State Bank of India is one of the leading national banks in our country. From time to time, SBI has introduced excellent financial products with attractive features that benefit the customers. One such product is the Doctor’s SBI Card (IMA), the only credit card associated with the Indian Medical Association (IMA). This card is specially designed keeping a doctor’s lifestyle in mind. Doctors of Modern Scientific System of Medicine (Allopathy) can apply for the card.
|Type of Fee||Amount|
|Finance Charges||Up to 3.35% monthly|
|Minimum Amount Due||5% of the total outstanding amount|
|Cash Advance Limit||Up to 80% of the credit limit. The maximum is capped at Rs.15,000 per day.|
|Domestic Cash Advance Fee||2.5% of the transaction amount, subject to a minimum of Rs.300|
|International Cash Advance Fee||3% of the transaction amount, subject to a minimum of Rs.300|
|Payment Dishonor Fee||2% of the payment amount, subject to a minimum of Rs.450|
|Cheque Pick Up Fee||Rs.100|
|Overlimit||2.5% of the overlimit amount, subject to a minimum of Rs.500|
|Foreign Currency Transaction||Conversion Mark-up: 3.5%|
|Rewards Redemption Fee||Rs.99|
|Cash Payment Fee||Rs.100|
Only Doctors of Modern Scientific System of Medicine (Allopathy) can apply for the Doctor’s SBI card in association with IMA.
Doctors can apply for the card either online or offline. They can visit the official SBI’s website and apply for a credit card by filling an online application form or visit a nearby SBI Bank branch and apply for one.
To apply for a Doctor’s SBI Card (IMA) online, please visit https://www.sbicard.com/en/personal/credit-cards/lifestyle/doctors-ima-sbi-card.page and click on the “I want to apply now: option”. Please note that you would be required to enter basic details about yourself like your Name, mobile number, and email Id to apply for a Doctor’s SBI Card (IMA) online. Once your application is successfully submitted, an SBI Bank official will get in touch with you.
To apply for a Doctor’s SBI Card (IMA) offline, please visit the nearest SBI branch and one of the bank executives will help you out. You will be asked to fill out a credit card application form. To save time, it is recommended to carry a valid identity proof and proof of address.
For assistance, please get in touch with SBI Credit card customer care by dialing 39 02 02 02 (prefix local STD code) or 1860 180 1290.
No. Unfortunately, there is no free credit period on cash advance taken on Doctor’s SBI Card (IMA).
Cardholders get 20-50 days of interest-free credit period which is applicable on all retail purchases and if the previous month’s outstanding balance is paid in full.
Yes. A statement retrieval fee of Rs.100 will be charged if you request for statements which are more than 2 months old.
Yes. If you want to replace your Doctor’s SBI Card (IMA) card, a card replacement fee of Rs.100 will be charged.
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