Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • HDFC Credit Card Reward Points

    When you look for a credit card or you are considering applying for a credit card, the one thing you will look at is the reward points it offers and what you can redeem those points for.

    HDFC Bank offers a Credit Card Rewards Programme called MyRewards to its credit cardholders that makes shopping a rewarding experience. Each credit card is eligible to earn reward points based on the type of the card. Reward points are awarded for expenses on the HDFC Bank credit card. Once a customer has accumulated at least 500 reward points, they can redeem it from a number of options ranging across products, gift vouchers, discounts and air miles. HDFC has partnered with brands, airlines, retail stores, hotels, food outlets, and charities to provide its customers with a varied selection of rewards redemption.

    HDFC Reward Points Redemption Online

    How can I earn reward points under the HDFC Rewards Programme?

    You can earn points on your credit card by paying for your purchases or bills with the card. Every time you swipe your card, reward points will be credited to your rewards account. Depending on the type of card you hold, you can earn welcome points or welcome miles. On swiping your card for the first time within 90 days, HDFC rewards cardholders of select cards with a bundle of reward points. Spending a set amount of money in a year on your credit card will also attract reward points.

    Credit Card Welcome Points Reward points Accelerated Rewards Validity
    Platinum Times Card NA 3 Reward Points for every Rs. 150 spent 10 Reward Points on every Rs. 150 spent on Dining spends on weekdays i.e., Monday to Friday 2 years
    Titanium Times Card NA 2 Reward Points for every Rs. 150 spent 5 Reward Points on every Rs. 150 spent on Dining spends on weekdays i.e., Monday to Friday 2 years
    JetPrivilege HDFC Bank Diners Club Credit Card - 30,000 Bonus JPMiles - 15 JetPrivilege Tier points 8 JPMiles for every Rs. 150 spent 3X JPMiles on every flight booked on the Jet Airways website Not specified
    JetPrivilege HDFC Bank World 10,000 Bonus JPMiles 6 JPMiles for every Rs. 150 spent -18 JPMiles on every flight booked on Jet Airways website -1 JP Tier Point on every 2 lac spends Not specified
    Diners Club Black NA 5 Reward Points for every Rs. 150 on retail spends 10 Reward Points for every Rs. 150 spent on retail shopping on the HDFC Bank Diners Club website 3 years
    Diners Club Premium NA 4 Reward Points for every Rs. 150 spends 8 Reward Points for every Rs. 150 spent on retail shopping on HDFC Bank Diners Club website 2 years
    Diners Club Rewardz NA 3 Reward Points for every Rs. 150 spends 6 Reward Points for every Rs. 150 spent on retail shopping on HDFC Bank Diners Club website 2 years
    Infinia NA 10 points for every Rs.150 spent on bookings made on hdfcbankinfinia.myrewardz.com 2X points on booking flight tickets, hotel stay, movie tickets, mobile and DTH recharge on HDFC Bank Infinia website 2 years
    Regalia NA 4 Reward Points on every Rs. 150 spent 8 Reward Points for every 150 spent for: - Bookings on HDFC Bank Regalia website - Spends on Dining (stand-alone restaurants only) - Bookings on Air Vistara website 2 years
    Superia 1000 Reward Points 3 Reward Points on Rs 150 spent 4.5 Reward Points on dining spends 2 years
    Solitaire NA 3 Reward Points on Rs. 150 spent 4.5 Reward Points on dining spends 2 years
    AllMiles 1000 Reward Points 3 Reward Points per Rs.150 on retail purchases NA 2 years
    Maruti Suzuki NEXA HDFC Bank AllMiles 1000 Reward Points 3 Reward Points per Rs.150 on retail purchases 6 Reward Points per Rs.150 all spends made on MyNEXA section of Nexa Experience website 2 years
    Doctor’s Superia 1000 Reward Points 3 Reward Points on Rs 150 spent 4.5 Reward Points on dining spends 2 years
    Teacher’s Platinum NA 2 Reward Points on Rs. 150 spent -3X Reward Points on weekend shopping -500 Bonus Reward Points on Teacher's Day 2 years
    World MasterCard NA 2 Reward Points on Rs. 150 spent 3 Reward Points for every Rs. 150 spent above Rs. 75,000 per statement cycle 2 years
    Visa Signature NA 2 Reward Points on Rs. 150 spent 3 Reward Points for every Rs. 150 spent above Rs. 75,000 per statement cycle 2 years
    Platinum Plus NA 2 Reward Points on Rs. 150 spent. 3 Reward Points for every Rs. 150 spent above Rs. 50,000 per statement cycle 2 years
    Business MoneyBack NA 2 Reward Points on Rs 150 spent 3X Reward Points on business related spends 2 years
    Business Regalia NA 4 Reward Points on every Rs. 150 spent 8 Reward Points for every 150 spent for: - Bookings on HDFC Bank Regalia website - Spends on Dining (stand-alone restaurants only) - Bookings on Air Vistara website 2 years
    Corporate Platinum NA 2 Reward Points for every Rs. 150 spends NA 2 years
    Corporate Card NA 2 reward points for every Rs. 150 spent on your card 2x reward points for spends on air, travel, hotel, restaurants and utility spends 2 years
    Platinum Edge NA 2 Reward Points for every Rs. 150 spends 3 Reward Points for every Rs. 150 spends on dining 2 years
    Titanium Edge NA 2 Reward Points for every Rs. 150 spends 3 Reward Points for every Rs. 150 spends on dining 2 years
    MoneyBack NA 2 Reward Points for every Rs. 150 spends 3X Reward Points on online spends. 2 years

