SBI Card PRIME is one of the premium credit cards offered by SBI for its elite group of customers. If you’re a frequent traveller or use your credit card extensively for all online and offline transactions, the SBI Card PRIME is a good option.
The card offers exclusive airport lounge access at both domestic and international airports and provides numerous rewards through its attractive reward points programme.
Welcome bonus: SBI welcomes you on board with a gift worth Rs.3,000 from popular online and offline brands including Bata/Hush Puppies, Pantaloons, Shoppers Stop, Marks and Spencer and Yatra.com.
You will have an option to choose any one of the e-vouchers, which will be sent to your registered e-mail within 5 days of request. Except for Yatra and Shoppers Stop, you can redeem all other vouchers even in retail stores by showing the code.
PRIME Reward points program:
Annual fee waiver: Spend Rs.3 lakh in a calendar year and get the renewal fee for the year waived off.
Hotel stay benefits: Every SBI Card PRIME member receives complimentary Trident Privilege Red Tier Membership, which provides 1,000 welcome points on registration.
The membership provides 10% instant discount on bookings made through the hotel website and 10 points for every Rs.100 spent during hotel stays at participating hotels.
Further, you will receive 1,500 bonus points on your first hotel stay and an additional Rs.1,000 hotel credit on extended night stay.
To avail all the benefits, you need to apply for the Trident Privilege Red Tier Membership through SBI Cards website.
Complimentary airport lounge access:
Air accident insurance cover of Rs.50 lakh and credit card fraud liability cover of Rs.1 lakh will be provided free to the primary cardholders.
Fuel surcharge waiver: Avail 1% fuel surcharge waiver across all petrol pumps. This offer is valid for transactions between Rs.500 to Rs.4,000. Maximum waiver that can be availed is of Rs.250 per statement cycle.
|Type of credit card fee or charge||Amount|
|Interest rate||Up to 3.35% per month|
|Cash withdrawal fee||2.5% of the withdrawn amount or Rs.300 (SBI ATMs) 2.5% of the withdrawn amount or Rs.300 (International ATMs)|
|Rewards redemption fee||Rs.99|
|Cash payment fee||Rs.100|
|Late payment fee||Total amount due Rs.0 to Rs.200 – NIL Rs.201 to Rs.500 – Rs.100 Rs.501 to Rs.1,000 – Rs.400 Rs.1,001 to Rs.10,000 – Rs.600 Rs.10,001 to Rs.25,000 – Rs.800 Rs.25,001 and above – Rs.950|
|Payment dishonour fee||2% of the payment amount or Rs.450|
|Statement retrieval fee||Rs.100 per statement older than 2 months|
|Over-limit fee||2.5% of the over-limit amount or Rs.500|
|Foreign currency transaction fee||3.5% of the transaction amount|
|Card replacement charge||Rs.100|
|Payment dishonour fee||2% of payment amount subject to a minimum amount of Rs.450|
|Cheque pickup fee||Rs.100|
|Charge Slip Retrieval||Rs.225 for each slip|
The eligibility for procuring an SBI Card PRIME is decided based on the applicant’s declared income and employment, among other factors.
If you wish to know whether you’re eligible to apply for the card, follow the instructions mentioned below.
You will then find the list of cards you are eligible for. If you find SBI Card PRIME in the list, it indicates that you met the eligibility criteria to apply for the card. You can click on ‘Apply Now’ button under the card to apply for the same.
You can apply for SBI PRIME credit card online either through SBI official website or BankBazaar, which is a trusted partner of SBI.
You will be contacted by an SBI credit card representative on your registered mobile number or e-mail in a few days. Once your eligibility for the card is evaluated and you meet the set criteria, the process to apply for the card will be explained to you.
Is the SBI Card PRIME a contactless credit card?
Yes, the SBI Card PRIME is powered with contactless technology that enables swipe-less transactions at POS terminals. You simply need to wave the card at the terminal to process the transaction. However, to enjoy the contactless privilege, you need to use the card only at terminals that are upgraded to accept contactless cards. At regular terminals, you need to swipe or dip your card through the card reader to process the payment.
Can I use SBI Card PRIME abroad?
Yes, you can use the card anywhere across the globe. The SBI Card PRIME is accepted at over 24 million outlets across the world, including 3.25 lakh outlets in India. However, a foreign transaction fee of up to 3.5% of the transaction amount will be charged every time you use the card abroad.
How to report loss of my SBI Card PRIME Credit Card?
If you lost your SBI Card PRIME in India, you can report it immediately to the bank by calling its 24x7 helplines 1860 180 1290 or 39 02 02 02 (prefix local STD code). In case you lost the card abroad, you can call the respective Visa helpline number specific of the country to report the loss. The list of toll-free numbers of more than 70 countries are available on SBI website or Visa website.
How many add-on credit cards can I avail on my SBI Card PRIME?
You can apply for up to 2 add-on credit cards on your SBI Card PRIME Credit Card. Your immediate family members including your spouse, children of above 18 years, siblings and parents can use the supplementary cards that come with almost all the privileges of the primary credit card.
Is balance transfer facility available on SBI Card PRIME?
Yes, SBI Card PRIME comes with balance transfer on EMI facility that allows you to transfer the outstanding on your other bank credit cards to SBI PRIME Credit Card. Once the amount is transferred, you can pay it back in easy monthly instalments at a lower interest rate in flexible tenures.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.