HDFC Bank offers a Credit Card Rewards Programme called MyRewards to its credit cardholders that makes shopping a rewarding experience. Each credit card is eligible to earn reward points based on the type of the card. Reward points are awarded for expenses on the HDFC Bank credit card. Once a customer has accumulated at least 500 reward points, they can redeem it from a number of options ranging across products, gift vouchers, discounts and air miles. HDFC has partnered with brands, airlines, retail stores, hotels, food outlets, and charities to provide its customers with a varied selection of rewards redemption.
You can earn reward points on your HDFC credit card when you make payments towards the following categories:
Check Other Banks Credit Card Reward Points
Through Cusomer Care
Call the HDFC Credit Card Customer Care lines to redeem your points. The representative will walk you through the process and options for redemption.
Download the Rewards Redemption Form online. Fill it up and mail it to HDFC Bank Credit Card Customer Care address to get your rewards.
Points + Pay (FasTrac Items)
You can redeem your points as a discount on products you can buy from the Rewards Catalogue. Use the points to pay for a part of the purchase and the balance will be charged to your credit card. This option can be used only on a select product range available in the Rewards Catalogue. You can redeem your points only through the Redemption Form.
You can redeem your reward points earned on HDFC credit cards form the HDFC website on these categories:
You can go through the HDFC rewards catalogue by visiting: https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Credit%20Card/Credit%20Card%20Landing%20Page/Credit%20Cards/Credit%20Card%20Rewards%20Program/Download%20the%20Rewards%20Catalogue.pdf
The reward points that you earn on your HDFC credit card, can be converted into cashback by visiting the HDFC website.
The reward points that you earn on your HDFC credit card are valid for two years from the date you accrue them. If you have 1,000 points accrued on 28 February 2019, the reward points are valid till February of 2021.
It can take up to 7 days once you apply for the redemption of your reward points.
For example, an HDFC Bank GiftPlus card can be swiped at almost all merchant outlets which accept Visa cards in India. A gift card is a prepaid card, and the amount is automatically debited when you swipe it.
Depending on the type of credit card, the reward points that have been accumulated can be availed as a cashback.
The 10X reward points offered by HDFC allows individuals to earn 10 times the reward points that they normally earn. This is a program for HDFC credit card holders on all their shopping, travel, and entertainment expenses.
No, once you have ordered for merchandise, you cannot cancel, exchange or return it. If you have requested for air miles conversion, you cannot cancel your request.
Once you have made your request to convert your reward points into air miles, HDFC will relay this information to the concerned airline. It will take up to 7 working days for the airline to confirm the conversion to air miles.
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