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    We found 1 Kotak Bank League Platinum Credit Card

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    1st Year Fee
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    Response Time Within 30 minutes
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    Kotak Bank League Platinum Credit Card is Rated as "Pretty good" by 6 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    As a working professional, it might get cumbersome to manage work and home equally. Kotak League Platinum Card is tailor-made keeping in mind the special requirements of professionals and will to help you manage your personal finances easily. With this card, you will earn exciting cashbacks on lifestyle and entertainment spends.

    What is more exciting than making your purchases profitable by earning cashbacks? Transfer credit card debts, earn reward points when you make dining and entertainment spends, avail interest free credit period and do much more with this unique credit card.

    Features of Kotak League Platinum Card:

    • Reward Points:

      For every Rs.100 spent using your card, you will gain 1 reward point. The reward points are automatically converted to cash and will be credited without any extra request from you. Also, cardholders get up to 8x reward points for every Rs.150 spent using the card.

    • Taj Epicure Membership:

      Cardholders get a complimentary Taj Epicure membership for the first year. The membership will fetch you up to 10% savings on bills when you dine at Taj restaurant or bar.

    • Kaya Skin Clinic Vouchers:

      Customers get lifetime free skin consultation at Kaya Skin Clinic with the card. Also, as an additional compliment, Kaya Skin Clinic glow facial voucher worth Rs.2000 is offered.

    • Joining Gifts:

      Cardholders can choose a complimentary joining gift of your choice from an array of options like travel vouchers and designer wrist watches.

    • Golf Club Membership and Priority Access:

      As a Kotak League Platinum cardholder, you can choose between a golf fee card which will allow you to play golf at over 24 Indian golf courses with up to 50% reduced green fee or a priority pass which will give you access to over 600 premium airport lounges worldwide.

    • League Shield Protection:

      Cardholders get a cover of Rs.75,000 against fraudulent use if the card is stolen for up to 7 days prior to reporting.

    Benefits of Kotak League Platinum Card:

    • Kotak League Platinum credit card is accepted globally and cardholders can make credit purchase at any merchant outlet store worldwide.
    • Kotak will assist you in making booking and reservations when it comes to travel. Stay and more.
    • Assistance in less than 2 hours, cardholders just have to send a SMS.
    • EMI Payments at no extra cost when you make costly purchases
    • You can withdraw up t0 50% of your credit limit at no interest in any ATM.
    • Pay substantially less when you use the card for road and rail travel.
    • Fuel surcharge waivers for transactions between Rs.500 and Rs.3000.
    • Railway surcharge waiver of 1.8% for online transaction on IRCTC portal and maximum 2.5% surcharge waiver for tickets booked on counters.

    Kotak League Platinum Card Eligibility:

    • The applicant should be a resident of India and should be aged between 21 years to 65 years. Add-on cardholder should be over 18 years.
    • Applicant should be a resident of Ahmedabad, Chandigarh, Delhi NCR, Mumbai & Navi Mumbai, Bangalore, Chennai, Hyderabad, Pune and Kolkata.
    • The applicant should be earning an annual income of at least Rs.15 lakh.

    Fees and Charges:

    Annual Fee Rs.499. Annual fee will be waived off on minimum retail spends of Rs.50,000 on first year and also from second year onwards.
    Late Payment ChargesVaries from Rs.100 to Rs.700 depending on balance amount
    Cheque Bounce PaymentRs.500
    Overlimit chargeRs.500
    Cash withdrawal/fund transfer/call a draft for Rs.10,000 or a part thereofRs.300
    Interest Charges3.40%
    Foreign currency mark up3.50%
    Add-on CardComplimentary
    Cash Payment at BranchRs.75
    Card Replacement ChargesRs.100
    Balance enquiry at other ATM and machine surcharge at ATMsNil
    Charges for duplicate statement issuance and charge slip retrieval chargeNil
    How to Redeem Reward Points for Kotak League Platinum Card?
    • Customers can easily redeem the reward points against a variety of options like airline tickets, air miles, cash options, movie tickets, merchandise and mobile recharges.
    • Customers just have to login using CRN, dynamic access code and password and choose “Reward Redemption” under credit cards.

