Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 1 RBL Platinum Delight Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    4000
    Response Time Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details

    RBL Platinum Delight Card is Rated as "Pretty good" by 9 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN
    • Get 4,000 Reward point on the first swipe (within 60 days of issuance)
    • Earn 2 reward points per Rs.100/- spent on all spends
    • Get Fuel surcharge for across all petrol pumps for fuel spends upto Rs.6,000/- every month
    • Double the fun on weekends: Get 4 reward points per Rs.100/- on all spends on Saturday & Sunday
    • Spend Rs.1.5Lac in the year and get waiver of annual fees

    RBL Platinum Delight Credit Card Overview:

    Sometimes, the name itself is a dead giveaway. With the delightful title of ‘RBL Platinum Delight Credit Card’, the highlighted credit card must be an absolute delight to behold. And surely, packed with amazing features and friendly benefits, this credit card offering from Ratnakar Bank is a superstar. The initiation itself is very lucrative- swipe your RBL Platinum Delight Credit Card within 60 days of issuance and earn 4,000 reward points. Plus, there are annual spend benefits, reward points on all spends across all categories, fuel advantage and other such irresistible benefits. This is a card that offers you loads, for every swipe!!

    RBL Platinum Delight Credit Card Features & Benefits:

    The RBL Platinum Delight Credit Card is a complete package, offering attractive features and benefits that form a solid foundation towards a refined credit card experience. Why choose this card? Read on.

    1. 100% Secure- Forget the traditional view of credit cards that need to be handled with kid gloves and never let out of your sight. The RBL Platinum Delight Card is immensely secure and offers you complete peace of mind.
      • PIN based EMV chip for added protection through transactions.
      • Added protection with Personal Identification Number (PIN) that is cherry on top of the EMV Chip and PIN Card configuration.
      • Consistent usage of One Time Password (OTP) system ensures that you and only you are affecting the requested transactions.
      • After you lose your card, inform the 24x7 RBL customer support and avail Zero Fraud Liability that protects you against any unauthorised usage of your credit card.
    2. Easy Repayment Options- Any purchase that exceeds Rs. 5,000 can be converted into simple EMIs as part of the aptly named, Split n’ Pay Program. Plus, you can transfer your credit card balances from other cards onto the RBL Bank Platinum Delight Credit Card to avail this EMI option.
    3. Avail Flexi Limits- How about fixing your own credit card purchase limit? It’s as simple as contacting the RBL 24x7 customer support and quoting your preferred spending limit. Saves money and always keeps you in control. You can optionally also set a different spend limit on your add-on credit card.
    4. Always in the Loop- All your card transactions and related activities generate notifications that are passed on for your inspection via email and SMS. Affords greater control and security.
    5. Online Support 24x7- The interactive and user friendly online banking option allows you to keep tabs on your credit card. Access your account, view paid and pending bills, pull up card statements, request for balance transfer and many similar functions are easily available.
    6. Accepted Worldwide- The RBL Bank Platinum Delight Credit Card is accepted at 1 million plus MasterCard merchant outlets in India and 25 million similar outlets across the world. Conduct your purchases in any international currency and pay back with Indian rupees at a later date. Want some liquid cash? Jump into any MasterCard / Cirrus / Maestro marked ATMs.

    RBL Bank Platinum Delight Credit Card Eligibility:

    1. The applicant must be an Indian national.
    2. Minimum age of the applicant must not be lower than 23 years.
    3. The applicant’s minimum salary must not be lesser than Rs. 40,000.
    4. The applicant must possess a good credit record without any obvious red flags.
    5. If the applicant already owns a credit card with limit in excess of Rs. 50,000, his/her application will be fast-tracked through the green channel.

    Documentation- Proof & Papers to be submitted:

    1. Identity proof (Passport, PAN Card, Voter’s ID, etc.)
    2. Address proof (Passport, DL, Phone bill, Rent agreement, Electricity/Water bill, etc.)- Ensure however that the submitted document displays your current residential address.
    3. 1 passport sized photograph.

    Fees and Charges:

    Feature Applicable Fee
    Joining fee Will be communicated at the time of application.
    Interest Rate (Cash & Retail Purchases) 3.5% per month (42% per annum)
    Annual fee Upto Rs.4,000
    Renewal fee Upto Rs.4,000
    Add-on Card fee Upto Rs.1,000
    Minimum Amount Due (MAD) 5% of (Total Amount Due + Over limit Amount)
    Card Replacement Charges Rs.200
    Over Limit Penalty Rs.600

    How to Apply for RBL Bank Platinum Delight Credit Card on BankBazaar?

