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  • SBI Credit Card Reward Points is Rated as "Excellent!" by 275 Users

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    SBI Credit Card Reward Points

    State Bank of India offers the Shop-and-Smile program to all eligible SBI credit card holders providing opportunities to earn rewards for every purchase transaction. The Shop-and-Smile program has been designed to cater to all types of customer requirements. Rewards can be won for shopping, dining, travel and other types of transactions done with an SBI Card. Reward points can be redeemed for a plethora of gifts from the online rewards catalogue which consists of electronics, vouchers, lifestyle products, travel vouchers, accessories, home decor, gifts, apparel and much more.

    How can I earn reward points under Shop-and-Smile Rewards Program?

    SBI customers can earn rewards on almost all credit cards issued by the bank, with certain exceptions. Shop-and-Smile Rewards points come with a validity of two years.

    SBI Signature and Platinum customers can earn 2 rewards points for every Rs. 100 spent on purchase transactions and earn 10 rewards points for every Rs. 100 spent on departmental store purchases, international transactions and dining.

    SimplySAVE and Gold & More card holders can earn 1 reward point for every Rs. 100 spent on purchase transactions and earn 10 rewards points for every Rs. 100 spent on departmental store purchases, grocery shopping, movies and dining.

    The table given below illustrates the number of Shop-and-Smile Rewards points that can be earned on each SBI credit card.

    Types of SBI Credit Cards Rate at which rewards points can be earned.
    SBI Signature Contactless Card 5X Rewards on departmental store purchases, dining, and international transactions. 2 Rewards points for every Rs. 100 spent on other types of transactions -
    SBI Signature Card 5X Rewards on departmental store purchases, dining, and international transactions. 2 Rewards points for every Rs. 100 spent on other types of transactions -
    SBI Advantage Signature Card 5X Rewards on departmental store purchases, dining, and international transactions. 2 Rewards points for every Rs. 100 spent on other types of transactions -
    SBI Platinum Card 5X Rewards on departmental store purchases, dining, and international transactions. 2 Rewards points for every Rs. 100 spent on other types of transactions. -
    SBI Advantage Platinum Card 5X Rewards on departmental store purchases, dining, and international transactions. 2 Rewards points for every Rs. 100 spent on other types of transactions -
    Bank of Maharashtra - SBI Platinum Credit Card 5X Rewards on departmental store purchases, dining, and international transactions. 2 Rewards points for every Rs. 100 spent on other types of transactions -
    BMB Platinum Credit Card 5X Rewards on departmental store purchases, dining, and international transactions. 2 Rewards points for every Rs. 100 spent on other types of transactions -
    Karur Vysya Bank - SBI Platinum Credit Card 5X Rewards on departmental store purchases, dining, and international transactions. 2 Rewards points for every Rs. 100 spent on other types of transactions -
    Oriental Bank of Commerce - SBI Platinum Credit Card 5X Rewards on departmental store purchases, dining, and international transactions. 2 Rewards points for every Rs. 100 spent on other types of transactions -
    SimplySAVE SBI Card 10 Rewards points for every Rs. 100 spent on departmental store purchases, movies, dining, and grocery shopping. 1 Reward point for every Rs. 100 spent on other types of transactions -
    Bank Of Maharashtra - SBI Card 10X Rewards points for every Rs. 100 spent on departmental store and grocery purchases. 1 Reward point for every Rs. 100 spent on other types of transactions -
    SBI Gold & More Card 10 Rewards points for every Rs. 100 spent on departmental store purchases, movies, dining, and grocery shopping. 1 Reward point for every Rs. 100 spent on other types of transactions -
    Karur Vysya Bank - SBI Card 10X Rewards points for every Rs. 100 spent on departmental store and grocery purchases. 1 Reward point for every Rs. 100 spent on other types of transactions -
    Oriental Bank of Commerce - SBI Card 10X Rewards points for every Rs. 100 spent on departmental store and grocery purchases. 1 Reward point for every Rs. 100 spent on other types of transactions -
    1 Reward Point for every Rs. 100 spent.
    Air India SBI Signature Card 4 Rewards points for every Rs. 100 spent. 5X Rewards point for every Rs. 100 spent for booking Air India tickets. -
    Air India SBI Platinum Card 2 Rewards points for every Rs. 100 spent. 5X Rewards point for every Rs. 100 spent for booking Air India tickets. -
    SimplySAVE Advantage SBI Card 10 Rewards points for every Rs. 100 spent on departmental store purchases, movies, dining, and grocery shopping. 1 Reward point for every Rs. 100 spent on other types of transactions -
    SBI Gold & more Advantage Card 10 Rewards points for every Rs. 100 spent on departmental store purchases, movies, dining, and grocery shopping. 1 Reward point for every Rs. 100 spent on other types of transactions -

    How do you redeem Shop-and-Smile Rewards points with State Bank of India?

