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  • HDFC Credit Card Reward Points

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    When you look for a credit card or you are considering applying for a credit card, the one thing you will look at is the reward points it offers and what you can redeem those points for.

    HDFC Bank offers a Credit Card Rewards Programme called MyRewards to its credit cardholders that makes shopping a rewarding experience. Each credit card is eligible to earn reward points based on the type of the card. Reward points are awarded for expenses on the HDFC Bank credit card. Once a customer has accumulated at least 500 reward points, they can redeem it from a number of options ranging across products, gift vouchers, discounts and air miles. HDFC has partnered with brands, airlines, retail stores, hotels, food outlets, and charities to provide its customers with a varied selection of rewards redemption.

    HDFC Reward Points Redemption Online

     

    How can I earn reward points under the HDFC Rewards Programme?

    You can earn points on your credit card by paying for your purchases or bills with the card. Every time you swipe your card, reward points will be credited to your rewards account. Depending on the type of card you hold, you can earn welcome points or welcome miles. On swiping your card for the first time within 90 days, HDFC rewards cardholders of select cards with a bundle of reward points. Spending a set amount of money in a year on your credit card will also attract reward points.

     
    Credit Card Welcome Points Reward points Accelerated Rewards Validity
    Platinum Times Card NA 3 Reward Points for every Rs. 150 spent 10 Reward Points on every Rs. 150 spent on Dining spends on weekdays i.e., Monday to Friday 2 years
    Titanium Times Card NA 2 Reward Points for every Rs. 150 spent 5 Reward Points on every Rs. 150 spent on Dining spends on weekdays i.e., Monday to Friday 2 years
    JetPrivilege HDFC Bank Diners Club Credit Card - 30,000 Bonus JPMiles - 15 JetPrivilege Tier points 8 JPMiles for every Rs. 150 spent 3X JPMiles on every flight booked on the Jet Airways website Not specified
    JetPrivilege HDFC Bank World 10,000 Bonus JPMiles 6 JPMiles for every Rs. 150 spent -18 JPMiles on every flight booked on Jet Airways website -1 JP Tier Point on every 2 lac spends Not specified
    Diners Club Black NA 5 Reward Points for every Rs. 150 on retail spends 10 Reward Points for every Rs. 150 spent on retail shopping on the HDFC Bank Diners Club website 3 years
    Diners Club Premium NA 4 Reward Points for every Rs. 150 spends 8 Reward Points for every Rs. 150 spent on retail shopping on HDFC Bank Diners Club website 2 years
    Diners Club Rewardz NA 3 Reward Points for every Rs. 150 spends 6 Reward Points for every Rs. 150 spent on retail shopping on HDFC Bank Diners Club website 2 years
    Infinia NA 10 points for every Rs.150 spent on bookings made on hdfcbankinfinia.myrewardz.com 2X points on booking flight tickets, hotel stay, movie tickets, mobile and DTH recharge on HDFC Bank Infinia website 2 years
    Regalia NA 4 Reward Points on every Rs. 150 spent 8 Reward Points for every 150 spent for: - Bookings on HDFC Bank Regalia website - Spends on Dining (stand-alone restaurants only) - Bookings on Air Vistara website 2 years
    Superia 1000 Reward Points 3 Reward Points on Rs 150 spent 4.5 Reward Points on dining spends 2 years
    Solitaire NA 3 Reward Points on Rs. 150 spent 4.5 Reward Points on dining spends 2 years
    AllMiles 1000 Reward Points 3 Reward Points per Rs.150 on retail purchases NA 2 years
    Maruti Suzuki NEXA HDFC Bank AllMiles 1000 Reward Points 3 Reward Points per Rs.150 on retail purchases 6 Reward Points per Rs.150 all spends made on MyNEXA section of Nexa Experience website 2 years
    Doctor’s Superia 1000 Reward Points 3 Reward Points on Rs 150 spent 4.5 Reward Points on dining spends 2 years
    Teacher’s Platinum NA 2 Reward Points on Rs. 150 spent -3X Reward Points on weekend shopping -500 Bonus Reward Points on Teacher's Day 2 years
    World MasterCard NA 2 Reward Points on Rs. 150 spent 3 Reward Points for every Rs. 150 spent above Rs. 75,000 per statement cycle 2 years
    Visa Signature NA 2 Reward Points on Rs. 150 spent 3 Reward Points for every Rs. 150 spent above Rs. 75,000 per statement cycle 2 years
    Platinum Plus NA 2 Reward Points on Rs. 150 spent. 3 Reward Points for every Rs. 150 spent above Rs. 50,000 per statement cycle 2 years
    Business MoneyBack NA 2 Reward Points on Rs 150 spent 3X Reward Points on business related spends 2 years
    Business Regalia NA 4 Reward Points on every Rs. 150 spent 8 Reward Points for every 150 spent for: - Bookings on HDFC Bank Regalia website - Spends on Dining (stand-alone restaurants only) - Bookings on Air Vistara website 2 years
    Corporate Platinum NA 2 Reward Points for every Rs. 150 spends NA 2 years
    Corporate Card NA 2 reward points for every Rs. 150 spent on your card 2x reward points for spends on air, travel, hotel, restaurants and utility spends 2 years
    Platinum Edge NA 2 Reward Points for every Rs. 150 spends 3 Reward Points for every Rs. 150 spends on dining 2 years
    Titanium Edge NA 2 Reward Points for every Rs. 150 spends 3 Reward Points for every Rs. 150 spends on dining 2 years
    MoneyBack NA 2 Reward Points for every Rs. 150 spends 3X Reward Points on online spends. 2 years
     

