Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    Kotak Credit Card Reward Points

    We found 17 Kotak Credit Card Reward Points

    Card
    1st Year Fee
    Rewards
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    0
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free
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    999
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    Rs.750 Amazon voucher free
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    1999
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    Rs.750 Amazon voucher free
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    499
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free
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  • Kotak Credit Card Reward Points Reviews

    • Kotak Credit Card
      "Good features"
      0.5 4.5/5 "Excellent!"
      There are nominal charges taken on the credit card but the offers are good at Kotak Mahindra bank. The limit the bank has offered is good enough and the customer services are good as well because they are helpful when I contact them and the bills are on time.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 23, 2017
    • Kotak Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      I bank with Kotak Mahindra bank for a credit card as well and they are equally good on this product. There are offers provided from time to time and there are no charges taken for my card. The customer services and response has also been good and in all no issues faced.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2017
    • Kotak Credit Card
      "Convenient credit card"
      0.5 5.0/5 "Blown Away!"
      Kotak service is very good, their customer service is giving very good response. I am not using my credit card frequently but whenever I use my credit card it gives a wonderful experience. Kotak credit card bills are very clear and transparent, they give proper details about the transaction.
      Was this review helpful? 1
      , mangalore
      Reviewed on May 19, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am using Kotak Mahindra League Platinum credit card for about past 2 years. I got benefits like reward points cash back offers and gift vouchers and movie tickets offers and other benefits . The rate of interest is nominal with this card . Overall I am happy using this card.
      Was this review helpful? 0
      , jalandhar
      Reviewed on May 19, 2017
    • Kotak Credit Card
      "Its Good"
      0.5 4.0/5 "Great!"
      Previously I used Trump credit card of Kotak Mahindra it had low credit limit around Rs.25,000, recently they had given Kotak League credit card with nominal limit. I guess they are providing good reward points or cash back offers. It normally takes about a day's time for the payment to get reflected in the system the payment does not get reflected instantly.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 19, 2017
    • Kotak Credit Card
      "Fabulous"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card of Kotak mahindra bank and there are no annual charges there. Its completely a good credit card when compared with other credit card. Credit limit which is assigned to me on this credit card is around 48000 Rupees. To conclude, I would say I am very much happy with their service,.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2017
    • Kotak Credit Card
      "Very Good"
      0.5 4.0/5 "Great!"
      I am having the Kotak Mahindra Bank credit card and am having it from the last 1.5 years of time. The services are excellent with them Credit limit value provided by them is very minimal which is around 36000 Rupees and it is a life time free credit card. Based on the salary account they have offered me personal loan and even credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2017
    • Kotak Credit Card
      "Very good offers and overall good service"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra bank has offered me a life time free credit card. The benefits are good and the credit limit is also good and the bank has excellent customer services. The phone banking is easy to connect too and they are supportive when I reach out to them.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 18, 2017
    • Kotak Credit Card
      "Excellent services"
      0.5 4.5/5 "Excellent!"
      Kotak Mahindra bank has offered me a credit card as well and I am equally happy with this product. There are offers given from time to time and I also have a decent credit limit too. The statements are clear and there are no hassles in banking with them.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 17, 2017
    • Kotak Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra bank has offered me a credit card and though I do not use it much, I am happy with the services I receive and when ever I contact the customer care team, they are helpful in sorting out my clarifications. The bills are clear and overall a good experience.
      Was this review helpful? 0
      , delhi
      Reviewed on May 16, 2017
    • Kotak Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I currently use the credit card with Kotak Mahindra bank and I am happy with it as i get normal benefits. The credit limit is 10000 rupees and they have called me for enhancing the credit limit but I denied overall the transactions done on the card is intimated and the statements are clear and on time to me
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 15, 2017
    • Kotak Credit Card
      "Good card but not usable"
      0.5 2.0/5 "Expected more"
      I got Kotak mahindra kotak league platinum credit card few days back. I am not using this card because, Kotak mahindra has forced me to take this card, while I got the Personal Loan with them. I guess I need to pay the annual fee of Rs.499 which is not required. The service need to be improved. My sincere request to them woul dbe "Do not force the customer to take up any product in future".
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 13, 2017
    • Kotak Credit Card
      "Quick services"
      0.5 4.0/5 "Great!"
      Kotak Mahindra bank has offered me a credit card after I have taken my loan from them. They have offered me a credit limit of 75K and the process of me receiving the card was much before than the date I was promised. I am yet to receive the PIN number.
      Was this review helpful? 1
      , chennai
      Reviewed on May 12, 2017
    • Kotak Credit Card
      "Good beneficial card"
      0.5 5.0/5 "Blown Away!"
      I like overall service of Kotak Mahindra credit card, I have accumulated good rewards points, I have taken this credit card before one year, Kotak have increased my credit limit before I request and there is no annual charges applicable with my credit card. Moreover I am using International credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 11, 2017
    • Kotak Credit Card
      "Not recommendable"
      0.5 3.0/5 "Satisfactory"
      The statements are not clear at all with Kotak Mahindra bank for the credit card. I have a EMI on my card and instead of paying from my savings account, I pay the EMI by cash. But the bank keeps charging me Rs. 500 for the same. Like wise they keep calling me continuously informing me about a outstanding and I keep telling them to send an executive to collect the payment. Till date no one has come and I am unable to make it to the bank as I have just been out from hospital.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 09, 2017
    • Kotak Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      One of the best credit cards I prefer is the one from Kotak Mahindra bank. Only because they provide me with the best of deals as promised. The credit limit is also good and the statements are crystal clear. I also receive calls often giving me details of the on going offers.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on May 08, 2017
    • Kotak Credit Card
      "Overall good"
      0.5 4.0/5 "Great!"
      I hold a credit card with Kotak Mahindra bank and the bank has been giving me a lot of benefits on the card. There are EMI features and there are loan facilities as well. There are cash back offers and also points which can be redeemed easily. Overall good.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 06, 2017
    • Kotak Credit Card
      "The best bank"
      0.5 5.0/5 "Blown Away!"
      The benefit that I receive on my credit card is really great where the offers are very much useful to me. I recently received a call from Kotak mahindra bank informing me that I am eligible for a loan on card, likewise I get other benefits like cash back and reward points as well on this card.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 03, 2017
    • Kotak Credit Card
      "Good Bank"
      0.5 5.0/5 "Blown Away!"
      Based on the relationship that I maintain with KOTAK Bank they had offered me a credit card. They processed my application properly and the card was disbursed on time. There was no issue with the said bank for my credit card. Also I am much comfortable in using this kotak credit card. Initially they had captured my details incorrectly on the card, but later they rectified it, so it would be better if they are careful while capturing the customer details.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 03, 2017
    • Kotak Credit Card
      "Improve the offers"
      0.5 2.0/5 "Expected more"
      I am a salary holder of Kotak Mahindra but still they offered lower credit limit of Rs.15,000. They are not good in system updates, My due date falls on 5th of every month, but they start calling to the customers from 25th onwards, Its really bad to give reminder calls everyday.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 02, 2017
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    Kotak Credit Card Reward Points is Rated as "Great!" by 801 Users

