A premium lifestyle and a world of privileges await you, when you procure a LIC Signature Credit Card. This signature card from LIC offers you world-class dining, travel and lifestyle benefits, which can be used across the globe. The LIC Signature credit card also carries offers from top retail brands, Visa offers and golf privileges. Customers can also enjoy numerous features like rewards program, insurance cover, balance transfer, fuel surcharge waivers, etc., and the LIC Signature credit card is also a life-time free credit card.
|MasterCard Lounge Access Program||LIC Signature credit card customers get access to MasterCard airport lounges across India and around the globe.|
|Insurance||Signature credit cardholders can enjoy complimentary lost card liability insurance for an amount up to their credit limit, up to a maximum of Rs.5 lakh.|
|PlusPoints Rewards Program||The PlusPoints Rewards program offers LIC Signature credit card users attractive rewards and redemption options.|
|Cash Withdrawals||Users can make ATMs cash withdrawals across India using the LIC credit cards.|
|EMI Option||Cardholders can convert high value purchases above Rs.2,500 into EMIs and make repayments at a lower rate of interest.|
|Fuel Surcharge Waiver||Enjoy a fuel surcharge waiver of 2.5% for a transaction value between Rs.400 and Rs.4,000 at petrol stations across India.|
|Loan on a LIC Signature Credit Card||Get easy loans on the Signature credit card with no documentation and quick disbursements.|
|Supplementary Cards||Up to 3 supplementary cards given for parents-in-laws, parents, spouse, children or siblings aged 15 years and above.|
|Balance Transfer||Opt to transfer the outstanding balance from credit cards of other banks to the Signature credit cards.|
|Type of Charge||Amount|
|Interest-free Credit Period||Up to 50 days|
|Finance Charge||3.25% per month|
|Add-on Card Joining Fees / Annual Fees||NIL|
|Cash withdrawal Fee||2.5% of the cash limit / A minimum of Rs.250.|
|Duplicate Statement Fee||Waived off|
|Card replacement Fees||Waived off|
|Fuel Transaction Surcharge||Waived off|
|Late Payment Fee||
|Copy Request Fee / Charge slip Retrieval Fee||Waived off|
|Cheque return / dishonor Fee||Rs. 300|
|Balance Enquiry Charges||Waived off|
|Transaction Alert Charges||Waived|
|Dial-an-EMI: Interest rates||1.5% for 3, 6, 12 and 24 months Processing fee - 1.5% or Rs. 150, whichever is higher|
|Copy Request Fee||Waived off|
|PlusPoint Redemption Fee||Rs. 30 / request|
|Foreign Currency Transaction Fee||3.50% of the transaction amount|
The applicant for a Signature Credit card should furnish a net income of Rs. 15 lakh or above, per annum. The LIC Signature card can be procured at twenty-eight cities in India.
The applicant’s pay slip showing a gross salary of Rs. 1,25,000 should be furnished to LIC.
A Signature credit card can be used to book travel and movie tickets, make online transactions, retail purchases, and also make reservations for services.
Yes, customers can track the status of their Signature card application on the LIC card website, by just entering their application ID.
Yes, customers can get e-statements from the LIC card site, by entering certain details like the credit card number, card holder’s name, the date of birth and the card validity date.
The below mentioned offline services can be used by LIC Signature Credit Card holders -
The below mentioned online services can be used by LIC Signature Credit Card holders -
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