Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 SBI Card Prime
    Card
    1st Year Fee
    Rewards
    Joining Perks
    2999
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free Ad Paperless approval available
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    Fee Details
    SBI Card Prime is Rated as "Great!" by 486 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

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    SBI Card Prime

    Credit cards can prove to be your best friend if you know how to use them. The credit cards offered by State Bank of India come with a myriad of benefits and features. They are tailored as per the needs and requirements of the customers. The SBI Card Prime ensures that you get amazing perks for using it for various purposes.

    Benefits of SBI Card Prime

    The benefits offered by SBI Card Prime are mentioned below:

    • Cardholders can avail vouchers worth Rs.3,000 from popular travel, lifestyle and apparel brands as a joining perk.
    • Under the Prime Rewards program, you can enjoy 20 reward points for spending Rs.100 towards utility bills.
    • Enjoy 15 reward points for spending Rs.100 using your SBI Card Prime at Reliance Fresh, BigBasket, Reliance Trends, Reliance Footprint, Sahakari Bhandar stores, etc.
    • Cardholders can enjoy vouchers from Pizza Hut worth Rs.1,000 upon spending Rs.50,000 in one calendar quarter using your SBI Card Prime.
    • Cardholders can avail vouchers from Pantaloons/Yatra, worth Rs.7,000 on spending Rs.5 lakhs.
    • Cardholders will get a waiver of renewal fee on spending Rs.3 lakhs on their SBI Card Prime.
    • Under the Trident Privilege membership Program, you can enjoy the Trident Privilege Red Tier Membership as a complimentary offer
    • As a part of the Birthday Benefit program, you can enjoy 20 reward points for spending Rs.100 using the SBI Prime Card on your special day.

    Features of SBI Card Prime

    • Cardholders can avail complimentary Club Vistara Silver, Trident Privilege Red Tier membership and Priority Pass program.
    • Cardholders can avail 4 complimentary visits per year to international lounges (outside India) under the Priority Pass Program (a maximum of 2 visits per quarter).
    • 8 complimentary visits can be availed by you every year to domestic lounges under VISA/MasterCard Lounge Program in India (maximum of 2 visits per quarter).
    • Enjoy 4 rounds on Green Fees as a complimentary offer.
    • Avail discount of 50% at several golf courses across India.
    • Enjoy various perks at 900 luxury hotels across the globe.
    • Cardholders can earn 10 points per Rs.100 spent on dining, movies, groceries and other departmental stores.
    • Cardholders can earn 2 points per Rs.100 on all other retail spends.
    • Air accident insurance cover of Rs.50 lakhs.
    • Cardholders can avail 1% fuel surcharge waiver across all petrol pumps. This offer is valid for transactions between Rs.500 to Rs.4,000. Maximum waiver that can be availed is of Rs.250 per statement cycle.

    Fees and Charges of SBI Prime Credit Card

    Annual Fee Rs.2,999 per annum
    2nd Year Onwards Rs.2,999 (Waived if annual spends is Rs.3 lakhs or more)
    Renewal Fee Rs.2,999 per annum
    Add-on Free Nil
    Finance Charges Up to 3.35% per month
    Interest Credit Period 20 days to 50 days
    Cash Advance Limit 80% of credit limit subject to maximum of Rs.15,000 each day
    Free credit period Nil
    Cash Advance Fee at SBI ATMs 2.5% of the amount being transacted subject to a minimum of Rs.300
    Cash Advance Fee at other bank ATMs 2.5% of the amount being transacted subject to a minimum of Rs.300
    Cash Advance Fee at other bank ATMs 3% of the amount being transacted subject to a minimum of Rs.300
    Cash Payment Fee Rs.100
    Payment Dishonour Fee 2% of payment amount subject to a minimum amount of Rs.350
    Cheque pickup Rs.90
    Cheque Fee Rs.100
    Charge Slip Retrieval Rs.225 for each slip
    Card Replacement Fee Rs.100
    Foreign Currency Transaction 3.5%
    Rewards Redemption Rs.99
    Over limit Charges 2.5% of the amount subject to a minimum of Rs.500
    Railway tickets via ticket counters Rs.30 plus 2.5% of the transaction amount
    Railway tickets via official online portal 1.8% of the transaction amount plus service charge
    Customs Duty Payments 2.25% of the transaction amount

    Eligibility of SBI Card Prime:

    The eligibility for procuring an SBI Card Prime is decided based on the applicant’s declared income and employment, among other factors. However, listed below are the age criteria:

    For salaried applicants 21 to 70 years
    For pensioners 40 to 70 years
    For self-employed 21 to 70 years

