Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • RBL Bank Monthly Treats Credit Card

    The Monthly Treats Credit Card by RBL Bank is perfectly curated for customers who wish to receive benefits on all categories. This RBL Bank Credit Card comes with different offers and discounts on a monthly basis. From cashback to offers on BookMyShow to Swiggy, the Monthly Treats Credit Card offers much more!

    Key Highlights of the RBL Bank Monthly Treats Credit Card

    • 10% cashback given on BookMyShow, groceries spend, Swiggy, and bill payments every month.
    • On online purchases, accelerated reward points of 2X are given.
    • Spend Rs.3,000 per month and get a waiver of Rs.50 on spends per month.
    • 1 reward point given for every Rs.100 spent on offline purchases (except fuel).
    • Fuel surcharge amounting up to Rs.100 every month.

    Features and Benefits of the RBL Bank Monthly Treats Credit Card

    Monthly Benefits

    • On spending Rs.3,000 in a month, you will receive a cashback of Rs.50.
    • Along with this, a cashback of 10% will also be given on all grocery spends. The maximum cashback with this will be Rs.100.
    • On spending a total of Rs.5,000 per month, 10% cashback will be given on your purchases from BookMyShow and Swiggy. Bill payment transactions through the RBL MyCard app will also be included in this offer. The maximum cashback available in a month will be Rs.100.

    Reward Point Benefits

    • For every Rs.100 spent on offline expenses, you will receive 1 reward point. The reward points will not be given for purchases on fuel.
    • For every Rs.100 spent, you will earn 2 reward points.

    Fuel Benefits

    • With the credit card, a waiver on your fuel surcharge will be given for each transaction.
    • This will be available on a minimum transaction of Rs.500 and a maximum of Rs.5,000.
    • The maximum waiver given in a month will be capped at Rs.100.

    RBL Bank Monthly Treats Credit Card Limit

    RBL Bank will be allotting the credit card limit based on a few factors. Some of these factors which will play a role in the card limit will be the credit score, the credit report, credit utilisation ratio. Any past and ongoing debts and the repayment habits of the primary cardholder will also be considered.

    Type of Charge Fee
    Finance charges Up to 3.99% per month
    Cash Advance Transaction fee 2.5% of the cash amount (subject to a minimum amount of Rs500)
    Add-on card fee Nil
    Cash payment at branches Rs.250 per cash deposit
    Late payment fee 15% of the total amount due subject to a maximum of Rs.1,250
    Overlimit penalty Rs.600
    Foreign Currency mark-up Up to 3.50%
    Surcharge on payment or cancellation of railway tickets 1.8% of the IRCTC Service Charges + Payment Gateway
    Surcharge on fuel transactions 1% of the fuel transaction

    Eligibility Criteria of the RBL Bank Monthly Treats Credit Card

    In order to check if your eligibility for the RBL Bank Monthly Treats Credit Card, visit the RBL Bank website. To apply, here are the steps you need to follow:

    • Click on the Monthly Treats Credit Card’ page on the website.
    • Click on the option of ‘Apply Now’.
    • Fill the form with your details as mentioned on the form.
    • The bank will get in contact with you if you are eligible for the credit card after the form is submitted.

    The eligibility criteria for this credit card are:

    • The applicant should be between the age of 18 and 70 years.
    • Being a citizen of India is a must.
    • The age of the supplementary applicant must be a minimum of 15 years.

    Documents Required to Apply for the RBL Bank Monthly Treats Credit Card

    You will need to submit the documents which are required to process your application, once you are qualified for the card. Some of these documents are:

    • Address Proof
      • Passport
      • Voter ID
      • Ration Card
      • Aadhaar card
    • Proof of Identity
      • Passport
      • Driving License
      • Aadhaar card
    • Income Proof
      • IT Returns
      • Salary Slip
      • Form 16

    The above-mentioned list of documents is indicative. The bank can ask you to submit various other documents depending on the requirement.

    RBL Bank Monthly Treats Credit Card FAQs

    1. What benefits do I receive with the RBL Bank Monthly Treats Credit Card?

      The RBL Bank Monthly Treats Credit Card offers cashback of 10% on your entertainment, dining and bill payment expenses. Along with this, you also receive a fuel surcharge waiver.

    2. What are the income proof documents required for the RBL Bank Monthly Treats Credit Card?

      The documents which may be required for income proof are copy of IT Returns, Salary slip and Form 16.

    3. How can I apply for the RBL Bank Monthly Treats Credit Card?

      You can apply for the RBL Bank Monthly Treats Credit Card either from BankBazaar or from the official website of RBL Bank.

      

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