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    RBL Platinum Delight Card

    We found 1 RBL Platinum Delight Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    4000
    Response Time Within 30 minutes
    What you'll love
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    Fee Details

    RBL Platinum Delight Card is Rated as "Pretty good" by 8 Users

    Credit Card BYTES FROM OUR KITCHEN
    • Get 4,000 Reward point on the first swipe (within 60 days of issuance)
    • Earn 2 reward points per Rs.100/- spent on all spends
    • Get Fuel surcharge for across all petrol pumps for fuel spends upto Rs.6,000/- every month
    • Double the fun on weekends: Get 4 reward points per Rs.100/- on all spends on Saturday & Sunday
    • Spend Rs.1.5Lac in the year and get waiver of annual fees

    RBL Platinum Delight Credit Card Overview:

    Sometimes, the name itself is a dead giveaway. With the delightful title of ‘RBL Platinum Delight Credit Card’, the highlighted credit card must be an absolute delight to behold. And surely, packed with amazing features and friendly benefits, this credit card offering from Ratnakar Bank is a superstar. The initiation itself is very lucrative- swipe your RBL Platinum Delight Credit Card within 60 days of issuance and earn 4,000 reward points. Plus, there are annual spend benefits, reward points on all spends across all categories, fuel advantage and other such irresistible benefits. This is a card that offers you loads, for every swipe!!

    RBL Platinum Delight Credit Card Features & Benefits:

    The RBL Platinum Delight Credit Card is a complete package, offering attractive features and benefits that form a solid foundation towards a refined credit card experience. Why choose this card? Read on.

    1. 100% Secure- Forget the traditional view of credit cards that need to be handled with kid gloves and never let out of your sight. The RBL Platinum Delight Card is immensely secure and offers you complete peace of mind.
      • PIN based EMV chip for added protection through transactions.
      • Added protection with Personal Identification Number (PIN) that is cherry on top of the EMV Chip and PIN Card configuration.
      • Consistent usage of One Time Password (OTP) system ensures that you and only you are affecting the requested transactions.
      • After you lose your card, inform the 24x7 RBL customer support and avail Zero Fraud Liability that protects you against any unauthorised usage of your credit card.
    2. Easy Repayment Options- Any purchase that exceeds Rs. 5,000 can be converted into simple EMIs as part of the aptly named, Split n’ Pay Program. Plus, you can transfer your credit card balances from other cards onto the RBL Bank Platinum Delight Credit Card to avail this EMI option.
    3. Avail Flexi Limits- How about fixing your own credit card purchase limit? It’s as simple as contacting the RBL 24x7 customer support and quoting your preferred spending limit. Saves money and always keeps you in control. You can optionally also set a different spend limit on your add-on credit card.
    4. Always in the Loop- All your card transactions and related activities generate notifications that are passed on for your inspection via email and SMS. Affords greater control and security.
    5. Online Support 24x7- The interactive and user friendly online banking option allows you to keep tabs on your credit card. Access your account, view paid and pending bills, pull up card statements, request for balance transfer and many similar functions are easily available.
    6. Accepted Worldwide- The RBL Bank Platinum Delight Credit Card is accepted at 1 million plus MasterCard merchant outlets in India and 25 million similar outlets across the world. Conduct your purchases in any international currency and pay back with Indian rupees at a later date. Want some liquid cash? Jump into any MasterCard / Cirrus / Maestro marked ATMs.

    RBL Bank Platinum Delight Credit Card Eligibility:

    1. The applicant must be an Indian national.
    2. Minimum age of the applicant must not be lower than 23 years.
    3. The applicant’s minimum salary must not be lesser than Rs. 40,000.
    4. The applicant must possess a good credit record without any obvious red flags.
    5. If the applicant already owns a credit card with limit in excess of Rs. 50,000, his/her application will be fast-tracked through the green channel.

    Documentation- Proof & Papers to be submitted:

    1. Identity proof (Passport, PAN Card, Voter’s ID, etc.)
    2. Address proof (Passport, DL, Phone bill, Rent agreement, Electricity/Water bill, etc.)- Ensure however that the submitted document displays your current residential address.
    3. 1 passport sized photograph.

    Fees and Charges:

    Feature Applicable Fee
    Joining fee Will be communicated at the time of application.
    Interest Rate (Cash & Retail Purchases) 3.5% per month (42% per annum)
    Annual fee Upto Rs.4,000
    Renewal fee Upto Rs.4,000
    Add-on Card fee Upto Rs.1,000
    Minimum Amount Due (MAD) 5% of (Total Amount Due + Over limit Amount)
    Card Replacement Charges Rs.200
    Over Limit Penalty Rs.600

    How to Apply for RBL Bank Platinum Delight Credit Card on BankBazaar?

