Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • SBI ELITE Advantage Credit Card

    The SBI Card ELITE Advantage has been curated to compliment your spending habits. With this credit card, you can earn reward points every time you make a purchase. The annual fee for this card is Rs.4,999.

    Key Highlights of the SBI Card ELITE Advantage

    • 5X reward points on departmental stores, groceries, and dining.
    • 2 reward points for every Rs.100 that you spend.
    • Free movie tickets of Rs.6,000 once a year.
    • 1 free lounge Voucher and 1 Vistara upgrade voucher.
    • Trident Privilege Red Tier Membership for free.

    Features and Benefits of the SBI Card ELITE Advantage

    Welcome Benefits

    • You will receive an e-gift voucher of Rs.5,000 from one of the following brands: Hush Puppies/Bata, Yatra, Aditya Birla Fashion, Pantaloons, and also Shoppers Stop.

    Fee-based Benefits

    • Get a waiver of renewal fee on an annual spend Rs.3 lakh.

    Entertainment Benefits

    • Free movie tickets of Rs.6,000 once a year.
    • The transaction will be valid for at least 2 tickets per booking every month. The maximum discount you can avail is Rs.250 per ticket (2 tickets only).

    Reward Benefits

    • Receive up to 50,000 reward points (Rs.12,500) every year.
    • 5X reward points on departmental stores, groceries, and dining.
    • Get 10,000 reward points each when you spend Rs.3 lakh and 4 lakh in a year.
    • 2 reward points for every Rs.100 that you spend.

    Trident Privilege Membership Benefits

    • Trident Privilege Red Tier Membership for free.
    • 1,500 bonus points during your first stay and an additional Rs. 1,000 (hotel credit).
    • 1,000 welcome points when you register.

    Club Vistara Membership Benefits

    • Club Vistara Silver Membership for free.
    • Earn 9 Club Vistara points every time you spend Rs.100 on all Vistara flights.
    • 1 free lounge Voucher and 1 Vistara upgrade voucher.

    Domestic Airport and Lounge Benefits

    • 2 free visits to domestic airport lounges every quarter in a year.

    International Airport and Lounge Benefits

    • 6 free international lounge visits every year (2 visits per quarter in a year).
    • Free membership to the Priority Pass Program ($99).
    • Get access to more than 1,000 airport lounges across the world.

    Forex Markup Benefits

    • Get the lowest foreign currency mark-up charge (1.99%) when you use the card outside India.
    • 2 reward points every time you spend Rs.100 spent on all International transactions.

    SBI Card ELITE Advantage Limit

    The limit for the SBI Card ELITE Advantage card will be set by the bank. The bank will look into your credit score before they settle on a figure for the limit. They will assess your credit score and past repayments habits.

    Fees and Charges of the SBI Card ELITE Advantage

    Type of Charge Fee
    Annual Fee Rs.4,999
    Renewal Fee Rs.4,999
    Add-on Fee Nil
    Statement retrieval Rs.100 per statement
    Payment Dishonor fee 2% of the payment amount, (subject to Rs.450)
    Cheque Pick Up Fee Rs.100
    Cheque Fee Rs.100
    Late payment Rs.0-Rs.200 Rs.200-Rs.500 Rs.500-Rs.1,000 Rs.1,000-Rs.10,000 Rs.10,000-Rs.25,000 Rs.25,000 and above Nil Rs.100 Rs.400 Rs.600 Rs.800 Rs.900
    Over limit 2.5% of over-limit amount
    Card replacement Rs.100
    Emergency card replacement, when abroad Nil
    Foreign currency transaction Conversion mark up: 1.99%
    Rewards redemption fee Rs.99
    Cash Payment Fee Rs.100

    Documents Required to Apply for the SBI Card ELITE Advantage

    These are the documents you may be asked to submit when you apply for this card:

    Proof of Address
    • Passport
    • Voter ID
    • Ration Card
    • Aadhaar card
    Identity Proof
    • Driving License
    • Passport
    • Aadhaar card
    Income Proof
    • Form 16
    • IT Returns
    • Salary Slip

    SBI Card ELITE Advantage FAQs

    1. What is the minimum salary required to apply for this card?

      You are eligible to get this SBI Credit Card if your income is a minimum of Rs.18,000 every month.

