Bank of Baroda offers its customers credit cards that come with exciting dining and online and in-store shopping benefits. Every time you use a Bank of Baroda Credit Card, you can earn reward points and redeem them. The bank offers four kinds of credit cards: Easy, Select, Premier and Prime.
|Type of credit card||Reward points|
|Easy||5 reward points every time you spend Rs.100 at departmental stores, on groceries, and at the movies|
|Select||5 reward points for every Rs.100 worth transactions made dining, utility bills and online shopping|
|Premier||Earn 10 reward points every time you make a purchase of Rs.100 on dining, and travel.|
|Prime||Receive PRIME against a fixed deposit of worth Rs.15,000 and more (no income proof required)|
Bank of Baroda credit card holders can earn Loyalty Points for every type of purchase done inclusive of shopping, dining, entertainment, travel bookings and much more. Customers can redeem accrued points for exciting gifts and merchandise from Bank of Baroda. Additionally, bonus points can also be got by customers making purchases with Bank of Baroda credit cards.
Loyalty or reward points can be got by Bank of Baroda customers according to the type of credit card held by them. The rate at which loyalty points can be earned is given below.
|Type of Bank of Baroda Credit Card||Rate at which loyalty points can be earned|
|BOBCARD Platinum Visa Credit Card||1 Loyalty Point for every Rs. 100 spent.|
|BOBCARD Platinum MasterCard Credit Card||2 Loyalty Points for every Rs. 100 spent.|
|BOBCARD Signature Visa Credit Card||2 Loyalty Points for every Rs. 100 spent.|
|BOBCARD Assure Credit Card||1 Loyalty Point for every Rs. 100 spent.|
|BOBCARD Titanium MasterCard Credit Card||1 Loyalty Point for every Rs. 100 spent.|
|BOBCARD Corporate Premium Credit Card||1 Loyalty Point for every Rs. 100 spent.|
Bank of Baroda credit card customers can get a cashback of 100% when they redeem their bonus points at the rate of 1 Bonus Point for Rs. 0.25. Bonus Points are valid for the entire financial year and can be redeemed within two months after the year closes.
Every Rs. 100 spent on all types of credit card transactions, except fuel transactions and cash withdrawals can earn customers 1 to 2 bonus points.
Bobcard Titanium, Bobcard Corporate Premium, Bobcard Assure and Bobcard Platinum Visa holders can get 1 bonus point for every Rs. 100 spent.
Bobcard Signature and Bobcard Platinum MasterCard holders can get 2 bonus points for every Rs. 100 spent.
Bonus Point redemptions can be done with the card holder placing a request at the online Bobcard portal or by sending an email to firstname.lastname@example.org. Redemptions can be done with a minimum of 500 bonus points by customers. Cancelled and blocked cards cannot be used for redemptions.
You can get dining benefits through reward points with Select and Premier credit cards.
Without submission of income proof, you will get a Prime against an FD of Rs.15,000 and more. With this card, you can get 4 reward points on every Rs.100 that you spend.
Yes, you will get a waiver of 1% as fuel surcharge on all your fuel transactions between Rs.400 and Rs.5,000. The maximum amount of waiver is Rs.250 per month.
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