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    Credit Card BYTES FROM OUR KITCHEN

    Kotak Mahindra Bank Credit Cards Reward Points Program Overview:

    Kotak Mahindra Bank offers a plethora of credit card options with varying rewards benefits, depending on the type of card held by the customer. Card holders can earn reward points on purchase transactions and then redeem them for gifts and vouchers from the online rewards catalogue. Kotak credit card holders will automatically get enrolled for the rewards program once they avail a new card.

    How can I earn reward points using Kotak Mahindra Bank Credit Cards?

    Kotak Mahindra Bank customers can earn reward points based on the type of credit card they hold. The rate of earning points varies from one card to another. The below given table illustrates the same -

    Type of Kotak Mahindra Bank Credit Card

    Rate at which rewards points can be earned.

    Kotak Mahindra Bank Silk Inspire Credit Card

    5X reward points for every Rs. 100 spent, with a minimum retail purchase of Rs. 75,000 in one billing cycle.

    Kotak Mahindra Bank Urbane Gold Card

    3X reward points for every Rs. 100 spent on retail purchases.

    Kotak Mahindra Bank Essentia Platinum Credit Card

    10 Saving Points for every Rs. 100 spent at Grocery and departmental stores. The minimum transaction amount should be Rs. 1500 and the maximum should be Rs. 4000. Customers can earn up to 500 Savings points in one month.

