Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    RBL MoneyTap Credit Card

    What seemed like a distant possibility a few years ago is a reality now. RBL offers the MoneyTap credit card that comes with a unique feature called the MoneyTap Credit Line that gives the cardholders the flexibility to use credit as they like. They can use the MoneyTap App on their phone to transfer money to their bank account and use the RBL MoneyTap credit card to pay for their purchases.

    How Does The RBL Moneytap Work?

    Cardholders can use the RBL MoneyTap credit card in the following ways:

    • Cardholders can use this card as any other credit card and swipe it while paying for products and services online as well as at stores.
    • They can download the MoneyTap app on their phone and transfer money from the app to their bank account instantly.

    Features and Benefits of RBL MoneyTap Credit Card

    The RBL MoneyTap comes with a plethora of useful features and benefits some of which are listed below:

    • This card is equipped with the unique MoneyTap Credit Line facility that enables the cardholder to use credit as they like. They can use the MoneyTap app to transfer funds to their bank account and use the RBL MoneyTap credit card to make purchases.
    • Cardholders can avail a credit limit of a minimum of Rs.3,000 and a maximum of Rs.5 lakh.
    • Cardholders have to pay an interest only if they transfer money or use EMI conversion. The leftover amount is available to the cardholder at no extra cost.
    • Cardholders can avail a tenure of their choice that can vary from 2 to 36 months.
    • This card doesn't require any collateral or guarantors.
    • Cardholders can use this card to shop online or swipe it at a merchant store and can just tap to transfer money instantly to their bank account.
    • Cardholders can keep a track of the EMIs and credit limit using the app.
    • Whenever the cardholder pays back an EMI, the credit limit on their card is topped up by the same amount.

    Fees and Charges of RBL MoneyTap Credit Card

    Fees and Charges Amount
    Annual Fee Rs.499 plus GST
    Rate of Interest Varies from 1.25% to 1.5% per month
    Credit Limit Up to Rs.5 lakh

    Rewards of RBL MoneyTap Credit Card

    Cardholders can make use of the attractive reward system that the RBL MoneyTap credit card entails. Listed below are the details on the same:

    • Cardholders can earn 1 reward point each time they spend Rs.100 on all their purchases including groceries, travel, dining, and even their electricity bill.
    • Cardholders can bag a welcome bonus of 2,000 reward points on procuring card.
    • They can earn 20 reward points on spending Rs.100 on groceries every Wednesday.
    • Under the accelerated reward point system, cardholders can earn 40 reward points on spending Rs.100 on pizzas on every Wednesday.

    How to apply RBL MoneyTap Credit Card

    The applicant needs to download the MoneyTap app from the Android Play Store or the Apple Store and follow the steps listed below:

    • They need to upload photographs of themselves, their PAN card, and their residential address as eKYC documents.
    • Next, they will need to fill in details about their current job, name of the company they work for and the category it belongs to between private and public sector.
    • Once they fill the above-mentioned details, they will need to review the details and then submit the application.
    • Next, the applicant will be sent a link on their registered Gmail ID for them to upload their bank statements.
    • Once they click on the link, they will be redirected to a secure web portal to upload their bank statements. Applicants can upload their bank statements using their laptop, desktop, smartphone, or tablet.
    • Next, they will be directed to a page where they will need to fill in details including their salary account number, the name of their bank, and the date range of their bank statements.

    Eligibility of RBL MoneyTap Credit Card

    Any salaried employee with a monthly income of more than Rs.20,000 can avail a loan using the RBL MoneyTap credit card.

    Documentation required for RBL MoneyTap Credit Card

    Applicants will need to upload the following documents to procure this service:

    • Copy of their PAN card.
    • Copy of proof of residence like electricity bill or phone bill.
    • Photograph of the applicant.
    • Latest statement of bank account.

    FAQs of RBL MoneyTap Credit Card

    1. Can I avail an add-on card with the RBL MoneyTap credit card?
    2. No, there is no provision of an add-on card with the RBL MoneyTap credit card.

    3. Are there any hidden charges involved in the procedure of availing credit?
    4. No, there are no hidden charges involved in the process of availing credit through the RBL MoneyTap credit card or the credit line.

    5. What are the other benefits of the MoneyTap app?
    6. You can use the app to keep a track on your transaction history, payment due dates, and your upcoming EMIs.

    7. Can I convert the expenditure made on the card into EMIs?
    8. Yes, you can convert the expenditure made on the card into EMIs.

    9. Can I download the MoneyTap app for free?
    10. Yes, you can download the MoneyTap app for free from Google Play Store.

