Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • SBI PRIME Card

    A premium credit card to complement a premium lifestyle, the SBI PRIME Card comes with a joining fee (which is also the first-year fee) of Rs.2,999. The annual fee is Rs.2,999 per year and starts from the second year. You can enjoy a fee waiver if you spend a minimum of Rs.3 lakh annually.
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    The State Bank of India provides its customers with the SBI Card PRIME which is a credit card offering a wide range of rewards. This SBI Credit card gives you joining benefits along with reward points for transactions done through various categories such as travel, fuel and, lifestyle.

    Key Highlights of the SBI Card PRIME

    The SBI Card PRIME is among the premium credit cards offered by SBI which is curated specifically for frequent travelers and for the people who make most of their purchases online.

    • This voucher can be redeemed on purchases made at Bata, Marks and Spencer, Hush Puppies, Pantaloons, Yatra.com and Shoppers Stop.
    • If your expenses in a year exceed Rs.3 lakh, the annual fee of the credit card will be waived off.
    • Win a Pizza Hut voucher worth Rs.1,000 on purchases worth more than Rs.50,000 in a quarter.

    Features and Benefits of the SBI Card PRIME

    Welcome Bonus
    • An e-gift voucher worth Rs.3,000 given from the bank on paying your annual fees.
    • This voucher can be redeemed on purchases made at Bata, Marks and Spencer, Hush Puppies, Pantaloons, Yatra.com and Shoppers Stop.
    Birthday Benefit
    • With your SBI Card PRIME, for every Rs.100 spent on your birthday, you get 20 reward points.
    Annual Fee Waiver
    • If your expenses in a year exceed Rs.3 lakh, the annual fee of the credit card will be waived off.
    Milestone Benefits
    • Win a Pizza Hut voucher worth Rs.1,000 on purchases worth more than Rs.50,000 in a quarter.
    • Get gift vouchers from Pantaloons or Yatra worth Rs.7,000, on spending more than Rs.5 lakh in a year.
    Hotel Stay Benefits
    • Get a complimentary Trident Privilege Red Tier Membership, which provides 1,000 welcome points on registration.
    • Enjoy an instant discount of 10% on bookings made through the hotel website.
    • 1,500 bonus points added on your first hotel stay.
    Complimentary Airport Lounge Access
    • With the Club Vistara Silver Program, get 1 free lounge access voucher and 1 upgrade voucher.
    • You will be eligible for 4 free lounge visits per year at international airport lounges.
    • The VISA/MasterCard lounge access program provides 8 complimentary visits per year at domestic airports.
    MasterCard / Visa Privileges
    • Earn up to 10,000 miles per night on hotel stay and an additional 25% extra miles on Kaligo.com.
    • Get up to 8% off on bookings made through hotels.com across the Asia Pacific.
    • Enjoy up to 35% discount on Avis Car Rentals and up to 10% off on Avis Car Rentals.
    Free Insurance
    • Air accident insurance cover of Rs.50 lakh and credit card fraud liability cover of Rs.1 lakh given to primary cardholders.
    Fuel Surcharge Waiver
    • Avail 1% fuel surcharge waiver across all petrol pumps.
    • This offer is valid for transactions between Rs.500 to Rs.4,000.
    • A maximum waiver that can be availed is of Rs.250 per statement cycle.

    SBI PRIME Credit Card Limit

    The credit card limit of this credit card is at the discretion of the bank. In order to decide the limit for a particular credit card, the bank considers a number of factors such as the credit history of the applicant, credit score along with the repayment behavior of past and current debts.

    Latest Offer Benefits of the SBI PRIME Credit Card

    Travel offers:
    • Get discounts on hotel, flight, and bus bookings on EaseMyTrip with your SBI PRIME credit card.
    • Avail EMI for your travel bookings made on Goibibo, Cleartrip, and Yatra.com.
    Dining Offers:
    • Enjoy a discount of 20% on Zomato on a minimum transaction of Rs.300.
    Shopping Offers:
    • Avail EMI payment on products purchased from online shopping platforms such as Amazon, Flipkart, Myntra, etc.

