Santa Claus comes around just once a year. In the meantime, there are Credit Cards.

    • LIC CSL IDBI Eclat Select Credit Card

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    Check your Eligibility!

    IDBI Bank LIC CSL Co-branded Eclat Select Credit Card has been designed to help you experience privileges and benefits on shopping and lifestyle.

    Key Highlights of the LIC CSL IDBI Eclat Select Credit Card

    • You will earn 4 reward points for every Rs.100 you spend.
    • You get a 1% fuel surcharge waiver when you spend between Rs.400 and Rs.4,000 on fuel spends.
    • You get Credit Shield Cover.

    Features and Benefits of the IDBI Eclat Select Credit Card

    Reward points benefits:

    • You will earn 4 reward points for every Rs.100 you spend.
    • You get a welcome gift of 1,500 reward points when you spend Rs.10,000 within 60 days from the card being issued.

    Airport and lounge benefits:

    • You get lounge access to domestic airport lounges.

    Insurance benefits:

    • Accidental Death and Permanent Disability: Rs.10 lakh.
    • Credit Shield Cover: Outstanding dues on the date of event.

    Add-on benefits:

    • You can apply up to 2 add-on cards for your family members.

    Fuel benefits:

    • You get a 1% fuel surcharge waiver when you spend between Rs.400 and Rs.4,000 on fuel spends.
    Check Your Eligibility

    Fees and Charges of the LIC CSL IDBI Eclat Select Credit Card

    Type of Charge Fee
    Joining fee NIL
    Annual fee NIL
    Renewal Fee NIL
    Interest on revolving credit 3.4% per month
    Cash advance fee 2.5% of transaction fee or Rs.500 whichever is higher
    Interest on cash advance
    • Rs. 500 - NIL
    • Rs. 500 to Rs.5,000 - Rs.400
    • Rs.5,000 to Rs.10,000 - Rs.500
    • Rs.10,000 to Rs.20,000 - Rs.750
    • Rs.20,000 & Above - Rs.950
    Over limit charges 2.5% of over limit amount (subject to minimum of Rs.500)
    Cheque/auto debit return fee Rs.500
    Cash deposit charges at IDBI Bank branches Rs.200
    Duplicate statement request Rs.100 (over 3 months old)
    Card replacement fee Rs.200
    Foreign currency transaction fee Foreign currency transactions
    Reward points redemption fee Rs.99
    Balance transfer charges 1.5% of the amount or Rs.199, whichever is higher
    Card closure charge Rs.999 (if closed within one year of the card being issued)

    How to Apply for IDBI Eclat Select Credit Card

    You can apply for LIC CSL IDBI Eclat Select Credit Card by

    FAQs on LIC CSL IDBI Eclat Select Credit Card

    1. How much do I have to pay for a card replacement?

      You have to pay Rs.200 for replacing the credit card.

    2. Do I get lounge access with the card?

      Yes, you get lounge access to domestic airport lounges.

    3. Is there a renewal fee for the card?

      No, there is no renewal fee for the card.

    Apply for Credit Card

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