There have been credit card for every type of expenditure, except healthcare. The Apollo and State Bank of India’s partnership, however, puts an end to that and starts something anew. This card serves that end, targeting those who spend on healthcare at various Apollo centres - hospitals and pharmacies - around the country.
As part of availing the card, the bank offers a number of welcome benefits. They are:
Note that the 500 reward points will be credited to the card account within 20 days of activation of the card.
Reward Point and Instant Discount
Here are the reward points and instant discount available on this card:
Fuel Surcharge Waiver
Spend-based fee reversal
Utility Bill Payment
Easy Money Facility
Balance Transfer on EMI
|Type of Charge||Amount|
|Annual fee||Rs.499 + applicable taxes (Reversible on annual spends of Rs.90,000 or more)|
|Minimum amount due||5% of the total outstanding amount subject to a minimum of Rs.200|
|Cash advance limit||Up to 80% of the credit limit (maximum up to Rs.12,000 per day)|
|Free credit period||Nil|
|Interest-free credit period||20 days – 50 days|
|Add-on card fee||Nil|
|Cash advance fee at SBI ATMs or other ATMs||2.5% of the transaction amount subject to a minimum of Rs.500|
|Finance charges||3.50% per month (42% per annum)|
|Late payment charges||
|Cash advance fee at international ATMs||2.5% of the transaction amount subjected to a minimum of Rs.500.|
|Payment dishonour fee||2% of the payment amount subjected to a minimum of Rs.450.|
|Over-limit payment||2.5% of the over-limit amount subjected to a minimum of Rs.600.|
|Fuel surcharge||1% of the fuel purchase amount|
|Cheque pickup fee||Rs.100|
|Emergency card replacement, when abroad||Nil|
|Foreign currency transaction||3.5%|
|Card replacement fee||Rs.100 to Rs.250|
The procedure to apply for the Apollo SBI Credit Card is quite simple. All you need to do is go to the Bankbazaar.com web page or open the Bankbazaar app and navigate to the Credit Cards Section. Once there you will be shown an exhaustive list of all the credit cards listed on the site. Next, you will need to filter the result for SBI Bank credit card, and scroll to the part where the Apollo SBI Credit Card is listed. Select the card and click on apply.
You can apply for this card by clicking on the link https://www.sbicard.com/en/personal/credit-cards/rewards/apollo-sbi-card.page and clicking on the ‘Apply Now’ button. Enter your details and provide the necessary documents. The bank will verify them and if everything is correct, your application will be approved.
You can apply for this credit card offline by visiting the nearest SBI branch along with all the necessary documents. A representative from the bank will help you with the application process.
You can use the Apollo SBI Credit card at over 24 million outlets across the world and over 3.25 lakh outlets in India.
Yes. The SBI Apollo Credit Card comes with a balance transfer option where in you can transfer the balance from your other card into this one at a more affordable rate.
You can track the SBI credit card application status by visiting the official website of State Bank of India and under the credit card section search for Apollo SBI Credit Card. You will be directed to the page where on scrolling down you will find the ‘track your application’ option. Click on it and enter your application or reference number and click on ‘Track’. You will be able to view the status of your credit card application.
Yes. You can withdraw cash from any ATM in India or abroad. However, you are required to pay a 2.5% of the transaction amount, subject to a minimum of Rs.300 per transaction.
Yes. You can avail a fuel surcharge of up to 1% subject to a maximum of Rs.100 per month.
Yes. Subject to you meeting the eligibility and the bank offering you the card, you will need to pay Rs.499 + GST as a joining fee.
You can get in touch with a SBI credit card customer care executive in case of any query by calling on any one of the toll-free numbers. You can also use the ‘mail us’ option which you will find under the ‘contact us’ section.
Yes, you can get in touch with a customer care executive via twitter by sending a message to the twitter handle @SBICard_Connect
You can check the outstanding amount and available credit limit by logging in to SBI Card account either online or through the mobile app and check the available credit limit under ‘Current Outstanding’ under the ‘Account’ section.
You can also send the last 4 digits of your card number via SMS to 5676791 from your registered mobile number and check the outstanding balance you will have to pay. You can also send a mail to sbicard.com/email or call the helpline number in order to know the available credit limit.
You can change or generate your SBI Apollo Credit Card Pin by logging into your netbanking account.
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