    How to redeem HDFC Credit Card reward points?

    To redeem your HDFC Reward Points, you need to have accumulated at least 500 points.

    HDFC Bank provides multiple ways of redemption for reward points. Credit cardholders can redeem their points according to their convenience using any of the 4 methods offered.

    1. Online:

      1. Login to your netbanking account on the HDFC Bank website: http://www.hdfcbank.com.
      2. Click on “Credit Cards”.
      3. If you haven’t already registered your credit card, you will need to do this. Click on “Register new card” which can be found on the side navigation bar. After you have registered your card, click on “Redeem Reward Points”.
      4. Select your credit card and click on “Continue”.You will be directed to the online redemption portal where you can click on “Redeem Reward Points”.
      5. Select the “Points Range” and your “Item Category”. Choose the items you like and add them to your Shopping Cart.
      6. Once you have finished shopping, click on “View Shopping Cart”. On the Shopping Cart page, you can edit your items and the quantity.
      7. Read the Terms and Conditions and check the box to confirm you have read it and accept it.
      8. Your contact details and address will be displayed, and the items will be delivered to this address.
      9. Click on “Redeem” to complete the process. A Redemption Order Number will be displayed, please note it down.
      10. In case you find any discrepancies, don’t proceed with the redemption and instead call the customer care service.
    2. Customer Service:

      Call the HDFC Credit Card Customer Care lines to redeem your points. The representative will walk you through the process and options for redemption.

    3. Through Post:

      Download the Rewards Redemption Form online. Fill it up and mail it to HDFC Bank Credit Card Customer Care address to get your rewards.

    4. Points + Pay (FasTrac Items)

      You can redeem your points as a discount on products you can buy from the Rewards Catalogue. Use the points to pay for a part of the purchase and the balance will be charged to your credit card. This option can be used only on a select product range available in the Rewards Catalogue. You can redeem your points only through the Redemption Form.

    5. By sending a postal mail:

      If you don’t have internet access, you can download HDFC rewards ‘Redemption Form’ from the internet, fill the same will all the required details and send it to ‘Rewards Helpdesk, HDFC Banks Cards Division, P.O. Box No.8654, Thiruvanmiyur, P.O., Chennai – 600 041. Alternatively, you can also drop the filled-in form at your nearest credit cards drop box, usually found at HDFC ATMs or bank branch offices.

    Perfect Credit Card Deals for you

     

    What can you redeem HDFC Bank Credit Card rewards points for?

    You can redeem your points under different categories depending on what you would like. HDFC offers the following redemption options.

    1. Rewards catalogue:

      You can redeem your points for products and gift vouchers from the Rewards Catalogue. You will need to fill out the Rewards Redemption Coupon and mail it to HDFC Bank or drop it off at any credit card dropbox. Your gifts will be delivered to your mailing address as listed in the bank records. It will take around 10 to 15 days to reach you, depending on the availability of your chosen product.

    2. FasTrac Items:

      On select items in the rewards catalogue, you can use your points to discount the product and pay for the rest. So you could use your reward points to pay for a part of the purchase, and the remainder will be charged to your credit card. You need to fill out the redemption form and inform HDFC Bank of the amount that should be charged to your credit card. Submit the form and your items will be sent to your registered address. The charge for the remainder of the item will reflect in your statement.