    Kotak League Platinum Credit Card FAQs:

    1. Can I use my Kotak League Platinum card overseas? When will I be charged an international mark up fee?

      Yes, you can use this card internationally. Whenever an international transaction is made, a mark up fee of 3.5% is charged for cash and retail spends.

    2. What is the maximum railway surcharge waiver that I can get?

      You can get a maximum waiver of up to Rs.500 annually as railway surcharge waiver.

    3. Can I apply for an add-on card? Will all the features that are available on the Kotak-league Platinum card be offered to the add-on card as well?

      Yes, you can get an add-on card for family members over 18 years. All the benefits will be offered to the add-on card as well.

    4. What is the Milestone Feature that is offered with the Kotak League Platinum card?

      With this feature, cardholders stand to get 10,000 reward points or 4 free PVR tickets when Rs.1,25,000 is spent every 6 months. The reward options can be easily redeemed online.

    5. Explain the reward point structure for this card?

      For every Rs.150 spent, cardholders stand to get 8X reward points.

      Annual SpendSpecial Spends CategoriesOther Categories
      Up to Rs.2 lakhs8X4X
      Rs.2 lakhs and above8X8X

      Special categories include package tour operators, travel agencies, airlines, durable goods, electric sales and departmental stores.

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  • Kotak Bank League Platinum Credit Card Reviews

