Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    SBI Card PRIME

    Apply for this special credit card and enjoy several premium privileges like special vouchers and complimentary membership of Priority Pass program and Trident Privilege Red Tier program. Also, explore the rich world of the PRIME Rewards program.

    We found 1 SBI Card PRIME
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    SBI Card PRIME is Rated as "Great!" by 599 Users

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    SBI Card Prime is one of the premium credit cards offered by SBI for its elite group of customers. If you’re a frequent traveller or use your credit card extensively for all online and offline transactions you can definitely go for SBI Card Prime. The card offers exclusive airport lounge access at both domestic and international airports across the globe and provides numerous rewards through its attractive reward points programme. Let’s explore the various other benefits offered by the credit card along with the features it comes with to understand its advantages in detail.

    Benefits of SBI Card PRIME

    The benefits offered by SBI Card PRIME are mentioned below:

    • Cardholders can avail vouchers worth Rs.3,000 from popular travel, lifestyle and apparel brands as a joining perk.
    • Under the PRIME Rewards program, you can enjoy 20 reward points for spending Rs.100 towards utility bill payments made through standing instructions.
    • Enjoy 15 reward points for spending every Rs.100 spent using your SBI Card PRIME at Reliance Fresh, BigBasket, Reliance Trends, Reliance Footprint, Sahakari Bhandar stores, etc.
    • Cardholders can enjoy vouchers from Pizza Hut worth Rs.1,000 upon spending Rs.50,000 in one calendar quarter using their SBI Card PRIME.
    • Cardholders can avail vouchers from Pantaloons/Yatra, worth Rs.7,000 on spending Rs.5 lakh in a calendar year.
    • Cardholders will get a waiver of renewal fee on spending Rs.3 lakhs in a calendar year on their SBI Card PRIME.
    • Under the Trident Privilege membership Program, you can enjoy the Trident Privilege Red Tier Membership as a complimentary offer
    • As a part of the Birthday Benefit program, you can enjoy 20 reward points on every Rs.100 using the SBI PRIME Card on your special day.

    Features of SBI Card PRIME

    • Cardholders can avail complimentary Club Vistara Silver, Trident Privilege Red Tier membership and Priority Pass program.
    • Cardholders can avail 4 complimentary visits per year to international lounges (outside India) under the Priority Pass Program (a maximum of 2 visits per quarter).
    • 8 complimentary visits can be availed by you every year to domestic lounges under VISA/MasterCard Lounge Program in India (maximum of 2 visits per quarter).
    • Enjoy 4 golf rounds on Green Fees as a complimentary offer.
    • Avail discount of 50% on golf games at several golf courses across India.
    • Enjoy various perks at 900 luxury hotels across the globe.
    • Cardholders can earn 10 reward points per Rs.100 spent on dining, movies, groceries and other departmental stores.
    • Cardholders can earn 2 points per Rs.100 on all other retail spends.
    • Air accident insurance cover of Rs.50 lakhs.
    • Cardholders can avail 1% fuel surcharge waiver across all petrol pumps. This offer is valid for transactions between Rs.500 to Rs.4,000. Maximum waiver that can be availed is of Rs.250 per statement cycle.

    Fees and Charges of SBI PRIME Credit Card

    Annual Fee Rs.2,999
    2nd Year Onwards Rs.2,999 (Waived if annual spends is Rs.3 lakhs or more)
    Add-on Free Nil
    Finance Charges Up to 3.35% per month
    Interest Credit Period 20 days to 50 days
    Cash Advance Limit Up to 80% of credit limit subject to maximum of Rs.15,000 each day
    Free credit period Nil
    Cash Advance Fee at SBI ATMs 2.5% of the amount being transacted subject to a minimum of Rs.300
    Cash Advance Fee at other bank ATMs 2.5% of the amount being transacted subject to a minimum of Rs.300
    Cash Advance Fee at international ATMs 3% of the amount being transacted subject to a minimum of Rs.300
    Cash Payment Fee Rs.100
    Payment Dishonour Fee 2% of payment amount subject to a minimum amount of Rs.350
    Cheque pickup Rs.100
    Cheque Fee Rs.100(Cheque payments up to Rs.10,000)
    Charge Slip Retrieval Rs.225 for each slip
    Card Replacement Fee Rs.100
    Foreign Currency Transaction 3.5%
    Rewards Redemption Rs.99
    Over limit Charges 2.5% of the amount subject to a minimum of Rs.500
    Railway tickets via ticket counters Rs.30 plus 2.5% of the transaction amount
    Railway tickets via official online portal 1.8% of the transaction amount plus service charge

    Eligibility of SBI Card PRIME:

    The eligibility for procuring an SBI Card PRIME is decided based on the applicant’s declared income and employment, among other factors. However, listed below are the age criteria:

    For salaried applicants 21 to 70 years
    For pensioners 40 to 70 years
    For self-employed 21 to 70 years

    How to apply for SBI Card Prime Credit Card Online

    You can apply for SBI Card Prime credit card online either through SBI official website or BankBazaar, which is trusted partner for SBI in offering credit cards online.

