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    We found 1 RBL Platinum Delight Card
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    1st Year Fee
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    RBL Platinum Delight Card is Rated as "Excellent!" by 22 Users
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    RBL Platinum Delight Card

    • Get 4,000 Reward point on the first swipe (within 60 days of issuance)
    • Earn 2 reward points per Rs.100/- spent on all spends
    • Get Fuel surcharge for across all petrol pumps for fuel spends upto Rs.6,000/- every month
    • Double the fun on weekends: Get 4 reward points per Rs.100/- on all spends on Saturday & Sunday
    • Spend Rs.1.5Lac in the year and get waiver of annual fees

    Sometimes, the name itself is a dead giveaway. With the delightful title of ‘RBL Platinum Delight Credit Card’, the highlighted credit card must be an absolute delight to behold. And surely, packed with amazing features and friendly benefits, this credit card offering from Ratnakar Bank is a superstar. The initiation itself is very lucrative- swipe your RBL Platinum Delight Credit Card within 60 days of issuance and earn 4,000 reward points. Plus, there are annual spend benefits, reward points on all spends across all categories, fuel advantage and other such irresistible benefits. This is a card that offers you loads, for every swipe!!

    RBL Platinum Delight Credit Card Features & Benefits:

    The RBL Platinum Delight Credit Card is a complete package, offering attractive features and benefits that form a solid foundation towards a refined credit card experience. Why choose this card? Read on.

    1. 100% Secure- Forget the traditional view of credit cards that need to be handled with kid gloves and never let out of your sight. The RBL Platinum Delight Card is immensely secure and offers you complete peace of mind.
      • PIN based EMV chip for added protection through transactions.
      • Added protection with Personal Identification Number (PIN) that is cherry on top of the EMV Chip and PIN Card configuration.
      • Consistent usage of One Time Password (OTP) system ensures that you and only you are affecting the requested transactions.
      • After you lose your card, inform the 24x7 RBL customer support and avail Zero Fraud Liability that protects you against any unauthorised usage of your credit card.
    2. Easy Repayment Options- Any purchase that exceeds Rs. 5,000 can be converted into simple EMIs as part of the aptly named, Split n’ Pay Program. Plus, you can transfer your credit card balances from other cards onto the RBL Bank Platinum Delight Credit Card to avail this EMI option.
    3. Avail Flexi Limits- How about fixing your own credit card purchase limit? It’s as simple as contacting the RBL 24x7 customer support and quoting your preferred spending limit. Saves money and always keeps you in control. You can optionally also set a different spend limit on your add-on credit card.
    4. Always in the Loop- All your card transactions and related activities generate notifications that are passed on for your inspection via email and SMS. Affords greater control and security.
    5. Online Support 24x7- The interactive and user friendly online banking option allows you to keep tabs on your credit card. Access your account, view paid and pending bills, pull up card statements, request for balance transfer and many similar functions are easily available.
    6. Accepted Worldwide- The RBL Bank Platinum Delight Credit Card is accepted at 1 million plus MasterCard merchant outlets in India and 25 million similar outlets across the world. Conduct your purchases in any international currency and pay back with Indian rupees at a later date. Want some liquid cash? Jump into any MasterCard / Cirrus / Maestro marked ATMs.

    RBL Bank Platinum Delight Credit Card Eligibility:

    1. The applicant must be an Indian national.
    2. Minimum age of the applicant must not be lower than 23 years.
    3. The applicant’s minimum salary must not be lesser than Rs. 40,000.
    4. The applicant must possess a good credit record without any obvious red flags.
    5. If the applicant already owns a credit card with limit in excess of Rs. 50,000, his/her application will be fast-tracked through the green channel.

    Documentation- Proof & Papers to be submitted:

    1. Identity proof (Passport, PAN Card, Voter’s ID, etc.)
    2. Address proof (Passport, DL, Phone bill, Rent agreement, Electricity/Water bill, etc.)- Ensure however that the submitted document displays your current residential address.
    3. 1 passport sized photograph.

    Fees and Charges:

    Feature Applicable Fee
    Joining fee Will be communicated at the time of application.
    Interest Rate (Cash & Retail Purchases) 3.5% per month (42% per annum)
    Annual fee Upto Rs.4,000
    Renewal fee Upto Rs.4,000
    Add-on Card fee Upto Rs.1,000
    Minimum Amount Due (MAD) 5% of (Total Amount Due + Over limit Amount)
    Card Replacement Charges Rs.200
    Over Limit Penalty Rs.600

    How to Apply for RBL Bank Platinum Delight Credit Card on BankBazaar?

