SBI Salary Account – Types, Benefits & How to Open

The variants are categorized based on the net monthly salary as follows:

Silver: Rs.10,000 to Rs.5,000

Gold: Above Rs.25,000 to Rs.50,000

Diamond: Above Rs.50,000 to Rs. 1 lakh

Platinum: Above Rs. 1 lakh 

Both options are offered according to the selected package variant 

Individuals who work for corporate institutions and service organizations, such as hospitals, transportation companies, hotels, and others, with a gross monthly income ranging from Rs. 5000 to Rs. 1 lakh or more, are eligible for SBI Salary Corporate Package. 

Unrestricted and with no fees (at any ATM of any bank). 

1. Personal Accident Insurance (Death) of up to Rs. 20 lakhs

1. Air Accident Insurance (Death) of up to Rs. 30 lakhs

1. Both are complimentary 

Additional features include:

1. SBI Credit Card options such as Simply CLICK SBI Card, Simply SAVE SBI Card, SBI Card Elite, Prime, and Unnati.

1. A multicity cheque book SMS alerts Up to 25% discount on locker charges 

The variants are categorized based on the net monthly salary as follows:

Silver: Rs.10,000 to Rs.5,000

Gold: Above Rs.25,000 to Rs.50,000

Diamond: Above Rs.50,000 to Rs. 1 lakh

Platinum: Above Rs. 1 lakh 

Unrestricted and with no fees (at any ATM of any bank). 

Individuals who work for Ministries and Departments under the Central Government, NABARD and RBI, Defence Civilians, and CGDA are eligible under the SBI Central Government Salary Package. 

1. Personal Accident Insurance (Death) of up to Rs. 20 lakhs

1. Air Accident Insurance (Death) of up to Rs. 30 lakhs.

1. Both are complimentary 

The provided benefits include:

1. A multicity of cheque book and draft.

1. Overdraft facility equivalent to 2 months of salary SMS alerts.

1. Personal accident insurance cover for death.

1. Discount on locker charges

Avail up to a 50% discount on processing fees for personal loans, home loans, car loans, and education loans. 

The variants are categorized based on the net monthly salary as follows:

Silver: Rs.10,000 to Rs.5,000

Gold: Above Rs.25,000 to Rs.50,000

Diamond: Above Rs.50,000 to Rs. 1 lakh

Platinum: Above Rs. 1 lakh 

These services are available free of cost. 

Individuals who are permanent employees of Boards/Corporations, aided schools, universities/colleges, and similar institutions, as well as those who work for the State Government and Union Territories, are eligible under the SBI State Government Salary Package. 

The benefits provided are: Cheque book and demand drafts SMS alerts Personal accident insurance cover for death Zero balance account.

This service is available and it is possible to create e-MODS and earn high interest. 

The variants are categorized based on the net monthly salary as follows:

Silver: Rs.10,000 to Rs.5,000

Gold: Above Rs.25,000 to Rs.50,000

Diamond: Above Rs.50,000 to Rs. 1 lakh

Platinum: Above Rs. 1 lakh 

Individuals who work for Indian Railways, including DMRC, Mumbai Metro, Kolkata Metro, Konkan Railway Corporation, and Bangalore Metro Rail Corporation, are eligible under the SBI Railway Salary Package. 

This service is available and it is possible to create e-MODS and earn high interest. 

1. Personal Accident Insurance (Death) of up to Rs. 20 lakhs.

1. Air Accident Insurance (Death) of up to Rs. 30 lakhs.

1. Both are complimentary 

The benefits provided include:

1. Chequebook and Demand Drafts.

1. SMS alerts Offers on SBI Debit Card.

1. Personal accident insurance cover for death.

1. Funds transfer via National Electronic Funds Transfer (NEFT) or Real-Time Gross Settlement (RTGS).

SBI Defence Salary Package is a zero balance savings accounts. 

The benefits provided are:

1. Cheque book and Demand Drafts.

1. SMS alerts Personal and air accidental insurance cover for death Auto-sweep facility 

These services are available free of cost. 

This service is available and it is possible to create e-MODS and earn high interest. 

Individuals who are serving in the Army, Navy, Air Force, Assam Rifles, Indian Coast Guard, Rashtriya Rifles (RR), and GREF (Border Road Organisation - BRO) are eligible under the SBI Defence Salary Package. 

