need to close the card"
      0.5 4.0/5 "Great!"
      The annual fee is very high its about Rs. 2000 per year and their interest rates are nominal. In month, i used to make the payment of Rs. 40000. I used to get offer like buy 1 + get 1 movie tickets and 1% cashback offers on petrol bunk. They have provided me a credit limit of Rs. 50000 and the customer care service is also poor and they don't know about the offers and also not picking the call immediately.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jul 10, 2018
    • RBL Bank Credit Card
      "Awesome card"
      0.5 5.0/5 "Blown Away!"
      Annual fee for this credit card if Rs. 2900 and they have provided me a credit limit of Rs. 1 lakh. The customer service is awesome. For past 1 year, i have been using this credit card. I used to receive a rewards points. Their nothing as such improved in this RBL credit card. Overall, I'm satisfied with the credit card.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jul 02, 2018
    • RBL Bank Credit Card
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I've been using the RBL Platinum Credit card for a while. The Customer care support is not good. The limit is not up to the mark. It is just useful as any other ordinary cards that you can find in the market. I don't use this card much. Overall it hasn't been a good experience with the card.
      Was this review helpful? 1
      , lucknow
      Reviewed on Jun 29, 2018
    • RBL Bank Credit Card
      "Useful Service"
      0.5 4.0/5 "Great!"
      I've been using the RBL Platinum credit card for a while. The experience is okay, they're charging 1500 per year which isn't satisfactory.. I have been using the card for 1.5 years. I am planning to cancel this card due to unwanted charges. However it has been useful card for all daily life shopping.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jun 29, 2018
    • RBL Bank Credit Card
      "Average Service"
      0.5 2.0/5 "Expected more"
      I've been using the RBL Platinum Delight credit card for a while. Their Charges are high, annual charges, The limit is very low. I am not at all happy with the unwanted charges associated with the card. If they want to retain the customers they should seriously consider reducing the charges associated with the card.
      Was this review helpful? 1
      , noida
      Reviewed on Jun 21, 2018
    • RBL Bank Credit Card
      "Excellent service"
      0.5 4.0/5 "Great!"
      I have started using the RBL platinum delight credit card around 2 months ago. The customer support service and the response is good with the RBL. The credit limit value is good with the RBL platinum delight credit card and I am satisfied with the credit limit value. The benefits and the offers are excellent with this RBL platinum delight credit card and I am happy using this RBL platinum delight credit card.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Jun 20, 2018
    • RBL Bank Credit Card
      "The Service needs Improvements"
      0.5 2.0/5 "Expected more"
      I haven't heard about RBL and never had any experience with the bank and their services. I 've been using their credit card. I rarely use this card even though they gave me a good limit. SO far it has been a hassle free experience with the card their services.
      Was this review helpful? 1
      , pune
      Reviewed on Jun 20, 2018
    • RBL Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      I use the RBL platinum delight credit card for the past 7months. The customer support service and the response is good with the RBL bank. They have dispatched the RBL platinum delight credit card within 10 days of time. The credit limit value is bit low with this RBL platinum delight credit card and it would be good if they can increase the credit limit.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 20, 2018
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