    Kotak Mahindra Bank Royale Signature Card

    Earn up to 15X reward points for every Rs. 100 spent at Visa merchant outlets inclusive of holidays, air tickets and international transactions and shopping.

    5X reward points for every Rs. 100 spent on all other types of transactions.

    Kotak Mahindra Bank League Platinum Card

    Earn up to 8X reward points for every Rs. 150 spent on holidays, air tickets and international transactions and shopping.

    Kotak Mahindra Bank PVR Gold Card

    Free PVR tickets if the credit card spend is Rs. 7500, Rs. 15000 or above.

    Kotak Mahindra Bank PVR Platinum Card

    Free PVR tickets if the credit card spend is Rs. 7500 or above.

    Kotak Mahindra Bank Feast Gold Card

    10 Dining Points for a spend of Rs. 5000 or above on movies and dining.

    The first five movie and dining transactions will get the customer 600 dining points.

    Kotak Mahindra Bank NRI Royale Signature Card

    2X rewards for every Rs. 200 spent outside India.

    1 reward points for every Rs. 200 spent within the country.

    Kotak Mahindra Bank Aqua Gold Card

    For spends above Rs. 1.5 lakhs, customers can get a cashback of Rs. 750 or four PVR tickets.

    Kotak Mahindra Bank Fortune Gold Card

    For spends above Rs. 1.5 lakhs, customers can get a cashback of Rs. 750 or four PVR tickets.

    How do you redeem Kotak reward points?

    • Kotak Mahindra Bank customers can redeem accrued rewards points by logging in to their net banking accounts available on kotak.com.
    • The credit card holder has to login in using their CRN, Dynamic Access Code and password.
    • Then the type of credit card held has to be chosen to initiate the redemption process.
    • To initiate a rewards redemption, customers have to select the type of redemptions that they want to make and then proceed further.
    • Accrued rewards points can be redeemed for air tickets, mobile recharge, merchandise, bus tickets, movie tickets and hotel accommodation.

    What do you redeem Kotak reward points for?

    Kotak Mahindra Bank customers can redeem accrued reward points for gifts, vouchers, tickets, movies and much more from the online catalogue. The redemption benefits vary depending on the type of credit card held by the customer.

    Type of Kotak Mahindra Bank Credit Card

    Redemption Options

    A

    B

    Silk Inspire Credit Card

    Card holders can get 8 free PVR tickets in a year. Customers can redeem the Star Pass Code issued for online PVR Movie Ticket bookings on www.pvrcinemas.com.

    Customers can get up to 2000 reward points which can be redeemed for Movie Tickets, Air tickets, Branded Merchandise, Air miles and Mobile Recharge.

    Urbane Gold Card

    With a spend of Rs. 1 lakh for one year, customers can get 4 free PVR tickets.

    Customers can get up to 10000 reward points which can be redeemed for Movie Tickets, Air tickets, Branded Merchandise, Air miles and Mobile Recharge.

    Essentia Platinum Credit Card

    Card holders can get 12 free PVR tickets in a year. Customers can redeem the Star Pass Code issued for online PVR Movie Ticket bookings on www.pvrcinemas.com.

    Accrued rewards points will be directed to the customer’s account by the next billing cycle. Accumulated Savings Points can be converted into EasyPoints to be redeemed for Branded Merchandise, Air tickets and Mobile Recharge.

    1 Saving Point would equal 2 Easy Points.

    Royale Signature Card

    Accumulated rewards points can be converted into EasyPoints to be redeemed for Branded Merchandise, Air tickets and Mobile Recharge.

    5 Reward Point would equal 1 Easy Point.

    Air ticket vouchers can be redeemed www.myKotakRewards.com and comes with a validity of six months.

    League Platinum Card

    Card holders can get 8 free PVR tickets in a year. Customers can redeem the Star Pass Code issued for online PVR Movie Ticket bookings on www.pvrcinemas.com.

    Accrued rewards points will be directed to the customer’s account by the next billing cycle. Accumulated rewards points can be converted into EasyPoints to be redeemed for Branded Merchandise, Air tickets and Mobile Recharge.

    5 Reward Point would equal 1 Easy Point.

    Movie ticket vouchers can be redeemed www.myKotakRewards.com and comes with a validity of three months.