    Applying for this card on BankBazaar takes 4 simple steps. The same are listed below-

    1. Access BankBazaar homepage. On the top navigation panel, select the ‘Credit Cards’ option.
    2. From the drop-down, select the ‘By Bank’ categorization. Next, select ‘Ratnakar Bank Credit Card’ from the list.
    3. The resultant page lists all the credit cards as offered by Ratnakar Bank. Select, RBL Bank Platinum Delight Credit Card from the list. Notice the two buttons? ‘Check Eligibility’ and ‘Explore Card’. The first helps you understand your eligibility via a simple, interactive wizard, while the latter allows you to know the various features of the card.
    4. The ‘Apply’ button is prominently displayed at the end of these qualification procedures. Clicking on the same will churn the wheels into motion. Your application will next be forwarded to RBL Bank for further processing.
    5. The applicant will receive an instant e-approval from BankBazaar after the successful submission of the application. Next, the bank gets in touch with you directly. You can also check the status of your application through SMS alerts and timely emails.

    RBL Platinum Delight Card FAQs:

    1. How to setup your RBL Platinum Delight Credit Card PIN?

      The PIN number is an important security feature. Setting it up is a very simple process-

      1. Login to the RBL Bank website. Select ‘Online Services’ from the navigation panel and opt for ‘Set your Credit Card PIN’.
      2. As requested, enter the requisite information- DOB, Card Number, CVV and Card Expiry Date.
      3. You will receive an OTP on your phone- next, enter this number in the designated field.
      4. Set your PIN. Ensure that this is something that you can easily remember, though not extremely simple.
      5. Alternatively, call RBL customer support to setup the PIN via a simple menu based IVR.
    2. What is the liability if I pay my credit card bill at an RBL branch?

      For every cash deposit transaction done with regards to credit card repayments, a sum of Rs.100 will be charged.

    3. What are the Reward Points that I am likely to earn with my RBL Platinum Delight Card?

      For every Rs.100 spent on purchases with your card, earn 2 reward points. Also, spend more than Rs.1.5 lakhs on your card through the first year, and your second year annual fee is waived off.

    4. What are the fuel advantages that my card offers me for filling up my vehicle?

      Enjoy 0% fuel surcharge at any petrol/diesel station across India. However, the spending must not be lower than Rs.500 nor higher than Rs. 4,000.

    5. What is this ‘fun weekends’ offer that I keep hearing about?

      This relates to the attractive offer from RBL Platinum Delight Credit Card that doubles the reward points on all your spends through the weekends. Fun ensured, right?

     Loading your search... Loading your search...
  • RBL Platinum Delight Card Reviews