    Shop-and-Smile Rewards points can be redeemed by customers using the following modes.

    • Customers can log onto sbicard.com, access their accounts using their existing SBI Card online username / password and redeem accrued rewards points for gifts from the online Shop-and-Smile Rewards catalogue.
    • SBI card holders can also contact the SBI Card helpline at 39 02 02 02 with the local STD code or call 1860 180 1290/1800 180 1290 from BSNL and MTNL numbers to redeem accumulated rewards points.
    • The third option available to SBI customers is to write in to the following SBI branch address to make a redemption - PO Bo. NO. 28, GPO, New Delhi - 110001.

    Rewards redemptions can be done only in multiples of 2000 points per request. SBI will deliver the gift at the customer’s doorstep. The redeemed gift will be delivered only to the primary card holder’s address. Merchandise will be delivered within 15 working days and gift vouchers will be sent in 10 working days. Once the redemption request has been place it cannot be cancelled or changed. Gift vouchers will valid for a period of three months. State Bank of India charges a redemption fee of Rs. 99 plus service tax to the SBI card account when a redemption request is placed by the customer.

    What do you redeem Shop-and-Smile Rewards points for?

    State Bank of India Credit Card Rewards Catalogue /Store:

    Category Brands
    Accessories Citizen/ Victorinax / Parker / Hidesign / Waterman
    Apparel & Superstore FabIndia / Veromoda / Only / Lee / Wills Lifestyle / Elle / Arrow /
    Electronics Apple / Philips
    Entertainment & Dining TGI Fridays / Oh! Calcutta / Mainland China / Dominos / Pizza Hut / Mainland China
    E-Vouchers Amazon / Marks & Spencers / Shoppers Stop / Croma / Levis / Satya Paul / Westside /
    Health and Fitness J&J One Touch Blood Glucose Monitoring System Nike Voucher
    Homeware Prestige / Philips / Tupperware
    Kids Zone Wildcraft bags / Drawing kits
    Lifestyle Croma / Nalli / Lakme / Benetton / Indha Craft
    Luxury Crabtree & Evelyn Jimmy Choo / Armani / Paul Smith
    Preferred Partner Titan / Westside / FBB
    Travel and Holiday American Tourister / Jet Airways Airmiles / Wildcraft / Samsonite / VIP / Yatra
    Signature Book of Rewards Shopper Stop / Yatra / Jabong / Westside / Marks & Spencer’s

    List of SBI Credit Cards available with Rewards benefits:

    Types of State Bank of India Credit Cards

    Name of the Rewards Program

    Rewards Redemption Benefits

    SBI Signature Contactless Card

    Shop-and-Smile Rewards Program

    Gifts and vouchers from the Shop-and-Smile Rewards catalogue

    Payment of outstanding credit card bills.

    SBI Signature Card

    Shop-and-Smile Rewards Program

    Gifts and vouchers from the Shop-and-Smile Rewards catalogue

    Payment of outstanding credit card bills.

    SBI Advantage Signature Card

    Shop-and-Smile Rewards Program

    Gifts and vouchers from the Shop-and-Smile Rewards catalogue

    Payment of outstanding credit card bills.

    SBI Platinum Card

    Shop-and-Smile Rewards Program

    Gifts and vouchers from the Shop-and-Smile Rewards catalogue

    Payment of outstanding credit card bills.

    SBI Advantage Platinum Card

    Shop-and-Smile Rewards Program

    Gifts and vouchers from the Shop-and-Smile Rewards catalogue

    Payment of outstanding credit card bills.

    Bank of Maharashtra - SBI Platinum Credit Card

    Shop-and-Smile Rewards Program

    Gifts and vouchers from the Shop-and-Smile Rewards catalogue

    Payment of outstanding credit card bills.

    BMB Platinum Credit Card

    Shop-and-Smile Rewards Program

    Gifts and vouchers from the Shop-and-Smile Rewards catalogue

    Payment of outstanding credit card bills.

    Karur Vysya Bank - SBI Platinum Credit Card

    Shop-and-Smile Rewards Program

    Gifts and vouchers from the Shop-and-Smile Rewards catalogue

    Payment of outstanding credit card bills.

    Oriental Bank of Commerce - SBI Platinum Credit Card

    Shop-and-Smile Rewards Program

    Gifts and vouchers from the Shop-and-Smile Rewards catalogue

    Payment of outstanding credit card bills.