    How to redeem HDFC Credit Card reward points?

    To redeem your HDFC Reward Points, you need to have accumulated at least 500 points.

    HDFC Bank provides multiple ways of redemption for reward points. Credit cardholders can redeem their points according to their convenience using any of the 4 methods offered.

    1. Online:

      1. Login to your netbanking account on the HDFC Bank website: http://www.hdfcbank.com.
      2. Click on “Credit Cards”.
      3. If you haven’t already registered your credit card, you will need to do this. Click on “Register new card” which can be found on the side navigation bar. After you have registered your card, click on “Redeem Reward Points”.
      4. Select your credit card and click on “Continue”.You will be directed to the online redemption portal where you can click on “Redeem Reward Points”.
      5. Select the “Points Range” and your “Item Category”. Choose the items you like and add them to your Shopping Cart.
      6. Once you have finished shopping, click on “View Shopping Cart”. On the Shopping Cart page, you can edit your items and the quantity.
      7. Read the Terms and Conditions and check the box to confirm you have read it and accept it.
      8. Your contact details and address will be displayed, and the items will be delivered to this address.
      9. Click on “Redeem” to complete the process. A Redemption Order Number will be displayed, please note it down.
      10. In case you find any discrepancies, don’t proceed with the redemption and instead call the customer care service.
    2. Customer Service:

      Call the HDFC Credit Card Customer Care lines to redeem your points. The representative will walk you through the process and options for redemption.

    3. Through Post:

      Download the Rewards Redemption Form online. Fill it up and mail it to HDFC Bank Credit Card Customer Care address to get your rewards.

    4. Points + Pay (FasTrac Items)

      You can redeem your points as a discount on products you can buy from the Rewards Catalogue. Use the points to pay for a part of the purchase and the balance will be charged to your credit card. This option can be used only on a select product range available in the Rewards Catalogue. You can redeem your points only through the Redemption Form.

    5. By sending a postal mail:

      If you don’t have internet access, you can download HDFC rewards ‘Redemption Form’ from the internet, fill the same will all the required details and send it to ‘Rewards Helpdesk, HDFC Banks Cards Division, P.O. Box No.8654, Thiruvanmiyur, P.O., Chennai – 600 041. Alternatively, you can also drop the filled-in form at your nearest credit cards drop box, usually found at HDFC ATMs or bank branch offices.

