Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • LIC Signature Credit Card

    LIC Signature Credit Card - Compare and Check Eligibility for Signature Credit Card from LIC. Know Benefits, Features, Fees & Charges, Limit & Apply Online.
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    A premium lifestyle and a world of privileges await you, when you procure a LIC Signature Credit Card. This signature card from LIC offers you world-class dining, travel and lifestyle benefits, which can be used across the globe. The LIC Signature credit card also carries offers from top retail brands, Visa offers and golf privileges. Customers can also enjoy numerous features like rewards program, insurance cover, balance transfer, fuel surcharge waivers, etc., and the LIC Signature credit card is also a life-time free credit card.

    Key Highlights of the LIC Signature Credit Card

    • Access to airport lounges across the world.
    • Complimentary lost card liability insurance.
    • Fuel surcharge waiver.
    • Reward points program.

    Features and Benefits of a LIC Signature Credit Card:

    MasterCard Lounge Access Program LIC Signature credit card customers get access to MasterCard airport lounges across India and around the globe.
    Insurance Signature credit cardholders can enjoy complimentary lost card liability insurance for an amount up to their credit limit, up to a maximum of Rs.5 lakh.
    PlusPoints Rewards Program The PlusPoints Rewards program offers LIC Signature credit card users attractive rewards and redemption options.
    Cash Withdrawals Users can make ATMs cash withdrawals across India using the LIC credit cards.
    EMI Option Cardholders can convert high value purchases above Rs.2,500 into EMIs and make repayments at a lower rate of interest.
    Fuel Surcharge Waiver Enjoy a fuel surcharge waiver of 2.5% for a transaction value between Rs.400 and Rs.4,000 at petrol stations across India.
    Loan on a LIC Signature Credit Card Get easy loans on the Signature credit card with no documentation and quick disbursements.
    Supplementary Cards Up to 3 supplementary cards given for parents-in-laws, parents, spouse, children or siblings aged 15 years and above.
    Balance Transfer Opt to transfer the outstanding balance from credit cards of other banks to the Signature credit cards.

    Fees & Charges of LIC Signature Credit Card

    Type of Charge Amount
    Annual Fee NIL
    Interest-free Credit Period Up to 50 days
    Finance Charge 3.25% per month
    Add-on Card Joining Fees / Annual Fees NIL
    Cash withdrawal Fee 2.5% of the cash limit / A minimum of Rs.250.
    Duplicate Statement Fee Waived off
    Card replacement Fees Waived off
    Fuel Transaction Surcharge Waived off
    Late Payment Fee
    • If the outstanding payment is Rs.300 - Nil
    • Between Rs.301 and Rs.500 - Rs.100
    • Between Rs.501 and Rs.1,000 – Rs.500
    • Between Rs.1,001 and Rs.10,000 – Rs.750
    • Between Rs.10,001 and Rs.25,000 – Rs.950
    • Between Rs.25,001 and Rs.50,000 – Rs.1,000
    • More than Rs.50,000 – Rs.1,200
    Copy Request Fee / Charge slip Retrieval Fee Waived off
    Cheque return / dishonor Fee Rs. 300
    Balance Enquiry Charges Waived off
    Transaction Alert Charges Waived
    Dial-an-EMI: Interest rates 1.5% for 3, 6, 12 and 24 months Processing fee - 1.5% or Rs. 150, whichever is higher
    Copy Request Fee Waived off
    PlusPoint Redemption Fee Rs. 30 / request
    Foreign Currency Transaction Fee 3.50% of the transaction amount

    LIC Signature Credit Card Eligibility Criteria

    The applicant for a Signature Credit card should furnish a net income of Rs. 15 lakh or above, per annum. The LIC Signature card can be procured at twenty-eight cities in India.

    Documents required for LIC Signature Credit Card:

    The applicant’s pay slip showing a gross salary of Rs. 1,25,000 should be furnished to LIC.

    LIC Signature Credit Card FAQs

    1. What is the type of purchases that can be made using a LIC Signature credit card?

      A Signature credit card can be used to book travel and movie tickets, make online transactions, retail purchases, and also make reservations for services.

    2. Can LIC Signature credit card applicants track the status of their card applications online?

      Yes, customers can track the status of their Signature card application on the LIC card website, by just entering their application ID.

    3. Is the e-statement facility available to Signature credit card customers?

      Yes, customers can get e-statements from the LIC card site, by entering certain details like the credit card number, card holder’s name, the date of birth and the card validity date.

    4. What are the different offline payment options for LIC Signature Credit Card customers?

      The below mentioned offline services can be used by LIC Signature Credit Card holders -

      • Draft
      • Cheque
      • Cash Payments
    5. What are the different online payment options for LIC Signature Credit Card customers?

      The below mentioned online services can be used by LIC Signature Credit Card holders -

      • Visa Money Transfer
      • NEFT Payment
      • Online payments from other Bank Accounts
      

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