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HDFC NetBanking

HDFC Bank offers the net banking facility to its customers, where various details of the account can be accessed online. HDFC Bank customers will just need to login to their accounts in order to access a wide range of features. The net banking facility is fast and easy to access.

HDFCNet Banking Registration Process

HDFC Savings Account has made it very convenient for customers to register for the online banking service. Customers can register online, via an ATM, via Phone Banking, or download the form for the same. Procedures for each channel are described below:

Register HDFC Net Banking Online

Only resident and non-resident individuals who have an active mobile number will be able to avail the net banking facility.The procedure to activate internet banking services is mentioned below:

  • First, you must visit HDFC Bank’s net banking page (https://v1.hdfcbank.com/assets/popuppages/netbanking.htm).
  • At the bottom of the page, you will find ‘Register’, click on it.
  • On the next page, you must enter the Customer ID and click on ‘Go’.
  • Next, you must confirm the mobile number that is registered to your account.
  • Next, you must enter the OTP that you have received on the registered mobile number.
  • Next, you must select and fill up the relevant Debit Card details.
  • On the next page, you will be able to set the IPIN.
  • You will be able to use the Customer ID and the new IPIN to access net banking.

Register HDFC Phone Banking

  • You must call the HDFC Phone Banking number provided for your city. You will be asked to enter your Customer ID and HDFC Debit Card + PIN / Telephone Identification Number (TIN).
  • The HDFC Phone Banking representative will record your Net Banking registration request and initiate the process.
  • Your Net Banking IPIN will be couriered to your registered mailing address within 5 working days.

Register HDFC Internet Banking via Form

  • Visit the HDFC Net Banking website and download the Net Banking registration form – corporate or individual, whichever is applicable.
  • Fill out the form completely and submit the same at any HDFC Bank branch.
  • Your request will be registered and the IPIN will be couriered to your registered mailing address.

Register HDFC Net Banking via ATM

  • Go to any HDFC Bank ATM.
  • Input your HDFC Bank Debit Card number along with your ATM PIN.
  • From the main screen, tap on 'Other Option'.
  • Now, tap on 'Net Banking Registration' and confirm the action upon being prompted.
  • Your Net Banking request will be registered and the IPIN will be couriered to your registered mailing address.

Reset HDFC Net Banking Forgot Password

The step-by-step procedure to reset the HDFC net banking password is mentioned below:

  • Visit HDFC Bank’s net banking website.
  • Click on ‘Forgot IPIN (Password)?’.
  • Enter your User ID or Customer ID and click on ‘Go’.
  • Next, you must select from one of the two options mentioned below:
    • OTP on registered mobile number and Debit Card details (PIN and expiry date)
    • OTP sent to your registered mobile number and email ID (not applicable for Resident senior citizen customers)
  • Once the above step is complete, you must enter the relevant details.
  • Next, you must set the new IPIN.
  • Next, you will be able to login with the User ID and new IPIN.

Check HDFC Balance

The step-by-step procedure to check HDFC Bank balance is mentioned below:

  • Login to HDFC Bank’s net banking portal.
  • Next, Click on ‘Accounts’.
  • On the next page, click on ‘Account Summary’.
  • Once the above step is complete, various accounts will be displayed on the screen.
  • On selecting the relevant account, you will be able to access details and bank balance of the account.

Transfer Funds on HDFC Online Banking Portal

HDFC Bank customers will be able to transfer money to their own accounts as well as make third-party transfers on the net banking portal. Third-party transfers can be completed once the HDFC Bank customer completes the login procedure to the internet banking portal and clicks on ‘Funds Transfer’. On the next page, you must choose the relevant option to complete the transfer.

  • Visa CardPay: You will be able to transfer funds from your account to any Visa Credit Card across India. However, the credit card account must be added as a beneficiary and the amount will be transferred within 2 working days.
  • Online Merchant payment option can be used for the transfer of funds. However, tax payments, mutual fund payments, and payments towards stock brokers cannot be made using this option.
  • Immediate Payment Service (IMPS): Funds can be transferred immediately via IMPS. Funds can also be transferred to other HDFC accounts as well as to accounts from other banks. You will be able to transfer money via IMPS on bank holidays as well.
  • Real Time Gross Settlement (RTGS): Under this facility, funds will be paid to the beneficiary’s bank within RBI’s stipulated time. However, the account where the funds are being added to must be added as a beneficiary. The amount that can be transferred can vary from Rs.2 lakh to Rs.10 lakh, respectively.
  • National Electronic Funds Transfer (NEFT): Funds can be transferred to banks other than HDFC by using this facility. The amount that can be transferred ranges from Rs.1 lakh to Rs.10 lakh. However, the account to which the amount will have to be transferred to must be added as a beneficiary.
  • Funds can be transferred from your HDFC account to another HDFC account by using different Customer IDs. Any transfer using this facility will be immediate.

