LIC offers a handpicked Rewards Programme for its credit cardholders. Customers can benefit from earning reward points for every rupee spent on the LIC Credit Card. LIC offers 1 reward point for every Rs. 100 spent on the card. Extra reward points can be earned on LIC premium payments and international spends. Customers can browse through a rewards catalogue available online and select the products they wish to redeem their points against. Each product or voucher has a different number of points required. LIC offers a host of products that range across home, kitchen, health and lifestyle.
How can I earn Reward Points on my LIC Credit Card:
LIC offers 4 credit cards that carry a host of benefits and privileges. With the LIC credit cards, shopping can be rewarding and convenient. To earn reward points, you simply need to spend on your credit card. LIC rewards you for every Rs. 100 spent on anything!
|Credit Card||Accelerated Rewards||Reward points|
|LIC Gold Credit Card||2 Reward Points for Rs. 100 spent on LIC premium payments and international spends.||1 Reward Point for every Rs. 100 spent on all other categories|
|LIC Titanium Credit Card||2 Reward Points for Rs. 100 spent on LIC premium payments and international spends.||1 Reward Point for every Rs. 100 spent on all other categories|
|LIC Platinum Credit Card||2 Reward Points for Rs. 100 spent on LIC premium payments and international spends.||1 Reward Point for every Rs. 100 spent on all other categories|
|LIC Signature Credit Card||2 Reward Points for Rs. 100 spent on LIC premium payments and international spends.||1 Reward Point for every Rs. 100 spent on all other categories|
How to redeem LIC Credit Card reward points:
To redeem your reward points on your credit card, you can call the LIC customer care. Choose a product or voucher from the rewards catalogue and request for the redemption. The representative will place a request for the reward points to be deducted and the reward will be sent to your registered address.
What can you redeem LIC Credit Card rewards points for:
Browse the catalogue available on the LIC website and choose from a wide range of hand-picked lifestyle and home products. LIC also offers vouchers for shopping and dining. You need a minimum of 1,000 points in order to be eligible to redeem it.
The different categories of the rewards program are:
- Electronic Storage
- Health and Wellness
LIC Rewards Catalogue - Products:
|Category||Product||Reward Points required|
|LIC Gold||LIC Titanium||LIC Platinum||LIC Signature|
|Electronics||Uniross X Press Mini Battery Charger with Batteries||2100||2100||840||630|
|Bajaj New Light Weight Iron||2250||2250||900||680|
|Portronics Bean Wireless Mouse||2970||2970||1190||890|
|Bajaj Steam Iron MX 1||3750||3750||1500||1130|
|Black & Decker Wet & Dry Vacuum Cleaner NW4860N||9960||9960||3990||2990|
|All New Kindle 6 Inch E-Reader||20040||20040||8020||6020|
|Sony Handycam Full HD Camcorder HDR-CX405||69440||69440||27780||20830|
|Apple iPad Mini 3rd Generation Wi-Fi 16GB||95710||95710||38290||28720|
|JBL Cinema 300 5.1 Home Theater System||90470||90470||36190||27140|
|Apple iPad Air 2nd Generation Wi-Fi 16GB||118810||118810||47530||35650|
|Sony PlayStation 4||130470||130470||52190||39150|
|Health and Wellness||Omron Digital Thermometer MC - 343||1220||1220||490||370|
|Accu-Chek Active Glucose Monitor||5480||5480||2190||1650|
|Dr. Morepen Nebulizer CN06||8200||8200||3280||2460|
|Omron BP Monitor||9010||9010||3610||2710|
|Electronic Storage||SanDisk 8GB Micro SD Card||1020||1020||410||310|
|SanDisk 8GB Pen Drive||1680||1680||680||510|
|Samsung 9000 mAh Power Bank||7330||7330||2940||2200|
|WD Passport Ultra 2.5 inch 1 TB External Hard Drive||19540||19540||7820||5860|
|Music||Sennheiser MX170 Headphone||2340||2340||940||710|
|JBL Clip Bluetooth Speaker||11270||11270||4510||3380|
|Bose SoundLink Color Bluetooth Speaker||34080||34080||13630||10230|
|Travel||Wildcraft Spring Everyday Outdoors Youth Backpack||2530||2530||1020||760|
|American Tourister Laptop Backpack Buzz 07||6590||6590||2640||1980|
|Kitchen||Prestige Sandwich Maker PGMFS||5490||5490||2200||1650|
|Bajaj Electric Kettle 1.7L||4590||4590||1840||1380|
|Bajaj Auto Pop Metallic Toaster ATX 4||5180||5180||2070||1560|
|Kent Gold Water Purifier||9270||9270||3710||2780|
|Bajaj 500W Rex Mixer Grinder||9620||9620||3850||2890|
|Bajaj Majesty Induction Cooktop ICX 3||9910||9910||3970||2980|
|Tricon Dinner Set (Set Of 24 Pcs)||11810||11810||4730||3550|
|Bajaj 2.8 Liters Rice Cooker RCX28||11500||11500||4600||3450|
|Bajaj 600W Food Processor FX7||21840||21840||8740||6550|
|Watches||Citizen Analog Women’s Watch Ek1124-54D||19400||19400||7760||5820|
|Citizen Quartz Analog Men’s Watch Ao3010-05A||21750||21750||8700||6530|
LIC Rewards Catalogue - Vouchers:
|Brand||Voucher Value||Reward Points required|
|LIC Gold||LIC Titanium||LIC Platinum||LIC Signature|
|US Polo Association||Rs. 1,000||3170||3170||1270||950|
|Flying Machine||Rs. 1,000||3170||3170||1270||950|
|Flying Machine||Rs. 4,000||12140||12140||4860||3640|
|Villeroy & Boch||Rs. 5,000||16840||16840||6740||5050|
|Crabtree & Evelyn||Rs. 5,000||16840||16840||6740||5050|
|Jimmy Choo||Rs. 5,000||16800||16800||6720||5040|
|Emporio Armani||Rs. 5,000||16800||16800||6720||5040|
|Paul Smith||Rs. 5,000||15690||15690||6280||4710|
LIC Credit Card Reward Points Programme FAQs:
Are there any charges applicable for Rewards redemption?
There are no charges to redeem your points but a fee of Rs. 30 will charged for handling reward items.
How many points do I need to collect before I can redeem them?
You need to collect at least 1000 points to be eligible to redeem them from the rewards catalogue.
Do my reward points have an expiration date?
This has not been specified by LIC. However, if you do not use your credit card for any transactions or payments for a period of 6 months or more, then any reward points earned on the credit card will lapse.
How much are my reward points worth?
The value of your reward points depends on the credit card you hold. Each card has a different number of points required to redeem the same product or voucher. Refer to the catalogue to find out the value of your points. For example, for a voucher worth Rs. 1,000 from Arrow, the points required are given below.
Brand Voucher Value Reward Points required LIC Gold LIC Titanium LIC Platinum LIC Signature Arrow Rs. 1,000 3250 3250 1300 980