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Apollo is one of the leading hospital chains in India and SBI is one of the leading banks with a robust credit card business. There have been credit card for every type of expenditure, except healthcare. This too, despite healthcare expenses ranking among the top list of all human expenses throughout their lifetime. The Apollo and State Bank of India’s partnership, however, puts an end to that and starts something anew. This card serves that end, targeting those who spend on healthcare at various Apollo centres - hospitals and pharmacies - around the country.
Here’s a list of all the benefits that every Apollo SBI Credit Card gets to avail:
As part of availing the card, the bank offers a number of welcome benefits. They are:
Complimentary Apollo Silver Tier Membership
500 rewards points upon payment of the joining fee
* Note that the 500 reward points will be credited to the card account within 20 days of activation of the card
Here are the reward points and instant discount available on this card:
2X reward points on every Rs.100 spent on movies, dining, and entertainment
1 reward point on every Rs.100 spent on beauty and wellness services
1 reward point on every Rs.200 spent on non-fuel retail purchases
3X reward points on every Rs.100 spent on Apollo services
Up to 10% discount at select Apollo services
Every Apollo SBI Credit cardholder is exempt from paying 1% fuel surcharge across all petrol outlets in the country
Maximum limit for surcharge waiver stands at Rs.100 per month
When the cardholders spend more than Rs.90,000 in a calendar year, any annual fee from the subsequent year onwards is completely waived off.
The Apollo SBI Credit Card is an international credit card and is accepted at over 24 million outlets around the world. The card is accepted in over 3,25,000 outlets in India alone.
The Apollo SBI Credit card allows you to add-on more cards along with the primary card, which can be used by the parents, spouse, siblings, or children, provided they are all above 18 years of age.
Utility bill payment is now easy on the Apollo SBI Credit Card through its Easy Bill Pay facility
The Apollo SBI Credit Card allows you to convert any transaction over Rs.2,500 into easy monthly installments. To avail this facility, you will need to log on to the sbicard.com website within 30 days of the purchase and convert the purchase into a flexipay facility.
This allows the cardholder to get a draft or a cheque against the available cash limit and get them delivered to their doorstep. To avail this facility, you will need to log on to the sbicard.com website and book for the same.
The Apollo SBI Credit Card allows you to transfer your balance from a different card into this one and make payments on easy EMIs.
Here’s a list of all the charges that the Apollo SBI Credit card will come with:
As joining fee, the card applicant will need to pay Rs.499 + applicable GST at the time of joining for the card services. After the first year, a renewal fee of Rs.499 + GST is required to be paid by the cardholder. There is no need for a renewal fee, however, if the annual spends for the previous year exceeds Rs.90,000.
The Apollo SBI Credit Card comes with an interest-free credit period of 20 - 50 days on retail purchases. This is, however, applicable only if the previous month’s outstanding amount is cleared in full.
The Apollo SBI Credit Card comes with an interest rate of 3.35% per month, which translates to 40.2% per annum from the date of transaction.
This card offer cash advance of up to 80% of the credit card limit, with a maximum cap of Rs.12,000 per day. There is no free credit period with the interest rates of up to 3.35% per month accounting to a maximum of 40.2% per annum from withdrawal date. Cash advance fee on SBI ATMs stand at 2.5% of the withdrawal amount, subject to a maximum of Rs.300. Withdrawals from international ATMs come with a 3% cash advance fee on the withdrawal amount, subject to a minimum of Rs.300.
Due amount | Late fee amount |
---|---|
Rs.0 to Rs.200 |
Zero |
Between Rs.200 to Rs.500 |
Rs.100 |
Between Rs.500 to Rs.1,000 |
Rs.400 |
Between Rs.1,000 to Rs.10,000 |
Rs.600 |
Between Rs.10,000 to Rs.25,000 |
Rs.800 |
Above Rs.25,000 |
Rs.950 |
Fee type | Amount |
---|---|
Over limit fee |
2.5% of the overlimit amount subject to a minimum of Rs.500 |
Card replacement |
Rs.100 |
Add-on card |
Zero |
Emergency card replacement, when abroad |
Minimum of $175 |
Foreign currency transaction |
3.5% based of conversion markup |
Dynamic currency conversion |
3.5% of markup for all cards except elite |
Railway ticket through counter |
Rs.30 + 2.5% of transaction amount |
Railway ticket through irctc.in |
1.8% of transaction amount + applicable service tax |
Customs duty payment |
2.25% of transaction amount subject to a minimum of Rs.75 |
Payment dishonor fee |
2% of the payment amount, subject to a minimum of Rs.450 |
Cheque pickup |
Rs.100 |
Cheque fee |
Rs.100 for cheque payments of up to Rs.10,000 |
WIth this ends the exhaustive list of fees and charges that will be levied on an Apollo SBI Credit Card every card holder should be aware of.
The procedure to apply for the Apollo SBi Credit Credit Card is quite simple. All you need to do is go to the Bankbazaar.com web page or open the Bankbazaar app and navigate to the Credit Cards Section. Once there you will be shown an exhaustive list of all the credit cards listed on the site. Next, you will need to filter the result for SBI Bank credit card, and scroll to the part where the Apollo SBI Credit Card is listed. Select the card and click on apply.
You can use the Apollo SBI Credit card at over 24 million outlets across the world and over 3.25 lakh outlets in India.
Yes. The SBI Apollo Credit Card comes with a balance transfer option where in you can transfer the balance from your other card into this one at a more affordable rate.
Yes. You can withdraw cash from any ATM in India or abroad. However, you are required to pay a 2.5% of the transaction amount, subject to a minimum of Rs.300 per transaction.
Yes. You can avail a fuel surcharge of up to 1% subject to a maximum of Rs.100 per month.
Yes. Subject to you meeting the eligibility and the bank offering you the card, you will need to pay Rs.499 + GST as a joining fee.
You can track the status of your credit card by visiting the official website of State Bank of India and under the credit card section search for Apollo SBI Credit Card. You will be directed to the page where on scrolling down you will find the ‘track your application’ option. Click on it and enter your application or reference number and click on ‘Track’. You will be able to view the status of your credit card application.
You can get in touch with a SBI Credit card customer care executive in case of any query by calling on any one of the toll-free numbers - 1860 180 1290, 1860 500 1290, 39 02 02 02 (prefix local STD code)  or 1800 180 1290. You can also use the ‘mail us’ option which you will find under the ‘contact us’ section. You can also send your queries via post to the address given below:
Correspondence: SBI Card, P.O. Bag 28, GPO, New Delhi – 110001 Head office: SBI Card, Correspondence Department, DLF Infinity Towers, Tower C, 10-12 Floor, Block 2, Bldg. 3, DLF Cyber City, Gurgaon – 122002, Haryana, India
Yes, you can get in touch with a customer care executive via twitter by sending a message to the twitter handle @SBICard_Connect
Given below are the steps you will have to follow if you wish to change or generate PIN of your SBI Apollo Credit Card
Change or generate pin of SBI Apollo Credit Card online:
Change or generate PIN of SBI Apollo Credit Card through mobile app:
You can check the outstanding amount and available credit limit by logging in to SBI Card account either online or through the mobile app and check the available credit limit under ‘Current Outstanding’ under the ‘Account’ section. You can also send the last 4 digits of your card number via SMS to 5676791 from your registered mobile number and check the outstanding balance you will have to pay. You can also send a mail to sbicard.com/email or call the helpline number in order to know the available credit limit.
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