    SimplySAVE SBI Card

    Shop-and-Smile Rewards Program

    Gifts and vouchers from the Shop-and-Smile Rewards catalogue

    Payment of outstanding credit card bills.

    Bank Of Maharashtra - SBI Card

    Shop-and-Smile Rewards Program

    Gifts and vouchers from the Shop-and-Smile Rewards catalogue

    Payment of outstanding credit card bills.

    SBI Gold & More Card

    Shop-and-Smile Rewards Program

    Gifts and vouchers from the Shop-and-Smile Rewards catalogue

    Payment of outstanding credit card bills.

    Karur Vysya Bank - SBI Card

    Shop-and-Smile Rewards Program

    Gifts and vouchers from the Shop-and-Smile Rewards catalogue

    Payment of outstanding credit card bills.

    Oriental Bank of Commerce - SBI Card

    Shop-and-Smile Rewards Program

    Gifts and vouchers from the Shop-and-Smile Rewards catalogue

    Payment of outstanding credit card bills.

    SBI Student Plus Advantage Card

    Shop-and-Smile Rewards Program

    Gifts and vouchers from the Shop-and-Smile Rewards catalogue

    Payment of outstanding credit card bills.

    Air India SBI Signature Card

    Shop-and-Smile Rewards Program

    Gifts and vouchers from the Shop-and-Smile Rewards catalogue

    Payment of outstanding credit card bills.

    Air India SBI Platinum Card

    Shop-and-Smile Rewards Program

    Gifts and vouchers from the Shop-and-Smile Rewards catalogue

    Payment of outstanding credit card bills.

    SimplySAVE Advantage SBI Card

    Shop-and-Smile Rewards Program

    Gifts and vouchers from the Shop-and-Smile Rewards catalogue

    Payment of outstanding credit card bills.

    SBI Gold & more Advantage Card

    Shop-and-Smile Rewards Program

    Gifts and vouchers from the Shop-and-Smile Rewards catalogue

    Payment of outstanding credit card bills.

    SBI Gold Card

    Shop-and-Smile Rewards Program

    Gifts and vouchers from the Shop-and-Smile Rewards catalogue

    Payment of outstanding credit card bills.

     

     

    FAQs for SBI Credit Card Shop-and-Smile Rewards Program:

    1. Is the Shop-and-Smile Rewards program applicable on all types of SBI credit cards?

      No, the Shop-and-Smile rewards program is not applicable on the following SBI credit cards -

      1. SBI Advantage Plus Card
      2. SBI Advantage Card
      3. SBI Spice Jet Card
      4. SBI Go Air Card
      5. SBI Yatra Card
      6. SBI Railway Card
    2. On what types of credit card transactions can SBI customers not earn rewards points?

      SBI credit card holders cannot earn rewards points on the following transactions -

      1. Domestic / Foreign Cash advances
      2. Balance Transfers
      3. Dial a Draft
      4. Encash
      5. Disputed transactions
      6. Fuel Transactions
      7. Financial charges
      8. Any transaction done before the enrollment date.
    3. How can SBI customers check their reward points balance?

      SBI credit card customers can use the following methods to check their reward points balance.

      1. By sending an SMS - REWARD XXXX to 5676791 from their registered numbers. XXXX would be the last four digits of their SBI credit cards.
      2. By logging into their SBI Card online accounts on the SBI Card portal and accessing the reward points summary.
      3. The credit card statement will carry the total number of reward points accrued in the account.
    4. Can SBI customers club or transfer reward points across multiple credit card accounts to make a redemption?

      No, State Bank of India does not offer the option of combining or transferring reward points from one card to another. Redemptions can be done only with the SBI Card that has been used to earn points.

    5. If a customer’s SBI card account has been closed, can redemptions be done?

      No, once the SBI card account has been closed, redemption of reward points cannot be done.

