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    Bank of Baroda Credit Card Reward Points

    Bank of Baroda credit card holders can earn Loyalty Points for every type of purchase done inclusive of shopping, dining, entertainment, travel bookings and much more. Customers can redeem accrued points for exciting gifts and merchandise from Bank of Baroda. Additionally, bonus points can also be got by customers making purchases with Bank of Baroda credit cards.

    How can I earn reward points using Bank of Baroda Credit Cards?

    Loyalty or reward points can be got by Bank of Baroda customers according to the type of credit card held by them. The rate at which loyalty points can be earned is given below.

    Type of Bank of Baroda Credit Card Rate at which loyalty points can be earned.
    BOBCARD Platinum Visa Credit Card 1 Loyalty Point for every Rs. 100 spent.
    BOBCARD Platinum MasterCard Credit Card 2 Loyalty Points for every Rs. 100 spent.
    BOBCARD Signature Visa Credit Card 2 Loyalty Points for every Rs. 100 spent.
    BOBCARD Assure Credit Card 1 Loyalty Point for every Rs. 100 spent.
    BOBCARD Titanium MasterCard Credit Card 1 Loyalty Point for every Rs. 100 spent.
    BOBCARD Corporate Premium Credit Card 1 Loyalty Point for every Rs. 100 spent.

    Bonus Points Redemption Offers:

    Bank of Baroda credit card customers can get a cashback of 100% when they redeem their bonus points at the rate of 1 Bonus Point for Rs. 0.25. Bonus Points are valid for the entire financial year and can be redeemed within two months after the year closes.

    Every Rs. 100 spent on all types of credit card transactions, except fuel transactions and cash withdrawals can earn customers 1 to 2 bonus points.

    Bobcard Titanium, Bobcard Corporate Premium, Bobcard Assure and Bobcard Platinum Visa holders can get 1 bonus point for every Rs. 100 spent.

    Bobcard Signature and Bobcard Platinum MasterCard holders can get 2 bonus points for every Rs. 100 spent.

    How do you redeem Bank of Baroda bonus points?

    Bonus Point redemptions can be done with the card holder placing a request at the online Bobcard portal or by sending an email to crm@bobcards.com. Redemptions can be done with a minimum of 500 bonus points by customers. Cancelled and blocked cards cannot be used for redemptions.

