Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    SBI Card ELITE

    Apply online for the SBI Card ELITE that’s specially designed to meet the needs of frequent travellers. Enjoy the elite world with features like free golf rounds and access to airport lounges. Also, earn up to 5 reward points on every Rs.100 spent.

    We found 1 SBI Card ELITE
    Card
    1st Year Fee
    Rewards
    Joining Perks
    4999
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    Fee Details
    SBI Card ELITE is Rated as "Excellent!" by 149 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

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    The Globetrotters will get highest advantages by having an SBI Card Elite Credit Card in their wallet. The card, which is designed for SBI’s elite group of customers, offers unparalleled benefits on air travel, hotel bookings and foreign transactions. It also offers a typical SBI credit card benefits such as complimentary movie tickets, annual fee waivers, accelerated rewards, balance transfer on EMI, Flexipay facility and lot more. Mentioned below are the key features and benefits offered by SBI Card Elite along with the fees and charges associated with the card.

    Features and Benefits of SBI Card ELITE

    • Welcome gift: SBI Card Elite Credit Cardholders will get an e-gift voucher worth Rs.5,000 from any one of the select travel and lifestyle brands. The e-voucher will be sent to the registered e-mail ID or mobile number within 15 days of paying the annual fee. The voucher can be redeemed at both online stores and retail outlets of the sponsor.
    • Free movie tickets: Get movie tickets worth Rs.6,000 a year by using the card to book movie tickets. Minimum two movie tickets can be availed for free every month with the maximum discount amount capped at Rs.250 per ticket.
    • Milestone benefits: Spend Rs.3 lakh to Rs.4 lakh to earn 10,000 bonus reward points. Spending between Rs.5 lakh to 4 lakh will earn 15,000 bonus points.
    • Annual fee waiver: Spend Rs.10 lakh in a calendar year and get your annual fee reversed.
    • Elite rewards programme: Get 5 reward points on every Rs.100 spent on dining, groceries, departmental stores and 2 reward points on all other spends. With 4 reward points giving Rs.1, you can use your reward points to pay the outstanding on the card.
    • Fuel surcharge waiver: Pay your fuel bill with the Elite credit card and relieve yourself from paying the 1% surcharge which is typically charged on all card transactions. The waiver is valid on every fuel transaction between Rs.500 and Rs.4,000 done at all the petrol stations in the country. A maximum waiver of Rs.250 can be availed every month.
    • Lounge access at international airports: All the Elite credit card members will get free membership to airport Priority Pass Program (worth $99) which is valid for 2 years. The programme allows the members to enjoy 6 free visits a year to over 1,000 international airport lounges across the globe. The lounge visits are capped at 2 per quarter.
    • Domestic lounge access: Sponsored by Visa/MasterCard, the domestic lounge program provides 2 free visits every quarter to domestic airports in the country.
    • Complimentary Club Vistara membership: By becoming members in Club Vistara, SBI Card Elite members can enjoy 1 free airport lounge visit voucher and one upgrade voucher. Also, they can earn 9 Club Vistara points for every Rs.100 spent on Vistara flights.
    • Free Trident Privilege Red Tier membership: With the red tier membership, cardholders can enjoy special discounts on hotel bookings. They will get 1,000 welcome points on registration to the programme and 1,500 bonus points on the first stay. If the stay extends till night, they can earn 1,000 hotel credits. They can also get 10% instant discount on all bookings made through websites of participating hotels.
    • International transactions: The Elite card is accepted worldwide and attracts a foreign currency mark-up fee of 1.99% of the transaction amount. Every Rs.100 spent internationally will earn 2 reward points. Cardholders can also enjoy concierge service that provides 24x7 assistance for making various bookings and reservations.
    • Complimentary golf rounds: Through MasterCard/VISA privileges, cardholders can enjoy up to 50% off on golf games, 4 complimentary rounds of green fees access and one free golf lesson per month at selected golf courses across India.
    • Fraud liability coverage: In case of lost or stolen credit card, reporting it immediately to SBI Card helpline will make the card member liability free. All the fraudulent transactions happened after the loss will be covered under the fraud liability cover worth Rs.1 lakh, which is offered free by the bank.
    • Balance transfer on EMI: Cardholders can transfer the outstanding balance on their other bank credit cards to the SBI card and pay it back in EMIs. The balance transfer on EMI offered by SBI comes at a lesser interest rate and processing fee.
    • Flexipay: The facility enables the cardholders to convert any big-ticket purchases into easy monthly instalments. Any purchase worth Rs.2,500 or above can be converted into EMI and can be paid back in tenures ranging from 3-12 months. The facility can be availed up to 30 days from the date of purchase.

