Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
LIC Credit Cards is offered in partnership with Axis Bank and each card is carefully design to offer the best benefits and features. To continue enjoying your benefits and to make the most of your features, you must ensure that you pay the credit card outstanding amount before the due date and make purchases within your credit limit. By paying your credit cards bills on time, you can escape from the costly penalties and credit score problems. To facilitate hassle-free credit card bill payments, LIC has an array of easy payment modes. A LIC credit card holder can choose to pay his due either online or offline. All payment modes are easy to use and come at no extra cost.
LIC credit cardholders can pay their credit card bills right from their homes using the online modes of payment. LIC offers the following online means to make the credit card payment.
You can pay your LIC credit card bills online using any bank account with the NEFT facility. Just follow the easy steps given below to do the same.
Customers can make credit card payments from other bank Net Banking accounts. Follow the simple instructions given below to make an online payment towards LIC credit card dues from other bank’s Net Banking portal.
Customers can make payments towards the LIC credit card using the Visa Money Transfer Facility. Using this facility, you can make credit card bill payments using any Visa Debit Card. Most of the leading banks offer this feature which allows you to transfer money from debit card to LIC credit cards.
For customers who prefer to make payments directly at the bank or associated outlets, LIC also has an array of offline payment methods. You can choose from any of the below mentioned offline methods to make your credit card payment.
Customers can make their credit card payment without any hassles by drawing a cheque or demand draft in favour of LIC. Follow the instructions given below to make your credit card payment using cheque or demand draft.
To make credit card bill payments by cash, just visit the nearest Axis Bank branch.
LIC cardholders can submit a form in writing to authorize Axis Bank and associated service providers to debit the bank account through Electronic Clearing System.
LIC credit cardholders will receive their card statement at the end of billing cycle each month. The statement will generally be sent to the customer’s postal address or registered mail id. Cardholders can also download an e-statement for the credit card through the online portal offered by LIC Cards. The credit card statement will provide important information about the minimum payment due, total payment due and the due date. Other data like reward points accumulated, other charges related to credit card services will also be listed on the credit card statement.
No, you will not be able to make credit card bill payments using PDCs or Post Dated Cheques.
No, you will not incur any extra charge if you choose to make credit card bill payment using online NEFT facility.
You must drop the cheque at least 4 days in advance to the due date to avoid any hassles.
No, LIC cards customers who do not have an account with Axis Bank can use NEFT or other offline payment methods to pay their bills.
For NEFT payments to be credited to your LIC cards account, it might take upto 2 working days.
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