Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • LIC Credit Card Reward Points

    LIC offers a handpicked Rewards Programme for its credit cardholders. Customers can benefit from earning reward points for every rupee spent on the LIC Credit Card. Extra reward points can be earned on LIC premium payments and international spends. Customers can browse through a rewards catalogue available online and select the products they wish to redeem their points against. Each product or voucher has a different number of points required. LIC offers a host of products that range across home, kitchen, health and lifestyle.

    How to Earn LIC Credit Card Reward Points

    You can earn reward points on LIC credit cards when you swipe the card for daily transactions, shopping, and making bill payments. Here is a summary of reward points you can earn from LIC credit cards:

    Credit Card Reward Point Benefits
    LIC Titanium Credit Card
    • 2 reward points on every Rs.100 on foreign currency and LIC premium payments
    • 1 reward point on Rs.100 spent on other categories
    LIC Platinum Credit Card
    • 2 reward points on every Rs.100 on international spends and LIC premium payments
    • 1 reward point on TRs.100 spent on other categories
    LIC Signature Credit Card
    • 2 reward points on every Rs.100 on foreign currency and LIC premium payments
    • 1 reward point on TRs.100 spent on other categories

    How to Redeem LIC Credit Card Reward Points

    • You can redeem the reward points that you earn on your credit card on dining, shopping, and lifestyle products.
    • When you redeem your reward points, you will be charged Rs.30.
    • You need a minimum of 1,000 reward points to redeem.
    • Your reward points will be valid for six months from when you accrue them.
    • To redeem you reward points, you can contact the LIC credit card customer care at 18004190064.

    LIC Credit Card Rewards Catalogue

    • The products and gift cards that you buy form the catalogue will be delivered to your registered address in 21 working days from that date of redeeming the points.
    • You can only redeem 25 gift cards in one financial year.
    • You should redeem other items if you have already bought 25 gift cards.
    • A redemption of more than 25 gift cards will be rejected and the reward points will be reversed to you within 45 to 90 days.
    • The e-vouchers will be sent to you through SMS on your mobile number within 10 days and you can use them on merchant platforms.

    You can look through the products on this ink: https://www.liccards.co.in/images/lic-cards-rewards-catalogue.pdf

    Eligible Cards for LIC Credit Card Rewards Programme

    These are the LIC credit cards that are eligible for reward points:

    FAQs on LIC Credit Card Reward Points

    1. Do the reward points accrued on my card expire?

      Yes, the reward points that you earn will be valid for a period of 6 months from the date of the accrual.

    2. What are the options for redeeming my credit card reward points?

      You can redeem your reward points for gift cards, shop online, and buy products from the bank's catalogue.

    3. What reward points will I earn on the LIC Titanium Credit Card?

      You will earn 2 reward points on every Rs.100 on foreign currency and LIC premium payments. You also get 1 reward point on Rs.100 spent on other categories.

    4. Are there any charges applicable for Rewards redemption?

      There are no charges to redeem your points but a fee of Rs. 30 will charged for handling reward items.

    5. How many points do I need to collect before I can redeem them?

      You need to collect at least 1000 points to be eligible to redeem them from the rewards catalogue.

    6. Do my reward points have an expiration date?

      This has not been specified by LIC. However, if you do not use your credit card for any transactions or payments for a period of 6 months or more, then any reward points earned on the credit card will lapse.

    7. How much are my reward points worth?

      The value of your reward points depends on the credit card you hold. Each card has a different number of points required to redeem the same product or voucher.

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