    What can you redeem HDFC Bank Credit Card rewards points for?

    You can redeem your points under different categories depending on what you would like. HDFC offers the following redemption options.

    1. Rewards catalogue:

      You can redeem your points for products and gift vouchers from the Rewards Catalogue. You will need to fill out the Rewards Redemption Coupon and mail it to HDFC Bank or drop it off at any credit card dropbox. Your gifts will be delivered to your mailing address as listed in the bank records. It will take around 10 to 15 days to reach you, depending on the availability of your chosen product.

    2. FasTrac Items:

      On select items in the rewards catalogue, you can use your points to discount the product and pay for the rest. So you could use your reward points to pay for a part of the purchase, and the remainder will be charged to your credit card. You need to fill out the redemption form and inform HDFC Bank of the amount that should be charged to your credit card. Submit the form and your items will be sent to your registered address. The charge for the remainder of the item will reflect in your statement.

    3. Cash back:

      Redemption of reward points for cash back is available only on select cards. You need to fill out the HDFC Bank Credit Card Cash Back Redemption Coupon and submit it. You need at least 500 points to be eligible for redemption. The cash back will be credited to your card account within 10 working days. A redemption fee of Rs. 75 will be applicable. The cards the are eligible for cash back are:

      1. HDFC Bank Titanium Edge credit card
      2. HDFC Bank Platinum Edge credit card
      3. HDFC Bank MoneyBack credit card
      4. HDFC Bank Solitaire credit card
      5. HDFC Bank Business MoneyBack credit card
    4. Airmiles:

      You can redeem your accumulated reward points for air miles on Jet Airways, Air India and Kris Flyer. Fill up the Airmiles redemption form and mail it to HDFC. You will need to have accumulated a minimum number of mileage points to qualify for air miles. It will take a period of 7 to 10 days for the airline to confirm the conversion.

    HDFC Reward Points Redemption Conversion:

    CashBack:

    The option of cash back is available only on select cards. Given below is a list of the credit cards that qualify for cash back and the conversion rate for each point earned.

    Credit Card Reward points Cashback
    Titanium Edge 1 point 0.25 paisa
    Platinum Edge 1 point 0.40 paisa
    Money Back 1 point 0.40 paisa
    Solitaire 1 point 0.40 paisa
    Business Money Back 1 point 0.40 paisa

    Airmiles:Jet Airways

    Credit Card Reward Points Miles Earned
    Silver, Gold, Titanium, Titanium Edge, Times Titanium 470 points 100 JPMiles
    Corporate, Platinum, Solitaire, Teachers Platinum, Times Platinum, MoneyBack, Business Money Back 250 points 100 JPMiles
    Signature, World, Corporate Signature, Corporate World 230 points 100 JPMiles
    Solitaire Premium 200 points 100 JPMiles
    Diners Premium, Diners Black, Infinia 100 100 JPMiles
    Platinum Edge, Doctor's Platinum, Superia, Doctor's Superia, All Miles, Diners Rewards 140 points 100 JPMiles
    Regalia, Business Regalia, Corporate Card (Premium) 130 points 100 JPMiles

    Air India:

    Credit Card Reward Points Miles Earned
    Silver, Gold, Titanium, Titanium Edge, Times Titanium 420 points 100 Air Miles
    Corporate, Platinum, Solitaire, Teachers Platinum, Times Platinum, MoneyBack, Business Money Back 230 points 100 Air Miles
    Signature, World, Corporate Signature, Corporate World 220 points 100 Air Miles
    Solitaire Premium 200 points 100 Air Miles
    Diners Premium, Diners Black, Infinia 100 100 Air Miles
    Platinum Edge, Doctor's Platinum, Superia, Doctor's Superia, All Miles, Diners Rewards 140 points 100 Air Miles
    Regalia, Business Regalia, Corporate Card (Premium) 130 points 100 Air Miles