    3. Cash back:

      Redemption of reward points for cash back is available only on select cards. You need to fill out the HDFC Bank Credit Card Cash Back Redemption Coupon and submit it. You need at least 500 points to be eligible for redemption. The cash back will be credited to your card account within 10 working days. A redemption fee of Rs. 75 will be applicable. The cards the are eligible for cash back are:

      1. HDFC Bank Titanium Edge credit card
      2. HDFC Bank Platinum Edge credit card
      3. HDFC Bank MoneyBack credit card
      4. HDFC Bank Solitaire credit card
      5. HDFC Bank Business MoneyBack credit card
    4. Airmiles:

      You can redeem your accumulated reward points for air miles on Jet Airways, Air India and Kris Flyer. Fill up the Airmiles redemption form and mail it to HDFC. You will need to have accumulated a minimum number of mileage points to qualify for air miles. It will take a period of 7 to 10 days for the airline to confirm the conversion.

     

    Reward Points Redemption Conversion:

    1. CashBack:

      The option of cash back is available only on select cards. Given below is a list of the credit cards that qualify for cash back and the conversion rate for each point earned.

       
      Credit Card Reward points Cashback
      Titanium Edge 1 point 0.25 paisa
      Platinum Edge 1 point 0.40 paisa
      Money Back 1 point 0.40 paisa
      Solitaire 1 point 0.40 paisa
      Business Money Back 1 point 0.40 paisa
    2.  
    3. Airmiles:Jet Airways

      Credit Card Reward Points Miles Earned
      Silver, Gold, Titanium, Titanium Edge, Times Titanium 470 points 100 JPMiles
      Corporate, Platinum, Solitaire, Teachers Platinum, Times Platinum, MoneyBack, Business Money Back 250 points 100 JPMiles
      Signature, World, Corporate Signature, Corporate World 230 points 100 JPMiles
      Solitaire Premium 200 points 100 JPMiles
      Diners Premium, Diners Black, Infinia 100 100 JPMiles
      Platinum Edge, Doctor's Platinum, Superia, Doctor's Superia, All Miles, Diners Rewards 140 points 100 JPMiles
      Regalia, Business Regalia, Corporate Card (Premium) 130 points 100 JPMiles
       

      Air India:

      Credit Card Reward Points Miles Earned
      Silver, Gold, Titanium, Titanium Edge, Times Titanium 420 points 100 Air Miles
      Corporate, Platinum, Solitaire, Teachers Platinum, Times Platinum, MoneyBack, Business Money Back 230 points 100 Air Miles
      Signature, World, Corporate Signature, Corporate World 220 points 100 Air Miles
      Solitaire Premium 200 points 100 Air Miles
      Diners Premium, Diners Black, Infinia 100 100 Air Miles
      Platinum Edge, Doctor's Platinum, Superia, Doctor's Superia, All Miles, Diners Rewards 140 points 100 Air Miles
      Regalia, Business Regalia, Corporate Card (Premium) 130 points 100 Air Miles
       

      Kris Flyer:

      Credit Card Reward Points Miles Earned
      Diners Black 100 points 100 KrisFlyer Miles
      Diners Premium 130 points 100 KrisFlyer Miles
      Superia 1.4 points 1 KrisFlyer Mile
      Doctor’s Superia 1.4 points 1 KrisFlyer Mile
      Regalia 1.3 points 1 KrisFlyer Mile
      Business Regalia 1.3 points 1 KrisFlyer Mile
      Corporate Card (Premium) 1.3 points 1 KrisFlyer Mile
       

      Corporate Airmiles Redemption:

      For HDFC Corporate Credit Cards, the redemption rates are different. It will take a period of 7 to 10 days for the airline to confirm the conversion to air miles. For the e-vouchers, you will need to call the respective airline for bookings.

       
      Airline Reward Points Miles Earned
      Jet Airways 3 points 1 JPMile
      Air India 3 points 1 Air Mile
      KrisFlyer 3 points 1 KrisFlyer Mile
      Indigo 2000 points Rs. 500 e-voucher
       

      Diners Club Air Miles:

      For Diners Club Credit Cardholders, the redemption rates are given below. It will take up to 14 working days for confirmation of the Air Miles or Room Miles. Rs. 75 will be charged for handling fees.

