Bank of Baroda Prime Credit Card

Some of the features of Bank of Baroda Prime Credit Card are:

1. Guaranteed issuance against fixed deposit of Rs.15,000 and above without having to produce any income proof
2. You will receive 4 rewards point or Re.1 on redemption on every Rs.100 spent by you
3. You don't have to pay any joining or annual fee for the first year
4. If you purchase fuel with price ranging between Rs.400 and Rs.5,000, then the 1% fuel surcharge will be waived off. The maximum discount you will be eligible to receive is up to Rs.250
5. There are multiple options to redeem your reward points as cashback
6. On making any transaction of Rs.2,500 and above you will have the option of paying the amount back through EMIs with repayment tenure ranging between 6 months and 1 year

Benefits of BOB Prime Credit Card

1. You can get up to 3-lifetime add-on credit cards for your parents, spouse, and children above the age of 18 years
2. You will also receive an inbuilt insurance cover on purchasing a Bank of Baroda Prime Credit Card. You will get a free Personal Accidental Death Insurance Cover which will ensure that your loved ones do not face any financial problems in case of your death due to an accident
3. You will not have to pay any liability fee if you report the loss of your card to the bank immediately
4. You will enjoy 50 days of interest-free credit from the date of issuance of the card
5. You can plan your spends as per your convenience by simply paying the minimum amount due

Bank of Baroda Prime Credit Card Fees & Charges

1. The first-year fee is free. You won't have to pay anything to the bank
2. The annual fee for the first year is also free. You pay zero amount to the bank

Documents Required for Bank of Baroda Prime Credit Card

These are the documents you may be asked to submit when you apply for this card:

How to Apply for Bank of Baroda Prime Credit Card

Given below are the steps you will have to follow in order to apply for Bank of Baroda Prime Credit Card:

1. Visit the official website of Bank of Baroda Financial
2. On the main page, you will find the Bank of Baroda Prime Credit Card. Under it click on 'Know More'
3. You will be directed to a new page. Scroll down and click on 'Apply Now'
4. You will be taken to a new page, where you will have to fill the application form. Make sure all the details provided by you is correct
5. Once you have filled all the details, click on the box stating that you agree with the terms and conditions
6. Click on 'Submit'
7. A representative from the bank will get in touch with you and will help you with the process of applying for the Bank of Baroda Prime Credit Card

You can also apply for the Bank of Baroda Prime Credit Card by sending an SMS to 9223990624. You will have to type 'Apply' and send the SMS to the number mentioned. A representative from the bank will get in touch with you.

Credit cards make payments easy for all expenses online and offline while offering various benefits

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