    Kris Flyer:

    Credit Card Reward Points Miles Earned
    Diners Black 100 points 100 KrisFlyer Miles
    Diners Premium 130 points 100 KrisFlyer Miles
    Superia 1.4 points 1 KrisFlyer Mile
    Doctor’s Superia 1.4 points 1 KrisFlyer Mile
    Regalia 1.3 points 1 KrisFlyer Mile
    Business Regalia 1.3 points 1 KrisFlyer Mile
    Corporate Card (Premium) 1.3 points 1 KrisFlyer Mile

    Corporate Airmiles Redemption:

    For HDFC Corporate Credit Cards, the redemption rates are different. It will take a period of 7 to 10 days for the airline to confirm the conversion to air miles. For the e-vouchers, you will need to call the respective airline for bookings.

    Airline Reward Points Miles Earned
    Jet Airways 3 points 1 JPMile
    Air India 3 points 1 Air Mile
    KrisFlyer 3 points 1 KrisFlyer Mile
    Indigo 2000 points Rs. 500 e-voucher

    Diners Club Air Miles:

    For Diners Club Credit Cardholders, the redemption rates are given below. It will take up to 14 working days for confirmation of the Air Miles or Room Miles. Rs. 75 will be charged for handling fees.

    Category Partner Diners Club Premium Diners Club Black Rewards Programme
    Reward points Miles Earned Reward points Miles Earned
    Airlines Jet Airways 1 point 1 JPMile 1 point 1 JPMile JetPrivilege
    Air India 1 point 1 Air Mile 1 point 1 Air Mile Flying Returns
    Virgin Atlantic 1.3 points 1 Air Mile 1 point 1 Air Mile Virgin Atlantic Airways Flying Club
    Air Canada 1.3 points 1 Air Mile 1 point 1 Air Mile Aeroplane
    American Airlines 1.4 points 1 Air Mile 1 point 1 Air Mile Advantage
    Delta Airlines 1.4 points 1 Air Mile 1 point 1 Air Mile Skymiles
    Singapore Airlines 1.3 points 1 Air Mile 1 point 1 Air Mile Kris Flyer
    Frontier Airlines 1.25 points 1 Air Mile 1 point 1 Air Mile Early Returns
    SAS 1.1 points 1 Air Mile 1 point 1 Air Mile Voyager
    Southwest Airlines 1.1 points 1 Air Mile 1 point 1 Air Mile Southwest Airlines Rapid Rewards
    Hotels Hyatt 1.6 points 1 Mile 1 point 1 Mile Gold Passport
    Marriott 1 points 1 Mile 1 point 1 Mile Rewards

    Perfect Credit Card Deals for you

    HDFC Reward Catalogue:

    Card Categories:

    Depending on the card you hold, you will need to have a certain number of reward points to redeem different items. HDFC cards are categorised into 8 segments. The conversion rate of reward points differs between categories.

    Category HDFC Credit Card
    A Silver, Gold, Titanium, Titanium Edge, Times Titanium Credit Card
    B Platinum, Platinum Edge, Doctor's Platinum, Solitaire Credit Card
    C Corporate Platinum, Teacher's Platinum, Times Platinum, Moneyback, Business Moneyback Credit Card
    D Signature, World Credit Card
    E Solitaire Premium,Superia,Doctor's Superia Credit Card, Corporate Redemptions
    F Corporate Signature,Corporate World,Diners Rewards, AllMiles Credit Card
    G Regalia, Diners Premium, Corporate (Premium) Credit Card
    H Infinia, Diners Black Credit Card

    Redemption Categories

    You can redeem your accumulated reward points for a host of products, vouchers and discounts. HDFC Bank provides a catalogue for customers to browse and choose the product they would like according to their reward points balance. The categories of products available in the catalogue is listed below.