       
      Category Partner Diners Club Premium Diners Club Black Rewards Programme
      Reward points Miles Earned Reward points Miles Earned
      Airlines Jet Airways 1 point 1 JPMile 1 point 1 JPMile JetPrivilege
      Air India 1 point 1 Air Mile 1 point 1 Air Mile Flying Returns
      Virgin Atlantic 1.3 points 1 Air Mile 1 point 1 Air Mile Virgin Atlantic Airways Flying Club
      Air Canada 1.3 points 1 Air Mile 1 point 1 Air Mile Aeroplane
      American Airlines 1.4 points 1 Air Mile 1 point 1 Air Mile Advantage
      Delta Airlines 1.4 points 1 Air Mile 1 point 1 Air Mile Skymiles
      Singapore Airlines 1.3 points 1 Air Mile 1 point 1 Air Mile Kris Flyer
      Frontier Airlines 1.25 points 1 Air Mile 1 point 1 Air Mile Early Returns
      SAS 1.1 points 1 Air Mile 1 point 1 Air Mile Voyager
      Southwest Airlines 1.1 points 1 Air Mile 1 point 1 Air Mile Southwest Airlines Rapid Rewards
      Hotels Hyatt 1.6 points 1 Mile 1 point 1 Mile Gold Passport
      Marriott 1 points 1 Mile 1 point 1 Mile Rewards
     

    HDFC Reward Catalogue:

    1. Card Categories:

      Depending on the card you hold, you will need to have a certain number of reward points to redeem different items. HDFC cards are categorised into 8 segments. The conversion rate of reward points differs between categories.

       
      Category HDFC Credit Card
      A Silver, Gold, Titanium, Titanium Edge, Times Titanium Credit Card
      B Platinum, Platinum Edge, Doctor's Platinum, Solitaire Credit Card
      C Corporate Platinum, Teacher's Platinum, Times Platinum, Moneyback, Business Moneyback Credit Card
      D Signature, World Credit Card
      E Solitaire Premium,Superia,Doctor's Superia Credit Card, Corporate Redemptions
      F Corporate Signature,Corporate World,Diners Rewards, AllMiles Credit Card
      G Regalia, Diners Premium, Corporate (Premium) Credit Card
      H Infinia, Diners Black Credit Card
    2.  
    3. Redemption Categories

      You can redeem your accumulated reward points for a host of products, vouchers and discounts. HDFC Bank provides a catalogue for customers to browse and choose the product they would like according to their reward points balance. The categories of products available in the catalogue is listed below.