    2. Is this the best card for frequent travelers? If not, which is the best SBI travel card?

      The Air India SBI Platinum Card at Rs.1,499 is the best choice for any traveler.

    3. Is this the best card for international use?

      Although you can use this card internationally, the best SBI card for all international purposes is the Yatra SBI Card.

      

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    SBI ELITE Advantage Credit Card Reviews

    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      SBI credit card have offers and reward points but I have not redeem them yet, this is a domestic card, the credit limit is of 50000 which I am very much satisfied as per my need. I got my statement on time. I used this card for personal purposes.The card is very user friendly.
      Was this review helpful? 80
      , hyderabad
      Reviewed on Mar 21, 2020
    • SBI Cards
      SBI Cards Credit Card
      "Ok service"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card for more than three months, there are some reward points and offers in the card. I used this card for online shopping, fuel surcharge and groceries.The credit limit of the card is sufficient and I like the most about the card is that it is a life time free card and very good to use.
      Was this review helpful? 73
      , hyderabad
      Reviewed on Mar 21, 2020
    • SBI Cards Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have used SBI credit card for 2-3 months, but I have not got any time to check about the offers available in the card. The limit of the card is 38000 and I am satisfied because its a life time free card. I used to get my card statement on time and the net banking is also working very well.
      Was this review helpful? 76
      , faridabad
      Reviewed on Mar 21, 2020
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have been using SBI credit card for the last two months, the credit limit of the card was satisfied it was Rs.9,80,000. The bank agent came and collect my document he have informed me every detail about the card. The card have a charges of Rs.2299 in a year. I used to pay my credit card bill through bank. Am getting my card statement in softcopy but I wish the bank can send me a hard copy statement also.
      Was this review helpful? 89
      , gurgaon
      Reviewed on Mar 21, 2020
    • SBI Cards Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have used SBI credit card for 3-4 years. It is a very convenience card, there is possibility of increasing my credit score. The credit limit is Rs.37000 which was not up to the mark, this card have more offers if i'd do online shopping through flipkart .This a chargeable card with an amount of 499 along with GST. I do my credit card bill payment through online.
      Was this review helpful? 3
      , kolkata
      Reviewed on Mar 21, 2020
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was only one month that i got the credit card with SBI. But it was nice because I used to get many offers sms. I used this card for shopping, fuel, ticket and for others purposes also. The bank agent came and collected the documents, the limit of the card is Rs.54000. This is a chargeable card, it cost 500 rupees per year.
      Was this review helpful? 4
      , bangalore
      Reviewed on Mar 21, 2020
    • SBI Cards Credit Card
      "Best card "
      0.5 4.0/5 "Great!"
      SBI has offered an annual fee chargeable card of 499 plus GST but there is waiver off option if I spend 1L within a year hence I applied this card through online and received it by one week. The credit limit is low of 57K only. There are good offers and benefits for online shopping. I am not aware about EMI conversion. For every purpose I need to contact customer care only. When I applied a card they made to take an insurance with charge of 500 rupees but still I didn't receive the documents yet.
      Was this review helpful? 3
      , hosur
      Reviewed on Mar 21, 2020
    • SBI Cards Credit Card
      "Need to improve customer service & enhance the limit "
      0.5 2.0/5 "Expected more"
      SBI customer service is not providing good response whenever I contact them. The rate of interest is high. They have deducted 100 rupees for cheque transaction purpose. The limit is low of 63K. I am holding this card for 8 years. I am not getting any calls or message for an update. It is a life time free card. It is a Visa card. My payments are done on time so no idea about EMI facility. But there is no much benefits when I compared with usage.
      Was this review helpful? 21
      , chennai
      Reviewed on Mar 21, 2020
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have opened my bank account in State Bank Of India before 3 years and I decided to take credit card from the same bank.The credit limit of the card is sufficient for me. If bank provide the statement on time, it will be good and I used to pay credit card bill through online.
      Was this review helpful? 1
      , pune
      Reviewed on Mar 21, 2020
    • SBI Cards Credit Card
      "Need to improve their service "
      0.5 1.0/5 "Really Bad"
