Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 SBI Card ELITE
    Card
    1st Year Fee
    Rewards
    Joining Perks
    4999
    Response Time : Within 30 minutes
    Rs.1,500 Amazon Voucher Paperless approval available
    What you'll love
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    Fee Details
    SBI Card ELITE is Rated as "Excellent!" by 96 Users
    Credit Card BYTES FROM OUR KITCHEN

    SBI Card ELITE

    • Cardholders can bag e-gift vouchers worth Rs.5,000 from Shoppers Stop, Yatra, Marks & Spencer’s, Bata/Hush Puppies, and Pantaloons.
    • Benefits worth Rs.30,000 every year.
    • 2 complimentary movie tickets worth Rs.500 every month at BookMyShow.com.
    • Welcome gift worth Rs.5,000.
    • Cardholders can enjoy complimentary membership to Club Vistara and Trident Privilege Red Tier and Priority Pass Program.
    • Cardholders can enjoy 24/7 concierge service.
    • Cardholders can avail air accident insurance cover of Rs.1 crore.

    In the combat between the plastics, credit cards have undoubtedly arose as the wonder champs that are offered at reduced fees and superlative rewards than your distinctive debit card. SBI Card ELITE is known for its value added offers, which makes it more suitable for shopaholic travellers.

    Benefits of SBI Card ELITE

    • Lounge Access:
    • 6 complimentary visits per year to international airport lounges outside India under the Priority Pass Program. Max 2 visits per quarter.
    • 8 complimentary visits per year to domestic airport lounges in India under the VISA/Mastercard Lounge Program. Max 2 visits per quarter.
    • Cash Advance:

    You can access cash from anywhere with over 1 million Visa ATMs in more than 100 countries around the world.

    • Internet Banking for Credit Cards:

    Internet banking ensures that that you can use credit cards in the comfort of your home or office and every transaction can be tracked through secure statements, text messages and emails issued by the bank.

    • Global Acceptance and Recognition:

    SBI Card ELITE is universally accepted and recognized in over million partner establishments worldwide.

    SBI Card ELITE Features

    • Fuel Points:

    Cardholders can bag 1% fuel surcharge waiver across all petrol pumps. Valid for transactions between Rs.500 - Rs.4,000. Max waiver of Rs.250 per statement cycle.

    • Easy Instalment Options:

    Purchase anything that you want and pay in easy instalments. To initiate Flexipay, call the SBI Card Helpline within a month after the purchase.

    • Reward Points:
    • Cardholders can earn 10 points per Rs.100 spent on dining, movies, department stores, and groceries.
    • Cardholders can earn 2 points per Rs.100 spent on other retail products.
    • Lifestyle Privileges:

    Monthly card spends can earn you INR. 500 off on BookMyShow purchases every month. This is valid for minimum two tickets per reservation and maximum rebate allowed is INR. 250 per ticket.

    Special SBI Card ELITE Offers

    • Accommodations at reduced prices (up to 75 percent) at more than 55000 Hotels & Villas worldwide.
    • SBI Card ELITE rebates in around 900 star hotels across the world.
    • You can save up to 10 percent on Hertz Vehicle Rental Program
    • Get at least 30 percent rebate on green fees at over 300 golf clubs.
    • Cardholders can avail up to 50,000 bonus reward points on annual spends.
    • Cardholders can earn 10,000 bonus reward points on spending Rs.3 lakh and Rs.4 lakh annually.
    • Cardholders can bag Rs.15,000 bonus reward points on achieving annual spends of Rs.5 lakhs and Rs.8 lakhs each.
    • Spend-based reversal on annual fee on spending Rs.10 lakhs.
    • Cardholders can enjoy lowest foreign mark-up of 1.99% on international transactions.

    SBI Card ELITE Concierge Benefits

    Cardholders can enjoy 24/7 concierge service for a host of services and exciting offers on various privileges.

    Eligibility and Documentation of SBI Card ELITE

    The eligibility for procuring an SBI Elite Credit Card is decided based on the applicant’s declared income and employment, among other factors. However, listed below are the age criteria:

    For salaried applicants 21 to 70 years
    For pensioners 40 to 70 years
    For self-employed 21 to 70 years

    As documentation, the applicant will be asked to submit an address proof, an identity proof and income documents.

    SBI Card ELITE Fees and Charges:

    • A joining fee of Rs. 4,999 will be charged one time.
    • Annual fee for this card is Rs. 4,999.
    • From the second year, the annual fee Rs.4,999 (Waived on spending Rs.10 lakhs or more annually).
    • Term for credit without interest - 20 to 50 days.
    • Finance charges - Up to 3.35 percent per month or 40.2 percent per annum.
    • Least Amount Due - 5 percent of the entire balance.
    • Cash Advance limit - Up to 80 percent of your credit limit.
    • Renewal Fee- Rs.4,999.
    • APR-40.2% per annum.

    How to Redeem the Reward Points:

    You can redeem your Reward Points across categories like travel, holidays, lifestyle, gadgets etc. You can also use the redeem points to avail deals on products from Armani, Fossil and flight tickets from IndiGo.

    How to apply SBI Card ELITE:

    Visit BankBazaar and browse through the credit cards page. You have the option to either explore or check your eligibility for different cards. BankBazaar will give you a list of carefully chosen credit cards as per your needs. Click on “Apply” and type down your Personal info to apply for the card immediately.

    FAQs SBI Card ELITE

    1. What is the joining fee I should pay at the time of card issuance?
    2. You should pay INR. 4999 as the initial fee.

    3. How much is the membership fee per annum? Can I get it waived off?
    4. It is INR. 4999. Yes, with reward points, you can get it waived off.

