The RBL Bank Monthly Treats Credit Card is tailored for millennials, offering rewards aligned with their lifestyle needs. With a monthly membership fee of just Rs. 50, which can be waived by spending Rs. 3,000 or more in the previous month, this card provides excellent value. Cardholders earn up to two Reward Points for every Rs. 100 spent, which can be redeemed across various options.
Additionally, enjoy 10% cashback on groceries, Swiggy, BookMyShow, utility bill payments, and more based on your monthly spending. The card also includes a 1% fuel surcharge waiver applicable at all fuel stations nationwide, ensuring savings on fuel transactions. Explore the details below to learn more about the features and benefits of this credit card.
The RBL Bank Monthly Treats Credit Card is a rewards-based credit card designed primarily for millennials, offering several benefits to suit their lifestyle. This card has a low monthly membership fee of Rs. 50, which can be waived if you spend Rs. 3,000 or more in the previous month. Cardholders earn up to two reward points for every Rs. 100 spent, with the opportunity to redeem points across a variety of options. Additionally, you can earn 10% cashback on spending in categories like groceries, Swiggy, BookMyShow, and utility bill payments. The card also offers a 1% fuel surcharge waiver at fuel stations across the country, providing added savings on fuel transactions.
Particulars | Details |
Joining Fee | Rs. 100 per month + GST |
Renewal Fee | Rs. 100 per month + GST (waived off on spending Rs. 5,000 the previous month) |
Suitability | Best suited for shopping and entertainment |
Vouchers | Enjoy vouchers worth up to Rs. 6,000 in a year |
Reward Points | Earn one Reward Point for every Rs. 100 spent on eligible categoriesEarn 5X Reward Points on spending online |
Mentioned below are the features and benefits of the RBL Bank Monthly Treats Credit Card:
Particulars | Details | Limits or Conditions |
Reward Points | Earn one Reward Point for every Rs. 100 spent on eligible categories.Earn 5X Reward Points on online spends.Redeem points at Rs. 0.20 per point. | Points redemption value and eligibility are subject to terms and conditions. |
10% Cashback on Popular Brands | Enjoy 10% cashback on Zomato, Myntra, and Uber.Cashback is applied on top of other discounts offered on these platforms. | Max cashback: Rs. 900 per month (Rs. 300 per brand).Cashback credited in the monthly statement. |
Milestone Rewards | Spend Rs. 2 lakh per year: Get Rs. 1,000 vouchers.Spend Rs. 5 lakh per year: Get Rs. 5,000 vouchers.Choose from brands like Amazon, Myntra, and Shoppers Stop. | Vouchers delivered within 45 days of meeting spending milestones. |
Monthly Fee Waiver | Spend Rs. 5,000 or more in a month to get a waiver on the next month’s Rs. 100 + GST membership fee. | Only applicable to eligible category spends. |
BookMyShow Discount | 10% instant discount (up to Rs. 300) on movie ticket bookings via the BookMyShow app or website. | Available once per month. |
Fuel Surcharge Waiver | Get a surcharge waiver on fuel spends between Rs. 500 and Rs. 4,000. (Max waiver: Rs. 150 per month)Reflected in the monthly statement. | Waiver applies only to eligible fuel transactions. |
RBL Bank will be allotting the credit card limit based on a few factors. Some of these factors which will play a role in the card limit will be the credit score, the credit report, credit utilisation ratio. Any past and ongoing debts and the repayment habits of the primary cardholder will also be considered.
Type of Charge | Fee |
Finance charges | Up to 3.99% per month, 47.88% p.a. |
Cash Advance Transaction fee | 2.5% of the cash amount (subject to a minimum amount of Rs500) |
Add-on card fee | Nil |
Cash payment at branches | Rs. 100 on transactions done at the bank |
Late payment fee | 12.5% of the total amount due subject to a minimum of Rs. 5 and a maximum of Rs.1,300 |
Overlimit penalty | Nil |
Foreign Currency mark-up | Up to 3.50% |
Surcharge on payment or cancellation of railway tickets | 1.8% of the IRCTC Service Charges + Payment Gateway |
Surcharge on fuel transactions | 1% of the fuel transaction |
Reward redemption fee | Rs. 99 + GST |
The eligibility criteria for this credit card are:
You will need to submit the documents which are required to process your application, once you are qualified for the card. Some of these documents are:
The above-mentioned list of documents is indicative. The bank can ask you to submit various other documents depending on the requirement.
Steps to Redeem Your Voucher
Mentioned below are the steps to redeem your RBL Monthly Treats Credit Card voucher:
The RBL Bank Monthly Treats Credit Card offers cashback of 10% on your entertainment, dining and bill payment expenses. Along with this, you also receive a fuel surcharge waiver.
The documents which may be required for income proof are copy of IT Returns, Salary slip and Form 16.
You can apply for the RBL Bank Monthly Treats Credit Card either from BankBazaar or from the official website of RBL Bank.
The RBL Bank Monthly Treats Credit Card is a lifestyle-oriented credit card designed for millennials, offering rewards, cashback, and fuel surcharge waivers at an affordable monthly fee of Rs. 50.
The monthly membership fee is Rs. 50. It is waived if you spend Rs. 3,000 or more in the previous month on eligible categories.
You earn up to 2 Reward Points for every Rs. 100 spent on eligible transactions. Points can be redeemed across various options, including travel, shopping, and more.
You need identity proof (e.g., Aadhaar, PAN card), address proof, income proof (e.g., salary slips, ITR), and passport-sized photographs for application.
To apply, visit the official RBL Bank website, fill out the application form with personal and financial details, and submit the required KYC documents. If you are eligible, the bank will approve your application and issue the card.
Yes, the RBL Bank BankBazaar SaveMax Credit Card offers instant cash into your bank account through the Xpress Cash Facility feature.
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