Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Custom Free

    Get a card

  • Apollo SBI Credit Card

    Loading your search...
  • Apollo is one of the leading hospital chains in India and SBI is one of the leading banks with a robust credit card business. There have been credit cards for every type of expenditure, except healthcare. This too, despite healthcare expenses ranking among the top list of all human expenses throughout their lifetime. The Apollo and State Bank of India’s partnership, however, puts an end to that and starts something anew. This card serves that end, targeting those who spend on healthcare at various Apollo centres - hospitals and pharmacies - around the country.

    Highlights of the Apollo SBI Credit Card

    • Earn 3X reward points on every Rs.100 spent at Apollo services
    • Avail up to 10% instant discount on select Apollo services
    • Get a complimentary Apollo Silver Tier Membership
    • Enjoy the benefit of 1% fuel surcharge waiver

    Benefits of the Apollo SBI Credit Card

    Here’s a list of all the benefits that every Apollo SBI Credit Card gets to avail:

    1. Welcome Gift:

      As part of availing the card, the bank offers a number of welcome benefits. They are:

      Complimentary Apollo Silver Tier Membership

      500 rewards points upon payment of the joining fee

      * Note that the 500 reward points will be credited to the card account within 20 days of activation of the card

    2. Reward Point and Instant Discount

      Here are the reward points and instant discount available on this card:

      2X reward points on every Rs.100 spent on movies, dining, and entertainment

      1 reward point on every Rs.100 spent on beauty and wellness services

      1 reward point on every Rs.200 spent on non-fuel retail purchases

      3X reward points on every Rs.100 spent on Apollo services

      Up to 10% discount at select Apollo services

    3. Fuel Surcharge Waiver

      Every Apollo SBI Credit cardholder is exempt from paying 1% fuel surcharge across all petrol outlets in the country

      Maximum limit for surcharge waiver stands at Rs.100 per month

    4. Spend-based fee reversal

      When the cardholders spend more than Rs.90,000 in a calendar year, any annual fee from the subsequent year onwards is completely waived off.

    5. Worldwide acceptance:

      The Apollo SBI Credit Card is an international credit card and is accepted at over 24 million outlets around the world. The card is accepted in over 3,25,000 outlets in India alone.

    6. Add-on Cards

      The Apollo SBI Credit card allows you to add-on more cards along with the primary card, which can be used by the parents, spouse, siblings, or children, provided they are all above 18 years of age.

    7. Utility Bill Payment

      Utility bill payment is now easy on the Apollo SBI Credit Card through its Easy Bill Pay facility

    8. Flexipay

      The Apollo SBI Credit Card allows you to convert any transaction over Rs.2,500 into easy monthly installments. To avail this facility, you will need to log on to the website within 30 days of the purchase and convert the purchase into a flexipay facility.

    9. Easy Money Facility

      This allows the cardholder to get a draft or a cheque against the available cash limit and get them delivered to their doorstep. To avail this facility, you will need to log on to the website and book for the same.

    10. Balance Transfer on EMI

      The Apollo SBI Credit Card allows you to transfer your balance from a different card into this one and make payments on easy EMIs.

    Apollo SBI Credit Card Fees and Charges

    Here’s a list of all the charges that the Apollo SBI Credit card will come with:

    1. Joining Fee and Renewal Fee:

      As joining fee, the card applicant will need to pay Rs.499 + applicable GST at the time of joining for the card services. After the first year, a renewal fee of Rs.499 + GST is required to be paid by the cardholder. There is no need for a renewal fee, however, if the annual spends for the previous year exceeds Rs.90,000.

    2. Extended credit:

      The Apollo SBI Credit Card comes with an interest-free credit period of 20 - 50 days on retail purchases. This is, however, applicable only if the previous month’s outstanding amount is cleared in full.

    3. Interest rate:

      The Apollo SBI Credit Card comes with an interest rate of 3.35% per month, which translates to 40.2% per annum from the date of transaction.

    4. Cash advance:

      This card offer cash advance of up to 80% of the credit card limit, with a maximum cap of Rs.12,000 per day. There is no free credit period with the interest rates of up to 3.35% per month accounting to a maximum of 40.2% per annum from withdrawal date. Cash advance fee on SBI ATMs stand at 2.5% of the withdrawal amount, subject to a maximum of Rs.300. Withdrawals from international ATMs come with a 3% cash advance fee on the withdrawal amount, subject to a minimum of Rs.300.

    5. Late payment fees:
      Due amount Late fee amount

      Rs.0 to Rs.200


      Between Rs.200 to Rs.500


      Between Rs.500 to Rs.1,000


      Between Rs.1,000 to Rs.10,000


      Between Rs.10,000 to Rs.25,000


      Above Rs.25,000


    Here’s A List Of Other Charges On The Apollo SBI Credit Card:

    Fee type Amount

    Over limit fee

    2.5% of the overlimit amount subject to a minimum of Rs.500

    Card replacement


    Add-on card


    Emergency card replacement, when abroad

    Minimum of $175

    Foreign currency transaction

    3.5% based of conversion markup

    Dynamic currency conversion

    3.5% of markup for all cards except elite

    Railway ticket through counter

    Rs.30 + 2.5% of transaction amount

    Railway ticket through

    1.8% of transaction amount + applicable service tax

    Customs duty payment

    2.25% of transaction amount subject to a minimum of Rs.75

    Payment dishonor fee

    2% of the payment amount, subject to a minimum of Rs.450

    Cheque pickup


    Cheque fee

    Rs.100 for cheque payments of up to Rs.10,000

    WIth this ends the exhaustive list of fees and charges that will be levied on an Apollo SBI Credit Card every card holder should be aware of.

    How To Apply For Apollo SBI Credit Card

    The procedure to apply for the Apollo SBi Credit Credit Card is quite simple. All you need to do is go to the web page or open the Bankbazaar app and navigate to the Credit Cards Section. Once there you will be shown an exhaustive list of all the credit cards listed on the site. Next, you will need to filter the result for SBI Bank Credit Cards, and scroll to the part where the Apollo SBI Credit Card is listed. Select the card and click on apply.

    FAQs On Apollo SBI Credit Card

    1. Where is the Apollo SBI card accepted?

      You can use the Apollo SBI Credit card at over 24 million outlets across the world and over 3.25 lakh outlets in India.

    2. Can I transfer my other credit card balance to this card?

      Yes. The SBI Apollo Credit Card comes with a balance transfer option where in you can transfer the balance from your other card into this one at a more affordable rate.

    3. Can I withdraw cash from ATMs with this card?

      Yes. You can withdraw cash from any ATM in India or abroad. However, you are required to pay a 2.5% of the transaction amount, subject to a minimum of Rs.300 per transaction.

    4. Do I get fuel surcharge waiver on this card?

      Yes. You can avail a fuel surcharge of up to 1% subject to a maximum of Rs.100 per month.

    5. Do I have to pay a joining fee to avail this card?

      Yes. Subject to you meeting the eligibility and the bank offering you the card, you will need to pay Rs.499 + GST as a joining fee.


    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    This Page is BLOCKED as it is using Iframes.