    How Redeem Reward Points

    You can redeem your reward points through State Bank of India net banking. Here are the steps which need to be followed:

    • Step 1: Log in to your SBI net banking account.
    • Step 2: Click on the 'redeem rewards' option on the main page.
    • Step 3: You can choose the reward category from the catalog given to you.
    • Step 4: The total reward points will be shown to you on the left side of the page.
    • Step 5: Input the city for the delivery of the rewards.
    • Step 6: Choose the quantity of the reward and then click on 'add to cart'.
    • Step 7: Once done, check on the disclaimer and click on 'place order'.

    Fees and Charges of the SBI PRIME Card

    Type of Charge Amount
    Annual fee Rs.2,999
    Joining fee Rs.2,999
    Renewal fee Rs.2,999 (From 2nd year)
    Add-On card fee Nil
    Interest rate Up to 3.35% per month
    Cash withdrawal fee

    2.5% of the amount withdrawn or Rs.300 (SBI ATMs)

    3% of the amount withdrawn or Rs.300 (International ATMs)

    Cash payment fee Rs.100
    Cheque pickup Rs.100
    Payment dishonor fee 2% of the payment amount; minimum of Rs.450
    Statement request Rs.100 per statement (more than 2 months old)
    Cheque fee Rs.100
    Late payment

    From Rs.0 - Rs.200 - Nil

    more than Rs. 200 up to Rs. 500 - Rs.100

    More than Rs. 500 up to Rs. 1,000 - Rs.400

    More than Rs.1,000 up to Rs. 10,000 - Rs.600

    More than Rs. 10,000 up to Rs. 25,000 - Rs.800

    More than Rs. 25,000 - Rs.950.

    Over limit fee 2.5% of the over limit amount; minimum of Rs.500
    Card replacement Rs.100
    Foreign currency transaction 3.5%
    Rewards redemption fee Rs.99

    Eligibility of SBI PRIME Card

    • You must be between 18 - 70 years of age.
    • Add-on credit cardholder must be above 15 years.
    • The applicant can be a resident as well as a non-resident of India.

    Documents Required to Apply for SBI Prime Credit Card

    • Filled credit card application form.
    • A copy of PAN card or Form 60.
    • Identity proof - PAN, driving license, Aadhaar Card, etc.
    • Income proof - latest pay slips, Form 16, IT return copy, etc.
    • Residence proof - Passport, Ration Card, electricity bill, Aadhaar, etc.
    • Passport size color photographs of the applicant.

    *The list of documents mentioned above is indicative and additional documents might be asked for when you apply for the PRIME credit card.

    How to Apply for the SBI Prime Card Online

    • Step 1: Check your eligibility for the card by clicking 'Check Eligibility'.
    • Step 2: Submit the information that you are asked for.
    • Step 3: Next, upload the documents when you are prompted to do so.
    • Step 4: Use the tracking ID on the 'Track Application' process and get the application status.

    FAQs on SBI PRIME Card

    1. Is the SBI Card PRIME a contactless credit card?

      Yes, the SBI Card PRIME is powered with contactless technology that enables swipe-less transactions at POS terminals.

    2. Can I use SBI Card PRIME abroad?

      Yes, you can use the card anywhere across the globe. The SBI Card PRIME is accepted at over 24 million outlets across the world. A foreign transaction fee of up to 3.5% of the transaction amount will be charged every time you use the card abroad.

    3. How to report the loss of my SBI Card PRIME Credit Card?

      If you have lost your SBI Card PRIME in India, you can report it immediately to the bank by calling its 24x7 helplines 1860 180 1290 or 39 02 02 02 (prefix local STD code). In case you lost the card abroad, you can call the respective Visa helpline number specific of the country to report the loss. The list of toll-free numbers of more than 70 countries is available on SBI website or Visa website.

    4. How many add-on credit cards can I avail on my SBI Card PRIME?

      You can apply for up to 2 add-on credit cards on your SBI Card PRIME Credit Card.

    5. Is balance transfer facility available on SBI Card PRIME?

      Yes, SBI Card PRIME comes with a balance transfer on EMI facility that allows you to transfer the outstanding balance on your other bank credit cards to SBI PRIME Credit Card. Once the amount is transferred, you can pay it back in easy monthly installments at a lower interest rate in flexible tenures.

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