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  • Bank of Baroda Credit Card Reward Points

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    Bank of Baroda credit card holders can earn Loyalty Points for every type of purchase done inclusive of shopping, dining, entertainment, travel bookings and much more. Customers can redeem accrued points for exciting gifts and merchandise from Bank of Baroda. Additionally, bonus points can also be got by customers making purchases with Bank of Baroda credit cards.

     

    How can I earn reward points using Bank of Baroda Credit Cards?

    Loyalty or reward points can be got by Bank of Baroda customers according to the type of credit card held by them. The rate at which loyalty points can be earned is given below.

     
    Type of Bank of Baroda Credit Card Rate at which loyalty points can be earned
    BOBCARD Platinum Visa Credit Card 1 Loyalty Point for every Rs. 100 spent.
    BOBCARD Platinum MasterCard Credit Card 2 Loyalty Points for every Rs. 100 spent.
    BOBCARD Signature Visa Credit Card 2 Loyalty Points for every Rs. 100 spent.
    BOBCARD Assure Credit Card 1 Loyalty Point for every Rs. 100 spent.
    BOBCARD Titanium MasterCard Credit Card 1 Loyalty Point for every Rs. 100 spent.
    BOBCARD Corporate Premium Credit Card 1 Loyalty Point for every Rs. 100 spent.
     

    Bonus Points Redemption Offers:

    Bank of Baroda credit card customers can get a cashback of 100% when they redeem their bonus points at the rate of 1 Bonus Point for Rs. 0.25. Bonus Points are valid for the entire financial year and can be redeemed within two months after the year closes.

    Every Rs. 100 spent on all types of credit card transactions, except fuel transactions and cash withdrawals can earn customers 1 to 2 bonus points.

    Bobcard Titanium, Bobcard Corporate Premium, Bobcard Assure and Bobcard Platinum Visa holders can get 1 bonus point for every Rs. 100 spent.

    Bobcard Signature and Bobcard Platinum MasterCard holders can get 2 bonus points for every Rs. 100 spent.

     

    How do you redeem Bank of Baroda bonus points?

    Bonus Point redemptions can be done with the card holder placing a request at the online Bobcard portal or by sending an email to crm@bobcards.com. Redemptions can be done with a minimum of 500 bonus points by customers. Cancelled and blocked cards cannot be used for redemptions.

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    Bank of Baroda Credit Card Reward Points Reviews