    RBL MoneyTap Credit Card Reviews

    • HDFC Bank Credit Card
      "Good in all"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a credit card and the customer services are good. They also provide me with good offers and a very good credit limit. It is a smooth process while using the card, I never faced any hassles in the overall process till date.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 22, 2019
    • Citibank Credit Card
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      Citibank has been overall good in the customer services. The online banking is good and the credit card offers are also good. The statements are also good and the billing is also in a timely manner. The credit limit is also fine and there are no charges taken for the card.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 22, 2019
    • ICICI Bank Credit Card
      "Average"
      0.5 3.5/5 "Pretty good"
      I have been using ICICI Platinum card for more than 1.5 years. The credit limit is low which they need to increase. IVR takes longer time for the connectivity also they need to improve the service. There is no annual charge for this credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 22, 2019
    • RBL Bank Credit Card
      "Good card for the withdrawal"
      0.5 5.0/5 "Blown Away!"
      From RBL I have et money card it gives the flexibility of taking the cash without any interest. I can withdraw the maximum of 100%, the credit limit is also satisfactory with RBL card. One month back I got the card, the due date is convenient for me.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 22, 2019
    • HDFC Bank Credit Card
      "Recommendable Card"
      0.5 5.0/5 "Blown Away!"
      I get 10x points from HDFC card based on the spends, In fact the cash back is also excellent. The customer support is good for the credit card queries, but there is a long queue to connect with the executive. They don't have direct contact no, first I need to verify my details in IVR, then again the executive verify it, therefore the process should be simple.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 22, 2019
    • Citibank Credit Card
      "Good card for all transaction"
      0.5 5.0/5 "Blown Away!"
      I have reward points from CITI bank, I get more bonus points on the transactions, they give cash back offers for some transaction, I don't what to call them everything is prefect, the interest is also reasonable, I am using life time free credit card.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 22, 2019
    • HDFC Bank Credit Card
      "Need to increase the limit"
      0.5 5.0/5 "Blown Away!"
      I have HDFC Bharath credit card and using it for past 1.5years. The service is excellent and they are not charging high for the late payments. The credit limit is average and they need to enhance the limit. It is a life time free credit card. There was no much offers.
      Was this review helpful? 0
      , vadodara
      Reviewed on Mar 22, 2019
    • Bank Bazaar Credit Card
      "Simple method for getting credit card "
      0.5 5.0/5 "Blown Away!"
      Through Bank bazaar it is a simple process of getting the credit card in quick time .It hardly took 1 week of time in Online method . I came to know bank bazaar through SMS . Customer executive guided about the various credit card in online . Mobile app is also user-friendly .
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 22, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      Axis Bank has offered NEO credit card and am using it for past 6 months. The credit limit is sufficient for the beginner, its 40K. The rate of interest is too high for late payment charges which they need to reduce. It is a life time free credit card.
      Was this review helpful? 0
      , vadodara
      Reviewed on Mar 22, 2019
    • IndusInd Bank Credit Card
      "Online shopping and EMI is major advantage"
      0.5 5.0/5 "Blown Away!"
      I recently applied for the Indusind bank credit card in the on-line method . Within 10 days of time ,I got a good response till the time of dispatchement of my card . No annual fees for this card . The main plus point with Indusind bank credit card is the on-line shopping .
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 22, 2019
    • Kotak Credit Card
      "Good Card with Kotak"
      0.5 5.0/5 "Blown Away!"
      I am using Kotak Mahindra card for around two years, I have salary account hence everything is fine for me. The credit limit is not good because they gave only Rs.22,000, they need to enhance the card limit. I have master card and the accessibility is great.
      Was this review helpful? 0
      , faridabad
      Reviewed on Mar 22, 2019
    • RBL Bank Credit Card
      "Average Credit card"
      0.5 5.0/5 "Blown Away!"
      Almost it is going to be 3 months since I started to use this RBL credit card . Normally I will do most of the shopping Off-line .Offers are on-line and it is up to the expectation . RBL mobile app is very easy for making the payment and downloading the statement .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 22, 2019
    • Axis Bank Credit Card
      "Credit limit is not sufficient "
      0.5 5.0/5 "Blown Away!"
      For the past 6 months, I am using the AXIS bank credit card . My credit limit is around 25 k only . But this credit limit is very insufficient to use .I am not getting any notification about the various offers in on-line . Annual fees is around 499 - .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 22, 2019
    • Axis Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have been using the credit card with the AXIS BANK the card is user friendly to use. The credit limit with this card is satisfactory added on that the offers with this card is good. I am using it from last few years with this card. There is a EMI conversion option but there is no balance transfer option with this card.
      Was this review helpful? 0
      , bhopal
      Reviewed on Mar 22, 2019
    • ICICI Bank Credit Card
      "BETTER"
      0.5 3.5/5 "Pretty good"
      I am not satisfied with the credit card that i am using it with the ICICI BANK because the credit limit with this bank card is not satisfactory also there are no offers available with this credit card. There is a EMI conversion option with this credit card which is good also it is easy to convert.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 22, 2019
    • HDFC Bank Credit Card
      "BETTER"
      0.5 3.5/5 "Pretty good"
      I have a credit card with the HDFC BANK the credit limit with this bank they have offered is average and i am not getting any offers with this bank. There is a EMI conversion option with this bank it is good and easy to convert with this bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 22, 2019
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has almost been ten months since i am using this credit card and the services which they had provided me has been pretty good. But the credit limit with the card has been less and there has not been any annual charges with this card. I had been using this credit card for all sort of purposes.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 22, 2019
    • HDFC Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      HDFC has given me a Money Back credit card and using it for past three years. I am happy with the credit limit. There was no annual charges and am paying monthly due. The charges are reasonable for EMI conversion. I got reward points but my sister use to redeem so have no idea.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 22, 2019
    • IndusInd Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am just using this credit card for the last one week and the services which they had provided so far has been pretty good. They had given me with a good credit limit and it does not have any sort of annual charges. I am using this credit card for all sort of purposes.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 22, 2019
    • RBL Bank Credit Card
      "Good for all transaction"
      0.5 4.0/5 "Great!"
      I am holding RBL bajaj credit card, features are like the monthly benefits which they give like surcharges on the products, extra points on the shopping with the air lounges. The limit is very satisfied with RBL credit card, I am happy with it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 22, 2019
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