    PVR Gold Card

    The free movie tickets can be redeemed at www.pvrcinemas.com or at the Box Office.

    PVR Platinum Card

    The free movie tickets can be redeemed at www.pvrcinemas.com or at the Box Office.

    Feast Gold Card

    Accumulated rewards points can be converted into EasyPoints to be redeemed for Branded Merchandise, Air tickets and Mobile Recharge.

    1 Reward Point would equal 2 Easy Points.

    NRI Royale Signature Card

    Accumulated rewards points can be converted into EasyPoints to be redeemed for Branded Merchandise, Air tickets and Mobile Recharge.

    1 Reward Point would equal Re 1.

    1 Reward Point would equal 2 Easy Points.

    Aqua Gold Card

    The free movie tickets can be redeemed at www.pvrcinemas.com. The cashback will sent to the card account by the next billing cycle.

    Fortune Gold Card

    The free movie tickets can be redeemed at www.pvrcinemas.com. The cashback will sent to the card account by the next billing cycle.

    Perfect Credit Card Deals for you

    myKotakRewards Program:

    Kotak Mahindra Bank credit card customers will be automatically enrolled under the myKotakRewards Program and redeem accrued rewards points for exciting gifts, vouchers, tickets and merchandise from the online rewards catalogue. Kotak Reward Points come with a validity period of three years within which redemptions have to be made by credit card holders. The value of 1 myKotakRewards Point depends on the type of Kotak credit card held by the customer.

    Customers can earn 4 Kotak Reward Points for every Rs. 100 spent on all types of credit card transactions.

    Customers can earn 6 Kotak Reward Points for every Rs. 100 spent on preferred category transactions.

    List of Kotak Mahindra Bank Credit Cards available with Rewards benefits:

    Types of Kotak Mahindra Bank Credit Cards

    Name of the Rewards Program

    Rewards Redemption Benefits

    Silk Inspire Credit Card

    myKotakRewards Program

    Cash

    Air Miles

    Airline tickets

    Movie Tickets

    Branded Merchandise

    Mobile Recharge

    Urbane Gold Card

    myKotakRewards Program

    Cash

    Air Miles

    Airline tickets

    Movie Tickets

    Branded Merchandise

    Mobile Recharge

    Essentia Platinum Credit Card

    myKotakRewards Program

    Cash

    Air Miles

    Airline tickets

    Movie Tickets

    Branded Merchandise

    Mobile Recharge

    Royale Signature Card

    myKotakRewards Program

    Cash

    Air Miles

    Airline tickets

    Movie Tickets

    Branded Merchandise

    Mobile Recharge

    League Platinum Card

    myKotakRewards Program

    Cash

    Air Miles

    Airline tickets

    Movie Tickets

    Branded Merchandise

    Mobile Recharge

    PVR Gold Card

    -

    PVR Movie Tickets

    PVR Platinum Card

    -

    PVR Movie Tickets

    Feast Gold Card

    myKotakRewards Program

    Cash

    Air Miles

    Airline tickets

    Movie Tickets

    Branded Merchandise

    Mobile Recharge

    NRI Royale Signature Card

    -

    Cash

    Air Miles

    Airline tickets

    Movie Tickets

    Branded Merchandise

    Mobile Recharge

    Aqua Gold Card

    -

    PVR Movie Tickets

    Cashback

    Fortune Gold Card

    -

    PVR Movie Tickets

    Cashback

    FAQs for myKotakRewards Program:

    1. Can Non-Indian citizens enroll under the myKotakRewards Program?

      Yes, if the customer is a resident of India and carries a valid Kotak Mahindra Bank credit card, he/she will be automatically enrolled under the myKotakRewards Program.

    2. How can Kotak Mahindra Bank customers check the reward point balance in their accounts?

      Customers have to visit the Kotak Rewards site or otherwise call the Customer Care Helpdesk at 1800 419 6888.

    3. Will Kotak Mahindra Bank credit card holders receive a monthly statement with regards to their reward point’s accrual?

      Yes, a monthly statement will be sent to the customer which will record the transactions done and the reward points accrued during the course of the month.

    4. What does “Preferred Category” mean for Kotak credit card customers?

      Under the “Preferred Category” customers can choose to spend on specific segments, namely entertainment, travel, dining and grocery and earn higher reward points.

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