    • RBL Bank Credit Card
      "No customer solution"
      0.5 0.5/5 "Unacceptable"
      I got RBL bank credit card but I would like to share that please dont get this card because, there is no proper resolution of the query also their service is pathetic . Even I went to their bank branch also to update my number they gave me the email.id to update my contact number but still I did not get any answer from them. Secondly, I am unable to contact their customer care executive with your new number.then what can i do now. So please dont stuck with the RBL its better to go with other Banks.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 14, 2017
    • RBL Bank Credit Card
      "It should better"
      0.5 4.0/5 "Great!"
      RBL bank offered me Rs.50,000 as credit credit and Rs.20,000 as cash withdrawal limit with good interest rate. They also giving some good reward point, but I can't utilize the points for anything expect flight tickets. It would be great if they provides the option to redeem the points for any purchase because RBL is taking annual fee of Rs.1500 which is high.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 12, 2017
    • RBL Bank Credit Card
      "Credit card service worst"
      0.5 1.0/5 "Really Bad"
      I had requested to cancel card one year before even not using that in spite they sent me statement for annual charge with a auto debit insurance premium which I had with other card earlier. Struggling to get cancelled all these years. I am totally disappointed with RBL and suggest not to go with it.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 12, 2017
    • RBL Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      RBL has offered me a credit card with a limit of around 80K. There are offers on the card, just that I have not utilized the same. I am happy with the customer services as they are excellent in communicating to the customers and sorting out the queries.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 11, 2017
    • RBL Bank Credit Card
      "Comfortable"
      0.5 4.0/5 "Great!"
      I use RBL credit card which is a life time free card. I am happy with the services of RBL and I used to receive reward points and cash back offers on my credit card on my usage. Till date, I never faced any kind of issues for the card. The overall service is good.
      Was this review helpful? 3
      , mumbai
      Reviewed on Jul 07, 2017
    • RBL Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am holding the RBL bank credit card from the six months of time. Services are good with them and there are no issues on that. I have not got much offers from their end but the things are good like its the zero percentage rate of interest credit card and I need to explore about this card.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Jul 06, 2017
    • RBL Bank Credit Card
      "Completely Worst ever services"
      0.5 0.5/5 "Unacceptable"
      I have faced Worst service, its so irritating services 1. there are no facility to talk to customer care executive for any doubts its always process IVR only and then disconnect the call. 2. Promised for welcome gift on complying some conditions but after complying all condition still not only waiting for welcome gift but also suffering to talk to anyone from RBL.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 04, 2017
    • RBL Bank Credit Card
      "Good Credit card"
      0.5 4.0/5 "Great!"
      I am using RBL Platinum credit card there are some annual charges applicable but they provided some complimentary offers for two years there are no charges applicable. I done lot of transaction through RBL credit card, I got good reward points and some discounts are availiable for all transactions.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 04, 2017
    • RBL Bank Credit Card
      "Fraud Bank Ever"
      0.5 0.5/5 "Unacceptable"
      Stay away from all their offer gimmicks, they commit something else while they want to sell a card. I have a recorded audio from their customer care too that clearly stated that they would want me to upgrade the card and I would get 8000 rewards points which can be redeemed against the 2000 annual fees. (Note: this is the only bank which takes annual fees at the start and not at the end of the year). Now, they are not even adjusting the amount neither they are giving the value of INR 2000 of reward points which they committed multiple times.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 02, 2017
    • RBL Bank Credit Card
      "Till date no hassles"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with RBL and I received this card because of all my transactions I do at Bajaj Finserv. The process was simple and easy, I did not have to do much from my end. I received a proper credit limit and the offers are also up to the mark.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 29, 2017
    • RBL Bank Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      I am holding this RBL card for almost a year. If I spend more than 5k per month on this card I would be getting rs 500 voucher which can be redeemed as a movie ticket on book my show. This card has an annual fee of rs 500. Happy about the credit limit also I always prefer to pay my credit card bills through NEFT. I am very much satisfied using this RBL card.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jun 23, 2017
    • RBL Bank Credit Card
      "Interest rate should be flexible"
      0.5 3.0/5 "Satisfactory"
      Whenever I convert some purchase amount into an Emi, RBL taking interest rate around 25% it is very high. Offers are good, I used to get reward points for shopping, dinning, restaurant etc and also they giving some movie ticket offers at bookmyshow.com
      Was this review helpful? 0
      , thiruvallur
      Reviewed on Jun 23, 2017
    • RBL Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      Recently I received a credit card from RBL. They are very prompt enough in responding the customers and providing the best service to the customers. It has been two months when I started to use the card. I never faced any issues with RBL credit card services and the credit limit is around 86000 rupees and the annual charges of this card is 1000 rupees.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 12, 2017
    • RBL Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Iam using this RBL credit card . They are very prompt enough in responding the customers and providing the best service to the customers. Its very good to use this card and I never faced any issues with RBL credit card services.they have offered the credit limit as 1.5 laks and they give good offer like movie ticket voucher everything.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 12, 2017
    • RBL Bank Credit Card
      "Hopeless"
      0.5 2.0/5 "Expected more"
      I am really not that much impressed with the RBL credit card , I do not wish to get alerts from them regularly. Credit limit value is good but they are lacking with the service aspects like response and customer service . Offers are not much good with them.
      Was this review helpful? 3
      , mumbai
      Reviewed on Jun 09, 2017
    • RBL Bank Credit Card
      "Good and convenient credit card"
      0.5 5.0/5 "Blown Away!"
      I am using RBL Fun+ credit card, I used to get good reward points, movie tickets and cash backs offers. I am using it from july 2016, in this one year they didn't increase the credit limit but initially they gave me very good credit limit there is no need to increase it, I am very satisfied with that.
      Was this review helpful? 0
      , indore
      Reviewed on Jun 08, 2017
    • RBL Bank Credit Card
      "Satisfied with the process"
      0.5 5.0/5 "Blown Away!"
      The process at RBL for the credit card was nice. The customer support is good and the documentation was not much. I got a rate of 16.5% and the processing charges was normal. I was comfortable with the interest rate and the disbursement was also on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 08, 2017
    • RBL Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      Recently I received a credit card from RBL. They are very prompt enough in responding the customers and providing the best service to the customers but they have not given details explanation about the card. It has been four months when I started to use the card. I never faced any issues with RBL credit card services and the credit limit they have offered is 75k
      Was this review helpful? 0
      , pune
      Reviewed on Jun 07, 2017
    • RBL Bank Credit Card
      "Very Good to use"
      0.5 5.0/5 "Blown Away!"
      Holding a RBL bank Platinum Delight credit card for past 2 months. This card has the benefits of cash back offers, reward points, fuel surcharge waiver. The online shopping offers are also available with this card. I am happy with the credit limit, The customer service is good with RBL and the rate of interest is nominal with this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 07, 2017
    • RBL Bank Credit Card
      "Excellent Card to use"
      0.5 5.0/5 "Blown Away!"
      I love using RBL Credit card . The service which I get from RBL is really good, The benefits like reward points and other offers are available with this card. The reward points can be redeemed to book tickets and the other way I can redeem those points as holiday package. I am happy with the credit limit. The card is used for each and every shopping I do. Overall I am very much happy using this card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 05, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.