    • Apply for SBI Card Prime through SBI: To apply for SBI Card prime on SBI website, you can visit SBI Card website (www.sbicard.com) and follow the steps provided below
      • Go to SBI Card Prime page
      • Find ‘Apply Now’ section
      • Enter your name, mobile number, email ID, check the authorisation box and click on ‘I want to apply now’ button

    You will be approached by SBI credit card representative on your registered mobile number or e-mail in a few days. Once your eligibility for the card is evaluated and you meet the set criteria, the process to apply for the card will be explained to you.

    Apply for SBI Card Prime through BankBazaar

      • Visit BankBazaar.com and click on the Credit Cards tab.
      • Under this tab you will find various credit card options from which you should click on the SBI Bank and then choose the SBI Card Prime.
      • You can also check whether you are eligible for the credit card by using BankBazaar’s eligibility calculator tool. According to your eligibility and needs, a list of credit cards will be projected on the page.
      • Analyse, compare and choose the ideal credit card and click on the “Apply” option to instantly apply online for the credit card.

    FAQs related to SBI Card Prime

    1. Is the SBI Card Prime a contactless credit card?

      2. Yes, the SBI Card Prime is powered with contactless technology that enables swipe-less transactions at POS terminals. You simply need to wave the card at the terminal to process the transaction. However, to enjoy the contactless privilege, you need to use the card only at terminals that are upgraded to accept contactless cards. At regular terminals, you need to swipe or dip your card through the card reader to process the payment.

    2. Can I use SBI Card Prime abroad?

      3. Yes, you can use the card anywhere across the globe. The SBI Card Prime is accepted at over 24 million outlets across the world, including 3.25 lakh outlets in India. However, a foreign transaction fee of up to 3.5% of the transaction amount will be charged every time you use the card abroad.

    3. How to report loss of my SBI Card Prime Credit Card?

      4. If you lost your SBI Card Prime in India, you can report it immediately to the bank by calling its 24x7 helplines 1860 180 1290 or 39 02 02 02 (prefix local STD code). In case, you lost the card abroad you can call the respective Visa helpline number specific of the country to report the loss. The list of toll-free numbers of more than 70 countries are available on SBI website or Visa website.

    4. How many add-on credit cards can I avail on my SBI Card Prime?

      5. You can apply for up to 2 add-on credit cards on your SBI Card Prime Credit Card. Your immediate family members including your spouse, children of above 18 years, siblings and parents can use the supplementary cards that come with almost all the privileges of the primary credit card.

    5. Is balance transfer facility available on SBI Card Prime?

    Yes, SBI Card Prime comes with balance transfer on EMI facility that allows you to transfer the outstanding on your other bank credit cards to SBI Prime Credit Card. Once the amount is transferred, you can pay it back in easy monthly instalments at a lower interest rate in flexible tenures.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar’s partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    SBI Card Prime Reviews

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    • SBI Cards Credit Card
      "Good offers card"
      0.5 3.0/5 "Satisfactory"
      I'm holding a credit card with State bank of India for last 4 years. They are regularly giving an offer. They are providing rewards points and cashback. The rewards points is accumulated i can able to convert into cash. They have offered me a credit limit of Rs.1.50 lakhs and i'm satisfied with it. I have been using a prime card.
      Was this review helpful? 1

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      , bangalore
      Reviewed on Dec 05, 2018
    • SBI Cards Credit Card
      "Need to increase the limit"
      0.5 3.0/5 "Satisfactory"
      SBI has offered me a credit limit of 60K using it almost 2 years and they have not increased the limit. Other services are excellent but only they need to increase the limit. There is no hidden charges. Some discounts are available for the card. I have a SBI prime card and they are charging annual fee of 3000 rupees.
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      , hyderabad
      Reviewed on Dec 01, 2018
    • SBI Cards Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had been using the card for a long time and the services which they had been providing so far had been good. The credit limit with the card has been satisfactory and there has been some good offers with the card as well. There has been an annual fee of 3000 and there has been vouchers giving which is worth enough.
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      , mumbai
      Reviewed on Nov 01, 2018
    • SBI Cards Credit Card
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I had been holding the SBI Prime Card for the last one year and the services which they had been providing so far had been good so far. But the annual fee with the card has been a little high, and the credit limit which they had given with the card was only 40,000. I had been using the card for shopping, fuel recharges, mobile recharges, and also for electricity bills.
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      , jaipur
      Reviewed on Sep 07, 2018
    • SBI Cards Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      Am holding my Sbi prime credit card started using it. . Am satisfied with the credit limit which the have provided .There is annual charge of rs 400 for the card . I get cash back points and offers in some of the vendors. The customer service and response is good.
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      , new delhi
      Reviewed on Aug 25, 2018
    • SBI Cards Credit Card
      "AVERAGE"
      0.5 3.0/5 "Satisfactory"
      My credit card was taken with SBI , i am holding this card from past 1month . I cannot give rating for promise rate of interest because i am not aware about that . Recently i have started using this credit card so i did not receive any benefit but hope i will get soon . I got this card for multipurpose . They offered 75000 of credit limit but i expected more so i am not happy with the limit . Annual fee will be waive off if i spent more than 100000 .
      Was this review helpful? 1