    5. Explain the fraud liability cover that comes with this card.
    6. Cardholders are offered a fraud liability cover worth Rs. 100000 with loss cover period of 48 hours prior to reporting the loss and 7 days post reporting the loss of card.

    7. What is the cash advance limit for SBI Card ELITE?
    8. The cash advance limit for this card is up to 80% of credit limit.

    9. Can I apply for a supplementary card?
    10. Yes, you can avail add-on cards. You can apply for a supplementary card online or by contacting the nearest branch.

    SBI Card ELITE Reviews

    • SBI Cards Credit Card
      "Good"
      0.5 3.5/5 "Pretty good"
      Customer service is good one with the State Bank of India credit card and the credit limit value is lesser one with them. I have got the credit card within ten days of time. Everything is better one with the SBI credit card and am really happy with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "looking for better credit limit"
      0.5 3.0/5 "Satisfactory"
      My credit card application was approved with SBI and the experience was average. The process was quite long and it took 1 month to receive the credit card. Initially they told, they will give a credit limit of Rs 2 lakhs but they gave only Rs 70000 and i am not happy with the credit limit in this credit card. Documents were collected door step and the customer service was good. I have not started using this credit card so i am not aware of any offers.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a credit card with State bank of India.The limit om the card is sufficient to transact i have to pay an annual fees of 499 to hols this card.Net banking is user friendly.They had processed the card within 15 days of time. I have raised complaint regarding my card its been one months i have not received a revert for the same.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I had applied my credit card with State Bank of India through online channel. They collected too many documents and provided a lower credit limit. I hold a SBI prime card and they charge annual fee around 2,999 rupees. I paid the first bill through net banking.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have my credit card approved with SBI cards and the experience was good. The process was smooth and i received my credit card within 15 days. I have a credit limit of Rs 92000 which is sufficient for this credit card. An annual fee of Rs 499 has to be paid every year for this credit card. Customer service was good and they collected documents on time. I get lot of offers in this credit card and i use this card for multi purpose.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I got a SBI Gold Card and using it for 7 years. I am satisfied with the credit card service. The credit limit was 1L which was happy. They are charging annual fee. I got the reward points and 5% cash back offers on the shopping purpose. The redemption option is very much available here.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The State bank of India executives came to my place to collect the required documents on time to process my credit card application,. They have taken around 10 days of time to disbursed the SBI simply save credit card . The expected credit limit was not approved.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Need Imrovement"
      0.5 3.0/5 "Satisfactory"
      Around a month ago I have applied for the SBI Simply save card, but I haven't got any kind of response from the State bank of India credit card department. The response part need to be improved with the State bank of India and they need to be focus on the customers requirement.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have my credit card approved with SBI cards and the experience was good. The only issue i found is, i received Elite credit card instead of simply save card. I got my credit card within 10 days and i have a credit limit of Rs 1.3 lakhs with the cash limit of Rs 36000 in this credit card. Customer service was good and they collected documents on time. I did not pay any annual fee for this credit card. I get offers like reward points and i use this card for general purpose.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have chosen SBI Simply Save credit card. They offered a credit limit of 15K which was not satisfactory since my expectation was above 30K. The customer service and response was good. They disbursed the card on time. The annual charges are applicable.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with SBI from the year 2010, the credit card services are pretty good comparatively, This is an Elite card and i pay an annual fee of Rs 5000 for this credit card. I got 2000 reward points on spending Rs 2000. I use net banking for making payments and i have a credit limit of Rs 1 lakh which is sufficient for this credit card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Good & Convenient Card"
      0.5 4.5/5 "Excellent!"
      I am using the State Bank of India credit card close to one year. The credit limit was normal. They charge annual fee. The customer service and response was good. It was more accessible and for purchasing home appliances. The payment option was easy to do the payments.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Best service"
      0.5 4.0/5 "Great!"
      I have taken a credit card with SBI.They had offered a limit of 60,000 i have an annual fees of 3000,i am not happy as the limit is low and annual fees is high as compared to others.The card type is Prime SBI card.My concern is about the charges.Net banking is convenient to use.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      Credit limit value is lesser one with the SBI credit card, which is the disadvantage and other than that annual charges are also applicable. I would like to say that the State Bank of India credit card services are also good one for me.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I am using State Bank of India for more than one year. I hold simply save card with the credit limit of 52K which was happy. Mostly it was used for online purchase. They offered reward points but have not redeem yet. There is no annual charges. I never contacted the customer service till now but helpline number was provided.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with SBI from last 2 months, the credit card services are very good when compared to other credit cards. An annual fee of Rs 499 has to be paid every year for this credit card. The card type is platinum and i got offer like 2000 reward points on spending Rs 2000. I use net banking for making payments and there are no transaction issues. I am happy with the credit limit in this credit card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with State bank of India.The limit on the card is 67,000 i am happy banking with them as they had quickly processed the card.I have no annual fees to hold this card.I have started using the card i got cash back offers.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I use the Sbi advantage platinum credit card for more than 3 years. I get benefits like cash back rewards points and other gift vouchers by using the SBI advantage platinum credit card. I am satisfied with the credit limit with this card. The customer support is good with the credit card department. I would say it is good card to use.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I got the SBI credit card and the response was not yet experienced. I would like to say that the credit limit value is good one for me with them and I have not used it much. Responsiveness and other aspects are really better one for me with the SBI credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I had purchased my credit card with state bank of India.The limit on the card is very low as its my first card.I have an annual fees for this card however there is a waiver spend criteria to hold this card.I get two movie tickets of free every month as i hold a signature card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 19, 2018
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