Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 RBL Platinum Delight Card
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    1st Year Fee
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    RBL Platinum Delight Card is Rated as "Great!" by 14 Users

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    RBL Platinum Delight Card

    • Get 4,000 Reward point on the first swipe (within 60 days of issuance)
    • Earn 2 reward points per Rs.100/- spent on all spends
    • Get Fuel surcharge for across all petrol pumps for fuel spends upto Rs.6,000/- every month
    • Double the fun on weekends: Get 4 reward points per Rs.100/- on all spends on Saturday & Sunday
    • Spend Rs.1.5Lac in the year and get waiver of annual fees

    Sometimes, the name itself is a dead giveaway. With the delightful title of ‘RBL Platinum Delight Credit Card’, the highlighted credit card must be an absolute delight to behold. And surely, packed with amazing features and friendly benefits, this credit card offering from Ratnakar Bank is a superstar. The initiation itself is very lucrative- swipe your RBL Platinum Delight Credit Card within 60 days of issuance and earn 4,000 reward points. Plus, there are annual spend benefits, reward points on all spends across all categories, fuel advantage and other such irresistible benefits. This is a card that offers you loads, for every swipe!!

    RBL Platinum Delight Credit Card Features & Benefits:

    The RBL Platinum Delight Credit Card is a complete package, offering attractive features and benefits that form a solid foundation towards a refined credit card experience. Why choose this card? Read on.

    1. 100% Secure- Forget the traditional view of credit cards that need to be handled with kid gloves and never let out of your sight. The RBL Platinum Delight Card is immensely secure and offers you complete peace of mind.
      • PIN based EMV chip for added protection through transactions.
      • Added protection with Personal Identification Number (PIN) that is cherry on top of the EMV Chip and PIN Card configuration.
      • Consistent usage of One Time Password (OTP) system ensures that you and only you are affecting the requested transactions.
      • After you lose your card, inform the 24x7 RBL customer support and avail Zero Fraud Liability that protects you against any unauthorised usage of your credit card.
    2. Easy Repayment Options- Any purchase that exceeds Rs. 5,000 can be converted into simple EMIs as part of the aptly named, Split n’ Pay Program. Plus, you can transfer your credit card balances from other cards onto the RBL Bank Platinum Delight Credit Card to avail this EMI option.
    3. Avail Flexi Limits- How about fixing your own credit card purchase limit? It’s as simple as contacting the RBL 24x7 customer support and quoting your preferred spending limit. Saves money and always keeps you in control. You can optionally also set a different spend limit on your add-on credit card.
    4. Always in the Loop- All your card transactions and related activities generate notifications that are passed on for your inspection via email and SMS. Affords greater control and security.
    5. Online Support 24x7- The interactive and user friendly online banking option allows you to keep tabs on your credit card. Access your account, view paid and pending bills, pull up card statements, request for balance transfer and many similar functions are easily available.
    6. Accepted Worldwide- The RBL Bank Platinum Delight Credit Card is accepted at 1 million plus MasterCard merchant outlets in India and 25 million similar outlets across the world. Conduct your purchases in any international currency and pay back with Indian rupees at a later date. Want some liquid cash? Jump into any MasterCard / Cirrus / Maestro marked ATMs.

    RBL Bank Platinum Delight Credit Card Eligibility:

    1. The applicant must be an Indian national.
    2. Minimum age of the applicant must not be lower than 23 years.
    3. The applicant’s minimum salary must not be lesser than Rs. 40,000.
    4. The applicant must possess a good credit record without any obvious red flags.
    5. If the applicant already owns a credit card with limit in excess of Rs. 50,000, his/her application will be fast-tracked through the green channel.

    Documentation- Proof & Papers to be submitted:

    1. Identity proof (Passport, PAN Card, Voter’s ID, etc.)
    2. Address proof (Passport, DL, Phone bill, Rent agreement, Electricity/Water bill, etc.)- Ensure however that the submitted document displays your current residential address.
    3. 1 passport sized photograph.

    Fees and Charges:

    Feature Applicable Fee
    Joining fee Will be communicated at the time of application.
    Interest Rate (Cash & Retail Purchases) 3.5% per month (42% per annum)
    Annual fee Upto Rs.4,000
    Renewal fee Upto Rs.4,000
    Add-on Card fee Upto Rs.1,000
    Minimum Amount Due (MAD) 5% of (Total Amount Due + Over limit Amount)
    Card Replacement Charges Rs.200
    Over Limit Penalty Rs.600

    How to Apply for RBL Bank Platinum Delight Credit Card on BankBazaar?