    • Bank of Baroda Credit Card
      "Simply as a credit card without any offers"
      0.5 1.0/5 "Really Bad"
      I am having a credit card from Bank of Baroda but they are not providing any offers even on festival days. They have simply issue the card to the customer but they are charging me a annual fee. Actually as a nationalized bank, i have chosen this card and now i have decided to close this card.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jan 21, 2020
    • Bank of Baroda
      Bank of Baroda Credit Card
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I have Bank of Baroda credit card which was taken through Bank and am having a salary account on this same bank so much comfortable to do my bills. I am satisfied with the credit limit, getting cash back offers and reward point but i am not using it.
      Was this review helpful? 1
      , surat
      Reviewed on Jan 02, 2020
    • Bank of Baroda Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I asked Bank of Baroda customer care to upgrade the credit limit but they told me that based on my eligibility only they have given me the limit of Rs. 20000 above which is less when i compared to other credit cards. I am having a account with Bank of Baroda thats the reason i have chosen this card. There are some daily offers for food and travel.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 27, 2019
    • Bank of Baroda Credit Card
      "Good "
      0.5 5.0/5 "Blown Away!"
      I am using BANK OF BARODA credit card for more than 2 years. I was applied a card directly to bank. It is annual fee chargeable of 500 plus GST, but there is no option for waiver off. They have offered a credit limit of 25K. I use this card for many purposes.
      Was this review helpful? 0
      , jaipur
      Reviewed on Dec 23, 2019
    • Bank of Baroda Credit Card
      "Best Service"
      0.5 4.0/5 "Great!"
      I have Bank Of Baroda credit card which was offered by Bank .Since I am holding a salary account I have got this credit card offer .I am using this credit card for the past 2 months only .The credit limit was up to 60,000 only and this was a free card .There are cash back offers as well as reward points. I am rarely using this card so far.
      Was this review helpful? 2
      , mumbai
      Reviewed on Nov 04, 2019
    • Bank of Baroda Credit Card
      "Worst customer care service"
      0.5 1.0/5 "Really Bad"
      In Bank of Baroda, i had a lots of problems. Their customer care service is very worst because if i approach their number, every time, they asked me to call me a different number. I have already canceled the credit card. I had a bank account with them hence they forced me to take the product.
      Was this review helpful? 16
      , new delhi
      Reviewed on Oct 03, 2019
    • Bank of Baroda Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      Since I am holding a salary account Bank of Baroda for many years they have offered for a card directly from their end. It is a life time free credit card and the credit limit was sufficient to use. I have taken a credit card on 4 months before and the process was good.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Sep 14, 2019
    • Bank of Baroda Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I am thinking to close Bank of Baroda card in future. Actually am having many cards so just to avoid more card. Its not that they are not providing good benefits according to my convenient. The credit limit is 50K and it was fine. The interest rate is affordable. This card is having annual fee and if use it for certain limit then will be waived off. It was free for the first year.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 11, 2019
    • Bank of Baroda Credit Card
      "Bad service"
      0.5 3.0/5 "Satisfactory"
      Sales Executive approached me and provided me a Bank of Baroda card by saying that many benefits are available like discounts, cashbacks. When i started using the card, i have not get any facility hence sales executive making the customers fool. I don't get any offer on fuels and ticket booking.
      Was this review helpful? 1
      , thane
      Reviewed on Aug 30, 2019
    • Bank of Baroda Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      Bank of Baroda is a nice card and i didn't expect that the Government bank is providing a good customer care service. I'm keep getting the messages but i have not used. Bank called me since i have a account with them hence i like to go with them. There was an annual fee but it was subjected to pay for the first year and there was a criteria which i have to be used hence i won't get the second year annual fee.
      Was this review helpful? 4
      , chandigarh
      Reviewed on Aug 17, 2019
    • Bank of Baroda Credit Card
      "Need to enhance the credit limit"
      0.5 5.0/5 "Blown Away!"
      I have Bank Of Baroda credit card which was taken directly to them .I am using this credit card for the past 7 months and it is an annual fee chargeable card. The credit limit was not good and as per my requirement I have not receive the limit for this card.
      Was this review helpful? 1
      , lucknow
      Reviewed on Aug 12, 2019
    • Bank of Baroda Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have Bank Of Baroda credit card which was taken through Bank directly .I am using this credit card for the pat 1 year and it is a free card ,The credit limit was good and while submitting documents there was no issues ,I am really satisfied with the service .This card is good to use and customer service was good as well.
      Was this review helpful? 4
      , ahmedabad
      Reviewed on Aug 03, 2019
    • Bank of Baroda Credit Card
      "CONVENIENT PORTAL TO USE"
      0.5 4.0/5 "Great!"
      It is the salary account that i am using from last 6 years and above. There are no charges applicable with the banking services. The online banking is good also it is safe and secure to use. The customer support is good added on that the overall service is good.
      Was this review helpful? 5
      , pune
      Reviewed on Jul 29, 2019
    • Bank of Baroda Credit Card
      "Easy to use the card"
      0.5 5.0/5 "Blown Away!"
      I bank with Bank of Baroda for the credit card. The customer services and response is good. They have given me a good credit limit. The statements are clear and it is sent to me on time. There are good offers. There are no hassles while using the card.
      Was this review helpful? 1
      , faridabad
      Reviewed on Jul 25, 2019
    • Bank of Baroda Credit Card
      "Need to use the card a lot"
      0.5 4.0/5 "Great!"
      I have got a credit card from Bank of Baroda. They have provided me a lots of offers but i'm not getting a chance to use it. They provide good insurance to you. After i took the loan, they have called me and provided me a free card with a good limit. I'm not tried their customer care service even though i hold for 8 months
      Was this review helpful? 3
      , bangalore
      Reviewed on Jul 20, 2019
    • Bank of Baroda Credit Card
      "Need to use the card a lot"
      0.5 4.0/5 "Great!"
      I have got a credit card from Bank of Baroda. They have provided me a lots of offers but I'm not getting a chance to use it. They provide good insurance to you. After i took the loan, they have called me and provided me a free card with a good limit. I'm not tried their customer care service even though i hold for 8 months
      Was this review helpful? 3
      , bangalore
      Reviewed on Jul 20, 2019
    • Bank of Baroda Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      There are no issues with the credit card that i am using with the BANK OF BARODA since from last few years. The card gas the good credit limit added on that it is a payable card for yearly once. The card is user friendly to use, overall service is good.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Jul 17, 2019
    • Bank of Baroda Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have been using Bank of Baroda credit card but now i have closed my card because i was holding other 2 credit cards. They have provided with great valuable offers which was much more satisfy to me with the card and also it is life time free card.
      Was this review helpful? 2
      , chandigarh
      Reviewed on Jul 11, 2019
    • Bank of Baroda Credit Card
      "Best card forever"
      0.5 4.0/5 "Great!"
      I am a staff of Bank OF India, they give good support to the customers but they are charging for the yearly fee around Rs. 200 per annum. I get loyalty points on hotels, restaurant and also I am getting the reward points for my spends. I am using this card for last 20 years.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 09, 2019
    • Bank of Baroda Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been holding my credit card with Bank of baroda from past six months almost, they have given me this card as i hold their account from long time, they have not charged me annual fee as it is life time free credit card, but i am not happy with the credit limit they have charged me up to 25,000 which was less, the interest rate charges are high.
      Was this review helpful? 1
      , pune
      Reviewed on Jul 09, 2019
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