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    Kotak Credit Card Reward Points

    Card
    1st Year Fee
    Rewards
    Joining Perks
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    499
    Response Time Within 30 minutes
    999
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    1999
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    Kotak Credit Card Reward Points Reviews

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    Kotak Mahindra Bank Credit Cards Reward Points Program Overview:

    Kotak Mahindra Bank offers a plethora of credit card options with varying rewards benefits, depending on the type of card held by the customer. Card holders can earn reward points on purchase transactions and then redeem them for gifts and vouchers from the online rewards catalogue. Kotak credit card holders will automatically get enrolled for the rewards program once they avail a new card.

    How can I earn reward points using Kotak Mahindra Bank Credit Cards?

    Kotak Mahindra Bank customers can earn reward points based on the type of credit card they hold. The rate of earning points varies from one card to another. The below given table illustrates the same -

    Type of Kotak Mahindra Bank Credit Card

    Rate at which rewards points can be earned.

    Kotak Mahindra Bank Silk Inspire Credit Card

    5X reward points for every Rs. 100 spent, with a minimum retail purchase of Rs. 75,000 in one billing cycle.

    Kotak Mahindra Bank Urbane Gold Card

    3X reward points for every Rs. 100 spent on retail purchases.

    Kotak Mahindra Bank Essentia Platinum Credit Card

    10 Saving Points for every Rs. 100 spent at Grocery and departmental stores. The minimum transaction amount should be Rs. 1500 and the maximum should be Rs. 4000. Customers can earn up to 500 Savings points in one month.

    Kotak Mahindra Bank Royale Signature Card

    Earn up to 15X reward points for every Rs. 100 spent at Visa merchant outlets inclusive of holidays, air tickets and international transactions and shopping.

    5X reward points for every Rs. 100 spent on all other types of transactions.

    Kotak Mahindra Bank League Platinum Card

    Earn up to 8X reward points for every Rs. 150 spent on holidays, air tickets and international transactions and shopping.

    Kotak Mahindra Bank PVR Gold Card

    Free PVR tickets if the credit card spend is Rs. 7500, Rs. 15000 or above.

    Kotak Mahindra Bank PVR Platinum Card

    Free PVR tickets if the credit card spend is Rs. 7500 or above.

    Kotak Mahindra Bank Feast Gold Card

    10 Dining Points for a spend of Rs. 5000 or above on movies and dining.

    The first five movie and dining transactions will get the customer 600 dining points.

    Kotak Mahindra Bank NRI Royale Signature Card

    2X rewards for every Rs. 200 spent outside India.

    1 reward points for every Rs. 200 spent within the country.

    Kotak Mahindra Bank Aqua Gold Card

    For spends above Rs. 1.5 lakhs, customers can get a cashback of Rs. 750 or four PVR tickets.

    Kotak Mahindra Bank Fortune Gold Card

    For spends above Rs. 1.5 lakhs, customers can get a cashback of Rs. 750 or four PVR tickets.

    How do you redeem Kotak reward points?

    • Kotak Mahindra Bank customers can redeem accrued rewards points by logging in to their net banking accounts available on kotak.com.
    • The credit card holder has to login in using their CRN, Dynamic Access Code and password.
    • Then the type of credit card held has to be chosen to initiate the redemption process.
    • To initiate a rewards redemption, customers have to select the type of redemptions that they want to make and then proceed further.
    • Accrued rewards points can be redeemed for air tickets, mobile recharge, merchandise, bus tickets, movie tickets and hotel accommodation.

    What do you redeem Kotak reward points for?

    Kotak Mahindra Bank customers can redeem accrued reward points for gifts, vouchers, tickets, movies and much more from the online catalogue. The redemption benefits vary depending on the type of credit card held by the customer.

    Type of Kotak Mahindra Bank Credit Card

    Redemption Options

    A

    B

    Silk Inspire Credit Card

    Card holders can get 8 free PVR tickets in a year. Customers can redeem the Star Pass Code issued for online PVR Movie Ticket bookings on www.pvrcinemas.com.

    Customers can get up to 2000 reward points which can be redeemed for Movie Tickets, Air tickets, Branded Merchandise, Air miles and Mobile Recharge.

    Urbane Gold Card

    With a spend of Rs. 1 lakh for one year, customers can get 4 free PVR tickets.

    Customers can get up to 10000 reward points which can be redeemed for Movie Tickets, Air tickets, Branded Merchandise, Air miles and Mobile Recharge.

    Essentia Platinum Credit Card

    Card holders can get 12 free PVR tickets in a year. Customers can redeem the Star Pass Code issued for online PVR Movie Ticket bookings on www.pvrcinemas.com.

    Accrued rewards points will be directed to the customer’s account by the next billing cycle. Accumulated Savings Points can be converted into EasyPoints to be redeemed for Branded Merchandise, Air tickets and Mobile Recharge.

    1 Saving Point would equal 2 Easy Points.

    Royale Signature Card

    Accumulated rewards points can be converted into EasyPoints to be redeemed for Branded Merchandise, Air tickets and Mobile Recharge.

