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IDBI Bank LIC CSL Co-branded Lumine Platinum Credit Card offers you reward points for regular spends. It is a Co-branded credit card launched by LIC in partnership with IDBI Bank. You can use the card in India and abroad. There is no joining or annual fee.
Reward points benefits:
Zero Lost Card Liability:
|Type of Charge||Fee|
|Interest on revolving credit||3.4% per month|
|Cash advance fee||2.5% of transaction fee or Rs.500 whichever is higher|
|Interest on cash advance||
|Over limit charges||2.5% of over limit amount (subject to minimum of Rs.500)|
|Cheque/auto debit return fee||Rs.500|
|Cash deposit charges at IDBI Bank branches||Rs.200|
|Duplicate statement request||Rs.100 (over 3 months old)|
|Card replacement fee||Rs.200|
|Foreign currency transaction fee||Foreign currency transactions|
|Reward points redemption fee||Rs.99|
|Balance transfer charges||1.5% of the amount or Rs.199, whichever is higher|
|Card closure charge||Rs.999 (if closed within one year of the card being issued)|
You can apply for LIC CSL IDBI Lumine Platinum Credit Card by
You can get a maximum of Rs.300 as a fuel surcharge waiver.
Yes, 2.5% of over limit amount (subject to minimum of Rs.500).
No, there is no renewal fee for the card.
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