Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
State Bank of India (SBI) offers a wide range of premium credit cards tailored to meet the overall lifestyle needs of elite customers. From shopping to movies to complimentary lounge access to fuel surcharge waivers, the premium range of credit cards offers a variety of features and benefits.
Listed below are all the SBI premium cards along with their features and benefits.
| Type of SBI Premium Cards | Annual Fee | Renewal Fee | Interest Rate | Cash Withdrawal Fee |
|---|---|---|---|---|
| SBI Card PRIME Credit Card | Rs.2,999 | Rs.2,999 | Up to 3.50% per month | 2.5% of transaction amount |
| SBI Card PRIME Advantage Credit Card | Rs.2,999 | Rs.2,999 | Up to 3.50% per month | 2.5% of transaction amount |
| SBI Advantage Platinum Credit Card | Rs.2,999 | Rs.2,999 | Up to 3.50% per month | 2.5% of transaction amount |
| SBI Advantage Signature Credit Card | Rs.4,999 | Rs.4,999 | Up to 3.50% per month | 2.5% of transaction amount |
| SBI Signature Credit Card | Rs.4,999 | Rs.4,999 | Up to 3.50% per month | 2.5% of transaction amount |
| SBI Elite Credit Card | Rs.4,999 | Rs.4,999 | Up to 3.50% per month | 2.5% of transaction amount |
| SBI Elite Advantage Credit Card | Rs.4,999 | Rs.4,999 | Up to 3.50% per month | 2.5% of transaction amount |
SBI Premium Credit Cards can be applied both online and offline. Individuals who wish to apply online can directly visit www.sbicard.com, find a credit card that suits their needs, and apply for it on the same website. They can also approach financial websites such as Bankbazaar.com, which provide a comparison of features and benefits offered by various cards making it easy for the visitors to make a choice.
Individual who doesn’t have access to the internet can directly walk-in to any of the closest SBI branches and apply for a premium card. The application forms are available in all SBI branches. Make sure to check your eligibility before applying for the card. You will also be required to attach the required documents such as your identity proof, address proof, income proof, etc., to the application form.
You can use the ‘Simplyfier ’ section on the website, sbicard.com and find out which SBI credit card is suited for you. The recommendation will be based on your spending patterns.
You should generally be able to apply for another credit card after 3 months of the previous application. There are a few exceptional cases under which you might not be able to re-apply. If you are not able to apply for a credit card after 3 months, you should send the bank an email at sbicard.com/email.
If you want to upgrade your current SBI credit card instead of applying for another credit card, you can log into your SBI Card Online account. If you are eligible for an Upgrade offer, you can see ‘Card upgrade’.
A transaction dispute needs to be reported to the SBI credit card department within 25 days from the date of transaction with the Transaction Dispute Form (TDF) and also supporting documents.
Yes, a few disputes like-cancellation, refund promised by the merchant, paid by other means, and merchandise returned require documented proof.
Most of the disputes are resolved within 45-60 days from the date of receipt of TDF and documents.
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