    5 Reward Point would equal 1 Easy Point.

    Air ticket vouchers can be redeemed www.myKotakRewards.com and comes with a validity of six months.

    League Platinum Card

    Card holders can get 8 free PVR tickets in a year. Customers can redeem the Star Pass Code issued for online PVR Movie Ticket bookings on www.pvrcinemas.com.

    Accrued rewards points will be directed to the customer’s account by the next billing cycle. Accumulated rewards points can be converted into EasyPoints to be redeemed for Branded Merchandise, Air tickets and Mobile Recharge.

    5 Reward Point would equal 1 Easy Point.

    Movie ticket vouchers can be redeemed www.myKotakRewards.com and comes with a validity of three months.

    PVR Gold Card

    The free movie tickets can be redeemed at www.pvrcinemas.com or at the Box Office.

    PVR Platinum Card

    The free movie tickets can be redeemed at www.pvrcinemas.com or at the Box Office.

    Feast Gold Card

    Accumulated rewards points can be converted into EasyPoints to be redeemed for Branded Merchandise, Air tickets and Mobile Recharge.

    1 Reward Point would equal 2 Easy Points.

    NRI Royale Signature Card

    Accumulated rewards points can be converted into EasyPoints to be redeemed for Branded Merchandise, Air tickets and Mobile Recharge.

    1 Reward Point would equal Re 1.

    1 Reward Point would equal 2 Easy Points.

    Aqua Gold Card

    The free movie tickets can be redeemed at www.pvrcinemas.com. The cashback will sent to the card account by the next billing cycle.

    Fortune Gold Card

    The free movie tickets can be redeemed at www.pvrcinemas.com. The cashback will sent to the card account by the next billing cycle.

    myKotakRewards Program:

    Kotak Mahindra Bank credit card customers will be automatically enrolled under the myKotakRewards Program and redeem accrued rewards points for exciting gifts, vouchers, tickets and merchandise from the online rewards catalogue. Kotak Reward Points come with a validity period of three years within which redemptions have to be made by credit card holders. The value of 1 myKotakRewards Point depends on the type of Kotak credit card held by the customer.

    Customers can earn 4 Kotak Reward Points for every Rs. 100 spent on all types of credit card transactions.

    Customers can earn 6 Kotak Reward Points for every Rs. 100 spent on preferred category transactions.

    List of Kotak Mahindra Bank Credit Cards available with Rewards benefits:

    Types of Kotak Mahindra Bank Credit Cards

    Name of the Rewards Program

    Rewards Redemption Benefits

    Silk Inspire Credit Card

    myKotakRewards Program

    Cash

    Air Miles

    Airline tickets

    Movie Tickets

    Branded Merchandise

    Mobile Recharge

    Urbane Gold Card

    myKotakRewards Program

    Cash

    Air Miles

    Airline tickets

    Movie Tickets

    Branded Merchandise

    Mobile Recharge

    Essentia Platinum Credit Card

    myKotakRewards Program

    Cash

    Air Miles

    Airline tickets

    Movie Tickets

    Branded Merchandise

    Mobile Recharge

    Royale Signature Card

    myKotakRewards Program

    Cash

    Air Miles

    Airline tickets

    Movie Tickets

    Branded Merchandise

    Mobile Recharge

    League Platinum Card

    myKotakRewards Program

    Cash

    Air Miles

    Airline tickets

    Movie Tickets

    Branded Merchandise

    Mobile Recharge

    PVR Gold Card

    -

    PVR Movie Tickets

    PVR Platinum Card

    -

    PVR Movie Tickets

    Feast Gold Card

    myKotakRewards Program

    Cash

    Air Miles

    Airline tickets

    Movie Tickets

    Branded Merchandise

    Mobile Recharge

    NRI Royale Signature Card

    -

    Cash

    Air Miles

    Airline tickets

    Movie Tickets

    Branded Merchandise

    Mobile Recharge

    Aqua Gold Card

    -

    PVR Movie Tickets

    Cashback

    Fortune Gold Card

    -

    PVR Movie Tickets

    Cashback

    FAQs for myKotakRewards Program:

    1. Can Non-Indian citizens enroll under the myKotakRewards Program?

      Yes, if the customer is a resident of India and carries a valid Kotak Mahindra Bank credit card, he/she will be automatically enrolled under the myKotakRewards Program.

    2. How can Kotak Mahindra Bank customers check the reward point balance in their accounts?

      Customers have to visit the Kotak Rewards site or otherwise call the Customer Care Helpdesk at 1800 419 6888.

    3. Will Kotak Mahindra Bank credit card holders receive a monthly statement with regards to their reward point’s accrual?

      Yes, a monthly statement will be sent to the customer which will record the transactions done and the reward points accrued during the course of the month.

    4. What does “Preferred Category” mean for Kotak credit card customers?

      Under the “Preferred Category” customers can choose to spend on specific segments, namely entertainment, travel, dining and grocery and earn higher reward points.

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