      • Apple iPod Touch 16GB
      • Apple iPod Shuffle 2GB
      • Apple iPod Nano 16GB
      • Sennheiser Black In-Ear Canal Headphone CX 3.00
      • Sennheiser Urbanite XL Over the Ear Headphone
      • Sennheiser Over the Ear Headphone HD 202
      • Bose SoundLink Color Bluetooth Speaker
      • Bose SoundLink Bluetooth speaker III
      • Apple iPhone 6
      • Apple iPhone 5s (16GB)
      • Samsung Galaxy S6 (32GB)
      • Samsung Galaxy S6 Edge (32GB)
      • Samsung Galaxy A5 (16GB)
      • Samsung Galaxy Note Edge (32GB)
      • Samsung Grand Prime (8GB)
      • Nikon 24 MegaPixel DSLR Camera D3200
      • Nikon 24 MegaPixel DSLR Camera D5200
      • Western Digital Hard disk
      • Sandisk Pendrive
      • Sandisk Micro SD Card 8 GB
      • Philips Shaver AT610
      • Philips Trimmer QT 4000
      • Nike
      • Jimmy Choo
      • Samsonite
      • Sodexo
      • Pizza Hut
      • U.S. Polo Assn.
      • Reliance Trends
      • Hidesign
      • Paul Smith
      • Furla
      • Pantaloons
      • Westside
      • Soch
      • The Chennai Silks
      • Flying Machine
      • Michael Kors
      • Nautica
      • Bottega Veneta
      • Armani Jeans
      • Arrow
      • Canali
      • Tumi
      • Elle
      • Giorgio Armani
      • Gant
      • Emporio Armani
      • G-Star Raw
      • Villeroy & Boch
      • Izod
      • Citizen
      • Stanley 12-in-1 Kit
      • Domino’s Pizza
      • Costa Coffee
      • Vidya Sagar
      • Child Rights and You
      • Jeevan
      • Eveready Rechargeable Torch DL91
      • Eveready Rechargeable Emergency Light
      • Bosch GSB 450 RE Kit Power & Hand Tool Kit
      • Capdase Car Charger
      • Philips Steam Iron GC1920
      • Black & Decker Hand-Held Vacuum Cleaner VH-801
      • Tupperware Eleganzia Tall Tumbler (Set of 4)
      • Tupperware Twinkle Easy Grip Bowl 240ml
      • Tupperware Eleganzia Pitcher & Tumbler Set
      • Tupperware Ezy Cool Jug 2L
      • Tupperware Coffee Mugs (SF4)
      • Tupperware Set of 4 Bottle
      • Tupperware Best Lunch
      • Tupperware Fliptop 750ml Aquasafe
      • Tupperware Executive Lunch Box
      • Tupperware Classic Lunch
      • Tupperware Rainbow Tumblers Set of 4
      • Tupperware Canister Set of 4
      • Black & Decker 8 to 10 Cup Coffee Maker DCM 60
      • Black & Decker Citrus Juicer CJ650
      • Philips 500 Watt Mixer Grinder HL 163
      • Weber Smokey Joe Charcoal Grill
      • Philips Air Fryer HD9220
      • Morphy Richards Chef Xpress 400i Induction Cooktop
      • Bajaj 2.8 Litres Rice Cooker RCX 28
      • Black & Decker 2 Slice Cooltouch Toaster ET122
      • Philips Bar Blender & Chopper 135
      • Philips Citrus Press HR2771
      • Prestige 1LTR Electric Kettle
      • Prestige Centrifugal Juicer PCJ 5.0
      • Panasonic Rice Cooker SR-WA18
      • Signoraware Dinner Set 23 Pcs Round
      • Signoraware 1.8 Ltr Casserole Double wall Big - Set of 2
      • Welspun Atrium Double Bedsheet (One bed sheet and two pillow covers)
      • Welspun Atrium Single Bedsheet (One bed sheet and one pillow cover)
      • WELHOME La-Piazza 2pcs Hand towel set
      • Wildcraft Hypadura Dris 35L Backpack
      • Wildcraft Pack Y Backpack
      • Wildcraft Power Duffel Bag
      • American Tourister Laptop Backpack - Citi Pro 4
      • Samsonite Albi Laptop Backpack
      • American Tourister Buzz Laptop Backpack
      • Wildcraft Aqua Small Duffle Bag
      • Wildcraft Shuttle Travel Duffle Bag

    HDFC Credit Card Reward Points FAQs:

    How can I redeem my HDFC credit card points without HDFC account?

    HDFC Bank customers can redeem their reward points by using one of the below-mentioned methods:

    • Via Post: Individuals can download the ‘Rewards Redemption Form’ from the official website of HDFC bank and mail it to HDFC Bank’s customer care address.
    • Online: Individuals can also redeem their reward points by using the netbanking portal. However, individuals must register for netbanking services by using their credit card.
    Can we convert HDFC credit card reward points to cash?

    Depending on the type of credit card, the rewards points that have been accumulated and the cashback ratio will vary. However, for certain credit cards, the accumulated points cannot be redeemed as a cashback and must be used for vouchers and gifts.

    Does HDFC credit card reward points expire?

    The reward points that have been accumulated are valid for a duration of 2 years from the date the points were accumulated.

    Can I pay HDFC credit card bill through reward points?

    Depending on the type of credit card, the reward points that have been accumulated can be availed as a cashback.

    What is 10X reward points offered by HDFC?

    The 10X reward points offered by HDFC allows individuals to earn 10 times the reward points that they normally earn. The offer is valid on the Diners Club Credit Card between 1 August 2019 and 31 December 2019 and on the SmartBuy Credit Card between 1 August 2019 and 31 August 2019.

    Are there any charges applicable for redeeming rewards?

    There are no charges to redeem your rewards. However, for handling and delivery of products, goods and services, Rs. 75 will be charged to the card account.

    Do my reward points have an expiration date?

    Yes, all reward points earned expire within 2 years. If you earned reward points on January 2016, those points will expire in Jan 2018. Reward points earned on Diners Club Black credit cards expire in 3 years.

    Can I cancel my Rewards Redemption request?

    No, once you have ordered for merchandise, you cannot cancel, exchange or return it. If you have requested for air miles conversion, you cannot cancel your request.

