State Bank of India, one of India’s largest lending organisation has introduced the Doctor’s SBI card. This is the only credit card that is associated with the prestigious Indian Medical Association. These cards can be personalised with the cardholder’s name engraved on them. Let’s check out its other features and benefits in detail.
|Contactless technology||TThis credit card is equipped with the advanced contactless technology that enables the cardholder to just wave and pay.|
|Highly secured||Transactions made using this card will be highly secured because of the chip and pin facility that it provides.|
|Global acceptance||This card can be used in more than 24 million outlets worldwide, including around 3,25,000 outlets in India alone.|
|Emergency card replacement||In case of loss or damage of card, the cardholder can get in touch with the 24*7 emergency helpline of the bank and get it replacement. This facility can be availed while travelling overseas as well.|
|Supplementary or add-on cards||Primary cardholders can contact the bank to procure supplementary or add-on cards for their family members.|
|Access to cash worldwide||Cardholders can withdraw cash using their Doctor's SBI credit card from more than 1 million Visa or MasterCard ATMs worldwide.|
|Easy bill payment||Cardholders can use this card to pay their mobile, electricity, telephone, and other bills using the Easy Bill Pay Facility that comes with this card.|
|Availability of the flexipay option||Cardholders can convert their transactions or outstanding bill amount into easy monthly instalments by using this facility.|
|Balance transfer||This card comes with the balance transfer facility using which the cardholder can save money in the process of paying off their outstanding credit card balance|
|Easy money||Cardholders can get a cheque or a draft against their cash limit and get it delivered to their doorstep.|
Doctor’s SBI card comes with a bunch of attractive benefits that the cardholders can enjoy.
Individuals can apply for a Doctor’s SBI card in three different ways:
|Type of Charge||Amount|
|Finance charges||Up to 3.35% per month and 40.2% per annum|
|Interest-free credit period||20-50 days|
|Cash advance limit||Up to 80% of the limit of credit|
|Cash advance (finance charges)||Up to 3.35% per month and 40.2% per annum (from the date of withdrawal)|
|Cash advance fee||2.5% of the transaction amount (subject to a minimum of Rs.300)|
|Statement retrieval||Rs.100 per statement that is older than 2 months|
|Payment dishonour fee||2% of the amount to be paid (subject to a minimum of Rs.450)|
|Cheque fee||Rs.100 (For payments made through cheque up to Rs.2,000)|
|Late payment fee||
|Overlimit charges||2.5% of the over limit amount (subject to a minimum of Rs.500)|
|Emergency card replacement fee||RS.100 in India and Rs.0 if the card is lost abroad|
|Rewards redemption fee||Rs.99|
|Cash payment fee||Rs.100|
|Surcharge on railway tickets over the counter||Rs.30 plus 2.5% of the transaction amount|
|Railway tickets bought through irctc.co.in||1.8% of the transaction amount plus service charge|
|Fuel surcharge||1% fuel surcharge waiver|
|Minimum amount due||5% of the total outstanding amount|
To procure the Doctor’s SBI card, an applicant will need to meet the eligibility criteria that are mentioned below:
The applicant must submit the following documents in order to procure a Doctor's SBI card:
No, only the primary cardholder will need to be a doctor. The add-on credit cards can be availed by family members who are not doctors.
Cardholder will need to call 1860-180-1290 or 3902-0202 (prefix local STD code).
While filing an application online for the Doctor’s SBI card, you will need to upload documents like the proof of identity, proof of address, and self-attested copies of their degrees or registration certificates from the State Medical Council or the Medical Council of India.
Primary cardholders can apply for a maximum of 5 cards for their family members.
Yes, the annual fee is inclusive of GST.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.