LIC offers a handpicked Rewards Programme for its credit cardholders. Customers can benefit from earning reward points for every rupee spent on the LIC Credit Card. Extra reward points can be earned on LIC premium payments and international spends. Customers can browse through a rewards catalogue available online and select the products they wish to redeem their points against. Each product or voucher has a different number of points required. LIC offers a host of products that range across home, kitchen, health and lifestyle.
You can earn reward points on LIC credit cards when you swipe the card for daily transactions, shopping, and making bill payments. Here is a summary of reward points you can earn from LIC credit cards:
|Credit Card||Reward Point Benefits|
|LIC Titanium Credit Card||
|LIC Platinum Credit Card||
|LIC Signature Credit Card||
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You can look through the products on this ink: https://www.liccards.co.in/images/lic-cards-rewards-catalogue.pdf
These are the LIC credit cards that are eligible for reward points:
Yes, the reward points that you earn will be valid for a period of 6 months from the date of the accrual.
You can redeem your reward points for gift cards, shop online, and buy products from the bank's catalogue.
You will earn 2 reward points on every Rs.100 on foreign currency and LIC premium payments. You also get 1 reward point on Rs.100 spent on other categories.
There are no charges to redeem your points but a fee of Rs. 30 will charged for handling reward items.
You need to collect at least 1000 points to be eligible to redeem them from the rewards catalogue.
This has not been specified by LIC. However, if you do not use your credit card for any transactions or payments for a period of 6 months or more, then any reward points earned on the credit card will lapse.
The value of your reward points depends on the credit card you hold. Each card has a different number of points required to redeem the same product or voucher.
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