Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 1 RBL Platinum Delight Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    4000
    Response Time : Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    RBL Platinum Delight Card is Rated as "Pretty good" by 10 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    RBL Platinum Delight Card

    • Get 4,000 Reward point on the first swipe (within 60 days of issuance)
    • Earn 2 reward points per Rs.100/- spent on all spends
    • Get Fuel surcharge for across all petrol pumps for fuel spends upto Rs.6,000/- every month
    • Double the fun on weekends: Get 4 reward points per Rs.100/- on all spends on Saturday & Sunday
    • Spend Rs.1.5Lac in the year and get waiver of annual fees

    Sometimes, the name itself is a dead giveaway. With the delightful title of ‘RBL Platinum Delight Credit Card’, the highlighted credit card must be an absolute delight to behold. And surely, packed with amazing features and friendly benefits, this credit card offering from Ratnakar Bank is a superstar. The initiation itself is very lucrative- swipe your RBL Platinum Delight Credit Card within 60 days of issuance and earn 4,000 reward points. Plus, there are annual spend benefits, reward points on all spends across all categories, fuel advantage and other such irresistible benefits. This is a card that offers you loads, for every swipe!!

    RBL Platinum Delight Credit Card Features & Benefits:

    The RBL Platinum Delight Credit Card is a complete package, offering attractive features and benefits that form a solid foundation towards a refined credit card experience. Why choose this card? Read on.

    1. 100% Secure- Forget the traditional view of credit cards that need to be handled with kid gloves and never let out of your sight. The RBL Platinum Delight Card is immensely secure and offers you complete peace of mind.
      • PIN based EMV chip for added protection through transactions.
      • Added protection with Personal Identification Number (PIN) that is cherry on top of the EMV Chip and PIN Card configuration.
      • Consistent usage of One Time Password (OTP) system ensures that you and only you are affecting the requested transactions.
      • After you lose your card, inform the 24x7 RBL customer support and avail Zero Fraud Liability that protects you against any unauthorised usage of your credit card.
    2. Easy Repayment Options- Any purchase that exceeds Rs. 5,000 can be converted into simple EMIs as part of the aptly named, Split n’ Pay Program. Plus, you can transfer your credit card balances from other cards onto the RBL Bank Platinum Delight Credit Card to avail this EMI option.
    3. Avail Flexi Limits- How about fixing your own credit card purchase limit? It’s as simple as contacting the RBL 24x7 customer support and quoting your preferred spending limit. Saves money and always keeps you in control. You can optionally also set a different spend limit on your add-on credit card.
    4. Always in the Loop- All your card transactions and related activities generate notifications that are passed on for your inspection via email and SMS. Affords greater control and security.
    5. Online Support 24x7- The interactive and user friendly online banking option allows you to keep tabs on your credit card. Access your account, view paid and pending bills, pull up card statements, request for balance transfer and many similar functions are easily available.
    6. Accepted Worldwide- The RBL Bank Platinum Delight Credit Card is accepted at 1 million plus MasterCard merchant outlets in India and 25 million similar outlets across the world. Conduct your purchases in any international currency and pay back with Indian rupees at a later date. Want some liquid cash? Jump into any MasterCard / Cirrus / Maestro marked ATMs.

    RBL Bank Platinum Delight Credit Card Eligibility:

    1. The applicant must be an Indian national.
    2. Minimum age of the applicant must not be lower than 23 years.
    3. The applicant’s minimum salary must not be lesser than Rs. 40,000.
    4. The applicant must possess a good credit record without any obvious red flags.
    5. If the applicant already owns a credit card with limit in excess of Rs. 50,000, his/her application will be fast-tracked through the green channel.

    Documentation- Proof & Papers to be submitted:

    1. Identity proof (Passport, PAN Card, Voter’s ID, etc.)
    2. Address proof (Passport, DL, Phone bill, Rent agreement, Electricity/Water bill, etc.)- Ensure however that the submitted document displays your current residential address.
    3. 1 passport sized photograph.

    Fees and Charges:

    Feature Applicable Fee
    Joining fee Will be communicated at the time of application.
    Interest Rate (Cash & Retail Purchases) 3.5% per month (42% per annum)
    Annual fee Upto Rs.4,000
    Renewal fee Upto Rs.4,000
    Add-on Card fee Upto Rs.1,000
    Minimum Amount Due (MAD) 5% of (Total Amount Due + Over limit Amount)
    Card Replacement Charges Rs.200
    Over Limit Penalty Rs.600

    How to Apply for RBL Bank Platinum Delight Credit Card on BankBazaar?

