Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Bank of Baroda Credit Card Reward Points Reviews

    • Bank of Baroda Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      It is a average experience for credit card with Bank of Baroda. There are no options for EMI when the transactions are high. It has to be more clear and the offers are normal. The limit is good and they need an improvement in the EMI facility so it is convenient.
      Was this review helpful? 1
      , eluru
      Reviewed on May 10, 2017
    • Bank of Baroda Credit Card
      "Better Service"
      0.5 3.0/5 "Satisfactory"
      I am holding a credit card with Bank of Baroda. It is not a life time free card. Also, I do not have any reward points and cash back offers on my card. I use this card for shopping purpose but I am not getting any discounts while using this card on shopping.
      Was this review helpful? 1
      , kota
      Reviewed on Apr 07, 2017
    • Bank of Baroda Credit Card
      "Improve the service"
      0.5 3.0/5 "Satisfactory"
      For more than fifteen years, I am using credit card of Bank of Baroda. Reward points are available for my card but I do not know to redeem those points, also no enough time to convert those reward points as well. The credit limit offered by them is not sufficient. So I had asked them to increase my credit limit but they said it will be upgraded shortly but till now my credit limit is still not upgraded.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Mar 17, 2017
    • Bank of Baroda Credit Card
      "Excellent service"
      0.5 4.0/5 "Great!"
      I was holding my Times Credit card from Bank of Baroda more than one year. I am happy with the offers, If I purchase for 1000 rupees with my credit card, They would provide the cash back from 50 to 200 rupees. BOB good in reward points and they are in credit limit. I appreciate the credit card bill part was good.
      Was this review helpful? 1
      , hosur
      Reviewed on Jan 03, 2017
    • Bank of Baroda Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I hold only one credit card and it is with Bank of Baroda. Being a long time customer of the bank, I do not see much of hassles in using this product as well. The limit is good and I use in when needed. The transactions go through easily and the statements are received on time and are clear.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Nov 28, 2016
    • Bank of Baroda Credit Card
      "Need to improve"
      0.5 2.0/5 "Expected more"
      Bank of Baroda credit card is the one which am having from the last one year of time. Credit limit is around 25000 Rupees and they are not caring about their customers. There are no offers like EMI option and reward points, also I would like to suggest that they need to improve in the customer service.
      Was this review helpful? 4
      , mumbai
      Reviewed on Jun 23, 2016
    • Bank of Baroda Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I am an exsisting customer of BOB. The services offered by them was very good. I use a credit card. It is a life time free card. The offers are good on the card. It has always been a satisfactory experience using any product with the bank. Good overall.
      Was this review helpful? 10
      , bangalore
      Reviewed on Jun 01, 2016
    • Bank of Baroda Credit Card
      "Need more options!"
      0.5 5.0/5 "Blown Away!"
      I would suggest the Bank of Baroda to enhance the EMI options against higher transactions. In the past 4 years of having the Platinum Visa card, I never faced any issues with them. Credit card payment are made through the bank of baroda website.
      Was this review helpful? 1
      , chennai
      Reviewed on Feb 29, 2016
    • Bank of Baroda Credit Card
      "Need more benefits!"
      0.5 4.0/5 "Great!"
      In the past 5 years of using the credit card with Bank of Baroda, they suggested me for the limit enhancement once. But I did not avail that at that time. Though I have the platinum card with them, the offers are not that much good when compared to other bank cards. Even a normal man can avail the basic card by submitting proper income proof details.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Feb 25, 2016
    • Bank of Baroda Credit Card
      "Needs improvement!"
      0.5 1.0/5 "Really Bad"
      I got this Titanium credit card processed from Bank of Baroda two months before. But there are no such attractive benefits available on the card. Even there is no auto debit option from the savings account. I would suggest them to improvise on these services.
      Was this review helpful? 3
      , raipur
      Reviewed on Jan 28, 2016
    • Bank of Baroda Credit Card
      "No way for any fees "
      0.5 4.0/5 "Great!"
      It is an platinum credit card which has the credit limit of 1.2 lakhs. Being as an employee of BANK OF BARODA I got this card. There is not additional fees as well as no annual fees. After 5 years I need renew this card but there is no charges. There is no promotional offers on this cards.
      Was this review helpful? 2
      , chennai
      Reviewed on Nov 27, 2015
    • Bank of Baroda Credit Card
      "Interest is high on the credit card.."
      0.5 2.0/5 "Expected more"
      There were lots of interest on the credit card and felt not right to continue and later I surrendered. My experience was not great with Bank of Baroda. I used an ordinary credit card for five years ago and gave that back. I purchased the product using this credit card but the rate was very high.
      Was this review helpful? 4
      , mumbai
      Reviewed on Nov 21, 2015
    • Bank of Baroda Credit Card
      "Customer satisfaction"
      0.5 5.0/5 "Blown Away!"
      I am holding a salary account with BOB based on which they have offered a credit card. Its very easy to use this account. They have given a credit limit of 20k. I am not using this card because of the lower limit. I am holding this card for a period of 15 years and mine is a Platinum credit card.
      Was this review helpful? 1
      , chennai
      Reviewed on Oct 17, 2015
    • Bank of Baroda Credit Card
      "Better card!!!"
      0.5 5.0/5 "Blown Away!"
      Platinum credit card with Bank of Baroda taken before 2 years. It is very useful for me. I also get offers like 5% discounts is utility bills etc Limit given for me was around 60,000. I am satisfied with it. Their customer support is really good with Bank of Baroda.
      Was this review helpful? 3
      , new delhi
      Reviewed on Oct 15, 2015
    • Bank of Baroda Credit Card
      "Good!!!"
      0.5 3.0/5 "Satisfactory"
      Master card taken from Bank of Baroda, since for many years I am using this card. They have given a good limit for me. Customer support was also good i had no issues at all. I use ti for all purchases this card is very useful for more. In terms of charges and interest they are good.
      Was this review helpful? 3
      , erode
      Reviewed on Oct 06, 2015
    • Bank of Baroda Credit Card
      "Happy credit!"
      0.5 3.0/5 "Satisfactory"
      For the past 14 years, I am having a Platinum credit card with Bank of Baroda. I am really happy with the credit card accessibility and I am looking for a good credit limit enhancement from them. I got to know that, there is an amount to be deposited to get a credit card from them. It would be better if they improve their service and response!
      Was this review helpful? 4
      , visakhapatnam
      Reviewed on Sep 21, 2015
    • Bank of Baroda Credit Card
      "Excellent"
      0.5 4.0/5 "Great!"
      I am using a BANK OF BARODA credit card for almost ten years. It is a very good bank to me, I can use this card everywhere because it is an International card to me. The card has very less charges in it which is nominal with other banks.
      Was this review helpful? 1
      , jaipur
      Reviewed on Sep 19, 2015
    • Bank of Baroda Credit Card
      "Poor Service!"
      0.5 1.0/5 "Really Bad"
      I am bit dissatisfied with the service offered by Bank of Baroda. All service are available with them but they are not well offered. I am holding the Platinum Credit card for more than 4 years. I am getting the statements properly and I am paying my credit card bills through salary account.
      Was this review helpful? 2
      , nagpur
      Reviewed on Aug 22, 2015
    • Bank of Baroda Credit Card
      "Need T o Be Improved "
      0.5 4.0/5 "Great!"
      I got a Platinum credit card from BANK OF BARODA with the credit limit of 75k. I am not frequently using this credit card because the card has limited offers. It would be great if they increase the benefits on the card.
      Was this review helpful? 3
      , pune
      Reviewed on Aug 13, 2015
    • Bank of Baroda Credit Card
      "Satisfied with the card...."
      0.5 5.0/5 "Blown Away!"
      My colleagues have suggested to take this platinum credit card with Bank of Baroda. While using the card for utility payments I get some offers but not sure about the benefits. Service charge is high in this card but it is life time free card. Credit limit is 50k and cash limit is 10k. I am not getting offer details timely and it should be followed.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jun 30, 2015
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    Bank of Baroda Credit Card Reward Points is Rated as "Great!" by 29 Users