    • Apple iPod Touch 16GB
    • Apple iPod Shuffle 2GB
    • Apple iPod Nano 16GB
    • Sennheiser Black In-Ear Canal Headphone CX 3.00
    • Sennheiser Urbanite XL Over the Ear Headphone
    • Sennheiser Over the Ear Headphone HD 202
    • Bose SoundLink Color Bluetooth Speaker
    • Bose SoundLink Bluetooth speaker III
    • Apple iPhone 6
    • Apple iPhone 5s (16GB)
    • Samsung Galaxy S6 (32GB)
    • Samsung Galaxy S6 Edge (32GB)
    • Samsung Galaxy A5 (16GB)
    • Samsung Galaxy Note Edge (32GB)
    • Samsung Grand Prime (8GB)
    • Nikon 24 MegaPixel DSLR Camera D3200
    • Nikon 24 MegaPixel DSLR Camera D5200
    • Western Digital Hard disk
    • Sandisk Pendrive
    • Sandisk Micro SD Card 8 GB
    • Philips Shaver AT610
    • Philips Trimmer QT 4000
    • Nike
    • Jimmy Choo
    • Samsonite
    • Sodexo
    • Pizza Hut
    • U.S. Polo Assn.
    • Reliance Trends
    • Hidesign
    • Paul Smith
    • Furla
    • Pantaloons
    • Westside
    • Soch
    • The Chennai Silks
    • Flying Machine
    • Michael Kors
    • Nautica
    • Bottega Veneta
    • Armani Jeans
    • Arrow
    • Canali
    • Tumi
    • Elle
    • Giorgio Armani
    • Gant
    • Emporio Armani
    • G-Star Raw
    • Villeroy & Boch
    • Izod
    • Citizen
    • Stanley 12-in-1 Kit
    • Domino’s Pizza
    • Costa Coffee
    • Vidya Sagar
    • Child Rights and You
    • Jeevan
    • Eveready Rechargeable Torch DL91
    • Eveready Rechargeable Emergency Light
    • Bosch GSB 450 RE Kit Power & Hand Tool Kit
    • Capdase Car Charger
    • Philips Steam Iron GC1920
    • Black & Decker Hand-Held Vacuum Cleaner VH-801
    • Tupperware Eleganzia Tall Tumbler (Set of 4)
    • Tupperware Twinkle Easy Grip Bowl 240ml
    • Tupperware Eleganzia Pitcher & Tumbler Set
    • Tupperware Ezy Cool Jug 2L
    • Tupperware Coffee Mugs (SF4)
    • Tupperware Set of 4 Bottle
    • Tupperware Best Lunch
    • Tupperware Fliptop 750ml Aquasafe
    • Tupperware Executive Lunch Box
    • Tupperware Classic Lunch
    • Tupperware Rainbow Tumblers Set of 4
    • Tupperware Canister Set of 4
    • Black & Decker 8 to 10 Cup Coffee Maker DCM 60
    • Black & Decker Citrus Juicer CJ650
    • Philips 500 Watt Mixer Grinder HL 163
    • Weber Smokey Joe Charcoal Grill
    • Philips Air Fryer HD9220
    • Morphy Richards Chef Xpress 400i Induction Cooktop
    • Bajaj 2.8 Litres Rice Cooker RCX 28
    • Black & Decker 2 Slice Cooltouch Toaster ET122
    • Philips Bar Blender & Chopper 135
    • Philips Citrus Press HR2771
    • Prestige 1LTR Electric Kettle
    • Prestige Centrifugal Juicer PCJ 5.0
    • Panasonic Rice Cooker SR-WA18
    • Signoraware Dinner Set 23 Pcs Round
    • Signoraware 1.8 Ltr Casserole Double wall Big - Set of 2
    • Welspun Atrium Double Bedsheet (One bed sheet and two pillow covers)
    • Welspun Atrium Single Bedsheet (One bed sheet and one pillow cover)
    • WELHOME La-Piazza 2pcs Hand towel set
    • Wildcraft Hypadura Dris 35L Backpack
    • Wildcraft Pack Y Backpack
    • Wildcraft Power Duffel Bag
    • American Tourister Laptop Backpack - Citi Pro 4
    • Samsonite Albi Laptop Backpack
    • American Tourister Buzz Laptop Backpack
    • Wildcraft Aqua Small Duffle Bag
    • Wildcraft Shuttle Travel Duffle Bag