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      , lucknow
      Reviewed on Aug 21, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      The process in getting this card has been good and the card also had reached on the right time as well. The credit limit which they had given with the card has been satisfactory and there has also been some good features and benefits with the card as well. I am yet to use the card for the purchases and shopping.
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      , noida
      Reviewed on Aug 01, 2018
    • SBI Cards Credit Card
      "GOOD"
      0.5 4.5/5 "Excellent!"
      My credit card was taken with SBI bank. Credit limit is very satisfactory and the services which have been provided is pretty good but i can not say much about benefits because i am not aware of it. But i am not satisfied with annual fee because initially they said for the 1st year it is but they charge 2500rs.Customer service response is good.
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      , bangalore
      Reviewed on Jul 27, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 2.0/5 "Expected more"
      I had been holding this card for a while and the card has been having good options with the EMI and they also had given me with a credit limit of 52 thousand which has been good. I had been using the card for groceries and at other departmental stores. There has been an annual fee of 3000 which has been high.
      Was this review helpful? 2

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      , bangalore
      Reviewed on Jul 17, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the SBI Prime Credit card for a while. This is a very good card, . I am really happy with the card. The limit is 50000 which is fair for me. The credit card application is really useful to track the spending and billing cycle. Overall it is a very useful card.
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      , pune
      Reviewed on Jul 16, 2018
    • SBI Cards Credit Card
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I've been using the SBI Prime Credit card for a while. In SBI reward points are good, it also offers petrol surcharge waiver. I can easily en-cash the reward points as well. Overall it has been a very good experience with the card and their services.
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      , ahmedabad
      Reviewed on Jul 12, 2018
    • SBI Cards Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      Using this SBI prime card almost 2 week. I don't remember about the credit limit. There is no annual fee for this credit card. I can pay the bill of other credit card thats the best thing about this credit card. I have done very less transaction by using in this card. I have used this card in restaurants but there is no cashback offer that. I don't much comment on this credit card since its new to me.
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      , new delhi
      Reviewed on Jul 11, 2018
    • SBI Cards Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I had chosen to go with this card since the card will be very much useful for me. They had given me with a good credit limit and also there has been good offers with the card. I am looking forward in charging the billing cycle and i am disappointed that they had added the insurance with the bill where i have already spoken with the customer support regarding that.
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      , chennai
      Reviewed on Jul 07, 2018
    • SBI Cards Credit Card
      "Average Card"
      0.5 5.0/5 "Blown Away!"
      I have received the card around 4 days back. I have not use the card. Need to do 1st transaction. Once i use the credit card, i could say more about it. There is a national swiping benefits available. There are some rewards points available and i just want to accumulate the reward points. They have given a credit limit of Rs. 62000 and I'm happy about that. If i transact 3 lakhs in a year they will waive off the annual fee.
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      , bangalore
      Reviewed on Jul 06, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I bought the SBI PRIME CARD Online , the card is good for Online shopping, The credit limit is okay. The whole application process was easy and hassle free. I'll have to use this card more to commend on the features and benefits associated with this card. So far it has been a good experience with the card.
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      , ahmedabad
      Reviewed on Jul 06, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I've been using the SBI Prime Credit card for a while. Their service is better, there is EMI charges are less. Flexi EMI option is also there. It has also got the option for balance transfer. Overall I am happy with the services.
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      , bangalore
      Reviewed on Jun 29, 2018
    • SBI Cards Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had been using the card for the last two years and they had been providing a very good service so far. The credit limit which they had given me has been satisfactory and there has been some good offers with the card as well. There has not been any issues faced with the banking services of them.
      Was this review helpful? 1

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      , pune
      Reviewed on Jun 28, 2018
    • SBI Cards Credit Card
      "Good Card to Use"
      0.5 5.0/5 "Blown Away!"
      I have taken this SBI credit card for 5 years back. Their is no much offers in this card. The annual is huge which is 1200 and it will not waived. They have offered me a credit limit of Rs. 62000 and of course i'm not satisfied about this limit anyway i called to the customer care due to increase my credit limit. They could not increase my limit immediately. Easily i can connect with the customer care but their is no issue with the IVR also.
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      , new delhi
      Reviewed on Jun 25, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the SBI Prime credit card for a while. Their rewards points are more when comparing to other bank. I am accumulating the payments. So far it has been a good experience with the card and their services.
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      , hyderabad
      Reviewed on Jun 22, 2018
    • SBI Cards Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have been using the card for the last 11 months and the services so far had been very good and there has not been any troubles so far. I have been using the card for shopping and for online purchases as well. There also had been good reward point offers with the card as well where it can be converted into cash or vouchers and others.
      Was this review helpful? 0

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      , new delhi
      Reviewed on Jun 21, 2018
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    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

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