Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
State Bank of India, one of India’s largest lending organisation has introduced the Doctor’s SBI card. This is the only credit card that is associated with the prestigious Indian Medical Association. These cards can be personalised with the cardholder’s name engraved on them. The annual fee of the card is Rs.1,499.
Welcome benefits:
Reward point benefits:
Milestone benefits:
Airport lounge benefits:
Car ar rental benefits:
Insurance benefits:
Individuals can apply for a Doctor’s SBI card in three different ways:
| Type of Charge | Amount |
|---|---|
| Annual fee | Rs.1,499 |
| Renewal fee | Rs.1,499 |
| Add-On card fee | Nil |
| Cash advance fee |
|
| Finance charges | Up to 3.50% per month and 40.2% per annum |
| Payment dishonour fee | 2% of the amount to be paid (subject to a minimum of Rs.450) |
| Interest-free credit period | 20-50 days |
| Cash advance limit | Up to 80% of the limit of credit |
| Cash advance (finance charges) | Up to 3.35% per month and 40.2% per annum (from the date of withdrawal) |
| Cash advance fee | 2.5% of the transaction amount (subject to a minimum of Rs.300) |
| Statement request | Rs.100 per statement (more than 2 months old) |
| Cash payment fee | Rs.250 |
| Late payment fee |
|
| Cheque payment fee | Rs.100 |
| Over limit fee | 2.5% of the over limit amount; minimum of Rs.600 |
| Rewards redemption fee | Rs.99 |
| Foreign currency transaction | 3.50% |
To procure the Doctor’s SBI card, an applicant will need to meet the eligibility criteria that are mentioned below:
The applicant must submit the following documents in order to procure a Doctor's SBI card:
No, only the primary cardholder will need to be a doctor. The add-on credit cards can be availed by family members who are not doctors.
Cardholder will need to call 1860-180-1290 or 3902-0202 (prefix local STD code).
While filing an application online for the Doctor’s SBI card, you will need to upload documents like the proof of identity, proof of address, and self-attested copies of their degrees or registration certificates from the State Medical Council or the Medical Council of India.
Primary cardholders can apply for a maximum of 5 cards for their family members.
Yes, the annual fee is inclusive of GST.
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