    Check Other Banks Credit Card Reward Points Online 2018

    Bank of Baroda Credit Card Reward Points Reviews

    • Bank of Baroda Credit Card
      "Reminder alert should be implement"
      0.5 3.5/5 "Pretty good"
      For the minimum amount due the interest rate is good around 14% in Bank of Baroda credit card, the customer service is good. But there was no message or calls from the bank end about the billing details. My due date 20 days, because of non reminder I just missed my payment. However the credit limit is good.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jan 14, 2019
    • Bank of Baroda Credit Card
      "Good in Service"
      0.5 4.0/5 "Great!"
      I hold a salary account in Bank of Baroda and its been 10-15 years i am a customer of Bank of Baroda. Customer service is good and also they respond whenever there is any kind of concern or request. The net banking and mobile banking is easy to access.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 13, 2019
    • Bank of Baroda Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I am not happy with the credit card services of Bank of Baroda, there was no annual fee charged for this credit card. They assured a credit limit of Rs 1 lac but they gave very less credit limit. Customer support was not up to the mark and they misguided me.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 28, 2018
    • Bank of Baroda Credit Card
      "Should come up with Mobile App"
      0.5 3.0/5 "Satisfactory"
      I am using a Credit card of Bank of Baroda. The limit given is less by them and if they extend, it will be great. I do get offers here and The only concern here is that they don't have a Mobile Banking app. Every time i need to get to the desktop version to get things done, if Bank of Baroda comes with a mobile App it will be very useful for customer to access.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 27, 2018
    • Bank of Baroda Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I am a customer of Bank of Baroda and when it comes to the public sector bank , Bank of Baroda does things the best in terms of services. I am a customer of Bank of Baroda since the last 16 years and i am happy with the services. Customer handling is very good here.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 23, 2018
    • Bank of Baroda Credit Card
      "Bad service"
      0.5 1.0/5 "Really Bad"
      I have been using Bank of baroda for a while, i am not happy with there service, they have given me just 25,000 as an credit limit, which was very disappointed me as comparing to other credit card they have given me too low, i have not generated my password, and there service is also not up to the mark, and they have not charged any annual fee yet if they charged then i will close this bank card itself.
      Was this review helpful? 0
      , delhi
      Reviewed on Dec 07, 2018
    • Bank of Baroda Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      I am using Bank of Baroda card for one year, they don't have any annual fee. The credit limit is good. I didn't get any reward points, its convention to use anywhere, Its safe and secured I am getting OTP all the time for all transaction which I do.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 14, 2018
    • Bank of Baroda Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have been using the BANK OF BARODA credit card , i receive my card today i applied for this card before 3 month back but after 50 days only i got but once the application got approved then the process was good . I have my locker with the same bank and they gave decent credit limit . The charges are also economical .
      Was this review helpful? 1
      , gurgaon
      Reviewed on Oct 28, 2018
    • Bank of Baroda Credit Card
      "GOOD"
      0.5 3.0/5 "Satisfactory"
      I have purchased the credit card with BANK OF BARODA but i am not satisfied with the credit limit which is very lower and it is not sufficient to me. The service is good from the online as well as through the offline. It is a good and also it is a user friendly card to use.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 20, 2018
    • Bank of Baroda Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with Bank of Baroda from last 6 months, an annual fee of Rs 499 has to be paid for this credit card,. It is a Platinum credit card where i get good offers like reward points. The credit limit is fine in this credit card and all my transactions are hassle free.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 09, 2018
    • Bank of Baroda Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with Bank of Baroda from last 2 months, the credit limit provided by this credit card is sufficient. I did not find any offers in this credit card so far but the services are best when compared to others. There was no annual fee charged for this credit card.
      Was this review helpful? 1
      , vadodara
      Reviewed on Sep 27, 2018
    • Bank of Baroda Credit Card
      "GOOD CARD"
      0.5 4.0/5 "Great!"
      My credit card was taken with BANK OF BARODA , i like the benefits with the card . I use this card for so many purpose like shopping , traveling , grocery , booking tickets . There is no joining fee at the time of getting the card . They offered good credit limit .
      Was this review helpful? 1
      , pune
      Reviewed on Sep 03, 2018
    • Bank of Baroda Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken my credit card with BANK OF BARODA 4 months . I hold a platinum card and the credit limit is 1 lakh which is sufficient. Their customer service and responses was good. The offers are reward point and cash back offers. Its a life time free card.
      Was this review helpful? 1
      , coimbatore
      Reviewed on Aug 31, 2018
    • Bank of Baroda Credit Card
      "good "
      0.5 4.0/5 "Great!"
      My credit card was taken with BANK OF BARODA 1year back. They offered life time free credit card. Offers like reward point are very good in BANK OF BARODA credit card.Customer service is fine and they respond on time. Credit limit is fine in this credit card.
      Was this review helpful? 2
      , mumbai
      Reviewed on Aug 02, 2018
    • Bank of Baroda Credit Card
      "BEST"
      0.5 5.0/5 "Blown Away!"
      MY credit card was taken with BANK OF BARODA bank 1year back.The annual fee is 500rs which is satisfactory. I said to bank to increase credit limit they said they will,hope to receive soon. Mostly i use this card to do shopping but i am not aware about the reward points.Customer service response is good.
      Was this review helpful? 4
      , mumbai
      Reviewed on Jul 23, 2018
    • Bank of Baroda Credit Card
      "Average Card"
      0.5 5.0/5 "Blown Away!"
      They are giving very less offers hence I'm not using this card much. I have to pay the annual fee of Rs. 500. I don't remember about the offers provided by this credit card. For past 6 months ago i have purchase this credit card. There are no issues with the credit card. They have offered me a credit limit of Rs. 20000.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Jul 19, 2018
    • Bank of Baroda Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      My credit card was take with BANK OF BARODA 15 years back. They have offered master card and there is no much benefit of holding this card here. The given credit limit was just 50,000 which is not satisfactory . The customer service and responses was up to the mark.My overall experience was not satisfactory .
      Was this review helpful? 3
      , coimbatore
      Reviewed on Jun 20, 2018
    • Bank of Baroda Credit Card
      "Average card"
      0.5 4.0/5 "Great!"
      I have a credit card with Bank of Baroda from last 3 years, the credit card services are not up to the mark with this bank. Net banking services is easy to make credit card bill payments. Offers like reward points are good in this card and the credit limit is sufficient in this card.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jun 11, 2018
    • Bank of Baroda Credit Card
      "Good Card"
      0.5 3.5/5 "Pretty good"
      Am using Bank of Baroda credit card for all purpose. I have low credit limit in this card than other card and am not satisfied with it. As there is no additional charges for transaction which i make . And there customer service and response is satisfactory . As there is annual charges of rs 500 it gets waived off after using certain limit Getting discounts @ amazon and cash back offers.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jun 06, 2018
    • Bank of Baroda Credit Card
      "Average Service"
      0.5 1.0/5 "Really Bad"
      I have a credit card with the Bank Of Baroda. This card is also a useless card with out any commendable offers or discounts. I rarely use the card and never had any issues with their services. Overall it is a useless card for me as far as I am concerned.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 25, 2018
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