    SBI Card ELITE Fees and Charges 

    Annual fee (one-time)

    Rs.4,999

    Renewal fee (2nd year onwards)

    Rs.4,999 per annum

    Add-on credit card free

    Nil

    Finance charges

    Up to 3.35% per month

    Interest-free credit period

    20 days to 50 days

    Cash advance limit

    Up to 80% of credit limit subject to maximum of Rs.15,000 each day

    Free credit period for cash advances

    Nil

    Cash advance fee (SBI and other ATMs)

    2.5% of the withdrawn amount or Rs.300, whichever is higher

    Cash advance fee (at international ATMs

    3% of the withdrawn amount subject to a minimum of Rs.300

    Late payment fee

    Total amount due of Rs.0 to Rs.200 – NIL

    Rs.201 to Rs.500 – Rs.100

    Rs.501 to Rs.1,000 – Rs.400

    Rs.1,001 to Rs.10,000 – Rs.600

    Rs.10,001 to Rs.25,000 – Rs.800

    Rs.25,001 and above – Rs.950

    Cash payment fee

    Rs.100

    Payment dishonour fee

    2% of payment amount subject to a minimum of Rs.450

    Cheque pickup

    Rs.100

    Cheque payment fee

    Rs.100 (Cheque payments up to Rs.10,000)

    Charge slip retrieval fee

    Rs.225 for each slip

    Card replacement charge

    Rs.100

    Foreign currency transaction fee

    1.99% (transactions > or equal to Rs.1,000)

    Rewards redemption fee

    Rs.99

    Over limit charges

    2.5% of the amount subject to a minimum of Rs.500

    Surcharge on railway tickets booked at IRCTC ticket counters

    Rs.30 + 2.5% of the transaction amount

    Surcharge on railway tickets booked online through IRCTC website

    1.8% of the transaction amount + service charge

    How to apply for SBI Card ELITE

    Visit BankBazaar and browse through the credit cards page. You have the option to either explore or check your eligibility for different cards. BankBazaar will give you a list of carefully chosen credit cards as per your needs. Click on “Apply” and type down your Personal info to apply for the card immediately.

    You can also apply through SBI Card official website by following the instructions mentioned below

    • Visit sbicard.com
    • Go to SBI Card Elite Credit Card page
    • Find ‘Apply Now’ section
    • Enter your name, mobile number, email ID, check the authorisation box and click on ‘I want to apply now’ button

    Within 2-3 days of receiving your application, an SBI credit card representative will approach you on your registered mobile number or e-mail. Once your eligibility for the card is evaluated and if you meet the set criteria, the process to apply for the card will be explained to you.

    FAQs SBI Card ELITE

    1. What is the joining fee I should pay at the time of card issuance?
    2. You should pay Rs.4,999 as the initial fee.

    3. How much is the membership fee per annum? Can I get it waived off?
    4. The annual membership fee for SBI Card ELITE is Rs.4,999. You will get a fee reversal if you spend Rs.10 lakh in a calendar year. 

    5. Explain the fraud liability cover that comes with this card.
    6. Cardholders are offered a fraud liability cover worth Rs.1 lakh with loss cover period of 48 hours prior to reporting the loss and 7 days post reporting the loss of card.

    7. What is the cash advance limit for SBI Card ELITE?
    8. The cash advance limit for this card is up to 80% of the total credit limit.

    9. Can I apply for a supplementary card?

    Yes, you can avail add-on cards on the Elite Credit Card. You can apply for a supplementary card online or by contacting the nearest branch.



