Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    Kotak Credit Card Reward Points

    Kotak Mahindra Bank offers a plethora of credit card options with varying rewards benefits, depending on the type of card held by the customer. Card holders can earn reward points on purchase transactions and then redeem them for gifts and vouchers from the online rewards catalogue. Kotak credit card holders will automatically get enrolled for the rewards program once they avail a new card.

    Super Duper Offer by Bankbazaar

    • Avail a gift voucher worth upto Rs.1000 from Amazon on applying for a credit card
    • Voucher will be provided upon approval of the credit card application
    • Offer will be valid from December 1, 2018 to December 31, 2018

    How can I earn reward points using Kotak Mahindra Bank Credit Cards?

    Kotak Mahindra Bank customers can earn reward points based on the type of credit card they hold. The rate of earning points varies from one card to another. The below given table illustrates the same -

    Type of Kotak Mahindra Bank Credit Card

    Rate at which rewards points can be earned.

    Kotak Mahindra Bank Silk Inspire Credit Card

    5X reward points for every Rs. 100 spent, with a minimum retail purchase of Rs. 75,000 in one billing cycle.

    Kotak Mahindra Bank Urbane Gold Card

    3X reward points for every Rs. 100 spent on retail purchases.

    Kotak Mahindra Bank Essentia Platinum Credit Card

    10 Saving Points for every Rs. 100 spent at Grocery and departmental stores. The minimum transaction amount should be Rs. 1500 and the maximum should be Rs. 4000. Customers can earn up to 500 Savings points in one month.

    Kotak Mahindra Bank Royale Signature Card

    Earn up to 15X reward points for every Rs. 100 spent at Visa merchant outlets inclusive of holidays, air tickets and international transactions and shopping.

    5X reward points for every Rs. 100 spent on all other types of transactions.

    Kotak Mahindra Bank League Platinum Card

    Earn up to 8X reward points for every Rs. 150 spent on holidays, air tickets and international transactions and shopping.

    Kotak Mahindra Bank PVR Gold Card

    Free PVR tickets if the credit card spend is Rs. 7500, Rs. 15000 or above.

    Kotak Mahindra Bank PVR Platinum Card

    Free PVR tickets if the credit card spend is Rs. 7500 or above.

    Kotak Mahindra Bank Feast Gold Card

    10 Dining Points for a spend of Rs. 5000 or above on movies and dining.

    The first five movie and dining transactions will get the customer 600 dining points.

    Kotak Mahindra Bank NRI Royale Signature Card

    2X rewards for every Rs. 200 spent outside India.

    1 reward points for every Rs. 200 spent within the country.

    Kotak Mahindra Bank Aqua Gold Card

    For spends above Rs. 1.5 lakhs, customers can get a cashback of Rs. 750 or four PVR tickets.

    Kotak Mahindra Bank Fortune Gold Card

    For spends above Rs. 1.5 lakhs, customers can get a cashback of Rs. 750 or four PVR tickets.

    How do you redeem Kotak reward points?

    • Kotak Mahindra Bank customers can redeem accrued rewards points by logging in to their net banking accounts available on kotak.com.
    • The credit card holder has to login in using their CRN, Dynamic Access Code and password.
    • Then the type of credit card held has to be chosen to initiate the redemption process.
    • To initiate a rewards redemption, customers have to select the type of redemptions that they want to make and then proceed further.
    • Accrued rewards points can be redeemed for air tickets, mobile recharge, merchandise, bus tickets, movie tickets and hotel accommodation.

    What do you redeem Kotak reward points for?

    Kotak Mahindra Bank customers can redeem accrued reward points for gifts, vouchers, tickets, movies and much more from the online catalogue. The redemption benefits vary depending on the type of credit card held by the customer.

    Type of Kotak Mahindra Bank Credit Card

    Redemption Options

    A

    B

    Silk Inspire Credit Card

    Card holders can get 8 free PVR tickets in a year. Customers can redeem the Star Pass Code issued for online PVR Movie Ticket bookings on www.pvrcinemas.com.