    Applying for this card on BankBazaar takes 4 simple steps. The same are listed below-

    1. Access BankBazaar homepage. On the top navigation panel, select the ‘Credit Cards’ option.
    2. From the drop-down, select the ‘By Bank’ categorization. Next, select ‘Ratnakar Bank Credit Card’ from the list.
    3. The resultant page lists all the credit cards as offered by Ratnakar Bank. Select, RBL Bank Platinum Delight Credit Card from the list. Notice the two buttons? ‘Check Eligibility’ and ‘Explore Card’. The first helps you understand your eligibility via a simple, interactive wizard, while the latter allows you to know the various features of the card.
    4. The ‘Apply’ button is prominently displayed at the end of these qualification procedures. Clicking on the same will churn the wheels into motion. Your application will next be forwarded to RBL Bank for further processing.
    5. The applicant will receive an instant e-approval from BankBazaar after the successful submission of the application. Next, the bank gets in touch with you directly. You can also check the status of your application through SMS alerts and timely emails.

    RBL Platinum Delight Card FAQs:

    1. How to setup your RBL Platinum Delight Credit Card PIN?

      The PIN number is an important security feature. Setting it up is a very simple process-

      1. Login to the RBL Bank website. Select ‘Online Services’ from the navigation panel and opt for ‘Set your Credit Card PIN’.
      2. As requested, enter the requisite information- DOB, Card Number, CVV and Card Expiry Date.
      3. You will receive an OTP on your phone- next, enter this number in the designated field.
      4. Set your PIN. Ensure that this is something that you can easily remember, though not extremely simple.
      5. Alternatively, call RBL customer support to setup the PIN via a simple menu based IVR.
    2. What is the liability if I pay my credit card bill at an RBL branch?

      For every cash deposit transaction done with regards to credit card repayments, a sum of Rs.100 will be charged.

    3. What are the Reward Points that I am likely to earn with my RBL Platinum Delight Card?

      For every Rs.100 spent on purchases with your card, earn 2 reward points. Also, spend more than Rs.1.5 lakhs on your card through the first year, and your second year annual fee is waived off.

    4. What are the fuel advantages that my card offers me for filling up my vehicle?

      Enjoy 0% fuel surcharge at any petrol/diesel station across India. However, the spending must not be lower than Rs.500 nor higher than Rs. 4,000.

    5. What is this ‘fun weekends’ offer that I keep hearing about?

      This relates to the attractive offer from RBL Platinum Delight Credit Card that doubles the reward points on all your spends through the weekends. Fun ensured, right?

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    RBL Platinum Delight Card Reviews