    HDFC Credit Card Reward Points FAQs:

    1. Can I pay HDFC credit card bill through reward points?

      Depending on the type of credit card, the reward points that have been accumulated can be availed as a cashback.

    2. What is 10X reward points offered by HDFC?

      The 10X reward points offered by HDFC allows individuals to earn 10 times the reward points that they normally earn. This is a program for HDFC credit card holders on all their shopping, travel, and entertainment expenses.

    3. Do my reward points have an expiration date?

      Yes, all reward points earned expire within 2 years. If you earned reward points on January 2020, those points will expire in Jan 2021. Reward points earned on Diners Club Black credit cards expire in 3 years.

    4. How long does HDFC take to process a rewards redemption request?

      From the date of receipt of your redemption request, HDFC Bank will take 10 to 15 working days to process your request and deliver your merchandise or gift voucher.

    5. Can we convert HDFC credit card reward points to cash?

      Depending on the type of credit card, the rewards points that have been accumulated and the cashback ratio will vary. However, for certain credit cards, the accumulated points cannot be redeemed as a cashback and must be used for vouchers and gifts. You must have a minimum of 500 reward points in order to redeem your points.

    6. Can I cancel my Rewards Redemption request?

      No, once you have ordered for merchandise, you cannot cancel, exchange or return it. If you have requested for air miles conversion, you cannot cancel your request.

    7. Where are the MyRewards gift voucher valid?

      Gift vouchers are valid in select cities and select stores depending on the merchant. You can check the HDFC website to find out where the gift vouchers are valid.

    8. How long does Air Miles redemption take to be processed?

      Once you have made your request to convert your reward points into air miles, HDFC will relay this information to the concerned airline. It will take up to 7 working days for the airline to confirm the conversion to air miles.

    9. What can I do if the product I received is damaged?

      If the product or item sent to you under the MyRewards programme is damaged, defective, or incorrect you can contact the HDFC customer care through phone or mail. You need to inform the customer care within 7 days of receipt of the item. HDFC will offer a pick-up and replacement. Queries or disputes raised beyond the 7-day period will not be considered.

    10. Do the gift vouchers offered in the Rewards catalogue have an expiration date?

      Yes, each voucher will have a specific expiration date. This date will be mentioned on the voucher. It can range between a month and a few years. Redeem your voucher within the validity period. HDFC Bank is not liable to seek extensions from the merchant on the gift voucher.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    HDFC Credit Card Reward Points Reviews

