Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
As a working professional, it might get cumbersome to manage work and home equally. Kotak League Platinum Card is tailor-made keeping in mind the special requirements of professionals and will to help you manage your personal finances easily. With this Kotak credit card, you will earn exciting cashbacks on lifestyle and entertainment spends.
For every Rs.100 spent using your card, you will gain 1 reward point. The reward points are automatically converted to cash and will be credited without any extra request from you. Also, cardholders get up to 8x reward points for every Rs.150 spent using the card.
Cardholders get a complimentary Taj Epicure membership for the first year. The membership will fetch you up to 10% savings on bills when you dine at Taj restaurant or bar.
Customers get lifetime free skin consultation at Kaya Skin Clinic with the card. Also, as an additional compliment, Kaya Skin Clinic glow facial voucher worth Rs.2000 is offered.
Cardholders can choose a complimentary joining gift of your choice from an array of options like travel vouchers and designer wrist watches.
As a Kotak League Platinum cardholder, you can choose between a golf fee card which will allow you to play golf at over 24 Indian golf courses with up to 50% reduced green fee or a priority pass which will give you access to over 600 premium airport lounges worldwide.
Cardholders get a cover of Rs.75,000 against fraudulent use if the card is stolen for up to 7 days prior to reporting.
| Fee | Amount or Charges |
|---|---|
| Annual Fee | Rs.499. Annual fee will be waived off on minimum retail spends of Rs.50,000 on first year and also from second year onwards. |
| Late Payment Charges | Varies from Rs.100 to Rs.700 depending on balance amount |
| Cheque Bounce Payment | Rs.500 |
| Overlimit charge | Rs.500 |
| Cash withdrawal/fund transfer/call a draft for Rs.10,000 or a part thereof | Rs.300 |
| Interest Charges | 3.40% |
| Foreign currency mark up | 3.50% |
| Add-on Card | Complimentary |
| Cash Payment at Branch | Rs.75 |
| Card Replacement Charges | Rs.100 |
| Balance enquiry at other ATM and machine surcharge at ATMs | Nil |
| Charges for duplicate statement issuance and charge slip retrieval charge | Nil |
Yes, you can use this card internationally. Whenever an international transaction is made, a mark up fee of 3.5% is charged for cash and retail spends.
Customers can easily redeem the reward points against a variety of options like airline tickets, air miles, cash options, movie tickets, merchandise and mobile recharges. Customers just have to login using CRN, dynamic access code and password and choose Rewards Redemption under credit cards.
You can get a maximum waiver of up to Rs.500 annually as railway surcharge waiver.
Yes, you can get an add-on credit cards for family members over 18 years. All the benefits will be offered to the add-on card as well.
With this feature, cardholders stand to get 10,000 reward points or 4 free PVR tickets when Rs.1,25,000 is spent every 6 months. The reward options can be easily redeemed online.
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