The variants are categorized according to the equivalent rank in Central Armed Police Forces and the net monthly salary as follows:

Gold: Subedar Major, Inspector, Sub-Inspector, Assistant Sub Inspector, Head Constable, Constable, Enrolled Follower

Diamond: Deputy Commandant, Assistant Commandant

Platinum: Commandant, Second-in-Command, Director General, Special Director General, Additional Director General, Inspector General, Deputy Inspector General (For RPF, the variants are categorized according to the equivalent rank in Central Armed Police Forces). 

SBI Cental Armed Police Salary Package is a zero balance savings accounts. 

Individuals who are serving in the following forces are eligible under the SBI Central Armed Police Salary Package. Central Reserve Police Force (CRPF), Border Security Force (BSF), Central Industrial Security Force (CISF), Sashastra Seema Bal (SSB), Indo-Tibetan Border Police (ITBP), National Security Guard (NSG), Railway Protection Force (RPF), Railway Protection Special Force (RPSF) 

All ranks are eligible for a complimentary Personal Accident Insurance (Death) cover of Rs. 50 Lakhs, as well as a complimentary Air Accident Insurance (Death) cover of Rs. 1 Crore under the SBI Central Armed Police Salary Package. 

You can earn reward points and also get benefits like a chequebook, Demand Draft, SMS alerts, and personal and air accidental insurance cover (in case of death). 

These services are available free of cost. 

This service is available and it is possible to create e-MODS and earn high interest. 

The variants are categorized based on the net monthly salary as follows:

Silver: Rs. 10,000 to Rs. 5,000 (Steno, Clerical Staff, Asst. Grade-2, Driver, Hawaldar, Arakshak, Peon, Sepoy, Aradali, Follower)

Gold: Above Rs. 25,000 to Rs. 50,000 (Registrar (Lekha Adhikari), MTI, MTO, Asst. Quarter Master, Office Superintendent, Asst. Superintendent.)

Diamond: Above Rs. 50,000 to Rs. 1 lakh(Junior Staff Officer, District Commandant)

Platinum: Above Rs. 1 lakh (DG, IG, Addl. Commandant General, Senior Staff Officer) 

SBI Police Salary Package is a zero balance savings accounts. 

The SBI Police Salary Package is available for individuals employed in central police organizations, civil police, armed police, Government Railway Police (GRP), Railway Protection Force (RPF), Provincial Armed Constabulary (PAC), and similar organizations. 

Personal Accident Insurance (Death) of up to Rs. 20 lakhs. Air Accident Insurance (Death) of up to Rs. 30 lakhs. Both are complimentary 

Get personal and air accidental insurance coverage (in the event of death), access to a chequebook, Demand Draft and SMS alerts, and a Demat and online trading account during the time of onboarding. 

These services are available free of cost. 

This service is available and it is possible to create e-MODS and earn high interest. 

Avail up to a 50% discount on processing fees for personal loans, home loans, car loans, and education loans. 

The variants are categorized based on the net monthly salary as follows:

Silver: Rs. 10,000 to Rs. 5,000 (Steno, Clerical Staff, Asst. Grade-2, Driver, Hawaldar, Arakshak, Peon, Sepoy, Aradali, Follower)

Gold: Above Rs. 25,000 to Rs. 50,000 Registrar (Lekha Adhikari), MTI, MTO, Asst. Quarter Master, Office Superintendent, Asst. Superintendent.)

Diamond: Above Rs. 50,000 to Rs. 1 lakh (Junior Staff Officer, District Commandant)

Platinum: Above Rs. 1 lakh (DG, IG, Addl. Commandant General, Senior Staff Officer) 

SBI Police Salary Package is a zero balance savings accounts. 

One can be eligible under the SBI Indian Coast Guard Salary Package whether serving or retired from the Indian Coast Guard. 

All ranks are eligible for a complimentary Personal Accident Insurance (Death) cover of Rs. 50 lakhs and an Air Accident Insurance (Death) cover of Rs. 1 crore. All ranks are eligible for a complimentary Personal Accident insurance cover of Rs. 50 lakhs for Permanent Total Disablement, as well as a cover of up to Rs. 50 lakhs for Permanent Partial Disablement. 

Customers can enjoy various benefits such as personal and air accidental insurance coverage in case of death, attractive offers on SBI YONO and Debit Cards, as well as the convenience of a chequebook, Demand Draft and SMS alerts. Additionally, customers can also avail of a Demat and online trading account. 

These services are available free of cost. 

This service is available and it is possible to create e-MODS and earn high interest. 

Avail up to a 50% discount on processing fees for personal loans, home loans, car loans, and education loans.