    • HDFC Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      Choosing HDFC credit card is a good decision which i have made because the customer service is very good, they always respond without any delay. I used this card for bill payment and Dmart, I have got a reward points but have not redeem it.The best part is that this card is an international card.
      Was this review helpful? 9
      , pune
      Reviewed on Mar 20, 2020
    • HDFC Bank
      HDFC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I am holding HDFC credit card for one year.This card have an EMI conversion for 1000 rupees and a credit limit of 50000.The card is very useful for on line shopping,fuel surcharge, bill payment and on line banking it also have a reward points but I don't know exactly how much.
      Was this review helpful? 5
      , kolkata
      Reviewed on Mar 20, 2020
    • HDFC Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I am using HDFC Bank Titanium Times credit card almost 2 years. One of my coleuge using this card he recommended me, so i applied this card and the process was very smooth. Reward points can purchase anything and they given a sufficient credit limit. Customer service was good because they always helping tendency.
      Was this review helpful? 7
      , hyderabad
      Reviewed on Mar 20, 2020
    • HDFC Bank Credit Card
      "Good bank"
      0.5 5.0/5 "Blown Away!"
      I am happy with offers for credit card which was offered from HDFC Bank. They are good as I get reward points of benefit and the limit is also to my expectations Rs. 2,25,000. The customer support and response are prompt and helpful. I use this card for some purpose.
      Was this review helpful? 7
      , tirupur
      Reviewed on Mar 20, 2020
    • HDFC Bank Credit Card
      "Ecxellent service"
      0.5 5.0/5 "Blown Away!"
      I am using HDFC credit card for 7 months,its a perfect card and I have not faced any issue while using the card, I used the card mostly for shopping.The credit limit of the card is 80,000 and i don't know about the reward points because i have not check it. Customer service is excellent I am satisfied with the card. But there is one thing i would like to suggest is to create a online app which will be helpful for net banking.
      Was this review helpful? 3
      , mumbai
      Reviewed on Mar 19, 2020
    • HDFC Bank Credit Card
      "Need to provide more offers "
      0.5 5.0/5 "Blown Away!"
      I have been holding HDFC card for past 2-3 years. Since its my first card I was not much experience to use at initial. I got a call from bank for card offer so chosen it. The credit limit at initial was 50K now increased to 88K. The annual fee of 499 plus GST but there is wavier off option for fee. I swipe the card for shopping and fuel so I get good reward points.
      Was this review helpful? 1
      , bangalore
      Reviewed on Mar 17, 2020
    • HDFC Bank Credit Card
      "User friendly card"
      0.5 5.0/5 "Blown Away!"
      HDFC customer care service is good because they used to resolve the issue immediately. I have been using this card from the year of 2016. I am holding my money back card hence i can convert my reward points into cash. Sometimes i use the reward points directly to purchase the product in their partnered website which is available in HDFC website.
      Was this review helpful? 2
      , chennai
      Reviewed on Mar 16, 2020
    • HDFC Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank offered Regalia credit card and i think am using since 8 years. This is a life time free card, they given a good credit limit of Rs. 1.32k if it increased i will be happy. Am getting reward points that can be converted as a cash back and EMI facilities are available.
      Was this review helpful? 3
      , kolkata
      Reviewed on Mar 15, 2020
    • HDFC Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      Almost 3 years, I have been using the HDFC credit card with the variant of HDFC Regalia card. Since I am having a savings account in HDFC bank based on that they have provided me this card. They have enhanced my limit on a regular basis based on my usage. Its a life time free credit card. I'm getting all the benefits like cashback, reward points which i can use in online and offline as well.
      Was this review helpful? 1
      , chennai
      Reviewed on Mar 13, 2020
    • HDFC Bank Credit Card
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      In my HDFC they have assigned me a separate RM for my credit card and the savings account. I am holding a regalia credit card hence i get lots of benefits like domestic airport lounge access facility and i get more reward points. If i redeem via cash, it won't be that much useful so i will redeem the points via product with some website. I have no issue with the limit.
      Was this review helpful? 1
      , kanchipuram
      Reviewed on Mar 13, 2020
    • HDFC Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      Its been 3 years, since I'm using HDFC credit card with the variant of money back card. There will be some reward point which i can redeem via cash or any gift voucher. They have enhanced the credit limit on a regular basis. They do charge a annual fee of Rs. 399 and it will get waived off, if i spend more than Rs. 20000.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Mar 13, 2020
