Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • LIC CSL IDBI Lumine Platinum Credit Card

    IDBI Bank LIC CSL Co-branded Lumine Platinum Credit Card offers you reward points for regular spends. It is a Co-branded credit card launched by LIC in partnership with IDBI Bank. You can use the card in India and abroad. There is no joining or annual fee.

    Key Highlights of IDBI Lumine Platinum Credit Card

    • You will earn 3 reward points for every Rs.100 you spend.
    • You get Credit Shield Cover.
    • You get a 1% fuel surcharge waiver when you spend between Rs.400 and Rs.4,000 on fuel spends.

    Features and Benefits of LIC CSL IDBI Lumine Platinum Credit Card

    Reward points benefits:

    • You will earn 3 reward points for every Rs.100 you spend.
    • You get a welcome gift of 1,000 reward points when you spend Rs.10,000 within 60 days from the card being issued.

    Insurance benefits:

    • You get a Personal Accidental Death Insurance cover of Rs.2 lakh.
    • You get Credit Shield Cover.

    Fuel benefits:

    • You get a 1% fuel surcharge waiver when you spend between Rs.400 and Rs.4,000 on fuel spends.

    Zero Lost Card Liability:

    Fees and Charges of IDBI Lumine Platinum Credit Card

    Type of Charge Fee
    Joining fee NIL
    Annual fee NIL
    Renewal Fee NIL
    Interest on revolving credit 3.4% per month
    Cash advance fee 2.5% of transaction fee or Rs.500 whichever is higher
    Interest on cash advance
    • Rs. 500 - NIL
    • Rs. 500 to Rs.5,000 - Rs.400
    • Rs.5,000 to Rs.10,000 - Rs.500
    • Rs.10,000 to Rs.20,000 - Rs.750
    • Rs.20,000 & Above - Rs.950
    Over limit charges 2.5% of over limit amount (subject to minimum of Rs.500)
    Cheque/auto debit return fee Rs.500
    Cash deposit charges at IDBI Bank branches Rs.200
    Duplicate statement request Rs.100 (over 3 months old)
    Card replacement fee Rs.200
    Foreign currency transaction fee Foreign currency transactions
    Reward points redemption fee Rs.99
    Balance transfer charges 1.5% of the amount or Rs.199, whichever is higher
    Card closure charge Rs.999 (if closed within one year of the card being issued)

    How to Apply for IDBI Lumine Platinum Credit Card

    You can apply for LIC CSL IDBI Lumine Platinum Credit Card by

    • Calling to IDBI Bank Credit Card Customer Care
    • Visiting Nearest IDBI Bank Branch

    FAQs on LIC CSL IDBI Lumine Platinum Credit Card

    1. What is the maximum fuel surcharge waiver I can get with the credit card?

      You can get a maximum of Rs.300 as a fuel surcharge waiver.

    2. Are there over limit charges for the card?

      Yes, 2.5% of over limit amount (subject to minimum of Rs.500).

    3. Is there a renewal fee for the card?

      No, there is no renewal fee for the card.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.