    Applying for this card on BankBazaar takes 4 simple steps. The same are listed below-

    1. Access BankBazaar homepage. On the top navigation panel, select the ‘Credit Cards’ option.
    2. From the drop-down, select the ‘By Bank’ categorization. Next, select ‘Ratnakar Bank Credit Card’ from the list.
    3. The resultant page lists all the credit cards as offered by Ratnakar Bank. Select, RBL Bank Platinum Delight Credit Card from the list. Notice the two buttons? ‘Check Eligibility’ and ‘Explore Card’. The first helps you understand your eligibility via a simple, interactive wizard, while the latter allows you to know the various features of the card.
    4. The ‘Apply’ button is prominently displayed at the end of these qualification procedures. Clicking on the same will churn the wheels into motion. Your application will next be forwarded to RBL Bank for further processing.
    5. The applicant will receive an instant e-approval from BankBazaar after the successful submission of the application. Next, the bank gets in touch with you directly. You can also check the status of your application through SMS alerts and timely emails.

    RBL Platinum Delight Card FAQs:

    1. How to setup your RBL Platinum Delight Credit Card PIN?

      The PIN number is an important security feature. Setting it up is a very simple process-

      1. Login to the RBL Bank website. Select ‘Online Services’ from the navigation panel and opt for ‘Set your Credit Card PIN’.
      2. As requested, enter the requisite information- DOB, Card Number, CVV and Card Expiry Date.
      3. You will receive an OTP on your phone- next, enter this number in the designated field.
      4. Set your PIN. Ensure that this is something that you can easily remember, though not extremely simple.
      5. Alternatively, call RBL customer support to setup the PIN via a simple menu based IVR.
    2. What is the liability if I pay my credit card bill at an RBL branch?

      For every cash deposit transaction done with regards to credit card repayments, a sum of Rs.100 will be charged.

    3. What are the Reward Points that I am likely to earn with my RBL Platinum Delight Card?

      For every Rs.100 spent on purchases with your card, earn 2 reward points. Also, spend more than Rs.1.5 lakhs on your card through the first year, and your second year annual fee is waived off.

    4. What are the fuel advantages that my card offers me for filling up my vehicle?

      Enjoy 0% fuel surcharge at any petrol/diesel station across India. However, the spending must not be lower than Rs.500 nor higher than Rs. 4,000.

    5. What is this ‘fun weekends’ offer that I keep hearing about?

      This relates to the attractive offer from RBL Platinum Delight Credit Card that doubles the reward points on all your spends through the weekends. Fun ensured, right?

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  • RBL Platinum Delight Card Reviews

