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  • RBL MoneyTap Credit Card

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  • What seemed like a distant possibility a few years ago is a reality now. RBL offers the MoneyTap credit card that comes with a unique feature called the MoneyTap Credit Line that gives the cardholders the flexibility to use credit as they like. They can use the MoneyTap App on their phone to transfer money to their bank account and use the RBL MoneyTap credit card to pay for their purchases.

    How Does The RBL Moneytap Work?

    Cardholders can use the RBL MoneyTap credit card in the following ways:

    • Cardholders can use this card as any other credit card and swipe it while paying for products and services online as well as at stores.
    • They can download the MoneyTap app on their phone and transfer money from the app to their bank account instantly.

    Features and Benefits of RBL MoneyTap Credit Card

    The RBL MoneyTap comes with a plethora of useful features and benefits some of which are listed below:

    • This card is equipped with the unique MoneyTap Credit Line facility that enables the cardholder to use credit as they like. They can use the MoneyTap app to transfer funds to their bank account and use the RBL MoneyTap credit card to make purchases.
    • Cardholders can avail a credit limit of a minimum of Rs.3,000 and a maximum of Rs.5 lakh.
    • Cardholders have to pay an interest only if they transfer money or use EMI conversion. The leftover amount is available to the cardholder at no extra cost.
    • Cardholders can avail a tenure of their choice that can vary from 2 to 36 months.
    • This card doesn't require any collateral or guarantors.
    • Cardholders can use this card to shop online or swipe it at a merchant store and can just tap to transfer money instantly to their bank account.
    • Cardholders can keep a track of the EMIs and credit limit using the app.
    • Whenever the cardholder pays back an EMI, the credit limit on their card is topped up by the same amount.

    Fees and Charges of RBL MoneyTap Credit Card

    Fees and Charges Amount
    Annual Fee Rs.499 plus GST
    Rate of Interest Varies from 1.25% to 1.5% per month
    Credit Limit Up to Rs.5 lakh

    Rewards of RBL MoneyTap Credit Card

    Cardholders can make use of the attractive reward system that the RBL MoneyTap credit card entails. Listed below are the details on the same:

    • Cardholders can earn 1 reward point each time they spend Rs.100 on all their purchases including groceries, travel, dining, and even their electricity bill.
    • Cardholders can bag a welcome bonus of 2,000 reward points on procuring card.
    • They can earn 20 reward points on spending Rs.100 on groceries every Wednesday.
    • Under the accelerated reward point system, cardholders can earn 40 reward points on spending Rs.100 on pizzas on every Wednesday.

    How to apply RBL MoneyTap Credit Card

    The applicant needs to download the MoneyTap app from the Android Play Store or the Apple Store and follow the steps listed below:

    • They need to upload photographs of themselves, their PAN card, and their residential address as eKYC documents.
    • Next, they will need to fill in details about their current job, name of the company they work for and the category it belongs to between private and public sector.
    • Once they fill the above-mentioned details, they will need to review the details and then submit the application.
    • Next, the applicant will be sent a link on their registered Gmail ID for them to upload their bank statements.
    • Once they click on the link, they will be redirected to a secure web portal to upload their bank statements. Applicants can upload their bank statements using their laptop, desktop, smartphone, or tablet.
    • Next, they will be directed to a page where they will need to fill in details including their salary account number, the name of their bank, and the date range of their bank statements.

    Eligibility of RBL MoneyTap Credit Card

    Any salaried employee with a monthly income of more than Rs.20,000 can avail a loan using the RBL MoneyTap credit card.

    Documentation required for RBL MoneyTap Credit Card

    Applicants will need to upload the following documents to procure this service:

    • Copy of their PAN card.
    • Copy of proof of residence like electricity bill or phone bill.
    • Photograph of the applicant.
    • Latest statement of bank account.

    FAQs of RBL MoneyTap Credit Card

    1. Can I avail an add-on card with the RBL MoneyTap credit card?
    2. No, there is no provision of an add-on card with the RBL MoneyTap credit card.

    3. Are there any hidden charges involved in the procedure of availing credit?
    4. No, there are no hidden charges involved in the process of availing credit through the RBL MoneyTap credit card or the credit line.

    5. What are the other benefits of the MoneyTap app?
    6. You can use the app to keep a track on your transaction history, payment due dates, and your upcoming EMIs.

    7. Can I convert the expenditure made on the card into EMIs?
    8. Yes, you can convert the expenditure made on the card into EMIs.

    9. Can I download the MoneyTap app for free?
    10. Yes, you can download the MoneyTap app for free from Google Play Store.

      

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    RBL MoneyTap Credit Card Reviews

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