HDFC Transaction Limits

The transaction limits provided by HDFC Bank’s net banking portal are mentioned in the table below:

Mode of Transfer Transfer Limit Charges
IMPS Up to Rs.2 lakh
  • From Rs.1 to Rs.1 lakh: Rs.5 plus GST
  • From Rs.1 lakh to Rs.2 lakh: Rs.15 plus GST
NEFT Rs.50 lakh
  • Up to Rs.1 lakh: Rs.2 plus GST
  • Above Rs.1 lakh: Rs.10 plus GST
RTGS Minimum Amount: Rs.2 lakh Maximum Amount: No upper limit (via branch), Rs.50 lakh (via net banking)

How to Pay the Credit Card Bill on the HDFC Online Banking Portal?

The procedure to pay the credit card bill on the net banking portal is simple and quick. However, individuals must first register for net banking in order to avail these services.

  • Initially, individuals must log in to their HDFC Bank net banking portal.
  • Next, you must link your credit card to the net banking account by using the credit card ATM PIN.
  • The option to transfer the money to the credit card can be found under the ‘Funds Transfer’ section as well as the ‘Credit Card’ section.

Features of HDFC Net Banking

  1. HDFC net banking brings you multiple features and benefits, which make it infinitely easier for you to manage your HDFC savings account and carry out transactions. Given below are just a few of the many features which HDFC net banking offers you.
  2. You can check your account balance and also download your account statement for the past 5 years in multiple formats with the click of a button.
  3. You can open a Fixed / Recurring Deposit Account with the bank.
  4. Transfer funds in a hassle free and secure manner via online fund transfer modes like NEFT and RTGS. You can also register for Third Party Transfer or even transfer funds between HDFC accounts as well as to non-HDFC bank accounts.
  5. Make quick and easy payments of utility bills, like electricity bills, water bills, landline bill, etc.
  6. Check your Credit Card details and also pay off Credit Card bills
  7. Do a quick recharge on your DTH connection or your prepaid mobile bill.
  8. Net banking also allows you to invest in Mutual Fund schemes of your choice.
  9. Booking travel tickets has never been easier. Now, you can book air or train tickets (via third party travel booking websites or IRCTC) with the help of net banking.
  10. Make easy payments to online merchants for purchasing Gift Cards for your loved ones.
  11. Make a variety of tax related transactions online like tax payments and viewing your Tax Credit Statement (Form 26AS).
  12. You can update your PAN Card details via net banking.
  13. Carry out banking related transactions like requesting for a new cheque book / Demand Draft, hotlist your debit/credit card or even make stop payment instructions of a cheque.
  14. Net banking also allows you to conveniently view your loan related details.
  15. You can place a request tore-generate your Debit Card PIN with the help of net banking by following some easy steps.
  16. Net banking also allows you to apply for an IPO.

HDFC Net Banking FAQs

  1. Which customers are eligible for net banking?

    All customers holding Savings or Current account with HDFC Bank can access Net Banking services.

  2. Are there any added benefits which I get with Net banking?

    HDFC Net Banking provides multiple benefits like statement requests, BillPay facility, fund transfer facility, stop cheque payment, etc.

  3. Are there any charges applicable for use of HDFC Net Banking?

    No, currently HDFC does not levy any charges for the use of its Net Banking facility. Customers must, however, maintain all minimum balance requirements associated with their accounts.

News About HDFC Net Banking - Steps to Register/Login Netbanking Online

  • HDFC Bank notifies analysts that improving IT systems could take up to 3 months

    Analysts have been informed by HDFC Bank that improving their IT system’s architectural efficiency would take up to 3 months and will take 6 weeks for their automate switchover to the disaster recovery system.

    This information which was given as a result of the RBI ordering a halt on the launch of any IT initiatives along with the issuing of any new credit cards until their IT systems have been fixed. The CFO of the bank had stated that the three system outages which the bank suffered since November 2018 had affected their mobile banking, net banking and power outage/backup data centres.

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