    Customers can get up to 2000 reward points which can be redeemed for Movie Tickets, Air tickets, Branded Merchandise, Air miles and Mobile Recharge.

    Urbane Gold Card

    With a spend of Rs. 1 lakh for one year, customers can get 4 free PVR tickets.

    Customers can get up to 10000 reward points which can be redeemed for Movie Tickets, Air tickets, Branded Merchandise, Air miles and Mobile Recharge.

    Essentia Platinum Credit Card

    Card holders can get 12 free PVR tickets in a year. Customers can redeem the Star Pass Code issued for online PVR Movie Ticket bookings on www.pvrcinemas.com.

    Accrued rewards points will be directed to the customer’s account by the next billing cycle. Accumulated Savings Points can be converted into EasyPoints to be redeemed for Branded Merchandise, Air tickets and Mobile Recharge.

    1 Saving Point would equal 2 Easy Points.

    Royale Signature Card

    Accumulated rewards points can be converted into EasyPoints to be redeemed for Branded Merchandise, Air tickets and Mobile Recharge.

    5 Reward Point would equal 1 Easy Point.

    Air ticket vouchers can be redeemed www.myKotakRewards.com and comes with a validity of six months.

    League Platinum Card

    Card holders can get 8 free PVR tickets in a year. Customers can redeem the Star Pass Code issued for online PVR Movie Ticket bookings on www.pvrcinemas.com.

    Accrued rewards points will be directed to the customer’s account by the next billing cycle. Accumulated rewards points can be converted into EasyPoints to be redeemed for Branded Merchandise, Air tickets and Mobile Recharge.

    5 Reward Point would equal 1 Easy Point.

    Movie ticket vouchers can be redeemed www.myKotakRewards.com and comes with a validity of three months.

    PVR Gold Card

    The free movie tickets can be redeemed at www.pvrcinemas.com or at the Box Office.

    PVR Platinum Card

    The free movie tickets can be redeemed at www.pvrcinemas.com or at the Box Office.

    Feast Gold Card

    Accumulated rewards points can be converted into EasyPoints to be redeemed for Branded Merchandise, Air tickets and Mobile Recharge.

    1 Reward Point would equal 2 Easy Points.

    NRI Royale Signature Card

    Accumulated rewards points can be converted into EasyPoints to be redeemed for Branded Merchandise, Air tickets and Mobile Recharge.

    1 Reward Point would equal Re 1.

    1 Reward Point would equal 2 Easy Points.

    Aqua Gold Card

    The free movie tickets can be redeemed at www.pvrcinemas.com. The cashback will sent to the card account by the next billing cycle.

    Fortune Gold Card

    The free movie tickets can be redeemed at www.pvrcinemas.com. The cashback will sent to the card account by the next billing cycle.

    Perfect Credit Card Deals for you

    myKotakRewards Program:

    Kotak Mahindra Bank credit card customers will be automatically enrolled under the myKotakRewards Program and redeem accrued rewards points for exciting gifts, vouchers, tickets and merchandise from the online rewards catalogue. Kotak Reward Points come with a validity period of three years within which redemptions have to be made by credit card holders. The value of 1 myKotakRewards Point depends on the type of Kotak credit card held by the customer.

    Customers can earn 4 Kotak Reward Points for every Rs. 100 spent on all types of credit card transactions.

    Customers can earn 6 Kotak Reward Points for every Rs. 100 spent on preferred category transactions.

    List of Kotak Mahindra Bank Credit Cards available with Rewards benefits:

    Types of Kotak Mahindra Bank Credit Cards

    Name of the Rewards Program

    Rewards Redemption Benefits

    Silk Inspire Credit Card

    myKotakRewards Program

    Cash

    Air Miles

    Airline tickets

    Movie Tickets

    Branded Merchandise

    Mobile Recharge

    Urbane Gold Card

    myKotakRewards Program

    Cash

    Air Miles

    Airline tickets

    Movie Tickets

    Branded Merchandise

    Mobile Recharge

    Essentia Platinum Credit Card

    myKotakRewards Program

    Cash

    Air Miles

    Airline tickets

    Movie Tickets

    Branded Merchandise

    Mobile Recharge

    Royale Signature Card

    myKotakRewards Program

    Cash

    Air Miles

    Airline tickets

    Movie Tickets

    Branded Merchandise

    Mobile Recharge

    League Platinum Card

    myKotakRewards Program

    Cash

    Air Miles

    Airline tickets

    Movie Tickets

    Branded Merchandise

    Mobile Recharge

    PVR Gold Card

    -

    PVR Movie Tickets

    PVR Platinum Card

    -

    PVR Movie Tickets

    Feast Gold Card

    myKotakRewards Program

    Cash

    Air Miles

    Airline tickets

    Movie Tickets

    Branded Merchandise

    Mobile Recharge

    NRI Royale Signature Card

    -

    Cash

    Air Miles

    Airline tickets

    Movie Tickets

    Branded Merchandise

    Mobile Recharge

    Aqua Gold Card

    -

    PVR Movie Tickets

    Cashback

    Fortune Gold Card

    -

    PVR Movie Tickets

    Cashback

    FAQs for myKotakRewards Program:

    1. Can Non-Indian citizens enroll under the myKotakRewards Program?

      Yes, if the customer is a resident of India and carries a valid Kotak Mahindra Bank credit card, he/she will be automatically enrolled under the myKotakRewards Program.

    2. How can Kotak Mahindra Bank customers check the reward point balance in their accounts?

      Customers have to visit the Kotak Rewards site or otherwise call the Customer Care Helpdesk at 1800 419 6888.

    3. Will Kotak Mahindra Bank credit card holders receive a monthly statement with regards to their reward point’s accrual?

      Yes, a monthly statement will be sent to the customer which will record the transactions done and the reward points accrued during the course of the month.

    4. What does “Preferred Category” mean for Kotak credit card customers?

      Under the “Preferred Category” customers can choose to spend on specific segments, namely entertainment, travel, dining and grocery and earn higher reward points.