    Applying for this card on BankBazaar takes 4 simple steps. The same are listed below-

    1. Access BankBazaar homepage. On the top navigation panel, select the ‘Credit Cards’ option.
    2. From the drop-down, select the ‘By Bank’ categorization. Next, select ‘Ratnakar Bank Credit Card’ from the list.
    3. The resultant page lists all the credit cards as offered by Ratnakar Bank. Select, RBL Bank Platinum Delight Credit Card from the list. Notice the two buttons? ‘Check Eligibility’ and ‘Explore Card’. The first helps you understand your eligibility via a simple, interactive wizard, while the latter allows you to know the various features of the card.
    4. The ‘Apply’ button is prominently displayed at the end of these qualification procedures. Clicking on the same will churn the wheels into motion. Your application will next be forwarded to RBL Bank for further processing.
    5. The applicant will receive an instant e-approval from BankBazaar after the successful submission of the application. Next, the bank gets in touch with you directly. You can also check the status of your application through SMS alerts and timely emails.

    RBL Platinum Delight Card FAQs:

    1. How to setup your RBL Platinum Delight Credit Card PIN?

      The PIN number is an important security feature. Setting it up is a very simple process-

      1. Login to the RBL Bank website. Select ‘Online Services’ from the navigation panel and opt for ‘Set your Credit Card PIN’.
      2. As requested, enter the requisite information- DOB, Card Number, CVV and Card Expiry Date.
      3. You will receive an OTP on your phone- next, enter this number in the designated field.
      4. Set your PIN. Ensure that this is something that you can easily remember, though not extremely simple.
      5. Alternatively, call RBL customer support to setup the PIN via a simple menu based IVR.
    2. What is the liability if I pay my credit card bill at an RBL branch?

      For every cash deposit transaction done with regards to credit card repayments, a sum of Rs.100 will be charged.

    3. What are the Reward Points that I am likely to earn with my RBL Platinum Delight Card?

      For every Rs.100 spent on purchases with your card, earn 2 reward points. Also, spend more than Rs.1.5 lakhs on your card through the first year, and your second year annual fee is waived off.

    4. What are the fuel advantages that my card offers me for filling up my vehicle?

      Enjoy 0% fuel surcharge at any petrol/diesel station across India. However, the spending must not be lower than Rs.500 nor higher than Rs. 4,000.

    5. What is this ‘fun weekends’ offer that I keep hearing about?

      This relates to the attractive offer from RBL Platinum Delight Credit Card that doubles the reward points on all your spends through the weekends. Fun ensured, right?

    Top Other Credit Card by RBL Bank

     Loading your search... Loading your search...
  • RBL Platinum Delight Card Reviews