    SBI Card Prime Reviews

    • SBI Cards Credit Card
      "Interest rate should be reduced"
      0.5 5.0/5 "Blown Away!"
      SBI interest rate is high for the credit card transaction, however they are providing some offers, like reward points, cash back, emi option. I have simply save card, it has some annual fee around Rs. 500 . Bill generation cycle is good only the concern about the interest rate they should reduced on it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      State Bank of India provides good facilities on the simply click credit card. The offers are good and the credit limit is also satisfactory. The customer services are also supportive as I can connect with them on time. The EMI facility is the best.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • SBI Cards Credit Card
      "Good offers"
      0.5 4.0/5 "Great!"
      I have been banking with state bank of India for past 4 years .I have taken a credit card with a limit of 1.50 lakhs ,expected more than that however i have sent a request four months ago still did not receive any revert for the request raised. I pay an annual fees to hold this card.I get 7,000 voucher if i show a spend of 5 lkahs within the year.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 17, 2017
    • SBI Cards Credit Card
      "Its Better"
      0.5 5.0/5 "Blown Away!"
      I have SBI simply save card, I am getting some reward points during some purchase. SBI credit limit is low, I would like to suggest, they should increase the limit. SBI told there is some annual fee, but if I cross certain limit its will get waived off.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
    • SBI Cards Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have a credit card with State Bank Of India and i would say that i am not very comfortable with the limit and there could be a better limit provided. I will also say that their services needs improvement. They also do not have a life time free card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      SBI credit card is helpful for me and the credit limit also good , I got the credit limit of 50k. I am yet to get the offers of cash back and rewards. The customer services are good and they are responsive and helpful too. There are no charges on the card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • SBI Cards Credit Card
      "Need to improve customer service"
      0.5 2.0/5 "Expected more"
      I have been banking with state bank of India for past few years.I have taken a credit card with a limit of 20,000 later they have increased the limit to 69,000 still not happy with limit because expected to have 1 lakhs as a limit on the card because i pay an annual fees of 3000. hence i am planning to close the card in near future.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 17, 2017
    • SBI Cards Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      Simply Click credit card is great to use. I got proper offers and the credit limit is low as per my salary criteria. Else when ever I use the card the transactions are smooth and I get intimated about the payments immediately. There is a annual fee of 499.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 17, 2017
    • SBI Cards Credit Card
      "Average service"
      0.5 2.0/5 "Expected more"
      I have taken a credit card with state bank of India.The limit on the card is 47,000 expected more than that as i get an income of Rs 50,000 monthly.Its an annual fees card of Rs 500,customer service is good and net banking is convenient to operate.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The credit card services was good with State bank of India . I got the credit card within 15 to 20days from state bank of India,. The credit limit is Rs,50,000 in which I am satisfied with it. The rate of interest and the charges are nominal with this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
    • SBI Cards Credit Card
      "Overall good"
      0.5 4.0/5 "Great!"
      It was a good experience at State Bank of India and the process was good. I got the credit card in 15 working days. I hold a Style up credit card. The best I prefer is the 10% cash back when I use the card at Big Bazaar. There is a annual fee of 499. I have not received the voucher yet as promised by the bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
    • SBI Cards Credit Card
      "Okay"
      0.5 3.0/5 "Satisfactory"
      I am having the SBI credit card and am using it from the last four to five years of time. Customer service is an excellent one for me and I have not faced any issues with them from some short time. I am happy with the SBI credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 17, 2017
    • SBI Cards Credit Card
      "Better service need to improved with the credit limit"
      0.5 5.0/5 "Blown Away!"
      SBI has disbursed my credit card within 35 to 40 days of time. The customer support was good with Sbi. I am satisfied with the credit limit,but still they can increase the credit limit. I pay the annual fee of Rs,499 to this card. I am satisfied with the credit card service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It was a good experience and it was a okay process with State Bank of India. I got the credit card within four or five days. The credit limit is also satisfactory and I have a simply save card. I got 2000 joining bonus points. There is a annual fee of Rs.499.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 17, 2017
    • SBI Cards Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      SBI credit card have cash back and reward points for all transaction, they are providing 10% of cash back amazon purchasing. I am using SBI simply click credit card, the limit is nominal but its not so great. Service of SBI is good and excellent.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with SBI. Documentation process is easy. They offered a simply save credit limit. The credit limit was 47k, it would be great if they increase. The reward points and cash back offers are good. The customer support is best and helpful. It is a life time free credit card.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 17, 2017
    • SBI Cards Credit Card
      "Overall experience is good"
      0.5 4.0/5 "Great!"
      It is a mixed sort of experience with State Bank of India. Sometimes I am happy with the credit card features and sometimes I am not. The points I earn is not that much a worth as per my perception never the less I do not bother much of the points. The limit is low to what I expected. I have spoken to the customer care a couple of times and it was a good experience. The annual fee is of 499 which gets waived off in the second year if I use the card for 90K in the first year.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 17, 2017
    • SBI Cards Credit Card
      "Its Good"
      0.5 4.0/5 "Great!"
      SBI is providing lots of offers, for shopping, dining, movies, grocery product its really good. Even I got the complimentary offer of Amazon voucher its good. I am fine with the credit limit and customer service of SBI is very satisfactory.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • SBI Cards Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I uses my STATE BANK OF INDIA credit card for my shopping and fuel purpose and the credit limit they offered me was good but I never contacted their customer service much it was totally a good experience with STATE BANK OF INDIA for my credit card service.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 17, 2017
    • SBI Cards Credit Card
      "Better"
      0.5 3.5/5 "Pretty good"
      I am holding SBI credit card, I am using this credit card from the last three years of time. I would like to say that the customer service is good one and the credit limit value is around 50000 Rupees, also am really happy with the service offered on my SBI credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 17, 2017
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