    • RBL Bank Credit Card
      "Decent offers"
      0.5 5.0/5 "Blown Away!"
      I got a movie block buster credit card with RBL. The process was simple and quick. There are annual charges of Rs. 3000. I get two movie tickets. One is free and the other there is 50% discount on the ticket. The services are good and overall a nice experience.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • RBL Bank Credit Card
      "Scope for improvement a lot"
      0.5 3.0/5 "Satisfactory"
      I got the credit card with the RBL bank and credit limit value is somewhat okay like thrice of my salary. They are booming up now and they have not provided the offers, also they have to improve a lot on technology aspects. Cooling period is same as forty days of time as everyone follows.
      Was this review helpful? 0
      , chennai
      Reviewed on May 26, 2017
    • RBL Bank Credit Card
      "Charging a lot"
      0.5 1.0/5 "Really Bad"
      I was using credit card with Ratnakar bank. Recently I stopped using the card and I am planning to settle the payment and close the card. Because I had found that they are charging a lot. Other than this issue, I do not have any problem with the bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2017
    • RBL Bank Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      For a couple of months I had been using RBL Platinum Master credit card. I am happy with the reward points and cash back system. I do get special shopping vouchers and offers are also pretty good in this card. I was assigned with a limit of 35k which is reasonable but I am still happy with the limit. Overall I am happy using this RBL card.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 22, 2017
    • RBL Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      There is an annual fee for my credit card which is 1000 rupees. The credit card services of RBL is similar to SBI cards. Whenever I use the card for shopping, I will get some reward points in to my account and those reward points can be redeemed. The services are really good with RBL.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 20, 2017
    • RBL Bank Credit Card
      "Good Entertainment card"
      0.5 4.0/5 "Great!"
      RBL gave me Fun + credit card, initially they gave me food coupon worth Rs.300 can use it in Dominos, Pizza hut etc and they offers for movie tickets at book my show.com worth Rs.500. I am happy with RBL entertainment card. But their credit limit is low, I am using more than six month. Sadly, I did not receive any calls till date for the limit enhancement.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 19, 2017
    • RBL Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I hold RBL platinum maxima card for the past 8 months. The interest rates are very high on this card. This card is used much for online shopping , I use this card to buy home appliances, electronics and for other purpose too. The reward points , cash back offers and the other benefits are very much available on this card. I am not at all happy with the credit limit, I am expecting the bank to increase the credit limit on my card.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 16, 2017
    • RBL Bank Credit Card
      "Good Bank and Good Service"
      0.5 5.0/5 "Blown Away!"
      Recently I received a credit card from RBL. They are very prompt enough in responding the customers and providing the best service to the customers. It has been three months when I started to use the card. I never faced any issues with RBL credit card services.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 25, 2017
    • RBL Bank Credit Card
      "Very convenient"
      0.5 5.0/5 "Blown Away!"
      It has been thirty days since I received a credit card from RBL. There are no annual charges for the credit card. The credit limit is very much satisfactory for my usage. I had earned some around 4000 reward points. I purely use this card for shopping purpose.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 21, 2017
    • RBL Bank Credit Card
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      Ratnakar bank has been excellent for me. They give me offers on the credit card which can be used by me they have giving good offers for movie tickets Its been more than one year I have been holding this credit card now I don't use this card much and the credit limit they have offered me is 90k bank agents keep on calling me to enhance my limit . However I did not give my consent to them.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 15, 2017
    • RBL Bank Credit Card
      "Fake promises "
      0.5 0.5/5 "Unacceptable"
      Fake promises...they make fool of their customers just to sell their products. I had been promised a limit of very high amount and they gave me 1/4th of it. Their customer service is of no use..they had promised me 8000 points... but they gave me 1000 points.. I will recommend others not to go for this bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 15, 2017
    • RBL Bank Credit Card
      "Effective communication required from the bank "
      0.5 2.0/5 "Expected more"
      Very recently I received a credit card from RBL bank. This is not a life time free card but it was given to me through other financial institution called Bajaj. While getting this card, there some sort of mis-communication happened between me and the bank. Because I do not know about annual fees but after getting a card, all of a sudden they informed me that the card is chargeable.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 13, 2017
    • RBL Bank Credit Card
      "Need to be very much improved"
      0.5 1.0/5 "Really Bad"
      RBL customer support is not handling the customers in a processed way. The offers are not available with RBL bank platinum maxima card. There is no equated monthly installment option available with this card. The rate of interest is far high, when compared with the other banks. RBL bank services need to be improved in all concerns. The service need to be improvised in future. I am using this card for last 2 years.
      Was this review helpful? 2
      , noida
      Reviewed on Apr 12, 2017
    • RBL Bank Credit Card
      "Comfortable Credit card"
      0.5 4.0/5 "Great!"
      Last month I got RBL credit card its good, they offered me the credit limit of Rs. 88,000 it is sufficient, There is a good EMI option, recently I purchase Air conditioner worth Rs.33,000. I just swiped my credit card and took the product to home. Then RBL executive called and asked me to convert that amount into EMI its great and I have referred this credit card to my friend so they offered me 2000 rewards points.
      Was this review helpful? 1
      , chennai
      Reviewed on Apr 03, 2017
    • RBL Bank Credit Card
      "Excellent Customer Service"
      0.5 5.0/5 "Blown Away!"
      Customer service is excellent with RBL for all kind of services. I am using credit card with them for long time, whenever I approached their customer service to get an assistance from them, they responded me in a proper way. And, I am satisfied with the credit limit which is enough for my usage.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 23, 2017
    • RBL Bank Credit Card
      "Work on Customer Oriented"
      0.5 2.0/5 "Expected more"
      My credit limit which I got from the Ratnakar bank is quite decent. But, recently I had an issue with their offer, which is, I booked a movie ticket through online source. So as per the offer, one ticket is free if I use their credit card for ticket booking, but I had not received the offer. Hence, I called the customer care but they denied the offer.
      Was this review helpful? 0
      , noida
      Reviewed on Mar 20, 2017
    • RBL Bank Credit Card
      "Convenient for Shopping"
      0.5 3.0/5 "Satisfactory"
      Recently I have received RBL bank titanium delight credit card, they have assured some reward points based on the transactions. I got this RBL credit card without any hassles, there was a stall near at my office, at the time I have submitted my documents to them. Within ten days RBL have dispatched my credit card, I had received my pin card on same day and they gave two options to change my pin no either through website or ATM. But RBL ATM is less in chennai, only one ATM have seen near to central.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 14, 2017
    • RBL Bank Credit Card
      "Interest rate should be reduced"
      0.5 5.0/5 "Blown Away!"
      My RBL credit card got approved in three days and its delivered within seven days of my application. Their credit limit is good, one specially about this credit card, I could transfer my credit limit to my bank account by my mobile application. Their rate of interest is high other wise ok services.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 11, 2017
    • RBL Bank Credit Card
      "Good Membership card"
      0.5 5.0/5 "Blown Away!"
      It holding member ship credit card with RBL, initially I was using Maxima credit card then I upgraded into ICON credit card. Then I got 20,000 reward points value of Rs.5000, I could use those points for any kind of transactions. I am using this credit card around one year, they offered me lot of benefits like petrol and shopping etc. Interest rate is high in RBL, but service is very good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 11, 2017
    • RBL Bank Credit Card
      "Fraudulent sales by RBL BANK"
      0.5 0.5/5 "Unacceptable"
      This bank is collecting information from bajajfinance and processing credit card request without getting any acceptance or approval from customer they stealing personal information of customer and making fraudulent sales and this is really hectic all person information are shared between bajaj fin and rbl bank without customer knowledge and approval. Fraud ppl.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 07, 2017
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