    Check Other Banks Credit Card Reward Points Online 2018

    SBI Credit Card Reward Points Reviews

    • review Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I hold a Elite credit card with SBI. I have got reward points with the card.There is some annual charges with the card. Its a Very useful card. Most of the time SBI have good offer. This is an excellent card for travelers. The customer service with the card is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 23, 2018
    • review Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have my credit card with SBI which was taken 1 year back. They have offered simply click card and the credit limit was 1.4 lakhs which i satisfactory . The customer service and responses was good. I am getting reward points but I have redeemed it till date .The fees and charges are nominal.My experience was really good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 21, 2018
    • review Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      My credit card was taken with SBI 1.5 years back.I hold simply save card and the credit limit was year. The customer service and responses was up to the mark. The annual fee was 900 which is bit high. I am getting cash back offer and reward points for this card but I am not suing it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 19, 2018
    • review Credit Card
      "Better service"
      0.5 3.0/5 "Satisfactory"
      My credit card was taken with SBI . The credit limit was satisfactory . The customer service and responses was good. I hold IRCTC card and I am getting reward points as benefits . The fees and charges are very nominal so I would like to recommend to others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • review Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      My credit card was taken with SBI. They have offered IRCTC card and I am getting reward points as benefits . The customer service and responses was up to the mark. I am satisfied with the credit limit here .The fees and charges are nominal here.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Apr 18, 2018
    • review Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      My credit card was taken with SBI 1.5 years back. They have offered visa International card and the credit limit was 1 lakh which is satisfactory . The customer service and response was good.I am getting reward points and cashback offers . My overall experience was good .
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • review Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      My credit card was taken with SBI AND I hold simply save rad and he credit limit was 1.16 lakhs is satisfactory . I am satisfied with the customer service and responses . The validity of the card is up to 2016. I am getting reward points of 2000 which is very useful so I would like to recommend to others.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 17, 2018
    • review Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      My credit card was taken with SBI and the credit limit was 28,000 which is not satisfactory . The customer service responses was not up to the mark. I hold simply save card and I am getting reward points as benefits . The validity of the card is up to 2020.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 17, 2018
    • review Credit Card
      "Very good"
      0.5 3.5/5 "Pretty good"
      My credit card was taken with SBI which was taken 6 months back. The credit limit was 4.5 lakhs which is satisfactory and i hold simply click card .The customer service and responses was up to the mark. I am getting cash back offers and reward points.My experience was satisfactory .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 17, 2018
    • review Credit Card
      "Satisfied"
      0.5 4.0/5 "Great!"
      I have a SBI Credit Card, it has given me good limit on the card, and the features in the card is good, where you get good reward point on expenses and purchases. I found it very user friendly credit card, havenâ??t faced any issues with the card so far, I am satisfied with the credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 12, 2018
    • review Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have my credit card with SBI. The credit limit was 75,000 which is not satisfactory and they have offered IRCTC card for which I ma getting reward points as benefits .My overall experience was really good so I would like to recommend to others.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 11, 2018
    • review Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with SBI . The given credit limit was 20,000 which is not satisfactory .The customer service and responses was really good. They have offered simply save card and I ma getting reward points as benefits . My experience was really good so its recommendable.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 11, 2018
    • review Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have my credit card was taken with SBI . The credit limit was 98,000 which is satisfactory . The customer sered and responses was up to the mark. I couldn't connect them that easily but once you connect, the responses is amain. I am getting simply click card and I am getting reward points as benefits .
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 06, 2018
    • review Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have my credit card with SBI. The credit limit was 25,000 which is satisfactory and they have offered simply save card . The annul fee was just 499 and the benefits are reward points here . I am satisfied with the customer service and responses .My overall experience was amazing.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 06, 2018
    • review Credit Card
      "Very good"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with SBI. The given credit limit was 65,000 which is satisfactory . The customer service and responses was up to the mark. Ia m getting simply save card and I am getting reward points as benefits. The validity of the card is up to 2021.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 03, 2018
    • review Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with SBI . They have offered IRCTC card and I am getting reward points as benefits . The customer service and responses was up to the mark. Here the credit limit was 89,000 which is satisfactory and there is no annual fee also. The customer service and responses was up to the mark.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 03, 2018
    • review Credit Card
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      I have my credit card with SBI . The given credit limit was 92,000 which is satisfactory . The customer service and responses was up to the mark. I am holding simply save card and I am getting reward point as benefits . I am satisfied with the customer service and responses.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 31, 2018
    • review Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have my credit card with SBI which was taken 1 year back. They have offered simply click card and the given credit limit was 72,000 which is satisfactory . The customer service and responses was really good and I am getting reward points benefits , My overall experience was good so I would like to recommend to others .
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 26, 2018
    • review Credit Card
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I have my credit card with SBI which was taken 15 years back. I hold signature's card ad the credit limit was 1,50,000 which is satisfactory . The customer service and responses was up to the mark. Here the charges are quite high than other banks in the market . I am getting reward points as benefits for this card so my overall experience was very good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 23, 2018
    • review Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have my credit card with SBI . The given credit limit was satisfactory and they have offered simply click International card. The customer service and responsiveness was up to the mark. I am getting reward points as benefits . My overall experience was average so I would like to recommend to others.
      Was this review helpful? 0
      , noida
      Reviewed on Mar 22, 2018
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