    • Kotak Credit Card
      "Excellent card to hold"
      0.5 5.0/5 "Blown Away!"
      KOTAK is really doing well when it comes to credit card, as they have provided a very good line of credit. Actually they have provided me a very good rate of interest and it is very low. KOTAK has got all sorts discounts at BMS and online stores. Plus they did not set any clause for annual fee.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 17, 2017
    • Kotak Credit Card
      "Till date no hassles"
      0.5 5.0/5 "Blown Away!"
      My credit card is with Kotak Mahindra bank and there are no charges taken for the card, secondly I am given a lot of offers and there are much of deals online. There has been no hidden charges and the billing cycle is also comfortable for me. I got a decent credit limit on the card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 17, 2017
    • Kotak Credit Card
      "Satisfied with the services"
      0.5 4.5/5 "Excellent!"
      I am happy to use the credit card of KOTAK a well. As long as I had been using it, there were no issues and the experience has been perfect till date. The offers are good and the limit is to what I expect. Just that the service charges are a bit higher but I am happy with the overall experience.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • Kotak Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      The Kotak mahindra credit carries very low interest rate. I convert any purchase I made through Credit card in to EMI, if I pay the full payment of what I spent, I will be getting the reward points,. From Kotak mahindra PVR movie tickets also given . The credit limit is quite High I got around Rs.70,000 it is twice of my salary, I would say I am satisfied with the credit limit.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 16, 2017
    • Kotak Credit Card
      "Nice Experience "
      0.5 4.5/5 "Excellent!"
      My credit card is with Kotak Mahindra bank and the banking services are good. I am happy with what ever I have received on the card. Be it the features or the offers or the credit limit. The transactions goes through smoothly and there are no hassles.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 14, 2017
    • Kotak Credit Card
      "Looking for a better feature"
      0.5 4.5/5 "Excellent!"
      My salary is Kotak Mahindra, at the time of account opening , they offered saving account along with their credit card. Kotak gave me the credit limit of Rs. 50,000, but they are taking some charges on yearly basis. However if I spent some certain amount that annual charges gets waived off. I am fine with everything but they should increase the credit card offers.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 11, 2017
    • Kotak Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Its been around two years of time, I am using Kotak Mahindra bank credit card and the credit limit value is around 25000 Rupees, also I got it as an add-on for my car loan. Payment mode is a feasible one with them.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Aug 10, 2017
    • Kotak Credit Card
      "Hassle free"
      0.5 4.0/5 "Great!"
      Kotak Mahindra Bank has offered me a credit card as well and the services on the card has been good. I was contacted on a time to time and given the details and the bank has also offered me a limit which is enough for my usage. The charges are very much normal.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 10, 2017
    • Kotak Credit Card
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      Kotak Mahindra Bank offered high credit limit. Also they offered a life time free card. I am getting reward points and cash back offers for the card. Their customer services and responses are moderate. Overall the service is average with Kotak bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 09, 2017
    • Kotak Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My credit card is from Kotak Mahindra bank and the offers and benefits on it is excellent. The credit limit is good and the banking is always up to the mark. The statements are perfect and the billing cycle is also convenient for me to pay. Am happy with the overall services.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 09, 2017
    • Kotak Credit Card
      "Good to use"
      0.5 5.0/5 "Blown Away!"
      The credit limit is one lakh and twenty thousand. Actually it was less but later they increased the limit. The services are good and they credit reward points and cash back offers on my card. The customer service is good and they provide a proper service.
      Was this review helpful? 0
      , guntur
      Reviewed on Aug 09, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      If I do more than 20 to 30,000 transactions using PVR platinum credit card, I will be getting free movie tickets based on the usage. I am having PVR credit card for past 6 months. I use this cad for online purchase, shopping, grocery, telephone bill payments, E-bill, and Tv recharge as well. I am happy with the credit limit. The rate of interest is nominal with this PVR card. I am satisfied using this PVR credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 09, 2017
    • Kotak Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with Kotak Mahindra bank and I purchased a mobile using my card. I converted the amount to EMI after which I also received a message from the bank about EMI conversion and I clicked after I clicked that message, there were two emi amount that got activated for one single transaction. I spoke to the customer care and asked them to close the emi from my end with the merchant. But they did not credit all the interest which got accumulated was 600 plus, It has been a month and there is no response.
      Was this review helpful? 0
      , delhi
      Reviewed on Aug 09, 2017
    • Kotak Credit Card
      "Average Service"
      0.5 4.0/5 "Great!"
      Kotak Mahindra bank offered a credit card for me which is not a chargeable card. The services are better and when it comes to reward points, Kotak bank is average because other banks are providing more reward points but the points are not much with Kotak.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 08, 2017
    • Kotak Credit Card
      "Good to Hold"
      0.5 5.0/5 "Blown Away!"
      I am using credit card of Kotak Mahindra bank. And I am happy with the credit limit offered by the bank. Whenever I use my card, I am getting reward points and cash back offers on my card. I do not have any issues with the bank in maintaining this card for a very long time.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 08, 2017
    • Kotak Credit Card
      "Much better than other banks"
      0.5 5.0/5 "Blown Away!"
      Unlike other banks, KOTAK does not call its customers back for the payment even when there is a delay . I have heard from others as other banks keep asking customers to make the payment vigorously but the same is not the case here. I am holding this KOTAK credit card its been 2 years now. No challenges till date . They provide better services than others.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 08, 2017
    • Kotak Credit Card
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      I am using Kotak Mahindra bank credit card from the last three years of time. Response is very poor with them and the customer service is not much good with them credit limit they have offered is 12000 rupees for holding credit card for 3 years and 500 annual charges for the card as well, reward points are very less with them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 06, 2017
    • Kotak Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      KOTAK credit card is always the best, I did not face any problem till date with KOTAK . I would definitely say it is the best. I had been holding this card for the past 7 months. I have not used this very much need to explore more about this card and the credit limit they have offered me is 60000 rupees
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 06, 2017
    • Kotak Credit Card
      "Average card to use"
      0.5 2.0/5 "Expected more"
      The rate of interest is high with Kotak Mahindra credit card. I am using this card for more than a year. I am happy about the credit limit. The response and the customer support with Kotak mahindra is good. The credit service provided by Kotak mahindra is good I am satisfied with it, It would be great if the Kotak Mahindra reduces the interest rate.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 04, 2017
    • Kotak Credit Card
      "Features are good"
      0.5 5.0/5 "Blown Away!"
      The best I prefer about my credit card with Kotak Mahindra Bank is the EMI process and the flexible options they have on it. The next is the two movie tickets which I get on a monthly basis for free. There are no charges and from time to time I am intimated about my card features.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Aug 04, 2017
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