You can avail a world of premium and unmatched benefits with the credit cards offered by LIC. The list of cards includes travel cards, rewards cards, and premium lifestyle cards and they offer some of the best features on their respective categories. Check out the list to choose to the best one for you.
The following table lists the top LIC credit cards that you should explore. For your convenience, you can also check out their annual fee and their respective categories.
|Credit card variant||Joining fee|
|LIC Gold Credit Card||NIL|
|LIC Titanium Credit Card||NIL|
|LIC Platinum Credit Card||NIL|
|LIC Signature Credit Card||NIL|
|LIC Gold EMV Cards||NIL|
|LIC Platinum EMV Cards||NIL|
An LIC credit card brings customers into a world of exceptional privileges and unbeatable benefits. Starting from complimentary insurance, rewards program, add-on cards, MasterCard and Visa privileges, fuel surcharge waiver and a LIC credit card carries all the requirements to help customers make hassle-free purchases.
An LIC credit card offers a plethora of privileges ranging from lifestyle, travel, dining, shopping, entertainment and health. Additionally, card holders can also get complimentary insurance cover for their credit cards and get rewarded with an exceptional loyalty program.
|Credit card variant||Reward points|
|LIC Gold Credit Card||
|LIC Titanium Credit Card||
|LIC Platinum Credit Card||
|LIC Signature Credit Card||
|LIC Gold EMV Cards||
|LIC Platinum EMV Cards||
|Credit card variant||Documents Required||Eligibility (net income p.a.)|
|LIC Gold Credit Card||Salary slip of Rs.15,000, address proof and ID proof||Rs.1.8 lakh or more|
|LIC Titanium Credit Card||Salary slip of Rs.25,000, address proof and ID proof||Rs.3 lakh or more|
|LIC Platinum Credit Card||Salary slip of Rs.42,000, address proof and ID proof||Rs.5 lakh or more|
|LIC Signature Credit Card||Salary slip of Rs.1.25 lakh, address proof and ID proof||Rs.15 lakh or more|
|LIC Gold EMV Cards||Last 3 months’ salary slip, Income tax return and address proof and ID proof||Rs.1.8 lakh or more|
|LIC Platinum EMV Cards||Last 3 months’ salary slip, Income tax return and address proof and ID proof||Rs.3 lakh or more|
No, you have to be a resident of India to get an LIC credit card.
LIC credit cards are only issued to LIC policy holders and to LIC agents. So, if you want to get an LIC credit card, you need to have an LIC policy.
If you want to spend more than the amount of your credit limit, you can always increase your credit card’s limit by 30% of the credit limit.
You will get your LIC credit card statement by the end of your billing cycle. You will have to make the payment within 15 to 20 days of your statement being generated.
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