    How long does HDFC take to process a rewards redemption request?

    From the date of receipt of your redemption request, HDFC Bank will take 10 to 15 working days to process your request and deliver your merchandise or gift voucher.

    How long does Air Miles redemption take to be processed?

    Once you have made your request to convert your reward points into air miles, HDFC will relay this information to the concerned airline. It will take up to 7 working days for the airline to confirm the conversion to air miles.

    What can I do if the product I received is damaged?

    If the product or item sent to you under the MyRewards programme is damaged, defective, or incorrect you can contact the HDFC customer care through phone or mail. You need to inform the customer care within 7 days of receipt of the item. HDFC will offer a pick-up and replacement. Queries or disputes raised beyond the 7-day period will not be considered.

    Do the gift vouchers offered in the Rewards catalogue have an expiration date?

    Yes, each voucher will have a specific expiration date. This date will be mentioned on the voucher. It can range between a month and a few years. Redeem your voucher within the validity period. HDFC Bank is not liable to seek extensions from the merchant on the gift voucher.

    Where are the MyRewards gift voucher valid?

    Gift vouchers are valid in select cities and select stores depending on the merchant. You can check the HDFC website to find out where the gift vouchers are valid.

     

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    HDFC Credit Card Reward Points Reviews

    • HDFC Bank Credit Card
      "Need to improve in customer service"
      0.5 4.0/5 "Great!"
      I have taken HDFC credit card through online channel. This is a life time free card and also getting reward points. I am using this card since 4 years. Customer service was not good, so need to improve in service and they have given a good credit limit.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 20, 2020
    • HDFC Bank
      HDFC Bank Credit Card
      "Need to improve the services"
      0.5 4.0/5 "Great!"
      I am using HDFC BANK credit card for past 6 months. I get discounts for online shopping and if I buy 1 movie ticket and get 1 free ticket in book my show. The annual charges is RS.750, which is okay. I have converted the rewards points into vouchers, but the code as been expired. I have already raised the complaint, but issue is not resolved yet. Basically the interest rate is very high. Billing date cannot be changes by online as per requirement and its hard to connect with customer support executive.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 19, 2020
    • HDFC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using HDFC bank credit card for more than a year. I am happy with their service. The credit limit is moderate of 60K. It is annual fee chargeable of 500 rupees but if I spend 75K for first year it will be waiver off and from second years onwards need to spend of 1L. I have not opted for EMI conversion. I use for shopping, travel and fuel purpose. I get offers promotions and benefits of cash back and reward points.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 18, 2020
    • HDFC Bank Credit Card
      "Well satisfied and excellent bank getting amazing offer"
      0.5 5.0/5 "Blown Away!"
      I am using HDFC titanium credit card quite for a long time. The customer service was good and also I am getting reward points. Buy 1 get 1 free movie ticket offer and 1000 worth of amazon voucher and one more gift voucher 1,800 rupees for that I have purchased 1 pair of shoes.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 18, 2020
    • HDFC Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I am using HDFC money back platinum credit card more than 5 years. Annual charges, if i spend Rs. 50k in a year no need to pay annual charges. Mostly i use this card for shopping, petrol and medical purpose and also i can convert reward points into cash, but still i have not done. Credit limit is good and also customer service was good.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jan 18, 2020
    • HDFC Bank Credit Card
      "Good "
      0.5 5.0/5 "Blown Away!"
      I have been using HDFC bank credit card for more than 5 years. I got an offer directly from bank. The credit limit is good and there is no annual fee chargeable. The best which I felt in this card is their service. I use this card for all purposes. EMI conversion is nominal. I get offer for movie ticket in book my show on monthly basis. Based on the usage I get good benefit of reward points.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Jan 18, 2020
    • HDFC Bank Credit Card
      "Need to work on customer support connectivity "
      0.5 4.0/5 "Great!"
      I am using HDFC BANK titanium credit card for more than 10 years. I have a credit limit of 2.3L now, I need to request the bank for limit enhancement every time, they will not offer it. I get cahsback on fuel. I can convert rewards points into form of cash or vouchers. It is a life time free credit card. Emi conversion options are less and there are some criteria to opt it . It is not easy to connect with the customer support executive.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jan 17, 2020
    • HDFC Bank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have HDFC Bank credit card which was taken through Bank.I am using this credit card for the past 2 years ,This was a life time free card ,There are good reward points on this credit card ,Other than that everything was good on this credit card .I am really satisfied with the service so far.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 17, 2020
