Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The Doctor’s SBI Card (IMA) is the only credit card associated with the Indian Medical Association (IMA). This card is specially designed keeping a doctor’s lifestyle in mind. Doctors of Modern Scientific System of Medicine (Allopathy) can apply for the card. The annual fee of the card is Rs.1,499.
| Welcome benefits | Upon paying the joining fees, cardholders get a free e-gift voucher worth Rs.1,500 from Yatra.com. |
| Insurance benefits | With Doctor’s SBI Card (IMA), cardholders get an insurance up to Rs.10 lakh which not only covers cardholders against unfortunate events but also the legal costs incurred. This insurance also covers out-of-court settlement expenses. |
| Airport lounge benefits |
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| Reward point benefits |
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| Fuel surcharge benefits | You get 1% fuel surcharge waiver at all petrol pumps. The waiver is valid only on transactions between Rs.500 and Rs.4,000. The maximum waiver is capped at Rs.250 per cycle. |
| Milestone benefits |
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| Hotel benefits | You can use their Doctor’s SBI Card (IMA) and enjoy exclusive benefits at luxury hotels worldwide. |
| Card rental beneifts | Cardholders get 35% Avis Car Rentals bookings and 10% off on Hertz Car Rental bookings. |
| Type of Fee | Amount |
|---|---|
| Annual Fee | Rs.1,499 |
| Renewal Fee | Rs.1,499 |
| Finance Charges | 3.50% per month or 42% per annum |
| Add-On card fee | Nil |
| Cash advance fee |
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| Payment dishonor fee | 2% of the payment amount; minimum of Rs.450 |
| Statement request | Rs.100 per statement (more than 2 months old) |
| Cash payment fee | Rs.250 |
| Late payment |
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| Cheque payment fee | Rs.100 |
| Over limit fee | 2.5% of the over limit amount; minimum of Rs.600 |
| Rewards Redemption Fee | Rs.99 |
| Foreign currency transaction | 3.50% |
Only Doctors of Modern Scientific System of Medicine (Allopathy) can apply for the Doctor’s SBI card in association with IMA.
Doctors can apply for the card either online or offline. They can visit the official SBI’s website and apply for a credit card by filling an online application form or visit a nearby SBI Bank branch and apply for one.
To apply for a Doctor’s SBI Card (IMA) online, please visit https://www.sbicard.com/en/personal/credit-cards/lifestyle/doctors-ima-sbi-card.page and click on the “I want to apply now: option”. Please note that you would be required to enter basic details about yourself like your Name, mobile number, and email Id to apply for a Doctor’s SBI Card (IMA) online. Once your application is successfully submitted, an SBI Bank official will get in touch with you.
To apply for a Doctor’s SBI Card (IMA) offline, please visit the nearest SBI branch and one of the bank executives will help you out. You will be asked to fill out a credit card application form. To save time, it is recommended to carry a valid identity proof and proof of address.
For assistance, please get in touch with SBI Credit card customer care by dialing 39 02 02 02 (prefix local STD code) or 1860 180 1290.
No. Unfortunately, there is no free credit period on cash advance taken on Doctor’s SBI Card (IMA).
Cardholders get 20-50 days of interest-free credit period which is applicable on all retail purchases and if the previous month’s outstanding balance is paid in full.
Yes. A statement retrieval fee of Rs.100 will be charged if you request for statements which are more than 2 months old.
Yes. If you want to replace your Doctor’s SBI Card (IMA) card, a card replacement fee of Rs.100 will be charged.
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