RBL Bank Platinum Delight Credit Card

The RBL Bank Platinum Delight Credit Card lives up to its name by rewarding you on all purchases with double the rewards for purchases done over the weekends. Those who love to travel will benefit from the fuel surcharge waiver across all petrol pumps in India. Apart from bonus points for milestone spends such as annually, you also get reward points for milestone spends monthly.

RBL Bank Platinum Delight Credit Card - Highlights

• Get 4,000 Reward point on the first swipe, except for fuel spends (within 60 days of issuance)
• Earn 2 reward points per Rs.100/- spent on all spends
• On swiping the credit card 5 times in a month of transactions of Rs.1,000 or more, you can earn 1,000 bonus reward points.
• Get fuel surcharge across all petrol pumps for fuel spends up to Rs.4,000/- every month. The maximum waiver for this offer is Rs.150.
• Spend Rs.1.5Lac in the year and get waiver of annual fees

RBL Bank Platinum Delight Credit Card Features & Benefits

The RBL Bank Platinum Delight Credit Card is a complete package, offering attractive features and benefits that form a solid foundation towards a refined credit card experience. Why choose this card? Read on.

Welcome benefits:

• Use the credit card in 30 days of the card being issued and earn 4,000 reward points

Reward point benefits:

• Get 2 reward points for every Rs.100 spent.
• Get 4 reward points for every Rs.100 you spend during the weekends.
• Get 1,000 bonus reward points for every month when you use the card 5 times for transactions worth Rs.1,000 or more in one calender month.

Milestone benefits:

• Spend Rs.1.5Lac in the year and get waiver of annual fee.

Fuel surcharge benefits:

• Get fuel surcharge across all petrol pumps for fuel spends up to Rs.4,000/- every month. The maximum waiver for this offer is Rs.150.

100% Secure:

Forget the traditional view of credit cards that need to be handled with kid gloves and never let out of your sight. The RBL Platinum Delight Card is immensely secure and offers you complete peace of mind.

• PIN based EMV chip for added protection through transactions.
• Added protection with Personal Identification Number (PIN) that is cherry on top of the EMV Chip and PIN Card configuration.
• Consistent usage of One Time Password (OTP) system ensures that you and only you are affecting the requested transactions.
• After you lose your card, inform the 24x7 RBL Bank credit card customer care and avail Zero Fraud Liability that protects you against any unauthorised usage of your credit card.

Easy Repayment Options:

• Any purchase that exceeds Rs. 5,000 can be converted into simple EMIs as part of the aptly named, Split n’ Pay Program. Plus, you can transfer your credit card balances from other cards onto the RBL Bank Platinum Delight Credit Card to avail this EMI option.

Avail Flexi Limits:

• How about fixing your own credit card purchase limit? It’s as simple as contacting the RBL 24x7 customer support and quoting your preferred spending limit. Saves money and always keeps you in control.
• You can optionally also set a different spend limit on your add-on credit card.

Always in the Loop:

• All your card transactions and related activities generate notifications that are passed on for your inspection via email and SMS. Affords greater control and security.

Online Support 24x7:

• The interactive and user friendly online banking option allows you to keep tabs on your credit card.
• Access your account, view paid and pending bills, pull up card statements, request for balance transfer and many similar functions are easily available.

Accepted Worldwide:

• The RBL Bank Platinum Delight Credit Card is accepted at 1 million plus merchant outlets in India and 25 million similar outlets across the world. Conduct your purchases in any international currency and pay back with Indian rupees at a later date. Want some liquid cash? Jump into any Cirrus / Maestro marked ATMs.

RBL Bank Platinum Delight Credit Card Fees and Charges

RBL Bank Platinum Delight Credit Card Eligibility

The eligibility criteria for the RBL Bank Platinum Delight Credit Card are given below:

• The applicant must be an Indian national.
• Minimum age of the applicant must not be lower than 23 years.
• The applicant’s minimum salary must not be lesser than Rs. 40,000.
• The applicant must possess a good credit record without any obvious red flags.
• If the applicant already owns a credit card with limit in excess of Rs. 50,000, his/her application will be fast-tracked through the green channel.

Documents Required for RBL Bank Platinum Delight Credit Card

The various documents required to open RBL Bank Platinum Delight Credit Card are given below:

1. Identity proof (Passport, PAN Card, Voter’s ID, etc.)
2. Address proof (Passport, DL, Phone bill, Rent agreement, Electricity/Water bill, etc.)- Ensure however that the submitted document displays your current residential address.
3. One passport sized photograph.

How to Setup RBL Bank Platinum Delight Credit Card PIN

The PIN number is an important security feature. Setting it up is a very simple process:

• Login to the RBL Bank website. Select ‘Online Services’ from the navigation panel and opt for ‘Set your Credit Card PIN’.
• As requested, enter the requisite information- DOB, Card Number, CVV and Card Expiry Date.
• You will receive an OTP on your phone- next, enter this number in the designated field.
• Set your PIN. Ensure that this is something that you can easily remember, though not extremely simple.
• Alternatively, call RBL customer support to setup the PIN via a simple menu based IVR.

FAQs on RBL Bank Platinum Delight Credit Card

1. What is the liability if I pay my credit card bill at an RBL branch?

   For every cash deposit transaction done with regards to credit card repayments, a sum of Rs.100 will be charged.

2. What are the Reward Points that I am likely to earn with my RBL Bank Platinum Delight Card?

   For every Rs.100 spent on purchases with your card, earn 2 reward points. Also, spend more than Rs.1.5 lakh on your card through the first year, and your second year annual fee is waived off.

3. What is this ‘fun weekends’ offer that I keep hearing about?

   This relates to the attractive offer from RBL Bank Platinum Delight Credit Card that doubles the reward points on all your spends through the weekends. Fun ensured, right?