    • HDFC Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have HDFC Bank credit card which was taken through Bank directly .I am using this credit card for the past 10 years .There are cash back offers as well as reward points ,The credit limit was satisfied and only using for emergency purpose. The process was very smooth and satisfactory.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 17, 2020
    • HDFC Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      More than 2.5 years, i am holding money back credit card from HDFC. I am using this card for normal purpose and the credit limit is 80,000 rupees. This is a life time free card and also am getting reward points that can be converted into money which is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2020
    • HDFC Bank Credit Card
      "Good card "
      0.5 5.0/5 "Blown Away!"
      I have been using HDFC bank credit card for more than 7 months. Since I am having an account with them so I got pre approved offer. The verification process was done on time and I got a card by 2 days. The credit limit is sufficient of around 1L. Based on the usage I get good reward points.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 16, 2020
    • HDFC Bank Credit Card
      "Economical range class card"
      0.5 5.0/5 "Blown Away!"
      This is a business money back credit card which am using from HDFC. On this card, they are giving rewards points and they provides me jumbo loan against the card. They give some rewards points which i can convert into cash. Almost 6 years, i have this card. They updated me time to time and got the loan without blocking the credit limit. HDFC provides me a good credit limit which is useful for me.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jan 16, 2020
    • HDFC Bank Credit Card
      "Good benefits card"
      0.5 4.0/5 "Great!"
      I am getting good benefits from HDFC bank. Their service is good and prompt on time. I am using this card for more than 1 year. It annual fee chargeable of 500 rupees and there is no waiver off option. The credit limit of 30K. I have opted for EMI conversion. Recently I used to book train tickets based on the usage I got many benefits like reward points and cash back. It is Money back card.
      Was this review helpful? 0
      , surat
      Reviewed on Jan 16, 2020
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am u sing HDFC Bank credit card which was taken through Bank.There is an option of conveting emi and now itis applicable for lesser amount also .The credit limit was sufficient and there are cash back offers as well as reward points .There was movie ticket offers ,airport lounge access as well as fuel benefits.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 16, 2020
    • HDFC Bank Credit Card
      "Okay Card"
      0.5 4.0/5 "Great!"
      In HDFC credit card, there is no EMI option available. They gave me a limit of Rs. 35000. There is a lots of difference in giving rewards points for HDFC account holder and non HDFC account holder also HDFC account holder get a EMI conversion facility. I use this card for almost 2 years. In earlier days, i spoke to the customer care to clarify the card usage doubts and they have rectified it. I won't recommend the freedom card but other variant card is recommendable.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jan 16, 2020
    • HDFC Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I am using HDFC Bank credit card for almost 2 months.This was a money back card ,There are cash back offers as well as reward points .There are flight ticket offers with discounts ,The credit limit was really good it was 1lakh.I have go this credit card without any delay it took 10 days to deliver.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 14, 2020
    • HDFC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using HDFC bank credit card for more than 3 years. I got an offer directly from bank. Within 10 days I received the card. It is a life time free. The credit limit of 58K is okay t use. There is an option of EMI conversion. I get benefits of cash back and reward points up to 2K. I use this card for shopping, fuel and restaurants. It is a money back card.
      Was this review helpful? 0
      , hindupur
      Reviewed on Jan 14, 2020
    • HDFC Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have HDFC Bank credit card which is very useful and helpful on all situations .Now a days credit card is very user friendly .There are pretty good cash back offers and reward points .There are movie ticket offers as well as airport lounge access.I am using this credit card for the past 2 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 14, 2020
    • HDFC Bank Credit Card
      "Best Service"
      0.5 4.0/5 "Great!"
      I have HDFC Bank credit card which was taken through Online.This was a money back card ,there are good reward points .The credit limit was very less if the limit is increased it will be good .While generating bills they are deducting extra charges that is the issue.I am comfortable with the service so far.
      Was this review helpful? 0
      , nasik
      Reviewed on Jan 13, 2020
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process is very fast and limit enhancement is also very good in HDFC credit card. This is my first credit card approved with 50K limit and now enhanced to 2.35L. I get good rewards points and have different schemes, EMI conversion is available at normal interest rate. It is life time free credit card.
      Was this review helpful? 1
      , kochi
      Reviewed on Jan 13, 2020
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