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    SBI Card ELITE Reviews

    • SBI Cards Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have ELITE CARD with STATE BANK OF INDIA and using it for 7 to 8 years. They are providing reward points which can be redeemed into cashback. The annual charge is 499 rupees and the credit limit is 1.80L. I do payment through cheque and there is no additional charges. The card is used for business and online shopping.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 21, 2018
    • SBI Cards Credit Card
      "Need to reduce the annual fee and improve the offers"
      0.5 4.5/5 "Excellent!"
      I have started using the SBI Elite card recently for last 6 months. There is no particular offers. For online purchase, i will be getting some offers. They have provided me a credit limit of Rs. 1.20 lakhs and there is a annual fee of Rs. 500 and it will get waived off if i use certain limit. I used get a offer notification on my mail and messages.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 15, 2018
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am using SBI Elite card for one year with State Bank of India. They do charge annual fee of 5000 rupees. The credit limit is good. I am getting 2 free movie tickets for a month and few discounts on shopping's. I do get reward points and cash back offers sometimes.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 03, 2018
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have been using sbi elite credit card for last 2 years that time its a prime credit card , after that only they have given Sbi Elite credit card . For this card there is annual charges of Rs 5000 . Am satisfied with their customer service and response . They have given credit limit with good cash back offers. They have high rate of interest for the credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 19, 2018
    • SBI Cards Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I have been using sbi credit card for last 2 years its a premium credit card . For this card there is annual charges of Rs 5000 where they have given some voucher for that am satisfied with their customer service and response . They have given good credit limit
      Was this review helpful? 1
      , bangalore
      Reviewed on Oct 06, 2018
    • SBI Cards Credit Card
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I've been using the SBI Cards Elite for a while. The charges are very high and there is no clarity in charges. So far it has been not a good experience, it has got a very good a limit. They need to get rid of the unwanted charges associated with the card,
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Aug 24, 2018
    • SBI Cards Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I have been using sbi credit card for last 15 years that time its a platinum credit card , after that only they have given Sbi Elite credit card . For this card there is annual charges of Rs of Rs4900 . Am satisfied with their customer service and response . They have given credit limit of Rs 5.65 Lakhs .
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 13, 2018
    • SBI Cards Credit Card
      "Need to be more clear in process"
      0.5 2.5/5 "Just OK"
      I have a Elite credit card with State Bank of India. They have not provided the right information while selling the card. I was told that I would get vouchers worth 5K as a reimbursement to the annual fee of 4999. I got it only in the first year, from the second year I did not get any. But the fee of 4999 has been deducted.
      Was this review helpful? 1
      , bangalore
      Reviewed on Aug 04, 2018
    • SBI Cards Credit Card
      "Average card"
      0.5 5.0/5 "Blown Away!"
      Its been 1 week am using sbi card elite credit card . Am very much satisfied with the credit limit of Rs 2.83 thousand . There is annual charges for the card of rs 5000 which is quite high .For this annual charges they are giving voucher for pantaloons , Spencer . This card hold benefits of airport lounge offers , monthly 2 movie tickets of worth RS 500 . Overall am satisfied with card .
      Was this review helpful? 1
      , gurgaon
      Reviewed on Jul 27, 2018
    • SBI Cards Credit Card
      "Very good service"
      0.5 4.5/5 "Excellent!"
      I'm impressed with the services of SBI. I've been using the SBI Elite Credit card for a while. SBI is the best, being a premium card I can avail 24x7 service even on weekends. I can call anytime and resolve my issues. Its premium card, it is a chargeable card and the annual fee 5000 per year. Overall it has been a very good experience with the card and their services.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 02, 2018
    • SBI Cards Credit Card
      "Good Service so far"
      0.5 5.0/5 "Blown Away!"
      I've been using the SBI Elite credit card for a while. SBI is giving offers in between and low rate of interest is also a plus. Their service is good. Overall it has been a hassle free experience with the card and their services.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 02, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I chose the SBI CARD ELITE online because with this card I can easily convert my purchases in to monthly installments through EMI option. So far the experience has been good with the card and their services. I'll have to use it more find out more about the features and benefits associated with the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 29, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding this card for more than a year and the services which they had provided so far has been very good. They had given me a credit limit of one lacs which is satisfactory. There has been good benefits and features with the card. There has been annual fee with the card which is high but it has been compensated by the offers which they are providing.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 28, 2018
    • SBI Cards Credit Card
      "Good Service so far"
      0.5 5.0/5 "Blown Away!"
      I bought the SBI CARD ELITE Online. I've been using this card for a month. This card is better. I was expecting a limit of anything above one lac but they offered 68000. So fart it has been a good experience with the card. The whole application and the documentation process was smooth and hassle free.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 26, 2018
    • SBI Cards Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been an easy process in getting the card and the card has reached on time as well. The credit limit with the card has been good as well as there has been good benefits and features with the card as well. There has not been any issues faced with any of the banking services which they had been providing so far.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jun 22, 2018
    • SBI Cards Credit Card
      "Good Indian Card"
      0.5 4.0/5 "Great!"
      Annual fee is quite high for this card. They are charging Rs. 4999 as annual charges. They are offering a two movie tickets every months. The rewards points are there. I can redeem the rewards points into cash. For the redeem the rewards points, i have to sent mail to them. In the second month, they will adjust the points in my bill payment. It can be accepted on all the merchants
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 20, 2018
    • SBI Cards Credit Card
      "Its advantage card"
      0.5 4.0/5 "Great!"
      I used to receive very good points. Movie tickets offers are available. Upto 2 tickets free for Rs. 500 purchase. Maximum will be 5 tickets for a month. I have been using SBI card for more than 12 years and i keep on update the card according to the offers. I used to receive a very good offers on shopping mall and merchants. I will use this card mainly for Groceries. Once i used this card for out of India, It is easy to use. They are charging 1.9% as service charge if i use this card internationally.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 19, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have started using the SBI credit card with a basic credit cards and now I hold this Sbi elite credit card for more than 10 years. The customer support service and the response is good with the State bank of India. The credit limit value is average with this Sbi elite credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 12, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.5/5 "Excellent!"
      I hold the Sbi elite credit card for more than 6months time. The customer support service and the response is very good with the State bank. The credit limit value is very less with this Sbi elite credit card and i am not satisfied with it. The annul fee waiver is applicable once I spend Rs,10lakhs.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 11, 2018
    • SBI Cards Credit Card
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I applied for the SBI CARD ELITE online because it has offers on Movie tickets and also provides Airport Lounge access. Its not a a lifetime free card. The annual fee is 4999 per year. I am happy with the features. Haven't used it. I got the card with in 20 days. The courier services returned the card twice. I had to collect the card from the courier.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 08, 2018
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