      I have paid first bill payment for SBI card without any issue. But at that time they have intimated of 8K Yatra voucher but still I didn't get it. So I contacted the banker twice for voucher issue but there is no proper response from their end. It is an annual fee chargeable card of 499 plus GST and it will be reverse in first bill payment but not done yet. The credit limit is sufficient.
      Was this review helpful? 5
      , surat
      Reviewed on Mar 21, 2020
    • SBI Cards Credit Card
      "good service"
      0.5 5.0/5 "Blown Away!"
      I have just got the card one month ago, I have done less transactions and till now I haven't got my bill payment. The credit card is good but i am not satisfied with the credit limit of 37000 rupees only. Hope they increase the limit apart from that its fine.
      Was this review helpful? 3
      , surat
      Reviewed on Mar 20, 2020
    • SBI Cards Credit Card
      "User friendly"
      0.5 5.0/5 "Blown Away!"
      SBI credit card have a credit limit of 75000 rupees, its a chargeable card of Rs.500 per year along with 87 rupees of GST. The card have a reward points of 500 from amazon if I spend Rs.5000 then only i can redeem the rewards points. I used this card for hotel booking, petrol surcharge and
      Was this review helpful? 2
      , tirunelveli
      Reviewed on Mar 20, 2020
    • SBI Cards Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have a SBI credit card which i have been using it recently, so far i have not faced any issues. I used this card for online shopping and other purchases.I get many cash back offer and reward points.The credit limit of the card is 46,000rupees, i wish the bank can increase the credit limit more.
      Was this review helpful? 2
      , jalandhar
      Reviewed on Mar 20, 2020
    • SBI Cards Credit Card
      "Very good card"
      0.5 5.0/5 "Blown Away!"
      I am having SBI credit card with a limit of 120000 and its a life time free card,the bank provide my statement on time,by using this card i used to get offers on malls and groceries.I pay my bill directly through the bank.But no ATM is available nearby.
      Was this review helpful? 3
      , rajkot
      Reviewed on Mar 20, 2020
    • SBI Cards Credit Card
      "Ok service"
      0.5 4.0/5 "Great!"
      I have been using SBI credit card recently and I am having a good experience where I get offer from YATRA, the card charges are affordable its only Rs. 500 in a year along with GST.I used to do my card payment directly from the bank, the card limit is 50,000 rupees and I am using this card for general purposes.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Mar 20, 2020
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I have availed SBI card for business purpose it is used mostly.For all online transaction and the credit limit was less it was 47000 and using for the past 2 months only .cash back offers and reward points are not there .I am paying the credit card bill through online .I have not faced any issues so far and for online transaction will;l be getting otp.
      Was this review helpful? 2
      , hooghly
      Reviewed on Mar 20, 2020
    • SBI Cards Credit Card
      "Okay"
      0.5 5.0/5 "Blown Away!"
      SBI has processed all things was very simple and after that executive came and finalized. I am not happy with the credit limit which i got very less , need to increase the credit limit. Annual charges are Rs. 499 within 2 months if i spend Rs.20k i will be getting 500rs as a reward points. That points can convert as a cash back i use to pay my bills, if i spend RS. 1L in a year from the 2nd year onward its a free card.
      Was this review helpful? 3
      , kochi
      Reviewed on Mar 20, 2020
    • SBI Cards Credit Card
      "Okay"
      0.5 3.5/5 "Pretty good"
      I have applied SBI credit card through online channel and the customer service was average. Documents collected by executive and about credit limit i am not happy they committed Rs. 3L, but they given only Rs. 75K need to increase the credit limit.
      Was this review helpful? 8
      , mumbai
      Reviewed on Mar 20, 2020
    • SBI Cards Credit Card
      "OK credit"
      0.5 3.0/5 "Satisfactory"
      Am using SBI credit card for two months, its a chargeable card of Rs. 500 but the bank charge me more than that along with GST, the credit limit is 37000 rupees which was not sufficient .The card have a rewards points but I have not check. I have just activated the mobile banking and have not used it for now. I wish the bank can increase the credit limit of the card.
      Was this review helpful? 3
      , pune
      Reviewed on Mar 20, 2020
    • SBI Cards Credit Card
      "Best card"
      0.5 4.0/5 "Great!"
      The bank agent called me and told to apply credit card from SBI. I have been using the card for two months but I am not happy with the credit limit because it is only for 39,000 as i am expecting credit limit of more than 1L ,the card have some reward points but there is no offer is available in the card. I would like to give some suggestion to the bank to give transaction facility to credit card like the debit card which I have.
      Was this review helpful? 8
      , patiala
      Reviewed on Mar 20, 2020
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