    Check Other Banks Credit Card Reward Points Online 2018

    Kotak Credit Card Reward Points Reviews

    • Kotak Credit Card
      "Good and satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have taken the credit card from Kotak Mahindra Bank. The customer services are good and they are responsive as well. The experience is overall satisfactory and I received the card on time. The credit limit is good. There are annual charges for 1K .
      Was this review helpful? 0
      , pune
      Reviewed on Jan 13, 2019
    • Kotak Credit Card
      "Unhappy with the services"
      0.5 1.0/5 "Really Bad"
      Kotak Mahindra bank has offered me a credit card. I had a issue with that, I was initially told it was a life time free card and after which I was charged a fee of 1500 finally. When I had made a complaint with the bank, they wanted to degrade the card. Finally they reversed the fee bit they charged me 300 for GST.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 13, 2019
    • Kotak Credit Card
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with Kotak Mahindra. The process is good and in a timely manner. There are good offers on the card. The credit limit is also good and it is a life time free card. The customer support and response is fine and there are no hassles till date.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 13, 2019
    • Kotak Credit Card
      "In all good"
      0.5 4.0/5 "Great!"
      I hold a credit card with Kotak Mahindra bank. The customer services and response is good and there are no hassles in the process. The credit limit is fine and there are good offers on the card. The statements are clear and sent to me on time. Good overall.
      Was this review helpful? 0
      , greater noida
      Reviewed on Jan 12, 2019
    • Kotak Credit Card
      "Good services"
      0.5 4.5/5 "Excellent!"
      I am pretty happy with the deals of Kotak Mahindra bank on the credit card. The customer services and response is good and there are no hassles or delay in the process. The credit limit is fine and the statements and benefits are on time. In all no issues.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 12, 2019
    • Kotak Credit Card
      "Good Card"
      0.5 3.0/5 "Satisfactory"
      I hold a Kotak Credit card and i am using it from very long. The limit given on my card is good and i do a lot of transaction . I get intimation and messages after every transaction. I never had any trouble over any transaction. Its a free life time card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 12, 2019
    • Kotak Credit Card
      "Not satisfied with the service"
      0.5 1.0/5 "Really Bad"
      It was a pre approved card but the process in getting this card has been a little lengthy than usual where it took almost 45 days. The credit limit with this card has been less than i expected where my other credit card has been having a great credit limit.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jan 11, 2019
    • Kotak Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken with KOTAK MAHINDRA BANK .The application process was fast and hassle free. I got the card with in few days which is very good. They offered enough credit limit with this card . Customer service and their response is up to the mark .
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 11, 2019
    • Kotak Credit Card
      "Average card"
      0.5 4.0/5 "Great!"
      Kotak Mahindra mobile app is very nice. I can share the complaints and queries through app also hence i don't need to call the customer care service also. Their interest rate and other charges are average. I have been started using this card for almost last 4 years.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 11, 2019
    • Kotak Credit Card
      "Best card"
      0.5 4.0/5 "Great!"
      My credit card was taken with KOTAK MAHINDRA BANK . I am holding this card for past 1 year . Their Reward points are good. They also provides Cash back offers are there. It is a lifetime card and there are no additional charges for this card. I never had any issues with their services.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 11, 2019
    • Kotak Credit Card
      "They need to improve their services "
      0.5 2.0/5 "Expected more"
      My credit card was taken with KOTAK MAHINDRA BANK . The feature is not so good with this card been they offered very low credit limit . Customer service response is not so good here . I am holding this card for past 3month . On one occasion i request add on card but the process was very slow i have to wait for long time .
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 11, 2019
    • Kotak Credit Card
      "Average Card"
      0.5 4.0/5 "Great!"
      I have got a very low credit limit from my Kotak credit card. I have not made much transaction in this card. I got the limit of Rs. 1 lakhs but my expectation was upto Rs. 5 lakhs. I have received the card on time and the documentation process was fine.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 11, 2019
    • Kotak Credit Card
      "Average Card"
      0.5 3.0/5 "Satisfactory"
      They have not enhanced the credit limit in this card. Its been a average services which i'm getting for the Kotak Mahindra bank credit card. I have beens started using this card for 6 years ago. They must improve their customer care services.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 11, 2019
    • Kotak Credit Card
      "Processing duration should be reduced"
      0.5 5.0/5 "Blown Away!"
      There is no reason to chose Kotak Mahindra Credit card, they gave me Rs. 75,000 as my card limit, but it would if they increase the credit limit. They took two months of time to dispatch the card, and the documentation is difficult and with the emi option.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 11, 2019
    • Kotak Credit Card
      "Unhappy with the services"
      0.5 1.0/5 "Really Bad"
      It has not been a up to the mark service with Kotak Mahindra bank for the credit card. They need an improvement in the customer services and could be more responsive too. There are no much of deals and benefits on the card when compared to the other banks.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 10, 2019
    • Kotak Credit Card
      "Nice to use"
      0.5 4.0/5 "Great!"
      Since 3 years, I have been using the kotak mahindra bank credit card. The credit limit with the card is quite sufficient for me which is 1.2 lakhs. There has been no yearly charges with this card. I have not faced any trouble from this credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 10, 2019
    • Kotak Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      My credit card was approved with KMB and it was a good experience, the process took 2 weeks to complete. Credit limit is less when compared to other credit cards. I pay an annual fee of Rs 499 for this credit card. I use this credit card for multipurpose and the customer service was good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 10, 2019
    • Kotak Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am having a credit card with KMB from last 3 years, there was no annual fee charged for this credit card. I get good benefits on this credit card like Airport lounge access. Credit limit is fine in this credit card and the payment options are easy in this bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 10, 2019
    • Kotak Credit Card
      "Good service"
      0.5 4.5/5 "Excellent!"
      I have been using this Credit card for a while and their services has been quite good. The credit limit with this card has been sufficient and there has not been any annual charges with this card. I have not been using this card much and there has not been much offers given with this card.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 09, 2019
    • Kotak Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I had been using Kotak mahindra bank credit card, there service was good, they have not charged me annual fee in this card, as it is life time free credit card, and they had given me less credit limit but i was not using much this credit card, it was in rare case i use it ,if any emergency i use to use this card, now i have close this card .
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jan 08, 2019
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