    Applying for this card on BankBazaar takes 4 simple steps. The same are listed below-

    1. Access BankBazaar homepage. On the top navigation panel, select the ‘Credit Cards’ option.
    2. From the drop-down, select the ‘By Bank’ categorization. Next, select ‘Ratnakar Bank Credit Card’ from the list.
    3. The resultant page lists all the credit cards as offered by Ratnakar Bank. Select, RBL Bank Platinum Delight Credit Card from the list. Notice the two buttons? ‘Check Eligibility’ and ‘Explore Card’. The first helps you understand your eligibility via a simple, interactive wizard, while the latter allows you to know the various features of the card.
    4. The ‘Apply’ button is prominently displayed at the end of these qualification procedures. Clicking on the same will churn the wheels into motion. Your application will next be forwarded to RBL Bank for further processing.
    5. The applicant will receive an instant e-approval from BankBazaar after the successful submission of the application. Next, the bank gets in touch with you directly. You can also check the status of your application through SMS alerts and timely emails.

    RBL Platinum Delight Card FAQs:

    1. How to setup your RBL Platinum Delight Credit Card PIN?

      The PIN number is an important security feature. Setting it up is a very simple process-

      1. Login to the RBL Bank website. Select ‘Online Services’ from the navigation panel and opt for ‘Set your Credit Card PIN’.
      2. As requested, enter the requisite information- DOB, Card Number, CVV and Card Expiry Date.
      3. You will receive an OTP on your phone- next, enter this number in the designated field.
      4. Set your PIN. Ensure that this is something that you can easily remember, though not extremely simple.
      5. Alternatively, call RBL customer support to setup the PIN via a simple menu based IVR.
    2. What is the liability if I pay my credit card bill at an RBL branch?

      For every cash deposit transaction done with regards to credit card repayments, a sum of Rs.100 will be charged.

    3. What are the Reward Points that I am likely to earn with my RBL Platinum Delight Card?

      For every Rs.100 spent on purchases with your card, earn 2 reward points. Also, spend more than Rs.1.5 lakhs on your card through the first year, and your second year annual fee is waived off.

    4. What are the fuel advantages that my card offers me for filling up my vehicle?

      Enjoy 0% fuel surcharge at any petrol/diesel station across India. However, the spending must not be lower than Rs.500 nor higher than Rs. 4,000.

    5. What is this ‘fun weekends’ offer that I keep hearing about?

      This relates to the attractive offer from RBL Platinum Delight Credit Card that doubles the reward points on all your spends through the weekends. Fun ensured, right?

