Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Bank of Baroda offers its customers credit cards that come with exciting dining and online and in-store shopping benefits. Every time you use a Bank of Baroda Credit Card, you can earn reward points and redeem them. The bank offers four kinds of credit cards: Easy, Select, Premier and Prime.
| Type of credit card | Reward points |
|---|---|
| Easy |
|
| Select |
|
| Premier |
|
| Prime |
|
Bank of Baroda credit card holders can earn Loyalty Points for every type of purchase done inclusive of shopping, dining, entertainment, travel bookings and much more. Customers can redeem accrued points for exciting gifts and merchandise from Bank of Baroda. Additionally, bonus points can also be got by customers making purchases with Bank of Baroda credit cards.
Loyalty or reward points can be got by Bank of Baroda customers according to the type of credit card held by them. The rate at which loyalty points can be earned is given below.
| Type of Bank of Baroda Credit Card | Rate at which loyalty points can be earned |
|---|---|
| BOB Platinum Visa Credit Card | 2 Loyalty Point for every Rs. 100 spent. |
| BOB Signature Visa Credit Card | 2 Loyalty Points for every Rs. 100 spent. |
| BOB Assure Credit Card | 1 Loyalty Point for every Rs. 100 spent. |
| BOB Titanium MasterCard Credit Card | 1 Loyalty Point for every Rs. 100 spent. |
Bank of Baroda credit card customers can get a cashback of 100% when they redeem their bonus points at the rate of 1 Bonus Point for Rs. 0.25. Bonus Points are valid for the entire financial year and can be redeemed within two months after the year closes.
Bonus Point redemptions can be done with the card holder placing a request at the online BOB portal or by sending an email to crm@bobcards.com. Redemptions can be done with a minimum of 500 bonus points by customers. Cancelled and blocked cards cannot be used for redemptions.
| Name of the partner | Offer description | Promocode | Link to the offer page | Days on which the offer is valid | Offer validity period |
|---|---|---|---|---|---|
| MYNTRA | 10% Instant Discount on a min spend of Rs 2500; Max Discount Rs. 1000 per card per month | Bin based, No promocode | www.myntra.com | Every Tuesday | 27th July 2021 |
| CRED | Earn cashback of Rs.1,500 over 3 months starting May: Rs.400 for paying rent the 1st month Rs.500 for paying rent the 2nd consecutive month Rs.600 for paying rent the 3rd consecutive month 1) Minimum rent amount Rs.15,000 in each month 2) Offer is valid only if you haven't used your Bank of Baroda Credit Card before 1st May 2021 on CRED RentPay 3) Only applicable if first payment with Bank of Baroda Credit Card on CRED RentPay is made between 1st May 2021 to 31st July 2021 4) Offer is auto-applied, and cashback will be credited directly to your card within 45 days from the date of payment | BIN based. No promocode. | https://app.cred.club/k63y/credrentboboffer | Daily (Whole Week) | 31st July 2021 |
| LICIOUS | 10% off on BoB Credit Cards on Licious. Min Purchase: Rs.1000. Max Discount: Rs.150 Valid on every Monday to Friday from 12th April to 30th June 2021 -Valid twice per card per month | BIN based. No promocode. | https://liciousapp.app.link/RIm2ZMfxcfb | Every Monday to Friday |
| Merchant or brand | Facilitator | Online/Offline | Offering | No cost EMI available | Additional cashback | Minimum swipe value | Campaign dates |
|---|---|---|---|---|---|---|---|
| Snapdeal | PayU | Online | EMI facility can be availed | No | No | Rs.2500 | On-going |
| HP | PayU | Online | EMI facility can be availed | No | No | Rs.2500 | On-going |
| Yatra | PayU | Online | EMI facility can be availed | No | No | Rs.2.500 | On-going |
| Oneplus.in | PayU | Online | EMI facility can be availed | No | No | Rs.2,500 | On-going |
| Vivo mobiles | mSwipe | Offline | EMI facility can be availed for Vivo mobiles at any store powered by mSwipe POS machines | Yes | 10% up to Rs.1,000 | Rs.2,500 | Perpetual till end date is confirmaed by brands |
| Oppo Mobiles | mSwipe | Offline | EMI facility can be availed while purchasing Oppo mobiles at any store powered by mSwipe POS machines | Yes | No | Rs.2,500 | Perpetual till end date is confirmaed by brands |
| Hafele India | mSwipe | Offline | EMI facility can be availed for durations 3 and 6 months. | Yes | No additional cashback | Rs.2,500 | On-going |
| Symphonie Mattress | mSwipe | Offline | No cost EMI facility can be availed on purchase of mattresses at Symphonie outlets for a duration 6 months | Yes | No | Rs.2,500 | Perpertual |
| VLCC | mSwipe | Offline | No cost EMI for 3,6,9,and 12 months duration available at VLCC | Yes | No | Rs.2,500 | Perpertual |
| Reliance Digital | Pinelabs | Offline | Get 5% cashback, up to Rs.2,000 on min swipe of Rs.10,000 with any purchase at Reliance digital store. | No | 5% up to Rs.2,000 | Rs.10,000 | 1st Mar - 30th June |
| Asus Laptops | mSwipe | Offline | Get no cost EMI facility for durations of 3 and 6 months duration across 70 Asus brand stores. | Yes | No | Rs.2,500 | Perpertual |
| Voltas | mSwipe | Offline | 10% cashback up to Rs.3500 on BoB credit card valid only on AC/REF/MW/WM for durations of 3, 6, 9 and 12 months EMI | Yes | 10% up to Rs.3,500 | Rs.20,000 | 1st Mar - 20th Sep |
| Voltas | Pinelabs | Offline | 10% cashback up to Rs.3500 on BoB credit card valid only on air coolers for durations of 3, 6, 9 and 12 months EMI | Yes | 10% up to Rs.3,500 | Rs.10,000 | 1st Mar - 20th Sep |
| Yatra | PayU | Online | 5% OFF (max. Rs.1,000) on domestic flights and get 5% OFF (max. Rs.5,000) on international flights. Use promo code YTBOBEMI to avail this offer | Yes (3&6 month) | 5% instant discount | Rs.5,000 for domestic and Rs.20,000 for international flight bookings | 18th Mar - 30th Sep |
| Xiaomi | Pinelabs | Offline + Online | Rs. 2000/- cash back on K20 Series. Valid on both EMI and full swipe. Avail no cost EMI for 6 months | Yes 6 months | Yes Rs.2,000 | Rs.2,500 | July 10th – July31st |
| MCR Textiles | mSwipe | Offline | No cost EMI for 3 and 6 months across 19 outlets in Kerala, TN | Yes 3,6 | No | Rs.2,500 | Perpetual |
| Furtados Music | mSwipe | Offline | No cost Emi available for 3,6, and 9 month duration | Yes 3,6,9 | No | Rs.2,500 | Perpetual |
You can get dining benefits through reward points with Select and Premier credit cards.
Without submission of income proof, you will get a Prime against an FD of Rs.15,000 and more. With this card, you can get 4 reward points on every Rs.100 that you spend.
Yes, you will get a waiver of 1% as fuel surcharge on all your fuel transactions between Rs.400 and Rs.5,000. The maximum amount of waiver is Rs.250 per month.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