    • RBL Bank Credit Card
      "Quite good"
      0.5 3.5/5 "Pretty good"
      I am holding RBL credit card from the last three to four years of time. Online payment modes are feasible one with the Ratnakar bank limited credit card and the credit limit value , which they have offered also good one .
      Was this review helpful? 0
      , pune
      Reviewed on Sep 25, 2017
    • RBL Bank Credit Card
      "Convenient banking"
      0.5 5.0/5 "Blown Away!"
      With RATNAKAR BANK i hold a credit card where my credit limit is 1 lakh 50 thousand.They provide reward points and other benefits in online shopping. i never had any bad experience with RATNAKAR BANK. I used to redeem my points during my purchase.
      Was this review helpful? 0
      , faridabad
      Reviewed on Sep 22, 2017
    • RBL Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with RATNAKAR BANK. The services are good from them. It is a life time free card. The rate of interest is normal. They offer a lot of reward points and cashback as well that can be redeemed on fuel at outlets. The response is good as well.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 22, 2017
    • RBL Bank Credit Card
      "GOOD SERVICE"
      0.5 3.0/5 "Satisfactory"
      Service was very good ,customer service and other representatives of RBL was also very helpful . I got entertainment card for movies and I use to get regularly for every month ,so overall it was an excellent service from RBL never had any queries from their service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 20, 2017
    • RBL Bank Credit Card
      "They should upgrade their service"
      0.5 4.0/5 "Great!"
      When I opt Bajaj Finserv loan they gave me preapproved RBL credit card. Its a Master Bajaj Credit card, I used get to some cash back or discounts upto 5%, credit limit is also satisfactory. I could convert the purchase amount into an EMI with nominal interest as other banks. Customer service is not good and their mobile app is also very difficult to make payment.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • RBL Bank Credit Card
      "Its average"
      0.5 3.0/5 "Satisfactory"
      When I took personal loan from Bajaj Finserv, they offered me RBL credit card. They both got a tie up, I received the card without processing fee but some joining fee of Rs. 999 applicable. RBL offered me lower credit limit but I have not started using the card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 19, 2017
    • RBL Bank Credit Card
      "Rewards is very good"
      0.5 1.0/5 "Really Bad"
      I dont like to use RBL credit card as they have send the card without intimating to me. I have not signed up for this card. I have not received/ accepted the card. RBL will charge rs 1000 for the same. This was offered to me before 6 months back. I do get many offers on Book my show and I used to get some special discounts during festive season too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2017
    • RBL Bank Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      I got RBL Icon credit card around 3 years ago. I have credit limit of Rs.1,50,000. This card is used for shopping purpose and for other usages. I get the reward points cash back offers and other benefits with this card,. I pay the annual fee of Rs.3,000 every year. I am satisfied using the RBL credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 18, 2017
    • RBL Bank Credit Card
      "EXCELLENT SERVICE"
      0.5 5.0/5 "Blown Away!"
      Very good service from RBL , I can say the representatives of RBL was very helpful ,when ever I contact their customer service they will be very responsible in answering I use to get good offers regularly from RBL . Even the interest rate was also fine ,I never had any issues regarding their services ,I can say the service of RBL was excellent till now .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Sep 17, 2017
    • RBL Bank Credit Card
      "Looking for more credit limit"
      0.5 4.0/5 "Great!"
      I have Platinum super RBL credit card, Totally I have accumulated 4000 points, I used to get some points for shopping. RBL gave me the credit limit around Rs. 35,000 they should increase the credit limit. I have been using this credit card around 5 to 6 months its good to hold but only the concern about the limit.
      Was this review helpful? 0
      , ludhiana
      Reviewed on Sep 16, 2017
    • RBL Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      That was a very good service from RBL very supportive and responsible representatives ,no interest no extra charges ,I frequently use my credit card there is no extra charges even if I cross the due date, so overall service was excellent ...
      Was this review helpful? 0
      , pune
      Reviewed on Sep 12, 2017
    • RBL Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      Very recently I got this Titanium delight credit card from RBL. The customer service is very good with RBL, they give proper response to customers, I use this card for traveling, for ticket bookings, and for bill payments. The credit limit is average with this card and I am satisfied with it. The annual fee of Rs.500 I need to pay towards this Titanium delight credit card.
      Was this review helpful? 0
      , delhi
      Reviewed on Sep 11, 2017
    • RBL Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      I use the Platinum delight credit card for past 4 months. I am satisfied with the credit limit, because it is better than my HDFC credit card. The customer service is good with RBL credit card department. There is no hassle to reach their support team. I pay the Annual fee of Rs.500 towards the platinum delight credit card.
      Was this review helpful? 0
      , delhi
      Reviewed on Sep 11, 2017
    • RBL Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      The rate of interest is high with the RBL platinum credit card. The customer service is better with RBL. I hold the RBL platinum card for more than a year. There is no annual fee for this RBL platinum credit card. I have the credit limit 1lakh rupee. I am satisfied having the credit card with RBL.
      Was this review helpful? 0
      , faridabad
      Reviewed on Sep 06, 2017
    • RBL Bank Credit Card
      "Good for Shopping"
      0.5 5.0/5 "Blown Away!"
      My RBL credit card is good for shopping, they used to give reward points for all transaction, customer service is also very supportive. I took this credit card before four month, they gave me bonus points of 10,000 and there was no joining fee.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 05, 2017
    • RBL Bank Credit Card
      "Good one"
      0.5 2.0/5 "Expected more"
      RBL credit card has got some super facility also the time scales are really good. Interest rate offered by them was also equally good. On the other hand, Processing fees were really high when it comes to RBL. More than all, they were lot of hidden charges which was not explained to me in detail when I tried to contact them and I did not receive any response at all. I have not received any rewards on this card till date. They have collaboration with Visa .
      Was this review helpful? 0
      , jaipur
      Reviewed on Sep 01, 2017
    • RBL Bank Credit Card
      "Excellent "
      0.5 4.0/5 "Great!"
      I am having the RBL bank credit card and am using it from the last one year of time. Response is really a good one for me and I would like to say that they have provided the excellent credit limit value. Customer service is good one with the RBL credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 01, 2017
    • RBL Bank Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      I am using the RBL platinum credit card for past 6 months. This card is used for shopping restaurant bill payments and for mall shopping purposes. I not happy with he credit limit. The credit limit can be increased with RBL platinum credit card. I pay Rs.1000 annual fee every year.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 30, 2017
    • RBL Bank Credit Card
      "Overall experience and benefits are good"
      0.5 5.0/5 "Blown Away!"
      All the benefits are available on my credit card from Ratnakar Bank. The customer services are good and the bank has given me good deals on the movie tickets, I also get the rewards and there are good options for EMI. The statements are also clear. The interest rate and charges are a bit high.
      Was this review helpful? 0
      , jalandhar
      Reviewed on Aug 30, 2017
    • RBL Bank Credit Card
      "Card which offer EMI on cash withdrawal"
      0.5 5.0/5 "Blown Away!"
      I am using RABOBANK INTERNATIONALcredit card which offers me 50000 as my card limit.I am using this credit card from the last 4 months.Already i have withdrawn 25000rs from the credit card were i can pay back the actual amount by converting it to an emi.they charged 500rs for the withdrawal from the credit card.The rate of interest charged for the card is 12%.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 29, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.