    Top Other Credit Card by RBL Bank

    RBL Platinum Delight Card Reviews

    • RBL Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      Ratnakar bank has offered me a credit card. The credit limit is of 97k. It is a excellent process and I also get vouchers of 1K on Book my show, Pizza hut and Dominos. There is a annual fee of 500rs. The customer services are good and the statements are also clear.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 21, 2017
    • RBL Bank Credit Card
      "Need improvement in customer service"
      0.5 1.0/5 "Really Bad"
      The customer services at Ratnakar Bank needs a major improvement and they could be more supportive to the customers. A month ago my credit card was hacked and I lost around 12K. I have placed a complaint both legally and also with the bank, but till date they have not taken any action on my complaint.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 21, 2017
    • RBL Bank Credit Card
      "Happy with the services"
      0.5 5.0/5 "Blown Away!"
      RBL is pretty good in the overall experience. I bank with them for a credit card and there are no issues while using it. They have always sent me clear statements and I do not have to recheck the same. The credit limit is pretty decent and I am happy to use the card.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 18, 2017
    • RBL Bank Credit Card
      "No hassles"
      0.5 4.0/5 "Great!"
      Ratnakar Bank is pretty good when it comes to customer services. There are proper offers and when ever I use my credit card there are no issues and the limit is fine. They are responsive and they are supportive as well when I reach out to them. In all just that I am good to go with them, they are in turn the same with me.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 18, 2017
    • RBL Bank Credit Card
      "RBL credit card"
      0.5 3.0/5 "Satisfactory"
      With RATNAKAR BANK i am using a platinum credit card. They are giving very low reward points. Other than the reward points i am not getting any other benefits with the credit card.The customer service and response with the bank is comfortable.
      Was this review helpful? 0
      , samastipur
      Reviewed on Nov 18, 2017
    • RBL Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I applied for a credit card with Ratnakar bank and they approved it and I took it from them. I have been using their Ratnakar Maxima credit card for the past 1 year now and till now it is a good card for me. The annual fees of Rs. 750 is applied to this credit card.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 18, 2017
    • RBL Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      When I approached Ratnakar bank for a credit card they immediately offered me the credit card and took it from them. I have been using their Master credit card for the past 6 months now and till now it is a good card for me. There are no annual fees which is applied to this credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 18, 2017
    • RBL Bank Credit Card
      "Customer friendly credit card"
      0.5 5.0/5 "Blown Away!"
      RBL is good credit card in my experience, I have a delight credit card. They are providing the same delight offers in movie tickets, cash back on e commerce site like amazon, flipkart. etc. Credit limit is also good, its higher than other credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 17, 2017
    • RBL Bank Credit Card
      "Good benefits and offers"
      0.5 4.0/5 "Great!"
      I have been using a credit card which i had taken from Ratnakar Bank for quite some time now and i am comfortable with the limit i have on the card. I have good offers on the card and also good benefits where there is no costs applied when purchases are converted to EMI payments.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 17, 2017
    • RBL Bank Credit Card
      "not satisfied with the limit "
      0.5 3.0/5 "Satisfactory"
      I have a credit card with Ratnakar bank and the experience while getting the card from them has been good however i am not very satisfied with the limit that they have given me on the credit card. They have given me a much lesser limit than i required.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 16, 2017
    • RBL Bank Credit Card
      "Convenient credit card"
      0.5 4.0/5 "Great!"
      Past one year I am using RBL credit card, their earning points and feature of online banking is very good to view about credit card transaction. EMI conversion, balance transfer options are good in mobile app. I don't want to call to the customer care.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2017
    • RBL Bank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I use a credit card that i have taken from Ratnakar bank and the experience with them during the time of getting the card has been good. I also would say that the after service for the card was good too. I am satisfied with the limit on the card and with the usage.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 16, 2017
    • RBL Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken credit card with Ratnakar bank.The limit on the card is 49 thousand,i pay an annual fees of 500,happy with the limit as i hold multiple cards.Net banking is good and phone banking service is not up to the mark as they make us to wait on the queue.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 16, 2017
    • RBL Bank Credit Card
      "Marketing team has to be improved"
      0.5 2.0/5 "Expected more"
      Recently I got the RBL credit ca rd, the documentation process was not upto the mark, they keep on asking the same documents again and again. Finally they have dispatched the credit card but the limit is good, I would like to suggest their documentation process should be improved.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 16, 2017
    • RBL Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I wont use RBL credit card much I am little disappointed that their mobile application is not supportive with IOS I feel they need to improve their online net banking application but the customer service was fine it was totally a good experience with RBL for my credit card service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2017
    • RBL Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      RBL provides very good services on credit card when compared to all other credit cards. I am using this credit card from last 1 year. They did not charge any annual fee at the time of getting this credit card, this credit card is very convenient to use. Offers like cash back and reward points are also good in this credit card. I use this card for shopping and i find the credit limit is sufficient.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 15, 2017
    • RBL Bank Credit Card
      "Okay"
      0.5 4.0/5 "Great!"
      I am having the credit card with the Ratnakar bank limited , also I would like to say its the best one too. Offers are really good one too like its a kind of fund card. I am happy with the Ratnakar bank limited credit card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 15, 2017
    • RBL Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I am having the credit card with the Ratnakar Bank Limited and the customer service is good too.I would like to say that the benefits are working in good way, also the credit limit value should be get increased.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 15, 2017
    • RBL Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using RBL credit card from last 3 months, the service provided by RBL credit card is good when compared to other credit cards. I get good offers like cash back and reward points. I paid an annual fee of Rs 2000 and the fee will be waived off based on the number of transactions. I use this card for general purpose and the credit limit is sufficient.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 15, 2017
    • RBL Bank Credit Card
      "Best card and convenient to use."
      0.5 4.0/5 "Great!"
      I hold a platinum delight card.The limit on the card is 52,000 cash limit is 14,000.Its an annual fees of 1000.Net banking payment options are very useful, and it is very easy to transfer the bill amount.The phone banking service are reachable at the right time for placing any query.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2017
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