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    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Bank of Baroda Credit Card Reward Points Program Overview:

    Bank of Baroda credit card holders can earn Loyalty Points for every type of purchase done inclusive of shopping, dining, entertainment, travel bookings and much more. Customers can redeem accrued points for exciting gifts and merchandise from Bank of Baroda. Additionally, bonus points can also be got by customers making purchases with Bank of Baroda credit cards.

    How can I earn reward points using Bank of Baroda Credit Cards?

    Loyalty or reward points can be got by Bank of Baroda customers according to the type of credit card held by them. The rate at which loyalty points can be earned is given below.

    Type of Bank of Baroda Credit Card Rate at which loyalty points can be earned.
    BOBCARD Platinum Visa Credit Card 1 Loyalty Point for every Rs. 100 spent.
    BOBCARD Platinum MasterCard Credit Card 2 Loyalty Points for every Rs. 100 spent.
    BOBCARD Signature Visa Credit Card 2 Loyalty Points for every Rs. 100 spent.
    BOBCARD Assure Credit Card 1 Loyalty Point for every Rs. 100 spent.
    BOBCARD Titanium MasterCard Credit Card 1 Loyalty Point for every Rs. 100 spent.
    BOBCARD Corporate Premium Credit Card 1 Loyalty Point for every Rs. 100 spent.

    Bonus Points Redemption Offers:

    Bank of Baroda credit card customers can get a cashback of 100% when they redeem their bonus points at the rate of 1 Bonus Point for Rs. 0.25. Bonus Points are valid for the entire financial year and can be redeemed within two months after the year closes.

    Every Rs. 100 spent on all types of credit card transactions, except fuel transactions and cash withdrawals can earn customers 1 to 2 bonus points.

    Bobcard Titanium, Bobcard Corporate Premium, Bobcard Assure and Bobcard Platinum Visa holders can get 1 bonus point for every Rs. 100 spent.

    Bobcard Signature and Bobcard Platinum MasterCard holders can get 2 bonus points for every Rs. 100 spent.

    How do you redeem Bank of Baroda bonus points?

    Bonus Point redemptions can be done with the card holder placing a request at the online Bobcard portal or by sending an email to [email protected] Redemptions can be done with a minimum of 500 bonus points by customers. Cancelled and blocked cards cannot be used for redemptions.

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