Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
IDBI Bank LIC CSL Co-branded Lumine Platinum Credit Card offers you reward points for regular spends. It is a Co-branded credit card launched by LIC in partnership with IDBI Bank. You can use the card in India and abroad. There is no joining or annual fee.
Reward points benefits:
Insurance benefits:
Fuel benefits:
Zero Lost Card Liability:
| Type of Charge | Fee |
|---|---|
| Joining fee | NIL |
| Annual fee | NIL |
| Renewal Fee | NIL |
| Interest on revolving credit | 3.4% per month |
| Cash advance fee | 2.5% of transaction fee or Rs.500 whichever is higher |
| Interest on cash advance |
|
| Over limit charges | 2.5% of over limit amount (subject to minimum of Rs.500) |
| Cheque/auto debit return fee | Rs.500 |
| Cash deposit charges at IDBI Bank branches | Rs.200 |
| Duplicate statement request | Rs.100 (over 3 months old) |
| Card replacement fee | Rs.200 |
| Foreign currency transaction fee | Foreign currency transactions |
| Reward points redemption fee | Rs.99 |
| Balance transfer charges | 1.5% of the amount or Rs.199, whichever is higher |
| Card closure charge | Rs.999 (if closed within one year of the card being issued) |
You can apply for LIC CSL IDBI Lumine Platinum Credit Card by
You can get a maximum of Rs.300 as a fuel surcharge waiver.
Yes, 2.5% of over limit amount (subject to minimum of Rs.500).
No, there is no renewal fee for the card.
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