    • HDFC Bank Credit Card
      "Excellent card"
      0.5 4.0/5 "Great!"
      HDFC Bank offered Titanium Times credit card and i am using this card more than 4 years. This is a life time free card and given a credit limit of Rs. 75k, its good. EMI option is available and also they given a loan based on this card. Reward points can be converted as a cash back but i am getting less rewards.
      Was this review helpful? 1
      , indore
      Reviewed on Mar 13, 2020
    • HDFC Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      I have been using HDFC credit card for almost more than 3 years. I have a freedom credit card hence they give a voucher of Rs. 1,000 if my overall spending exceeds more than Rs. 90,000. I redeem the voucher in 7 to 8 retails and online place and I use it Flipkart website. I can convert the reward points into cash. If i use the card on my birthday i get 10* reward points and i use the payzap app, i get 5* reward points.
      Was this review helpful? 2
      , chennai
      Reviewed on Mar 12, 2020
    • HDFC Bank Credit Card
      "Good card for all purposes "
      0.5 4.5/5 "Excellent!"
      I am using HDFC card more than 3 years. Got an offer direct from bank. It is a life time free card, the credit limit is 28K now raised up to 61K which as been enhanced thrice, only GST charge is high and applicable for all transactions. EMI conversion is applicable with nominal charge. I use this card for shopping and fuel so I get reward points and cash back benefits.
      Was this review helpful? 2
      , bangalore
      Reviewed on Mar 12, 2020
    • HDFC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I am using HDFC Bank credit card which was taken through bank and i am using this credit card for the past 10 months. This was a chargeable card and there was reward points which is very useful . There are movie ticket offers and discounts on shopping and i am using this service very frequently .The credit limit was satisifed .There was proper callback and follow up from bank end .
      Was this review helpful? 1
      , bangalore
      Reviewed on Mar 11, 2020
    • HDFC Bank Credit Card
      "Best cashback card"
      0.5 5.0/5 "Blown Away!"
      Am having a money back credit card from HDFC bank. I'm getting cashback and reward points of my purchases like regardless of fashion online and groceries hence i can make the reward points into cash after the redemption. I have not faced any issue on this card. I got the credit limit of Rs. 5 lakhs in the duration of 2.5 years itself based on my usage.
      Was this review helpful? 2
      , coimbatore
      Reviewed on Mar 11, 2020
    • HDFC Bank Credit Card
      "Flexible to use"
      0.5 4.0/5 "Great!"
      I chose my credit card from HDFC because it was offered along with my salary account. They have provided me a good credit limit. They don't charge me any annual fee and EMI conversion facility is available on this card. In my money back credit card, i do get reward points. I use this card for almost 10 years, they have increased the limit but not upgraded the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 10, 2020
    • HDFC Bank Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I am holding HDFC card for more 3-4 years. I get good offers, and the credit limit is good. The customer service is okay, the credit limit is 1L at initial it was only 18K based on my salary they have provided this limit. It is money back card. Based on usage I get cash back and reward points. There is movie offer of one plus one free ticket on Bookmyshow. com.
      Was this review helpful? 3
      , kolkata
      Reviewed on Mar 10, 2020
    • HDFC Bank Credit Card
      "Good card for all purposes"
      0.5 5.0/5 "Blown Away!"
      I have been using HDFC card for 3 years which applied via online. I got a platinum card in which the credit limit is sufficient of 1L and cash limit is 40K, at initial they provided the limit of 80K now enhanced some limit. Annual fee charge is applicable but not aware the amount. I use this card for general online shopping and many purposes so I get reward points some cash back. The customer service is easy to contact and overall good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 10, 2020
    • HDFC Bank Credit Card
      "Picture perfect "
      0.5 5.0/5 "Blown Away!"
      I am using HDFC card since 6-7 months. My friend has suggested about this card. It is very much good card and their service is awesome. This is a life time free card and the credit limit is low but according to my salary, it was okay of 40K. EMI conversion is applicable. I am getting reward points, can be converted to cash and gifts. Around 2-3 months before , I got message from banker that I am eligible for a loan and approval within 3 minutes also am getting offer for other products as well.
      Was this review helpful? 3
      , new delhi
      Reviewed on Mar 10, 2020
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