    • RBL Bank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I am satisfied with the RBL credit card service. Their mobile app is good and I can login to the website any time and check for the statements. It is more convenient. I never contacted the customer support. I have been using the card for 6 to 8 months. They offered a good credit limit.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 20, 2018
    • RBL Bank Credit Card
      "More than satisfactory"
      0.5 5.0/5 "Blown Away!"
      I am happy with Ratnakar Bank. I hold a credit card and they have offered me a 50K limit. There are charges for the card. But the bank offers me 11000 points which is equal to 2k, I can redeem the points as per my requirement. So far I have got 60 thousand points in six months which is of 12K.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 20, 2018
    • RBL Bank Credit Card
      "Charges should be reduced"
      0.5 3.0/5 "Satisfactory"
      RBL has lower credit card around Rs. 35,000 but they have good offers. However their charges was also high based on the transaction. RBL charged me Rs. 2000 joining fee, they were not clearly informed to me about the charges. I hope RBL has some annual fee as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • RBL Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      There is no annual fee for this RBL TITANIUM DELIGHT CREDIT CARD. The customer support service is good with the RBL and they give good response to the customers. The credit limit value is low with this RBL TITANIUM DELIGHT CREDIT CARD and I am not satisfied with it.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 20, 2018
    • RBL Bank Credit Card
      "Not satisfied with the limit"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with RATNAKAR BANK with a limit of 35000. I am not satisfied with my limit. I have done some purchases using the card. I have not received any cash back but reward points is there with the card.There is an annual charge RATNAKAR BANK and i am using the mobile banking facility.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 19, 2018
    • RBL Bank Credit Card
      "Good card to use"
      0.5 4.5/5 "Excellent!"
      I hold the RBL PLATINUM MAXIMA CREDIT CARD for more than a year. The customer support service is good with the RBL. The credit limit value is good with the RBL PLATINUM MAXIMA CREDIT CARD and I am satisfied with it. There is annual fee of Rs,499 to this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 19, 2018
    • RBL Bank Credit Card
      "Benefits are good"
      0.5 5.0/5 "Blown Away!"
      Ratnakar Bank has also offered me a credit card. It is better than SBI because it has more offers like two movie tickets for free on monthly basis. The points are also double. The credit limit is also good and there are charges for the card, but I get equal points for that.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 19, 2018
    • RBL Bank Credit Card
      "Good card to hold"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with RBL with a limit of 88000. For the past 3 years i am using this card. I have received reward points and cash back with the card. There is no annual charge with the card. Recently they have updated the mobile banking and it is good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Feb 19, 2018
    • RBL Bank Credit Card
      "More than satisfactory"
      0.5 5.0/5 "Blown Away!"
      Ratnakar Bank is far better that SBI for the credit card. They will waive off the annual fee, if I use my card for 90K. I have already used 90K in three months. They also have the cheque drop facility. They do not charge the extra 100 is it is a cheque of another bank. Where as SBI charges for the same. There are reward points on the card which can be renewed for fuel or Air tickets.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 19, 2018
    • RBL Bank Credit Card
      "Good to Use"
      0.5 5.0/5 "Blown Away!"
      RBL is my second card, whenever I try to make the payment through their payment gate its very convenient and they won't take any charges though my payment reflects after the due date. They are offering average reward points on RBL platinum card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 16, 2018
    • RBL Bank Credit Card
      "Average Credit Card"
      0.5 3.0/5 "Satisfactory"
      My general assumption of the card is pretty low. I didn't like the card and felt the Bank is also not backing up that much. Customer care doesn't ever connect. They have given me only an average limit in this Credit Card. Overall experience has been pretty bad.
      Was this review helpful? 0
      , faridabad
      Reviewed on Feb 16, 2018
    • RBL Bank Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      Around a year ago , I have got the RBL IKON CREDIT CARD. The customer support service is not up to the mark with the RBL . I can't reach the customer care of RBL at least once, the customer support service need to improve with the RBL credit card department. I got the high credit limit value with this IKON CREDIT CARD and I am satisfied with it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 16, 2018
    • RBL Bank Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I recently got the RBL Supper save credit card , The customer support service is good with the RBL. The credit limit value is average with this RBL Supper save credit card, it would be good, if they can increase the credit limit value, there is a cash back offer if we use this card within 60 days of time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 16, 2018
    • RBL Bank Credit Card
      "Good to Use"
      0.5 4.0/5 "Great!"
      When I had applied for the loan, they gave me RBL bank credit card. But the credit limit is fine, it would be great if they enhance the card limit. They had told me whenever I do any transaction I get some good cash back or voucher for the purchase.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 15, 2018
    • RBL Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have been using this ratnakar bank credit card for a year. The credit limit which is given to me is not upto the expectation, hoping for the credit limit to be increased. Customer service and response is good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 15, 2018
    • RBL Bank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have taekn a cerdit card with Ratnakar bank,the limit on the card is 75,000,i have taekn this card six months back.The card has an annul fees,I don't use this card often,the card process was very simple and door step service were given for the same.The card was offered as complimentary service as i have taekn a loan from them.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 15, 2018
    • RBL Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It s a good experience with Rbl credit card department. The customer support is good with Rbl. Rbl offer me with a very good credit limit. The rate of interest and charges is good with Rbl. It is totally a good experience with Rbl credit card department.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 15, 2018
    • RBL Bank Credit Card
      "Best card to use"
      0.5 4.0/5 "Great!"
      I hold a credit card with RBL from last 2 years, the credit card services are very good when compared to all other credit cards. An annual fee of Rs 499 has to be paid every year for this credit card. I get 2 movie tickets on spending Rs 5000 in this credit card. I use net banking for making payments and i have a credit limit of Rs 2.50 lakhs in this credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 15, 2018
    • RBL Bank Credit Card
      "Good overall"
      0.5 4.0/5 "Great!"
      I bank with Ratnakar Bank for the credit card. They have given me a very good credit limit of 1.6 lakh. There are annual charges of 1K for the card. The customer services are good and they are responsive as well. The offers and benefits are also satisfactory.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 15, 2018
    • RBL Bank Credit Card
      "Nice experience"
      0.5 4.5/5 "Excellent!"
      I got a good credit limit with Ratnakar Bank. The services and response is good. There are charges annually for the card and the process was also fine for me to get the card. There was no delay and in all I have no hassles with the credit card offers and benefits.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 15, 2018
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